Property ID: 4224140360
200 Moye Pl, Pittsburgh, PA, 15210
Pittsburgh, PA
Money Down: $39,600
CoC Return: 46.27%
Monthly Cash Flow: $1,527
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$33,000
Closing Costs
$6,600
Total Down
$39,600
Investment Snapshot
Purchase Price
$165,000
Money Down
$39,600
Cash-on-Cash Return
46.27%
Rent
$2,942
Monthly Cash Flow
$1,527
Annual Cash Flow
$18,321
Debt Service / Mo
$878
Property Tax / Mo
$204
Insurance / Mo
$39
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,942
Payment Standard
$3,656
Rent
$2,942
Insurance
$39
Property Tax
$204
Management
$294
Utilities Allowance
$714
NOI (Monthly)
$2,405
Debt Service
$878
Cash Flow After Debt
$1,527
Quality Score: 65.20%
Confidence: 73.00%
Overall the property appears largely cosmetically updated and could be made Section 8 / HCV inspection-ready with minor to moderate fixes. Major visible structural or life-safety failures were not observed in the photos. Primary items to address before inspection: verify and install required smoke/CO detectors, confirm or add GFCI protection in kitchen, service or permanently cap/inspection of the fireplace, repair/level front stoop and replace decayed exterior timbers, and confirm heating, hot water, electrical panel and roof/chimney condition. With those actions the home is likely to pass an initial HCV/NSPIRE inspection in 1–4 weeks depending on contractor scheduling.
Section 8 Payment Standard
$3,656
Utility Allowance Total
$714
Guaranteed Section 8 Rent (PS - Utilities)
$2,942
Property Management
$294
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$165,000
Beds
5
Baths
2
Living Area
2,364 sqft
Lot Size
1,951 sqft
Year Built
1890
Days on Market
90
Capital Outlay
$39,600
Debt Service
$878
Property Tax / Mo
$204
Insurance / Mo
$39
Property Description
Welcome to 200 Moye Place, a spacious and versatile home situated on a desirable corner lot in Pittsburgh. This property offers flexibility, functionality, and room to grow, making it ideal for a variety of living needs. The home features generous living spaces and an additional room that can easily serve as a 6th bedroom, home office, playroom, or flex space, giving buyers multiple options to customize the layout to fit their lifestyle. Throughout the home, you'll find abundant closet space, providing excellent storage rarely found at this price point. Positioned on a corner lot, the property benefits from added privacy, extra outdoor space, and great curb appeal. Whether you're hosting gatherings, working from home, or simply enjoying everyday living, this home offers the space and adaptability to make it your own. Conveniently located near major routes, shopping, dining, and city amenities, 200 Moye Place presents a great opportunity for homeowners or investors alike.
Utility Allowances
heating
$98
Selected 'natural_gas' for a 5-bedroom unit. Property details explicitly mention 'Heating Features: Gas'.
cooking
$12
Selected 'natural_gas' for a 5-bedroom unit. Property details list 'Gas Stove' under 'Inclusions'.
water_heating
$35
Selected 'natural_gas' for a 5-bedroom unit. Assumed gas water heating due to gas heating and cooking, which is common. This is the more expensive option compared to an electric heat pump, but more likely than standard electric.
other_electric
$108
Fixed allowance for general electric use in a 5-bedroom unit, covering lights and other tenant plug-in appliances.
air_conditioning
$29
Fixed allowance for a 5-bedroom unit. Air conditioning is not mentioned as landlord-provided, so tenant responsibility is assumed.
water
$172
Fixed allowance for a 5-bedroom unit. Property details confirm 'Water Source: Public'.
sewer
$242
Fixed allowance for a 5-bedroom unit. Property details confirm 'Sewer: Public'.
refrigerator
$0
Allowance is $0 because property details list 'Refrigerator' under 'Inclusions', meaning it is provided by the landlord.
range_microwave
$18
Fixed allowance for a 5-bedroom unit. A microwave is not listed as an included appliance, so the cost for a tenant-owned one is included.
trash_collection
$0
Allowance is $0 as the utility schedule has no value for this item, implying it is typically handled by the municipality or landlord.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$345
DP3 Annual Estimate$596
DP1 Monthly Equivalent$29
DP3 Monthly Equivalent$50
Replacement Value$60,300
Basis2,364 sqft / 1890
Nearby Houses
Photo unavailable
212 Moye Pl
off_market · 0.03 mi
Price: $125,000
3 bd / 2 ba · 2,000 sqft
Latest sale: $70,000 on Jan 31, 2020
Latest rent: —
Photo unavailable
427 Walnut St
for_sale · 0.03 mi
Price: $155,000
3 bd / 2 ba · 1,752 sqft
Latest sale: —
Latest rent: —
Photo unavailable
211 Moye Pl
sold · 0.04 mi
Price: $36,000
3 bd / 2 ba · 1,776 sqft
Latest sale: $36,000 on Dec 16, 2022
Latest rent: —
Photo unavailable
220 Moye Pl
sold · 0.05 mi
Price: $78,000
2 bd / 1 ba
Latest sale: $78,000 on Apr 12, 2024
Latest rent: —
Photo unavailable
502 Walnut St
sold · 0.05 mi
Price: $116,000
2 bd / 1 ba · 1,120 sqft
Latest sale: $116,000 on Jun 01, 2022
Latest rent: —
Photo unavailable
131 Stamm Ave Unit 1
off_market · 0.07 mi
Price: $790
— bd / 1 ba · 700 sqft
Latest sale: —
Latest rent: $920 on Oct 31, 2025
Photo unavailable
134 Locust St
sold · 0.07 mi
Price: $44,000
3 bd / 2 ba
Latest sale: $44,000
Latest rent: —
Photo unavailable
224 Moye Pl
sold · 0.07 mi
Price: $81,000
3 bd / 1 ba · 1,280 sqft
Latest sale: $81,000 on Aug 15, 2025
Latest rent: $1,800 on Aug 30, 2025
Photo unavailable
200 Walnut St
sold · 0.08 mi
Price: $70,000
3 bd / 2 ba · 2,004 sqft
Latest sale: $70,000
Latest rent: $900 on Nov 03, 2023
Photo unavailable
115 Koehler St
sold · 0.08 mi
Price: $105,500
2 bd / 1 ba · 1,260 sqft
Latest sale: $105,500
Latest rent: —
Photo unavailable
113 Koehler St
sold · 0.09 mi
Price: $48,000
2 bd / 1 ba · 1,156 sqft
Latest sale: $48,000
Latest rent: —
Photo unavailable
108 Locust St
for_sale · 0.10 mi
Price: $249,000
5 bd / 3 ba
Latest sale: $30,000
Latest rent: —
Photo unavailable
126 Sherman St
sold · 0.12 mi
Price: $114,395
4 bd / 1 ba · 1,728 sqft
Latest sale: $114,395
Latest rent: —
Photo unavailable
124 Sherman St
sold · 0.12 mi
Price: $22,000
3 bd / 1 ba · 1,514 sqft
Latest sale: $22,000
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Forced-air heating system is present and functional (thermostat and floor vents visible in photos).
- Water heater and main plumbing are functional but were not photographed; hot water presumed available.
- Smoke detector visible in living area is wired/working; additional detectors (especially near sleeping areas) may be required.
- No active roof leaks or major foundation movement beyond visible mortar wear (no interior stains or sagging ceilings observed).
- Electrical panel condition and labeling are unknown; outlets visible have covers but kitchen GFCI is not visible and likely absent.
- Fireplace is shown but condition inside is uncertain; assume it requires professional inspection and/or to be made non-operational for rental.
- Photos represent typical current condition; seller disclosures or an onsite inspection could reveal additional issues not visible in listing images.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,372 | $71,500 | $71,500 |
| 2024 | $2,161 | $70,900 | $70,900 |
| 2023 | $1,520 | $53,400 | $53,400 |
| 2022 | $1,504 | $53,400 | $53,400 |
| 2021 | $1,504 | $53,400 | $53,400 |
| 2020 | $182 | $6,500 | $6,500 |
| 2019 | $182 | $6,500 | $6,500 |
| 2018 | $182 | $6,500 | $6,500 |
| 2017 | $182 | $6,500 | $6,500 |
| 2016 | $182 | $6,500 | $6,500 |
| 2015 | $182 | $6,500 | $6,500 |
| 2014 | $181 | $6,500 | $6,500 |
| 2013 | $2,083 | $64,800 | $64,800 |
| 2012 | $1,893 | $57,200 | $57,200 |
| 2011 | $1,836 | $57,200 | $57,200 |
| 2010 | $1,836 | $57,200 | $57,200 |
| 2009 | $1,836 | $57,200 | $57,200 |
| 2008 | $1,836 | $57,200 | $57,200 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2016-10-19 | Sold | $62,000 |
| 2013-02-14 | Sold | $6,500 |
| 2003-03-12 | Sold | $15,000 |
| 1998-10-22 | Sold | $15,000 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2024-06-11 | Listed for rent | $1,300 | — |
| 2023-07-20 | Listed for rent | $1,300 | — |
| 2020-07-27 | Listed for rent | $1,300 | — |
| 2019-12-10 | Listed for rent | $1,500 | — |
Photo Gallery
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"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "1736197",
"price_change_percentage": "+106.25%"
},
{
"date": "2021-07-28",
"price": 80000,
"listing": null,
"event_name": "Sold",
"price_sqft": 33.840947546531304,
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"price_change": 0,
"days_after_listed": null,
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},
{
"date": "2020-09-21",
"price": 0,
"listing": {
"status": "off_market",
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"list_price": 1300,
"listing_id": "2920638731",
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"last_status_change_date": "2020-09-21T10:16:01Z"
},
"event_name": "Listing removed",
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"source_name": "AppfolioUnits",
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"days_after_listed": null,
"source_listing_id": "6061786",
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},
{
"date": "2020-08-29",
"price": 1300,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1300,
"listing_id": "2920638731",
"last_update_date": "2020-08-30T03:43:00Z",
"last_status_change_date": "2020-09-21T10:16:01Z"
},
"event_name": "Listed for rent",
"price_sqft": null,
"source_name": "AppfolioUnits",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "6061786",
"price_change_percentage": null
},
{
"date": "2020-08-28",
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"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1300,
"listing_id": "2920390840",
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"last_status_change_date": "2020-08-28T03:48:06Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "AppfolioUnits",
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"days_after_listed": null,
"source_listing_id": "6052101",
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},
{
"date": "2020-08-24",
"price": 1300,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1300,
"listing_id": "2920390840",
"last_update_date": "2020-08-24T03:56:46Z",
"last_status_change_date": "2020-08-28T03:48:06Z"
},
"event_name": "Listed for rent",
"price_sqft": null,
"source_name": "AppfolioUnits",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "6052101",
"price_change_percentage": null
},
{
"date": "2020-08-24",
"price": 0,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1300,
"listing_id": "2919129227",
"last_update_date": "2020-07-30T03:43:18Z",
"last_status_change_date": "2020-08-24T03:56:46Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "AppfolioUnits",
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"days_after_listed": null,
"source_listing_id": "5993449",
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},
{
"date": "2020-07-30",
"price": 1300,
"listing": {
"status": "off_market",
"list_date": null,
"list_price": 1300,
"listing_id": "2919129227",
"last_update_date": "2020-07-30T03:43:18Z",
"last_status_change_date": "2020-08-24T03:56:46Z"
},
"event_name": "Listed for rent",
"price_sqft": null,
"source_name": "AppfolioUnits",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "5993449",
"price_change_percentage": null
},
{
"date": "2016-10-21",
"price": 62000,
"listing": null,
"event_name": "Sold",
"price_sqft": 26.22673434856176,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "1992-11-05",
"price": 29500,
"listing": null,
"event_name": "Sold",
"price_sqft": 12.478849407783418,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "4224140360",
"generated_at": "2026-02-24T23:56:16.864900Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 65.2
},
"utility_allowance": {
"zip_code": "15210",
"home_photo": "https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m563767638s-w1280.jpg",
"rent_price": 2942.0,
"loan_amount": 132000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/200-Moye-Pl_Pittsburgh_PA_15210_M42241-40360",
"bedroom_count": 5,
"interest_rate": 0.07,
"purchase_price": 165000.0,
"loan_term_years": 30,
"annual_cash_flow": 28859.94,
"mortgage_monthly": 878.2,
"payment_standard": 3656.0,
"total_amount_out": 33000.0,
"additional_photos": [
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m2505355366s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m474219986s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m944513641s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m422065490s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m3100889976s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m2666221696s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m2502476577s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m289374106s-w1280.jpg",
"https://ap.rdcpix.com/c56bedf85e8af979fdcf16a38040f19cl-m1404906210s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 39.21,
"monthly_cash_flow": 2404.99,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for a 5-bedroom unit. Property details explicitly mention 'Heating Features: Gas'.",
"utility": "heating",
"allowance": 98
},
{
"note": "Selected 'natural_gas' for a 5-bedroom unit. Property details list 'Gas Stove' under 'Inclusions'.",
"utility": "cooking",
"allowance": 12
},
{
"note": "Selected 'natural_gas' for a 5-bedroom unit. Assumed gas water heating due to gas heating and cooking, which is common. This is the more expensive option compared to an electric heat pump, but more likely than standard electric.",
"utility": "water_heating",
"allowance": 35
},
{
"note": "Fixed allowance for general electric use in a 5-bedroom unit, covering lights and other tenant plug-in appliances.",
"utility": "other_electric",
"allowance": 108
},
{
"note": "Fixed allowance for a 5-bedroom unit. Air conditioning is not mentioned as landlord-provided, so tenant responsibility is assumed.",
"utility": "air_conditioning",
"allowance": 29
},
{
"note": "Fixed allowance for a 5-bedroom unit. Property details confirm 'Water Source: Public'.",
"utility": "water",
"allowance": 172
},
{
"note": "Fixed allowance for a 5-bedroom unit. Property details confirm 'Sewer: Public'.",
"utility": "sewer",
"allowance": 242
},
{
"note": "Allowance is $0 because property details list 'Refrigerator' under 'Inclusions', meaning it is provided by the landlord.",
"utility": "refrigerator",
"allowance": 0
},
{
"note": "Fixed allowance for a 5-bedroom unit. A microwave is not listed as an included appliance, so the cost for a tenant-owned one is included.",
"utility": "range_microwave",
"allowance": 18
},
{
"note": "Allowance is $0 as the utility schedule has no value for this item, implying it is typically handled by the municipality or landlord.",
"utility": "trash_collection",
"allowance": 0
}
],
"cash_on_cash_return": 0.87,
"down_payment_amount": 33000.0,
"property_tax_annual": 2443.16,
"property_tax_monthly": 203.6,
"property_tax_increase": 0.03,
"utility_allowance_total": 714.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 18321.55,
"property_management_monthly": 294.2,
"monthly_cash_flow_after_debt": 1526.8,
"cash_on_cash_return_after_debt": 0.56
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely cosmetically updated and could be made Section 8 / HCV inspection-ready with minor to moderate fixes. Major visible structural or life-safety failures were not observed in the photos. Primary items to address before inspection: verify and install required smoke/CO detectors, confirm or add GFCI protection in kitchen, service or permanently cap/inspection of the fireplace, repair/level front stoop and replace decayed exterior timbers, and confirm heating, hot water, electrical panel and roof/chimney condition. With those actions the home is likely to pass an initial HCV/NSPIRE inspection in 1–4 weeks depending on contractor scheduling.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recent cosmetic updates: fresh paint, intact laminate flooring, cabinets and countertops in fair condition. Kitchen appliances (stove and refrigerator) are present. Minor deferred items visible: hearth/fireplace is dirty and likely needs servicing or closure for tenant safety, a few vent/register covers appear displaced, and the front concrete/stoop and timbered planting beds show wear and minor deterioration. No large areas of peeling paint or visible collapsed finishes. Overall mostly cosmetic and easy-to-fix items; missing or displaced vent covers and concrete patching are low-to-moderate effort."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 68.0,
"rationale": "No obvious life-threatening hazards visible in photos: ceilings intact, interior stair handrail present, no visible exposed wiring, and registers/thermostat indicate a functioning heating distribution. A round device that appears to be a smoke detector is visible in the living area. However there are important unknowns or probable deficiencies: no carbon monoxide detector is visible (required where fuel-burning appliances/heating exist), no clearly visible GFCI-protected receptacle at the kitchen sink area, and the fireplace condition/clearances are unclear and should be certified or capped. Front stoop has uneven/cracked concrete that is a trip hazard. Entry door detail (deadbolt) not clearly visible. Given these, moderate NSPIRE risk remains until CO detection, GFCI, and fireplace/stoop issues are confirmed/resolved."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 65.0,
"rationale": "Photos show vents and a thermostat, and the presence of a gas range, suggesting a forced-air heating system and functioning kitchen utilities. Major elements (electrical panel, water heater, furnace/boiler, and sewer) are not shown. Roof/shingles appear intact from distance but are aged; chimney shows some wear. No visible active leaks, standing water, or collapsed ceilings. Because major system equipment locations and ages are unknown from photos, score reflects likely operability but material uncertainty — inspector should verify heating operation, hot water, electrical panel labeling and functionality, and roof/chimney condition."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Exterior siding and masonry appear generally intact and paint/stucco looks serviceable. The property sits on a corner lot with a raised planting bed made from decaying railroad ties/wood that will require replacement or repair. Front concrete walkway/stoop shows cracking and uneven areas creating trip hazards. Steps to neighbor side show deterioration. Satellite dishes attached to siding may need removal. No visible major foundation failure from photos, but some brick/chimney mortar wear is apparent. Overall serviceable but needs moderate exterior repairs and cleanup."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Forced-air heating system is present and functional (thermostat and floor vents visible in photos).",
"Water heater and main plumbing are functional but were not photographed; hot water presumed available.",
"Smoke detector visible in living area is wired/working; additional detectors (especially near sleeping areas) may be required.",
"No active roof leaks or major foundation movement beyond visible mortar wear (no interior stains or sagging ceilings observed).",
"Electrical panel condition and labeling are unknown; outlets visible have covers but kitchen GFCI is not visible and likely absent.",
"Fireplace is shown but condition inside is uncertain; assume it requires professional inspection and/or to be made non-operational for rental.",
"Photos represent typical current condition; seller disclosures or an onsite inspection could reveal additional issues not visible in listing images."
],
"overall_score": 68.0,
"rubric_version": "2026-02-24-v1"
},
{
"summary": "Overall condition is moderately good; interior is largely cosmetic-renovated and appliances present, but there are inspection-risk items that need repair before a Housing Choice Voucher/NSPIRE inspection will reliably pass. The highest risks are the deteriorated front steps and missing handrail, porch soffit/fascia openings, and unconfirmed CO/GFCI protection. Expect 30–60 days of work (primarily exterior structural/ safety fixes plus verifying mechanical/electrical compliance) to reach turnkey readiness.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 70.0,
"rationale": "Interior appears freshly painted with intact flooring and cabinetry; kitchen has refrigerator and stove present. Visible minor deferred maintenance: floor vent cover displaced, some trim/finish work, fireplace is dirty and may need repair/closure if non-operational. Exterior shows crumbling concrete steps and decayed timber planters. Missing/loose small items are easy-to-fix; overall moderate cosmetic work required but no widespread interior structural damage visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 45.0,
"rationale": "Several safety concerns observable: front walkway/steps have crumbling concrete and no handrail on the raised steps (trip/fall hazard). Porch soffit/fascia has visible open holes under the porch roof which could allow pests/water entry. A smoke detector is visible in a main living area, but no carbon monoxide alarm is visible in photos (gas range present). GFCI protection at kitchen sink not visible. Bedroom egress cannot be fully confirmed from photos. These conditions present moderate-to-high NSPIRE risk; exterior stairs/handrail condition likely to fail inspection unless repaired."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 60.0,
"rationale": "Photos show forced-air registers and a thermostat, indicating central heating/air likely present; kitchen has a gas range and a modern refrigerator. Roof and shingles visible from street look serviceable with no obvious active leaks. Electrical panel and water heater not shown, so condition is assumed average for property age. Given lack of visible severe system distress but limited verification of serviceability, score is mid-range."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 60.0,
"rationale": "Siding and roof appear generally intact from street photos. However the front concrete steps are deteriorated, the raised timber planter is decayed, and porch fascia/soffit shows missing/rotten sections. Sidewalk and approach present trip hazards. Yard/drive access on corner lot is fine but visible exterior finish and porch repairs are needed to meet safe-access standards."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Missing/insufficient handrail and crumbling concrete on front steps — trip/fall hazard (likely immediate NSPIRE fail).",
"Porch soffit/fascia openings and missing trim allow potential water intrusion/pest entry and may indicate deferred exterior maintenance.",
"No visible carbon monoxide alarm in photos while a gas range is present (CO detector likely required).",
"Kitchen GFCI protection not visible near sink — may be required for safety compliance."
],
"confidence": 0.65,
"assumptions": [
"Central heating/forced-air system is present and functional (thermostat and floor registers visible) though not directly tested in photos.",
"Hot water heater and main electrical panel exist and are serviceable though not visible in provided photos.",
"Smoke detector shown in living area is installed/functional; additional detectors and CO alarms may be required but were not visible in photos.",
"Bedroom windows provide required emergency egress or can be upgraded if needed; egress not fully verifiable from images.",
"Kitchen outlets near sink may lack GFCI protection (not visible); assume upgrades could be required.",
"Fireplace is likely decorative or unused; if functional, it will require flue/chimney inspection and a clean/repair prior to use."
],
"overall_score": 60.0,
"rubric_version": "2026-02-24_v1"
},
{
"summary": "Likely to pass a Housing Choice Voucher initial inspection after addressing a handful of moderate safety and code items. Interior is mostly move-in ready cosmetically with working appliances shown; main inspection risks are missing/required safety devices (carbon monoxide alarm, confirm GFCI), open fireplace requiring inspection or securing, and front entry hazards (missing handrail and broken concrete steps). Mechanical systems appear present but are unverified (water heater/electrical panel not shown). Expected to be rent-ready within 2–4 weeks if the identified safety items and exterior step/retaining repairs are completed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior appears recently painted with intact laminate flooring and serviceable cabinetry; kitchen has range and refrigerator present. Minor exterior deferred maintenance visible: cracked concrete steps at the front, deteriorated timber retaining beds and some worn trim. Fireplace and hearth show soot and will need cleaning/inspection or a secure barrier if used. Overall cosmetic condition is good-to-fair and missing items are mostly easy/medium repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "At least one ceiling smoke alarm is visible in photos. Floor registers and a thermostat are present suggesting central heat. Significant safety concerns: the front entry steps lack a visible handrail (trip/fall risk) and concrete edges are broken; the front porch/entry area shows a low wall and no guardrail where there is an abrupt drop to the sidewalk/yard. No carbon monoxide alarm is visible in photos (likely required for gas appliances). GFCI protection at the kitchen sink is not visible. The open fireplace needs flue/chimney verification and a protective barrier. No obvious exposed wiring or severe water damage observed. These items create moderate NSPIRE risk that must be addressed prior to move-in."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical health",
"score": 65.0,
"rationale": "Visible floor registers and a wall thermostat indicate a forced-air heating system; condition unknown but vents appear intact. Kitchen sink, faucet and visible plumbing appear functional; gas range present (needs confirmation of safe connection). Electrical panel and water heater not photographed. Roof appears intact from front elevation photos with no visible active leaks, but it looks aged and chimney flashing should be checked. Systems appear functional but unverified — moderate risk until mechanicals/water heater/electrical panel are inspected."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Siding and brick porch facade generally in fair condition; roofline looks straight with no visible sag. The property is on a steep corner lot — good curb appeal but the graded site and timber retaining walls show decay and could present trip/fall or drainage issues. Front concrete steps and sidewalk are cracked/uneven. No visible signs of major foundation movement or standing water in photos. Overall exterior is serviceable but needs targeted repairs (steps, retaining timber, possible minor trim/flashings)."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Missing/absent handrail on front entry steps (trip/fall hazard).",
"Cracked/uneven front concrete steps and sidewalk (trip hazard).",
"Open/uninspected fireplace and chimney (needs flue inspection, possible secure barrier).",
"No visible carbon monoxide alarm in photos (likely required with gas appliances).",
"No visible GFCI outlet near kitchen sink in photos (required for kitchen safety).",
"Deteriorated timber retaining beds at front — potential rot/settlement and trip hazard."
],
"confidence": 0.7,
"assumptions": [
"Smoke alarm shown in photos is functional; additional smoke alarms and CO detector may be required and are not visible.",
"Heating system is central forced-air (inferred from floor registers and thermostat) and operable; no direct photo of furnace or boiler.",
"Water heater and electrical panel are present but not photographed; their condition is unknown.",
"Kitchen range is gas (appears to be) — proper gas shutoff and venting will be required.",
"Bedrooms and bathroom(s) are present as listed (5 beds/2 baths) but not all were photographed; bedroom egress assumed adequate based on window sizes visible.",
"No evidence of active roof leaks or major structural movement from exterior/interior photos; hidden issues could exist but none are obvious in supplied images."
],
"overall_score": 73.0,
"rubric_version": "2026-02-hcv-nspire-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "200 Moye Pl, Pittsburgh, PA, 15210",
"aggregate": {
"summary": "Overall the property appears largely cosmetically updated and could be made Section 8 / HCV inspection-ready with minor to moderate fixes. Major visible structural or life-safety failures were not observed in the photos. Primary items to address before inspection: verify and install required smoke/CO detectors, confirm or add GFCI protection in kitchen, service or permanently cap/inspection of the fireplace, repair/level front stoop and replace decayed exterior timbers, and confirm heating, hot water, electrical panel and roof/chimney condition. With those actions the home is likely to pass an initial HCV/NSPIRE inspection in 1–4 weeks depending on contractor scheduling.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 73.3,
"rationale": "Interior photos show recent cosmetic updates: fresh paint, intact laminate flooring, cabinets and countertops in fair condition. Kitchen appliances (stove and refrigerator) are present. Minor deferred items visible: hearth/fireplace is dirty and likely needs servicing or closure for tenant safety, a few vent/register covers appear displaced, and the front concrete/stoop and timbered planting beds show wear and minor deterioration. No large areas of peeling paint or visible collapsed finishes. Overall mostly cosmetic and easy-to-fix items; missing or displaced vent covers and concrete patching are low-to-moderate effort."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 63.3,
"rationale": "Exterior siding and masonry appear generally intact and paint/stucco looks serviceable. The property sits on a corner lot with a raised planting bed made from decaying railroad ties/wood that will require replacement or repair. Front concrete walkway/stoop shows cracking and uneven areas creating trip hazards. Steps to neighbor side show deterioration. Satellite dishes attached to siding may need removal. No visible major foundation failure from photos, but some brick/chimney mortar wear is apparent. Overall serviceable but needs moderate exterior repairs and cleanup."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 57.7,
"rationale": "No obvious life-threatening hazards visible in photos: ceilings intact, interior stair handrail present, no visible exposed wiring, and registers/thermostat indicate a functioning heating distribution. A round device that appears to be a smoke detector is visible in the living area. However there are important unknowns or probable deficiencies: no carbon monoxide detector is visible (required where fuel-burning appliances/heating exist), no clearly visible GFCI-protected receptacle at the kitchen sink area, and the fireplace condition/clearances are unclear and should be certified or capped. Front stoop has uneven/cracked concrete that is a trip hazard. Entry door detail (deadbolt) not clearly visible. Given these, moderate NSPIRE risk remains until CO detection, GFCI, and fireplace/stoop issues are confirmed/resolved."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 63.3,
"rationale": "Photos show vents and a thermostat, and the presence of a gas range, suggesting a forced-air heating system and functioning kitchen utilities. Major elements (electrical panel, water heater, furnace/boiler, and sewer) are not shown. Roof/shingles appear intact from distance but are aged; chimney shows some wear. No visible active leaks, standing water, or collapsed ceilings. Because major system equipment locations and ages are unknown from photos, score reflects likely operability but material uncertainty — inspector should verify heating operation, hot water, electrical panel labeling and functionality, and roof/chimney condition."
}
],
"red_flags": [],
"confidence": 0.73,
"assumptions": [
"Forced-air heating system is present and functional (thermostat and floor vents visible in photos).",
"Water heater and main plumbing are functional but were not photographed; hot water presumed available.",
"Smoke detector visible in living area is wired/working; additional detectors (especially near sleeping areas) may be required.",
"No active roof leaks or major foundation movement beyond visible mortar wear (no interior stains or sagging ceilings observed).",
"Electrical panel condition and labeling are unknown; outlets visible have covers but kitchen GFCI is not visible and likely absent.",
"Fireplace is shown but condition inside is uncertain; assume it requires professional inspection and/or to be made non-operational for rental.",
"Photos represent typical current condition; seller disclosures or an onsite inspection could reveal additional issues not visible in listing images."
],
"score_method": "mean_of_criteria",
"overall_score": 65.2,
"rubric_version": "2026-02-24-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4224140360"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.