Property ID: 3256377247
179 Grasmere St, Pittsburgh, PA, 15205
Pittsburgh, PA
Money Down: $43,200
CoC Return: 21.37%
Monthly Cash Flow: $769
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$36,000
Closing Costs
$7,200
Total Down
$43,200
Investment Snapshot
Purchase Price
$180,000
Money Down
$43,200
Cash-on-Cash Return
21.37%
Rent
$2,129
Monthly Cash Flow
$769
Annual Cash Flow
$9,230
Debt Service / Mo
$958
Property Tax / Mo
$152
Insurance / Mo
$37
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,129
Payment Standard
$2,583
Rent
$2,129
Insurance
$37
Property Tax
$152
Management
$213
Utilities Allowance
$454
NOI (Monthly)
$1,727
Debt Service
$958
Cash Flow After Debt
$769
Quality Score: 73.10%
Confidence: 88.00%
This single-family brick home appears largely rent-ready with mostly cosmetic updates already completed and solid exterior condition. Based on photos and listing, major structural or life-safety failures are not visible. Primary inspection risks are unverified items commonly checked on an initial HCV/NSPIRE inspection: presence and placement of smoke/CO alarms, GFCI protection in kitchen/bath, electrical panel condition, and confirmation of an operational heating system and hot water. The front entry stair handrail/guard situation requires confirmation to ensure it meets local code/NSPIRE requirements. With a short targeted service check (smoke/CO alarms, install/repair handrail if needed, confirm HVAC/water heater, verify GFCI) the unit would likely pass initial HCV inspection and be rent-ready within ~2-4 weeks.
Section 8 Payment Standard
$2,583
Utility Allowance Total
$454
Guaranteed Section 8 Rent (PS - Utilities)
$2,129
Property Management
$213
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$180,000
Beds
3
Baths
1
Living Area
1,344 sqft
Lot Size
2,749 sqft
Year Built
1906
Days on Market
79
Capital Outlay
$43,200
Debt Service
$958
Property Tax / Mo
$152
Insurance / Mo
$37
Property Description
Welcome to 179 Grasmere Street, a home full of opportunity and room to grow. This well laid out residence offers three comfortable bedrooms plus a finished attic that functions perfectly as a fourth bedroom, home office, or flex space. Inside, you'll find a bright living room, a dedicated dining area, and a functional kitchen that creates an easy flow for everyday living. The full basement provides generous storage and additional potential for future use, while the layout offers a solid foundation for personal touches and updates over time. Whether you envision light cosmetic upgrades or a more customized renovation, this home allows you to make it your own while building long term value. Conveniently located with quick access to downtown Pittsburgh, minutes from 376 parkway, Robinson mall and airport 15-20 mins away and public transportation. This property combines neighborhood charm with city accessibility. A great opportunity to step into ownership in an established Pittsburgh neighborhood with space, potential, and location all working in your favor.
Utility Allowances
Heating
$82
Selected 'natural_gas' for a 3-bedroom unit based on property info stating 'Heating Features: Gas'.
Cooking
$8
Selected 'natural_gas' for a 3-bedroom unit as property info includes a 'Gas Stove'.
Water Heating
$24
Selected 'natural_gas' for a 3-bedroom unit, inferred to be consistent with the property's gas heating and cooking.
Other Electric
$75
Standard allowance for a 3-bedroom unit for general electric use like lights and outlets.
Air Conditioning
$17
Standard allowance for a 3-bedroom unit. Property has 'Cooling Features: Central, Electric'.
Water
$101
Standard allowance for a 3-bedroom unit. Property info states 'Water Source: Public'.
Sewer
$147
Standard allowance for a 3-bedroom unit. Property info states 'Sewer: Public'.
Refrigerator
$0
Property includes a refrigerator, so no allowance is provided for a tenant-owned appliance.
Range/Microwave
$0
Property includes a microwave oven, so no allowance is provided for a tenant-owned appliance.
Trash Collection
$0
No allowance amount is provided on the utility schedule for this service.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$325
DP3 Annual Estimate$570
DP1 Monthly Equivalent$27
DP3 Monthly Equivalent$48
Replacement Value$53,600
Basis1,344 sqft / 1906
Nearby Houses
Photo unavailable
176 Grasmere St
sold · 0.03 mi
Price: $105,000
4 bd / 1 ba · 1,152 sqft
Latest sale: $105,000 on Sep 27, 2019
Latest rent: —
Photo unavailable
174 Grasmere St
off_market · 0.03 mi
Price: $164,900
2 bd / 2 ba · 1,092 sqft
Latest sale: $47,000
Latest rent: —
Photo unavailable
144 Grasmere St
sold · 0.05 mi
Price: $125,000
2 bd / 1 ba · 1,526 sqft
Latest sale: $125,000 on Mar 04, 2025
Latest rent: —
Photo unavailable
1601 Grasmere St
sold · 0.05 mi
Price: $152,000
2 bd / 1 ba · 780 sqft
Latest sale: $152,000 on Nov 28, 2023
Latest rent: $1,600 on Dec 18, 2023
Photo unavailable
57 Oakwood Rd
sold · 0.06 mi
Price: $235,000
4 bd / 3 ba · 1,683 sqft
Latest sale: $235,000 on May 19, 2022
Latest rent: —
Photo unavailable
61 Baldwick Rd
sold · 0.06 mi
Price: $159,900
— bd / — ba
Latest sale: $159,900 on Oct 30, 2020
Latest rent: —
Photo unavailable
53 Baldwick Rd Unit 2ND
off_market · 0.08 mi
Price: $900
2 bd / 1 ba
Latest sale: —
Latest rent: —
Photo unavailable
132 Grasmere St
sold · 0.08 mi
Price: $189,900
4 bd / 1 ba
Latest sale: $189,900 on Aug 06, 2021
Latest rent: —
Photo unavailable
53 Baldwick Rd Unit 1
off_market · 0.08 mi
Price: $900
1 bd / 1 ba
Latest sale: —
Latest rent: $900 on Nov 28, 2025
Photo unavailable
70 Oakwood Rd
sold · 0.08 mi
Price: $268,150
3 bd / 2 ba
Latest sale: $268,150 on Jul 19, 2022
Latest rent: —
Photo unavailable
2608 Noblestown Rd
for_sale · 0.09 mi
Price: $215,000
3 bd / 2 ba · 1,634 sqft
Latest sale: $40,000 on Oct 14, 2016
Latest rent: —
Photo unavailable
27 Oakwood Rd
sold · 0.10 mi
Price: $214,000
3 bd / 1 ba · 1,056 sqft
Latest sale: $214,000 on Feb 03, 2026
Latest rent: $999 on Aug 30, 2017
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in interior photos — required for NSPIRE/HCV compliance.
- Potential missing or non-compliant handrail on the main front entry stairs — may be a code/egress safety fail if a handrail is required and not present.
- Electrical/GFCI protection and main panel not shown — unknown condition could be an inspection risk and should be verified prior to leasing.
Assumptions
- No visible smoke detectors or CO alarms in photos; assume none visible but they may be installed out of frame.
- Forced-air heating is present (floor registers visible); assume furnace is in basement and operational but needs verification.
- Kitchen is functional and at least a refrigerator is present (black fridge visible); stove presence not shown but likely present based on 'functional kitchen' listing text.
- Roof appears intact from street-level photos; assume no active leaks but roof age may be moderate and warrants inspection.
- Basement exists and is used for storage per listing; assume typical basement utility locations (furnace, water heater) but their condition is unknown.
- Windows likely provide required bedroom egress but exact measurements and opening mechanisms were not provided.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,766 | $71,400 | $71,400 |
| 2024 | $1,645 | $71,400 | $71,400 |
| 2023 | $1,645 | $71,400 | $71,400 |
| 2022 | $1,623 | $71,400 | $71,400 |
| 2021 | $1,623 | $71,400 | $71,400 |
| 2020 | $1,615 | $71,400 | $71,400 |
| 2019 | $1,615 | $71,400 | $71,400 |
| 2018 | $1,615 | $71,400 | $71,400 |
| 2017 | $1,615 | $71,400 | $71,400 |
| 2016 | $1,633 | $71,400 | $71,400 |
| 2015 | $1,633 | $71,400 | $71,400 |
| 2014 | $1,566 | $71,400 | $71,400 |
| 2013 | $1,871 | $71,400 | $71,400 |
| 2012 | $1,794 | $59,000 | $59,000 |
| 2011 | $1,735 | $59,000 | $59,000 |
| 2010 | $1,735 | $59,000 | $59,000 |
| 2009 | $1,735 | $59,000 | $59,000 |
| 2008 | $1,735 | $59,000 | $59,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2016-09-23 | Sold | $40,000 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-12-15 | Listed for rent | $1,700 | — |
| 2017-04-27 | Listed for rent | $1,150 | — |
Photo Gallery
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"https://ap.rdcpix.com/fce5b5a77ee4b41efe0122d214daeb7cl-m3481659501s-w1280.jpg",
"https://ap.rdcpix.com/fce5b5a77ee4b41efe0122d214daeb7cl-m3607937307s-w1280.jpg",
"https://ap.rdcpix.com/fce5b5a77ee4b41efe0122d214daeb7cl-m3503753273s-w1280.jpg",
"https://ap.rdcpix.com/fce5b5a77ee4b41efe0122d214daeb7cl-m3331206728s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 37.29,
"monthly_cash_flow": 1727.23,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for a 3-bedroom unit based on property info stating 'Heating Features: Gas'.",
"utility": "Heating",
"allowance": 82
},
{
"note": "Selected 'natural_gas' for a 3-bedroom unit as property info includes a 'Gas Stove'.",
"utility": "Cooking",
"allowance": 8
},
{
"note": "Selected 'natural_gas' for a 3-bedroom unit, inferred to be consistent with the property's gas heating and cooking.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "Standard allowance for a 3-bedroom unit for general electric use like lights and outlets.",
"utility": "Other Electric",
"allowance": 75
},
{
"note": "Standard allowance for a 3-bedroom unit. Property has 'Cooling Features: Central, Electric'.",
"utility": "Air Conditioning",
"allowance": 17
},
{
"note": "Standard allowance for a 3-bedroom unit. Property info states 'Water Source: Public'.",
"utility": "Water",
"allowance": 101
},
{
"note": "Standard allowance for a 3-bedroom unit. Property info states 'Sewer: Public'.",
"utility": "Sewer",
"allowance": 147
},
{
"note": "Property includes a refrigerator, so no allowance is provided for a tenant-owned appliance.",
"utility": "Refrigerator",
"allowance": 0
},
{
"note": "Property includes a microwave oven, so no allowance is provided for a tenant-owned appliance.",
"utility": "Range/Microwave",
"allowance": 0
},
{
"note": "No allowance amount is provided on the utility schedule for this service.",
"utility": "Trash Collection",
"allowance": 0
}
],
"cash_on_cash_return": 0.58,
"down_payment_amount": 36000.0,
"property_tax_annual": 1818.98,
"property_tax_monthly": 151.58,
"property_tax_increase": 0.03,
"utility_allowance_total": 454.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 9230.29,
"property_management_monthly": 212.9,
"monthly_cash_flow_after_debt": 769.19,
"cash_on_cash_return_after_debt": 0.26
},
"section8_assessment": {
"runs": [
{
"summary": "This single-family brick home appears largely rent-ready with mostly cosmetic updates already completed and solid exterior condition. Based on photos and listing, major structural or life-safety failures are not visible. Primary inspection risks are unverified items commonly checked on an initial HCV/NSPIRE inspection: presence and placement of smoke/CO alarms, GFCI protection in kitchen/bath, electrical panel condition, and confirmation of an operational heating system and hot water. The front entry stair handrail/guard situation requires confirmation to ensure it meets local code/NSPIRE requirements. With a short targeted service check (smoke/CO alarms, install/repair handrail if needed, confirm HVAC/water heater, verify GFCI) the unit would likely pass initial HCV inspection and be rent-ready within ~2-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently refreshed aesthetic: painted walls, intact hardwood floors, tiled foyer, repaired/painted porch and steps, and brick exterior in good condition. No visible interior water stains, major drywall damage, or collapsed ceilings. Kitchen appliance (refrigerator) is visible in a doorway photo; stove not shown but listing references a functional kitchen. Minor cosmetic touch-ups (baseboard scuffs, threshold trim, possible carpet on stair runner) are likely. Missing appliances would reduce score moderately, but a fridge is visible and no catastrophic cosmetic or deferred-maintenance issues are apparent."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No obvious life-threatening hazards visible: no collapsed ceilings, active leaks, or major foundation cracks in photos. However several NSPIRE safety items are not visible or are potential issues: no smoke/CO detectors are visible in interior shots (cannot confirm presence), GFCI outlets in kitchen/bath not shown, electrical panel location and condition not shown, and stair handrail situation is ambiguous—front entry stairs do not show a clear continuous handrail (porch walls provide guard but riser count suggests a handrail may be required). Windows appear operable and bedrooms likely have egress windows based on style/size, but egress compliance cannot be fully confirmed. These unknowns create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 68.0,
"rationale": "Evidence of a forced-air system (floor registers) suggests heating/ducting present. No visible HVAC equipment, water heater, or electrical panel in photos to confirm age or function. Roof appears intact from street-level photos with no visible sagging or large missing sections, but shingles/dormers show aging—no active leaks visible. Plumbing fixtures and hot water availability could not be verified from the images. Given mostly cosmetic/no-major-visible-system-failures but lack of direct evidence, a moderate score reflects uncertainty and the likely need for a quick mechanical inspection (furnace, water heater, electrical)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Brick exterior, foundation paint, porch, and steps look well maintained. Yard and sidewalk show typical wear; slight sidewalk cracking but no standing water, major slope or erosion visible. Detached shed present; driveway/parking is street/side yard typical for neighborhood. No visible infestation, significant vegetation damage, or severe exterior neglect. Overhead service wires look typical; curb and walkways show normal aging but are serviceable."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — required for NSPIRE/HCV compliance.",
"Potential missing or non-compliant handrail on the main front entry stairs — may be a code/egress safety fail if a handrail is required and not present.",
"Electrical/GFCI protection and main panel not shown — unknown condition could be an inspection risk and should be verified prior to leasing."
],
"confidence": 0.7,
"assumptions": [
"No visible smoke detectors or CO alarms in photos; assume none visible but they may be installed out of frame.",
"Forced-air heating is present (floor registers visible); assume furnace is in basement and operational but needs verification.",
"Kitchen is functional and at least a refrigerator is present (black fridge visible); stove presence not shown but likely present based on 'functional kitchen' listing text.",
"Roof appears intact from street-level photos; assume no active leaks but roof age may be moderate and warrants inspection.",
"Basement exists and is used for storage per listing; assume typical basement utility locations (furnace, water heater) but their condition is unknown.",
"Windows likely provide required bedroom egress but exact measurements and opening mechanisms were not provided."
],
"overall_score": 76.0,
"rubric_version": "2026-02-24-v1"
},
{
"summary": "Overall the property appears to be in good cosmetic and structural condition and would likely pass a Section 8/HCV initial inspection after a few quick, inexpensive corrections. Highest-priority fixes before inspection: install/verify hardwired or working smoke detectors in required locations, add a code-compliant handrail to the front exterior steps, and verify/retrofit GFCI protection in kitchen and bathrooms if missing. Verify operation of heating, hot water, and electrical panel prior to inspection. With those corrections this house should be rent-ready within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs (cosmetic, minor fixes, appliances)",
"score": 78.0,
"rationale": "Interior and exterior photos show a recently painted, clean presentation with intact hardwood floors, fresh trim and tile at entry, and a functional-looking porch and steps. No visible major cosmetic damage, peeling paint, or collapsed surfaces. Kitchen/appliance presence is implied in listing and a dark appliance is visible through a doorway; missing appliances would be a moderate fix but are unlikely. Items likely needed: minor touch-ups, possible window/blind repairs, and routine cleaning. Overall mostly cosmetic work only."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE code compliance risks",
"score": 50.0,
"rationale": "Key safety issues visible or unverified: no smoke detectors are visible in any interior photos (required), and the front exterior stairs (~6-7 risers) lack a handrail which creates an unsafe-stairs/code failure. GFCI outlets in kitchen/bath not visible in photos. Interior stair has an intact handrail and balusters. No visible active leaks, obvious mold, sagging ceilings, or collapsed elements. Because missing smoke detectors and an exterior handrail are common immediate fail items for an initial HCV inspection, this score reflects moderate safety risk that will require quick corrective work."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 70.0,
"rationale": "Visible register vents and a thermostat on the wall suggest an existing central heating/forced-air system. Roof appears intact with no visible sagging or missing large areas of shingles. No visible plumbing leaks or water stains in interior photos. Electrical meter/panel and water heater are not shown; no exposed wiring is visible in living spaces. Given the home's 1906 age but maintained interior and visible HVAC vents, systems appear functional but unverified — moderate confidence that no major immediate system failure exists, but verification of panel, hot water, and HVAC operation will be required."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site (foundation, siding, walkways, yard)",
"score": 75.0,
"rationale": "Brick masonry exterior and foundation look sound in photos; porch and low brick guard walls are intact and recently painted. Yard shows typical slope; a backyard shed is present. Sidewalk/curb shows hairline cracking but no major trip hazards or standing water were observed. No signs of infestation, missing guardrails on elevated porches, or severe exterior neglect. Overall exterior/site condition is good with routine maintenance likely required."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Missing or no visible smoke detectors in photographed spaces (requires installation before inspection).",
"Front exterior stairs lack a code-compliant handrail — unsafe stairs that can cause inspection failure.",
"No visible GFCI outlets in kitchens/bathrooms from available photos (needs verification/upgrade).",
"Finished attic marketed as bedroom — egress compliance not shown and must be verified to avoid bedroom egress failure."
],
"confidence": 0.7,
"assumptions": [
"Kitchen appliances are present or can be provided — a dark appliance is visible through an interior doorway and the listing references a functional kitchen.",
"Heating is central forced-air (floor/wall vents and thermostat visible) and operational; hot water and water heater exist in basement but were not photographed.",
"Electrical service and panel are present and intact though not pictured; no visible interior exposed wiring was observed.",
"Finished attic (described as a bedroom/flex space) provides adequate egress or will be used as non-bedroom space if it lacks an egress window — egress window size in attic/upper rooms was not verified from photos.",
"Basement exists and appears for storage; no visible evidence of active water intrusion in the photographed interior rooms.",
"No severe lead-risk paint or active mold problems are present based on clean painted finishes in photos; however, age of house (1906) means lead risk must be confirmed if occupant includes young children.",
"Exterior steps have about 6–7 risers (estimated from photos) and therefore likely require a handrail per local code/NSPIRE."
],
"overall_score": 74.0,
"rubric_version": "ns-pgh-2026-v1"
},
{
"summary": "This 3‑bed (plus finished attic) brick single‑family shows solid cosmetic condition and a sound exterior; likely a good candidate for Section 8 / HCV tenancy after a short punch list. The most probable inspection items are installation/verification of smoke and CO alarms, confirming egress for the finished attic if used as a bedroom, confirming presence and operation of functioning heating/hot water systems, and GFCI protection in kitchen/bathroom. No obvious structural or life‑threatening defects are visible in the photos; expect minor repairs and verification tasks to reach NSPIRE compliance within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show recent cosmetic work: fresh-looking paint, repaired/painted porch stairs, intact hardwood floors and new-looking tile in entry. No visible major drywall damage, flooring collapse, or severe deferred maintenance. Minor items likely (touch-up paint, possibly thresholds, small trim repairs). Listing indicates the home is a candidate for light cosmetic upgrades. Missing-appliance status not confirmed from photos and assumed present; if appliances are missing, score would be moderately lower."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No immediate life‑threatening hazards visible (no collapsed ceilings, visible mold, or exposed high‑voltage wiring). Porch guardwall and interior stair balustrade appear intact. However, required safety items are not visible in photos: no smoke detectors or CO alarms shown, GFCI outlets not visible in kitchen/bath photos, and attic being marketed as a bedroom raises egress questions (attic dormer windows may or may not meet egress dimensions). Entry door appears to have a deadbolt/secure lock. Because required alarms/egress are unverified, there is moderate NSPIRE risk that will likely require small corrective work prior to passing inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 70.0,
"rationale": "Visible evidence of a forced‑air system (floor register vents) suggests heating distribution is present. Roof and dormers appear intact from exterior photos with no visible sagging or active roof failure; brick chimney present and appears stable. Electrical panel, water heater, and furnace/AC units are not shown so their condition is unknown. No signs of active water intrusion, standing water, or major plumbing damage in rooms shown. Because key mechanical equipment locations were not photographed, moderate uncertainty reduces score."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Brick exterior and porch appear in good condition; masonry and foundation visible in photos look stable with painted parging at the base. Yard is sloped but clear, detached shed present, and sidewalks show only minor cracking. No visible infestation or severe site neglect. Street utility poles/wires are typical for the neighborhood and not an immediate inspection failure. Overall exterior/site is low-risk with only minor maintenance likely."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in the interior photos (NSPIRE requires functioning detectors on each level and sleeping areas).",
"Finished attic marketed as a bedroom — egress compliance is unverified and could cause inspection failure if attic windows do not meet egress size/height.",
"Major mechanical equipment (furnace/AC, water heater, electrical panel) not shown — unknown condition which could reveal inspection‑critical failures on closer review."
],
"confidence": 0.6,
"assumptions": [
"Kitchen appliances (range and refrigerator) are present or will be provided — listing states a 'functional kitchen' though photos of appliances were not provided.",
"Heating system is a central forced‑air or similar serving the home (floor registers visible), and provides hot water, but equipment location and age are unknown.",
"Smoke detectors and CO alarms are not visible in the photos; assume they are either missing or not shown and may need installation/relocation to meet NSPIRE spacing requirements.",
"Finished attic may be used as a bedroom per listing, but egress dimensions and window size are unknown and may require verification or remediation.",
"Electrical panel condition and presence of GFCI outlets in kitchen/bath is unknown and will need inspection; no exposed high-voltage wiring was observed in photos.",
"Basement is full and provides storage; no photos provided showing water intrusion or mechanical equipment — assumed dry but unverified."
],
"overall_score": 80.0,
"rubric_version": "2026-02-24_NSPIRE_v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "179 Grasmere St, Pittsburgh, PA, 15205",
"aggregate": {
"summary": "This single-family brick home appears largely rent-ready with mostly cosmetic updates already completed and solid exterior condition. Based on photos and listing, major structural or life-safety failures are not visible. Primary inspection risks are unverified items commonly checked on an initial HCV/NSPIRE inspection: presence and placement of smoke/CO alarms, GFCI protection in kitchen/bath, electrical panel condition, and confirmation of an operational heating system and hot water. The front entry stair handrail/guard situation requires confirmation to ensure it meets local code/NSPIRE requirements. With a short targeted service check (smoke/CO alarms, install/repair handrail if needed, confirm HVAC/water heater, verify GFCI) the unit would likely pass initial HCV inspection and be rent-ready within ~2-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.0,
"rationale": "Interior and exterior photos show a recently refreshed aesthetic: painted walls, intact hardwood floors, tiled foyer, repaired/painted porch and steps, and brick exterior in good condition. No visible interior water stains, major drywall damage, or collapsed ceilings. Kitchen appliance (refrigerator) is visible in a doorway photo; stove not shown but listing references a functional kitchen. Minor cosmetic touch-ups (baseboard scuffs, threshold trim, possible carpet on stair runner) are likely. Missing appliances would reduce score moderately, but a fridge is visible and no catastrophic cosmetic or deferred-maintenance issues are apparent."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Brick exterior, foundation paint, porch, and steps look well maintained. Yard and sidewalk show typical wear; slight sidewalk cracking but no standing water, major slope or erosion visible. Detached shed present; driveway/parking is street/side yard typical for neighborhood. No visible infestation, significant vegetation damage, or severe exterior neglect. Overhead service wires look typical; curb and walkways show normal aging but are serviceable."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 61.7,
"rationale": "No obvious life-threatening hazards visible: no collapsed ceilings, active leaks, or major foundation cracks in photos. However several NSPIRE safety items are not visible or are potential issues: no smoke/CO detectors are visible in interior shots (cannot confirm presence), GFCI outlets in kitchen/bath not shown, electrical panel location and condition not shown, and stair handrail situation is ambiguous—front entry stairs do not show a clear continuous handrail (porch walls provide guard but riser count suggests a handrail may be required). Windows appear operable and bedrooms likely have egress windows based on style/size, but egress compliance cannot be fully confirmed. These unknowns create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 69.3,
"rationale": "Evidence of a forced-air system (floor registers) suggests heating/ducting present. No visible HVAC equipment, water heater, or electrical panel in photos to confirm age or function. Roof appears intact from street-level photos with no visible sagging or large missing sections, but shingles/dormers show aging—no active leaks visible. Plumbing fixtures and hot water availability could not be verified from the images. Given mostly cosmetic/no-major-visible-system-failures but lack of direct evidence, a moderate score reflects uncertainty and the likely need for a quick mechanical inspection (furnace, water heater, electrical)."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — required for NSPIRE/HCV compliance.",
"Potential missing or non-compliant handrail on the main front entry stairs — may be a code/egress safety fail if a handrail is required and not present.",
"Electrical/GFCI protection and main panel not shown — unknown condition could be an inspection risk and should be verified prior to leasing."
],
"confidence": 0.88,
"assumptions": [
"No visible smoke detectors or CO alarms in photos; assume none visible but they may be installed out of frame.",
"Forced-air heating is present (floor registers visible); assume furnace is in basement and operational but needs verification.",
"Kitchen is functional and at least a refrigerator is present (black fridge visible); stove presence not shown but likely present based on 'functional kitchen' listing text.",
"Roof appears intact from street-level photos; assume no active leaks but roof age may be moderate and warrants inspection.",
"Basement exists and is used for storage per listing; assume typical basement utility locations (furnace, water heater) but their condition is unknown.",
"Windows likely provide required bedroom egress but exact measurements and opening mechanisms were not provided."
],
"score_method": "mean_of_criteria",
"overall_score": 73.1,
"rubric_version": "2026-02-24-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "3256377247"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.