Property ID: 4033581223
511 Hervey St, Pittsburgh, PA, 15210
Pittsburgh, PA
Money Down: $27,600
CoC Return: 64.95%
Monthly Cash Flow: $1,494
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$23,000
Closing Costs
$4,600
Total Down
$27,600
Investment Snapshot
Purchase Price
$115,000
Money Down
$27,600
Cash-on-Cash Return
64.95%
Rent
$2,480
Monthly Cash Flow
$1,494
Annual Cash Flow
$17,926
Debt Service / Mo
$612
Property Tax / Mo
$98
Insurance / Mo
$28
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,480
Payment Standard
$2,952
Rent
$2,480
Insurance
$28
Property Tax
$98
Management
$248
Utilities Allowance
$472
NOI (Monthly)
$2,106
Debt Service
$612
Cash Flow After Debt
$1,494
Quality Score: 63.40%
Confidence: 95.00%
This 3BR/1BA brick rowhome appears cosmetically updated and largely serviceable for a Section 8/HCV inspection after modest repairs. Key positives: interior appliances present, functioning light fixtures, visible smoke detector, reasonable interior condition. Primary risks: deteriorated front stairs/porch (missing/insufficient handrail and spalled concrete), unknown condition of major mechanical equipment (furnace, water heater, electrical panel), and absence/uncertainty of GFCI and CO detectors. With targeted repairs (handrail/porch repair, address any moisture stains, verify/replace CO detector, install GFCI if required, confirm heating and hot water) this property is likely to pass an initial inspection within 30 days. Estimated overall readiness: minor-to-moderate repairs needed.
Section 8 Payment Standard
$2,952
Utility Allowance Total
$472
Guaranteed Section 8 Rent (PS - Utilities)
$2,480
Property Management
$248
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$115,000
Beds
3
Baths
1
Living Area
1,220 sqft
Lot Size
1,485 sqft
Year Built
1916
Days on Market
55
Capital Outlay
$27,600
Debt Service
$612
Property Tax / Mo
$98
Insurance / Mo
$28
Property Description
Affordable opportunity to own your own home or add a solid investment to your portfolio! This charming all-brick property offers 3 bedrooms and 1 full bathroom with a comfortable, functional layout and a rear patio perfect for relaxing or entertaining. The main level features a spacious living room highlighted by a decorative fireplace that flows seamlessly into the formal dining roomideal for gatherings. High ceilings enhance the sense of space, while the bright white kitchen is filled with natural light, creating a warm and inviting atmosphere. The oversized primary bedroom easily accommodates large furniture and offers flexibility for a sitting area or home office. The lower level includes a dedicated laundry area and ample additional storage space. A great value with timeless brick constructionschedule your showing today!
Utility Allowances
Heating
$82
Based on the property's 'Gas' heating feature and the schedule for a 3-bedroom single-family detached home.
Cooking
$8
Based on the included 'Gas Stove' and the schedule for a 3-bedroom single-family detached home.
Water Heating
$24
Fuel type inferred as natural gas, consistent with other gas appliances. Allowance is from the schedule for a 3-bedroom single-family detached home.
Air Conditioning
$17
Standard utility allowance for a 3-bedroom single-family detached home from the schedule.
Water
$101
Based on the property's 'Public' water source and the schedule for a 3-bedroom single-family detached home.
Sewer
$147
Based on the property's 'Public' sewer service and the schedule for a 3-bedroom single-family detached home.
Other Electric
$75
Standard allowance for lighting and other tenant-plugged in appliances for a 3-bedroom single-family detached home.
Refrigerator
$0
The property includes a refrigerator, so there is no allowance for a tenant-owned appliance.
Range/Microwave
$18
A microwave is not listed as included, so this allowance is for a tenant-owned appliance, based on the 3-bedroom schedule.
Trash Collection
$0
No allowance is provided for this utility in the schedule for this property type.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$231
DP3 Annual Estimate$439
DP1 Monthly Equivalent$19
DP3 Monthly Equivalent$37
Replacement Value$27,300
Basis1,220 sqft / 1916
Nearby Houses
Photo unavailable
600 Margaret St
off_market · 0.02 mi
Price: $215,000
3 bd / 2 ba · 1,275 sqft
Latest sale: $215,000 on Jan 13, 2026
Latest rent: —
Photo unavailable
507 Transverse Ave
sold · 0.06 mi
Price: $160,000
3 bd / 1 ba · 1,320 sqft
Latest sale: $160,000 on Jan 30, 2026
Latest rent: —
Photo unavailable
503 Transverse Ave
sold · 0.07 mi
Price: $95,000
3 bd / 1 ba
Latest sale: $95,000 on Jul 25, 2024
Latest rent: $1,295 on Jul 31, 2024
Photo unavailable
629 Margaret St
sold · 0.07 mi
Price: $180,000
4 bd / 1 ba · 1,260 sqft
Latest sale: $180,000 on May 07, 2025
Latest rent: $1,800 on Aug 10, 2025
Photo unavailable
638 Margaret St
sold · 0.08 mi
Price: $249,000
4 bd / 2 ba · 1,486 sqft
Latest sale: $249,000 on Jun 30, 2023
Latest rent: $1,800 on Aug 03, 2023
Photo unavailable
12 Elizabeth St
for_sale · 0.09 mi
Price: $140,000
3 bd / 1 ba · 1,660 sqft
Latest sale: $138,000 on Jun 30, 2022
Latest rent: —
Photo unavailable
528 Giffin Ave
sold · 0.10 mi
Price: $45,000
5 bd / 2 ba · 1,750 sqft
Latest sale: $45,000 on Aug 08, 2023
Latest rent: —
Photo unavailable
703 Transverse Ave Apt 4
off_market · 0.11 mi
Price: $800
1 bd / 1 ba
Latest sale: —
Latest rent: —
Photo unavailable
703 Transverse Ave Apt 2
off_market · 0.11 mi
Price: $800
1 bd / 1 ba
Latest sale: —
Latest rent: —
Photo unavailable
462 Hays Ave
sold · 0.12 mi
Price: $38,000
3 bd / 2 ba · 1,724 sqft
Latest sale: $38,000 on Feb 06, 2026
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Unsafe stairs / missing or inadequate handrail on the front approach (trip/fall risk)
- Deteriorated front porch / cracked and spalled concrete at stoop (potential structural risk if left unrepaired)
- No visible carbon monoxide detector in living areas (required where gas appliances/fuel-burning equipment present)
- Unverified major systems: heating, water heater and electrical panel not shown (must be inspected to rule out failure)
Assumptions
- Heating system exists and is delivered via the visible floor vents (forced air or hot-water) but its operational status is unverified.
- Hot water is present but water heater location/condition is not shown and must be verified.
- Electrical panel is present and intact though not photographed; no exposed wiring was observed in living spaces.
- Kitchen stove is gas (based on burner style) and must have proper gas shutoff/connection; no gas leak indicators are visible in photos.
- Bathroom and plumbing fixtures exist and are functional (bath not photographed), as listed on MLS.
- No active roof leaks or major foundation movement exist beyond what is visible at the porch/stoop.
- Smoke detector visible in photos is functional; no carbon monoxide detector was observed.
- GFCI protection for kitchen sink is not visible and is assumed missing until verified.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,144 | $34,500 | $34,500 |
| 2024 | $1,051 | $34,500 | $34,500 |
| 2023 | $982 | $34,500 | $34,500 |
| 2022 | $972 | $34,500 | $34,500 |
| 2021 | $972 | $34,500 | $34,500 |
| 2020 | $968 | $34,500 | $34,500 |
| 2019 | $968 | $34,500 | $34,500 |
| 2018 | $968 | $34,500 | $34,500 |
| 2017 | $968 | $34,500 | $34,500 |
| 2016 | $968 | $34,500 | $34,500 |
| 2015 | $968 | $34,500 | $34,500 |
| 2014 | $961 | $34,500 | $34,500 |
| 2013 | $1,109 | $34,500 | $34,500 |
| 2012 | $761 | $23,000 | $23,000 |
| 2011 | $738 | $23,000 | $23,000 |
| 2010 | $738 | $23,000 | $23,000 |
| 2009 | $738 | $23,000 | $23,000 |
| 2008 | $738 | $23,000 | $23,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2019-03-19 | Sold | $24,000 |
| 2006-09-21 | Sold | $1,000 |
| 1994-09-07 | Sold | $20,000 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2021-10-15 | Listed for rent | $900 | — |
| 2020-06-09 | Listed for rent | $800 | — |
Photo Gallery
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{
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{
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"utility": "Air Conditioning",
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{
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{
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{
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{
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{
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{
"summary": "This 3BR/1BA brick rowhome appears cosmetically updated and largely serviceable for a Section 8/HCV inspection after modest repairs. Key positives: interior appliances present, functioning light fixtures, visible smoke detector, reasonable interior condition. Primary risks: deteriorated front stairs/porch (missing/insufficient handrail and spalled concrete), unknown condition of major mechanical equipment (furnace, water heater, electrical panel), and absence/uncertainty of GFCI and CO detectors. With targeted repairs (handrail/porch repair, address any moisture stains, verify/replace CO detector, install GFCI if required, confirm heating and hot water) this property is likely to pass an initial inspection within 30 days. Estimated overall readiness: minor-to-moderate repairs needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 70.0,
"rationale": "Interior appears freshly painted and carpeted but with visible stains and wear on carpets and some wall staining; ceilings use drop/tile panels with some misalignment. Kitchen has existing appliances (stove and refrigerator) which reduces cost to make rentable; cabinets and counters look serviceable. Exterior porch/stoop shows weathering, cracked concrete and deteriorated porch finish that will need repair. Overall mostly cosmetic and moderate maintenance items; no evidence of catastrophic structural damage in photos."
},
{
"key": "safety_code",
"label": "Safety / Code Risks",
"score": 65.0,
"rationale": "A working smoke detector is visible in photos. No exposed wiring or obvious electrical hazards observed and outlets have covers. However: no carbon monoxide detector is visible, no clear GFCI outlet visible at the kitchen sink, and the primary front stairs/stoop area shown lacks a continuous handrail (trip/fall risk) and the porch floor/edge shows deterioration. Bedroom egress windows appear adequate in size. No visible active roof leaks, collapsed ceilings, or severe mold in the photos. These mixed findings create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 60.0,
"rationale": "Floor vents visible indicate a central forced-air or hot-water distribution system likely present. Kitchen sink and range are installed; stove appears to be gas (proper connection should be verified). No water heater, furnace, HVAC equipment, or electrical panel are shown in photos so their condition is unknown. Given the house age (1916) and no visible signs of catastrophic failure, assign a conservative moderate score pending verification of heating operation, hot water, electrical panel condition, and that gas connections are safe."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "All-brick exterior appears intact with no obvious major foundation movement. However front concrete retaining walls, steps, and porch show cracking, spalling, and general deterioration; landscaping/planter areas are overgrown and could be trip hazards when thawed. Roof is not well visualized from photos; gutter/downspout condition not shown. Overall exterior presents maintainable issues but will need repairs to stairs/porch and minor cleanup."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Unsafe stairs / missing or inadequate handrail on the front approach (trip/fall risk)",
"Deteriorated front porch / cracked and spalled concrete at stoop (potential structural risk if left unrepaired)",
"No visible carbon monoxide detector in living areas (required where gas appliances/fuel-burning equipment present)",
"Unverified major systems: heating, water heater and electrical panel not shown (must be inspected to rule out failure)"
],
"confidence": 0.6,
"assumptions": [
"Heating system exists and is delivered via the visible floor vents (forced air or hot-water) but its operational status is unverified.",
"Hot water is present but water heater location/condition is not shown and must be verified.",
"Electrical panel is present and intact though not photographed; no exposed wiring was observed in living spaces.",
"Kitchen stove is gas (based on burner style) and must have proper gas shutoff/connection; no gas leak indicators are visible in photos.",
"Bathroom and plumbing fixtures exist and are functional (bath not photographed), as listed on MLS.",
"No active roof leaks or major foundation movement exist beyond what is visible at the porch/stoop.",
"Smoke detector visible in photos is functional; no carbon monoxide detector was observed.",
"GFCI protection for kitchen sink is not visible and is assumed missing until verified."
],
"overall_score": 65.0,
"rubric_version": "2026-02-24-v1"
},
{
"summary": "Overall this 3BR single-family brick rowhouse appears structurally intact and largely cosmetically serviceable. It is likely to pass an initial HCV/NSPIRE inspection after completing a set of targeted repairs: address unsafe front steps/handrail and porch/retaining-wall repairs, verify and install required GFCI protection and carbon monoxide alarms, evaluate and remediate any moisture/mold sources, and service/confirm major mechanicals (furnace, water heater, electrical panel). Estimated rent-readiness after repairs: within ~30 days. Inspection risk is moderate due to site stairs and moisture indicators.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior is largely intact and cosmetically updated (paint, carpet, kitchen cabinets). Appliances (stove, refrigerator) are present though older. Ceiling tiles and carpeting show wear and some staining; baseboards and trim have scuffs. Exterior porch/retaining walls and front steps show visible concrete deterioration and weathering that will need repair. No obvious collapsed ceilings, exposed subfloor, or major structural cracking visible in photos. Overall cosmetic and shallow capital repairs expected (painting, carpet cleaning/replacement, porch/step repairs)."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 55.0,
"rationale": "A smoke detector is visible in photos (positive). However several safety risks are present or cannot be confirmed: the front approach/center steps and retaining walls show deterioration and at least one stair run lacks a continuous handrail/guard (trip / fall hazard and likely NSPIRE fail). No carbon monoxide alarm visible in photos (required in many jurisdictions for gas appliances). Kitchen outlets/plates near sink do not show GFCI protection (likely required). There are damp/stain marks along lower walls in multiple rooms suggesting past or ongoing moisture intrusion/mold risk that must be evaluated and remediated. No exposed wiring observed. Electrical panel, egress windows (bedrooms) and hot water availability not visible in photos and thus unconfirmed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Elec)",
"score": 60.0,
"rationale": "Forced-air floor registers are visible indicating an existing central heating distribution, suggesting a furnace in the lower level/basement, but the heating appliance, water heater and electrical panel are not shown so their condition and safety are unverified. Kitchen plumbing fixtures and a gas range are present and appear intact; no active leaks are visible in photos. Roof condition cannot be fully assessed from provided images but the brick parapet appears intact with no obvious sagging. Because essential systems are present but unseen and untested, moderate uncertainty remains and some inspection repairs (furnace service, water heater check, electrical/GFCI verification) are likely required."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 60.0,
"rationale": "All-brick exterior and masonry facade appear generally sound. However front retaining walls, walkways and porch concrete show spalling, cracking and weathering; center front steps and landscaping create trip hazards. Porch ceiling/soffit wood looks weathered and will likely need repair/painting. Yard is small; no evidence of major grading/drainage failure visible, but snow obscures some detail. Overall exterior is serviceable but requires attention to stairs/rails and masonry repairs to meet safety standards."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Front center steps/retaining wall spalling and lack of continuous handrail — immediate trip/fall hazard and likely NSPIRE failure",
"Visible damp/stain marks on lower interior walls suggesting moisture intrusion and potential mold risk",
"No visible GFCI receptacle at kitchen sink area (likely required) and no visible carbon monoxide alarm near sleeping areas",
"Porch ceiling/soffit and concrete deterioration that may indicate deferred maintenance and possible safety risk if left unaddressed"
],
"confidence": 0.7,
"assumptions": [
"Interior floor vents indicate a forced-air heating system exists in the lower level; furnace and water heater are present but not shown.",
"Kitchen appliances (gas stove, refrigerator) are present and physically connected but not tested for operation.",
"Bedrooms on upper floors have code-compliant egress windows (not visible in photos) typical for houses of this type.",
"No active, visible roof sagging or large exterior structural movement exists beyond the visible porch/step deterioration.",
"Electrical panel and service are present in the property but condition and presence of GFCI protection are unconfirmed from photos."
],
"overall_score": 64.0,
"rubric_version": "2026-02-24-HCV-NSPIRE-v1"
},
{
"summary": "This 3-bed, 1-bath brick rowhouse appears structurally serviceable and would likely pass many NSPIRE checks after prompt corrections, but several safety and code-related items must be addressed before initial HCV inspection. Primary concerns: deteriorated/unsafe front stairs and missing/broken porch handrails, lack of a visible carbon monoxide alarm (gas range present), and no visible GFCI protection in the kitchen. Interior cosmetic repairs (carpet, ceiling tiles, paint) and appliance refresh are moderate and straightforward. With focused repairs (secure/repair porch and handrails, install CO alarm and GFCI outlets/receptacles as required, confirm functioning heating/hot water and electrical panel), the property should be rent-ready within ~2–6 weeks. Current overall readiness is in the 'minor repairs / likely rent-ready within 30 days' band.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 68.0,
"rationale": "Interior photos show generally serviceable finishes but with deferred cosmetic issues: worn/stained carpet throughout, scuffed baseboards, mismatched/sagging ceiling tiles in several rooms, painted-over fireplace and patched areas, and open closet spaces without doors. Kitchen has cabinets and countertop in fair condition; range and refrigerator are present but aged and dirty. No photos of the bathroom are provided (unknown condition). Exterior brick shell appears intact but front porch/stoop and retaining wall show deterioration. These are mostly easy-to-fix or cosmetic items (carpet replacement, ceiling tile repair, paint, cabinetry touch-up, possible replacement of aged appliances) and do not indicate immediate structural failure."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 55.0,
"rationale": "Positive: visible round smoke alarm(s) present in interior photos and floor vents indicate a central heating distribution system. Concerns: no carbon monoxide alarm is visible (important because a gas range is present), the kitchen outlet near the sink does not show a GFCI-protected device, and the front entry door appears to have only a knob (no visible deadbolt). Exterior front stairs, porch and metal/wood railings are deteriorated and in some photos railing sections appear missing or unsafe — this is an immediate safety deficiency for egress/handhold. Bedroom egress windows appear present but sizes/clearances are not verified from photos. No exposed live wiring was seen. Because CO alarm and GFCI are not visible and the exterior stairs/railings are degraded, the unit has notable NSPIRE safety risks that would likely require correction before/at inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 60.0,
"rationale": "Evidence and likely conditions: floor vents present (suggesting a forced-air heating system) but no furnace/boiler or hot water heater photos were provided. Kitchen uses a gas range (so gas supply present). No electrical panel was photographed. There are visible interior water-stain-like marks at base of some walls (could indicate past moisture) but no active ceiling collapse or obvious active leaks in the photos. Roof is not visible from photos; exterior brick looks intact without visible sagging. Because critical systems (furnace, water heater, electrical panel) could not be inspected in photos, I score systems conservatively at a moderate level. If heating or hot water equipment is nonfunctional or the electrical panel has deficiencies, the score would be significantly lower."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and immediate hazards",
"score": 62.0,
"rationale": "All-brick rowhouse with generally intact masonry; however front stoop, retaining wall and steps show clear wear, cracking and erosion. Front porch soffit/threshold and porch wood appear weathered; railing is partially missing or deteriorated. Walkway and steps present trip/slip potential, especially in winter (photos show snow/ice). Yard appears small and overgrown but is typical of row properties. No obvious evidence of foundation shift, major sagging, or roof collapse seen from provided exterior photo, but the deteriorated porch/stairs and retaining wall are immediate exterior repair items and likely require repair to meet safe egress/handrail requirements."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Broken / missing front porch handrail and deteriorated front exterior stairs — unsafe egress (unsafe stairs / broken handrails).",
"No visible carbon monoxide alarm, despite presence of a gas range (CO alarm required).",
"Kitchen lacks visible GFCI-protected outlet near sink (potential electrical code deficiency)."
],
"confidence": 0.6,
"assumptions": [
"Bathroom condition not shown in photos; assumed functional plumbing and no active leaks unless otherwise discovered during inspection.",
"Forced-air heat distribution inferred from floor vents; assumed heating equipment (furnace/boiler) exists in the home but its operational status is unknown.",
"Electrical panel, circuit labeling, and AFCI protection were not photographed; assumed typical older wiring for a 1916 building unless inspection reveals issues.",
"No carbon monoxide detector is visible in photos — assume none installed or not in required locations; CO alarm would be required given a gas range.",
"GFCI protection for kitchen outlets near sink was not observed; assume missing until confirmed.",
"Exterior roof condition not visible; assume roof is intact based on lack of interior ceiling collapse or visible roof sagging, but a roof inspection is recommended.",
"Rental_history_activity treated as a positive bonus (criterion score = 100). For overall_score this was applied as a modest positive adjustment to the weighted average of the four primary criteria (weighted average = 61.8; final score adjusted upward to 66 to reflect recent rental activity)."
],
"overall_score": 66.0,
"rubric_version": "nsPIRE-2024-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "511 Hervey St, Pittsburgh, PA, 15210",
"aggregate": {
"summary": "This 3BR/1BA brick rowhome appears cosmetically updated and largely serviceable for a Section 8/HCV inspection after modest repairs. Key positives: interior appliances present, functioning light fixtures, visible smoke detector, reasonable interior condition. Primary risks: deteriorated front stairs/porch (missing/insufficient handrail and spalled concrete), unknown condition of major mechanical equipment (furnace, water heater, electrical panel), and absence/uncertainty of GFCI and CO detectors. With targeted repairs (handrail/porch repair, address any moisture stains, verify/replace CO detector, install GFCI if required, confirm heating and hot water) this property is likely to pass an initial inspection within 30 days. Estimated overall readiness: minor-to-moderate repairs needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 71.0,
"rationale": "Interior appears freshly painted and carpeted but with visible stains and wear on carpets and some wall staining; ceilings use drop/tile panels with some misalignment. Kitchen has existing appliances (stove and refrigerator) which reduces cost to make rentable; cabinets and counters look serviceable. Exterior porch/stoop shows weathering, cracked concrete and deteriorated porch finish that will need repair. Overall mostly cosmetic and moderate maintenance items; no evidence of catastrophic structural damage in photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.7,
"rationale": "All-brick exterior appears intact with no obvious major foundation movement. However front concrete retaining walls, steps, and porch show cracking, spalling, and general deterioration; landscaping/planter areas are overgrown and could be trip hazards when thawed. Roof is not well visualized from photos; gutter/downspout condition not shown. Overall exterior presents maintainable issues but will need repairs to stairs/porch and minor cleanup."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Risks",
"score": 58.3,
"rationale": "A working smoke detector is visible in photos. No exposed wiring or obvious electrical hazards observed and outlets have covers. However: no carbon monoxide detector is visible, no clear GFCI outlet visible at the kitchen sink, and the primary front stairs/stoop area shown lacks a continuous handrail (trip/fall risk) and the porch floor/edge shows deterioration. Bedroom egress windows appear adequate in size. No visible active roof leaks, collapsed ceilings, or severe mold in the photos. These mixed findings create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 60.0,
"rationale": "Floor vents visible indicate a central forced-air or hot-water distribution system likely present. Kitchen sink and range are installed; stove appears to be gas (proper connection should be verified). No water heater, furnace, HVAC equipment, or electrical panel are shown in photos so their condition is unknown. Given the house age (1916) and no visible signs of catastrophic failure, assign a conservative moderate score pending verification of heating operation, hot water, electrical panel condition, and that gas connections are safe."
}
],
"red_flags": [
"Unsafe stairs / missing or inadequate handrail on the front approach (trip/fall risk)",
"Deteriorated front porch / cracked and spalled concrete at stoop (potential structural risk if left unrepaired)",
"No visible carbon monoxide detector in living areas (required where gas appliances/fuel-burning equipment present)",
"Unverified major systems: heating, water heater and electrical panel not shown (must be inspected to rule out failure)"
],
"confidence": 0.95,
"assumptions": [
"Heating system exists and is delivered via the visible floor vents (forced air or hot-water) but its operational status is unverified.",
"Hot water is present but water heater location/condition is not shown and must be verified.",
"Electrical panel is present and intact though not photographed; no exposed wiring was observed in living spaces.",
"Kitchen stove is gas (based on burner style) and must have proper gas shutoff/connection; no gas leak indicators are visible in photos.",
"Bathroom and plumbing fixtures exist and are functional (bath not photographed), as listed on MLS.",
"No active roof leaks or major foundation movement exist beyond what is visible at the porch/stoop.",
"Smoke detector visible in photos is functional; no carbon monoxide detector was observed.",
"GFCI protection for kitchen sink is not visible and is assumed missing until verified."
],
"score_method": "mean_of_criteria",
"overall_score": 63.4,
"rubric_version": "2026-02-24-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4033581223"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.