1328 Diana St, Pittsburgh, PA, 15212
Pittsburgh, PA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 66.10%
Confidence: 88.00%
Overall this 3-bed/1-bath renovated single-family shows many positive signs for Section 8/NSPIRE inspection: updated kitchen, remodeled bath, functioning appliances, and claimed HVAC. The home is likely rent-ready after targeted corrections. Primary issues to address before an initial HCV inspection: repair/replace damaged porch steps and install a continuous handrail, verify and install required smoke and CO detectors, cover/secure foundation openings, verify electrical panel and GFCI protection, and clear vegetation from walkways. With these corrections the property would likely pass inspection within 1–4 weeks.
Property Fundamentals
Property Description
Be the first to fall in love with this completely renovated 3-bedroom, 1-bathroom home in the charming and historic Spring Hill neighborhood! Situated on a double lot with front and rear street access (Diana St. and Itin St.), this home offers flexible parking and a spacious yard-perfect for outdoor living. A detached shed provides additional storage for lawn equipment and more. The first floor features a brand-new kitchen with updated cabinetry, a fully remodeled full bath with tiled shower, and a utility room with furnace and washer/dryer hookups. Enjoy the comfort of central air throughout the home. Upstairs, the second floor includes a bright living room with access to Itin Street and a generously sized bedroom with two closets. The third floor boasts two large bedrooms, both with ample closet space. Don't miss this move-in ready gem with historic charm and modern updates-schedule your tour today!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
View QuoteNearby Houses
Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
- Porch stairs with damaged/uneven treads and no handrail — unsafe stairs / broken handrail (likely inspection fail).
- No visible smoke detectors or CO alarms in photos — potential life-safety violation if absent.
- Uncovered foundation opening / crawl access at front grade — pest access / trip hazard.
- Overgrown vegetation obstructing walkway / steps creating trip and access hazards.
Assumptions
- Central heating and central air are functional as stated in the listing and because a utility room with furnace is referenced, though HVAC equipment and thermostat operation were not photographed.
- Smoke and carbon monoxide detectors are not visible in photos; assume they are not verified and should be checked/installed before inspection.
- Electrical panel, water heater, and GFCI outlet protection exist but were not shown; evaluator assumes standard installations given recent renovation but recommends verification.
- No active roof leaks or major structural foundation movement are visible in provided photos; assume roof is serviceable but should be inspected during final walkthrough.
- Bedrooms meet minimum egress requirements based on presence of windows/dormers, but some windows are partially blocked by coverings; assume windows openable and sized appropriately but this must be confirmed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $494 | $20,000 | $20,000 |
| 2024 | $460 | $20,000 | $20,000 |
| 2023 | $460 | $20,000 | $20,000 |
| 2022 | $454 | $20,000 | $20,000 |
| 2021 | $454 | $20,000 | $20,000 |
| 2020 | $452 | $20,000 | $20,000 |
| 2019 | $452 | $20,000 | $20,000 |
| 2018 | $452 | $20,000 | $20,000 |
| 2017 | $452 | $20,000 | $20,000 |
| 2016 | $457 | $20,000 | $20,000 |
| 2015 | $457 | $20,000 | $20,000 |
| 2014 | $438 | $20,000 | $20,000 |
| 2013 | $524 | $20,000 | $20,000 |
| 2012 | $1,173 | $38,600 | $38,600 |
| 2011 | $1,135 | $38,600 | $38,600 |
| 2010 | $1,135 | $38,600 | $38,600 |
| 2009 | $694 | $38,600 | $23,600 |
| 2008 | $694 | $38,600 | $23,600 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2020-07-07 | Sold | $29,125 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2023-03-10 | Listed for rent | $1,200 | — |
Photo Gallery
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"price_sqft": null,
"source_name": "AppfolioUnits",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "7966005-11903092",
"price_change_percentage": null
},
{
"date": "2023-03-09",
"price": 1200,
"listing": {
"status": "off_market",
"list_date": "2023-03-09T14:14:08Z",
"list_price": 1200,
"listing_id": "2953338275",
"last_update_date": "2023-03-09T14:14:08Z",
"last_status_change_date": "2023-03-11T13:57:40Z"
},
"event_name": "Listed for rent",
"price_sqft": 0.6666666666666666,
"source_name": "Zumper",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "52751858",
"price_change_percentage": null
},
{
"date": "2023-03-09",
"price": 1200,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1200,
"listing_id": "2953331327",
"last_update_date": "2023-03-09T10:40:50Z",
"last_status_change_date": "2023-03-11T10:45:33Z"
},
"event_name": "Listed for rent",
"price_sqft": 0.6666666666666666,
"source_name": "AppfolioUnits",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "7966005-11903092",
"price_change_percentage": null
},
{
"date": "2012-09-05",
"price": 25000,
"listing": {
"status": "off_market",
"list_date": "2012-02-13T07:00:00Z",
"list_price": 25000,
"listing_id": "538479301",
"last_update_date": "2012-11-02T21:42:00Z",
"last_status_change_date": "2012-09-05T18:23:00Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": "205 days",
"source_listing_id": "903117",
"price_change_percentage": null
},
{
"date": "2012-07-19",
"price": 25000,
"listing": {
"status": "off_market",
"list_date": "2012-02-13T07:00:00Z",
"list_price": 25000,
"listing_id": "538479301",
"last_update_date": "2012-11-02T21:42:00Z",
"last_status_change_date": "2012-09-05T18:23:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -4900,
"days_after_listed": null,
"source_listing_id": "903117",
"price_change_percentage": null
},
{
"date": "2012-06-06",
"price": 29900,
"listing": {
"status": "off_market",
"list_date": "2012-02-13T07:00:00Z",
"list_price": 25000,
"listing_id": "538479301",
"last_update_date": "2012-11-02T21:42:00Z",
"last_status_change_date": "2012-09-05T18:23:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -3000,
"days_after_listed": null,
"source_listing_id": "903117",
"price_change_percentage": null
},
{
"date": "2012-04-16",
"price": 32900,
"listing": {
"status": "off_market",
"list_date": "2012-02-13T07:00:00Z",
"list_price": 25000,
"listing_id": "538479301",
"last_update_date": "2012-11-02T21:42:00Z",
"last_status_change_date": "2012-09-05T18:23:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -2000,
"days_after_listed": null,
"source_listing_id": "903117",
"price_change_percentage": null
},
{
"date": "2012-02-13",
"price": 34900,
"listing": {
"status": "off_market",
"list_date": "2012-02-13T07:00:00Z",
"list_price": 25000,
"listing_id": "538479301",
"last_update_date": "2012-11-02T21:42:00Z",
"last_status_change_date": "2012-09-05T18:23:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "903117",
"price_change_percentage": null
},
{
"date": "2010-09-28",
"price": 39400,
"listing": {
"status": "off_market",
"list_date": "2010-04-23T07:00:00Z",
"list_price": 39400,
"listing_id": "516727413",
"last_update_date": "2011-04-26T15:55:00Z",
"last_status_change_date": "2010-09-28T20:52:00Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": "148 days",
"source_listing_id": "821329",
"price_change_percentage": null
},
{
"date": "2010-06-22",
"price": 39400,
"listing": {
"status": "off_market",
"list_date": "2010-04-23T07:00:00Z",
"list_price": 39400,
"listing_id": "516727413",
"last_update_date": "2011-04-26T15:55:00Z",
"last_status_change_date": "2010-09-28T20:52:00Z"
},
"event_name": "Price Changed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": -500,
"days_after_listed": null,
"source_listing_id": "821329",
"price_change_percentage": null
},
{
"date": "2010-05-03",
"price": 39900,
"listing": {
"status": "off_market",
"list_date": "2010-04-23T07:00:00Z",
"list_price": 39400,
"listing_id": "516727413",
"last_update_date": "2011-04-26T15:55:00Z",
"last_status_change_date": "2010-09-28T20:52:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "821329",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "4046066199",
"generated_at": "2026-02-25T00:10:25.389453Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 66.1
},
"utility_allowance": {
"zip_code": "15212",
"home_photo": "https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m726340900s-w1280.jpg",
"rent_price": 2455.0,
"loan_amount": 111920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1328-Diana-St_Pittsburgh_PA_15212_M40460-66199",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 139900.0,
"loan_term_years": 30,
"annual_cash_flow": 24752.18,
"mortgage_monthly": 744.61,
"payment_standard": 2952.0,
"total_amount_out": 27980.0,
"additional_photos": [
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m2243936371s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m1810802292s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m1084123553s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m557437991s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m712539714s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m1923084094s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m2611319031s-w1280.jpg",
"https://ap.rdcpix.com/5fd220a63cc8ea242ad3720764134923l-m1242836353s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 104.42,
"monthly_cash_flow": 2062.68,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for the 3-bedroom rate. The property description mentions a 'furnace', which commonly uses natural gas in this region.",
"utility": "heating",
"allowance": 82
},
{
"note": "Selected 'electric' for the 3-bedroom rate. A property photo shows an electric range/oven.",
"utility": "cooking",
"allowance": 14
},
{
"note": "Selected 'natural_gas' for the 3-bedroom rate, consistent with the assumption of a natural gas furnace for heating.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "The property description explicitly states it has 'Central Air'. Using the fixed 3-bedroom rate.",
"utility": "air_conditioning",
"allowance": 17
},
{
"note": "Standard allowance for general tenant electrical usage (lights, outlets) for a 3-bedroom unit.",
"utility": "other_electric",
"allowance": 75
},
{
"note": "Allowance for a tenant-owned refrigerator. The appliance is not explicitly listed as provided in the property description.",
"utility": "refrigerator",
"allowance": 19
},
{
"note": "Allowance for tenant-owned range/microwave. The appliances are not explicitly listed as provided in the property description.",
"utility": "range_microwave",
"allowance": 18
},
{
"note": "The property details specify it is connected to 'Public' water. Using the 3-bedroom rate.",
"utility": "water",
"allowance": 101
},
{
"note": "The property details specify it is connected to 'Public Sewer'. Using the 3-bedroom rate.",
"utility": "sewer",
"allowance": 147
},
{
"note": "The utility schedule does not provide an allowance for trash collection, suggesting it is not a direct tenant expense.",
"utility": "trash_collection",
"allowance": 0
}
],
"cash_on_cash_return": 0.88,
"down_payment_amount": 27980.0,
"property_tax_annual": 508.82,
"property_tax_monthly": 42.4,
"property_tax_increase": 0.03,
"utility_allowance_total": 497.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 15816.9,
"property_management_monthly": 245.5,
"monthly_cash_flow_after_debt": 1318.08,
"cash_on_cash_return_after_debt": 0.57
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 3-bed/1-bath renovated single-family shows many positive signs for Section 8/NSPIRE inspection: updated kitchen, remodeled bath, functioning appliances, and claimed HVAC. The home is likely rent-ready after targeted corrections. Primary issues to address before an initial HCV inspection: repair/replace damaged porch steps and install a continuous handrail, verify and install required smoke and CO detectors, cover/secure foundation openings, verify electrical panel and GFCI protection, and clear vegetation from walkways. With these corrections the property would likely pass inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior appears recently renovated (new kitchen, remodeled bath, new fixtures, replacement flooring) but photos show lived-in clutter and some deferred exterior porch/step repair. Cosmetic wear from occupancy (carpeted bedrooms, drop ceiling tiles) visible but manageable. Missing or damaged porch stair treads and lack of a handrail reduce turnkey readiness; missing minor items (outlet/cover plates not visible) are easy fixes. Overall mostly cosmetic and finish repairs, not structural."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance (NSPIRE risk)",
"score": 50.0,
"rationale": "Remodeled bathroom and kitchen fixtures appear functional, and listing states central air and furnace present, but photos do not show smoke/CO detectors or electrical panel. Porch stairs lack a handrail and have damaged/uneven treads — this is an inspector safety issue and likely to fail if not corrected. Windows appear present for egress but some are small/blocked by coverings (curtains/blackout). No obvious exposed wiring or active water intrusion visible. Overall intermediate risk: several code-critical items not documented in photos and one clear exterior safety defect."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 70.0,
"rationale": "Listing and photos show a furnace/utility room and central air is claimed; kitchen appliances (range, microwave, refrigerator) visible and full bathroom fixtures are installed. No water staining or active leaks visible in photos. Roof condition cannot be fully assessed from provided images but dormers look intact from the exterior shots. Because systems are present and the property was recently renovated, major systems are likely operational, though absence of photos of the electrical panel, water heater, and HVAC equipment requires verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 60.0,
"rationale": "House siding appears generally intact but has dirt/staining. Front and rear street access and double lot are positives. Porch and front steps are deteriorated, overgrown vegetation is encroaching on steps/walkway, and there is an uncovered small foundation opening/void at front grade that could be pest/infestation access or trip hazard. Driveway/parking is tight but usable. Exterior condition requires moderate cleanup and porch/stair repairs to meet inspection standards."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Porch stairs with damaged/uneven treads and no handrail — unsafe stairs / broken handrail (likely inspection fail).",
"No visible smoke detectors or CO alarms in photos — potential life-safety violation if absent.",
"Uncovered foundation opening / crawl access at front grade — pest access / trip hazard.",
"Overgrown vegetation obstructing walkway / steps creating trip and access hazards."
],
"confidence": 0.7,
"assumptions": [
"Central heating and central air are functional as stated in the listing and because a utility room with furnace is referenced, though HVAC equipment and thermostat operation were not photographed.",
"Smoke and carbon monoxide detectors are not visible in photos; assume they are not verified and should be checked/installed before inspection.",
"Electrical panel, water heater, and GFCI outlet protection exist but were not shown; evaluator assumes standard installations given recent renovation but recommends verification.",
"No active roof leaks or major structural foundation movement are visible in provided photos; assume roof is serviceable but should be inspected during final walkthrough.",
"Bedrooms meet minimum egress requirements based on presence of windows/dormers, but some windows are partially blocked by coverings; assume windows openable and sized appropriately but this must be confirmed."
],
"overall_score": 63.0,
"rubric_version": "ns_pgh_v1.0"
},
{
"summary": "Overall this property appears mostly renovated and close to Section 8 rent-ready. Interior finishes, kitchen and bath remodels are strong positives. Main inspection risks are lack of visible smoke/CO detectors, potentially inadequate bedroom egress (small/obstructed windows), and deteriorated front porch steps/handrail which are safety issues that can cause an inspection fail if not addressed. Mechanical and electrical systems are reported updated but not directly verified in photos; verify furnace/AC, hot water, electrical panel and GFCI outlets prior to inspection. With prompt correction of the porch, installation/verification of detectors and a targeted systems check, likely to pass within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 75.0,
"rationale": "Interior appears recently renovated (new kitchen cabinets, remodeled bath, new-look flooring and finishes). Appliances (stove, microwave, refrigerator) are present in photos. Main visible deferred maintenance is exterior porch/steps (rotted/worn decking boards, uneven steps) and overgrown landscaping. Interior is cluttered in photos but shows no major surface damage (drywall, floors, cabinets appear intact). Most items are easy-to-fix or cosmetic (cleaning, carpet/deep-clean, porch board replacement). Missing or worn porch boards and steps reduce score moderately but are repairable."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 60.0,
"rationale": "Moderate compliance risk. Positive items: remodeled bathroom, functioning kitchen appliances visible, fire extinguisher visible in kitchen. Concerns observed or not shown: no visible smoke detectors or carbon monoxide detectors in photos; front porch steps show potential trip/fall hazard and missing/insufficient handrail; some bedroom windows appear small and/or partially obstructed (black coverings) — egress adequacy cannot be confirmed and may fail NSPIRE bedroom egress requirements; GFCI outlets in kitchen/bath not visible; electrical panel and any exposed wiring are not shown. No active leaks, severe mold, collapsed ceilings, or exposed subfloor observed. Items like detector installation, handrail, outlet/GFCI fixes are relatively quick but required for pass."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 65.0,
"rationale": "Listing states a furnace in utility room and central air; central air is claimed though a window AC is also present in a bedroom photo. Kitchen appliances and water fixtures (bathroom sink/shower/toilet) are functioning in appearance. Roof and dormers are intact from photos with no visible active leaks, though shingles and gutters show age/soiling. Electrical panel and water heater not shown — therefore condition is partially inferred from renovation claim. Because major systems are reported updated but not directly visible, assign a cautious rating: likely functional but verification (furnace service, hot water, panel/GFCI testing) recommended prior to inspection."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 60.0,
"rationale": "Exterior siding is intact but dirty/algae-streaked; double lot and driveway/parking access are beneficial. Front porch decking and steps show deterioration and trip hazards; railing provision appears limited. Sidewalk/stoop has uneven areas. Foundation appears generally stable in photos (no large visible cracks), but some vegetation and debris are present which can affect drainage if not managed. No visible standing water or major foundation settlement in provided images. Porch repair, vegetation cleanup and minor walkway leveling are recommended."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Front porch steps/decking are deteriorated and present a trip/fall hazard; handrail may be missing or insufficient.",
"No visible smoke detectors or carbon monoxide detectors in photos (required for inspection).",
"Bedroom egress windows appear small and at least some are obscured (black coverings) — potential egress failure risk.",
"Electrical safety elements (GFCI in kitchen/bath, electrical panel labeling) not visible/verified.",
"Suspended/drop ceiling in finished rooms could conceal past water damage or active leaks (not visible in photos) — recommend inspection."
],
"confidence": 0.6,
"assumptions": [
"Listing statement about 'completely renovated' and 'utility room with furnace' is accurate and the furnace and water heater are present and operational though not pictured.",
"No active roof leaks or major structural defects are present beyond cosmetic aging of roof/dormers (photos show no stains or interior water damage).",
"Electrical panel is intact and installed to code; absence of visible exposed wiring in photos suggests no immediate open wiring hazards inside living spaces.",
"Bedrooms meet minimum room-size requirements but egress window sizes are uncertain; assume some windows may be undersized or obstructed by coverings which must be verified.",
"Clutter in photos is tenant personal property and not indicative of property-level damage (cleaning will reveal actual condition)."
],
"overall_score": 66.2,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3-bed, 1-bath home appears largely renovated inside and is close to Section 8 / NSPIRE readiness. Interior finishes, kitchen, and bath look recently updated and appliances are present. Primary items preventing an immediate pass are exterior porch/steps and missing handrail (trip/fall hazard), an open foundation/crawlspace access, lack of visible smoke/CO detectors in photos, and evidence of a ceiling moisture stain in the bathroom that requires investigation. Major systems (HVAC, stove, laundry hookups) are present per listing/photos, but electrical panel, water heater, GFCI protection, and egress window sizing need on-site verification. With focused repairs — secure and rebuild porch steps and handrail, secure crawlspace access, install/verify smoke & CO detectors and GFCI protection, and confirm no active leak — this property is likely to pass an initial HCV/NSPIRE inspection within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 75.0,
"rationale": "Interior appears recently renovated (new kitchen cabinets, appliances visible, remodeled bathroom, new-looking vinyl plank flooring). Most rooms show cosmetic wear and occupant clutter only. Exterior porch decking and front steps are deteriorated and uneven (trip hazard) and need repair/rebuild. Minor finish repairs and a general cleanout will be required before move-in. Missing small items (handrail on steps, porch boards) are easy-to-fix but must be addressed prior to inspection."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No exposed wiring, sagging ceilings, or visible major structural damage in photos. However smoke detectors and CO alarms are not visible in photos (NSPIRE requires functioning smoke detectors); GFCI presence in kitchen/bath is not verifiable. Front steps lack an adequate handrail and porch condition presents a trip/fall risk. Bathroom ceiling near vent shows discoloration suggesting prior or ongoing moisture — could indicate a water intrusion risk that needs verification. Bedroom windows appear present but egress compliance cannot be confirmed from photos. Overall moderate safety risk that will require verification/installation of detectors, handrail repair, and moisture investigation."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, electrical, plumbing, water heater",
"score": 70.0,
"rationale": "Listing states central air and furnace in utility room; window AC visible in one photo and a stove/microwave/refrigerator are present and appear operational. Bathroom and kitchen show recent renovation (tiled shower, new fixtures). Roof and gutters show aging but no visible sagging or active collapse. Electrical panel and water heater are not shown; no visible exposed wiring. Given the recent full renovation claim and presence of HVAC components, systems likely functional but require on-site verification (panel condition, hot water availability, GFCI protection and furnace/venting)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 60.0,
"rationale": "Vinyl siding intact but dirty in areas; gutters/downspouts show rust/age. Yard is overgrown and needs cleanup. Front porch structure and steps are deteriorated and lack adequate handrail which is a safety/code deficiency. There is an open/visible access under the front foundation (crawlspace opening) that should be secured to prevent pests and water entry. Driveway/front walk shows typical wear. No obvious major foundation movement or roof collapse visible in photos."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"unsafe stairs (deteriorated front steps, trip hazard)",
"broken/missing handrail on front steps",
"possible active leak / prior water intrusion (bathroom ceiling discoloration near vent)",
"open/unsecured crawlspace/foundation access under front of house"
],
"confidence": 0.7,
"assumptions": [
"Listing claim of 'completely renovated' is accurate for interior systems (new kitchen, remodeled bathroom, furnace in utility) though some verification is required on-site.",
"Smoke detectors and carbon monoxide alarms were not photographed; assume they are not verified and must be confirmed/installed before inspection.",
"Electrical panel, GFCI outlets, and water heater are present but were not shown — on-site verification will be required; no obvious exposed wiring was observed in photos.",
"Bedroom egress window sizes cannot be confirmed from photos; assume at least minimal compliance but recommend verification for NSPIRE egress requirements.",
"The visible discoloration on the bathroom ceiling indicates prior or possible current moisture; assume this could require minor repair pending investigation rather than an immediate major structural failure."
],
"overall_score": 69.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1328 Diana St, Pittsburgh, PA, 15212",
"aggregate": {
"summary": "Overall this 3-bed/1-bath renovated single-family shows many positive signs for Section 8/NSPIRE inspection: updated kitchen, remodeled bath, functioning appliances, and claimed HVAC. The home is likely rent-ready after targeted corrections. Primary issues to address before an initial HCV inspection: repair/replace damaged porch steps and install a continuous handrail, verify and install required smoke and CO detectors, cover/secure foundation openings, verify electrical panel and GFCI protection, and clear vegetation from walkways. With these corrections the property would likely pass inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 73.3,
"rationale": "Interior appears recently renovated (new kitchen, remodeled bath, new fixtures, replacement flooring) but photos show lived-in clutter and some deferred exterior porch/step repair. Cosmetic wear from occupancy (carpeted bedrooms, drop ceiling tiles) visible but manageable. Missing or damaged porch stair treads and lack of a handrail reduce turnkey readiness; missing minor items (outlet/cover plates not visible) are easy fixes. Overall mostly cosmetic and finish repairs, not structural."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 60.0,
"rationale": "House siding appears generally intact but has dirt/staining. Front and rear street access and double lot are positives. Porch and front steps are deteriorated, overgrown vegetation is encroaching on steps/walkway, and there is an uncovered small foundation opening/void at front grade that could be pest/infestation access or trip hazard. Driveway/parking is tight but usable. Exterior condition requires moderate cleanup and porch/stair repairs to meet inspection standards."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance (NSPIRE risk)",
"score": 58.3,
"rationale": "Remodeled bathroom and kitchen fixtures appear functional, and listing states central air and furnace present, but photos do not show smoke/CO detectors or electrical panel. Porch stairs lack a handrail and have damaged/uneven treads — this is an inspector safety issue and likely to fail if not corrected. Windows appear present for egress but some are small/blocked by coverings (curtains/blackout). No obvious exposed wiring or active water intrusion visible. Overall intermediate risk: several code-critical items not documented in photos and one clear exterior safety defect."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 68.3,
"rationale": "Listing and photos show a furnace/utility room and central air is claimed; kitchen appliances (range, microwave, refrigerator) visible and full bathroom fixtures are installed. No water staining or active leaks visible in photos. Roof condition cannot be fully assessed from provided images but dormers look intact from the exterior shots. Because systems are present and the property was recently renovated, major systems are likely operational, though absence of photos of the electrical panel, water heater, and HVAC equipment requires verification."
}
],
"red_flags": [
"Porch stairs with damaged/uneven treads and no handrail — unsafe stairs / broken handrail (likely inspection fail).",
"No visible smoke detectors or CO alarms in photos — potential life-safety violation if absent.",
"Uncovered foundation opening / crawl access at front grade — pest access / trip hazard.",
"Overgrown vegetation obstructing walkway / steps creating trip and access hazards."
],
"confidence": 0.88,
"assumptions": [
"Central heating and central air are functional as stated in the listing and because a utility room with furnace is referenced, though HVAC equipment and thermostat operation were not photographed.",
"Smoke and carbon monoxide detectors are not visible in photos; assume they are not verified and should be checked/installed before inspection.",
"Electrical panel, water heater, and GFCI outlet protection exist but were not shown; evaluator assumes standard installations given recent renovation but recommends verification.",
"No active roof leaks or major structural foundation movement are visible in provided photos; assume roof is serviceable but should be inspected during final walkthrough.",
"Bedrooms meet minimum egress requirements based on presence of windows/dormers, but some windows are partially blocked by coverings; assume windows openable and sized appropriately but this must be confirmed."
],
"score_method": "mean_of_criteria",
"overall_score": 66.1,
"rubric_version": "ns_pgh_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4046066199"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.