Property ID: 5383408623
1327 High Point Way SE Apt D, Delray Beach, FL, 33445
Delray Beach, FL
Money Down: $44,400
CoC Return: 20.63%
Monthly Cash Flow: $763
Est. Market Rent: $3,000
Est. Final ARV: $233,522
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,000
Closing Costs
$7,400
Total Down
$44,400
Investment Snapshot
Purchase Price
$185,000
Money Down
$44,400
Cash-on-Cash Return
20.63%
Rent
$2,325
Monthly Cash Flow
$763
Annual Cash Flow
$9,162
Debt Service / Mo
$985
Property Tax / Mo
$256
Insurance / Mo
$89
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,325
Payment Standard
$2,460
Rent
$2,325
Insurance
$89
Property Tax
$256
Management
$232
Utilities Allowance
$135
NOI (Monthly)
$1,748
Debt Service
$985
Cash Flow After Debt
$763
Quality Score: 79.70%
Confidence: 94.00%
Overall this 2BR/2BA corner villa appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection once a few verifications and minor items are addressed. Strengths: updated kitchen, recent roof (2019), water heater (2018) and AC handler (2017), intact exterior, clean interior tile. Primary inspection risks to confirm: presence and placement of working smoke detectors (and CO alarms if required), GFCI protection in kitchen/baths, operable bedroom egress windows, and verification that HVAC and hot water operate. Expected work is mostly minor (detector installation, possible GFCI retrofit, touch-up paint, blinds/cleaning). Likely rent-ready within ~30 days after verification/quick fixes.
Section 8 Payment Standard
$2,460
Utility Allowance Total
$135
Guaranteed Section 8 Rent (PS - Utilities)
$2,325
Property Management
$232
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$185,000
Beds
2
Baths
2
Living Area
1,137 sqft
Lot Size
—
Year Built
1978
Days on Market
97
Capital Outlay
$44,400
Debt Service
$985
Property Tax / Mo
$256
Insurance / Mo
$89
Property Description
Pride of ownership shines through the moment you step into this highly sought-after, updated, and spacious 2BR/2BA corner villa, nestled in the vibrant High Point Community. This exceptional villa, located in the most desirable corner Florida Model, offers the perfect blend of modern comfort and classic charm within an active 55+ community. Key features include: Roof replaced in 2019 for peace of mind. Enclosed Florida room under air, expanding your living space year-round. Awning shutters for added protection and curb appeal. Open-concept kitchen with updated cabinetry, granite countertops, and modern appliances. High-hat lighting, enhancing the home's bright, airy feel. Water heater replaced in 2018 and AC handler installed in December 2017 for efficiency and comfort. Tastefully updated guest bathroom for added luxury. Neutral tile flooring throughout, offering a fresh, contemporary look. This villa comes fully furnished and turnkey, so all you need to do is bring your clothes and toothbrush to start living the Florida lifestyle. Enjoy the very best of Florida living in this active 55+ community, offering a range of social activities and amenities that include a resort-style heated pool, a spacious clubhouse, tennis and pickleball courts, and shuffleboard. Conveniently located just minutes from the beach, you're close to charming shops, open-air cafes, fine dining, shopping malls, theaters, and more. Plus, with easy access to I-95/Turnpike and nearby places of worship, everything you need is right at your doorstep. All information is deemed reliable but not guaranteed and is subject to change without notice.
Utility Allowances
Air Conditioning
$40
Property has Central Air. The allowance is for a 2-bedroom unit in Palm Beach County, as Delray Beach falls under this jurisdiction in the schedule.
Cooking
$9
Property includes an 'Electric Range'. The allowance is for electric cooking for a 2-bedroom unit in Palm Beach County.
Electric Service Charge
$11
A mandatory service charge for properties using electricity. The 'Palm Beach County' rate was selected.
Heating
$10
Property has 'Central, Electric' heating. The allowance is for electric heating for a 2-bedroom unit in Palm Beach County.
Other Electric
$45
This covers general electricity for lights and outlets. The allowance is for a 2-bedroom unit in Palm Beach County.
Water Heating
$20
Property has an 'Electric Water Heater'. The allowance is for electric water heating for a 2-bedroom unit in Palm Beach County.
Source References
Utility Allowance Source
Effective Date:
Jan 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,063
DP3 Annual Estimate$1,063
DP1 Monthly Equivalent$89
DP3 Monthly Equivalent$89
Replacement Value$170,596
Basis1,137 sqft / 1978
Nearby Houses
Photo unavailable
1245 High Point Pl S Apt C
for_sale
Price: $145,900
1 bd / 2 ba · 1,040 sqft
Latest sale: $39,300 on Jun 06, 2013
Latest rent: —
Photo unavailable
1315 High Point Way SE Apt B
for_sale
Price: $130,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $70,000 on Mar 27, 2015
Latest rent: —
Photo unavailable
1305 High Point Way SE Apt D
for_sale
Price: $199,000
2 bd / 2 ba · 1,137 sqft
Latest sale: $50,000
Latest rent: —
Photo unavailable
1422 High Point Way NW Apt B
sold
Price: $145,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $145,000 on Mar 03, 2026
Latest rent: —
Photo unavailable
1320 High Point Pl S Unit C
for_sale
Price: $154,990
1 bd / 2 ba · 1,040 sqft
Latest sale: $65,000
Latest rent: —
Photo unavailable
1390 High Point Way SW Apt D
for_sale
Price: $210,000
2 bd / 2 ba · 1,137 sqft
Latest sale: $82,000
Latest rent: —
Photo unavailable
1382 High Point Way NE
for_sale
Price: $164,900
1 bd / 2 ba · 1,040 sqft
Latest sale: $110,000 on Dec 09, 2020
Latest rent: —
Photo unavailable
1330 High Point Pl N Apt C
for_sale
Price: $155,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $150,000 on Dec 19, 2022
Latest rent: —
Photo unavailable
1382 High Point Way NE Apt C
sold
Price: $155,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $155,000
Latest rent: —
Photo unavailable
1295 High Point Pl N Apt A
for_sale
Price: $149,000
2 bd / 2 ba · 1,137 sqft
Latest sale: $39,000 on May 19, 2001
Latest rent: —
Photo unavailable
1387 High Point Way NW Apt B
off_market
Price: $2,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $76,500 on Aug 11, 2008
Latest rent: —
Photo unavailable
1387 High Point Way NW Apt C
sold
Price: $120,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $120,000 on Mar 18, 2025
Latest rent: —
Photo unavailable
1402 High Point Way SW Apt B
sold
Price: $140,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $140,000 on Sep 30, 2025
Latest rent: —
Photo unavailable
1327 High Point Way SE Apt A
sold
Price: $259,000
2 bd / 2 ba · 1,137 sqft
Latest sale: $259,000
Latest rent: —
Photo unavailable
1385 High Point Blvd W Apt D
sold
Price: $190,000
2 bd / 2 ba · 1,137 sqft
Latest sale: $190,000 on Sep 24, 2025
Latest rent: —
Photo unavailable
1250 Club Dr W Apt C
sold
Price: $140,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $140,000 on Aug 22, 2025
Latest rent: —
Photo unavailable
1232 Club Dr W Apt C
sold
Price: $167,000
1 bd / 2 ba · 1,040 sqft
Latest sale: $167,000 on Dec 28, 2022
Latest rent: —
Photo unavailable
1267 High Point Pl S Apt D
sold
Price: $200,000
2 bd / 2 ba · 1,137 sqft
Latest sale: $200,000 on Apr 29, 2025
Latest rent: —
Properties Used for Comps
Photo unavailable
1347 High Point Way NE Apt D, Delray Beach, FL, 33445
sold
Price: $225,000
Rent: —
2 bd / 2 ba · 1,137 sqft
Sale Date: Dec 29, 2025
Distance: —
View listing
Photo unavailable
1315 High Point Way SE Apt D, Delray Beach, FL, 33445
sold
Price: $217,000
Rent: —
2 bd / 2 ba · 1,137 sqft
Sale Date: Apr 02, 2025
Distance: —
View listing
Photo unavailable
1235 Club Dr W Apt D, Delray Beach, FL, 33445
sold
Price: $255,000
Rent: —
2 bd / 2 ba · 1,200 sqft
Sale Date: Mar 25, 2026
Distance: 0.21 mi
View listing
Photo unavailable
1327 High Point Way SE Apt A, Delray Beach, FL, 33445
sold
Price: $259,000
Rent: —
2 bd / 2 ba · 1,137 sqft
Sale Date: Dec 29, 2025
Distance: —
View listing
Photo unavailable
1320 High Point A Pl S Unit A, Delray Beach, FL, 33445
sold
Used for Rent Comp
Price: $225,000
Rent: $3,500
2 bd / 2 ba · 1,137 sqft
Sale Date: Aug 19, 2025
Distance: 0.04 mi
View listing
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detectors and carbon monoxide alarms are not visible in photos; assume their presence/operation must be verified and may require installation.
- GFCI outlets at kitchen and bathroom counters are not visible in photos; assume verification or retrofit could be needed.
- Bedrooms and their egress windows are not shown; assume they meet egress requirements unless inspection shows otherwise.
- Major systems (AC, water heater, roof) are operational as per listing dates (AC handler Dec 2017, water heater 2018, roof 2019) but will require functional verification during inspection.
- No visible electrical hazards in photos, but the electrical panel was not shown and should be verified for labeling, cover, and accessibility.
- No visible mold, active leaks, foundation movement or structural sagging in photos; assume none present unless further inspection reveals hidden issues.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,980 | $170,596 | $131,244 |
| 2023 | $2,679 | $180,518 | $119,313 |
| 2022 | $2,301 | $130,478 | $98,605 |
| 2021 | $2,052 | $100,525 | $89,641 |
| 2020 | $1,904 | $92,525 | $81,492 |
| 2019 | $1,788 | $87,000 | $74,084 |
| 2018 | $1,610 | $80,000 | $67,349 |
| 2017 | $1,494 | $71,000 | $61,226 |
| 2016 | $1,438 | $69,000 | $55,660 |
| 2015 | $1,328 | $58,000 | $50,600 |
| 2014 | $1,190 | $46,000 | $46,000 |
| 2013 | $1,125 | $43,000 | $43,000 |
| 2012 | $1,127 | $43,000 | $41,800 |
| 2011 | $1,047 | $38,000 | $38,000 |
| 2010 | $1,143 | $42,000 | $42,000 |
| 2008 | $1,855 | $42,000 | $42,000 |
| 2007 | $2,029 | $95,000 | $95,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-11 | Listed | $185,000 |
| 2026-03-11 | Listing removed | $0 |
| 2026-02-04 | Listed | $185,000 |
| 1991-09-10 | Sold | $43,000 |
Photo Gallery
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"Association Amenities: Pool, Billiard Room, Bocce Ball, Laundry, Library, Manager On Site, Parking, Pickleball Court(s), Shuffleboard Court, Tennis Court(s)",
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"Association Fee Frequency: Monthly",
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"Source Listing Status: Active",
"County: Palm Beach",
"Directions: Atlantic Ave west, north on Barwick Road, enter HP6 on the right, 1st stop: make a right.",
"Tax Year: 2025",
"Restrictions: Leasing Prohibited 1st 2 Years",
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"Area: 4540",
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"Year Built: 1978",
"Building Area Source: Public Records",
"Building Area Total: 1137",
"Building Name: 1327",
"Construction Materials: CBS",
"Direction Faces: West",
"Entry Level: 1",
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"Property Age: 48",
"Property Condition: Resale",
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"Structure Type: Villa",
"Total Area Sqft: 1137"
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"Year Built: 1978",
"Building Area Source: Public Records",
"Building Area Total: 1040",
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"Construction Materials: CBS",
"Direction Faces: West",
"Entry Level: 1",
"Living Area Source: Public Records",
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"Association Amenities: Pool, Bocce Ball, Clubhouse, Laundry, Library, Manager On Site, Parking, Pickleball Court(s), Shuffleboard Court, Tennis Court(s)",
"Association Fee: 502",
"Association Fee Frequency: Monthly",
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"Source Listing Status: Pending",
"County: Palm Beach",
"Directions: Atlantic Ave west, North on Barwick Rd, enter into HP6 on right, 2nd right onto High Point Way SE.",
"Tax Year: 2024",
"Restrictions: Leasing Prohibited 1st 2 Years",
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"Year Built: 1978",
"Building Area Source: Public Records",
"Building Area Total: 1137",
"Building Name: 1305",
"Construction Materials: CBS",
"Direction Faces: West",
"Entry Level: 1",
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"Property Condition: Resale",
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"Structure Type: Villa",
"Total Area Sqft: 1137"
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"Association Fee Frequency: Monthly",
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"Source Listing Status: Active",
"County: Palm Beach",
"Directions: Atlantic Ave West, North on Barwick Rd, enter HP6 Villa on the right; parking is on the side.",
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"Source Property Type: Residential",
"Area: 4540",
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"Year Built: 1978",
"Building Area Source: Public Records",
"Building Area Total: 1040",
"Building Name: 1320",
"Construction Materials: CBS",
"Direction Faces: North",
"Entry Level: 1",
"Entry Location: Entry Level Living Area Y",
"Living Area Source: Public Records",
"Property Age: 48",
"Property Condition: Resale",
"Roof: Composition, Shingle",
"Levels or Stories: 1",
"Building Total Stories: 1",
"Structure Type: Villa",
"Total Area Sqft: 1040"
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"Pets Allowed: No",
"Senior Community: Yes"
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"Source Listing Status: Closed",
"County: Palm Beach",
"Directions: Exit 52, going west, on Atlantic Ave. Make a right turn on Barwick Rd. Before you reach the next intersection, the High Point of Delray 6 will be on your right hand side.",
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"assessment": {
"land": null,
"total": 81492,
"building": null
}
},
{
"tax": 1788,
"year": 2019,
"market": {
"land": null,
"total": 87000,
"building": 87000
},
"assessment": {
"land": null,
"total": 74084,
"building": null
}
},
{
"tax": 1610,
"year": 2018,
"market": {
"land": null,
"total": 80000,
"building": 80000
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"assessment": {
"land": null,
"total": 67349,
"building": null
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},
{
"tax": 1494,
"year": 2017,
"market": {
"land": null,
"total": 71000,
"building": 71000
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"assessment": {
"land": null,
"total": 61226,
"building": null
}
},
{
"tax": 1438,
"year": 2016,
"market": {
"land": null,
"total": 69000,
"building": 69000
},
"assessment": {
"land": null,
"total": 55660,
"building": null
}
},
{
"tax": 1328,
"year": 2015,
"market": {
"land": null,
"total": 58000,
"building": 58000
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"assessment": {
"land": null,
"total": 50600,
"building": null
}
},
{
"tax": 1190,
"year": 2014,
"market": {
"land": null,
"total": 46000,
"building": 46000
},
"assessment": {
"land": null,
"total": 46000,
"building": null
}
},
{
"tax": 1125,
"year": 2013,
"market": {
"land": null,
"total": 43000,
"building": 43000
},
"assessment": {
"land": null,
"total": 43000,
"building": null
}
},
{
"tax": 1127,
"year": 2012,
"market": {
"land": null,
"total": 43000,
"building": 43000
},
"assessment": {
"land": null,
"total": 41800,
"building": null
}
},
{
"tax": 1047,
"year": 2011,
"market": {
"land": null,
"total": 38000,
"building": 38000
},
"assessment": {
"land": null,
"total": 38000,
"building": null
}
},
{
"tax": 1143,
"year": 2010,
"market": {
"land": null,
"total": 42000,
"building": 42000
},
"assessment": {
"land": null,
"total": 42000,
"building": null
}
},
{
"tax": 1855,
"year": 2008,
"market": {
"land": null,
"total": 42000,
"building": 42000
},
"assessment": {
"land": null,
"total": 42000,
"building": null
}
},
{
"tax": 2029,
"year": 2007,
"market": {
"land": null,
"total": 95000,
"building": 95000
},
"assessment": {
"land": null,
"total": 95000,
"building": null
}
}
],
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{
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{
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{
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"permit_effective_date": "Nov 18, 2025",
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"permit_project_type_2": "Doors and windows",
"permit_project_type_3": null
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{
"project_name": null,
"permit_status": "Final",
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"permit_effective_date": "Nov 18, 2025",
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"permit_project_type_2": "Doors and windows",
"permit_project_type_3": null
},
{
"project_name": null,
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{
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"permit_effective_date": "Dec 22, 2015",
"permit_project_type_1": "Mechanical work",
"permit_project_type_2": null,
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},
{
"project_name": null,
"permit_status": "Issued",
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"permit_effective_date": "Jul 20, 2009",
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"permit_project_type_2": null,
"permit_project_type_3": null
},
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": "Mechanical permit",
"permit_effective_date": "Apr 9, 2009",
"permit_project_type_1": "Mechanical work",
"permit_project_type_2": null,
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},
{
"project_name": null,
"permit_status": "Issued",
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"permit_effective_date": "Dec 3, 2008",
"permit_project_type_1": "Mechanical work",
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"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1327-High-Point-Way-SE-Apt-D_Delray-Beach_FL_33445_M53834-08623",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 185000.0,
"loan_term_years": 30,
"annual_cash_flow": 20977.6,
"mortgage_monthly": 984.65,
"payment_standard": 2460.0,
"total_amount_out": 37000.0,
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"insurance_monthly": 88.58,
"monthly_cash_flow": 1748.13,
"property_tax_rate": 0.0091,
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"effective_date": "2025-01-01"
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"utility_allowances": [
{
"note": "Property has Central Air. The allowance is for a 2-bedroom unit in Palm Beach County, as Delray Beach falls under this jurisdiction in the schedule.",
"utility": "Air Conditioning",
"allowance": 40
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{
"note": "Property includes an 'Electric Range'. The allowance is for electric cooking for a 2-bedroom unit in Palm Beach County.",
"utility": "Cooking",
"allowance": 9
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{
"note": "A mandatory service charge for properties using electricity. The 'Palm Beach County' rate was selected.",
"utility": "Electric Service Charge",
"allowance": 11
},
{
"note": "Property has 'Central, Electric' heating. The allowance is for electric heating for a 2-bedroom unit in Palm Beach County.",
"utility": "Heating",
"allowance": 10
},
{
"note": "This covers general electricity for lights and outlets. The allowance is for a 2-bedroom unit in Palm Beach County.",
"utility": "Other Electric",
"allowance": 45
},
{
"note": "Property has an 'Electric Water Heater'. The allowance is for electric water heating for a 2-bedroom unit in Palm Beach County.",
"utility": "Water Heating",
"allowance": 20
}
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"down_payment_amount": 37000.0,
"property_tax_annual": 3069.4,
"property_tax_monthly": 255.78,
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"utility_allowance_total": 135.0,
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"annual_cash_flow_after_debt": 9161.83,
"property_management_monthly": 232.5,
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"runs": [
{
"summary": "Overall this 2BR/2BA corner villa appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection once a few verifications and minor items are addressed. Strengths: updated kitchen, recent roof (2019), water heater (2018) and AC handler (2017), intact exterior, clean interior tile. Primary inspection risks to confirm: presence and placement of working smoke detectors (and CO alarms if required), GFCI protection in kitchen/baths, operable bedroom egress windows, and verification that HVAC and hot water operate. Expected work is mostly minor (detector installation, possible GFCI retrofit, touch-up paint, blinds/cleaning). Likely rent-ready within ~30 days after verification/quick fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 82.0,
"rationale": "Interior appears clean and recently updated: neutral tile flooring throughout, updated kitchen with intact cabinetry, granite countertops, microwave, stove and refrigerator present in photos. Minor cosmetic wear visible (scuffs on entry walls, slightly worn blinds, sunroom furnishings and minor dirt on tile). No visible missing major finish items. Missing or worn small fixtures (minor touch-up paint, possibly new blinds) are expected. Overall turnkey with minor cosmetic work."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No active life‑threatening hazards visible (no collapsed ceilings, no standing water, no exposed wiring). Entry door has a security/screen door and main door; appears to have lock hardware. Egress windows present in sunroom and living area; bedroom windows not shown and should be verified. Critical items not visible in photos: smoke detectors and carbon monoxide alarm(s) not shown, GFCI protection at kitchen counters not visible, electrical panel not photographed. Because these required safety items are not visible, inspection risk is moderate until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems condition (HVAC, roof, plumbing, electrical)",
"score": 80.0,
"rationale": "Listing documents recent major system updates: roof replaced 2019, water heater replaced 2018, AC handler December 2017 — these support a healthy systems score. Interior vents and ceiling diffusers visible. Appliances shown and appear connected. Electrical panel and water heater location not photographed; plumbing fixtures look intact in photos (no visible leaks). Overall systems appear sound based on seller disclosures and visible components, but final verification (operational HVAC, hot water, electrical panel labeling) required."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 78.0,
"rationale": "Exterior photos show a maintained villa in a garden setting with intact roofline and gutters, aluminum awnings, and trimmed landscaping. Walkway and entrance are level and safe; small patches of bare soil and minor landscaping debris near foundation. No visible foundation cracks, major siding failure, or standing water. Awnings are older but functional. Overall exterior is well maintained with minor yard/finish work recommended."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume their presence/operation must be verified and may require installation.",
"GFCI outlets at kitchen and bathroom counters are not visible in photos; assume verification or retrofit could be needed.",
"Bedrooms and their egress windows are not shown; assume they meet egress requirements unless inspection shows otherwise.",
"Major systems (AC, water heater, roof) are operational as per listing dates (AC handler Dec 2017, water heater 2018, roof 2019) but will require functional verification during inspection.",
"No visible electrical hazards in photos, but the electrical panel was not shown and should be verified for labeling, cover, and accessibility.",
"No visible mold, active leaks, foundation movement or structural sagging in photos; assume none present unless further inspection reveals hidden issues."
],
"overall_score": 78.0,
"rubric_version": "ns-preset-v1"
},
{
"summary": "Likely to pass an initial HCV/NSPIRE inspection after minor, quick fixes. The unit is cosmetically updated, appliances present, and major systems (roof, AC handler, water heater) appear recently replaced per listing, which reduces structural/system risk. Primary inspection risks visible in the photos are lack of photographed smoke/CO detectors and unverified GFCI protection in wet areas — common NSPIRE fail points but usually corrected quickly. No signs of structural sagging, active leaks, standing water, collapsed ceilings, or severe mold were observed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears updated and well maintained: recent-looking kitchen cabinets, granite counters, tile flooring throughout, appliances (refrigerator, range, microwave) present, and no visible major cosmetic defects. Minor scuffs on entry wall and some worn furnishings visible in photos are cosmetic and easy-to-fix. Sunroom and sliding doors look intact. Overall turnkey appearance — easy cosmetic/finish items only; no evidence of exposed subflooring, collapsed ceilings, or severe deferred maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "No visible exposed wiring, no visible water intrusion or mold in photos, entry has a security gate and exterior door present. Listing states AC handler (2017) and water heater (2018) replaced — reduces likelihood of immediate mechanical safety hazards. However smoke detectors and carbon monoxide detectors are not visible in any interior photos (common fail item under NSPIRE if missing or improperly located). GFCI protection at kitchen outlets is not verifiable from photos. Window egress for bedrooms not explicitly shown but windows appear typical; sliding door threshold may present a minor trip hazard. Given the strong cosmetic condition but lack of visible detectors/GFCI confirmation, a moderate safety risk remains that can usually be resolved quickly."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 80.0,
"rationale": "Listing documents reduce risk: roof replaced 2019, water heater 2018, AC handler installed Dec 2017. No visible stains, sagging ceilings, or evidence of roof leaks in interior photos. Electrical panel not shown so condition cannot be confirmed; plumbing fixtures and hot water presence are assumed functional based on listing and no visible stains. Overall systems are likely serviceable, though verification of electrical panel, GFCI protection, and functional HVAC/start-up testing will be required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior photos show level walkways, maintained lawn, intact stucco/siding and eaves, and awnings in place. No standing water or major drainage issues visible. Awnings and aluminum windows are older but appear functional (possible future maintenance). Entry landing is tiled and even; no visible broken steps or missing guardrails. Overall exterior shows moderate-age components in reasonable condition for the building age."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in interior photos — likely NSPIRE fail if missing or improperly located.",
"GFCI protection at kitchen/bath outlets not confirmed in photos — potential NSPIRE fail if absent.",
"Electrical panel and service condition not documented in photos — must be inspected to rule out hazardous conditions."
],
"confidence": 0.7,
"assumptions": [
"Listing statements are accurate: roof replaced 2019, water heater 2018, AC handler Dec 2017 and are in functional condition.",
"Hot water and HVAC are operational at time of inspection (no visible interior staining or tenant complaints in photos).",
"Bedrooms have code-compliant egress windows typical of unit type (not individually shown), and sliding doors meet egress requirements.",
"No significant concealed electrical hazards exist despite panel not being shown; electrical panel is assumed intact but should be verified on inspection.",
"No active pest infestation or severe hidden mold based on lack of visual evidence in photos."
],
"overall_score": 80.0,
"rubric_version": "2026-03-nspire-v1"
},
{
"summary": "Likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with minimal work. The unit appears turnkey and well-maintained: updated kitchen, intact tile floors, functioning HVAC and water heater (replaced within past 6–9 years), and a 2019 roof. Main outstanding verification items for inspection are presence/operation of smoke and CO detectors, confirmation of GFCI protection in required areas, and quick checks of electrical panel labeling and HVAC/water heater operation. Expect minor cosmetic fixes and verification tasks; no major structural or life-safety issues visible in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show an updated kitchen (granite counters, newer cabinetry), intact tile flooring throughout, and generally clean, furnished rooms. Visible cosmetic issues are minor (scuffs at entry, slightly worn blinds, a few small dirty grout spots). Appliances (range, microwave, refrigerator) are present in photos — missing appliances are not an issue. Overall appearance is turnkey with only light cosmetic touch-ups likely required."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 78.0,
"rationale": "No obvious life-safety hazards in photos: ceilings intact (no sagging or stains), no visible active leaks or mold-like staining, no exposed wiring, entry has metal security door and the interior door appears to have a deadbolt. Large windows provide apparent egress in living areas. Unknowns: smoke and carbon monoxide detectors are not visible in photos and GFCI protection in kitchen/bath outlets is not shown. Electrical panel not visible. Given the recent system replacements (AC 2017, water heater 2018, roof 2019) and tidy condition, immediate life-threatening hazards are unlikely but detector/GFCI verification will be needed at inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 82.0,
"rationale": "Listing states roof replaced 2019, water heater 2018, and AC handler installed Dec 2017; photos show central HVAC vents and a finished enclosed Florida room under air. Roof and mechanical ages indicate reasonable remaining life. Electrical panel and full plumbing layout not visible, but no visible water stains or evidence of leaks. Assessed as operational but recommend service/records verification and standard maintenance (AC service, water heater check) before tenancy."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior photos show a well-kept lawn, accessible walkways, intact stucco and trim, functioning gutters/downspouts and awning shutters. Some exterior paint/fascia and awnings appear aged and landscaping trimming is needed. No visible foundation cracks, standing water, or major roof failure. Overall site appears safe and serviceable with minor exterior maintenance recommended."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Photos reflect current condition and represent the entire unit (no hidden severe damage in non-photographed areas).",
"AC (installed 2017) and water heater (2018) are operational at time of inspection; only routine maintenance may be needed.",
"Roof replaced in 2019 is watertight with no active leaks (no interior ceiling stains observed).",
"Bedrooms (not shown) have adequate egress windows per NSPIRE; large windows in living areas imply similar window types throughout.",
"Smoke detectors, carbon monoxide detectors (if required by local code), and GFCI outlets are not visible in photos and therefore must be verified — their absence would need to be remedied but is not assumed to be present.",
"Electrical panel and its condition are unknown (not visible in provided media); assumed intact but should be inspected.",
"No evidence of significant pest infestation, severe mold, or structural foundation movement in visible areas; if present in non-photographed areas, risk rating would increase."
],
"overall_score": 81.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1327 High Point Way SE Apt D, Delray Beach, FL, 33445",
"aggregate": {
"summary": "Overall this 2BR/2BA corner villa appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection once a few verifications and minor items are addressed. Strengths: updated kitchen, recent roof (2019), water heater (2018) and AC handler (2017), intact exterior, clean interior tile. Primary inspection risks to confirm: presence and placement of working smoke detectors (and CO alarms if required), GFCI protection in kitchen/baths, operable bedroom egress windows, and verification that HVAC and hot water operate. Expected work is mostly minor (detector installation, possible GFCI retrofit, touch-up paint, blinds/cleaning). Likely rent-ready within ~30 days after verification/quick fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 84.0,
"rationale": "Interior appears clean and recently updated: neutral tile flooring throughout, updated kitchen with intact cabinetry, granite countertops, microwave, stove and refrigerator present in photos. Minor cosmetic wear visible (scuffs on entry walls, slightly worn blinds, sunroom furnishings and minor dirt on tile). No visible missing major finish items. Missing or worn small fixtures (minor touch-up paint, possibly new blinds) are expected. Overall turnkey with minor cosmetic work."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 77.7,
"rationale": "Exterior photos show a maintained villa in a garden setting with intact roofline and gutters, aluminum awnings, and trimmed landscaping. Walkway and entrance are level and safe; small patches of bare soil and minor landscaping debris near foundation. No visible foundation cracks, major siding failure, or standing water. Awnings are older but functional. Overall exterior is well maintained with minor yard/finish work recommended."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 74.3,
"rationale": "No active life‑threatening hazards visible (no collapsed ceilings, no standing water, no exposed wiring). Entry door has a security/screen door and main door; appears to have lock hardware. Egress windows present in sunroom and living area; bedroom windows not shown and should be verified. Critical items not visible in photos: smoke detectors and carbon monoxide alarm(s) not shown, GFCI protection at kitchen counters not visible, electrical panel not photographed. Because these required safety items are not visible, inspection risk is moderate until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems condition (HVAC, roof, plumbing, electrical)",
"score": 80.7,
"rationale": "Listing documents recent major system updates: roof replaced 2019, water heater replaced 2018, AC handler December 2017 — these support a healthy systems score. Interior vents and ceiling diffusers visible. Appliances shown and appear connected. Electrical panel and water heater location not photographed; plumbing fixtures look intact in photos (no visible leaks). Overall systems appear sound based on seller disclosures and visible components, but final verification (operational HVAC, hot water, electrical panel labeling) required."
}
],
"red_flags": [],
"confidence": 0.94,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume their presence/operation must be verified and may require installation.",
"GFCI outlets at kitchen and bathroom counters are not visible in photos; assume verification or retrofit could be needed.",
"Bedrooms and their egress windows are not shown; assume they meet egress requirements unless inspection shows otherwise.",
"Major systems (AC, water heater, roof) are operational as per listing dates (AC handler Dec 2017, water heater 2018, roof 2019) but will require functional verification during inspection.",
"No visible electrical hazards in photos, but the electrical panel was not shown and should be verified for labeling, cover, and accessibility.",
"No visible mold, active leaks, foundation movement or structural sagging in photos; assume none present unless further inspection reveals hidden issues."
],
"score_method": "mean_of_criteria",
"overall_score": 79.7,
"rubric_version": "ns-preset-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "5383408623"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.