Property ID: 4900144800
804 W Franklin St, Kenton, OH, 43326
Kenton, OH
Money Down: $20,376
CoC Return: 9.79%
Monthly Cash Flow: $166
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$16,980
Closing Costs
$3,396
Total Down
$20,376
Investment Snapshot
Purchase Price
$84,900
Money Down
$20,376
Cash-on-Cash Return
9.79%
Rent
$756
Monthly Cash Flow
$166
Annual Cash Flow
$1,995
Debt Service / Mo
$452
Property Tax / Mo
$29
Insurance / Mo
$34
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$756
Payment Standard
$973
Rent
$756
Insurance
$34
Property Tax
$29
Management
$76
Utilities Allowance
$217
NOI (Monthly)
$618
Debt Service
$452
Cash Flow After Debt
$166
Quality Score: 60.40%
Confidence: 95.00%
Moderate inspection risk. The house is structurally intact and has required systems (furnace, water heater, electrical panel), but it shows moderate deferred maintenance (worn carpets, dated finishes, ceiling panel issues) and several safety/code concerns that would likely cause a Housing Choice Voucher/NSPIRE inspection to fail until corrected: missing smoke/CO detectors, uncertain GFCI protection, possible water intrusion evidence in the bathroom ceiling, and non-compliant interior steps/handrail. With targeted repairs (install smoke/CO alarms, repair ceiling leak, replace/clean flooring, install or verify stove, add GFCI protection, improve handrails), the property should be rentable within ~30–60 days.
Section 8 Payment Standard
$973
Utility Allowance Total
$217
Guaranteed Section 8 Rent (PS - Utilities)
$756
Property Management
$76
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$84,900
Beds
2
Baths
1
Living Area
776 sqft
Lot Size
8,999 sqft
Year Built
1950
Days on Market
68
Capital Outlay
$20,376
Debt Service
$452
Property Tax / Mo
$29
Insurance / Mo
$34
Property Description
Built in 1950, this quaint ranch offers a cozy living environment with a large 60x120 lot featuring an 8x8 storage shed and 10x18 carport. This 2 bedroom, 1 bath home offers a separate utility room with access to the crawl space. With central heating and low maintenance vinyl siding this home is ready for your personal touch! Call your agent for a showing today!
Utility Allowances
heating
$61
Selected 'natural_gas' for heating as property details explicitly mention 'Heating Fuel: Gas'. The allowance is based on the 2-bedroom rate for a single-family detached home.
cooking
$11
The property has a range, but the fuel type is not specified. 'Electric' was chosen as it is the more expensive option on the schedule ($11) compared to natural gas ($10) for a 2-bedroom unit, following the specified rules.
water_heating
$33
The water heater fuel type is not specified in the property details. 'Electric' was chosen as it is the more expensive option on the schedule ($33) compared to natural gas ($27) for a 2-bedroom unit, following the specified rules.
water
$26
Property details state 'Water Source: Public'. The allowance is the fixed rate for a 2-bedroom single-family detached home.
sewer
$29
Property details state 'Sewer: Public Sewer'. The allowance is the fixed rate for a 2-bedroom single-family detached home.
trash_collection
$25
Trash collection is a standard utility for a single-family home and is assumed to be tenant-paid. The allowance is the fixed rate from the schedule.
other_electric
$32
This is the baseline allowance for tenant-paid general electric use (lights, outlets, etc.) in a 2-bedroom single-family detached home.
Source References
Payment Standard Source
Effective Date:
Dec 01, 2025
Utility Allowance Source
Effective Date:
Aug 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$393
DP3 Annual Estimate$411
DP1 Monthly Equivalent$33
DP3 Monthly Equivalent$34
Replacement Value$42,510
Basis776 sqft / 1950
Nearby Houses
Photo unavailable
780 W Franklin St
sold · 0.04 mi
Price: $215,000
4 bd / 2 ba · 2,304 sqft
Latest sale: $215,000 on Sep 29, 2023
Latest rent: —
Photo unavailable
775 W Franklin St
sold · 0.07 mi
Price: $125,000
3 bd / 2 ba · 1,494 sqft
Latest sale: $125,000 on Nov 15, 2021
Latest rent: —
Photo unavailable
723 W Lima St Lot 66
off_market · 0.08 mi
Price: $23,499
1 bd / 1 ba · 692 sqft
Latest sale: —
Latest rent: —
Photo unavailable
723 W Lima St Lot 55
sold · 0.08 mi
Price: $20,000
2 bd / 1 ba · 700 sqft
Latest sale: $20,000
Latest rent: —
Photo unavailable
849 W Franklin St
sold · 0.08 mi
Price: $144,000
2 bd / 1 ba · 830 sqft
Latest sale: $144,000 on May 28, 2025
Latest rent: —
Photo unavailable
Address unavailable
sold · 0.08 mi
Price: $82,500
3 bd / 2 ba · 1,215 sqft
Latest sale: $82,500
Latest rent: —
Photo unavailable
723 W Lima St Lot 71
sold · 0.10 mi
Price: $5,000
2 bd / 1 ba · 994 sqft
Latest sale: $5,000
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or CO alarms (NSPIRE requires smoke alarms in sleeping areas and on each level)
- Bathroom ceiling discoloration — possible water intrusion / previous leak that requires repair and verification
- Interior steps between utility and main area lack a continuous, code-compliant handrail (potential unsafe stairs)
- No visible evidence of GFCI protection in kitchen/bath — potential electrical code failure
Assumptions
- No smoke detectors or CO alarms are installed — none visible in photos; assume they are absent or not located correctly.
- Stove/range is not present or not included in photos; assume landlord will need to provide or tenant-supplied range unless clarified.
- Bathroom ceiling discoloration indicates past or intermittent water intrusion; no active leak visible in photos but further investigation is required.
- Electrical panel has a cover and appears intact; assume basic electrical distribution is serviceable but GFCI protection in kitchen/bath is likely absent given age of finishes.
- Bedrooms have windows that appear to be operable and likely meet egress for a single-story home, though window dimensions were not measured.
- Furnace and water heater appear installed and vented; assume functional but require service/inspection for safety and efficiency.
- Crawlspace access exists (per listing); condition of crawlspace (moisture, pests, insulation) not visible and assumed unknown.
- No visible evidence of active pest infestation, active roof collapse, major foundation movement, or collapsed ceilings in provided photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $335 | $49,710 | $17,400 |
| 2024 | $352 | $49,710 | $17,400 |
| 2023 | $352 | $49,710 | $17,400 |
| 2022 | $410 | $49,340 | $17,270 |
| 2021 | $412 | $49,340 | $17,270 |
| 2020 | $359 | $49,340 | $17,270 |
| 2019 | $240 | $41,310 | $14,460 |
| 2018 | $576 | $41,310 | $14,460 |
| 2017 | $567 | $41,310 | $14,460 |
| 2016 | $514 | $39,080 | $13,680 |
| 2015 | $493 | $39,080 | $13,680 |
| 2014 | $491 | $39,080 | $13,680 |
| 2013 | $547 | $41,880 | $14,660 |
| 2012 | $544 | $41,880 | $14,660 |
| 2011 | $547 | $41,880 | $14,660 |
| 2009 | $500 | $44,000 | $15,400 |
| 2008 | $484 | $44,000 | $15,400 |
| 2006 | $463 | $41,860 | $14,650 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-30 | Listed | $84,900 |
Photo Gallery
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{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 58.0,
"rationale": "Interior shows moderate deferred maintenance: heavily worn and stained carpeting in multiple rooms, dated/peeling wall coverings, ceiling panel seams and localized discoloration, paint/spill at entry, missing/lifted floor vent covers, and cosmetic damage in kitchen wallpaper. Refrigerator is present but no stove is visible in listing photos (missing stove would need to be provided or installed). Most items are cosmetic or simple replacements (flooring, paint, fixtures, vent covers) and would not require structural work, but the ceiling stains and some uneven finishes will require repair and verification."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 45.0,
"rationale": "Visible safety issues: no smoke detectors or CO alarms visible in photos (required by NSPIRE), interior steps from utility room have minimal/partial railing and may not meet handrail/grip requirements, bathroom ceiling shows discoloration (possible water intrusion). GFCI protection for kitchen and bathroom outlets is not visible and likely absent given age of finishes. Electrical panel appears intact and there are no obvious exposed live conductors in photos, but absence of visible detectors and potential non-GFCI outlets create moderate inspection failure risk until corrected."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 65.0,
"rationale": "Major systems are present: central furnace and water heater are installed and appear connected; electrical panel is present; utility room has a floor drain. Roof shingles appear in reasonable condition from photos. Equipment appears older but intact; no obvious active combustion venting failures visible. The bathroom ceiling stain suggests a past or intermittent plumbing or roof leak that should be investigated. Overall systems likely functional but will need servicing, safety checks, and verification of hot water, heating operation, and electrical GFCI function before inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior is generally intact: vinyl siding (algae/dirt staining in places) with gutters and downspouts visible, asphalt shingle roof in acceptable visible condition, concrete rear entry slab and large flat yard. Carport and storage shed present. No obvious major foundation movement or structural sagging visible. Some mildew/soiling on siding and minor landscaping cleanup needed. Drainage appears typical; no standing water shown."
}
],
"red_flags": [
"No visible smoke detectors or CO alarms (NSPIRE requires smoke alarms in sleeping areas and on each level)",
"Bathroom ceiling discoloration — possible water intrusion / previous leak that requires repair and verification",
"Interior steps between utility and main area lack a continuous, code-compliant handrail (potential unsafe stairs)",
"No visible evidence of GFCI protection in kitchen/bath — potential electrical code failure"
],
"confidence": 0.7,
"assumptions": [
"No smoke detectors or CO alarms are installed — none visible in photos; assume they are absent or not located correctly.",
"Stove/range is not present or not included in photos; assume landlord will need to provide or tenant-supplied range unless clarified.",
"Bathroom ceiling discoloration indicates past or intermittent water intrusion; no active leak visible in photos but further investigation is required.",
"Electrical panel has a cover and appears intact; assume basic electrical distribution is serviceable but GFCI protection in kitchen/bath is likely absent given age of finishes.",
"Bedrooms have windows that appear to be operable and likely meet egress for a single-story home, though window dimensions were not measured.",
"Furnace and water heater appear installed and vented; assume functional but require service/inspection for safety and efficiency.",
"Crawlspace access exists (per listing); condition of crawlspace (moisture, pests, insulation) not visible and assumed unknown.",
"No visible evidence of active pest infestation, active roof collapse, major foundation movement, or collapsed ceilings in provided photos."
],
"overall_score": 59.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 2BR/1BA ranch is largely structurally intact and has the core systems (furnace, water heater) visible, but it shows moderate deferred maintenance and several NSPIRE inspection risks. The primary barriers to a clean initial Section 8/HCV inspection are missing/undocumented smoke and CO detectors, likely missing GFCI protection, stained bathroom ceiling (possible leak/mold), worn floor coverings, and some insecure/aged porch and interior step details. With targeted work — installing detectors/CO alarms, adding GFCIs where required, addressing the bathroom ceiling leak and replacing/cleaning carpets and minor porch/step repairs — the property is likely to pass an initial inspection within 30 days. If hidden system failures (roof leak, electrical or active mold) are found, repair scope would increase.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 62.0,
"rationale": "Interior shows heavy cosmetic deferred maintenance: stained/old carpeting in all rooms, dated wall paneling and wallpaper, ceiling tile seams, and general cosmetic wear. Kitchen refrigerator is present but positioned in the middle of the floor and no range/stove is visible (missing stove reduces readiness moderately). Front porch and steps are weathered and need paint/repair. These are largely cosmetic and mid-level rehab items; nothing in photos indicates catastrophic structural failure."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "Several NSPIRE safety items are not documented in photos: no smoke detectors or carbon monoxide alarms are visible, and GFCI protection in kitchen/bath is not evident. Bathroom ceiling shows staining (possible leak/mold risk). Entry door has a deadbolt (present). Bedrooms have windows for egress but sizes cannot be verified from photos. Porch and interior steps have rails but some steps (interior utility steps and porch) appear makeshift/open and could be cited. No obvious exposed live wiring or collapsed ceilings were photographed, but lack of visible detectors and wet ceiling are moderate inspection risks."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 60.0,
"rationale": "Furnace and water heater are present and appear connected; central heating is listed and equipment is visible in the utility room. Roof shingles appear in reasonable condition from exterior photos. No central AC is visible (common for older homes). Electrical panel is present behind the furnace (cover appears intact in the photo), but GFCI outlets and overall outlet condition are not shown. Bathroom fixtures and hot water heater are present; bathroom ceiling staining suggests past or active moisture that should be investigated. Overall systems appear intact but age and functionality are unknown and will require functional testing."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Vinyl siding is present but shows dirt/mildew streaking in areas, particularly where roof intersections and gutters are located — indicates need for cleaning and possible minor flashing/gutter work. Foundation appears intact with no visible major cracking. Roof looks generally serviceable from photos. Lot is large, level and free of hazards, with a shed and carport present. Walkways and yard are tidy. Overall exterior is functional but needs cleaning and minor repairs to gutters/trim."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms on interior photos (NSPIRE requirement).",
"Bathroom ceiling staining — potential active or recent leak and mold/moisture risk.",
"No visible GFCI protection in kitchen and bathroom (common NSPIRE failure item).",
"Interior utility stairs and front porch/steps show weathering/makeshift construction and could be cited as unsafe or lacking secure handrails."
],
"confidence": 0.65,
"assumptions": [
"Central heating system and water heater are operational or can be made operational; their presence in the utility room indicates fuel-burning appliances are installed.",
"Bedrooms have adequate egress windows (size cannot be verified from photos but typical two-window layout suggests acceptable egress).",
"No evidence of active major structural movement (sagging rooflines, foundation displacement) based on exterior photos; foundation appears level.",
"Absence of visible smoke/CO detectors and GFCIs in photos means they are likely missing or not visible — assume they are not present for scoring.",
"No evidence of active standing water around foundation in provided exterior photos, but bathroom ceiling staining suggests at least localized moisture intrusion."
],
"overall_score": 61.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 2BR/1BA ranch appears structurally serviceable and has the major systems present (furnace, water heater, roof). The property is best described as rent-eligible with moderate work: mostly cosmetic updates, carpeting replacement, ceiling repair, verification/servicing of mechanicals, and installation/verification of required life-safety devices. The key NSPIRE inspection risks are missing/unclear smoke and CO detectors, no visible GFCI protection, a stained bathroom ceiling (possible active or recent leak), and an unsafe/unhanded stair to the utility area. If those items are addressed and mechanical systems verify operational, the unit should be passable with roughly 1–4 weeks of targeted repairs and safety fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & repairs",
"score": 68.0,
"rationale": "Interior is dated but largely intact. Visible issues: heavily worn/stained carpeting in multiple rooms, patched/misaligned ceiling tiles, peeling/old wall paneling and wallpaper in kitchen, scuffed entry floor and a missing/poorly finished threshold by the front door, and general cosmetic deferred maintenance. Kitchen has a refrigerator present but no stove is visible in photos (missing stove would be a moderate score reduction but not catastrophic). Bathroom fixtures appear present and functional though ceiling shows staining (see safety/systems). These are primarily cosmetic and standard turnover repairs (carpet removal/replace, paint, ceiling repair, minor trim/threshold repairs)."
},
{
"key": "safety_code",
"label": "Safety / code compliance risk",
"score": 48.0,
"rationale": "Multiple NSPIRE-relevant safety items are either not visible or borderline: there are no visible smoke detectors or carbon-monoxide alarms in the photographed rooms (required), no obvious GFCI outlet in kitchen/bath shown, and the small stairs into the utility/furnace area lack a handrail and have open risers (trip / fall hazard). Bathroom ceiling staining indicates prior or ongoing water intrusion which is a code/safety concern until confirmed repaired. The electrical panel is shown and cover appears present, and main entry door has a deadbolt. Bedroom egress windows appear present in photos but window size/operation not confirmed. Because missing/unclear life-safety devices and unsecured utility steps are common automatic inspection findings, safety risk is moderate-high until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 55.0,
"rationale": "Photos show a forced-air furnace and a separate water heater in the utility room and visible venting/flue; heating equipment is present (listing confirms central heat). The furnace and water heater appear older but installed with typical vent piping; their operational condition is unknown from photos. Roof shingles appear in generally good condition from exterior photos (no obvious missing shingles or sagging). Plumbing fixtures are present in kitchen and bath; however the bathroom ceiling staining and some floor staining in the utility room suggest prior moisture or leak events that require follow-up. Electrical panel present and appears intact, but GFCI protection status and outlet condition are not confirmed. Overall mechanical systems appear complete but unverified for operation and with moderate maintenance risk."
},
{
"key": "exterior_site",
"label": "Exterior & site condition",
"score": 75.0,
"rationale": "Vinyl siding is intact though dirty/stained in areas, gutters/downspouts are present (one downspout appears short and may direct water close to foundation). Roofline appears straight and shingles look serviceable. Porch, carport and 8x8 shed are present; porch has railing and looks structurally sound from photos. Large level rear yard (60x120 lot) appears well maintained. Concrete walks visible and yard is free of major trip hazards or debris. Minor exterior cleaning, downspout adjustment, and exterior paint/trim touch-up recommended, but no severe envelope failure visible."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm(s) in photographed areas — must be installed prior to inspection.",
"No visible GFCI protection in kitchen/bathroom — GFCI outlets or breakers likely required.",
"Unsafe utility stairs: open riser/step access to furnace/water heater lacks a handrail and is a fall hazard.",
"Evidence of water intrusion: staining on bathroom ceiling (possible active or recent leak) that must be investigated and repaired."
],
"confidence": 0.65,
"assumptions": [
"Listing text and photos indicate central heating; furnace and water heater shown are assumed to be the primary heating and hot water sources and are connected to the house with standard venting.",
"Photos do not show smoke detectors or CO alarms; assume none are installed or they were not visible in the photographed locations.",
"No stove is visible in photos; assume a stove/range is not present or not photographed. Missing stove reduces readiness but is repairable.",
"Bedroom egress windows exist (photos show windows in bedrooms) but window dimensions and operability were not confirmed — assumed adequate unless measured otherwise.",
"Bathroom ceiling staining is assumed to be evidence of prior or intermittent water intrusion; active leak could be present but not directly observed flowing in photos.",
"Electrical panel appears closed and intact in photos; assume main electrical system is present but outlets, GFCI protection, and circuit labeling were not inspected and may require updating.",
"Crawl space access exists (mentioned in listing); crawl condition and moisture were not inspected and assumed typical for a 1950 ranch unless a site visit shows otherwise."
],
"overall_score": 61.0,
"rubric_version": "nsPIRE-v1-photo-assessment-2026-02"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "804 W Franklin St, Kenton, OH, 43326",
"aggregate": {
"summary": "Moderate inspection risk. The house is structurally intact and has required systems (furnace, water heater, electrical panel), but it shows moderate deferred maintenance (worn carpets, dated finishes, ceiling panel issues) and several safety/code concerns that would likely cause a Housing Choice Voucher/NSPIRE inspection to fail until corrected: missing smoke/CO detectors, uncertain GFCI protection, possible water intrusion evidence in the bathroom ceiling, and non-compliant interior steps/handrail. With targeted repairs (install smoke/CO alarms, repair ceiling leak, replace/clean flooring, install or verify stove, add GFCI protection, improve handrails), the property should be rentable within ~30–60 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 62.7,
"rationale": "Interior shows moderate deferred maintenance: heavily worn and stained carpeting in multiple rooms, dated/peeling wall coverings, ceiling panel seams and localized discoloration, paint/spill at entry, missing/lifted floor vent covers, and cosmetic damage in kitchen wallpaper. Refrigerator is present but no stove is visible in listing photos (missing stove would need to be provided or installed). Most items are cosmetic or simple replacements (flooring, paint, fixtures, vent covers) and would not require structural work, but the ceiling stains and some uneven finishes will require repair and verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 73.3,
"rationale": "Exterior is generally intact: vinyl siding (algae/dirt staining in places) with gutters and downspouts visible, asphalt shingle roof in acceptable visible condition, concrete rear entry slab and large flat yard. Carport and storage shed present. No obvious major foundation movement or structural sagging visible. Some mildew/soiling on siding and minor landscaping cleanup needed. Drainage appears typical; no standing water shown."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 49.3,
"rationale": "Visible safety issues: no smoke detectors or CO alarms visible in photos (required by NSPIRE), interior steps from utility room have minimal/partial railing and may not meet handrail/grip requirements, bathroom ceiling shows discoloration (possible water intrusion). GFCI protection for kitchen and bathroom outlets is not visible and likely absent given age of finishes. Electrical panel appears intact and there are no obvious exposed live conductors in photos, but absence of visible detectors and potential non-GFCI outlets create moderate inspection failure risk until corrected."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 60.0,
"rationale": "Major systems are present: central furnace and water heater are installed and appear connected; electrical panel is present; utility room has a floor drain. Roof shingles appear in reasonable condition from photos. Equipment appears older but intact; no obvious active combustion venting failures visible. The bathroom ceiling stain suggests a past or intermittent plumbing or roof leak that should be investigated. Overall systems likely functional but will need servicing, safety checks, and verification of hot water, heating operation, and electrical GFCI function before inspection."
}
],
"red_flags": [
"No visible smoke detectors or CO alarms (NSPIRE requires smoke alarms in sleeping areas and on each level)",
"Bathroom ceiling discoloration — possible water intrusion / previous leak that requires repair and verification",
"Interior steps between utility and main area lack a continuous, code-compliant handrail (potential unsafe stairs)",
"No visible evidence of GFCI protection in kitchen/bath — potential electrical code failure"
],
"confidence": 0.95,
"assumptions": [
"No smoke detectors or CO alarms are installed — none visible in photos; assume they are absent or not located correctly.",
"Stove/range is not present or not included in photos; assume landlord will need to provide or tenant-supplied range unless clarified.",
"Bathroom ceiling discoloration indicates past or intermittent water intrusion; no active leak visible in photos but further investigation is required.",
"Electrical panel has a cover and appears intact; assume basic electrical distribution is serviceable but GFCI protection in kitchen/bath is likely absent given age of finishes.",
"Bedrooms have windows that appear to be operable and likely meet egress for a single-story home, though window dimensions were not measured.",
"Furnace and water heater appear installed and vented; assume functional but require service/inspection for safety and efficiency.",
"Crawlspace access exists (per listing); condition of crawlspace (moisture, pests, insulation) not visible and assumed unknown.",
"No visible evidence of active pest infestation, active roof collapse, major foundation movement, or collapsed ceilings in provided photos."
],
"score_method": "mean_of_criteria",
"overall_score": 60.4,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "4900144800"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.