Property ID: 3838373075
427 Walnut St, Pittsburgh, PA, 15210
Pittsburgh, PA
Money Down: $37,200
CoC Return: 40.59%
Monthly Cash Flow: $1,258
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$31,000
Closing Costs
$6,200
Total Down
$37,200
Investment Snapshot
Purchase Price
$155,000
Money Down
$37,200
Cash-on-Cash Return
40.59%
Rent
$2,469
Monthly Cash Flow
$1,258
Annual Cash Flow
$15,099
Debt Service / Mo
$825
Property Tax / Mo
$112
Insurance / Mo
$27
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,469
Payment Standard
$2,952
Rent
$2,469
Insurance
$27
Property Tax
$112
Management
$247
Utilities Allowance
$483
NOI (Monthly)
$2,083
Debt Service
$825
Cash Flow After Debt
$1,258
Quality Score: 75.50%
Confidence: 95.00%
This 3-bed, 2-bath single-family appears largely rent-ready for Section 8 after addressing a few moderate safety and code items. Interior finishes are good and major systems (furnace, A/C, roof per listing) are relatively new. Primary inspection risks are: a visible wall-mounted gas heater with unknown venting, no visible carbon monoxide detector, unclear GFCI protection in kitchen, and some peeling/finish issues on the enclosed porch (lead-paint risk given 1920 build). Most issues are repair/verification tasks rather than structural failures, so the property is likely to pass an initial HCV/NSPIRE inspection after quick corrective work (CO alarm installation, GFCI checks/installation, verify/repair gas heater venting, minor porch repairs).
Section 8 Payment Standard
$2,952
Utility Allowance Total
$483
Guaranteed Section 8 Rent (PS - Utilities)
$2,469
Property Management
$247
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$155,000
Beds
3
Baths
2
Living Area
1,752 sqft
Lot Size
14,488 sqft
Year Built
1920
Days on Market
48
Capital Outlay
$37,200
Debt Service
$825
Property Tax / Mo
$112
Insurance / Mo
$27
Property Description
Welcome to 427 Walnut St - a spacious home full of character, featuring high ceilings, oversized room sizes, and unique architectural details throughout. The main level offers flexible living space and includes a full bathroom conveniently located on the first floor. One of the standout features is the living room's dramatic interior wall opening that frames the staircase like a picture window - a one-of-a-kind design element that gives the home a distinctive feel. The kitchen is large and functional with tall ceilings and plenty of potential, plus a sun porch off the back that adds bonus usable space. Upstairs you'll find two bedrooms and a second full bath, along with additional space that could serve as an office, hobby room, or future utility area. Plumbing remains in the walls of the former upstairs kitchen area, offering potential for an upstairs laundry setup. Outside is where this home truly shines - enjoy an exceptionally large, deep backyard that is surprisingly flat, a rare find in Pittsburgh and perfect for entertaining, gardening, pets, or play. The home also backs to a cemetery, providing quiet neighbors and extra privacy. Additional features include off-street parking, a one-car garage with excellent workshop or storage potential, a newer roof (approx. 5-6 years), and mostly updated replacement windows. The furnace and A/C condenser were replaced approximately 2 years ago. Convenient location with easy access to South Side, Downtown, and major routes. Welcome home!
Utility Allowances
Heating
$82
Property details specify 'Heating Features: Gas'. The 'natural_gas' option was selected from the schedule for a 3-bedroom unit.
Cooking
$0
Property photos show a stove/range. It is assumed to be landlord-provided, resulting in a $0 cooking allowance for the tenant.
Water Heating
$24
Water heater fuel type is inferred to be natural gas to be consistent with the property's primary heating fuel.
Air Conditioning
$17
Property details specify 'Cooling Features: Central', for which the fixed allowance is applied.
Other Electric
$75
Standard allowance for general electricity usage (lights, non-specified appliances, and outlets).
Water
$101
Property details list 'Water Source: Public', indicating tenant responsibility.
Sewer
$147
Property details list 'Sewer: Public', indicating tenant responsibility.
Trash Collection
$0
The utility schedule does not provide a value for trash collection.
Refrigerator
$19
A refrigerator is not explicitly stated as included in the property details, so it is assumed to be tenant-owned per the rules.
Range/Microwave
$18
A microwave oven is not stated as included in the property details, so it is assumed to be tenant-owned per the rules.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$195
DP3 Annual Estimate$461
DP1 Monthly Equivalent$16
DP3 Monthly Equivalent$38
Replacement Value$20,300
Basis1,752 sqft / 1920
Nearby Houses
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212 Moye Pl
off_market · 0.02 mi
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220 Moye Pl
sold · 0.03 mi
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Latest sale: $78,000 on Apr 12, 2024
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200 Moye Pl
for_sale · 0.03 mi
Price: $165,000
5 bd / 2 ba · 2,364 sqft
Latest sale: $62,000 on Oct 19, 2016
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211 Moye Pl
sold · 0.05 mi
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Latest sale: $36,000 on Dec 16, 2022
Latest rent: —
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502 Walnut St
sold · 0.05 mi
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Latest sale: $116,000 on Jun 01, 2022
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224 Moye Pl
sold · 0.06 mi
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126 Fremont St
off_market · 0.09 mi
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131 Stamm Ave Unit 1
off_market · 0.10 mi
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— bd / 1 ba · 700 sqft
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sold · 0.10 mi
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Visible wall-mounted gas/heater in kitchen — venting and safety condition unknown (potential CO/fire risk).
- No carbon monoxide detector visible in photos (required where gas appliances are present).
- GFCI protection in the kitchen is not evident from photos (NSPIRE requires protected circuits in kitchens/bathrooms).
- Peeling/deteriorated finish on enclosed porch and the age of the house (built 1920) create potential lead-based paint risk that must be evaluated.
Assumptions
- Furnace and A/C are operational as stated in the listing (replaced ~2 years ago).
- Roof is watertight (newer ~5–6 years) with no active leaks despite minor visual wear at edges.
- Kitchen appliances shown (stove, refrigerator, dishwasher) are functional or will be provided with tenancy.
- Water heater exists and is operational though not pictured.
- Electrical panel exists and is intact; no signs of exposed wiring inside the pictured areas.
- Bedrooms have usable egress windows (visible upstairs windows appear adequate).
- No evidence of active mold or major plumbing leaks beyond what is shown in photos.
- Listing photos are representative of the unit offered and no major areas in severe distress are hidden.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,300 | $39,200 | $39,200 |
| 2024 | $1,194 | $39,200 | $39,200 |
| 2023 | $1,116 | $39,200 | $39,200 |
| 2022 | $597 | $39,200 | $21,200 |
| 2021 | $597 | $39,200 | $21,200 |
| 2020 | $595 | $39,200 | $21,200 |
| 2019 | $595 | $39,200 | $21,200 |
| 2018 | $595 | $39,200 | $21,200 |
| 2017 | $595 | $39,200 | $21,200 |
| 2016 | $838 | $39,200 | $21,200 |
| 2015 | $838 | $39,200 | $21,200 |
| 2014 | $834 | $39,200 | $21,200 |
| 2013 | $924 | $39,200 | $21,200 |
| 2012 | $728 | $22,000 | $7,000 |
| 2011 | $706 | $22,000 | $7,000 |
| 2010 | $636 | $22,000 | $7,000 |
| 2009 | $224 | $22,000 | $7,000 |
| 2008 | $224 | $22,000 | $7,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed | $155,000 |
Photo Gallery
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{
"summary": "This 3-bed, 2-bath single-family appears largely rent-ready for Section 8 after addressing a few moderate safety and code items. Interior finishes are good and major systems (furnace, A/C, roof per listing) are relatively new. Primary inspection risks are: a visible wall-mounted gas heater with unknown venting, no visible carbon monoxide detector, unclear GFCI protection in kitchen, and some peeling/finish issues on the enclosed porch (lead-paint risk given 1920 build). Most issues are repair/verification tasks rather than structural failures, so the property is likely to pass an initial HCV/NSPIRE inspection after quick corrective work (CO alarm installation, GFCI checks/installation, verify/repair gas heater venting, minor porch repairs).",
"criteria": [
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"rationale": "Interior photos show updated-looking LVP flooring, fresh paint, intact trim and functioning interior doors; kitchen cabinetry and appliances (range, refrigerator, dishwasher) are present and appear serviceable. Porch sunroom shows peeling paint/stucco and will need cosmetic/finish work. Exterior paint and some roof edge flashings show age but no active collapse. Overall mostly cosmetic and minor repairs; missing or worn porch finishes and minor exterior trim work are easy-to-fix capital items."
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"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "Smoke detectors are visible in living area which is positive. Bedrooms have windows that appear adequate for egress. However, no carbon monoxide detector is visible in photos (required in PA where gas appliances/piping present), and a wall-mounted gas space heater is visible in the kitchen — its condition and venting are unknown and could be an NSPIRE safety concern. GFCI protection for kitchen counters/outlets is not evident in photos. The home is 1920 construction so potential for lead-risk paint exists (peeling visible on enclosed porch). No exposed wiring or collapsed ceilings were observed. These items create moderate inspection risk that likely require small upgrades/verification rather than full rehab."
},
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"label": "Major systems: HVAC, plumbing, electrical, roof",
"score": 78.0,
"rationale": "Listing states furnace and A/C condenser replaced ~2 years ago and photos show a modern-looking thermostat and ceiling fans — indicating recent HVAC work. Roof reported as newer ~5–6 years; photos show intact roof with no visible active leaks. Kitchen plumbing fixtures appear functional in photos; appliances present. Electrical panel is not shown so condition is assumed intact; no visible exposed wiring. Water heater not pictured but no signs of active leaks. Overall systems appear in good repair based on listing claims and photos, but missing direct evidence of electric panel, water heater, and CO alarms keeps score from being higher."
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"GFCI protection in the kitchen is not evident from photos (NSPIRE requires protected circuits in kitchens/bathrooms).",
"Peeling/deteriorated finish on enclosed porch and the age of the house (built 1920) create potential lead-based paint risk that must be evaluated."
],
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"Roof is watertight (newer ~5–6 years) with no active leaks despite minor visual wear at edges.",
"Kitchen appliances shown (stove, refrigerator, dishwasher) are functional or will be provided with tenancy.",
"Water heater exists and is operational though not pictured.",
"Electrical panel exists and is intact; no signs of exposed wiring inside the pictured areas.",
"Bedrooms have usable egress windows (visible upstairs windows appear adequate).",
"No evidence of active mold or major plumbing leaks beyond what is shown in photos.",
"Listing photos are representative of the unit offered and no major areas in severe distress are hidden."
],
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"rubric_version": "2026-02-24-v1"
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"summary": "This single-family home is close to rent-ready for Section 8/HCV occupancy with mostly minor cosmetic repairs and verification of a few safety/system items. Interior finishes and appliances appear in good condition and major systems (furnace/A/C, roof) are recently replaced per listing. Inspection risks to resolve before an NSPIRE pass: confirm/install carbon monoxide detectors, verify GFCI protection in kitchen and bathrooms, inspect/confirm safe venting/condition of the wall gas heater, and remediate peeling/deteriorated surfaces on the enclosed porch (potential lead-paint risk). With these verifications and minor corrections the property is likely to pass an initial HCV inspection within 1-2 weeks to 30 days.",
"criteria": [
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"key": "condition_repairs",
"label": "Overall Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show updated-looking flooring, painted walls, intact ceilings and trim, working kitchen appliances (stove, refrigerator, dishwasher) present in photos. Bathrooms not shown in detail but listing states two full baths. Minor visible deferred items: enclosed sun porch shows peeling/rough finishes and needs cosmetic repair; porch roof is low-slope rolled roofing that may need maintenance. No visible collapsed finishes, exposed subfloors, or major interior damage. Overall mostly cosmetic and minor capital repairs only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE Safety & Code Risk",
"score": 65.0,
"rationale": "Some positive items: interior stair has railing, windows appear intact, no visible exposed wiring, outlet covers present. Smoke detector(s) visible in main living area. Concerns: no carbon monoxide detector is visible in photos (fuel-burning appliances shown: gas range and a wall gas heater), GFCI protection near kitchen sink is not evident in photos, the enclosed sun porch has peeling/rough interior finishes (potential lead-paint hazard given 1920 build date), and the vintage wall gas heater visible in the kitchen could present venting/safety concerns if not inspected/updated. Bedroom egress windows appear present but bedroom-level detector placement is not confirmed. These items create moderate inspection risk until verified/fixed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Listing states furnace and A/C condenser were replaced ~2 years ago and roof replaced ~5-6 years ago; photos support a generally intact roof and presence of HVAC equipment (not pictured directly). Kitchen appliances and plumbing fixtures appear functional. No water intrusion or active leaks visible. Unknowns: hot water heater condition not shown, electrical panel not visible, and condition/venting of the wall gas heater is unknown. Based on seller disclosures and visible condition, major systems likely functional but several system items need verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior photos show a sound-looking siding and foundation, mostly updated replacement windows per listing, one-car garage with off-street parking, and an unusually large, flat backyard (positive). Porch, steps and a handrail are present; driveway is steep/sloped which could be a slip/trip concern in winter. Chimney flashings and some roof penetrations show wear/paint staining but no active failure evident. Enclosed sun porch windows and finishes are weathered and require attention. Overall exterior is serviceable with some maintenance items."
}
],
"red_flags": [
"No visible carbon monoxide detector in photos despite gas range and a visible gas wall heater (CO protection required).",
"Vintage/unverified gas wall heater in kitchen — condition and venting unknown and could be a safety/combustion hazard.",
"Peeling/rough finishes and deterioration on enclosed sun porch — potential lead-based paint hazard given 1920 construction.",
"GFCI protection not evident in kitchen (required near sinks) — needs verification and likely installation."
],
"confidence": 0.7,
"assumptions": [
"Seller disclosure is accurate: furnace and A/C condenser were replaced ~2 years ago and roof was replaced ~5-6 years.",
"Kitchen appliances shown in photos (gas stove, refrigerator, dishwasher) are in functional condition at time of inspection.",
"Hot water heater, electrical service/panel, and plumbing supply/drainage are present and operable though not visible in photos.",
"Bedrooms have egress windows (photos show windows in bedrooms) though specific measurements and hardware were not provided.",
"Smoke detector(s) visible in living area are wired/operational; placement in bedrooms/hallways is unverified.",
"No recent rental history (rental_history_last_5y missing) — rental history not included in score weighting."
],
"overall_score": 76.0,
"rubric_version": "2026-02-24-v1"
},
{
"summary": "Overall the property appears likely to pass an initial Housing Choice Voucher (Section 8 / NSPIRE) inspection with minor fixes. Interior and exterior are in good, mostly updated condition: newer HVAC (per listing), mostly replacement windows, intact finishes, and functioning kitchen appliances. Primary inspection risks to address before inspection: confirm and install required carbon monoxide alarm(s), verify GFCI protection in kitchen/baths, confirm electrical panel condition/labeling, and ensure the wall-mounted gas heater and gas range are safe and properly vented. Addressing those items plus minor exterior porch/roof edge repairs should make the home turnkey for leasing within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show clean, recently installed-looking flooring, painted walls, intact ceilings and functioning appliances (stove, fridge, dishwasher). Cabinets and trim are in good cosmetic condition. Exterior siding and windows appear maintained; listing notes mostly replacement windows. Minor deferred items observed: flat porch roof membrane shows edge wear, chimney flashing has visible tar/patch material, and some exterior trim/paint touch-up likely needed. Missing or older cosmetic items only; no visible collapsed surfaces or exposed subfloor. Overall few easy-to-fix cosmetic items; missing appliance condition is not an issue here since major appliances are present."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "Visible evidence of smoke detector(s) in main living area (two round devices visible on the wall near living room doorway). Bedrooms have windows that appear to provide egress. Entry door appears solid and there is an exterior deadbolt likely present (lock visible). No obvious exposed high-voltage wiring or collapsed ceilings. However, several unknowns lower the score: no carbon monoxide alarm is visible (required where fuel-burning appliances are present — gas range and likely gas furnace/wall heaters), GFCI outlets are not visible in kitchen/bath images, and the small wall-mounted gas heater in the kitchen area will require service verification and proper venting/clearances. Electrical panel location/condition not shown. No active water stains or visible mold in photos. Recommend installation/verification of CO alarm(s), confirm GFCI protection in kitchen/baths, and verify wall-heater safe operation."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Roof, Electrical, Plumbing)",
"score": 75.0,
"rationale": "Listing states furnace and A/C condenser were replaced approximately 2 years ago and roof ~5-6 years — photos are consistent with a roof in serviceable condition (no visible sagging or large missing areas) and interior shows thermostat and vents. Kitchen plumbing fixtures and dishwasher are present, suggesting working plumbing. However, water heater and electrical panel are not pictured and cannot be confirmed. The presence of a gas range and a wall heater require verification of gas connections/venting. Because major systems are likely recently serviced (per listing) but several key components are not visible for confirmation, assign a moderate-high score with recommendation to verify water heater operation, electrical panel labeling and capacity, and gas appliance safety."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Property frontage and side elevations show generally sound siding and replacement windows; yard is exceptionally large and flat per listing and photos. Driveway and off-street parking exist along with a detached garage that appears intact. Porch has solid brick knee walls serving as guardrail; exterior steps have handrail. Some aging signs: porch roof membrane edge wear and chimney flashing patched with tar are visible; gutters are present but downspout configuration not fully shown. No evidence of standing water, major foundation cracks, or infestation in provided images. Overall a well-kept site with some mid-minor exterior maintenance recommended."
}
],
"red_flags": [
"No carbon monoxide alarm visibly present in photos despite gas appliances (CO alarm required where fuel-burning appliances are present).",
"GFCI protection in kitchen and bathrooms not visible — inspector may require GFCI outlets.",
"Wall-mounted gas heater in kitchen requires verification of safe installation, venting, and clearances.",
"Electrical panel not shown — lack of documented panel condition could trigger requests for evidence of safe electrical service during inspection.",
"Porch flat roof membrane edge wear and chimney flashing with tar/patch visible — may need repair to prevent leaks."
],
"confidence": 0.7,
"assumptions": [
"Seller listing statements (furnace and A/C replaced ~2 years ago; roof replaced ~5–6 years ago; mostly replacement windows) are accurate and reflect operational systems.",
"Smoke detectors visible in living area are functional; additional detectors may be present but not pictured.",
"Water heater and hot water are present and operational though not shown in photos.",
"Electrical panel exists and is serviceable but its condition/labeling/capacity are unknown due to lack of photos.",
"No significant concealed structural issues (foundation movement, hidden roof leaks, severe mold) exist beyond what is visible in photos — this is a reasoned assumption based on clean interior finishes and lack of visible water staining.",
"GFCI outlets and carbon monoxide alarms were not visible in provided images and therefore are treated as unknowns likely requiring verification or installation."
],
"overall_score": 76.0,
"rubric_version": "2026-02-24-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "427 Walnut St, Pittsburgh, PA, 15210",
"aggregate": {
"summary": "This 3-bed, 2-bath single-family appears largely rent-ready for Section 8 after addressing a few moderate safety and code items. Interior finishes are good and major systems (furnace, A/C, roof per listing) are relatively new. Primary inspection risks are: a visible wall-mounted gas heater with unknown venting, no visible carbon monoxide detector, unclear GFCI protection in kitchen, and some peeling/finish issues on the enclosed porch (lead-paint risk given 1920 build). Most issues are repair/verification tasks rather than structural failures, so the property is likely to pass an initial HCV/NSPIRE inspection after quick corrective work (CO alarm installation, GFCI checks/installation, verify/repair gas heater venting, minor porch repairs).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 81.0,
"rationale": "Interior photos show updated-looking LVP flooring, fresh paint, intact trim and functioning interior doors; kitchen cabinetry and appliances (range, refrigerator, dishwasher) are present and appear serviceable. Porch sunroom shows peeling paint/stucco and will need cosmetic/finish work. Exterior paint and some roof edge flashings show age but no active collapse. Overall mostly cosmetic and minor repairs; missing or worn porch finishes and minor exterior trim work are easy-to-fix capital items."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 76.7,
"rationale": "Exterior photos show a sound masonry porch, intact siding, mostly replacement windows per listing, off-street parking and a one-car garage. Yard is large, flat and usable. The flat porch roof/covering looks weathered but intact; chimney flashing and some roof edges show wear. Walkway and driveway slope are intact; a handrail is present on exterior steps. No standing water, major foundation cracks, or visible infestation. Overall conditions are serviceable with modest exterior maintenance recommended."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 66.7,
"rationale": "Smoke detectors are visible in living area which is positive. Bedrooms have windows that appear adequate for egress. However, no carbon monoxide detector is visible in photos (required in PA where gas appliances/piping present), and a wall-mounted gas space heater is visible in the kitchen — its condition and venting are unknown and could be an NSPIRE safety concern. GFCI protection for kitchen counters/outlets is not evident in photos. The home is 1920 construction so potential for lead-risk paint exists (peeling visible on enclosed porch). No exposed wiring or collapsed ceilings were observed. These items create moderate inspection risk that likely require small upgrades/verification rather than full rehab."
},
{
"key": "systems_mechanical",
"label": "Major systems: HVAC, plumbing, electrical, roof",
"score": 76.0,
"rationale": "Listing states furnace and A/C condenser replaced ~2 years ago and photos show a modern-looking thermostat and ceiling fans — indicating recent HVAC work. Roof reported as newer ~5–6 years; photos show intact roof with no visible active leaks. Kitchen plumbing fixtures appear functional in photos; appliances present. Electrical panel is not shown so condition is assumed intact; no visible exposed wiring. Water heater not pictured but no signs of active leaks. Overall systems appear in good repair based on listing claims and photos, but missing direct evidence of electric panel, water heater, and CO alarms keeps score from being higher."
}
],
"red_flags": [
"Visible wall-mounted gas/heater in kitchen — venting and safety condition unknown (potential CO/fire risk).",
"No carbon monoxide detector visible in photos (required where gas appliances are present).",
"GFCI protection in the kitchen is not evident from photos (NSPIRE requires protected circuits in kitchens/bathrooms).",
"Peeling/deteriorated finish on enclosed porch and the age of the house (built 1920) create potential lead-based paint risk that must be evaluated."
],
"confidence": 0.95,
"assumptions": [
"Furnace and A/C are operational as stated in the listing (replaced ~2 years ago).",
"Roof is watertight (newer ~5–6 years) with no active leaks despite minor visual wear at edges.",
"Kitchen appliances shown (stove, refrigerator, dishwasher) are functional or will be provided with tenancy.",
"Water heater exists and is operational though not pictured.",
"Electrical panel exists and is intact; no signs of exposed wiring inside the pictured areas.",
"Bedrooms have usable egress windows (visible upstairs windows appear adequate).",
"No evidence of active mold or major plumbing leaks beyond what is shown in photos.",
"Listing photos are representative of the unit offered and no major areas in severe distress are hidden."
],
"score_method": "mean_of_criteria",
"overall_score": 75.5,
"rubric_version": "2026-02-24-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "3838373075"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.