Property ID: 3520297801
1516 Superior Ave, Pittsburgh, PA, 15212
Pittsburgh, PA
Money Down: $43,176
CoC Return: 32.32%
Monthly Cash Flow: $1,163
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$35,980
Closing Costs
$7,196
Total Down
$43,176
Investment Snapshot
Purchase Price
$179,900
Money Down
$43,176
Cash-on-Cash Return
32.32%
Rent
$2,480
Monthly Cash Flow
$1,163
Annual Cash Flow
$13,953
Debt Service / Mo
$958
Property Tax / Mo
$85
Insurance / Mo
$27
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,480
Payment Standard
$2,952
Rent
$2,480
Insurance
$27
Property Tax
$85
Management
$248
Utilities Allowance
$472
NOI (Monthly)
$2,120
Debt Service
$958
Cash Flow After Debt
$1,163
Quality Score: 73.10%
Confidence: 95.00%
Overall the property appears largely turnkey for a Housing Choice Voucher initial inspection with recent interior refresh, working kitchen appliances present, visible heating vents and thermostat, and an intact roof and brick envelope. The most likely inspection issues are a missing/insufficient handrail on the front steps (unsafe stairs), and unverified smoke/CO detectors and GFCI protection which commonly cause initial inspection failures. If the owner/manager installs/addresses a compliant handrail, confirms smoke and CO alarms on required levels, and ensures GFCI protection in required locations (and confirms electrical panel and water heater are up to code), the unit is likely to pass within a short timeframe (under 30 days).
Section 8 Payment Standard
$2,952
Utility Allowance Total
$472
Guaranteed Section 8 Rent (PS - Utilities)
$2,480
Property Management
$248
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$179,900
Beds
3
Baths
1
Living Area
1,824 sqft
Lot Size
2,492 sqft
Year Built
1913
Days on Market
134
Capital Outlay
$43,176
Debt Service
$958
Property Tax / Mo
$85
Insurance / Mo
$27
Property Description
Move-in ready in Brighton Heights! Welcome home to 1516 Superior Avenue! This charming 3 bedroom, 1 bath home offers comfortable living with a spacious finished attic that's perfect for a home office, guest space, or playroom. Ideally located just off Route 65, you'll enjoy quick access to the I-79 corridor, the North Shore entertainment district, and downtown Pittsburgh. Plus, you're only minutes from the highly anticipated Esplanade riverfront development. With its convenient location and versatile layout, this home is a fantastic opportunity for both, new buyers or those looking to settle into a vibrant, growing community.
Utility Allowances
Heating
$82
Selected 'Natural Gas' based on property details specifying 'Heating Features: Gas'. Using the 3-bedroom allowance.
Cooking
$8
Selected 'Natural Gas' as property info lists 'Gas Stove' under inclusions. Using the 3-bedroom allowance.
Water Heating
$24
Selected 'Natural Gas' as it is the most common and cost-effective option, consistent with the property's gas heating system. Using the 3-bedroom allowance.
Water
$101
Applied based on property details specifying 'Water Source: Public'. Using the 3-bedroom allowance.
Sewer
$147
Applied based on property details specifying 'Sewer: Public'. Using the 3-bedroom allowance.
Other Electric
$75
Standard allowance for general electricity usage (lights, outlets, etc.). Using the 3-bedroom allowance.
Air Conditioning
$17
Applied for tenant's electricity cost for cooling. Property has 'Window A/C' units, which are typically tenant-owned or tenant-operated. Using the 3-bedroom allowance.
Refrigerator
$0
Allowance is $0 because the property's inclusion list explicitly states a 'Refrigerator' is provided by the landlord. This allowance is for tenant-owned refrigerators.
Range / Microwave
$18
Applied because the property does not list a microwave as an inclusion, so it is assumed to be tenant-provided. This allowance covers the electricity for a tenant's microwave. Using the 3-bedroom allowance.
Trash Collection
$0
No allowance is provided on the schedule for this utility. It is often included in municipal taxes or landlord-paid services.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$221
DP3 Annual Estimate$424
DP1 Monthly Equivalent$18
DP3 Monthly Equivalent$35
Replacement Value$25,000
Basis1,824 sqft / 1913
Nearby Houses
No nearby houses were returned.
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Front porch/stairs missing a continuous handrail (unsafe stairs) — common immediate fail.
- No visible smoke/CO detectors on upper levels or near sleeping areas in photos — potential inspection failure if absent.
- No visible GFCI outlets in kitchen (not confirmed) — may be required and cause fail.
- Electrical panel, water heater and HVAC equipment locations/conditions not shown — unknowns that could reveal issues at inspection.
Assumptions
- Interior photos represent the majority of living spaces; additional rooms (bathroom, bedrooms on second/attic) are not shown but are assumed similarly updated.
- Central heating system is present and functional (inferred from floor vents and thermostat) though furnace/boiler and water heater were not photographed.
- Gas range and refrigerator are included and properly connected; gas connections are assumed safe unless inspection finds otherwise.
- Electrical panel location and condition, GFCI outlets in kitchen and bathroom, and smoke/CO alarm placement on all levels are not shown and therefore treated as unknowns.
- No active roof leaks or major structural movement exist based on absence of ceiling stains or visible sagging in interior photos.
- Porch steps require a handrail to meet local code/NSPIRE standards; photos show a missing/insufficient handrail on the exterior stairs.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $989 | $40,000 | $40,000 |
| 2024 | $921 | $40,000 | $40,000 |
| 2023 | $921 | $40,000 | $40,000 |
| 2022 | $909 | $40,000 | $40,000 |
| 2021 | $909 | $40,000 | $40,000 |
| 2020 | $905 | $40,000 | $40,000 |
| 2019 | $905 | $40,000 | $40,000 |
| 2018 | $905 | $40,000 | $40,000 |
| 2017 | $905 | $40,000 | $40,000 |
| 2016 | $915 | $40,000 | $40,000 |
| 2015 | $915 | $40,000 | $40,000 |
| 2014 | $877 | $40,000 | $40,000 |
| 2013 | $1,048 | $40,000 | $40,000 |
| 2012 | $1,389 | $45,700 | $45,700 |
| 2011 | $1,344 | $45,700 | $45,700 |
| 2010 | $1,344 | $45,700 | $45,700 |
| 2009 | $1,344 | $45,700 | $45,700 |
| 2008 | $1,344 | $45,700 | $45,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2007-05-18 | Sold | $22,000 |
| 2002-10-01 | Sold | $11,500 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2024-07-02 | Listed for rent | $1,900 | — |
| 2023-06-28 | Listed for rent | $1,700 | — |
Photo Gallery
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"https://ap.rdcpix.com/8f86546cd2e90333d2972d4b994d7b19l-m3215899757s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 26.88,
"monthly_cash_flow": 2120.24,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'Natural Gas' based on property details specifying 'Heating Features: Gas'. Using the 3-bedroom allowance.",
"utility": "Heating",
"allowance": 82
},
{
"note": "Selected 'Natural Gas' as property info lists 'Gas Stove' under inclusions. Using the 3-bedroom allowance.",
"utility": "Cooking",
"allowance": 8
},
{
"note": "Selected 'Natural Gas' as it is the most common and cost-effective option, consistent with the property's gas heating system. Using the 3-bedroom allowance.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "Applied based on property details specifying 'Water Source: Public'. Using the 3-bedroom allowance.",
"utility": "Water",
"allowance": 101
},
{
"note": "Applied based on property details specifying 'Sewer: Public'. Using the 3-bedroom allowance.",
"utility": "Sewer",
"allowance": 147
},
{
"note": "Standard allowance for general electricity usage (lights, outlets, etc.). Using the 3-bedroom allowance.",
"utility": "Other Electric",
"allowance": 75
},
{
"note": "Applied for tenant's electricity cost for cooling. Property has 'Window A/C' units, which are typically tenant-owned or tenant-operated. Using the 3-bedroom allowance.",
"utility": "Air Conditioning",
"allowance": 17
},
{
"note": "Allowance is $0 because the property's inclusion list explicitly states a 'Refrigerator' is provided by the landlord. This allowance is for tenant-owned refrigerators.",
"utility": "Refrigerator",
"allowance": 0
},
{
"note": "Applied because the property does not list a microwave as an inclusion, so it is assumed to be tenant-provided. This allowance covers the electricity for a tenant's microwave. Using the 3-bedroom allowance.",
"utility": "Range / Microwave",
"allowance": 18
},
{
"note": "No allowance is provided on the schedule for this utility. It is often included in municipal taxes or landlord-paid services.",
"utility": "Trash Collection",
"allowance": 0
}
],
"cash_on_cash_return": 0.71,
"down_payment_amount": 35980.0,
"property_tax_annual": 1018.67,
"property_tax_monthly": 84.89,
"property_tax_increase": 0.03,
"utility_allowance_total": 472.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 13952.79,
"property_management_monthly": 248.0,
"monthly_cash_flow_after_debt": 1162.73,
"cash_on_cash_return_after_debt": 0.39
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely turnkey for a Housing Choice Voucher initial inspection with recent interior refresh, working kitchen appliances present, visible heating vents and thermostat, and an intact roof and brick envelope. The most likely inspection issues are a missing/insufficient handrail on the front steps (unsafe stairs), and unverified smoke/CO detectors and GFCI protection which commonly cause initial inspection failures. If the owner/manager installs/addresses a compliant handrail, confirms smoke and CO alarms on required levels, and ensures GFCI protection in required locations (and confirms electrical panel and water heater are up to code), the unit is likely to pass within a short timeframe (under 30 days).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 80.0,
"rationale": "Interior appears recently refreshed: new-looking LVT flooring in kitchen, recessed lighting, fresh paint, carpet in living areas and stairs in good visual condition. Kitchen appliances (stove and refrigerator) present. Exterior brick and roof shingles appear intact. Minor deferred items observed: porch decking/paint worn, front porch steps show wear and lack a continuous handrail, small areas of yard/landscaping neglect. No major cosmetic or finish damage visible. Missing or worn porch handrail lowers score moderately but overall condition is good and only small repairs/cosmetic work appear necessary."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards in photos (no collapsed ceilings, no visible active leaks, no exposed wiring). Main-level smoke detector is visible in living area; however, there is no visual confirmation of additional smoke detectors on upper floors or a carbon monoxide alarm near sleeping areas. The front steps lack a handrail which is a common immediate fail in inspections for unsafe stairs. GFCI outlets in kitchen/bath are not visible in photos. Window sizes appear adequate on the first floor but egress for upper-level bedrooms and attic sleeping areas cannot be confirmed. Overall moderate NSPIRE risk due to missing handrail and unverified detectors/GFCI/egress."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 70.0,
"rationale": "Floor vents and a wall thermostat indicate a central heating system is present; a window AC unit is installed in one room. Kitchen shows a modern freestanding gas range and refrigerator. Roof shingles look in serviceable condition from photos; no visible roof sag or active water staining on ceilings. Electrical panel, water heater, and furnace/boiler are not shown so condition must be inferred; vents and thermostat suggest heating operational. Because critical equipment locations are unverified, score is reduced slightly for unknowns despite evidence of functioning systems."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 70.0,
"rationale": "Brick facade, windows and roof appear intact with no visible major cracks or foundation displacement. Front porch and railings are present though porch decking paint/wear and front steps need attention; front steps are missing a side handrail which presents a safety/code issue. Small front yard is slightly overgrown and walk path shows minor wear. Utility meter and gas line visible and appear typical. Overall exterior is sound but needs minor repairs and tidy-up."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Front porch/stairs missing a continuous handrail (unsafe stairs) — common immediate fail.",
"No visible smoke/CO detectors on upper levels or near sleeping areas in photos — potential inspection failure if absent.",
"No visible GFCI outlets in kitchen (not confirmed) — may be required and cause fail.",
"Electrical panel, water heater and HVAC equipment locations/conditions not shown — unknowns that could reveal issues at inspection."
],
"confidence": 0.65,
"assumptions": [
"Interior photos represent the majority of living spaces; additional rooms (bathroom, bedrooms on second/attic) are not shown but are assumed similarly updated.",
"Central heating system is present and functional (inferred from floor vents and thermostat) though furnace/boiler and water heater were not photographed.",
"Gas range and refrigerator are included and properly connected; gas connections are assumed safe unless inspection finds otherwise.",
"Electrical panel location and condition, GFCI outlets in kitchen and bathroom, and smoke/CO alarm placement on all levels are not shown and therefore treated as unknowns.",
"No active roof leaks or major structural movement exist based on absence of ceiling stains or visible sagging in interior photos.",
"Porch steps require a handrail to meet local code/NSPIRE standards; photos show a missing/insufficient handrail on the exterior stairs."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "Overall the property appears largely move-in ready for Section 8 / HCV tenancy. Interior photos show recent cosmetic renovation and presence of primary appliances. Major systems appear present (forced-air vents, intact roof) though key mechanicals (furnace, water heater, electrical panel) are not shown and should be verified. Primary inspection risks are missing CO detector(s), uncertain placement/quantity of smoke detectors across levels, and the exterior front stair without a handrail. These are fixable within a short timeframe; likely passable after addressing detector coverage and adding a stair handrail and confirming GFCI protection and mechanical function.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show recent cosmetic updates: fresh paint, new-looking vinyl plank flooring in kitchen, recessed lighting, and generally clean finishes. Kitchen appliances (range and refrigerator) are present. Carpets in some rooms show light soiling but no major damage. Exterior porch decking shows weathering and paint wear and will need refinishing; small front-yard maintenance required. Missing minor items (exterior stair handrail, touch-up painting) are repairable and not structural. Overall few visible deferred-maintenance items."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 70.0,
"rationale": "Smoke detector is visible on the first floor which is positive. The front entry door is solid and appears to have a deadbolt. Floor registers indicate an active forced-air system. Concerns: no carbon monoxide detector is visible in the photos (required in PA when fuel-burning appliances present), and no clear evidence of smoke detectors on every level / outside sleeping areas. Exterior front stair lacks a handrail which can be a safety/code failure depending on local requirements (risers appear to be about 3–4). GFCI outlets in the kitchen/bath are not visible in photos. No exposed wiring or active water stains observed. Bedroom egress for upper-level bedrooms appears likely (large dormer windows) but cannot be fully confirmed from provided images. These items create some NSPIRE risk but none appear to be immediate life‑threatening conditions in shown areas."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Visible floor registers and a thermostat suggest a central heating system (forced air). Roof shingles and dormers appear intact with no photographic evidence of sagging or active leaks. Kitchen appliances (gas/propane-looking range) and refrigerator are present. Electrical panel, water heater and furnace are not shown so condition is assumed but unverified. No visible plumbing leaks or ceiling stains. Because main systems are not photographed, there is moderate uncertainty; the visible indicators are generally positive but lack of direct evidence of furnace, water heater, and electrical panel reduces the systems score."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Brick exterior and roof look in good condition from the street photos. Porch has intact guardrails and a solid roof overhang. The front porch steps lack a handrail and porch decking needs refinishing. Small front yard is uneven and has minor vegetation overgrowth. There is no visible standing water, major foundation cracks, or exterior structural sagging. Close proximity of overhead utility lines and a pole in front yard is noted but appears typical for the neighborhood."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Exterior front stair has no handrail (unsafe stairs / missing handrail).",
"No visible carbon monoxide detector(s) in photos despite presence of a gas range (CO detector required).",
"Smoke detector coverage not verified for all required locations (only one unit visible)."
],
"confidence": 0.7,
"assumptions": [
"Central heating (forced-air furnace) exists and is functional based on visible floor registers and thermostat, though furnace is not photographed.",
"Water heater and electrical panel are present in basement and operational, but condition is not verified from photos.",
"Kitchen range and refrigerator shown in photos are operational or will be provided by owner prior to move-in.",
"Upper-level bedrooms have egress windows (dormer windows visible) adequate for code, though not individually confirmed.",
"No active roof leaks or significant hidden water intrusion exist; no interior water stains observed in photos.",
"GFCI protection in kitchen and bathroom is not visible; it may be present but should be confirmed by inspection.",
"Only one smoke detector is visible on the first floor; additional detectors on other levels / outside sleeping areas may be missing.",
"Exterior stair handrail is not present and will be considered a safety deficiency until installed."
],
"overall_score": 74.0,
"rubric_version": "ns-pm-v1.0"
},
{
"summary": "Overall the property appears move-in ready with recent interior refresh, functioning kitchen appliances, and intact exterior masonry. Primary NSPIRE risks are the missing handrail on the front exterior steps (an inspection fail / unsafe stair), absence of a visible carbon monoxide alarm, and unconfirmed GFCI receptacles and locations of key systems (electrical panel, water heater). Those items can be corrected quickly (handrail, CO alarm, GFCI checks) and the property is likely to pass an initial HCV/NSPIRE inspection after addressing the handrail and confirming CO/GFCI/presence and operation of heating and hot water.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 80.0,
"rationale": "Interior appears recently refreshed: new-looking LVP flooring, painted walls, replaced windows, and newer kitchen appliances (stove, refrigerator). Carpeted rooms show minor wear/stains. Exterior porch decking and paint show cosmetic wear. No major visible deferred maintenance. Missing exterior step handrail and some porch finish repairs are needed but are moderate and easy to correct."
},
{
"key": "safety_code",
"label": "Safety / Code Risks",
"score": 65.0,
"rationale": "A smoke alarm is visible in the living area and the entry door has a deadbolt. No exposed wiring or obvious water stains/mold were observed. However: no carbon monoxide alarm was visible (likely required given gas meter/lines visible), GFCI protection in the kitchen/bath is not visible in photos, and the front exterior stairs lack a secure handrail which is an inspection fail / safety hazard. Bedroom egress windows appear to be full-size on main floor, but second-floor/attic egress cannot be fully confirmed from photos. These items create moderate NSPIRE risk until confirmed/mitigated."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 70.0,
"rationale": "Roof and exterior brick appear intact from front; shingles look in serviceable condition. Floor vents and a thermostat are visible indicating forced-air heating is present; a window AC unit is present for cooling. Kitchen appliances (gas range and refrigerator) are shown. Electrical panel, water heater and condition of HVAC (age/operation) are not visible in images — assumed operational based on 'move-in ready' listing, but remain unknown until inspected. No evidence of active leaks or major system failure in photos."
},
{
"key": "exterior_site",
"label": "Exterior / Site",
"score": 75.0,
"rationale": "Brick masonry and roofline appear sound from photos. Front walkway and small yard are functional; porch rail on the deck exists but the front steps lack a handrail (safety issue). Drainage, foundation condition, and rear yard/driveway are not fully visible but no obvious exterior degradation or standing water is shown. Neighboring homes are similar vintage and attached, typical of this neighborhood."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Missing handrail on front exterior steps / unsafe stairs (inspection-fail hazard)",
"No carbon monoxide detector visible in photos (required where fuel-burning appliances or attached garages are present)",
"GFCI protection in kitchen/bath not confirmed from photos",
"Key systems (electrical panel, water heater) location and operational status not shown — requires verification at inspection"
],
"confidence": 0.7,
"assumptions": [
"Heating system (forced-air) is present and operational — inferred from floor vents and a visible thermostat.",
"Hot water supply and water heater are present and functioning, though not shown in photos; assumed per 'move-in ready' listing.",
"Electrical service and panel exist and are reasonably up-to-code; no exposed wiring observed in photos.",
"Bedroom egress for second-floor/attic bedrooms exists but could not be fully verified from provided photos.",
"No active roof leaks or major foundation movement are present based on external appearance; interior ceilings show no visible water staining in photos.",
"Paint is intact (no peeling lead-hazardous paint visible) though home was built in 1913; lead risk remains a historical possibility but no peeling/chipping paint observed."
],
"overall_score": 73.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1516 Superior Ave, Pittsburgh, PA, 15212",
"aggregate": {
"summary": "Overall the property appears largely turnkey for a Housing Choice Voucher initial inspection with recent interior refresh, working kitchen appliances present, visible heating vents and thermostat, and an intact roof and brick envelope. The most likely inspection issues are a missing/insufficient handrail on the front steps (unsafe stairs), and unverified smoke/CO detectors and GFCI protection which commonly cause initial inspection failures. If the owner/manager installs/addresses a compliant handrail, confirms smoke and CO alarms on required levels, and ensures GFCI protection in required locations (and confirms electrical panel and water heater are up to code), the unit is likely to pass within a short timeframe (under 30 days).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 80.0,
"rationale": "Interior appears recently refreshed: new-looking LVT flooring in kitchen, recessed lighting, fresh paint, carpet in living areas and stairs in good visual condition. Kitchen appliances (stove and refrigerator) present. Exterior brick and roof shingles appear intact. Minor deferred items observed: porch decking/paint worn, front porch steps show wear and lack a continuous handrail, small areas of yard/landscaping neglect. No major cosmetic or finish damage visible. Missing or worn porch handrail lowers score moderately but overall condition is good and only small repairs/cosmetic work appear necessary."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 73.3,
"rationale": "Brick facade, windows and roof appear intact with no visible major cracks or foundation displacement. Front porch and railings are present though porch decking paint/wear and front steps need attention; front steps are missing a side handrail which presents a safety/code issue. Small front yard is slightly overgrown and walk path shows minor wear. Utility meter and gas line visible and appear typical. Overall exterior is sound but needs minor repairs and tidy-up."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 66.7,
"rationale": "No obvious life‑threatening hazards in photos (no collapsed ceilings, no visible active leaks, no exposed wiring). Main-level smoke detector is visible in living area; however, there is no visual confirmation of additional smoke detectors on upper floors or a carbon monoxide alarm near sleeping areas. The front steps lack a handrail which is a common immediate fail in inspections for unsafe stairs. GFCI outlets in kitchen/bath are not visible in photos. Window sizes appear adequate on the first floor but egress for upper-level bedrooms and attic sleeping areas cannot be confirmed. Overall moderate NSPIRE risk due to missing handrail and unverified detectors/GFCI/egress."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 70.0,
"rationale": "Floor vents and a wall thermostat indicate a central heating system is present; a window AC unit is installed in one room. Kitchen shows a modern freestanding gas range and refrigerator. Roof shingles look in serviceable condition from photos; no visible roof sag or active water staining on ceilings. Electrical panel, water heater, and furnace/boiler are not shown so condition must be inferred; vents and thermostat suggest heating operational. Because critical equipment locations are unverified, score is reduced slightly for unknowns despite evidence of functioning systems."
}
],
"red_flags": [
"Front porch/stairs missing a continuous handrail (unsafe stairs) — common immediate fail.",
"No visible smoke/CO detectors on upper levels or near sleeping areas in photos — potential inspection failure if absent.",
"No visible GFCI outlets in kitchen (not confirmed) — may be required and cause fail.",
"Electrical panel, water heater and HVAC equipment locations/conditions not shown — unknowns that could reveal issues at inspection."
],
"confidence": 0.95,
"assumptions": [
"Interior photos represent the majority of living spaces; additional rooms (bathroom, bedrooms on second/attic) are not shown but are assumed similarly updated.",
"Central heating system is present and functional (inferred from floor vents and thermostat) though furnace/boiler and water heater were not photographed.",
"Gas range and refrigerator are included and properly connected; gas connections are assumed safe unless inspection finds otherwise.",
"Electrical panel location and condition, GFCI outlets in kitchen and bathroom, and smoke/CO alarm placement on all levels are not shown and therefore treated as unknowns.",
"No active roof leaks or major structural movement exist based on absence of ceiling stains or visible sagging in interior photos.",
"Porch steps require a handrail to meet local code/NSPIRE standards; photos show a missing/insufficient handrail on the exterior stairs."
],
"score_method": "mean_of_criteria",
"overall_score": 73.1,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "3520297801"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.