Property ID: 3838298543
244 Bascom Ave, Pittsburgh, PA, 15214
Pittsburgh, PA
Money Down: $39,600
CoC Return: 34.54%
Monthly Cash Flow: $1,140
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$33,000
Closing Costs
$6,600
Total Down
$39,600
Investment Snapshot
Purchase Price
$165,000
Money Down
$39,600
Cash-on-Cash Return
34.54%
Rent
$2,480
Monthly Cash Flow
$1,140
Annual Cash Flow
$13,678
Debt Service / Mo
$878
Property Tax / Mo
$171
Insurance / Mo
$43
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,480
Payment Standard
$2,952
Rent
$2,480
Insurance
$43
Property Tax
$171
Management
$248
Utilities Allowance
$472
NOI (Monthly)
$2,018
Debt Service
$878
Cash Flow After Debt
$1,140
Quality Score: 70.50%
Confidence: 91.00%
This all-brick single-family looks largely rent-ready with solid exterior envelope, functioning kitchen (stove/refrigerator present) and hardwood floors. Primary inspection risks are missing visible smoke/CO alarms, unclear GFCI protection in kitchen, patched ceiling area that needs verification for active leak or mold, and exterior stair handrail/driveway trip issues. With installation of required alarms, verification/repair of the ceiling patch, confirmation of HVAC/electrical/water systems, and a few minor safety fixes, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.
Section 8 Payment Standard
$2,952
Utility Allowance Total
$472
Guaranteed Section 8 Rent (PS - Utilities)
$2,480
Property Management
$248
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$165,000
Beds
3
Baths
1
Living Area
1,428 sqft
Lot Size
5,227 sqft
Year Built
1956
Days on Market
85
Capital Outlay
$39,600
Debt Service
$878
Property Tax / Mo
$171
Insurance / Mo
$43
Property Description
Move-in ready all-brick home featuring beautiful hardwood floors and abundant natural light from large, updated windows throughout. Conveniently located just minutes to downtown via I-279, with easy access by car or bus. Excellent parking options include a driveway and garage, plus an additional front parking pad ideal for guests. Enjoy outdoor living on the covered back patio. The kitchen offers a beautiful corner pantry for added storage. The spacious second-floor room provides flexible use as a bedroom, home office, playroom, or bonus space. A clean, dry basement offers extra storage or future potential. A solid, well-maintained home in a prime location. Don't miss this one!
Utility Allowances
Heating
$82
Selected 'natural_gas' as the property information explicitly states 'Heating Features: Gas'.
Cooking
$8
Selected 'natural_gas' as the property listing includes a 'Gas Cook Top' and 'Gas Stove'.
Water Heating
$24
Selected 'natural_gas' based on the presence of other gas utilities (heating, cooking), which is a common configuration.
Air Conditioning
$17
A fixed allowance is included as the property features 'Central Air'.
Other Electric
$75
Standard allowance for general electricity usage (lights, outlets, etc.).
Water
$101
A fixed allowance is included as the property is connected to a 'Public' water source.
Sewer
$147
A fixed allowance is included as the property is connected to a 'Public' sewer.
Range/Microwave
$18
Allowance is included for a tenant-owned microwave, as it is not listed as a provided appliance.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$329
DP3 Annual Estimate$699
DP1 Monthly Equivalent$27
DP3 Monthly Equivalent$58
Replacement Value$60,600
Basis1,428 sqft / 1956
Nearby Houses
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259 Bascom Ave
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223 Bascom Ave
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211 Bascom Ave
for_sale · 0.07 mi
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Latest sale: $165,000 on Dec 15, 2022
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218 Bascom Ave
sold · 0.08 mi
Price: $142,000
3 bd / 1 ba · 1,040 sqft
Latest sale: $142,000 on Dec 18, 2025
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Photo unavailable
211 Perryview Ave
sold · 0.10 mi
Price: $425,000
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Latest sale: $425,000 on Jun 27, 2024
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207 Perryview Ave
sold · 0.11 mi
Price: $135,000
2 bd / 2 ba · 1,356 sqft
Latest sale: $135,000 on May 07, 2021
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Photo unavailable
135 Bascom Ave
sold · 0.12 mi
Price: $272,500
4 bd / 4 ba · 2,058 sqft
Latest sale: $272,500 on Apr 10, 2024
Latest rent: $900 on Sep 20, 2018
Photo unavailable
58 Gailey Ave
sold · 0.12 mi
Price: $188,000
4 bd / 2 ba · 1,779 sqft
Latest sale: $188,000 on Feb 24, 2020
Latest rent: —
Photo unavailable
283 Bascom Ave
for_sale · 0.14 mi
Price: $79,000
3 bd / 1 ba · 2,442 sqft
Latest sale: $47,900
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Photo unavailable
129 Jacks Run Rd
sold · 0.14 mi
Price: $189,200
3 bd / 2 ba
Latest sale: $189,200 on Jan 21, 2022
Latest rent: —
Photo unavailable
123 Bascom Ave
sold · 0.14 mi
Price: $211,000
3 bd / 2 ba · 1,116 sqft
Latest sale: $211,000 on Sep 09, 2025
Latest rent: —
Photo unavailable
133 Jacks Run Rd
sold · 0.17 mi
Price: $260,000
4 bd / 2 ba
Latest sale: $260,000 on Nov 16, 2023
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE failure risk).
- Ceiling patching/discoloration in living area indicating past water intrusion — investigate for active leaks/mold.
- Exterior stairway is steep and appears to have handrail coverage only on one side — potential unsafe stairs / code issue.
- No visible GFCI-protected outlet in kitchen near sink (potential electrical safety/code issue).
Assumptions
- Interior photos represent typical condition throughout the home; bedrooms/bath not shown are assumed serviceable but were not inspected in photos.
- Forced-air HVAC exists and is functional (supply vents visible), but the furnace/AC unit and water heater were not photographed and need verification.
- Kitchen appliances shown (gas range, refrigerator) are present and operable; gas hookup and venting presumed safe until tested.
- Basement is 'clean, dry' per listing text; no photographic evidence of active water intrusion or mold beyond the ceiling patch photographed.
- No smoke or CO detectors were visible in the supplied photos; assume none or not in required locations until verified.
- Electrical panel and GFCI protection were not shown; assume standard mid-century updates but require on-site confirmation.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,994 | $80,600 | $80,600 |
| 2024 | $1,857 | $80,600 | $80,600 |
| 2023 | $1,857 | $80,600 | $80,600 |
| 2022 | $1,832 | $80,600 | $80,600 |
| 2021 | $1,832 | $80,600 | $80,600 |
| 2020 | $1,823 | $80,600 | $80,600 |
| 2019 | $1,823 | $80,600 | $80,600 |
| 2018 | $1,823 | $80,600 | $80,600 |
| 2017 | $1,823 | $80,600 | $80,600 |
| 2016 | $1,844 | $80,600 | $80,600 |
| 2015 | $1,844 | $80,600 | $80,600 |
| 2014 | $1,768 | $80,600 | $80,600 |
| 2013 | $2,112 | $80,600 | $80,600 |
| 2012 | $2,344 | $77,100 | $62,100 |
| 2011 | $2,267 | $77,100 | $62,100 |
| 2010 | $2,197 | $77,100 | $62,100 |
| 2009 | $1,826 | $77,100 | $62,100 |
| 2008 | $1,826 | $77,100 | $62,100 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2012-04-06 | Sold | $86,750 |
| 2001-11-26 | Sold | $77,000 |
| 1997-10-30 | Sold | $66,000 |
Photo Gallery
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"status": "off_market",
"list_date": "2011-06-10T07:00:00Z",
"list_price": 97500,
"listing_id": "524219473",
"last_update_date": "2012-05-24T20:16:00Z",
"last_status_change_date": "2012-03-26T20:55:00Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": "290 days",
"source_listing_id": "874767",
"price_change_percentage": null
},
{
"date": "2012-01-17",
"price": 97500,
"listing": {
"status": "off_market",
"list_date": "2011-06-10T07:00:00Z",
"list_price": 97500,
"listing_id": "524219473",
"last_update_date": "2012-05-24T20:16:00Z",
"last_status_change_date": "2012-03-26T20:55:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -2500,
"days_after_listed": null,
"source_listing_id": "874767",
"price_change_percentage": null
},
{
"date": "2011-10-24",
"price": 100000,
"listing": {
"status": "off_market",
"list_date": "2011-06-10T07:00:00Z",
"list_price": 97500,
"listing_id": "524219473",
"last_update_date": "2012-05-24T20:16:00Z",
"last_status_change_date": "2012-03-26T20:55:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "874767",
"price_change_percentage": null
},
{
"date": "2011-07-19",
"price": 105000,
"listing": {
"status": "off_market",
"list_date": "2011-06-10T07:00:00Z",
"list_price": 97500,
"listing_id": "524219473",
"last_update_date": "2012-05-24T20:16:00Z",
"last_status_change_date": "2012-03-26T20:55:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "874767",
"price_change_percentage": null
},
{
"date": "2011-06-10",
"price": 110000,
"listing": {
"status": "off_market",
"list_date": "2011-06-10T07:00:00Z",
"list_price": 97500,
"listing_id": "524219473",
"last_update_date": "2012-05-24T20:16:00Z",
"last_status_change_date": "2012-03-26T20:55:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "874767",
"price_change_percentage": "+42.86%"
},
{
"date": "2001-11-26",
"price": 77000,
"listing": null,
"event_name": "Sold",
"price_sqft": 53.92156862745098,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "1997-10-30",
"price": 66000,
"listing": null,
"event_name": "Sold",
"price_sqft": 46.21848739495798,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Complete",
"permit_type_of_work": "Residential - building - existing (addition/alteration)",
"permit_effective_date": "Sep 16, 2025",
"permit_project_type_1": "Foundations",
"permit_project_type_2": "Home addition",
"permit_project_type_3": "Residential"
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "3838298543",
"generated_at": "2026-02-25T00:16:12.705595Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 70.5
},
"utility_allowance": {
"zip_code": "15214",
"home_photo": "https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b2237792032s-w1280.jpg",
"rent_price": 2480.0,
"loan_amount": 132000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/244-Bascom-Ave_Pittsburgh_PA_15214_M38382-98543",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 165000.0,
"loan_term_years": 30,
"annual_cash_flow": 24216.18,
"mortgage_monthly": 878.2,
"payment_standard": 2952.0,
"total_amount_out": 33000.0,
"additional_photos": [
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b1972166214s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b423605627s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b179876481s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b500641229s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b17205900s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b381986447s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b3675696656s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b150430384s-w1280.jpg",
"https://ap.rdcpix.com/6b0fe3924212c30122b54b460fbb145bl-b3874222103s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 42.83,
"monthly_cash_flow": 2018.01,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' as the property information explicitly states 'Heating Features: Gas'.",
"utility": "Heating",
"allowance": 82
},
{
"note": "Selected 'natural_gas' as the property listing includes a 'Gas Cook Top' and 'Gas Stove'.",
"utility": "Cooking",
"allowance": 8
},
{
"note": "Selected 'natural_gas' based on the presence of other gas utilities (heating, cooking), which is a common configuration.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "A fixed allowance is included as the property features 'Central Air'.",
"utility": "Air Conditioning",
"allowance": 17
},
{
"note": "Standard allowance for general electricity usage (lights, outlets, etc.).",
"utility": "Other Electric",
"allowance": 75
},
{
"note": "A fixed allowance is included as the property is connected to a 'Public' water source.",
"utility": "Water",
"allowance": 101
},
{
"note": "A fixed allowance is included as the property is connected to a 'Public' sewer.",
"utility": "Sewer",
"allowance": 147
},
{
"note": "Allowance is included for a tenant-owned microwave, as it is not listed as a provided appliance.",
"utility": "Range/Microwave",
"allowance": 18
}
],
"cash_on_cash_return": 0.73,
"down_payment_amount": 33000.0,
"property_tax_annual": 2053.82,
"property_tax_monthly": 171.15,
"property_tax_increase": 0.03,
"utility_allowance_total": 472.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 13677.79,
"property_management_monthly": 248.0,
"monthly_cash_flow_after_debt": 1139.82,
"cash_on_cash_return_after_debt": 0.41
},
"section8_assessment": {
"runs": [
{
"summary": "This all-brick single-family looks largely rent-ready with solid exterior envelope, functioning kitchen (stove/refrigerator present) and hardwood floors. Primary inspection risks are missing visible smoke/CO alarms, unclear GFCI protection in kitchen, patched ceiling area that needs verification for active leak or mold, and exterior stair handrail/driveway trip issues. With installation of required alarms, verification/repair of the ceiling patch, confirmation of HVAC/electrical/water systems, and a few minor safety fixes, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior appears generally well maintained with intact hardwood floors, updated windows and cabinetry; kitchen and appliances present. Cosmetic issues visible include patched/discolored ceiling area above living space, scuffed baseboards, some worn flooring and minor paint touch-ups needed. Missing or minor items (blinds, outlet cover appearance) are easy-to-fix. Overall moderate cosmetic work only."
},
{
"key": "safety_code",
"label": "Safety & code compliance risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon monoxide alarms are visible in photos (required by NSPIRE). Kitchen outlets near sink do not clearly show GFCI protection. Exterior stairs are steep; a handrail is visible on one side but the configuration may not meet local stair/guardrail requirements for all users. Ceiling patching suggests prior water intrusion that should be verified as not active. No exposed wiring or obvious life‑threatening hazards in photos, windows appear replace/updated supporting egress but bedrooms not shown for egress confirmation."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanicals",
"score": 65.0,
"rationale": "Roof shingles and chimney appear in good condition from exterior images (looks recently replaced). Interior vents indicate a forced-air HVAC system likely present though no furnace/AC or water heater is shown. Gas range installed and vent hood present. Electrical panel and water heater condition unknown. Basement described as clean/dry which supports functional systems but lacks photographic confirmation. Recommend functional tests for HVAC, hot water, electrical panel and gas connections."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Brick exterior appears sound and well maintained; garage and driveway functional but show cracking and settlement lines (trip hazard potential). Retaining walls appear stable. Landscaping is overgrown in places and the long concrete approach/stair is steep; handrail coverage may be insufficient on both sides and could be a code/safety concern for some tenants. Covered back patio and parking/garage provide good tenant amenities."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE failure risk).",
"Ceiling patching/discoloration in living area indicating past water intrusion — investigate for active leaks/mold.",
"Exterior stairway is steep and appears to have handrail coverage only on one side — potential unsafe stairs / code issue.",
"No visible GFCI-protected outlet in kitchen near sink (potential electrical safety/code issue)."
],
"confidence": 0.7,
"assumptions": [
"Interior photos represent typical condition throughout the home; bedrooms/bath not shown are assumed serviceable but were not inspected in photos.",
"Forced-air HVAC exists and is functional (supply vents visible), but the furnace/AC unit and water heater were not photographed and need verification.",
"Kitchen appliances shown (gas range, refrigerator) are present and operable; gas hookup and venting presumed safe until tested.",
"Basement is 'clean, dry' per listing text; no photographic evidence of active water intrusion or mold beyond the ceiling patch photographed.",
"No smoke or CO detectors were visible in the supplied photos; assume none or not in required locations until verified.",
"Electrical panel and GFCI protection were not shown; assume standard mid-century updates but require on-site confirmation."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This brick single-family home appears generally well maintained and likely can pass an initial HCV/NSPIRE inspection with a small set of targeted fixes. Primary concerns to address before inspection: install/verify hardwired or battery smoke detectors in required locations and a carbon monoxide alarm (gas range present), install/verify GFCI protection at kitchen outlets, confirm there is no active ceiling leak where patching is visible and remediate if needed, and verify HVAC and water‑heating operation and electrical panel condition. Exterior stairs are steep but handrails exist; ensure they are secure. With those items completed (most are quick fixes), the property is rent‑ready within 1–3 weeks for inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Property appears well maintained cosmetically: intact hardwood floors, updated windows, functional cabinetry and countertops, and installed appliances (stove and refrigerator). Visible interior concerns are limited to ceiling patching in the living area and some scuffs/wear on trim and floors which are easy-to-fix. Exterior concrete steps and driveway show normal wear and minor cracking but are serviceable. No major deferred-maintenance (rotting, collapsed elements) visible. Missing interior photos (bathroom, basement mechanicals) prevent a perfect score but overall only minor repairs and cosmetic work appear needed."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 64.0,
"rationale": "No immediate life‑threatening hazards visible (no collapsed ceilings, no standing water, no exposed live wiring in photos). However critical safety items are not visible in listing photos: no smoke detectors or CO detector are shown (gas range visible, so CO required), and no clear GFCI outlet is visible at the kitchen sink area. Exterior front steps are steep — a handrail is present but the long stair run increases trip/fall risk for some tenants. Bedroom egress appears likely from large windows but bedrooms not photographed. Ceiling patch suggests prior water intrusion — needs verification for active leak or mold. These items create moderate inspection risk until verified/fixed."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 72.0,
"rationale": "Roof appears in good condition with recent-looking shingles and intact flashing in exterior photos, reducing roof-failure risk. Kitchen plumbing fixtures and gas range are present and look serviceable; basement described as 'clean, dry' which suggests functioning drainage and water heater but these systems are not pictured. Heating/AC equipment is not shown; floor/wall supply registers visible indicating forced-air distribution is present. Electrical panel not shown. Because major systems are not directly photographed but show indirect signs of being present and functional, score reflects likely operational systems but recommends verification (HVAC operation, water heater, electrical panel condition)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "All-brick envelope appears sound; stone retaining walls and concrete driveway/steps are intact. Driveway has hairline cracks; landscaping is minimal but not evidence of neglect. The steep hillside behind the house and long exterior stairs warrant review of drainage/runoff and long-term erosion control. Garage and exterior lighting present. No visible major foundation displacement or sagging in photos."
}
],
"red_flags": [
"Ceiling patching in living area indicating prior water intrusion — verify no active leak or mold.",
"No smoke detectors or carbon monoxide alarm visible in interior photos (CO required given gas range) — this will likely fail inspection if absent.",
"No GFCI outlet visible at kitchen sink area — may require upgrade to meet safety/code.",
"Long, steep exterior concrete stair run presents trip/fall risk; verify handrail is secure and meets height/strength requirements."
],
"confidence": 0.65,
"assumptions": [
"Listing description (clean, dry basement) is accurate and there is no active basement flooding.",
"Forced-air heating exists and is operational (floor/wall vents visible), although the furnace/AC unit itself was not photographed.",
"Water heater and main plumbing supply/drain function normally; no active plumbing leaks beyond the patched ceiling.",
"Windows shown meet egress requirements for bedrooms (bedrooms not photographed).",
"Electrical panel and main service are intact and meet code, but were not shown and should be verified.",
"Smoke and CO detectors are not visible in listing photos; assume they are either missing or not visible and should be confirmed/installed."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This all-brick single-family home appears largely turnkey for Section 8 tenancy with only minor cosmetic repairs and routine checks needed. Major visible systems and envelope components look intact (roof, brick, windows, flooring, kitchen appliances). Primary inspection risks are undocumented safety items (smoke/CO detectors and kitchen GFCI) and unverified mechanical system operation (furnace, water heater, electrical panel). Addressing detector/GFCI installation and confirming system functionality should get this property inspection-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior shows generally good cosmetic condition: intact hardwood floors, solid cabinetry, working range and refrigerator shown. Visible ceiling patching above living area indicates a past repair but no active collapse or large-scale deterioration visible. Minor cosmetic touch-ups (paint, trim) and possibly ceiling finishing are needed. Missing appliances are not an issue here since primary appliances are present. Overall appears move-in ready with light cosmetic work."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No obvious life-threatening hazards visible: no exposed wiring, stairs have a handrail, windows are large for egress, and entry door/garage appear secure. However, no smoke detectors or CO alarms are visible in the photos (required), and a GFCI receptacle at the kitchen sink is not obviously present. Ceiling repairs suggest past water intrusion which should be verified as fully remediated. These unknowns lower the safety score until confirmed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 65.0,
"rationale": "Roof shingles and chimney visible in photos look in good condition with no obvious sagging or missing shingles. Floor registers indicate central heating is present, and a gas range is installed. Critical systems (furnace, water heater, electrical panel, hot water functionality, and AC) are not shown; their operational status is unverified. Because major systems are not documented in photos, score is moderate but not low given lack of visible damage."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 72.0,
"rationale": "Brick envelope, stone retaining walls, garage and driveway are intact and appear well maintained. Concrete walk/steps are structurally sound though show typical cracking/aging. Sloped lot/landscaping directs ground toward rear slope; no standing water visible but slope/ drainage should be checked to ensure water is diverted from foundation. Overall exterior is in good, serviceable condition."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (required safety items).",
"Ceiling patching above living area—evidence of prior water intrusion that should be confirmed repaired and tested.",
"No visible GFCI receptacle at kitchen sink in photos (kitchen GFCI required or must be provided by code/inspectors)."
],
"confidence": 0.7,
"assumptions": [
"Listing statement 'clean, dry basement' is accurate; no active basement water intrusion present.",
"Heating system is present and connected (floor registers visible) but not photographed; assumed operational until proven otherwise.",
"No smoke detectors or CO alarms were visible in the provided photos; assume they are not installed or not shown.",
"Electrical panel and GFCI protection are not pictured; assume older wiring may exist and GFCI outlets may be absent at kitchen sink.",
"Ceiling patching in living area was a past leak that has been repaired; no active leak at time of photos.",
"Appliances shown (stove, refrigerator) are functional; seller claims move-in ready so assume utilities were on for photos."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE-2024-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "244 Bascom Ave, Pittsburgh, PA, 15214",
"aggregate": {
"summary": "This all-brick single-family looks largely rent-ready with solid exterior envelope, functioning kitchen (stove/refrigerator present) and hardwood floors. Primary inspection risks are missing visible smoke/CO alarms, unclear GFCI protection in kitchen, patched ceiling area that needs verification for active leak or mold, and exterior stair handrail/driveway trip issues. With installation of required alarms, verification/repair of the ceiling patch, confirmation of HVAC/electrical/water systems, and a few minor safety fixes, the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 77.0,
"rationale": "Interior appears generally well maintained with intact hardwood floors, updated windows and cabinetry; kitchen and appliances present. Cosmetic issues visible include patched/discolored ceiling area above living space, scuffed baseboards, some worn flooring and minor paint touch-ups needed. Missing or minor items (blinds, outlet cover appearance) are easy-to-fix. Overall moderate cosmetic work only."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.7,
"rationale": "Brick exterior appears sound and well maintained; garage and driveway functional but show cracking and settlement lines (trip hazard potential). Retaining walls appear stable. Landscaping is overgrown in places and the long concrete approach/stair is steep; handrail coverage may be insufficient on both sides and could be a code/safety concern for some tenants. Covered back patio and parking/garage provide good tenant amenities."
},
{
"key": "safety_code",
"label": "Safety & code compliance risk",
"score": 64.7,
"rationale": "No smoke detectors or carbon monoxide alarms are visible in photos (required by NSPIRE). Kitchen outlets near sink do not clearly show GFCI protection. Exterior stairs are steep; a handrail is visible on one side but the configuration may not meet local stair/guardrail requirements for all users. Ceiling patching suggests prior water intrusion that should be verified as not active. No exposed wiring or obvious life‑threatening hazards in photos, windows appear replace/updated supporting egress but bedrooms not shown for egress confirmation."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanicals",
"score": 67.3,
"rationale": "Roof shingles and chimney appear in good condition from exterior images (looks recently replaced). Interior vents indicate a forced-air HVAC system likely present though no furnace/AC or water heater is shown. Gas range installed and vent hood present. Electrical panel and water heater condition unknown. Basement described as clean/dry which supports functional systems but lacks photographic confirmation. Recommend functional tests for HVAC, hot water, electrical panel and gas connections."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE failure risk).",
"Ceiling patching/discoloration in living area indicating past water intrusion — investigate for active leaks/mold.",
"Exterior stairway is steep and appears to have handrail coverage only on one side — potential unsafe stairs / code issue.",
"No visible GFCI-protected outlet in kitchen near sink (potential electrical safety/code issue)."
],
"confidence": 0.91,
"assumptions": [
"Interior photos represent typical condition throughout the home; bedrooms/bath not shown are assumed serviceable but were not inspected in photos.",
"Forced-air HVAC exists and is functional (supply vents visible), but the furnace/AC unit and water heater were not photographed and need verification.",
"Kitchen appliances shown (gas range, refrigerator) are present and operable; gas hookup and venting presumed safe until tested.",
"Basement is 'clean, dry' per listing text; no photographic evidence of active water intrusion or mold beyond the ceiling patch photographed.",
"No smoke or CO detectors were visible in the supplied photos; assume none or not in required locations until verified.",
"Electrical panel and GFCI protection were not shown; assume standard mid-century updates but require on-site confirmation."
],
"score_method": "mean_of_criteria",
"overall_score": 70.5,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "3838298543"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.