Property ID: 4305010604
116 Walter St, Pittsburgh, PA, 15210
Pittsburgh, PA
Money Down: $32,400
CoC Return: 52.87%
Monthly Cash Flow: $1,428
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$27,000
Closing Costs
$5,400
Total Down
$32,400
Investment Snapshot
Purchase Price
$135,000
Money Down
$32,400
Cash-on-Cash Return
52.87%
Rent
$2,480
Monthly Cash Flow
$1,428
Annual Cash Flow
$17,131
Debt Service / Mo
$719
Property Tax / Mo
$59
Insurance / Mo
$27
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,480
Payment Standard
$2,952
Rent
$2,480
Insurance
$27
Property Tax
$59
Management
$248
Utilities Allowance
$472
NOI (Monthly)
$2,146
Debt Service
$719
Cash Flow After Debt
$1,428
Quality Score: 75.90%
Confidence: 92.00%
This 3-bed single-family appears largely turnkey for Section 8 tenancy after minor, routine preparations. Cosmetic rehab is recent (paint, flooring, kitchen, bath) and listing notes updated wiring and plumbing. Main risks for an initial NSPIRE inspection are missing/undocumented smoke and carbon monoxide detectors, unconfirmed GFCI protection in kitchen/bath, and lack of visual confirmation of the electrical panel and water heater. No visible structural issues, active leaks, or major safety hazards were observed. Expected path to pass: address detectors and any required GFCI outlets, confirm and document mechanical items (panel labeling, water heater, HVAC service), and perform a short pre-inspection checklist — likely rent-ready within 2–4 weeks.
Section 8 Payment Standard
$2,952
Utility Allowance Total
$472
Guaranteed Section 8 Rent (PS - Utilities)
$2,480
Property Management
$248
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$135,000
Beds
3
Baths
1
Living Area
1,395 sqft
Lot Size
2,614 sqft
Year Built
1900
Days on Market
143
Capital Outlay
$32,400
Debt Service
$719
Property Tax / Mo
$59
Insurance / Mo
$27
Property Description
Remarks Beautifully remodeled home just waiting for it's new owner! Would be a fantastic AirBnb due to its location. Would also make a great starter home or rental. This home is one block off of Warrington Ave and close to everything in the city. Easy access to Route 51, the Parkways, and Downtown. Spacious rooms for you to spread out in. Brand new kitchen with gas stove and refrigerator included. Freshly painted throughout. All of the carpet and vinyl flooring is also new. The house has mostly new wiring and all of the plumbing has been redone. The bathroom is updated with new fixtures. All of the lighting has been replaced as well. Lovely front porch for your outdoor enjoyment. The back yard has a patio area with a nice shed for storage and the shed has a brand new roof. There are two off-street parking spots behind the shed. The whole yard is wrapped with shrubs, giving great privacy.
Utility Allowances
heating
$82
Property has gas heating ('Forced Air, Gas'). Selected 'natural_gas' option from schedule.
cooking
$8
Property includes a gas stove. Selected 'natural_gas' option from schedule.
water_heating
$24
Water heater fuel not specified. Inferred 'natural_gas' to be consistent with gas heating and cooking.
air_conditioning
$17
Property lists 'Wall/Window Unit(s),' which are typically paid for by the tenant via electricity usage. Allowance is for electricity cost.
other_electric
$75
Standard allowance for lights and tenant-supplied appliances.
water
$101
Property is connected to public water.
sewer
$147
Property is connected to public sewer.
range_microwave
$18
A microwave is not listed as a provided appliance. This allowance is for a tenant-owned microwave.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$222
DP3 Annual Estimate$424
DP1 Monthly Equivalent$18
DP3 Monthly Equivalent$35
Replacement Value$24,700
Basis1,395 sqft / 1900
Nearby Houses
Photo unavailable
201 Millbridge St Unit Allentown
off_market · 0.04 mi
Price: $1,599
2 bd / 1 ba
Latest sale: —
Latest rent: —
Photo unavailable
705 E Warrington Ave
for_sale · 0.05 mi
Price: $235,000
2 bd / 2 ba
Latest sale: —
Latest rent: —
Photo unavailable
722 Excelsior St
for_sale · 0.10 mi
Price: $31,223
— bd / — ba
Latest sale: $2,500 on Jun 10, 2020
Latest rent: —
Photo unavailable
740 Climax St
sold · 0.10 mi
Price: $59,000
4 bd / 2 ba · 1,748 sqft
Latest sale: $59,000 on Jul 11, 2025
Latest rent: $1,750 on Dec 30, 2025
Photo unavailable
39 Allen St
off_market · 0.11 mi
Price: $1,449
3 bd / 2 ba · 2,022 sqft
Latest sale: $38,500
Latest rent: —
Photo unavailable
39 Allen St Unit Allentown
off_market · 0.11 mi
Price: $1,499
3 bd / 2 ba · 2,022 sqft
Latest sale: —
Latest rent: —
Photo unavailable
624 Excelsior St Unit Allentown
off_market · 0.12 mi
Price: $1,775
4 bd / 2 ba
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors on pictured ceilings or near sleeping areas (required).
- No visible carbon monoxide detector (required because gas stove is present).
- GFCI protection in kitchen and bathroom not confirmed by photos.
- Main roof condition is not fully confirmed (appears aged) — roof condition unknown and should be verified.
Assumptions
- Kitchen appliances (gas stove and refrigerator) are included and functional as stated in listing.
- Heating is provided by a forced-air system (floor vents and thermostat visible); system is operational though not photographed as a furnace.
- Plumbing and much of the wiring were redone per listing; that work was completed to code but full documentation is not provided.
- Smoke detectors and carbon monoxide detectors are not installed or not visible in photos; they will need verification/installation before inspection.
- Electrical panel, water heater, and GFCI outlets exist but were not photographed; their condition is unconfirmed and could affect final inspection.
- Bedrooms have adequate egress via the visible windows; measurements were not provided but windows appear standard size for egress.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $687 | $27,800 | $27,800 |
| 2024 | $640 | $27,800 | $27,800 |
| 2023 | $640 | $27,800 | $27,800 |
| 2022 | $632 | $27,800 | $27,800 |
| 2021 | $632 | $27,800 | $27,800 |
| 2020 | $629 | $27,800 | $27,800 |
| 2019 | $629 | $27,800 | $27,800 |
| 2018 | $629 | $27,800 | $27,800 |
| 2017 | $629 | $27,800 | $27,800 |
| 2016 | $636 | $27,800 | $27,800 |
| 2015 | $636 | $27,800 | $27,800 |
| 2014 | $609 | $27,800 | $27,800 |
| 2013 | $728 | $27,800 | $27,800 |
| 2012 | $757 | $24,900 | $24,900 |
| 2011 | $732 | $24,900 | $24,900 |
| 2010 | $732 | $24,900 | $24,900 |
| 2009 | $732 | $24,900 | $24,900 |
| 2008 | $291 | $24,900 | $9,900 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2008-01-11 | Sold | $22,000 |
Photo Gallery
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"building": 20600
}
},
{
"tax": 732,
"year": 2011,
"market": {
"land": 4300,
"total": 24900,
"building": 20600
},
"assessment": {
"land": 4300,
"total": 24900,
"building": 20600
}
},
{
"tax": 732,
"year": 2010,
"market": {
"land": 4300,
"total": 24900,
"building": 20600
},
"assessment": {
"land": 4300,
"total": 24900,
"building": 20600
}
},
{
"tax": 732,
"year": 2009,
"market": {
"land": 4300,
"total": 24900,
"building": 20600
},
"assessment": {
"land": 4300,
"total": 24900,
"building": 20600
}
},
{
"tax": 291,
"year": 2008,
"market": {
"land": 4300,
"total": 24900,
"building": 20600
},
"assessment": {
"land": 4300,
"total": 9900,
"building": 5600
}
}
],
"property_history": [
{
"date": "2025-11-17",
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"status": "for_sale",
"list_date": "2025-11-17T00:18:29Z",
"list_price": 135000,
"listing_id": "2988643574",
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},
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{
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{
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{
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{
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{
"date": "2025-07-15",
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{
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{
"date": "2025-06-24",
"price": 175000,
"listing": {
"status": "off_market",
"list_date": "2025-06-24T18:04:02Z",
"list_price": 159900,
"listing_id": "2983463659",
"last_update_date": "2025-09-18T16:48:35Z",
"last_status_change_date": "2025-10-26T02:29:43Z"
},
"event_name": "Listed",
"price_sqft": 125.44802867383513,
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"source_listing_id": "1707588",
"price_change_percentage": "+695.45%"
},
{
"date": "2008-01-11",
"price": 22000,
"listing": null,
"event_name": "Sold",
"price_sqft": 15.770609318996415,
"source_name": "Public Record",
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"days_after_listed": null,
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}
],
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}
},
"rmn_listing_attribution": false
},
"property_id": "4305010604",
"generated_at": "2026-02-24T23:58:34.928802Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 75.9
},
"utility_allowance": {
"zip_code": "15210",
"home_photo": "https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m504232677s-w1280.jpg",
"rent_price": 2480.0,
"loan_amount": 108000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/116-Walter-St_Pittsburgh_PA_15210_M43050-10604",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 135000.0,
"loan_term_years": 30,
"annual_cash_flow": 25753.39,
"mortgage_monthly": 718.53,
"payment_standard": 2952.0,
"total_amount_out": 27000.0,
"additional_photos": [
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m1770126093s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m3678611748s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m2421960070s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m3487303623s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m2021148811s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m1473548205s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m1522400536s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m933581973s-w1280.jpg",
"https://ap.rdcpix.com/c80031e3bb73e421178ed226dd35cccfl-m82605841s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 26.92,
"monthly_cash_flow": 2146.12,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has gas heating ('Forced Air, Gas'). Selected 'natural_gas' option from schedule.",
"utility": "heating",
"allowance": 82
},
{
"note": "Property includes a gas stove. Selected 'natural_gas' option from schedule.",
"utility": "cooking",
"allowance": 8
},
{
"note": "Water heater fuel not specified. Inferred 'natural_gas' to be consistent with gas heating and cooking.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "Property lists 'Wall/Window Unit(s),' which are typically paid for by the tenant via electricity usage. Allowance is for electricity cost.",
"utility": "air_conditioning",
"allowance": 17
},
{
"note": "Standard allowance for lights and tenant-supplied appliances.",
"utility": "other_electric",
"allowance": 75
},
{
"note": "Property is connected to public water.",
"utility": "water",
"allowance": 101
},
{
"note": "Property is connected to public sewer.",
"utility": "sewer",
"allowance": 147
},
{
"note": "A microwave is not listed as a provided appliance. This allowance is for a tenant-owned microwave.",
"utility": "range_microwave",
"allowance": 18
}
],
"cash_on_cash_return": 0.95,
"down_payment_amount": 27000.0,
"property_tax_annual": 707.61,
"property_tax_monthly": 58.97,
"property_tax_increase": 0.03,
"utility_allowance_total": 472.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 17131.07,
"property_management_monthly": 248.0,
"monthly_cash_flow_after_debt": 1427.59,
"cash_on_cash_return_after_debt": 0.63
},
"section8_assessment": {
"runs": [
{
"summary": "This 3-bed single-family appears largely turnkey for Section 8 tenancy after minor, routine preparations. Cosmetic rehab is recent (paint, flooring, kitchen, bath) and listing notes updated wiring and plumbing. Main risks for an initial NSPIRE inspection are missing/undocumented smoke and carbon monoxide detectors, unconfirmed GFCI protection in kitchen/bath, and lack of visual confirmation of the electrical panel and water heater. No visible structural issues, active leaks, or major safety hazards were observed. Expected path to pass: address detectors and any required GFCI outlets, confirm and document mechanical items (panel labeling, water heater, HVAC service), and perform a short pre-inspection checklist — likely rent-ready within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos plus listing indicate a recent cosmetic remodel: fresh paint, new carpeting and vinyl, replaced light fixtures, updated bathroom, and a brand-new kitchen with gas stove and refrigerator included. Porch and front steps appear sound and painted. Minor visible deferred maintenance only at the narrow side yard/neighbor connection where adjacent siding shows peeling; no evidence of collapsed surfaces, exposed subfloor, or major water damage. Overall turnkey cosmetically with only routine touch-ups expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No visible exposed wiring, floor vents and a wall thermostat indicate a functioning heating distribution. Entry door has a second lock (deadbolt) visible. Bedrooms show windows that likely provide egress, and listing states plumbing and much of the wiring were redone. However, no smoke detectors or carbon monoxide detectors are visible in the pictured ceilings or hallways (required on each level and outside sleeping areas; CO required with gas appliances). GFCI protection in kitchen/bathrooms is not visible in photos. Because many items (detectors, GFCI, electrical panel labeling) cannot be confirmed from photos, there is moderate NSPIRE risk even though no immediate life-threatening hazards are observed."
},
{
"key": "systems_mechanical",
"label": "Major systems: HVAC, electrical, plumbing, roof, water heater",
"score": 75.0,
"rationale": "Listing claims mostly new wiring and all plumbing redone; photos show floor vents and thermostat suggesting forced-air heating present. Kitchen has a gas stove (photo/listing) indicating gas services are connected. Roof on the main house appears aged from exterior photos but shows no visible sagging or active leaks; shed roof is new per listing. Water heater and electrical service/panel are not shown. Given documented recent work on wiring and plumbing and visible venting, systems are likely functional but several components (panel, water heater, full roof condition) remain unconfirmed."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, walkways, yard, parking",
"score": 78.0,
"rationale": "Siding appears intact and porch decking/steps look solid and freshly painted. Mature hedges provide privacy; two off-street parking spaces are described behind the shed (not pictured directly). Sidewalk and curb ramp visible and generally satisfactory. Neighboring building shows some peeling siding which is a localized adjacency issue but not a direct failure of this property. No visible standing water, major foundation cracks, or missing guardrails. Yard and access look serviceable for tenancy."
}
],
"red_flags": [
"No visible smoke detectors on pictured ceilings or near sleeping areas (required).",
"No visible carbon monoxide detector (required because gas stove is present).",
"GFCI protection in kitchen and bathroom not confirmed by photos.",
"Main roof condition is not fully confirmed (appears aged) — roof condition unknown and should be verified."
],
"confidence": 0.7,
"assumptions": [
"Kitchen appliances (gas stove and refrigerator) are included and functional as stated in listing.",
"Heating is provided by a forced-air system (floor vents and thermostat visible); system is operational though not photographed as a furnace.",
"Plumbing and much of the wiring were redone per listing; that work was completed to code but full documentation is not provided.",
"Smoke detectors and carbon monoxide detectors are not installed or not visible in photos; they will need verification/installation before inspection.",
"Electrical panel, water heater, and GFCI outlets exist but were not photographed; their condition is unconfirmed and could affect final inspection.",
"Bedrooms have adequate egress via the visible windows; measurements were not provided but windows appear standard size for egress."
],
"overall_score": 78.0,
"rubric_version": "2026-02-24_v1"
},
{
"summary": "Overall the property appears to be in good, recently renovated condition and would likely pass a Housing Choice Voucher initial inspection with minor, straightforward fixes. Primary near-term requirements are verification/installation of smoke and carbon monoxide detectors (required with a gas stove), confirmation or installation of GFCI protection in kitchen/bath, and documentation of updated electrical/plumbing work or service records. Mechanical equipment (furnace, water heater, electrical panel) was not photographed and should be verified prior to inspection. Exterior and interior show no visible structural or life-safety failures; expect to be rent-ready within 1–4 weeks after addressing detector/GFCI items and providing mechanical documentation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 80.0,
"rationale": "Listing and photos show a freshly remodeled interior: new paint, new carpet and vinyl, updated bathroom fixtures, replaced light fixtures, and a brand-new kitchen with gas stove and refrigerator included. Exterior siding, porch decking and shed roof appear recently maintained. Minor cosmetic items visible: some dirt on siding, lattice under porch could be better secured, and hedges are overgrown but manageable. No major visible interior damage (no collapsed ceilings, large holes, or exposed subfloor). Missing small items commonly required for turnover (smoke/CO detectors, GFCI outlets) are not pictured and were not confirmed in the listing; these are treated as small, fixable items rather than major repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 65.0,
"rationale": "Potential safety risks based on photos and listing: no smoke detectors or carbon monoxide detectors are visible in interior photos (required for HCV with gas appliances). The entry door shows a deadbolt and looks secure. No exposed wiring or obvious electrical hazards are visible; listing states 'mostly new wiring' which is positive but the electrical panel is not shown. Kitchen and bathroom GFCI protection is not visible. Windows are present in bedrooms but egress sizing cannot be confirmed from photos. Porch has knee walls rather than open railings; no loose or missing guardrails are apparent. No visible mold, active leaks or standing water. Because detectors and GFCI are missing/unverified and egress is unconfirmed, there is a moderate NSPIRE risk that will need quick fixes or documentation to pass."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 70.0,
"rationale": "Listing claims plumbing has been redone and 'mostly new wiring.' Interior photos show floor/return vents indicating a forced-air heating/AC system or at least ducting, but no furnace/boiler or water heater is shown in photos (location not provided). Roof appears intact in exterior photos; chimney looks solid. Stove is gas and included. Drainage looks typical for an urban lot; no visible settling or major foundation cracks. Because core systems are reported updated but equipment (furnace, water heater, electrical panel) is not photographed, system condition is likely good but not fully verifiable without mechanical inspections or service records."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 80.0,
"rationale": "Exterior photos show intact siding, a sound front porch and steps, two off-street parking spots behind the shed, and a well-maintained hedge providing privacy. Sidewalks and walkways show typical urban wear but no trip hazards or standing water visible. The shed has a new roof per listing. The tall hedge may partially block visibility of windows from the street and could impede emergency access to some windows; otherwise the site appears tidy and without significant neglect or infestation evidence."
}
],
"red_flags": [
"No visible smoke detectors in interior photos (required).",
"No visible carbon monoxide alarm (required for gas appliances).",
"GFCI protection in kitchen/bath not visible — likely needed.",
"Mechanical equipment (furnace/boiler, water heater, electrical panel) not shown — requires verification/service records.",
"Bedroom egress sizing is unverified from photos and may fail if windows are too small."
],
"confidence": 0.65,
"assumptions": [
"Appliances (gas stove and refrigerator) included as stated in listing and are functional.",
"Listing statement 'mostly new wiring' and 'all plumbing has been redone' is accurate but supporting permits/receipts may be required; wiring and plumbing appear cosmetically updated.",
"Heating system exists and is operable (floor/return vents visible), although the furnace/boiler and water heater locations are not shown in photos.",
"No severe hidden issues (roof leaks, foundation movement, major mold) are present since none are visible; however photo set is limited and interior systems were not inspected.",
"Smoke and carbon monoxide detectors, and GFCI outlets, are not present or not visible in the photos and will need verification/installation.",
"Bedroom windows provide adequate egress but sizing and operational condition are unconfirmed from photos."
],
"overall_score": 74.0,
"rubric_version": "2026-02-24_v1"
},
{
"summary": "Overall this single-family property appears to be in good, recently remodeled condition and is likely to pass an initial Housing Choice Voucher (Section 8 / NSPIRE) inspection after a short punchlist. Primary likely fixes before a passing inspection: install/verify smoke and CO detectors, add a code-compliant handrail on the front steps, verify/label GFCI protection in kitchen/bath, and confirm functioning furnace/water heater/electrical panel. With those minor items addressed it should be rent-ready within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: fresh paint, new carpet and vinyl, new light fixtures and updated bathroom and kitchen per listing and photos. Kitchen appliances (gas stove, refrigerator) are stated as included. Exterior porch and decking are intact but show minor cosmetic lattice/paint work. No visible severe cosmetic deferred maintenance. Missing/absent small items (threshold trim, porch handrail) are easy-to-fix capital items but do reduce turnkey readiness slightly."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No exposed wiring or obvious electrical hazards visible; wiring and plumbing are described as mostly new in the listing. Bedrooms have windows that appear to provide egress. However, no smoke detectors or carbon-monoxide detectors are visible in photos (required), and the front porch steps lack a handrail (potential unsafe stair). GFCI presence in kitchen/bath cannot be confirmed from photos. These missing/unverified safety items reduce the score because they are common inspection failures if not present/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 75.0,
"rationale": "Listing reports 'mostly new wiring' and 'all plumbing has been redone' and photos show floor/vent registers consistent with a forced-air system; window AC is present. Roof and chimney are visible and show no obvious active failure in photos; shed has new roof. Water heater/furnace/electrical panel are not shown so functionality is inferred from listing and presence of vents/outlets. Because critical system documentation/visibility is missing, score is conservative but positive."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 78.0,
"rationale": "Vinyl siding and porch appear in good condition; hedges provide privacy but are very tall (may hide hazards and could restrict visibility/access). Two off-street parking spots are available behind the shed as stated. Sidewalk and driveway show typical urban wear but no standing water observed. Minor exterior items (lack of handrail on steps, some trim/lattice cosmetic work) keep this from being a perfect score."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in photos (common automatic failure point).",
"Front porch steps have no visible handrail (unsafe stairs / broken handrail risk).",
"Key mechanical components (furnace, water heater, electrical panel) are not shown — functionality must be verified prior to inspection."
],
"confidence": 0.7,
"assumptions": [
"Listing is accurate that kitchen appliances (gas stove and refrigerator) are included and installed correctly.",
"Wiring described as 'mostly new' implies no active exposed wiring hazards and electrical panel meets local code or only minor work is needed.",
"Plumbing has been redone and provides working hot water and functioning fixtures though water heater is not photographed.",
"Bedrooms shown have code-compliant egress windows (based on visible window size and placement) though exact dimensions are not measured.",
"No smoke or CO detectors are visible in photos; assume they are not present or not recently installed and inspector will require verification or installation.",
"Porch steps currently lack a handrail or it is not visible; assume a handrail will be required to meet local code/inspection standards.",
"No visible mold, active leaks, structural sagging, or standing water were observed in provided photos; assume none present beyond what is shown."
],
"overall_score": 76.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "116 Walter St, Pittsburgh, PA, 15210",
"aggregate": {
"summary": "This 3-bed single-family appears largely turnkey for Section 8 tenancy after minor, routine preparations. Cosmetic rehab is recent (paint, flooring, kitchen, bath) and listing notes updated wiring and plumbing. Main risks for an initial NSPIRE inspection are missing/undocumented smoke and carbon monoxide detectors, unconfirmed GFCI protection in kitchen/bath, and lack of visual confirmation of the electrical panel and water heater. No visible structural issues, active leaks, or major safety hazards were observed. Expected path to pass: address detectors and any required GFCI outlets, confirm and document mechanical items (panel labeling, water heater, HVAC service), and perform a short pre-inspection checklist — likely rent-ready within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 83.3,
"rationale": "Interior and exterior photos plus listing indicate a recent cosmetic remodel: fresh paint, new carpeting and vinyl, replaced light fixtures, updated bathroom, and a brand-new kitchen with gas stove and refrigerator included. Porch and front steps appear sound and painted. Minor visible deferred maintenance only at the narrow side yard/neighbor connection where adjacent siding shows peeling; no evidence of collapsed surfaces, exposed subfloor, or major water damage. Overall turnkey cosmetically with only routine touch-ups expected."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, walkways, yard, parking",
"score": 78.7,
"rationale": "Siding appears intact and porch decking/steps look solid and freshly painted. Mature hedges provide privacy; two off-street parking spaces are described behind the shed (not pictured directly). Sidewalk and curb ramp visible and generally satisfactory. Neighboring building shows some peeling siding which is a localized adjacency issue but not a direct failure of this property. No visible standing water, major foundation cracks, or missing guardrails. Yard and access look serviceable for tenancy."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 66.7,
"rationale": "No visible exposed wiring, floor vents and a wall thermostat indicate a functioning heating distribution. Entry door has a second lock (deadbolt) visible. Bedrooms show windows that likely provide egress, and listing states plumbing and much of the wiring were redone. However, no smoke detectors or carbon monoxide detectors are visible in the pictured ceilings or hallways (required on each level and outside sleeping areas; CO required with gas appliances). GFCI protection in kitchen/bathrooms is not visible in photos. Because many items (detectors, GFCI, electrical panel labeling) cannot be confirmed from photos, there is moderate NSPIRE risk even though no immediate life-threatening hazards are observed."
},
{
"key": "systems_mechanical",
"label": "Major systems: HVAC, electrical, plumbing, roof, water heater",
"score": 73.3,
"rationale": "Listing claims mostly new wiring and all plumbing redone; photos show floor vents and thermostat suggesting forced-air heating present. Kitchen has a gas stove (photo/listing) indicating gas services are connected. Roof on the main house appears aged from exterior photos but shows no visible sagging or active leaks; shed roof is new per listing. Water heater and electrical service/panel are not shown. Given documented recent work on wiring and plumbing and visible venting, systems are likely functional but several components (panel, water heater, full roof condition) remain unconfirmed."
}
],
"red_flags": [
"No visible smoke detectors on pictured ceilings or near sleeping areas (required).",
"No visible carbon monoxide detector (required because gas stove is present).",
"GFCI protection in kitchen and bathroom not confirmed by photos.",
"Main roof condition is not fully confirmed (appears aged) — roof condition unknown and should be verified."
],
"confidence": 0.92,
"assumptions": [
"Kitchen appliances (gas stove and refrigerator) are included and functional as stated in listing.",
"Heating is provided by a forced-air system (floor vents and thermostat visible); system is operational though not photographed as a furnace.",
"Plumbing and much of the wiring were redone per listing; that work was completed to code but full documentation is not provided.",
"Smoke detectors and carbon monoxide detectors are not installed or not visible in photos; they will need verification/installation before inspection.",
"Electrical panel, water heater, and GFCI outlets exist but were not photographed; their condition is unconfirmed and could affect final inspection.",
"Bedrooms have adequate egress via the visible windows; measurements were not provided but windows appear standard size for egress."
],
"score_method": "mean_of_criteria",
"overall_score": 75.9,
"rubric_version": "2026-02-24_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4305010604"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.