Property ID: 3111134626
209 W Broadway St, Leipsic, OH, 45856
Leipsic, OH
Money Down: $36,936
CoC Return: -1.47%
Monthly Cash Flow: $-45
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$30,780
Closing Costs
$6,156
Total Down
$36,936
Investment Snapshot
Purchase Price
$153,900
Money Down
$36,936
Cash-on-Cash Return
-1.47%
Rent
$994
Monthly Cash Flow
$-45
Annual Cash Flow
$-543
Debt Service / Mo
$819
Property Tax / Mo
$76
Insurance / Mo
$44
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$994
Payment Standard
$1,263
Rent
$994
Insurance
$44
Property Tax
$76
Management
$99
Utilities Allowance
$269
NOI (Monthly)
$774
Debt Service
$819
Cash Flow After Debt
$-45
Quality Score: 75.70%
Confidence: 86.00%
This 3-bed ranch appears recently remodeled and largely move-in ready: fresh paint, new floors, updated bath and kitchen, sound roof and exterior. Primary NSPIRE risks are missing/uncertain life-safety devices (smoke/CO detectors), unverified GFCI outlets in wet areas, and unconfirmed presence/operation of major mechanical equipment (water heater, furnace/AC). Missing kitchen appliances (stove/fridge) moderately reduce readiness but are not inspection-critical hazards. With installation/verification of detectors, GFCI where required, confirmation of heating/hot water, and provision/confirmation of appliances, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.
Section 8 Payment Standard
$1,263
Utility Allowance Total
$269
Guaranteed Section 8 Rent (PS - Utilities)
$994
Property Management
$99
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$153,900
Beds
3
Baths
1
Living Area
1,210 sqft
Lot Size
9,901 sqft
Year Built
1963
Days on Market
199
Capital Outlay
$36,936
Debt Service
$819
Property Tax / Mo
$76
Insurance / Mo
$44
Property Description
Charming brick ranch on spacious lot in Leipsic. 3 bedrooms, 1 bath, extra large living room and open design kitchen and dining. All new floor covering, fresh interior paint and trim. Bathroom also newly remodeled. Attached garage with work shop area. Inviting front porch and private backyard. This home has been recently remodeled and is ready for immediate occupancy. Set up appointment to view this great ranch home.
Utility Allowances
Heating (Natural Gas)
$75
Selected 'natural_gas' for heating based on property details specifying 'Natural Gas' and 'Forced Air' heating for a 3-bedroom unit.
Cooking (Electric)
$13
Selected 'electric' for cooking as no range/oven is mentioned as provided. Electric is a common option and is the more expensive choice on the schedule, per instructions for unclear scenarios.
Water Heating (Natural Gas)
$33
Selected 'natural_gas' for water heating. The property includes a water heater and has natural gas service, making this the most logical fuel type. The allowance is for a 3-bedroom unit.
Other Electric
$39
Standard allowance for general electricity (lights, outlets) for a 3-bedroom unit.
Water
$32
Selected based on property details specifying a 'Public' water source for a 3-bedroom unit.
Sewer
$36
Selected based on property details specifying a 'Sanitary Sewer' connection for a 3-bedroom unit.
Trash Collection
$25
Standard allowance for tenant-paid trash collection, which is typical for single-family homes.
Refrigerator (Tenant-Supplied)
$8
Allowance for a tenant-owned refrigerator, as none is listed as provided with the property.
Range (Tenant-Supplied)
$8
Additional allowance for a tenant-owned range/oven, as none is listed as provided with the property.
Air Conditioning
$0
The property details state there is no cooling system ('Cooling: [None]'). The utility schedule has a null value for this utility, resulting in a $0 allowance.
Source References
Payment Standard Source
Effective Date:
Dec 01, 2025
Utility Allowance Source
Effective Date:
Aug 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$519
DP3 Annual Estimate$543
DP1 Monthly Equivalent$43
DP3 Monthly Equivalent$45
Replacement Value$64,710
Basis1,210 sqft / 1963
Nearby Houses
Photo unavailable
225 W Broadway St
sold · 0.03 mi
Price: $23,500
3 bd / 2 ba · 1,560 sqft
Latest sale: $23,500 on Nov 22, 2016
Latest rent: —
Photo unavailable
212 W Sugar St
sold · 0.03 mi
Price: $117,500
2 bd / 1 ba · 1,660 sqft
Latest sale: $117,500 on Oct 23, 2020
Latest rent: —
Photo unavailable
109 W Broadway St
sold · 0.07 mi
Price: $35,000
2 bd / 1 ba · 1,140 sqft
Latest sale: $35,000
Latest rent: —
Photo unavailable
312 W Sugar St
sold · 0.07 mi
Price: $61,500
3 bd / 2 ba · 1,368 sqft
Latest sale: $61,500 on Aug 05, 2021
Latest rent: —
Photo unavailable
112 8th St
sold · 0.09 mi
Price: $170,000
5 bd / 2 ba · 1,914 sqft
Latest sale: $170,000 on Aug 05, 2022
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke and carbon monoxide detectors are not visible in photos; assume they are not currently installed or not shown and will need verification/installation.
- No stove or refrigerator are visible in listing photos; assume appliances may not be included and would be provided or installed prior to leasing.
- Heating is provided (baseboard/forced-air vents visible); assume it is operational but mechanical equipment (furnace, water heater, A/C) was not photographed and needs functional verification.
- Electrical panel and service appear intact externally; assume interior panel is present and in code-compliant condition unless inspection finds otherwise.
- No signs of active roof leaks or major foundation movement in photos; assume no hidden structural failure unless an in-person inspection reveals otherwise.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $891 | $77,220 | $27,030 |
| 2023 | $918 | $77,220 | $27,030 |
| 2022 | $868 | $59,600 | $20,860 |
| 2021 | $873 | $59,600 | $20,860 |
| 2020 | $868 | $59,600 | $20,860 |
| 2019 | $836 | $59,600 | $20,860 |
| 2018 | $831 | $59,600 | $20,860 |
| 2017 | $785 | $59,600 | $20,860 |
| 2016 | $789 | $60,880 | $21,310 |
| 2015 | $777 | $60,880 | $21,310 |
| 2014 | $743 | $60,880 | $21,310 |
| 2013 | $1,118 | $60,880 | $21,310 |
| 2012 | $1,108 | $60,880 | $21,310 |
| 2011 | $1,115 | $60,880 | $21,310 |
| 2010 | $1,238 | $66,740 | $23,360 |
| 2009 | $1,238 | $66,740 | $23,360 |
| 2008 | $1,243 | $66,740 | $23,360 |
| 2006 | $1,243 | $66,510 | $23,280 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-09-22 | Listed | $153,900 |
| 2025-07-26 | Listing removed | $0 |
| 2025-01-25 | Listed | $149,000 |
| 1986-05-28 | Sold | $37,900 |
Photo Gallery
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{
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"sources": [
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"effective_date": "2025-08-01"
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"utility_allowances": [
{
"note": "Selected 'natural_gas' for heating based on property details specifying 'Natural Gas' and 'Forced Air' heating for a 3-bedroom unit.",
"utility": "Heating (Natural Gas)",
"allowance": 75
},
{
"note": "Selected 'electric' for cooking as no range/oven is mentioned as provided. Electric is a common option and is the more expensive choice on the schedule, per instructions for unclear scenarios.",
"utility": "Cooking (Electric)",
"allowance": 13
},
{
"note": "Selected 'natural_gas' for water heating. The property includes a water heater and has natural gas service, making this the most logical fuel type. The allowance is for a 3-bedroom unit.",
"utility": "Water Heating (Natural Gas)",
"allowance": 33
},
{
"note": "Standard allowance for general electricity (lights, outlets) for a 3-bedroom unit.",
"utility": "Other Electric",
"allowance": 39
},
{
"note": "Selected based on property details specifying a 'Public' water source for a 3-bedroom unit.",
"utility": "Water",
"allowance": 32
},
{
"note": "Selected based on property details specifying a 'Sanitary Sewer' connection for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 36
},
{
"note": "Standard allowance for tenant-paid trash collection, which is typical for single-family homes.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "Allowance for a tenant-owned refrigerator, as none is listed as provided with the property.",
"utility": "Refrigerator (Tenant-Supplied)",
"allowance": 8
},
{
"note": "Additional allowance for a tenant-owned range/oven, as none is listed as provided with the property.",
"utility": "Range (Tenant-Supplied)",
"allowance": 8
},
{
"note": "The property details state there is no cooling system ('Cooling: [None]'). The utility schedule has a null value for this utility, resulting in a $0 allowance.",
"utility": "Air Conditioning",
"allowance": 0
}
],
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"property_tax_annual": 917.73,
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{
"summary": "This 3-bed ranch appears recently remodeled and largely move-in ready: fresh paint, new floors, updated bath and kitchen, sound roof and exterior. Primary NSPIRE risks are missing/uncertain life-safety devices (smoke/CO detectors), unverified GFCI outlets in wet areas, and unconfirmed presence/operation of major mechanical equipment (water heater, furnace/AC). Missing kitchen appliances (stove/fridge) moderately reduce readiness but are not inspection-critical hazards. With installation/verification of detectors, GFCI where required, confirmation of heating/hot water, and provision/confirmation of appliances, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos and listing show recent remodel: fresh paint, new floor covering, remodeled bathroom, intact cabinets and countertops. Walls and trim appear in good condition; flooring consistent and clean. Missing major cosmetic defects. No visible collapsed ceilings, extensive drywall damage, or exposed subfloor. Appliances: no stove or refrigerator shown in photos — missing appliances reduce the readiness score moderately but are not a structural failure."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in provided interior photos (NSPIRE requires smoke detectors in each sleeping area and on each level). Bedrooms appear to have adequate windows for egress. Entry door appears to have a deadbolt (not clearly visible). No exposed wiring or obvious electrical hazards seen in photos; electrical meter and exterior connection look intact. No visible severe water intrusion, active roof leaks, or mold in photos. Handrails/guardrails: small front stoop with two support posts visible but no handrail shown — stoop rise appears low. GFCI outlets in kitchen/bath are not visible in photos. Overall some code items likely present but unverified (detectors, GFCI) and would typically be quick fixes prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 75.0,
"rationale": "Roof appears recently shingled and in good visual condition with no visible sagging. Heating registers/baseboard visible in living areas suggesting functional heating; forced-air vents/panel covers visible on wall. No furnace, water heater, or A/C units shown in photos — their presence/function not confirmed. Electrical service and meter are visible externally and appear intact. Plumbing fixtures appear updated in the remodeled bathroom/kitchen sink but hot water availability not confirmed. No visible drainage or foundation settlement issues. Because major systems are not fully visible, a moderate deduction for uncertainty is applied."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Brick exterior and attached garage look structurally sound; newer shingles visible on roof. Concrete block foundation visible with no obvious large cracks or displacement in photos. Yard and walkways are level and free of trip-hazard debris. Small staining/discoloration at lower brick course noted but appears cosmetic. Porch/steps are modest — no severe exterior neglect observed. Attached garage and workshop provide functional value."
}
],
"red_flags": [],
"confidence": 0.72,
"assumptions": [
"Smoke and carbon monoxide detectors are not visible in photos; assume they are not currently installed or not shown and will need verification/installation.",
"No stove or refrigerator are visible in listing photos; assume appliances may not be included and would be provided or installed prior to leasing.",
"Heating is provided (baseboard/forced-air vents visible); assume it is operational but mechanical equipment (furnace, water heater, A/C) was not photographed and needs functional verification.",
"Electrical panel and service appear intact externally; assume interior panel is present and in code-compliant condition unless inspection finds otherwise.",
"No signs of active roof leaks or major foundation movement in photos; assume no hidden structural failure unless an in-person inspection reveals otherwise."
],
"overall_score": 79.0,
"rubric_version": "2026-02-24_v1"
},
{
"summary": "This 3BR/1BA brick ranch was recently cosmetically remodeled and appears largely turnkey for Section 8 occupancy with new flooring, fresh paint, and a remodeled bathroom. The property shows sound exterior envelope and a healthy-looking roof. Primary inspection risks based on available photos are missing/undocumented smoke and carbon monoxide alarms and unclear GFCI protection at the kitchen sink. Appliances (stove/refrigerator) are not pictured and will need verification/installation. Mechanical equipment (water heater, furnace/AC, electrical panel) is not photographed and should be confirmed operational. With installation/verification of required alarms, GFCI protection, and provision of standard kitchen appliances, the unit is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks; without those items the inspection could fail on detector/GFCI requirements.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Maintenance",
"score": 82.0,
"rationale": "Interior photos show recent cosmetic remodel: fresh paint, new floor covering throughout, remodeled bathroom and intact cabinetry. No visible drywall damage, major stains, or collapsed surfaces. Exterior brick has some staining/efflorescence near grade but no visible spalling. Appliances are not shown (no stove or refrigerator visible) which is a moderate deduction per guidance but not catastrophic. Overall appears turnkey with only minor cosmetic or finish touch-ups likely needed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE Safety & Code Risks",
"score": 60.0,
"rationale": "No smoke detectors or carbon monoxide alarm are visible in the supplied interior photos (NSPIRE requires detectors in sleeping areas and common areas; CO required if fuel-burning appliances/gas present). Kitchen sink area shows a standard outlet but GFCI protection near sink is not clearly visible. Windows appear adequate for bedroom egress. No exposed wiring, active roof leaks, or collapsed ceilings visible. Exterior entry door hardware not clearly shown (deadbolt not visible). Missing/undocumented smoke/CO alarms and potentially missing GFCI near the sink are inspection-risk items that reduce the score."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Roof, Electrical, Plumbing)",
"score": 70.0,
"rationale": "Roof appears recently replaced or in good condition with no visible sagging or damaged shingles. Heating registers/baseboard observed in living areas (likely electric baseboard or forced-air vents) indicating a heating system is present. Bathroom plumbing and kitchen sink/faucet appear new from photos, and bathroom is remodeled. Electrical meter and exterior service are visible; the main electrical panel is not shown. Water heater and HVAC mechanical equipment are not pictured. Systems appear intact but lack direct photo confirmation of operation or age, so moderate score is assigned."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 75.0,
"rationale": "Brick ranch sits level on the lot; concrete block foundation is visible and appears straight with no obvious major cracks. Attached garage and driveway present. Front step is shallow; no handrail is present but not obviously required for the single low step. Yard and walkways are clear of debris; no standing water or exterior structural distress seen. Some staining on brick low-course and a small shrub against foundation may warrant clearance but nothing that indicates severe neglect."
}
],
"red_flags": [
"No visible smoke detectors in photos (NSPIRE requires functioning smoke alarms in hallways/bedrooms/common areas).",
"No visible carbon monoxide alarm in photos (required if fuel-burning appliances or gas service present).",
"No visible GFCI-protected receptacle at kitchen sink area in photos (GFCI required near water sources).",
"No stove or refrigerator shown in listing photos — appliances need confirmation/installation before move-in."
],
"confidence": 0.65,
"assumptions": [
"Listing statement that the home was recently remodeled is accurate and interior finishes are complete and clean.",
"No stove or refrigerator are visible in photos; assume appliances are not provided unless owner confirms.",
"A gas meter or service equipment is visible at the rear wall; assume there may be fuel-burning equipment somewhere on-site requiring CO detection.",
"Heating system is present and functional (photos show baseboard or wall registers), but operational status and age are unverified.",
"Water heater and main electrical panel exist and are serviceable though not shown in photos.",
"Smoke and CO alarms were not photographed and therefore are treated as not verifiable for inspection readiness.",
"No evidence of active roof leaks, major foundation movement, or severe mold from the provided photos; hidden issues cannot be ruled out."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this single‑family brick ranch presents as recently remodeled with new flooring, fresh paint and an updated bathroom — generally move‑in ready. The exterior and roof appear sound. The main inspection risks are missing documentation/visibility of required safety devices (smoke/CO detectors), unverified GFCI protection in kitchen, and lack of photographic confirmation of major mechanicals (furnace, water heater, electrical panel). These are likely easy/fast corrections if equipment is present but would cause inspection failure if absent. Estimated HCV/NSPIRE pass likelihood is fair to good after minor corrections (1–4 items) and verification of systems; likely rent‑ready within 1–4 weeks if detectors and any missing appliances are installed and mechanicals document as operational.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show fresh paint, new floor covering throughout, updated bathroom and clean, intact cabinetry — consistent with a recent remodel. Exterior brick and roof appear serviceable. No visible major cosmetic deferred maintenance. Missing kitchen appliances (no stove or refrigerator visible) reduce readiness moderately but are not structural failures. Minor exterior staining at brick base and some landscaping/driveway finish left to do."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible: no collapsed ceilings, active leaks, standing water, or exposed high‑voltage wiring in photos. Bedrooms appear to have egress windows. Entry doors appear secure. However, smoke detectors and carbon monoxide detectors are not visible in any interior photos (required by NSPIRE). GFCI protection on kitchen counters is not clearly visible from images. Electrical service and panel are visible exteriorly but panel condition not shown. Because these inspection‑critical devices are not documented in photos, I reduced the score to reflect likely corrective items required at inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof, HVAC, plumbing, electrical)",
"score": 70.0,
"rationale": "Roof shingles appear in good condition (looks recently replaced). Heating registers/baseboard are visible in living areas suggesting a functioning heat source. Gas meter and chimney/venting are present at exterior, which indicates fuel service and vented appliances likely exist. Water heater, furnace, and electrical panel locations and operational status are not shown, so operational reliability is unverified. No visible signs of plumbing leaks or water damage in interior photos. Unverified major systems reduce score pending documentation/inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Brick exterior and attached garage appear intact; foundation block is visible and shows no obvious large cracks or displacement in photos. Yard is level and clear of debris; walk to front stoop appears small and safe. No visible standing water, rot, or infestation evidence. Some minor brick staining at foundation band and minimal landscaping work recommended, but overall exterior is in good condition."
}
],
"red_flags": [
"No smoke detectors visible in interior photos — required and would fail inspection if absent.",
"No carbon monoxide detector visible — required where fuel‑burning appliances or attached garages exist.",
"GFCI protection on kitchen countertop outlets not discernible from images — lack would be a code/inspection defect.",
"Major mechanicals (furnace, water heater, electrical panel) not documented in photos — their absence or inoperability would be an inspection failure."
],
"confidence": 0.65,
"assumptions": [
"Recent remodel claims in listing (new floor covering, paint, remodeled bath) are accurate and reflective of interior photos.",
"A heating source is present and functional based on visible baseboard/vent registers; however, make/model/age of furnace/water heater not provided.",
"Kitchen may not include stove/refrigerator — listing did not specify; missing appliances were treated as moderate readiness issues but not automatic failures.",
"Smoke detectors, carbon monoxide detectors, GFCI outlets, and the electrical panel are not visible in supplied photos; I assume they may be present but not shown. Absence would require immediate correction.",
"Roof replacement appears recent from images; assumed to be in good condition with no active leaks given no interior staining or ceiling damage visible.",
"No evidence of major structural issues (sagging, foundation movement, collapsed ceilings) seen in photos; none inferred beyond minor exterior staining."
],
"overall_score": 76.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "209 W Broadway St, Leipsic, OH, 45856",
"aggregate": {
"summary": "This 3-bed ranch appears recently remodeled and largely move-in ready: fresh paint, new floors, updated bath and kitchen, sound roof and exterior. Primary NSPIRE risks are missing/uncertain life-safety devices (smoke/CO detectors), unverified GFCI outlets in wet areas, and unconfirmed presence/operation of major mechanical equipment (water heater, furnace/AC). Missing kitchen appliances (stove/fridge) moderately reduce readiness but are not inspection-critical hazards. With installation/verification of detectors, GFCI where required, confirmation of heating/hot water, and provision/confirmation of appliances, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.3,
"rationale": "Interior photos and listing show recent remodel: fresh paint, new floor covering, remodeled bathroom, intact cabinets and countertops. Walls and trim appear in good condition; flooring consistent and clean. Missing major cosmetic defects. No visible collapsed ceilings, extensive drywall damage, or exposed subfloor. Appliances: no stove or refrigerator shown in photos — missing appliances reduce the readiness score moderately but are not a structural failure."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 81.7,
"rationale": "Brick exterior and attached garage look structurally sound; newer shingles visible on roof. Concrete block foundation visible with no obvious large cracks or displacement in photos. Yard and walkways are level and free of trip-hazard debris. Small staining/discoloration at lower brick course noted but appears cosmetic. Porch/steps are modest — no severe exterior neglect observed. Attached garage and workshop provide functional value."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 66.7,
"rationale": "No visible smoke detectors or carbon monoxide alarms in provided interior photos (NSPIRE requires smoke detectors in each sleeping area and on each level). Bedrooms appear to have adequate windows for egress. Entry door appears to have a deadbolt (not clearly visible). No exposed wiring or obvious electrical hazards seen in photos; electrical meter and exterior connection look intact. No visible severe water intrusion, active roof leaks, or mold in photos. Handrails/guardrails: small front stoop with two support posts visible but no handrail shown — stoop rise appears low. GFCI outlets in kitchen/bath are not visible in photos. Overall some code items likely present but unverified (detectors, GFCI) and would typically be quick fixes prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 71.7,
"rationale": "Roof appears recently shingled and in good visual condition with no visible sagging. Heating registers/baseboard visible in living areas suggesting functional heating; forced-air vents/panel covers visible on wall. No furnace, water heater, or A/C units shown in photos — their presence/function not confirmed. Electrical service and meter are visible externally and appear intact. Plumbing fixtures appear updated in the remodeled bathroom/kitchen sink but hot water availability not confirmed. No visible drainage or foundation settlement issues. Because major systems are not fully visible, a moderate deduction for uncertainty is applied."
}
],
"red_flags": [],
"confidence": 0.86,
"assumptions": [
"Smoke and carbon monoxide detectors are not visible in photos; assume they are not currently installed or not shown and will need verification/installation.",
"No stove or refrigerator are visible in listing photos; assume appliances may not be included and would be provided or installed prior to leasing.",
"Heating is provided (baseboard/forced-air vents visible); assume it is operational but mechanical equipment (furnace, water heater, A/C) was not photographed and needs functional verification.",
"Electrical panel and service appear intact externally; assume interior panel is present and in code-compliant condition unless inspection finds otherwise.",
"No signs of active roof leaks or major foundation movement in photos; assume no hidden structural failure unless an in-person inspection reveals otherwise."
],
"score_method": "mean_of_criteria",
"overall_score": 75.7,
"rubric_version": "2026-02-24_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "3111134626"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.