Property ID: 4460770168
1502 Forsythe St, Pittsburgh, PA, 15212
Pittsburgh, PA
Money Down: $27,576
CoC Return: 65.32%
Monthly Cash Flow: $1,501
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$22,980
Closing Costs
$4,596
Total Down
$27,576
Investment Snapshot
Purchase Price
$114,900
Money Down
$27,576
Cash-on-Cash Return
65.32%
Rent
$2,419
Monthly Cash Flow
$1,501
Annual Cash Flow
$18,012
Debt Service / Mo
$612
Property Tax / Mo
$42
Insurance / Mo
$22
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,419
Payment Standard
$2,952
Rent
$2,419
Insurance
$22
Property Tax
$42
Management
$242
Utilities Allowance
$533
NOI (Monthly)
$2,113
Debt Service
$612
Cash Flow After Debt
$1,501
Quality Score: 70.00%
Confidence: 87.00%
Overall the property appears to be in good, mostly move-in ready condition with recent interior updates, functional kitchen appliances, and serviceable plumbing and heating elements visible. Most deficiencies are cosmetic or straightforward (floor transitions, minor trim/paint, replace/install medicine cabinet, verify/replace GFCIs). Moderate inspection risks that should be verified/addressed before an initial HCV/NSPIRE inspection are: egress compliance for the lower-level bedroom, confirming all required smoke/CO detectors and GFCI protection are installed and functional, and investigating the bathroom ceiling/drop-ceiling staining for active moisture. With these checks and minor fixes completed the home is likely to pass an initial Section 8 inspection within 1-4 weeks.
Section 8 Payment Standard
$2,952
Utility Allowance Total
$533
Guaranteed Section 8 Rent (PS - Utilities)
$2,419
Property Management
$242
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$114,900
Beds
3
Baths
2
Living Area
840 sqft
Lot Size
1,080 sqft
Year Built
1910
Days on Market
136
Capital Outlay
$27,576
Debt Service
$612
Property Tax / Mo
$42
Insurance / Mo
$22
Property Description
Discover modern comfort in this beautifully updated 3-bedroom, 2-bath home at 1502 Forsythe St, Pittsburgh. Step inside to find brand-new flooring throughout and a spacious, light-filled interior that blends contemporary design with everyday functionality. The updated kitchen and open living spaces create an inviting flow, perfect for both relaxing and entertaining. Outside, enjoy a private backyard retreat ideal for unwinding after a long day. Conveniently located near city amenities, this residence offers a harmonious balance of comfort and style-ready for you to call home!
Utility Allowances
heating
$104
Property info does not specify heating fuel type. The most expensive option (Electric) was chosen as per instructions.
cooking
$14
Property info does not specify cooking fuel type. The most expensive option (Electric) was chosen as per instructions.
water_heating
$38
Property info does not specify water heating fuel type. The most expensive option (Electric) was chosen as per instructions.
other_electric
$75
Standard allowance for general tenant electric usage in a 3-bedroom single-family detached home.
water
$101
Property is connected to public water, as stated in the listing. This is the standard allowance for a 3-bedroom single-family detached home.
sewer
$147
Property is connected to a public sewer system, as stated in the listing. This is the standard allowance for a 3-bedroom single-family detached home.
air_conditioning
$17
Standard allowance for tenant-provided air conditioning in a 3-bedroom single-family detached home.
refrigerator
$19
Refrigerator not explicitly listed as a provided appliance. Allowance is for a tenant-owned refrigerator.
range_microwave
$18
Range/Microwave not explicitly listed as a provided appliance. Allowance is for a tenant-owned range/microwave.
trash_collection
$0
The utility allowance schedule provides no value for trash collection, typically indicating it is provided by the municipality and covered by taxes.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf
https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf
https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf
https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf
https://hacp.org/doing-business/landlord-resources/
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$177
DP3 Annual Estimate$354
DP1 Monthly Equivalent$15
DP3 Monthly Equivalent$30
Replacement Value$16,000
Basis840 sqft / 1910
Nearby Houses
No nearby houses were returned.
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Possible inadequate emergency egress for lower-level/ basement bedroom — window appears small and may not meet NSPIRE egress opening requirements for a sleeping room.
- Evidence of patched/ discolored bathroom ceiling / drop-ceiling tiles — indicates prior moisture; needs inspection to rule out active leak or mold.
Assumptions
- Smoke detector(s) installed in at least living area and near bedrooms (visible device near living area) but placement/quantity not fully verified for all sleeping rooms and levels.
- Heating is electric baseboard and operational (units visible in photos); there is no central forced-air system shown.
- Water heater and main electrical panel exist and are serviceable though they are not shown in the photos.
- Appliances (refrigerator and electric range) are present and assumed operable based on listing photos.
- No active roof leaks or major foundation movement are present — exterior and roof visible in photos show no obvious failures.
- Lower-level bedroom window may not meet required egress size; inability to confirm dimensions from photos leads to a conservative safety score.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $494 | $20,000 | $20,000 |
| 2024 | $460 | $20,000 | $20,000 |
| 2023 | $460 | $20,000 | $20,000 |
| 2022 | $454 | $20,000 | $20,000 |
| 2021 | $454 | $20,000 | $20,000 |
| 2020 | $452 | $20,000 | $20,000 |
| 2019 | $452 | $20,000 | $20,000 |
| 2018 | $452 | $20,000 | $20,000 |
| 2017 | $452 | $20,000 | $20,000 |
| 2016 | $457 | $20,000 | $20,000 |
| 2015 | $457 | $20,000 | $20,000 |
| 2014 | $438 | $20,000 | $20,000 |
| 2013 | $524 | $20,000 | $20,000 |
| 2012 | $304 | $10,000 | $10,000 |
| 2011 | $294 | $10,000 | $10,000 |
| 2010 | $294 | $10,000 | $10,000 |
| 2009 | $294 | $10,000 | $10,000 |
| 2008 | $294 | $10,000 | $10,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2021-09-10 | Sold | $64,000 |
| 2017-05-08 | Sold | $44,000 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2024-03-11 | Listed for rent | $1,000 | — |
| 2019-04-16 | Listed for rent | $950 | — |
| 2017-05-04 | Listed for rent | $1,050 | — |
Photo Gallery
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"event_name": "Listed",
"price_sqft": null,
"source_name": "WestPenn",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "1269708",
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Final",
"permit_type_of_work": "Residential - electrical - various",
"permit_effective_date": "Jan 30, 2019",
"permit_project_type_1": "Electrical work",
"permit_project_type_2": "Residential",
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "4460770168",
"generated_at": "2026-02-25T00:10:24.201040Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 70.0
},
"utility_allowance": {
"zip_code": "15212",
"home_photo": "https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m259710649s-w1280.jpg",
"rent_price": 2419.0,
"loan_amount": 91920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1502-Forsythe-St_Pittsburgh_PA_15212_M44607-70168",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 114900.0,
"loan_term_years": 30,
"annual_cash_flow": 25350.88,
"mortgage_monthly": 611.55,
"payment_standard": 2952.0,
"total_amount_out": 22980.0,
"additional_photos": [
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m739050417s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m876777244s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m905396212s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m4122575847s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m1770361323s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m3626995818s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m3683253178s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m1987383636s-w1280.jpg",
"https://ap.rdcpix.com/7c4eaecdc3e8d0301f54bc11c7365e33l-m1681392651s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 22.12,
"monthly_cash_flow": 2112.57,
"property_tax_rate": 0.0168,
"_utility_allowance": {
"sources": [
"https://hacp.org/app/uploads/2025/10/2026-HCV-Utility-Allowance-Schedule.pdf",
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property info does not specify heating fuel type. The most expensive option (Electric) was chosen as per instructions.",
"utility": "heating",
"allowance": 104
},
{
"note": "Property info does not specify cooking fuel type. The most expensive option (Electric) was chosen as per instructions.",
"utility": "cooking",
"allowance": 14
},
{
"note": "Property info does not specify water heating fuel type. The most expensive option (Electric) was chosen as per instructions.",
"utility": "water_heating",
"allowance": 38
},
{
"note": "Standard allowance for general tenant electric usage in a 3-bedroom single-family detached home.",
"utility": "other_electric",
"allowance": 75
},
{
"note": "Property is connected to public water, as stated in the listing. This is the standard allowance for a 3-bedroom single-family detached home.",
"utility": "water",
"allowance": 101
},
{
"note": "Property is connected to a public sewer system, as stated in the listing. This is the standard allowance for a 3-bedroom single-family detached home.",
"utility": "sewer",
"allowance": 147
},
{
"note": "Standard allowance for tenant-provided air conditioning in a 3-bedroom single-family detached home.",
"utility": "air_conditioning",
"allowance": 17
},
{
"note": "Refrigerator not explicitly listed as a provided appliance. Allowance is for a tenant-owned refrigerator.",
"utility": "refrigerator",
"allowance": 19
},
{
"note": "Range/Microwave not explicitly listed as a provided appliance. Allowance is for a tenant-owned range/microwave.",
"utility": "range_microwave",
"allowance": 18
},
{
"note": "The utility allowance schedule provides no value for trash collection, typically indicating it is provided by the municipality and covered by taxes.",
"utility": "trash_collection",
"allowance": 0
}
],
"cash_on_cash_return": 1.1,
"down_payment_amount": 22980.0,
"property_tax_annual": 508.82,
"property_tax_monthly": 42.4,
"property_tax_increase": 0.03,
"utility_allowance_total": 533.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hacp.org/app/uploads/2018/11/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2019/02/HUD_HCV_Guidebook_-_Calculating_Rent_and_HAP_Payments.pdf",
"https://hacp.org/app/uploads/2024/12/RA-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2024/12/Tiered-Payment-Standards-effective-1.1.25.pdf",
"https://hacp.org/app/uploads/2025/09/RA-Payment-Standard-effective-1.1.26-combined-1.pdf",
"https://hacp.org/app/uploads/2025/10/RA-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/app/uploads/2025/10/Tiered-Payment-Standard-effective-1.1.26-2.pdf",
"https://hacp.org/doing-business/landlord-resources/"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 18012.33,
"property_management_monthly": 241.9,
"monthly_cash_flow_after_debt": 1501.03,
"cash_on_cash_return_after_debt": 0.78
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears to be in good, mostly move-in ready condition with recent interior updates, functional kitchen appliances, and serviceable plumbing and heating elements visible. Most deficiencies are cosmetic or straightforward (floor transitions, minor trim/paint, replace/install medicine cabinet, verify/replace GFCIs). Moderate inspection risks that should be verified/addressed before an initial HCV/NSPIRE inspection are: egress compliance for the lower-level bedroom, confirming all required smoke/CO detectors and GFCI protection are installed and functional, and investigating the bathroom ceiling/drop-ceiling staining for active moisture. With these checks and minor fixes completed the home is likely to pass an initial Section 8 inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior appears recently updated with new flooring, painted walls and an updated kitchen; appliances (fridge and electric range) are present. Visible issues are cosmetic or minor: poor flooring transition at entry, some scuffs/paint touch-ups, a missing or damaged mirror/medicine cabinet in one bathroom, and a small area of older wood flooring near stairs that may need refinishing. No evidence of exposed subflooring or major interior structural damage. Missing minor trim/entry tile is easy-to-fix. Overall the property is largely cosmetic-complete and would require only modest final fixes for tenant readiness."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "Basic life-safety features are visible: at least one ceiling-mounted smoke/CO-type device is visible near living area and bedrooms; entry door appears to have a lock. Bathrooms and kitchens appear plumbed with functioning fixtures and there are no visible exposed live wiring. Concerns: the lower-level bedroom/window shown is small and may not meet NSPIRE/egress window size/egress-opening requirements for a legal sleeping room; GFCI protection for outlets near sinks is not clearly visible and should be verified/installed in kitchen and bathrooms; the bathroom ceiling shows patched areas/drop-tile with staining that suggests prior moisture — requires confirmation that there are no active leaks or mold. Stair handrail presence is minimal but a short grab/rail is visible; ensure secure handrail continuous to code. These items create moderate inspection risk but are typically remediable prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Visible mechanical indicators: electric baseboard heat units present on multiple levels (appears to be the primary heat source) and a working electric range and refrigerator are shown. Bathrooms/sinks/showers and toilets are installed and appear serviceable. Water heater, main electrical panel and central HVAC (if any) are not pictured; absence of visible furnace suggests reliance on baseboard electric heat. No visible active leaks or major plumbing failures in photos. Because major service equipment locations are not shown, some uncertainty remains; however the visible systems look intact and functional, so risk is moderate but not critical."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior vinyl siding appears intact and in good condition; front entry and sidewalk are serviceable. Roof edge and eaves look generally intact from available exterior photo; no obvious large roof failures visible. Rear yard appears steep and densely vegetated — not a direct inspection-failing condition but needs checking for safe access, drainage and any retaining wall stability. Foundation is not clearly visible in photos; a lower-wall vent is present. No visible evidence of infestation, standing water, or collapsed exterior elements in the provided images."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Possible inadequate emergency egress for lower-level/ basement bedroom — window appears small and may not meet NSPIRE egress opening requirements for a sleeping room.",
"Evidence of patched/ discolored bathroom ceiling / drop-ceiling tiles — indicates prior moisture; needs inspection to rule out active leak or mold."
],
"confidence": 0.6,
"assumptions": [
"Smoke detector(s) installed in at least living area and near bedrooms (visible device near living area) but placement/quantity not fully verified for all sleeping rooms and levels.",
"Heating is electric baseboard and operational (units visible in photos); there is no central forced-air system shown.",
"Water heater and main electrical panel exist and are serviceable though they are not shown in the photos.",
"Appliances (refrigerator and electric range) are present and assumed operable based on listing photos.",
"No active roof leaks or major foundation movement are present — exterior and roof visible in photos show no obvious failures.",
"Lower-level bedroom window may not meet required egress size; inability to confirm dimensions from photos leads to a conservative safety score."
],
"overall_score": 73.0,
"rubric_version": "nsPIRE-v1.0-2026"
},
{
"summary": "Overall the property appears in mostly updated, rentable condition with recent cosmetic work, functioning kitchen appliances, and two bathrooms — it is likely to pass a Housing Choice Voucher (NSPIRE) inspection after addressing a few moderate code items. The highest near-term risks are verification/installation of smoke and carbon-monoxide detectors (especially in/near sleeping areas), ensuring GFCI protection in kitchen and bathrooms, and confirming operation/condition of the water heater and electrical panel. Expect minor repairs and verification items (detectors, GFCI, small caulking/trim work) and therefore a probable rent-ready timeline of 1–4 weeks; allow longer (2–6 weeks) if a full service inspection/repairs of unseen systems are required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior shows recent cosmetic updates (new-looking laminate flooring, fresh paint) and functioning fixtures; kitchen appliances (fridge and electric range) present. Minor deferred items visible: mismatched tile at entry threshold, scuffs/dirt on floors, small gaps around vanity/tiles, ceiling / paint patching in places. These are easy-to-fix, mostly cosmetic/carpentry items that should not prevent rental but will need touch-up work."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "Positive: secure entry with visible deadbolt, working plumbing fixtures, baseboard heat present, no obvious exposed live wiring or collapsed ceilings. Uncertain/negative: photos do not clearly show a smoke detector in each sleeping area (one alarm-like device visible in living area but bedroom coverage not confirmed), no clearly visible GFCI outlets in kitchen/bath (required), and bedroom egress windows unclear in basement/second bedroom photos. These are moderate inspection risks that likely require installing/confirming detectors and GFCI protection before passing."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 65.0,
"rationale": "Heating appears to be electric baseboard units (visible), and kitchen appliances are electric — likely no gas-safety concerns. Plumbing fixtures and two bathrooms appear functional. No water heater, electrical panel, or furnace/AC were photographed, so their condition is unknown. Ceiling tiles in a bathroom area and some ceiling patching suggest prior moisture but no active leaks are visible. Overall systems appear serviceable but require verification (water heater, electrical panel, GFCI, smoke/CO, and HVAC operation)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 75.0,
"rationale": "Exterior vinyl siding looks intact and the front facade appears plumb with no visible foundation cracks in provided photos. Small concrete front/drive area and fenced side are present. Vegetation at rear looks unmanaged but not structural. No visible standing water, major roof failure, or collapsed elements from exterior photos. Minor exterior trim/soffit detail at roof edge may need attention but is not an immediate inspection blocker in photos."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Unconfirmed/insufficient smoke detector and CO detector coverage for sleeping areas (code risk).",
"No clearly visible GFCI protection in kitchen and bathrooms (code risk).",
"Ceiling patching / drop-ceiling tiles in bathroom area suggest prior moisture events that should be verified for active leaks or mold."
],
"confidence": 0.7,
"assumptions": [
"Smoke detectors are present in common areas (one device visible) but not confirmed inside each bedroom; assumed at least one detector exists but additional bedroom detectors may be required.",
"Heating is electric baseboard (visible) and there is no gas furnace; kitchen range appears electric so no gas-safety measures are presumed required.",
"Water heater, main electrical panel, and AC (if present) were not photographed; assumed functional but must be verified during inspection.",
"No active roof leaks or severe foundation movement are present based on available exterior photos; minor soffit/trim wear allowed but no major roof failure observed.",
"GFCI outlets are not clearly visible in kitchen or bathrooms from photos; assumed absent until verified and likely required to be installed if missing.",
"Bedroom egress (window size/escape) is not fully verifiable from photos; assumed upper-level bedrooms likely meet egress but the small bedroom shown may need measurement confirmation."
],
"overall_score": 74.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this 3-bed/2-bath single family appears cosmetically updated and largely turnkey for rent with working kitchen and baths, electric baseboard heating, and appliances present. Primary issues to verify before a Section 8/NSPIRE inspection are detector placement and function, GFCI protection in kitchen/baths, and investigation of ceiling/moisture evidence to rule out active leaks or mold. With verification and minor fixes (confirm/replace detectors, install/verify GFCI outlets, repair ceiling patches and finish threshold/trim) the property should be able to pass an initial HCV inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently updated with new flooring in many rooms and a refreshed paint palette. Kitchen and baths are present and functional looking; appliances (refrigerator and electric range) are in place though the fridge has dents. Minor deferred items visible: mismatched/unfinished floor transition at entry, surface scuffs, baseboard/heater trim gaps, one vanity/mirror cabinet appears incomplete, and some ceiling/tile areas show cosmetic wear. These are mostly cosmetic or small finish repairs and should be resolved within a short turn-around (paint/trim/floor transition work)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "No obvious life‑threatening hazards in photos (no exposed energized wiring, no collapsed ceilings seen, stairs have a handrail). Door shows a deadbolt. However, detector coverage is unclear — a small detector device is visible in one room but the number and placement relative to sleeping areas/floors is not confirmed. Kitchen and bathroom outlets do not show obvious GFCI protection. There are signs of past ceiling moisture/damage (peeling/uneven ceiling near a fixture and dropped ceiling tiles in bathroom) that require investigation for active leaks or mold. Basement/secondary bedroom egress size is uncertain from photos and should be verified. Overall moderate code risk pending verification of smoke/CO detectors, GFCI protection, egress window sizes, and absence of active leaks."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Integrity",
"score": 60.0,
"rationale": "Heating appears to be electric baseboard (visible in multiple rooms) which is acceptable if operational. Kitchen range appears electric and water fixtures are present in bathrooms; appliances shown reduce immediate system risk. Critical systems (electrical panel, water heater, and central HVAC if applicable) are not visible in photos — their condition and proper venting/installation are unknown. Evidence of ceiling moisture suggests a past plumbing or roof issue that should be inspected. No clear signs of major system failure in photos, but mechanical verification (operational heating, hot water, electrical panel condition, absence of plumbing leaks) will be required."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site Condition",
"score": 80.0,
"rationale": "Exterior siding appears intact and recently maintained; no visible foundation cracking or significant settling in photos. Front entry and paved area are usable; backyard is present though sloped and vegetated (no safety hazards obvious). Roof condition cannot be fully assessed from provided angles but no sagging or active leaks are visible externally. Some roof edge/trim detail along the cornice could use attention but overall exterior and site show only minor work."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Evidence of past ceiling water intrusion / staining and peeling around a ceiling light and drop ceiling tiles in bathroom – requires immediate investigation for active leaks and mold.",
"Unclear smoke detector and carbon monoxide detector coverage — must verify placement and functionality in each sleeping area and on each level.",
"No visible GFCI-protected outlets in kitchen and bathrooms from photos — likely required and should be installed/tested if absent.",
"Drop ceiling tiles and patched ceiling areas in bathroom may indicate previous moisture events and require repair/replacement plus confirmation there is no ongoing issue."
],
"confidence": 0.7,
"assumptions": [
"Heating is electric baseboard (visible in photos) and will be operational at move-in.",
"Stove/range is electric (visible electric range) so no gas vent/CO source is assumed; CO detector requirement depends on actual fuel appliances on-site.",
"Water heater and electrical panel exist but were not photographed; their presence and basic compliance are assumed but need verification.",
"Bedrooms meet minimum size but basement/low-level bedroom egress dimensions are assumed adequate but must be measured to confirm compliance.",
"No active roof leaks are present despite visual signs of past ceiling moisture; photos show staining/peeling but not active dripping."
],
"overall_score": 68.0,
"rubric_version": "nsPIRE-2026-02-25-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1502 Forsythe St, Pittsburgh, PA, 15212",
"aggregate": {
"summary": "Overall the property appears to be in good, mostly move-in ready condition with recent interior updates, functional kitchen appliances, and serviceable plumbing and heating elements visible. Most deficiencies are cosmetic or straightforward (floor transitions, minor trim/paint, replace/install medicine cabinet, verify/replace GFCIs). Moderate inspection risks that should be verified/addressed before an initial HCV/NSPIRE inspection are: egress compliance for the lower-level bedroom, confirming all required smoke/CO detectors and GFCI protection are installed and functional, and investigating the bathroom ceiling/drop-ceiling staining for active moisture. With these checks and minor fixes completed the home is likely to pass an initial Section 8 inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 76.7,
"rationale": "Interior appears recently updated with new flooring, painted walls and an updated kitchen; appliances (fridge and electric range) are present. Visible issues are cosmetic or minor: poor flooring transition at entry, some scuffs/paint touch-ups, a missing or damaged mirror/medicine cabinet in one bathroom, and a small area of older wood flooring near stairs that may need refinishing. No evidence of exposed subflooring or major interior structural damage. Missing minor trim/entry tile is easy-to-fix. Overall the property is largely cosmetic-complete and would require only modest final fixes for tenant readiness."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 76.7,
"rationale": "Exterior vinyl siding appears intact and in good condition; front entry and sidewalk are serviceable. Roof edge and eaves look generally intact from available exterior photo; no obvious large roof failures visible. Rear yard appears steep and densely vegetated — not a direct inspection-failing condition but needs checking for safe access, drainage and any retaining wall stability. Foundation is not clearly visible in photos; a lower-wall vent is present. No visible evidence of infestation, standing water, or collapsed exterior elements in the provided images."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 61.7,
"rationale": "Basic life-safety features are visible: at least one ceiling-mounted smoke/CO-type device is visible near living area and bedrooms; entry door appears to have a lock. Bathrooms and kitchens appear plumbed with functioning fixtures and there are no visible exposed live wiring. Concerns: the lower-level bedroom/window shown is small and may not meet NSPIRE/egress window size/egress-opening requirements for a legal sleeping room; GFCI protection for outlets near sinks is not clearly visible and should be verified/installed in kitchen and bathrooms; the bathroom ceiling shows patched areas/drop-tile with staining that suggests prior moisture — requires confirmation that there are no active leaks or mold. Stair handrail presence is minimal but a short grab/rail is visible; ensure secure handrail continuous to code. These items create moderate inspection risk but are typically remediable prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 65.0,
"rationale": "Visible mechanical indicators: electric baseboard heat units present on multiple levels (appears to be the primary heat source) and a working electric range and refrigerator are shown. Bathrooms/sinks/showers and toilets are installed and appear serviceable. Water heater, main electrical panel and central HVAC (if any) are not pictured; absence of visible furnace suggests reliance on baseboard electric heat. No visible active leaks or major plumbing failures in photos. Because major service equipment locations are not shown, some uncertainty remains; however the visible systems look intact and functional, so risk is moderate but not critical."
}
],
"red_flags": [
"Possible inadequate emergency egress for lower-level/ basement bedroom — window appears small and may not meet NSPIRE egress opening requirements for a sleeping room.",
"Evidence of patched/ discolored bathroom ceiling / drop-ceiling tiles — indicates prior moisture; needs inspection to rule out active leak or mold."
],
"confidence": 0.87,
"assumptions": [
"Smoke detector(s) installed in at least living area and near bedrooms (visible device near living area) but placement/quantity not fully verified for all sleeping rooms and levels.",
"Heating is electric baseboard and operational (units visible in photos); there is no central forced-air system shown.",
"Water heater and main electrical panel exist and are serviceable though they are not shown in the photos.",
"Appliances (refrigerator and electric range) are present and assumed operable based on listing photos.",
"No active roof leaks or major foundation movement are present — exterior and roof visible in photos show no obvious failures.",
"Lower-level bedroom window may not meet required egress size; inability to confirm dimensions from photos leads to a conservative safety score."
],
"score_method": "mean_of_criteria",
"overall_score": 70.0,
"rubric_version": "nsPIRE-v1.0-2026",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4460770168"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.