Property ID: 4060776220
212 Parkfield St, Pittsburgh, PA, 15210
Pittsburgh, PA
Money Down: $42,000
CoC Return: 19.91%
Monthly Cash Flow: $697
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$35,000
Closing Costs
$7,000
Total Down
$42,000
Investment Snapshot
Purchase Price
$175,000
Money Down
$42,000
Cash-on-Cash Return
19.91%
Rent
$1,976
Monthly Cash Flow
$697
Annual Cash Flow
$8,361
Debt Service / Mo
$931
Property Tax / Mo
$114
Insurance / Mo
$36
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,976
Payment Standard
$2,309
Rent
$1,976
Insurance
$36
Property Tax
$114
Management
$198
Utilities Allowance
$333
NOI (Monthly)
$1,628
Debt Service
$931
Cash Flow After Debt
$697
Quality Score: 85.40%
Confidence: 91.00%
This single-family home appears largely turnkey for Section 8/NSPIRE inspection. The listing states full renovation to code after a small fire with a new roof, replaced windows/doors, rebuilt stairs, and a 2024 HVAC system; photos corroborate a high-quality cosmetic finish, new kitchen appliances, and intact exterior. Visible smoke detection, intact handrail, covered outlets, and no signs of active water intrusion or structural distress indicate low inspection risk. Remaining unknowns (CO detector presence, electrical panel/GFCI verification, water heater visibility) are likely minor given the passed city inspections but should be confirmed during final readiness checks.
Section 8 Payment Standard
$2,309
Utility Allowance Total
$333
Guaranteed Section 8 Rent (PS - Utilities)
$1,976
Property Management
$198
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$175,000
Beds
2
Baths
1
Living Area
1,296 sqft
Lot Size
4,805 sqft
Year Built
1930
Days on Market
142
Capital Outlay
$42,000
Debt Service
$931
Property Tax / Mo
$114
Insurance / Mo
$36
Property Description
This house is a great value for the money. Renovated to the studs after a small fire, this home offers the feel of new construction with modern style throughout. The open floor plan features a chic kitchen with a wrap-around counter for seating, new stainless appliances, and a dining area that flows seamlessly for everyday living or entertaining. Updates are extensive: new luxury vinyl flooring on the main level, all windows and entry doors replaced, a new roof, rebuilt back stairs, and a fully redone HVAC system including a 2024 furnace and AC. One bedroom was removed to create larger, more comfortable bedroom spaces. Structural elements were brought to code, and all city inspections have been completed and passed. Conveniently located within walking distance to the high school, with quick access to Route 51, the City of Pittsburgh, shops, and local parks, this home offers modern comfort in a prime location.
Utility Allowances
heating
$74
Selected 'natural_gas' for a 2-bedroom unit. Property data specifies 'Gas' heating.
cooking
$6
Selected 'natural_gas' for a 2-bedroom unit. Property data lists a 'Gas Stove' under appliances.
water_heating
$18
Selected 'natural_gas' for a 2-bedroom unit. This is inferred as the property uses gas for other major appliances like heating and cooking.
other_electric
$59
Selected the fixed allowance for a 2-bedroom unit. This covers standard electrical use like lights and outlets.
air_conditioning
$11
Selected the fixed allowance for a 2-bedroom unit. The property is listed as having 'Central Air'.
water
$66
Selected the fixed allowance for a 2-bedroom unit. The property data specifies 'Public' water source.
sewer
$99
Selected the fixed allowance for a 2-bedroom unit. The property data specifies 'Public Sewer'.
trash_collection
$0
The utility schedule does not provide an allowance amount for this service, suggesting it is not a direct tenant-paid utility in this jurisdiction. Allowance is set to $0.
refrigerator
$0
Property data indicates a 'Refrigerator' is included, so no allowance for a tenant-provided appliance is given.
range_microwave
$0
Property data indicates a 'Stove' and 'Microwave' are included, so no allowance for tenant-provided appliances is given.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$269
DP3 Annual Estimate$590
DP1 Monthly Equivalent$22
DP3 Monthly Equivalent$49
Replacement Value$40,200
Basis1,296 sqft / 1930
Nearby Houses
Photo unavailable
210 Parkfield St
sold · 0.01 mi
Price: $165,000
3 bd / 2 ba
Latest sale: $165,000 on Apr 20, 2023
Latest rent: —
Photo unavailable
226 Parkfield St
for_sale · 0.04 mi
Price: $80,000
5 bd / 3 ba · 1,962 sqft
Latest sale: $42,900 on Nov 12, 1999
Latest rent: —
Photo unavailable
232 Parkfield St
sold · 0.06 mi
Price: $125,000
2 bd / 1 ba · 918 sqft
Latest sale: $125,000 on Jun 01, 2023
Latest rent: —
Photo unavailable
244 Parkfield St
sold · 0.09 mi
Price: $148,000
3 bd / 1 ba · 1,128 sqft
Latest sale: $148,000 on Nov 03, 2023
Latest rent: $760 on Mar 16, 2017
Photo unavailable
2018 Mount Joseph St
sold · 0.09 mi
Price: $145,000
3 bd / 3 ba · 1,512 sqft
Latest sale: $145,000 on Aug 20, 2021
Latest rent: —
Photo unavailable
248 Parkfield St
sold · 0.10 mi
Price: $135,000
— bd / — ba
Latest sale: $135,000 on Jun 21, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- City inspections referenced in the listing included electrical, structural, and mechanical inspections and passed recently.
- A functioning carbon monoxide detector(s) is installed (required in PA) even though not visible in photos.
- GFCI protection exists for kitchen and other required locations even if not visually confirmed; black outlet plates in kitchen likely contain required protection.
- Water heater and electrical service/panel are present and in working order; not shown in photos but inferred from completed renovation and passed inspections.
- Fireplace is decorative/non-operational or properly capped/vented; photos show an open masonry fireplace but no evidence of active use or unsafe venting.
- Basement, rear stairs and other unseen areas were addressed during renovation and do not contain major hidden hazards given the 'to the studs' rebuild and passed inspections.
- Removal of one bedroom to enlarge rooms did not create egress or code noncompliance for remaining bedrooms per seller's statement that inspections were passed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,333 | $53,900 | $53,900 |
| 2024 | $1,241 | $53,900 | $53,900 |
| 2023 | $1,241 | $53,900 | $53,900 |
| 2022 | $1,225 | $53,900 | $53,900 |
| 2021 | $1,225 | $53,900 | $53,900 |
| 2020 | $1,219 | $53,900 | $53,900 |
| 2019 | $1,219 | $53,900 | $53,900 |
| 2018 | $812 | $53,900 | $35,900 |
| 2017 | $812 | $53,900 | $35,900 |
| 2016 | $970 | $53,900 | $35,900 |
| 2015 | $970 | $53,900 | $35,900 |
| 2014 | $923 | $53,900 | $35,900 |
| 2013 | $1,077 | $53,900 | $35,900 |
| 2012 | $1,821 | $59,900 | $44,900 |
| 2011 | $1,761 | $59,900 | $44,900 |
| 2010 | $1,691 | $59,900 | $44,900 |
| 2009 | $1,320 | $59,900 | $44,900 |
| 2008 | $1,320 | $59,900 | $44,900 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2018-04-01 | Sold | $79,500 |
| 2000-08-29 | Sold | $58,500 |
Photo Gallery
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"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 85.0,
"rationale": "Listing states 'structural elements were brought to code' and 'all city inspections have been completed and passed,' which strongly reduces NSPIRE risk. Photo evidence: smoke detector visible on main level, entry door appears to have both knob and secondary lock, windows replaced (improves egress), stair handrail present. No visible exposed wiring, no visible water stains or mold, and kitchen outlets have covers. Uncertainties: carbon monoxide alarm not visible in photos, electrical panel and GFCI operation not directly shown, and water heater/venting not photographed. Given the passed inspections claim and visible compliance items, risk is low but not fully verified."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 85.0,
"rationale": "Listing specifies a fully redone HVAC system including a 2024 furnace and AC and a new roof; kitchen shows modern gas-range and microwave, suggesting active gas/electrical service. No visible signs of roof failure, active leaks, or HVAC damage in photos. Unknowns include water heater age/condition, electrical panel condition, and actual operation of plumbing hot water (not photographed). Because major systems were reportedly replaced and inspections passed, inferred condition is good but some systems were not directly documented in photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.0,
"rationale": "Front exterior photos show intact siding/brick, a recently installed wood picket fence, replaced windows and a roof that appears new and well-seated. Porch and front stairs look sound; listing mentions rebuilt back stairs. Walkway and curb show typical wear but no standing water or obvious drainage failures from photos. No evidence of infestation or severe neglect. Site is in typical urban lot condition with minor public sidewalk wear that is not an owner-controlled inspection fail."
}
],
"red_flags": [],
"confidence": 0.8,
"assumptions": [
"City inspections referenced in the listing included electrical, structural, and mechanical inspections and passed recently.",
"A functioning carbon monoxide detector(s) is installed (required in PA) even though not visible in photos.",
"GFCI protection exists for kitchen and other required locations even if not visually confirmed; black outlet plates in kitchen likely contain required protection.",
"Water heater and electrical service/panel are present and in working order; not shown in photos but inferred from completed renovation and passed inspections.",
"Fireplace is decorative/non-operational or properly capped/vented; photos show an open masonry fireplace but no evidence of active use or unsafe venting.",
"Basement, rear stairs and other unseen areas were addressed during renovation and do not contain major hidden hazards given the 'to the studs' rebuild and passed inspections.",
"Removal of one bedroom to enlarge rooms did not create egress or code noncompliance for remaining bedrooms per seller's statement that inspections were passed."
],
"overall_score": 87.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This property is highly likely to pass an initial HCV/NSPIRE inspection and is near turnkey. Photos plus the listing claim of a full gut renovation, new roof, replaced windows/doors, and a 2024 furnace/AC indicate modern, code-compliant systems and minimal deferred maintenance. Minor verification items remain: presence and placement of carbon monoxide detector(s), confirmation of GFCI protection at kitchen/bath, and verification of hot water and electrical panel condition. These are likely simple fixes if absent.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior photos show a full gut/renovation: new luxury vinyl flooring, freshly painted walls, rebuilt stairs, modern kitchen cabinets and stainless appliances. Exterior shows replaced windows and new front fence. There are no visible signs of deferred maintenance, major cosmetic damage, or structural cracking. Missing second bedroom (converted) is a layout choice, not a repair issue. Minor cosmetic scuffs on doors/trim and the open, unused fireplace hearth are small items that do not prevent tenancy."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 80.0,
"rationale": "Listing states structural elements were brought to code and all city inspections passed. Visible features supporting code compliance: replaced windows (likely egress), entry door with deadbolt, intact interior handrail on main stair, no visible exposed wiring, no obvious water stains or active leaks in photos, and at least one ceiling-mounted smoke detector visible in common area. Potential inspection risk: no carbon monoxide detector is visible in photos despite presence of a gas range and a furnace (furnace type not visually confirmed). GFCI outlets at the kitchen sink are not clearly identifiable from images. Because the unit appears recently permitted and inspected, overall safety risk is low–moderate but CO/GFCI verification is needed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 90.0,
"rationale": "Listing explicitly states a new roof and a fully redone HVAC system including a 2024 furnace and AC. Kitchen shows functioning stainless gas-range, microwave, dishwasher and refrigerator, indicating active gas/electrical/plumbing connections. No visible water heater or electrical panel in photos, but the comprehensive renovation and passed city inspections substantially reduce likelihood of system failures. Without onsite testing the operational status is assumed but likely good."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior front façade appears clean and well-maintained: replaced windows, intact siding/brickwork, and a newer low picket fence. Roof described as new. Walkway and sidewalk show normal city wear but no trip hazards visible from provided photo. Rear yard/driveway not shown; no evidence of standing water, significant grading problems or infestation in photos. Rebuilt back stairs are reported in listing (not shown) which reduces exterior risk."
}
],
"red_flags": [
"No carbon monoxide detector visible in photos while a gas range and (likely) gas furnace are present — potential inspection fail if absent.",
"GFCI receptors at kitchen sink are not clearly identifiable in photos — verify to avoid code fail.",
"Fireplace hearth is open and shows debris; flue/chimney condition and safe operation are unknown and should be verified before use."
],
"confidence": 0.78,
"assumptions": [
"All listing claims (gutted/renovated to studs, new roof, replaced windows/doors, rebuilt back stairs, 2024 furnace & AC, and passed city inspections) are accurate.",
"The furnace is gas-fired or otherwise requires CO detection because a gas range is present; CO detection is therefore required by local code/NSPIRE expectations.",
"Bedrooms upstairs provide required egress through the replaced windows (not individually photographed), based on listing language and visible window size.",
"Plumbing, water heater, and electrical panel are functional and code-compliant because city inspections were passed; absence of photos of these systems increases uncertainty.",
"Fireplace is decorative/unused or will be appropriately capped/inspected prior to tenant use; the open hearth seen in photos is not currently an active hazard but should be documented."
],
"overall_score": 87.0,
"rubric_version": "2026-02-hcv-nspire-v1"
},
{
"summary": "This home appears largely turnkey for Section 8 / HCV tenancy. Extensive renovation to the studs, new roof, replaced windows/doors, new HVAC (2024), and modern kitchen appliances strongly favor an initial NSPIRE inspection pass. Key safety items visible (smoke alarm, handrail, secure entry) are in place. Items that require quick verification prior to inspection: presence of carbon monoxide alarm(s), GFCI protection in kitchen/bath, functional hot water heater, and electrical panel condition. If those checks are confirmed, the property should pass an initial Housing Choice Voucher inspection with only minor touch-ups (cord management, outlet/GFCI labeling, CO alarm installation if absent).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Property appears comprehensively renovated: photos show new luxury vinyl flooring, fresh paint, replaced windows and entry doors, updated kitchen cabinets and stainless appliances, and rebuilt interior finishes. Cosmetic condition is good with no visible deferred maintenance; only minor scuffs at the entry door and typical staging items (furniture, cords). Missing/removed bedroom (noted in description) is a layout change but not a repair issue. Overall turnkey with only minor cosmetic/fixture touch-ups likely needed."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 78.0,
"rationale": "Visible safety items are generally acceptable: functioning ceiling-mounted smoke alarm is visible in the main level, stair handrail present, entry door appears secure with two locks, no exposed wiring or collapsed finishes are observed, windows look intact and likely provide egress in living spaces. Unknowns that reduce the score: carbon monoxide alarm(s) not visible (required in many jurisdictions for gas appliances/furnaces), GFCI outlets at kitchen sink are not clearly visible, electrical panel location/condition not shown, bedroom egress windows cannot be fully confirmed from supplied photos. Listing claims city inspections passed and updated mechanicals, which reduces risk but missing visual confirmation of CO alarm and GFCI warrants a moderate deduction."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 80.0,
"rationale": "Listing states a fully redone HVAC with 2024 furnace and AC, new roof, and that structural and mechanical elements were brought to code and passed city inspections. Photos show HVAC registers and modern appliances (gas range, microwave, dishwasher, fridge). There is no visual evidence of active leaks, sagging roofline, or failed systems. Unknowns: water heater presence/age not shown, electrical panel not photographed, and no direct test of HVAC or hot water was performed. Given the recent documented renovations and passed inspections, systems are very likely in good working order but some items remain unverified."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 82.0,
"rationale": "Exterior photos show a sound front facade: brick lower facade, replaced siding/upper story, a newly installed low wooden picket fence, intact windows, and no visible foundation separation or major roof sagging. Sidewalk has typical wear but no trip hazards are obvious. The listing notes rebuilt back stairs and a new roof; those items reduce exterior risk. Visible yard and walkway are serviceable. Driveway/side yard, drainage details and rear yard conditions are not shown and assumed typical for the neighborhood."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"City inspections and code sign-offs cited in the listing are accurate and correspond to the renovation work described.",
"HVAC (furnace and A/C) installed in 2024 is operational as stated in the listing.",
"Water heater is installed and functioning though not shown in photos.",
"Electrical panel is intact and was addressed during the gut renovation (not visible in photos).",
"Kitchen appliances (gas range, dishwasher, microwave, refrigerator) are present and operable as shown.",
"Bedroom egress windows meet local code or were brought to code during renovations; specific bedroom window sizes were not photographed.",
"Exterior rear stairs were rebuilt as stated; rear yard/drainage not visible and assumed typical/no standing water."
],
"overall_score": 83.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "212 Parkfield St, Pittsburgh, PA, 15210",
"aggregate": {
"summary": "This single-family home appears largely turnkey for Section 8/NSPIRE inspection. The listing states full renovation to code after a small fire with a new roof, replaced windows/doors, rebuilt stairs, and a 2024 HVAC system; photos corroborate a high-quality cosmetic finish, new kitchen appliances, and intact exterior. Visible smoke detection, intact handrail, covered outlets, and no signs of active water intrusion or structural distress indicate low inspection risk. Remaining unknowns (CO detector presence, electrical panel/GFCI verification, water heater visibility) are likely minor given the passed city inspections but should be confirmed during final readiness checks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 89.3,
"rationale": "Photos and listing describe a full renovation 'to the studs' after a small fire; finishes (LVP flooring, painted walls, trim) look new and in good condition. Kitchen shows new cabinetry and stainless appliances (range, microwave, dishwasher, refrigerator). Interior fixtures (ceiling fans, lighting) appear modern and intact. No visible major cosmetic damage, floor damage, or missing finishes in shown rooms. Missing/removed bedroom noted in listing but not a repair issue. Overall turnkey appearance; remaining work likely minor cosmetic or tenant-fit items if any."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Front exterior photos show intact siding/brick, a recently installed wood picket fence, replaced windows and a roof that appears new and well-seated. Porch and front stairs look sound; listing mentions rebuilt back stairs. Walkway and curb show typical wear but no standing water or obvious drainage failures from photos. No evidence of infestation or severe neglect. Site is in typical urban lot condition with minor public sidewalk wear that is not an owner-controlled inspection fail."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 81.0,
"rationale": "Listing states 'structural elements were brought to code' and 'all city inspections have been completed and passed,' which strongly reduces NSPIRE risk. Photo evidence: smoke detector visible on main level, entry door appears to have both knob and secondary lock, windows replaced (improves egress), stair handrail present. No visible exposed wiring, no visible water stains or mold, and kitchen outlets have covers. Uncertainties: carbon monoxide alarm not visible in photos, electrical panel and GFCI operation not directly shown, and water heater/venting not photographed. Given the passed inspections claim and visible compliance items, risk is low but not fully verified."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 85.0,
"rationale": "Listing specifies a fully redone HVAC system including a 2024 furnace and AC and a new roof; kitchen shows modern gas-range and microwave, suggesting active gas/electrical service. No visible signs of roof failure, active leaks, or HVAC damage in photos. Unknowns include water heater age/condition, electrical panel condition, and actual operation of plumbing hot water (not photographed). Because major systems were reportedly replaced and inspections passed, inferred condition is good but some systems were not directly documented in photos."
}
],
"red_flags": [],
"confidence": 0.91,
"assumptions": [
"City inspections referenced in the listing included electrical, structural, and mechanical inspections and passed recently.",
"A functioning carbon monoxide detector(s) is installed (required in PA) even though not visible in photos.",
"GFCI protection exists for kitchen and other required locations even if not visually confirmed; black outlet plates in kitchen likely contain required protection.",
"Water heater and electrical service/panel are present and in working order; not shown in photos but inferred from completed renovation and passed inspections.",
"Fireplace is decorative/non-operational or properly capped/vented; photos show an open masonry fireplace but no evidence of active use or unsafe venting.",
"Basement, rear stairs and other unseen areas were addressed during renovation and do not contain major hidden hazards given the 'to the studs' rebuild and passed inspections.",
"Removal of one bedroom to enlarge rooms did not create egress or code noncompliance for remaining bedrooms per seller's statement that inspections were passed."
],
"score_method": "mean_of_criteria",
"overall_score": 85.4,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4060776220"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.