Property ID: 4871910147
327 W North Ave, Ada, OH, 45810
Ada, OH
Money Down: $40,776
CoC Return: -3.87%
Monthly Cash Flow: $-131
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$33,980
Closing Costs
$6,796
Total Down
$40,776
Investment Snapshot
Purchase Price
$169,900
Money Down
$40,776
Cash-on-Cash Return
-3.87%
Rent
$1,059
Monthly Cash Flow
$-131
Annual Cash Flow
$-1,578
Debt Service / Mo
$904
Property Tax / Mo
$128
Insurance / Mo
$52
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,059
Payment Standard
$1,373
Rent
$1,059
Insurance
$52
Property Tax
$128
Management
$106
Utilities Allowance
$314
NOI (Monthly)
$773
Debt Service
$904
Cash Flow After Debt
$-131
Quality Score: 73.80%
Confidence: 95.00%
Overall this 4-bed single-family property appears likely to pass an initial HCV/NSPIRE inspection after addressing a handful of minor items. Strengths: updated HVAC (2016), newer windows and doors, generally intact roof and exterior, functional bathroom and solid hardwood floors. Primary inspection risks: no smoke/CO detectors visible in photos (must be installed), unconfirmed GFCI protection at bathroom/kitchen, kitchen appliances not shown (provide or confirm), and minor trip hazard/ concrete repair at rear entry. Expect minor repairs and safety-device installs to make the unit rent-ready within 1–4 weeks.
Section 8 Payment Standard
$1,373
Utility Allowance Total
$314
Guaranteed Section 8 Rent (PS - Utilities)
$1,059
Property Management
$106
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$169,900
Beds
4
Baths
1.5
Living Area
2,060 sqft
Lot Size
—
Year Built
1954
Days on Market
45
Capital Outlay
$40,776
Debt Service
$904
Property Tax / Mo
$128
Insurance / Mo
$52
Property Description
This charming home in Ada truly is a gem, offering 4 bedrooms, 2 living areas, and 1.5 bathrooms, perfect for a growing family or anyone needing extra space. Situated on two lots totaling approximately 0.34 acres, it provides ample room to spread out and enjoy outdoor activities. The home features a versatile layout with two bedrooms on each level, a dining room that could easily be converted into a family room, and modern updates including a furnace and A/C from 2016, new flooring, newer windows, a new front door and exterior side door. The spacious interior boasts 1,210 sq. feet downstairs and 850 sq. feet upstairs, where you'll find beautiful tongue-and-groove wood accents on walls and ceilings, hardwood flooring, a half bathroom, a loft living space, and two bedrooms, creating a warm and inviting atmosphere. Realtor owned.
Utility Allowances
Heating
$95
Selected 'Natural Gas' for a 4-bedroom unit, as property data specifies 'Heating Features: Forced Air, Natural Gas'.
Cooking
$16
Selected 'Natural Gas' for a 4-bedroom unit, inferring from the property's natural gas heating system.
Water Heating
$42
Selected 'Natural Gas' for a 4-bedroom unit, inferring from the property's natural gas heating system.
Water
$40
Selected allowance for a 4-bedroom unit as property data specifies 'Water Source: Public'.
Sewer
$46
Selected allowance for a 4-bedroom unit as property data specifies 'Sewer: Public Sewer'.
Trash Collection
$25
Selected the fixed rate for a 4-bedroom unit, as trash collection is typically a tenant expense for single-family homes.
Other Electric
$50
Selected the baseline electric allowance for a 4-bedroom unit for lights and general outlets.
Air Conditioning
$0
Property has 'Central Air', but the utility schedule has no value (null) for this utility. An allowance of $0 is applied.
Refrigerator
$0
Property data indicates a refrigerator is provided by the landlord, so the tenant allowance is $0.
Range
$0
Property data indicates an oven is provided by the landlord, so the tenant allowance for a range is $0.
Source References
Payment Standard Source
Effective Date:
Dec 01, 2025
Utility Allowance Source
Effective Date:
Aug 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$554
DP3 Annual Estimate$700
DP1 Monthly Equivalent$46
DP3 Monthly Equivalent$58
Replacement Value$99,060
Basis2,060 sqft / 1954
Nearby Houses
Photo unavailable
223 North St W
sold · 0.04 mi
Price: $170,000
3 bd / 2 ba · 1,749 sqft
Latest sale: $170,000
Latest rent: —
Photo unavailable
219 W North Ave
sold · 0.05 mi
Price: $135,000
4 bd / 1 ba · 1,445 sqft
Latest sale: $135,000 on Aug 09, 2021
Latest rent: —
Photo unavailable
406 Turner Ave
sold · 0.08 mi
Price: $200,000
3 bd / 2 ba · 1,344 sqft
Latest sale: $200,000 on Mar 29, 2024
Latest rent: —
Photo unavailable
Address unavailable
sold · 0.10 mi
Price: $99,900
3 bd / 2 ba · 1,450 sqft
Latest sale: $99,900
Latest rent: —
Photo unavailable
404 Turner Ave
sold · 0.12 mi
Price: $205,000
3 bd / 2 ba · 1,992 sqft
Latest sale: $205,000 on Mar 17, 2023
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Furnace and central A/C (2016) are operational as stated in listing; no visible HVAC equipment problems.
- Bedrooms have code-compliant egress windows consistent with the window sizes shown; no bedroom measurements provided.
- Water heater and electrical panel exist and are functional though not pictured; no signs of active leaks or electrical hazards observed.
- Kitchen and major appliances (stove/refrigerator) are either present or will be provided prior to move-in; absence in photos treated as moderate repair issue, not an automatic failure.
- Front steps have low riser count (likely 1–2 steps) so a handrail is not required by typical code; if more risers exist a handrail may be necessary.
- No visible severe mold, structural sagging, foundation movement, or collapsed ceilings were present in the supplied photos; therefore no major structural red flags inferred.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,492 | $106,170 | $37,160 |
| 2024 | $1,478 | $106,170 | $37,160 |
| 2023 | $1,475 | $106,170 | $37,160 |
| 2022 | $1,084 | $67,400 | $23,590 |
| 2021 | $1,192 | $67,400 | $23,590 |
| 2020 | $1,205 | $67,400 | $23,590 |
| 2019 | $1,095 | $61,800 | $21,630 |
| 2018 | $1,072 | $61,800 | $21,630 |
| 2017 | $1,048 | $61,800 | $21,630 |
| 2016 | $894 | $55,000 | $19,250 |
| 2015 | $840 | $55,000 | $19,250 |
| 2014 | $824 | $55,000 | $19,250 |
| 2013 | $916 | $57,850 | $20,250 |
| 2012 | $882 | $57,850 | $20,250 |
| 2011 | $487 | $57,850 | $20,250 |
| 2009 | $540 | $61,030 | $21,360 |
| 2008 | $516 | $61,030 | $21,360 |
| 2006 | $813 | $55,890 | $19,560 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2021-08-11 | Sold | $140,000 |
| 2011-11-21 | Sold | $81,400 |
Photo Gallery
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"https://ap.rdcpix.com/6b539fd3f8912b3d435a37c292588116l-m1025647402s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 52.25,
"monthly_cash_flow": 772.79,
"property_tax_rate": 0.011200000000000002,
"_utility_allowance": {
"sources": [
"https://hancockmetro.com/wp-content/uploads/2025/04/2025-Utility-Allowance-Schedules-effective-8-1-2025.pdf"
],
"effective_date": "2025-08-01"
},
"utility_allowances": [
{
"note": "Selected 'Natural Gas' for a 4-bedroom unit, as property data specifies 'Heating Features: Forced Air, Natural Gas'.",
"utility": "Heating",
"allowance": 95
},
{
"note": "Selected 'Natural Gas' for a 4-bedroom unit, inferring from the property's natural gas heating system.",
"utility": "Cooking",
"allowance": 16
},
{
"note": "Selected 'Natural Gas' for a 4-bedroom unit, inferring from the property's natural gas heating system.",
"utility": "Water Heating",
"allowance": 42
},
{
"note": "Selected allowance for a 4-bedroom unit as property data specifies 'Water Source: Public'.",
"utility": "Water",
"allowance": 40
},
{
"note": "Selected allowance for a 4-bedroom unit as property data specifies 'Sewer: Public Sewer'.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Selected the fixed rate for a 4-bedroom unit, as trash collection is typically a tenant expense for single-family homes.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "Selected the baseline electric allowance for a 4-bedroom unit for lights and general outlets.",
"utility": "Other Electric",
"allowance": 50
},
{
"note": "Property has 'Central Air', but the utility schedule has no value (null) for this utility. An allowance of $0 is applied.",
"utility": "Air Conditioning",
"allowance": 0
},
{
"note": "Property data indicates a refrigerator is provided by the landlord, so the tenant allowance is $0.",
"utility": "Refrigerator",
"allowance": 0
},
{
"note": "Property data indicates an oven is provided by the landlord, so the tenant allowance for a range is $0.",
"utility": "Range",
"allowance": 0
}
],
"cash_on_cash_return": 0.27,
"down_payment_amount": 33980.0,
"property_tax_annual": 1536.76,
"property_tax_monthly": 128.06,
"property_tax_increase": 0.03,
"utility_allowance_total": 314.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://hancockmetro.com",
"https://hancockmetro.com/wp-content/uploads/2025/10/2026-Payment-Standards.pdf"
],
"effective_date": "2025-12-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -1577.91,
"property_management_monthly": 105.9,
"monthly_cash_flow_after_debt": -131.49,
"cash_on_cash_return_after_debt": -0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 4-bed single-family property appears likely to pass an initial HCV/NSPIRE inspection after addressing a handful of minor items. Strengths: updated HVAC (2016), newer windows and doors, generally intact roof and exterior, functional bathroom and solid hardwood floors. Primary inspection risks: no smoke/CO detectors visible in photos (must be installed), unconfirmed GFCI protection at bathroom/kitchen, kitchen appliances not shown (provide or confirm), and minor trip hazard/ concrete repair at rear entry. Expect minor repairs and safety-device installs to make the unit rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior appears recently updated in places (new flooring noted in listing, hardwoods present) and generally clean. Visible wear/staining on hardwood floors in main living area, minor cosmetic scuffs on walls/trim, small concrete deterioration at covered back entry. Bathroom fixtures and vanity look new/recent. Photos do not show the kitchen or appliances; missing appliances would moderately reduce readiness but are not catastrophic. Overall only minor to moderate cosmetic repairs and cleaning appear needed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No visible smoke or carbon monoxide detectors in provided interior photos (required). Windows look full-size and likely provide egress for bedrooms but bedroom photos/measurements not shown. No exposed wiring observed; switches/outlets appear intact though GFCI presence at sink is not visible. Entry door is noted as new in listing (likely secure) but deadbolt not visible. No active roof leaks, mold or collapsed ceilings observed in photos. Absence of visible detectors and lack of confirmation of GFCI/electrical panel lower the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 80.0,
"rationale": "Listing states furnace and A/C replaced in 2016 — suggests reliable HVAC. Visible floor vents present. Bathroom plumbing fixtures and toilet appear functional and updated. Roof appears intact in exterior photos with no visible sagging or active leak stains. Electrical panel, water heater and full plumbing lines are not shown so their exact condition is assumed serviceable based on overall property condition. No visible evidence of major system failures."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site & safety",
"score": 75.0,
"rationale": "Siding, windows and doors appear in generally good condition; new front and side doors noted. Gutters present. Attached two-car garage and covered entry appear serviceable. Some minor trim/siding paint loss above garage and a small area of concrete/soil deterioration near the covered back entry create a modest trip/maintenance issue. Yard and sidewalks are typical; no obvious foundation movement or major exterior deterioration visible."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Furnace and central A/C (2016) are operational as stated in listing; no visible HVAC equipment problems.",
"Bedrooms have code-compliant egress windows consistent with the window sizes shown; no bedroom measurements provided.",
"Water heater and electrical panel exist and are functional though not pictured; no signs of active leaks or electrical hazards observed.",
"Kitchen and major appliances (stove/refrigerator) are either present or will be provided prior to move-in; absence in photos treated as moderate repair issue, not an automatic failure.",
"Front steps have low riser count (likely 1–2 steps) so a handrail is not required by typical code; if more risers exist a handrail may be necessary.",
"No visible severe mold, structural sagging, foundation movement, or collapsed ceilings were present in the supplied photos; therefore no major structural red flags inferred."
],
"overall_score": 74.0,
"rubric_version": "2026-02-24-v1"
},
{
"summary": "This 4‑bed single family home appears generally well maintained and likely to pass an initial HCV/NSPIRE inspection after completing a short checklist of verifications and minor fixes. Strengths: updated HVAC (2016), newer windows and exterior doors, intact siding, usable hardwood floors and an updated bath. Primary inspection risks are missing/undocumented smoke and CO detectors, unknown GFCI protection and water heater status, and verification of kitchen appliances. Anticipated work to reach turnkey: install/test smoke & CO alarms, confirm/label electrical panel and GFCI outlets, verify plumbing/hot water, and address small cosmetic flooring/paint touch-ups. No visible major structural issues were identified in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show generally sound shell and finishes: intact hardwood floors (some wear/staining), painted walls recently refreshed, functioning ceiling fans and flush fixtures, and an updated bathroom with new-looking vanity and tile floor. Listing states newer windows, new front and side doors, and new flooring in places. No visible major drywall, ceiling collapse, or widespread deterioration. Missing kitchen photo/appliances not shown — counted as moderate negative but not catastrophic. Overall cosmetic items likely required (cleaning, minor floor refinishing spots, touch-up paint) but no major rehab indicated."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "No active life‑threatening hazards visible (no collapsed ceilings, major structural sagging, or exposed high-voltage wiring). Egress windows appear present in main living area and upper level likely has windows. However, smoke and carbon monoxide detectors are not visible in photos (must be present per NSPIRE), GFCI protection in kitchen/bath not shown, and outlet/fixture compliance cannot be confirmed. Front entry has a short set of steps without a handrail (may or may not require one depending on local code/number of risers) — noted as a minor access/safety item. These unknowns reduce the score because they are common inspection fail items until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Elec, Plumbing, Roof)",
"score": 75.0,
"rationale": "Listing reports furnace and A/C replaced in 2016 which suggests heating/AC are relatively modern and likely operational. No visible signs of roof sagging or active leaks in interior photos. Plumbing fixtures in the bathroom appear functional and updated. Electrical appears intact in living areas (covered outlets/fixtures present) but the electrical panel, water heater and GFCI protection could not be confirmed from photos. Given the favorable listing notes and no visible system distress, systems are judged in generally good condition but require verification of water heater, panel labeling, and GFCI/smoke/CO presence."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Vinyl siding and trim appear intact and straight; gutters are present. The roof shows no visible sag but age and shingle condition cannot be confirmed (no obvious missing areas from photos). Driveway and walkways are serviceable though some small concrete steps lack railings; attached 2‑car garage appears operational. Yard is level and not overgrown. Snow covers some areas so detailed grading/drainage and foundation exposure could not be fully evaluated. Overall exterior shows moderate upkeep with typical winter masking of some details."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Furnace and central A/C are present and functional (listing states 2016 replacements).",
"A water heater exists in the property (not shown) and is functional unless inspection finds otherwise.",
"Kitchen and major appliances (range, refrigerator) were not shown; assume they may be present but need verification — absence would be an easy-to-fix item for rental readiness.",
"Smoke and carbon monoxide alarms are not visible in photos; assume they are not confirmed and will need to be installed or verified to meet NSPIRE.",
"Electrical panel exists and is intact but was not photographed; assume no visible exterior damage but labeling/GFCI protection must be checked.",
"Roof appears intact from street/angle photos with no visible sagging or active leaks; full roof condition and age unknown.",
"Front entry steps have fewer than 4 risers such that a handrail may not be strictly required by local code; nonetheless occupant safety should be assessed."
],
"overall_score": 73.0,
"rubric_version": "2026-NSPIRE-v1"
},
{
"summary": "Overall the home appears to be in good, mostly rent-ready condition with modern HVAC (2016) and updated interior finishes. Primary NSPIRE risks visible in photos are absent smoke/CO detectors, no visible GFCI protection at the bathroom outlet, and missing handrail at the front steps — all corrective but required for inspection. Kitchen/appliance presence and the water heater/electrical panel condition are unverified from photos and should be confirmed. Expect likely pass after 1–2 weeks of targeted fixes (detectors, GFCI/verified protection, install handrail, confirm/provide appliances if required).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Visible Repairs",
"score": 78.0,
"rationale": "Interior appears generally well maintained: hardwood floors present (some surface wear/staining), fresh-looking bathroom fixtures, updated flooring in areas, new front and side doors per listing. Cosmetic wear on floors and minor scuffs on trim are visible. No major interior structural damage seen. Kitchen photos are absent so appliance presence is unknown; missing appliances would be an easy-to-fix capital item but reduced score moderately. Overall mostly cosmetic and minor repair items."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 68.0,
"rationale": "No life-threatening hazards visible (no sagging ceilings, no visible active leaks, no large foundation cracks). However smoke detectors and carbon monoxide alarms are not visible in any photos (required), the front concrete entry steps lack a handrail/guard (potential trip/fall hazard), and a GFCI outlet near the bathroom sink is not visible (GFCI protection required for bathrooms). Windows appear to provide egress-sized openings in front rooms. No exposed wiring observed in photos. These are primarily correctable safety items but must be addressed before/at inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 78.0,
"rationale": "Listing states furnace and A/C were replaced in 2016 (positive for heating/AC). No visible signs of roof sagging or active leaks in interior photos. Electrical panel and water heater are not shown (unknown). Bathroom plumbing fixtures look functional and recently updated. Given visible furnace/A/C age and otherwise intact interior, mechanical systems appear serviceable but some key components (water heater, main panel) are unverified from photos."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site Condition",
"score": 75.0,
"rationale": "Vinyl siding and gutters present and generally intact; attached garage appears functional. Roof shingles show no visible major failure or sag in exterior photos but are aged. Concrete front steps and small walkway are intact but lack a handrail; a small area of concrete/grade near the covered side entry shows minor damage/settling. Yard and walkways show normal wear; snow limits full assessment. No obvious infestation or severe exterior neglect seen."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — required for NSPIRE/Section 8 inspections.",
"Front entry concrete steps lack a handrail/guard — potential trip/fall hazard that may fail inspection depending on local code/inspector.",
"Bathroom GFCI protection not visible at outlet near sink — must be verified or installed.",
"Kitchen and major appliance presence/status not shown — unknown whether stove/refrigerator will be provided (affects program acceptance in some PHAs)."
],
"confidence": 0.7,
"assumptions": [
"Listing statement (furnace & A/C replaced in 2016) is accurate and systems are operational.",
"Kitchen appliances exist or can be provided; lack of kitchen photos does not imply structural or major system failure.",
"No active roof leaks or interior water intrusion beyond what is visible in photos (no stains or sagging noted).",
"Electrical panel and water heater are present and functional though not shown in images; no historic electrical hazards known.",
"Snow in exterior photos hides detailed condition of roof valleys and some walkways; small concealed issues (ice dams) are possible but not indicated by photos."
],
"overall_score": 75.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "327 W North Ave, Ada, OH, 45810",
"aggregate": {
"summary": "Overall this 4-bed single-family property appears likely to pass an initial HCV/NSPIRE inspection after addressing a handful of minor items. Strengths: updated HVAC (2016), newer windows and doors, generally intact roof and exterior, functional bathroom and solid hardwood floors. Primary inspection risks: no smoke/CO detectors visible in photos (must be installed), unconfirmed GFCI protection at bathroom/kitchen, kitchen appliances not shown (provide or confirm), and minor trip hazard/ concrete repair at rear entry. Expect minor repairs and safety-device installs to make the unit rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 77.0,
"rationale": "Interior appears recently updated in places (new flooring noted in listing, hardwoods present) and generally clean. Visible wear/staining on hardwood floors in main living area, minor cosmetic scuffs on walls/trim, small concrete deterioration at covered back entry. Bathroom fixtures and vanity look new/recent. Photos do not show the kitchen or appliances; missing appliances would moderately reduce readiness but are not catastrophic. Overall only minor to moderate cosmetic repairs and cleaning appear needed."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site & safety",
"score": 73.3,
"rationale": "Siding, windows and doors appear in generally good condition; new front and side doors noted. Gutters present. Attached two-car garage and covered entry appear serviceable. Some minor trim/siding paint loss above garage and a small area of concrete/soil deterioration near the covered back entry create a modest trip/maintenance issue. Yard and sidewalks are typical; no obvious foundation movement or major exterior deterioration visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 66.0,
"rationale": "No visible smoke or carbon monoxide detectors in provided interior photos (required). Windows look full-size and likely provide egress for bedrooms but bedroom photos/measurements not shown. No exposed wiring observed; switches/outlets appear intact though GFCI presence at sink is not visible. Entry door is noted as new in listing (likely secure) but deadbolt not visible. No active roof leaks, mold or collapsed ceilings observed in photos. Absence of visible detectors and lack of confirmation of GFCI/electrical panel lower the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 77.7,
"rationale": "Listing states furnace and A/C replaced in 2016 — suggests reliable HVAC. Visible floor vents present. Bathroom plumbing fixtures and toilet appear functional and updated. Roof appears intact in exterior photos with no visible sagging or active leak stains. Electrical panel, water heater and full plumbing lines are not shown so their exact condition is assumed serviceable based on overall property condition. No visible evidence of major system failures."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Furnace and central A/C (2016) are operational as stated in listing; no visible HVAC equipment problems.",
"Bedrooms have code-compliant egress windows consistent with the window sizes shown; no bedroom measurements provided.",
"Water heater and electrical panel exist and are functional though not pictured; no signs of active leaks or electrical hazards observed.",
"Kitchen and major appliances (stove/refrigerator) are either present or will be provided prior to move-in; absence in photos treated as moderate repair issue, not an automatic failure.",
"Front steps have low riser count (likely 1–2 steps) so a handrail is not required by typical code; if more risers exist a handrail may be necessary.",
"No visible severe mold, structural sagging, foundation movement, or collapsed ceilings were present in the supplied photos; therefore no major structural red flags inferred."
],
"score_method": "mean_of_criteria",
"overall_score": 73.8,
"rubric_version": "2026-02-24-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4871910147"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.