Property ID: 6150299929
4314 NW 47th St, Tamarac, FL, 33319
Tamarac, FL
Money Down: $62,160
CoC Return: 4.93%
Monthly Cash Flow: $255
Est. Final ARV: $283,086
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$51,800
Closing Costs
$10,360
Total Down
$62,160
Investment Snapshot
Purchase Price
$258,999
Money Down
$62,160
Cash-on-Cash Return
4.93%
Rent
$2,451
Monthly Cash Flow
$255
Annual Cash Flow
$3,065
Debt Service / Mo
$1,379
Property Tax / Mo
$496
Insurance / Mo
$76
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,451
Payment Standard
$2,640
Rent
$2,451
Insurance
$76
Property Tax
$496
Management
$245
Utilities Allowance
$189
NOI (Monthly)
$1,634
Debt Service
$1,379
Cash Flow After Debt
$255
Quality Score: 74.10%
Confidence: 92.00%
This 2BR/1BA single-family home appears mostly turnkey for a Housing Choice Voucher inspection. Positive factors: updated kitchen and appliances, 2019 electrical panel, 2018 water heater, impact front door/window, generally well-kept interior and exterior. Primary inspection risks to verify on-site: presence and placement of working smoke and carbon monoxide detectors, GFCI outlets in kitchen/bath, operation of HVAC, and a closer roof assessment. No visible major structural or life-safety failures. Likely to pass an initial NSPIRE inspection after minor verification/fixes (detectors/GFCI) — rentable within ~1-4 weeks depending on verification and any minor repairs.
Section 8 Payment Standard
$2,640
Utility Allowance Total
$189
Guaranteed Section 8 Rent (PS - Utilities)
$2,451
Property Management
$245
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$258,999
Beds
2
Baths
1
Living Area
971 sqft
Lot Size
4,356 sqft
Year Built
1967
Days on Market
97
Capital Outlay
$62,160
Debt Service
$1,379
Property Tax / Mo
$496
Insurance / Mo
$76
Property Description
PRICE ADJUSTMENT! Welcome to the best of South Florida senior living in this beautifully maintained 2-bedroom, 1-bathroom single-family home in a premier 55+ community. This home offers peace of mind with partial impact windows and pull-down shutters for added protection. The home features an updated interior and a great floor plan that includes an updated Kitchen, SS Appliances, 2019 Electrical Panel, 2019 front Impact window and door & 2018 Hot Water Heater. Also comes with a 1 car garage, a low monthly HOA fee for lawn care & landscaping allowing more time to enjoy the community's resort-style amenities such as 2 heated Pools, Clubhouse etc. Whether you're relaxing in your lovely home or exploring vibrant Tamarac, this home provides the perfect life balance! Don't miss this opportunity!
Utility Allowances
Air Conditioning
$25
Property has Central Air. The allowance is the fixed rate for a 2-bedroom unit.
Cooking
$11
Property includes an 'Electric Range'. The allowance is the 'electric' option for a 2-bedroom unit.
Heating
$4
Property has 'Central' heating and 'Electric' cooling. Electric heating is inferred. The allowance is the 'electric' option for a 2-bedroom unit.
Water Heating
$22
Property includes an 'Electric Water Heater'. The allowance is the 'electric' option for a 2-bedroom unit.
Other Electric
$32
This is the standard fixed allowance for general electric usage in a 2-bedroom unit.
Water
$32
Property details state 'Water Source: Public'. The allowance is the fixed rate for a 2-bedroom unit.
Sewer
$38
Property details state 'Sewer: Public Sewer'. The allowance is the fixed rate for a 2-bedroom unit.
Trash Collection
$25
This is a standard fixed allowance for trash service for a single-family home.
Refrigerator
$0
Property details explicitly list 'Refrigerator' under appliances, so it is landlord-provided. Tenant allowance is $0.
Range / Microwave
$0
Property details explicitly list 'Microwave' under appliances, so it is landlord-provided. Tenant allowance is $0.
Natural Gas Base Charge
$0
No gas appliances are listed for the property. All major appliances are electric.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$908
DP3 Annual Estimate$908
DP1 Monthly Equivalent$76
DP3 Monthly Equivalent$76
Replacement Value$226,970
Basis971 sqft / 1967
Nearby Houses
Photo unavailable
4310 NW 47th St
sold · 0.02 mi
Price: $335,000
2 bd / 2 ba · 1,506 sqft
Latest sale: $335,000
Latest rent: —
Photo unavailable
4314 NW 47th Ct
for_sale · 0.04 mi
Price: $239,000
2 bd / 1 ba · 1,002 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4308 NW 47th Ct
for_sale · 0.04 mi
Price: $389,900
2 bd / 2 ba · 1,284 sqft
Latest sale: $158,000
Latest rent: —
Photo unavailable
4305 NW 46th St
sold · 0.04 mi
Price: $340,000
3 bd / 3 ba · 1,212 sqft
Latest sale: $340,000
Latest rent: —
Photo unavailable
4306 NW 47th Ct
sold · 0.05 mi
Price: $349,900
2 bd / 2 ba · 1,182 sqft
Latest sale: $349,900
Latest rent: —
Photo unavailable
4402 NW 47th Ct
sold · 0.05 mi
Price: $319,000
2 bd / 2 ba · 1,318 sqft
Latest sale: $319,000 on Aug 01, 2023
Latest rent: —
Photo unavailable
4301 NW 46th St
sold · 0.06 mi
Price: $341,000
2 bd / 2 ba · 1,182 sqft
Latest sale: $341,000
Latest rent: —
Photo unavailable
4402 NW 46th St
off_market · 0.06 mi
Price: $1,300
2 bd / 2 ba · 1,579 sqft
Latest sale: $174,900
Latest rent: —
Photo unavailable
4413 NW 47th St
sold · 0.07 mi
Price: $250,000
2 bd / 2 ba · 1,096 sqft
Latest sale: $250,000
Latest rent: —
Photo unavailable
Address unavailable
sold · 0.07 mi
Price: $395,000
2 bd / 2 ba · 1,318 sqft
Latest sale: $395,000 on Nov 13, 2024
Latest rent: $2,900 on Dec 22, 2025
Photo unavailable
4400 Mainland Dr
sold · 0.07 mi
Price: $319,500
2 bd / 1 ba · 1,002 sqft
Latest sale: $319,500
Latest rent: —
Photo unavailable
4401 NW 45th Ct
sold · 0.08 mi
Price: $300,000
2 bd / 2 ba · 1,182 sqft
Latest sale: $300,000 on Aug 18, 2022
Latest rent: —
Photo unavailable
4701 NW 43rd Ave
sold · 0.08 mi
Price: $300,000
2 bd / 2 ba · 1,581 sqft
Latest sale: $300,000
Latest rent: —
Photo unavailable
4518 NW 43rd Ter
sold · 0.09 mi
Price: $385,000
2 bd / 2 ba · 1,682 sqft
Latest sale: $385,000 on Jun 02, 2022
Latest rent: $2,965 on May 04, 2022
Photo unavailable
4706 NW 43rd Ter
off_market · 0.09 mi
Price: $325,000
2 bd / 2 ba · 1,579 sqft
Latest sale: $320,000 on Feb 09, 2026
Latest rent: —
Photo unavailable
4409 NW 45th Ct
sold · 0.09 mi
Price: $280,000
2 bd / 2 ba · 1,579 sqft
Latest sale: $280,000 on Jun 05, 2025
Latest rent: $1,650 on Sep 22, 2012
Photo unavailable
4409 NW 45th Ct
sold · 0.09 mi
Price: $280,000
2 bd / 2 ba · 1,579 sqft
Latest sale: $280,000
Latest rent: —
Photo unavailable
4500 NW 47th Ct
for_sale · 0.09 mi
Price: $239,900
2 bd / 1 ba · 1,002 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
Photo unavailable
4902 NW 42nd Ave, Tamarac, FL, 33319
sold
Price: $299,000
Rent: $1,400
2 bd / 1.5 ba · 1,132 sqft
Sale Date: Mar 20, 2025
Distance: 0.24 mi
View listing
Photo unavailable
4522 NW 43rd Ave, Tamarac, FL, 33319
sold
Price: $348,000
Rent: —
2 bd / 2 ba · 1,002 sqft
Sale Date: Jun 21, 2024
Distance: 0.10 mi
View listing
Photo unavailable
4807 Mainland Dr, Tamarac, FL, 33319
sold
Price: $279,500
Rent: —
2 bd / 1 ba · 1,062 sqft
Sale Date: Dec 11, 2024
Distance: 0.24 mi
View listing
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing is accurate: stainless appliances included, 2019 electrical panel, 2019 front impact window/door, 2018 hot water heater.
- Central HVAC is present and operational (ceiling vents visible), though operation not directly confirmed by photos.
- No active leaks, mold, or concealed water damage exist beyond what is visible in photos; roof has cosmetic age but no active leaks observed in imagery.
- Smoke and carbon monoxide detectors, GFCI outlets, and closet/bedroom egress meet local code are not visible and therefore treated as unknown inspection items requiring verification.
- Property will be inspected in a 55+ community context (lower likelihood of children on site), though canal at rear remains a tenant-safety consideration.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $5,782 | $244,970 | $225,460 |
| 2024 | $5,393 | $244,970 | $225,460 |
| 2023 | $5,038 | $214,550 | $186,340 |
| 2022 | $4,476 | $188,180 | $169,400 |
| 2021 | $4,061 | $154,000 | $154,000 |
| 2020 | $4,545 | $176,700 | $176,700 |
| 2019 | $3,770 | $139,800 | $139,800 |
| 2018 | $1,351 | $120,390 | $61,590 |
| 2017 | $1,344 | $118,380 | $60,330 |
| 2016 | $1,349 | $103,610 | $59,090 |
| 2015 | $1,275 | $105,640 | $58,680 |
| 2014 | $1,278 | $85,360 | $58,220 |
| 2013 | $953 | $60,150 | $57,360 |
| 2012 | $838 | $60,150 | $56,410 |
| 2011 | $551 | $71,390 | $54,770 |
| 2010 | $489 | $61,530 | $53,970 |
| 2008 | $465 | $80,370 | $52,560 |
| 2007 | $418 | $140,500 | $50,990 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Price Changed | $258,999 |
| 2026-03-11 | Listed | $269,000 |
| 2026-02-09 | Listed | $269,000 |
| 2019-05-18 | Listed | $189,900 |
| 2019-05-16 | Sold | $186,000 |
| 2019-01-08 | Listed | $189,900 |
| 1997-10-01 | Sold | $66,000 |
| 1985-06-01 | Sold | $49,000 |
Photo Gallery
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"total": 53970,
"building": null
}
},
{
"tax": 465,
"year": 2008,
"market": {
"land": 52580,
"total": 80370,
"building": 27790
},
"assessment": {
"land": null,
"total": 52560,
"building": null
}
},
{
"tax": 418,
"year": 2007,
"market": {
"land": 79350,
"total": 140500,
"building": 61150
},
"assessment": {
"land": null,
"total": 50990,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-21",
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{
"date": "2026-03-11",
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"list_date": "2026-03-11T22:56:53Z",
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{
"date": "2026-02-09",
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"list_price": 269000,
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{
"date": "2019-05-18",
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{
"date": "2019-05-16",
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"status": "sold",
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},
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{
"date": "2019-01-08",
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"status": "sold",
"list_date": "2019-01-09T05:13:46Z",
"list_price": 189900,
"listing_id": "650085378",
"last_update_date": "2019-07-01T12:55:38Z",
"last_status_change_date": "2019-07-01T17:06:15Z"
},
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"source_listing_id": "F10156888",
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{
"date": "1997-10-01",
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"listing": null,
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"source_name": "Public Record",
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"days_after_listed": null,
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{
"date": "1985-06-01",
"price": 49000,
"listing": null,
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"price_sqft": 50.46343975283213,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
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],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": "Electrical service change residence commercial",
"permit_effective_date": "Jul 1, 2020",
"permit_project_type_1": "Electrical work",
"permit_project_type_2": "Residential",
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "6150299929",
"generated_at": "2026-03-27T20:28:24.604658Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 74.1
},
"utility_allowance": {
"zip_code": "33319",
"home_photo": "https://ap.rdcpix.com/0e132a9d1400bb25c58d50678dafb268l-m3816863466s-w1280.jpg",
"rent_price": 2451.0,
"loan_amount": 207199.2,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/4314-NW-47th-St_Tamarac_FL_33319_M61502-99929",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 258999.0,
"loan_term_years": 30,
"annual_cash_flow": 19607.34,
"mortgage_monthly": 1378.5,
"payment_standard": 2640.0,
"total_amount_out": 51799.8,
"additional_photos": [
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],
"down_payment_rate": 0.2,
"insurance_monthly": 75.67,
"monthly_cash_flow": 1633.95,
"property_tax_rate": 0.0095,
"_utility_allowance": {
"sources": [
"https://bchafl.org/wp-content/uploads/2024/06/Utility-Allowance-Schedule-2025.pdf"
],
"effective_date": "2025-01-01"
},
"utility_allowances": [
{
"note": "Property has Central Air. The allowance is the fixed rate for a 2-bedroom unit.",
"utility": "Air Conditioning",
"allowance": 25
},
{
"note": "Property includes an 'Electric Range'. The allowance is the 'electric' option for a 2-bedroom unit.",
"utility": "Cooking",
"allowance": 11
},
{
"note": "Property has 'Central' heating and 'Electric' cooling. Electric heating is inferred. The allowance is the 'electric' option for a 2-bedroom unit.",
"utility": "Heating",
"allowance": 4
},
{
"note": "Property includes an 'Electric Water Heater'. The allowance is the 'electric' option for a 2-bedroom unit.",
"utility": "Water Heating",
"allowance": 22
},
{
"note": "This is the standard fixed allowance for general electric usage in a 2-bedroom unit.",
"utility": "Other Electric",
"allowance": 32
},
{
"note": "Property details state 'Water Source: Public'. The allowance is the fixed rate for a 2-bedroom unit.",
"utility": "Water",
"allowance": 32
},
{
"note": "Property details state 'Sewer: Public Sewer'. The allowance is the fixed rate for a 2-bedroom unit.",
"utility": "Sewer",
"allowance": 38
},
{
"note": "This is a standard fixed allowance for trash service for a single-family home.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "Property details explicitly list 'Refrigerator' under appliances, so it is landlord-provided. Tenant allowance is $0.",
"utility": "Refrigerator",
"allowance": 0
},
{
"note": "Property details explicitly list 'Microwave' under appliances, so it is landlord-provided. Tenant allowance is $0.",
"utility": "Range / Microwave",
"allowance": 0
},
{
"note": "No gas appliances are listed for the property. All major appliances are electric.",
"utility": "Natural Gas Base Charge",
"allowance": 0
}
],
"cash_on_cash_return": 0.38,
"down_payment_amount": 51799.8,
"property_tax_annual": 5955.46,
"property_tax_monthly": 496.29,
"property_tax_increase": 0.03,
"utility_allowance_total": 189.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
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"https://www.bchafl.org/wp-content/uploads/2024/04/ADMINISTRATIVE-PLAN-ATTACHMENT-2-PAYMENT-STANDARDS-JANUARY-1-2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 3065.32,
"property_management_monthly": 245.1,
"monthly_cash_flow_after_debt": 255.44,
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},
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"runs": [
{
"summary": "This 2BR/1BA single-family home appears mostly turnkey for a Housing Choice Voucher inspection. Positive factors: updated kitchen and appliances, 2019 electrical panel, 2018 water heater, impact front door/window, generally well-kept interior and exterior. Primary inspection risks to verify on-site: presence and placement of working smoke and carbon monoxide detectors, GFCI outlets in kitchen/bath, operation of HVAC, and a closer roof assessment. No visible major structural or life-safety failures. Likely to pass an initial NSPIRE inspection after minor verification/fixes (detectors/GFCI) — rentable within ~1-4 weeks depending on verification and any minor repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 78.0,
"rationale": "Interior photos show updated kitchen, laminate flooring in good condition, fresh paint and staged living areas. Exterior paint and driveway tile are intact. Listing confirms stainless appliances included. Visible deferred maintenance is minor (some exterior trim/gutter discoloration, older roof shingles with cosmetic wear). No collapsed ceilings, exposed subfloor or major cosmetic damage visible. Missing appliances are not an issue per listing. Overall turnkey with small cosmetic and maintenance items."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 72.0,
"rationale": "2019 electrical panel and 2019 impact front window/door (listing) reduce electrical/window risks. Entry door shows a deadbolt. No exposed wiring, sagging ceilings, or visible severe water damage in photos. Interior ceiling vents suggest central HVAC present. However smoke and carbon monoxide detectors, GFCI protection in kitchen/bath, and bedroom egress compliance are not visible in photos (inspection risk). Canal at rear represents a potential fall/drowning hazard for children (property is in a 55+ community which lowers likelihood of child occupancy). Overall moderate-to-low safety risk but some mandatory items (detectors/GFCI) need verification."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, electrical, plumbing, hot water",
"score": 75.0,
"rationale": "Listing states 2019 electrical panel and 2018 hot water heater; these are positive system upgrades. Ceiling vent(s) visible indicate central HVAC (not shown running). No visible plumbing leaks, water stains, or damaged mechanical equipment in photos. Roof shingles appear aged with cosmetic wear but show no visible sagging or active leaks in exterior photos. Without direct inspection of HVAC operation or plumbing fixtures there's residual uncertainty, but listed system ages and appearances support generally sound mechanical condition."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 70.0,
"rationale": "Exterior walls and paint appear maintained; driveway and entry tile in good condition. Gutters present; yard is maintained and HOA handles landscaping per listing. Property backs to a canal with a seawall in place; seawall appears intact in photos. Canal proximity is a tenant-safety consideration (no guardrail) but not an automatic HUD fail. Some landscaping shrubs look overgrown but nothing indicating structural site failure or standing water. Overall presentable with typical Florida coastal considerations."
}
],
"red_flags": [],
"confidence": 0.78,
"assumptions": [
"Listing is accurate: stainless appliances included, 2019 electrical panel, 2019 front impact window/door, 2018 hot water heater.",
"Central HVAC is present and operational (ceiling vents visible), though operation not directly confirmed by photos.",
"No active leaks, mold, or concealed water damage exist beyond what is visible in photos; roof has cosmetic age but no active leaks observed in imagery.",
"Smoke and carbon monoxide detectors, GFCI outlets, and closet/bedroom egress meet local code are not visible and therefore treated as unknown inspection items requiring verification.",
"Property will be inspected in a 55+ community context (lower likelihood of children on site), though canal at rear remains a tenant-safety consideration."
],
"overall_score": 74.0,
"rubric_version": "ns-py-v1.0"
},
{
"summary": "This 2-bed/1-bath single-family home appears generally well maintained with several documented system updates (2019 electrical panel, 2018 hot water heater) and an updated kitchen. Interiors and exterior are in good cosmetic condition; the property shows minor deferred maintenance (landscaping, roof aging). The main NSPIRE uncertainties are presence/operation of smoke/CO alarms and GFCI protection (not visible in photos) and the unknown age/condition of the HVAC compressor and roof. With simple fixes (install/verify smoke & CO alarms, confirm/replace GFCI outlets if needed, roof evaluation and minor repairs), this property is likely able to pass an initial HCV/NSPIRE inspection within 15-30 days. Overall readiness: Minor repairs and verification needed — likely rent-ready with limited work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Photos and listing show an updated interior (laminate flooring, painted walls) and an updated kitchen with stainless appliances. Exterior stucco/paint appears intact and driveway/porch tile in good condition. Visible deferred items are minor: some landscaping overgrowth, small exterior shrub pruning, and roof shingles show age and staining (no active leaks visible in photos). Missing or older cosmetic items (shrub trimming, paint touch-ups) are present but not severe. Missing appliances are not an issue here because listing states SS appliances present. Overall minor cosmetic/maintenance repairs expected."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "Positive indicators: front impact door/window (listed 2019), deadbolt visible on front door, no visible exposed wiring, electrical panel reported upgraded in 2019, no collapsed ceilings or obvious structural sagging, path to exits appears clear. Unknowns: no smoke detectors or CO alarms are visible in photos (HUD/NSPIRE requires smoke alarms in sleeping areas and on each level and CO alarms where required), GFCI protection in kitchen/bath not visible, bedroom egress windows not individually pictured but multiple windows visible. Proximity to canal presents a site safety consideration but seawall appears intact. Because several code-critical items (smoke/CO, GFCI outlets) are not visible but likely installable quickly, this is a moderate risk rather than an immediate fail."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 72.0,
"rationale": "Listing documents positive system updates: electrical panel (2019) and water heater (2018). Interior ceiling vents indicate central HVAC (not shown outside), but compressor condition and age are unknown. No visible plumbing leaks or water damage inside photos. Roof shingles show age and staining — roof replacement date not provided; roof condition is the main uncertainty and could require medium-cost repair in the near term. Overall systems appear functional but with moderate uncertainty around HVAC and roof longevity."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior photos show a maintained yard, intact stucco, a one-car garage, tiled driveway, gutters/downspouts, and an intact seawall on a canal. The property sits adjacent to a canal which increases exposure to flooding risk (but seawall present). Walkways are level and visible; no trip hazards or severe deterioration noted. Landscaping requires routine maintenance. No visible pest or infestation evidence in provided images."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing details are accurate: electrical panel replaced in 2019 and hot water heater replaced in 2018.",
"Kitchen appliances shown in listing photos are included and functional (listing states SS appliances).",
"Central HVAC exists and is operational (ceiling vents visible), but outdoor compressor condition not shown.",
"Smoke and carbon monoxide alarms are not visible in photos; assume they may be missing or not verified and will need inspection/verification/replacement.",
"GFCI protection in kitchen and bathroom outlets is not visible in photos and should be verified/installed if missing.",
"No active interior water intrusion or mold is present beyond what is visible in photos; small ceiling discoloration is cosmetic and not active leakage.",
"Seawall is intact and functioning; no active standing water or drainage failure observed in photos."
],
"overall_score": 76.0,
"rubric_version": "nsPIRE-v1.0-2026"
},
{
"summary": "This 2BR / 1BA single-family home appears broadly rent-ready and would likely pass an initial HCV/NSPIRE inspection after addressing a few small, common items. Strengths: updated kitchen, recent electrical panel (2019), 2018 water heater, partial impact windows and impact front door, intact interior finishes and flooring. Primary inspection items to verify/complete before tenant move-in: install/verify smoke detectors and CO alarms and GFCI protection in kitchen and bathroom (if not already present), confirm HVAC and water heater operation, and obtain a roof assessment for remaining service life. The canal at the rear is a safety consideration (no visible childproof barrier) and should be mitigated or disclosed. With these verifications and minor fixes the home is likely to be rent-ready within 1–4 weeks; if HVAC or roof issues are discovered, allow >30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show updated flooring, painted walls, intact ceilings and finished living/dining areas. Listing states updated kitchen and stainless appliances; photos show appliances absent in detail but listing text supports presence. Exterior paint and trim are in serviceable condition; landscaping is maintained by HOA. Minor cosmetic issues likely (shrub pruning, touch-up painting at base of house, driveway tile wear). No visible collapsed ceilings, exposed subfloor, or severe deferred maintenance. Missing or aging roof shingles likely but not currently failing based on photos. Overall moderate-good condition with only minor repairs expected."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 65.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in interior photos (may be present but not shown) — NSPIRE requires properly located, functioning detectors. Listing indicates 2019 impact front window/door and a 2019 electrical panel which reduce electrical risk. No exposed wiring or obvious electrical hazards visible. GFCI outlets in kitchen/bath not visible in photos (unknown). Bedroom egress windows cannot be confirmed from available images but bedrooms likely meet egress (single-story home) — cannot verify. Rear yard borders a canal with no visible barrier, creating a child/drowning safety concern that should be addressed for rentals. No signs of active water intrusion, major mold, or structural failure visible. Score reduced due to missing/uncertain detectors and GFCI verification and canal safety."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 72.0,
"rationale": "Listing reports a 2019 electrical panel and 2018 hot water heater — both favorable for inspection. Interior ceiling vents indicate central HVAC; condenser not pictured but presence of vents and a vent grille suggests central AC. No visible plumbing leaks, water stains or malfunctioning fixtures in photos. Roof shingles appear aged (discoloration, possible algae) but no visible sagging or active leaks. Without operation testing the HVAC and water heater function cannot be confirmed; assume operable given recent service dates in listing. Score reflects generally good system updates but deducts for lack of visual confirmation of HVAC condensing unit and roof nearing typical replacement age."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Front elevation and side yard walkways are intact; driveway is tiled and serviceable. Siding/stucco shows reasonable condition with some landscaping overgrowth. Gutters and downspouts visible and appear attached. Property backs to a canal — attractive amenity but presents safety and potential flood risk; no visible seawall failure in images. No evidence of pest infestation or major exterior structural distress. Proximity to canal and roof age are the primary exterior concerns that modestly lower the score."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — must be present and functional for pass.",
"No visible evidence of GFCI-protected outlets in kitchen/bath (must verify/replace if missing).",
"Backyard directly borders a canal with no visible safety barrier — potential drowning hazard, requires mitigation/disclosure.",
"Roof appears aged and should be professionally inspected; roof nearing end-of-life could lead to future leaks if not addressed."
],
"confidence": 0.75,
"assumptions": [
"Stainless appliances referenced in the listing are present and functional though not clearly visible in listing photos.",
"Central HVAC is present and operable (ceiling vents shown), but the exterior condensing unit operation has not been confirmed.",
"Smoke detectors and CO alarms are either missing or not pictured; assume they need verification or installation.",
"GFCI protection in kitchen and bathroom outlets is not visible in photos and should be verified; assume possible absence.",
"Electrical panel replacement in 2019 implies modernized wiring and reduced immediate electrical hazard risk.",
"No visible interior mold, major water stains or structural sagging in photos; assume no active leaks.",
"Roof shingles show aging/discoloration — assume roof is near mid-to-late life but not actively leaking based on photos.",
"Yard and walkway drainage are functional; no standing water observed in provided exterior images.",
"Property is not in visible disrepair from exterior photos; assume pests/termite issues not known and require standard inspection.",
"Bedrooms have egress windows typical for single-story homes in the area, but specific compliance should be confirmed onsite."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE-v1.0-2026-03"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4314 NW 47th St, Tamarac, FL, 33319",
"aggregate": {
"summary": "This 2BR/1BA single-family home appears mostly turnkey for a Housing Choice Voucher inspection. Positive factors: updated kitchen and appliances, 2019 electrical panel, 2018 water heater, impact front door/window, generally well-kept interior and exterior. Primary inspection risks to verify on-site: presence and placement of working smoke and carbon monoxide detectors, GFCI outlets in kitchen/bath, operation of HVAC, and a closer roof assessment. No visible major structural or life-safety failures. Likely to pass an initial NSPIRE inspection after minor verification/fixes (detectors/GFCI) — rentable within ~1-4 weeks depending on verification and any minor repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 78.0,
"rationale": "Interior photos show updated kitchen, laminate flooring in good condition, fresh paint and staged living areas. Exterior paint and driveway tile are intact. Listing confirms stainless appliances included. Visible deferred maintenance is minor (some exterior trim/gutter discoloration, older roof shingles with cosmetic wear). No collapsed ceilings, exposed subfloor or major cosmetic damage visible. Missing appliances are not an issue per listing. Overall turnkey with small cosmetic and maintenance items."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 73.3,
"rationale": "Exterior walls and paint appear maintained; driveway and entry tile in good condition. Gutters present; yard is maintained and HOA handles landscaping per listing. Property backs to a canal with a seawall in place; seawall appears intact in photos. Canal proximity is a tenant-safety consideration (no guardrail) but not an automatic HUD fail. Some landscaping shrubs look overgrown but nothing indicating structural site failure or standing water. Overall presentable with typical Florida coastal considerations."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.7,
"rationale": "2019 electrical panel and 2019 impact front window/door (listing) reduce electrical/window risks. Entry door shows a deadbolt. No exposed wiring, sagging ceilings, or visible severe water damage in photos. Interior ceiling vents suggest central HVAC present. However smoke and carbon monoxide detectors, GFCI protection in kitchen/bath, and bedroom egress compliance are not visible in photos (inspection risk). Canal at rear represents a potential fall/drowning hazard for children (property is in a 55+ community which lowers likelihood of child occupancy). Overall moderate-to-low safety risk but some mandatory items (detectors/GFCI) need verification."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, electrical, plumbing, hot water",
"score": 73.0,
"rationale": "Listing states 2019 electrical panel and 2018 hot water heater; these are positive system upgrades. Ceiling vent(s) visible indicate central HVAC (not shown running). No visible plumbing leaks, water stains, or damaged mechanical equipment in photos. Roof shingles appear aged with cosmetic wear but show no visible sagging or active leaks in exterior photos. Without direct inspection of HVAC operation or plumbing fixtures there's residual uncertainty, but listed system ages and appearances support generally sound mechanical condition."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Listing is accurate: stainless appliances included, 2019 electrical panel, 2019 front impact window/door, 2018 hot water heater.",
"Central HVAC is present and operational (ceiling vents visible), though operation not directly confirmed by photos.",
"No active leaks, mold, or concealed water damage exist beyond what is visible in photos; roof has cosmetic age but no active leaks observed in imagery.",
"Smoke and carbon monoxide detectors, GFCI outlets, and closet/bedroom egress meet local code are not visible and therefore treated as unknown inspection items requiring verification.",
"Property will be inspected in a 55+ community context (lower likelihood of children on site), though canal at rear remains a tenant-safety consideration."
],
"score_method": "mean_of_criteria",
"overall_score": 74.1,
"rubric_version": "ns-py-v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "6150299929"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.