Property ID: 3749505572
1356 Pointview St, Pittsburgh, PA, 15206
Pittsburgh, PA
Money Down: $32,856
CoC Return: 36.02%
Monthly Cash Flow: $986
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$27,380
Closing Costs
$5,476
Total Down
$32,856
Investment Snapshot
Purchase Price
$136,900
Money Down
$32,856
Cash-on-Cash Return
36.02%
Rent
$1,976
Monthly Cash Flow
$986
Annual Cash Flow
$11,836
Debt Service / Mo
$729
Property Tax / Mo
$38
Insurance / Mo
$26
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,976
Payment Standard
$2,309
Rent
$1,976
Insurance
$26
Property Tax
$38
Management
$198
Utilities Allowance
$333
NOI (Monthly)
$1,715
Debt Service
$729
Cash Flow After Debt
$986
Quality Score: 76.80%
Confidence: 82.00%
This home appears largely renovated and close to rent-ready: updated kitchen, flooring, appliances, and visible central air. Primary inspection risks are missing/unspecified life-safety devices (smoke/CO alarms), incomplete verification of GFCI protection, and lack of visible handrails on exterior steps and walkways. Exterior trip hazards (cracked walks) and basement plumbing anomalies (Pittsburgh toilet mention) require minor-to-moderate fixes. With verification/installation of required detectors, GFCI outlets where required, and adding/repairing handrails and concrete trip hazards, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.
Section 8 Payment Standard
$2,309
Utility Allowance Total
$333
Guaranteed Section 8 Rent (PS - Utilities)
$1,976
Property Management
$198
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$136,900
Beds
2
Baths
1
Living Area
—
Lot Size
—
Year Built
—
Days on Market
216
Capital Outlay
$32,856
Debt Service
$729
Property Tax / Mo
$38
Insurance / Mo
$26
Property Description
Charming two bedroom two story brick home completely remodeled with beautiful new kitchen with gorgeous granite countertop, new double stainless steel sink, new stainless steel appliances, new bathroom, new carpet, new window blinds, new heating vent covers, new front door and screen door, whole house CENTRAL AIR, freshly painted. Front porch or rear porch to relax on. Full basement with lots of space. Newer hot water tank. One look and you will fall in love with this one! Pittsburgh toilet in the basement. It is just waiting for you to live in worry free.
Utility Allowances
Heating
$74
Selected 'natural_gas' option based on property data specifying 'Gas' and 'Forced Air' heating. Used 2br value.
Cooking
$6
Selected 'natural_gas' option as property data lists 'Gas Stove' as an inclusion. Used 2br value.
Water Heating
$18
Selected 'natural_gas' option, as it is the most consistent fuel type given the property's gas heating and stove. Used 2br value.
Air Conditioning
$11
Property has 'Central Air'. Used 2br value from the schedule.
Other Electric
$59
Standard allowance for general electricity (lights, outlets). Used 2br value.
Water
$66
Property data indicates a 'Public' water source. Used 2br value.
Sewer
$99
Property data indicates a 'Public Sewer' connection. Used 2br value.
Refrigerator
$0
The property includes a refrigerator, so the tenant-paid allowance is $0.
Range/Microwave
$0
The property includes a 'Gas Stove' (range), so the tenant-paid allowance is $0.
Trash Collection
$0
The provided utility schedule does not have a value for trash collection; therefore, the allowance is $0.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$177
DP3 Annual Estimate$435
DP1 Monthly Equivalent$15
DP3 Monthly Equivalent$36
Replacement Value$16,300
Basis1,120 sqft / 1940
Nearby Houses
Photo unavailable
1337 Manning St
sold · 0.03 mi
Price: $40,000
3 bd / 2 ba · 1,200 sqft
Latest sale: $40,000 on Oct 13, 2022
Latest rent: —
Photo unavailable
1357 Lincoln Ave
off_market · 0.03 mi
Price: $75,000
3 bd / 1 ba · 1,384 sqft
Latest sale: $75,000 on Oct 16, 2025
Latest rent: —
Photo unavailable
1323 Pointview St
sold · 0.07 mi
Price: $37,000
3 bd / 1 ba · 1,440 sqft
Latest sale: $37,000 on Nov 15, 2023
Latest rent: —
Photo unavailable
1327 Grotto St
for_sale · 0.11 mi
Price: $19,000
— bd / — ba
Latest sale: $1,625 on Sep 03, 2025
Latest rent: —
Photo unavailable
1342 Paulson Ave
sold · 0.11 mi
Price: $20,119
4 bd / 2 ba · 1,232 sqft
Latest sale: $20,119 on Nov 04, 2022
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in interior photos (required).
- No handrails visible on front or side exterior steps — potential safety/code failure.
- Cracked and uneven concrete walkways/driveway creating trip hazards.
- GFCI protection near kitchen sink/outlets not visible — may fail NSPIRE requirement.
- Basement 'Pittsburgh toilet' mentioned — requires verification of proper sanitary connection and safe use.
Assumptions
- Listing text is accurate: central air is operational and a newer hot water tank is installed and functioning.
- Kitchen appliances shown are installed and operational (gas range and refrigerator).
- Interior bathroom(s), bedroom finishes, and plumbing fixtures are in similar renovated condition though not photographed.
- No active roof leaks or major hidden structural/foundation issues exist beyond what is visible in photos.
- Electrical panel and major mechanical equipment (furnace/boiler) are present and serviceable but were not photographed.
- 'Pittsburgh toilet' in basement refers to an installed basement toilet fixture; its sanitary connections and drainage should be verified.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $442 | $17,900 | $17,900 |
| 2024 | $412 | $17,900 | $17,900 |
| 2023 | $412 | $17,900 | $17,900 |
| 2022 | $407 | $17,900 | $17,900 |
| 2021 | $407 | $17,900 | $17,900 |
| 2020 | $405 | $17,900 | $17,900 |
| 2019 | $405 | $17,900 | $17,900 |
| 2018 | $405 | $17,900 | $17,900 |
| 2017 | $405 | $17,900 | $17,900 |
| 2016 | $409 | $17,900 | $17,900 |
| 2015 | $409 | $17,900 | $17,900 |
| 2014 | $392 | $17,900 | $17,900 |
| 2013 | $469 | $17,900 | $17,900 |
| 2012 | $608 | $20,000 | $20,000 |
| 2011 | $588 | $20,000 | $20,000 |
| 2010 | $855 | $29,100 | $29,100 |
| 2009 | $855 | $29,100 | $29,100 |
| 2008 | $855 | $29,100 | $29,100 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2008-11-04 | Sold | $5,900 |
| 2008-05-19 | Sold | $22,900 |
| 1996-09-06 | Sold | $28,500 |
Photo Gallery
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"list_price": 138000,
"listing_id": "2970588044",
"last_update_date": "2025-08-09T00:10:15Z",
"last_status_change_date": "2025-08-09T04:42:27Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -1000,
"days_after_listed": null,
"source_listing_id": "1666839",
"price_change_percentage": null
},
{
"date": "2025-04-02",
"price": 139900,
"listing": {
"status": "off_market",
"list_date": "2024-08-09T20:33:41Z",
"list_price": 138000,
"listing_id": "2970588044",
"last_update_date": "2025-08-09T00:10:15Z",
"last_status_change_date": "2025-08-09T04:42:27Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -1600,
"days_after_listed": null,
"source_listing_id": "1666839",
"price_change_percentage": null
},
{
"date": "2024-12-08",
"price": 141500,
"listing": {
"status": "off_market",
"list_date": "2024-08-09T20:33:41Z",
"list_price": 138000,
"listing_id": "2970588044",
"last_update_date": "2025-08-09T00:10:15Z",
"last_status_change_date": "2025-08-09T04:42:27Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -1400,
"days_after_listed": null,
"source_listing_id": "1666839",
"price_change_percentage": null
},
{
"date": "2024-08-09",
"price": 142900,
"listing": {
"status": "off_market",
"list_date": "2024-08-09T20:33:41Z",
"list_price": 138000,
"listing_id": "2970588044",
"last_update_date": "2025-08-09T00:10:15Z",
"last_status_change_date": "2025-08-09T04:42:27Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "1666839",
"price_change_percentage": null
},
{
"date": "2024-07-26",
"price": 132900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2024-07-25",
"price": 132900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": "395 days",
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2024-02-05",
"price": 132900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -3000,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-11-29",
"price": 135900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -2000,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-10-22",
"price": 137900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -2000,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-10-11",
"price": 139900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -2100,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-09-28",
"price": 142000,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -3000,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-09-20",
"price": 145000,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -2000,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-09-11",
"price": 147000,
"listing": {
"status": "off_market",
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"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
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},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -500,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-08-24",
"price": 147500,
"listing": {
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"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
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},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -1000,
"days_after_listed": null,
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},
{
"date": "2023-08-11",
"price": 148500,
"listing": {
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"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
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"price_sqft": null,
"source_name": "WestPenn",
"price_change": -1400,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": null
},
{
"date": "2023-06-26",
"price": 149900,
"listing": {
"status": "off_market",
"list_date": "2023-06-26T18:12:44Z",
"list_price": 132900,
"listing_id": "2957082807",
"last_update_date": "2024-07-26T00:10:19Z",
"last_status_change_date": "2024-07-25T20:42:22Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "1612091",
"price_change_percentage": "+425.96%"
},
{
"date": "1996-09-06",
"price": 28500,
"listing": null,
"event_name": "Sold",
"price_sqft": 25.446428571428573,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "3749505572",
"generated_at": "2026-02-24T23:33:47.518336Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 76.8
},
"utility_allowance": {
"zip_code": "15206",
"home_photo": "https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m822969223s-w1280.jpg",
"rent_price": 1976.0,
"loan_amount": 109520.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1356-Pointview-St_Pittsburgh_PA_15206_M37495-05572",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 136900.0,
"loan_term_years": 30,
"annual_cash_flow": 20579.54,
"mortgage_monthly": 728.64,
"payment_standard": 2309.0,
"total_amount_out": 27380.0,
"additional_photos": [
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m857012832s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m3165225087s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m4191845362s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m708620875s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m1820622315s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m969040902s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m1618832360s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m3711807653s-w1280.jpg",
"https://ap.rdcpix.com/731a8b2ae193fc19136556603d8fda35l-m4062816070s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 25.5,
"monthly_cash_flow": 1714.96,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' option based on property data specifying 'Gas' and 'Forced Air' heating. Used 2br value.",
"utility": "Heating",
"allowance": 74
},
{
"note": "Selected 'natural_gas' option as property data lists 'Gas Stove' as an inclusion. Used 2br value.",
"utility": "Cooking",
"allowance": 6
},
{
"note": "Selected 'natural_gas' option, as it is the most consistent fuel type given the property's gas heating and stove. Used 2br value.",
"utility": "Water Heating",
"allowance": 18
},
{
"note": "Property has 'Central Air'. Used 2br value from the schedule.",
"utility": "Air Conditioning",
"allowance": 11
},
{
"note": "Standard allowance for general electricity (lights, outlets). Used 2br value.",
"utility": "Other Electric",
"allowance": 59
},
{
"note": "Property data indicates a 'Public' water source. Used 2br value.",
"utility": "Water",
"allowance": 66
},
{
"note": "Property data indicates a 'Public Sewer' connection. Used 2br value.",
"utility": "Sewer",
"allowance": 99
},
{
"note": "The property includes a refrigerator, so the tenant-paid allowance is $0.",
"utility": "Refrigerator",
"allowance": 0
},
{
"note": "The property includes a 'Gas Stove' (range), so the tenant-paid allowance is $0.",
"utility": "Range/Microwave",
"allowance": 0
},
{
"note": "The provided utility schedule does not have a value for trash collection; therefore, the allowance is $0.",
"utility": "Trash Collection",
"allowance": 0
}
],
"cash_on_cash_return": 0.75,
"down_payment_amount": 27380.0,
"property_tax_annual": 455.26,
"property_tax_monthly": 37.94,
"property_tax_increase": 0.03,
"utility_allowance_total": 333.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 11835.87,
"property_management_monthly": 197.6,
"monthly_cash_flow_after_debt": 986.32,
"cash_on_cash_return_after_debt": 0.43
},
"section8_assessment": {
"runs": [
{
"summary": "This home appears largely renovated and close to rent-ready: updated kitchen, flooring, appliances, and visible central air. Primary inspection risks are missing/unspecified life-safety devices (smoke/CO alarms), incomplete verification of GFCI protection, and lack of visible handrails on exterior steps and walkways. Exterior trip hazards (cracked walks) and basement plumbing anomalies (Pittsburgh toilet mention) require minor-to-moderate fixes. With verification/installation of required detectors, GFCI outlets where required, and adding/repairing handrails and concrete trip hazards, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 80.0,
"rationale": "Photos and description show a recent full remodel: new cabinets, granite counters, stainless appliances, new vinyl plank flooring, fresh paint, new front door and blinds. No obvious interior cosmetic defects visible. Exterior brickwork appears intact. Minor deferred items visible: cracked/uneven concrete walkways and driveway, some unfinished landscaping/retaining timber work, and no interior pictures of bathroom or bedrooms to confirm finish quality. Missing items that would moderately reduce score: no visible outlet covers/GFCI confirmation and basement features (Pittsburgh toilet) that may require tidy-up. Overall condition appears good and largely cosmetic/finish-level."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "There are a number of safety items not visible or not shown in photos and therefore represent inspection risk: no visible smoke detectors or carbon monoxide alarms in any interior photos; no visible handrail on front entry steps and side steps (possible NSPIRE fail depending on local code); kitchen outlets/GFCI protection near sink not visible; bedroom egress windows are not shown; deadbolt on the new front door is not visible in photos. Exterior wiring/service drop and masonry appear intact with no obvious exposed live wiring. Basement plumbing mention (Pittsburgh toilet) requires verification for sanitary connections. Because several required safety devices and egress elements are either not shown or possibly missing, there is an elevated pass risk though no active life-threatening hazards are visible."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 75.0,
"rationale": "Listing states whole-house central air and a newer hot water tank; a condenser/AC unit is visible on the rear covered area, supporting the central air claim. Kitchen shows a gas range and stainless refrigerator; gas service appears present. Roof and chimney appear visually intact from photos with no obvious sagging or major roof failure. Electrical panel, furnace/boiler, and water heater are not shown, so operational status is assumed based on listing. No visible standing water or active leaks in photos. Because critical equipment is asserted by the listing and exterior AC is visible, systems score is good but reduced for lack of direct evidence of heating appliance condition, electrical panel, and water heater placement/condition."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Brick exterior and mortar appear sound; basement glass-block windows present. Gutters and downspouts appear installed. There are uneven and cracked concrete walks and driveway slabs that present trip hazards. Retaining/landscaping timbers look recently added but not fully integrated. Covered porch and side covered drive area appear structurally sound in photos but the side passage has low clearances and the second-floor balcony area houses an HVAC condenser which should be checked for safe access/clearance. No evidence of major foundation movement or severe exterior neglect visible, but slope and drainage details around the foundation are not fully verifiable from photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (required).",
"No handrails visible on front or side exterior steps — potential safety/code failure.",
"Cracked and uneven concrete walkways/driveway creating trip hazards.",
"GFCI protection near kitchen sink/outlets not visible — may fail NSPIRE requirement.",
"Basement 'Pittsburgh toilet' mentioned — requires verification of proper sanitary connection and safe use."
],
"confidence": 0.65,
"assumptions": [
"Listing text is accurate: central air is operational and a newer hot water tank is installed and functioning.",
"Kitchen appliances shown are installed and operational (gas range and refrigerator).",
"Interior bathroom(s), bedroom finishes, and plumbing fixtures are in similar renovated condition though not photographed.",
"No active roof leaks or major hidden structural/foundation issues exist beyond what is visible in photos.",
"Electrical panel and major mechanical equipment (furnace/boiler) are present and serviceable but were not photographed.",
"'Pittsburgh toilet' in basement refers to an installed basement toilet fixture; its sanitary connections and drainage should be verified."
],
"overall_score": 72.0,
"rubric_version": "2026-02-24_v1"
},
{
"summary": "This duplex-style single-family appears to have been recently renovated inside and likely will pass an initial HCV/NSPIRE inspection after verification of standard life-safety items. Strengths: full kitchen remodel with appliances, new flooring, fresh paint, central air, and newer water heater. Primary inspection risks are absence/placement of smoke and CO detectors, verification of GFCI protection in kitchen/bath, and confirmation of proper egress from bedrooms and basement. Exterior trip hazards (cracked walkways) and minor site grading/drainage should be addressed but are not likely to cause a fail if corrected quickly. Estimated rent-readiness: minor repairs/verification within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior photos show a recent, full kitchen remodel (new cabinets, granite-look counters, stainless refrigerator and gas range, new vinyl plank floors, fresh paint). Listing states new bathroom and new carpet (not shown) and newly painted throughout. Exterior brick, porch, and basement look intact with only minor cosmetic issues (concrete driveway/walk cracks, small yard patchiness). No visible major deferred maintenance. Missing features: no dishwasher (not required). Overall condition appears lightly renovated and move-in ready with only minor cosmetic/finish touchups."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No visible life-safety hazards in photos: ceilings appear solid, no active water stains or sagging, no visible exposed wiring, exterior appears structurally sound. Unclear/unknown items that NSPIRE will check: presence and placement of functioning smoke detectors and carbon monoxide alarms, GFCI protection in kitchen/bath, functioning basement egress, and a verified deadbolt on the entry door. Kitchen gas range appears properly installed but gas connections/venting not shown. Sidewalk/driveway cracks present (trip hazard). Given the recent renovation and otherwise tidy condition, the risk of a fail is moderate but contingent on detectors, GFCI, and egress verification."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 80.0,
"rationale": "Listing states whole-house central air and a newer hot water tank; neither system is shown in detail but presence is claimed and consistent with renovation level. No obvious roof collapse or severe chimney damage visible from exterior photos; gutters and downspouts appear in place. Electrical panel and plumbing main not photographed so condition is assumed typical; no visible active leaks or corroded fixtures. HVAC/electrical/plumbing functionality should be confirmed, but overall visible evidence supports largely sound systems."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 75.0,
"rationale": "Brick exterior appears intact with painted trim and functioning gutters. The property has a porch and covered side drive-through/carport area; basement glass-block windows visible and look intact. Site issues include cracked/uneven concrete walk and driveway (trip hazards), a short newly installed timber retaining wall with exposed ends, and a sloped yard that may require drainage check. No visible active standing water, major foundation cracks, or pest infestation evidence in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement about whole-house central air and newer hot water tank is accurate and systems are operational.",
"The interior bathroom(s) were replaced as claimed in the listing and are functional (no visible photos of bathrooms provided).",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations and therefore need verification/possible installation.",
"Electrical panel, service grounding, and plumbing main are in code-compliant condition unless inspection reveals otherwise — their condition is unknown from photos.",
"Bedrooms have code-compliant egress windows (upper-floor windows visible in exterior photos appear typical for bedrooms) but sizes were not measured.",
"No evidence of active roof leaks or major foundation movement—assumed absent based on lack of visible stains, sagging, or large cracks in provided photos."
],
"overall_score": 80.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This two-bedroom brick semi-detached house has been substantially remodeled and appears largely rent-ready. Interior photos show a modern kitchen, new flooring, new appliances, and clean finishes. Major building systems are plausibly updated (central AC condenser visible; listing states newer water heater). The most likely items a Housing Choice Voucher/NSPIRE inspector would require are: verified and working smoke detectors and CO alarms, GFCI protection for kitchen outlets, verification of bedroom egress, and a handrail or other correction for the sloped side steps/walkway if riser/height criteria apply. Absent these relatively minor fixes and documentation, the property is likely to pass an initial inspection after 1–2 small repairs/installs (detectors, GFCI, handrail).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Listing and interior photos show a full cosmetic remodel: new kitchen cabinets, granite-look counters, new stainless fridge and range, new vinyl plank flooring, fresh paint, new blinds and new front door. There are no visible interior finish defects, torn flooring, or damaged cabinetry. Missing interior photos of bathroom and bedrooms limit full verification but the listing states new bathroom and new carpet. Exterior brickwork and porch appear intact. Minor exterior items (cracked concrete drive/walkway and small lawn/landscaping) are cosmetic and easy to remedy. Missing evidence of smoke/CO detectors and GFCI outlets reduce the top score slightly."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No immediate life-threatening hazards are visible (no collapsed ceilings, no standing water, no exposed main electrical conductors). However several NSPIRE items are not verifiable from photos: smoke detectors and CO alarms are not visible; GFCI protection at kitchen counters is not clearly evident; bedroom egress windows cannot be measured from images (upstairs windows appear typical double-hung but exact sill height and clear opening unknown). Exterior stairs/sidewalk show uneven concrete and areas without a handrail where there is a grade drop — this could be cited as an unsafe stair/handrail issue depending on riser count. Overall the house appears safe but will likely require verification/installation of detectors and possibly a handrail and GFCI outlets to ensure compliance."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 80.0,
"rationale": "Listing states whole-house central air and a newer hot water tank; an exterior condenser/unit is visible in a photo which supports the central AC claim. Kitchen appliances (gas range and fridge) appear newly installed and in good condition. Electrical meter and service conduit visible and appear intact; no obvious exterior electrical hazards are present. Roof and chimney appear intact from visible angles with no active leaks observed, though full roof inspection is not possible from provided photos. Plumbing fixtures and hot water are claimed as new; absence of interior mechanical-room photos prevents full verification. Overall systems look recently updated and functional but need on-site confirmation (furnace operation, water heater age, panel labeling, GFCI tests)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Brick exterior appears sound and well-maintained; gutters and downspouts are present. The porch and columns are intact. There is a concrete side drive/path with visible cracking and an area of slope where a handrail is absent — potential trip/fall risk. A short retaining wall and fresh mulch indicate some recent site work. Basement windows are small glass-block style (limited egress) but basement is likely utility/storage. No visible major foundation cracking, sagging, or roof failure seen from photos. Landscaping is minimal but acceptable. Exterior concerns are primarily walkway/handrail and minor concrete repairs."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — must be verified and installed if absent.",
"Side concrete driveway/walkway has cracks and a sloped descent without a visible handrail — potential unsafe stairs/handrail violation.",
"Uneven/cracked concrete on walkways and driveway creates trip hazards that an inspector may cite.",
"Basement windows are glass block / small and are not adequate egress for habitable use — confirm basement is not used as a bedroom or sleeping area.",
"GFCI protection for kitchen countertop outlets is not clearly visible and should be confirmed/installed if missing."
],
"confidence": 0.75,
"assumptions": [
"Listing is accurate about 'whole house CENTRAL AIR' and 'newer hot water tank'; an exterior condenser visible in photos is the central AC unit.",
"Bedrooms are on the second floor and have standard windows; egress measurements are unknown but windows appear typical double-hung and likely adequate — this requires in-person measurement.",
"Smoke and carbon monoxide detectors are not visible in provided photos; assume they may be missing or not plainly visible and will need verification/installation.",
"Electrical panel and internal wiring are intact and meet basic safety (no visible exterior hazards), but GFCI protection at kitchen countertops is not verifiable from photos.",
"Basement contains a 'Pittsburgh toilet' as listed and is likely not a habitable sleeping area; basement egress windows are glass-block and not intended as primary bedroom egress.",
"No interior photos were provided of the bathroom(s), hallways, stairs, or bedrooms — I assume they are in similar renovated condition unless otherwise stated.",
"No evidence of active roof leaks, severe mold, or structural movement was observed; assume none are present given the overall condition in photos."
],
"overall_score": 79.0,
"rubric_version": "ns-pv1.0-2026-02"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1356 Pointview St, Pittsburgh, PA, 15206",
"aggregate": {
"summary": "This home appears largely renovated and close to rent-ready: updated kitchen, flooring, appliances, and visible central air. Primary inspection risks are missing/unspecified life-safety devices (smoke/CO alarms), incomplete verification of GFCI protection, and lack of visible handrails on exterior steps and walkways. Exterior trip hazards (cracked walks) and basement plumbing anomalies (Pittsburgh toilet mention) require minor-to-moderate fixes. With verification/installation of required detectors, GFCI outlets where required, and adding/repairing handrails and concrete trip hazards, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 83.3,
"rationale": "Photos and description show a recent full remodel: new cabinets, granite counters, stainless appliances, new vinyl plank flooring, fresh paint, new front door and blinds. No obvious interior cosmetic defects visible. Exterior brickwork appears intact. Minor deferred items visible: cracked/uneven concrete walkways and driveway, some unfinished landscaping/retaining timber work, and no interior pictures of bathroom or bedrooms to confirm finish quality. Missing items that would moderately reduce score: no visible outlet covers/GFCI confirmation and basement features (Pittsburgh toilet) that may require tidy-up. Overall condition appears good and largely cosmetic/finish-level."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 71.7,
"rationale": "Brick exterior and mortar appear sound; basement glass-block windows present. Gutters and downspouts appear installed. There are uneven and cracked concrete walks and driveway slabs that present trip hazards. Retaining/landscaping timbers look recently added but not fully integrated. Covered porch and side covered drive area appear structurally sound in photos but the side passage has low clearances and the second-floor balcony area houses an HVAC condenser which should be checked for safe access/clearance. No evidence of major foundation movement or severe exterior neglect visible, but slope and drainage details around the foundation are not fully verifiable from photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "There are a number of safety items not visible or not shown in photos and therefore represent inspection risk: no visible smoke detectors or carbon monoxide alarms in any interior photos; no visible handrail on front entry steps and side steps (possible NSPIRE fail depending on local code); kitchen outlets/GFCI protection near sink not visible; bedroom egress windows are not shown; deadbolt on the new front door is not visible in photos. Exterior wiring/service drop and masonry appear intact with no obvious exposed live wiring. Basement plumbing mention (Pittsburgh toilet) requires verification for sanitary connections. Because several required safety devices and egress elements are either not shown or possibly missing, there is an elevated pass risk though no active life-threatening hazards are visible."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 78.3,
"rationale": "Listing states whole-house central air and a newer hot water tank; a condenser/AC unit is visible on the rear covered area, supporting the central air claim. Kitchen shows a gas range and stainless refrigerator; gas service appears present. Roof and chimney appear visually intact from photos with no obvious sagging or major roof failure. Electrical panel, furnace/boiler, and water heater are not shown, so operational status is assumed based on listing. No visible standing water or active leaks in photos. Because critical equipment is asserted by the listing and exterior AC is visible, systems score is good but reduced for lack of direct evidence of heating appliance condition, electrical panel, and water heater placement/condition."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (required).",
"No handrails visible on front or side exterior steps — potential safety/code failure.",
"Cracked and uneven concrete walkways/driveway creating trip hazards.",
"GFCI protection near kitchen sink/outlets not visible — may fail NSPIRE requirement.",
"Basement 'Pittsburgh toilet' mentioned — requires verification of proper sanitary connection and safe use."
],
"confidence": 0.82,
"assumptions": [
"Listing text is accurate: central air is operational and a newer hot water tank is installed and functioning.",
"Kitchen appliances shown are installed and operational (gas range and refrigerator).",
"Interior bathroom(s), bedroom finishes, and plumbing fixtures are in similar renovated condition though not photographed.",
"No active roof leaks or major hidden structural/foundation issues exist beyond what is visible in photos.",
"Electrical panel and major mechanical equipment (furnace/boiler) are present and serviceable but were not photographed.",
"'Pittsburgh toilet' in basement refers to an installed basement toilet fixture; its sanitary connections and drainage should be verified."
],
"score_method": "mean_of_criteria",
"overall_score": 76.8,
"rubric_version": "2026-02-24_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "3749505572"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.