Property ID: 6637937289
2019 Teddington Dr, Charlotte, NC, 28214
Charlotte, NC
Money Down: $64,800
CoC Return: 0.65%
Monthly Cash Flow: $35
Est. Final ARV: $299,314
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$54,000
Closing Costs
$10,800
Total Down
$64,800
Investment Snapshot
Purchase Price
$269,999
Money Down
$64,800
Cash-on-Cash Return
0.65%
Rent
$1,959
Monthly Cash Flow
$35
Annual Cash Flow
$420
Debt Service / Mo
$1,437
Property Tax / Mo
$196
Insurance / Mo
$95
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,959
Payment Standard
$2,277
Rent
$1,959
Insurance
$95
Property Tax
$196
Management
$196
Utilities Allowance
$318
NOI (Monthly)
$1,472
Debt Service
$1,437
Cash Flow After Debt
$35
Quality Score: 70.20%
Confidence: 95.00%
Overall this single-story 3BR/2BA ranch is moderately ready for Section 8 tenancy with mostly cosmetic and maintenance items to address. Major appliances are present and the interior shows recent updates in the kitchen; safety items that should be verified and corrected before an NSPIRE inspection include confirming operational HVAC/water heater, providing a carbon monoxide detector where required, verifying GFCI protection in kitchen/bath, and evaluating the small ceiling stain for active leaks. The wood-burning fireplace is sold as-is and should be inspected or restricted if unsafe. No immediate visible structural failures were found in the photos, so with 1-4 focused repairs/inspections the property would likely pass an initial HCV inspection in 2-6 weeks.
Section 8 Payment Standard
$2,277
Utility Allowance Total
$318
Guaranteed Section 8 Rent (PS - Utilities)
$1,959
Property Management
$196
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$269,999
Beds
3
Baths
2
Living Area
1,329 sqft
Lot Size
21,344 sqft
Year Built
1986
Days on Market
33
Capital Outlay
$64,800
Debt Service
$1,437
Property Tax / Mo
$196
Insurance / Mo
$95
Property Description
Enjoy easy one-level living in this inviting 3-bedroom, 2-bath ranch with a fenced backyard that backs to Mecklenburg County's Teddington Neighborhood Park. Inside, the home features a nicely updated kitchen with granite countertops and stainless-steel appliances, along with a built-in dry bar with beverage refrigerator - a great space for entertaining or relaxing with friends. Step outside to the spacious deck overlooking the private backyard and the park beyond, creating a peaceful setting for outdoor dining, grilling, or simply unwinding at the end of the day. The home also features a wood-burning fireplace (sold as-is) and includes the washer and dryer for added convenience. The third bedroom is currently used as an office/studio and is missing closet doors but could easily be converted back to a traditional bedroom with the addition of closet doors and hardware. Property is being offered as a short sale and is subject to approval by the seller's lender(s). The property is being sold as-is and seller will make no repairs. All terms, including but not limited to purchase price are subject to lender approval. Buyer should be prepared for potential additional time required for short sale approval.
Utility Allowances
air_conditioning
$25
Property has Central Air.
cooking
$12
Property has an electric range, so the 'electric' cooking fuel option was selected.
gas_service_fee
$0
Property uses electric for heating and cooking, so no gas service fee is applicable.
heating
$51
Property has electric heating. The more expensive 'electric' option was chosen over 'electric_heat_pump' as the specific type was not listed.
other_electric
$79
Standard allowance for general electricity usage (lights, outlets).
sewer
$89
Property is connected to a public sewer system.
water
$32
Property is connected to city water.
water_heating
$30
Property heating is electric; water heating is inferred to be electric as well.
Source References
Payment Standard Source
Effective Date:
Jul 01, 2025
Utility Allowance Source
Effective Date:
Feb 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,012
DP3 Annual Estimate$1,275
DP1 Monthly Equivalent$84
DP3 Monthly Equivalent$106
Replacement Value$219,700
Basis1,329 sqft / 1986
Nearby Houses
Photo unavailable
2023 Teddington Dr
sold · 0.03 mi
Price: $225,000
3 bd / 2 ba · 1,265 sqft
Latest sale: $225,000
Latest rent: —
Photo unavailable
2005 Teddington Dr Unit 34
sold · 0.04 mi
Price: $242,000
2 bd / 2 ba · 1,113 sqft
Latest sale: $242,000 on Sep 20, 2021
Latest rent: —
Photo unavailable
2001 Teddington Dr
for_sale · 0.06 mi
Price: $270,000
3 bd / 2 ba · 1,420 sqft
Latest sale: $3,688,000
Latest rent: —
Photo unavailable
2020 Teddington Dr
sold · 0.06 mi
Price: $132,000
3 bd / 2 ba · 1,024 sqft
Latest sale: $132,000
Latest rent: —
Photo unavailable
2000 Teddington Dr Unit 14
sold · 0.06 mi
Price: $130,000
3 bd / 2 ba · 1,033 sqft
Latest sale: $130,000
Latest rent: —
Photo unavailable
2000 Teddington Dr
for_sale · 0.06 mi
Price: $259,900
3 bd / 2 ba · 1,033 sqft
Latest sale: $130,000
Latest rent: —
Photo unavailable
1929 Teddington Dr Unit 1
off_market · 0.07 mi
Price: $1,779
3 bd / 2 ba · 1,321 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1929 Teddington Dr
sold · 0.07 mi
Price: $275,000
3 bd / 2 ba · 1,321 sqft
Latest sale: $275,000
Latest rent: —
Photo unavailable
1315 Terissa Dr
sold · 0.07 mi
Price: $249,000
3 bd / 2 ba · 1,221 sqft
Latest sale: $249,000
Latest rent: —
Properties Used for Comps
Photo unavailable
6023 Mary Blair Ln, Charlotte, NC, 28214
sold
Price: $299,999
Rent: —
3 bd / 2 ba · 1,162 sqft
Sale Date: Dec 16, 2025
Distance: 0.20 mi
View listing
Photo unavailable
1731 Teddington Dr, Charlotte, NC, 28214
sold
Price: $331,000
Rent: —
3 bd / 2 ba · 1,412 sqft
Sale Date: Feb 26, 2026
Distance: 0.27 mi
View listing
Photo unavailable
1220 Regehr Ave, Charlotte, NC, 28214
sold
Price: $255,000
Rent: —
3 bd / 2 ba · 1,393 sqft
Sale Date: Feb 24, 2026
Distance: 0.33 mi
View listing
Risk and Criteria Detail
Red Flags
- success
- Ceiling stain above kitchen area — possible prior or active water intrusion (requires diagnosis).
- No visible carbon monoxide detector in photos (CO detectors may be required).
- Electrical panel not shown — inability to verify clear labeling, accessibility, or safety.
- Wood-burning fireplace sold 'as-is' — may be non-compliant or unsafe without servicing/inspection.
Assumptions
- No electrical panel or water heater photos were provided; assumed present and accessible but operational status unknown.
- Central HVAC is assumed (supply vents visible) and assumed serviceable unless inspection reveals otherwise.
- Ceiling discoloration/stain in kitchen area indicates past or minor leak; assumed not actively flooding but requires verification.
- Carbon monoxide detector and GFCI outlets are not visible in photos; assumed not installed or not shown and should be confirmed.
- Deck structure and decking boards appear intact from photos but have not been structurally tested; assumed serviceable but likely needs cleaning and minor maintenance.
- Fireplace is operable historically but 'sold as-is' — assumed to require inspection/possible cleaning/repairs before permitted use.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,281 | $274,700 | $274,700 |
| 2024 | $2,233 | $274,700 | $274,700 |
| 2023 | $2,154 | $274,700 | $274,700 |
| 2022 | $1,539 | $146,500 | $146,500 |
| 2021 | $1,528 | $146,500 | $146,500 |
| 2020 | $1,520 | $146,500 | $146,500 |
| 2019 | $1,505 | $146,500 | $146,500 |
| 2018 | $1,238 | $88,800 | $88,800 |
| 2017 | $1,212 | $88,800 | $88,800 |
| 2016 | $1,202 | $88,800 | $88,800 |
| 2015 | $1,191 | $88,800 | $88,800 |
| 2014 | $1,202 | $88,800 | $88,800 |
| 2013 | $1,202 | $88,800 | $88,800 |
| 2012 | $1,153 | $88,800 | $88,800 |
| 2011 | $1,173 | $88,800 | $88,800 |
| 2010 | $1,301 | $95,700 | $95,700 |
| 2009 | $1,301 | $95,700 | $95,700 |
| 2008 | $1,301 | $95,700 | $95,700 |
| 2007 | $1,298 | $95,700 | $95,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed | $269,999 |
| 2022-11-02 | Sold | $300,000 |
| 2022-10-01 | Listing removed | $0 |
| 2022-09-29 | Listed for rent | $1,880 |
| 2021-08-02 | Sold | $260,000 |
| 2021-06-28 | Listed | $249,900 |
| 2021-06-01 | Sold | $200,000 |
| 2010-05-02 | Listing removed | $95,000 |
| 2010-02-13 | Price Changed | $95,000 |
| 2009-06-26 | Price Changed | $99,900 |
| 2009-06-25 | Price Changed | $100,000 |
| 2009-04-28 | Listed | $103,000 |
| 2001-06-14 | Sold | $95,000 |
| 1996-06-03 | Sold | $80,000 |
| 1987-02-01 | Sold | $66,000 |
Photo Gallery
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"/Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/NC003/sources/utility/wp-content_uploads_2025_12_UA-2.1.26.raster.pdf"
],
"effective_date": "2026-02-01"
},
"utility_allowances": [
{
"note": "Property has Central Air.",
"utility": "air_conditioning",
"allowance": 25
},
{
"note": "Property has an electric range, so the 'electric' cooking fuel option was selected.",
"utility": "cooking",
"allowance": 12
},
{
"note": "Property uses electric for heating and cooking, so no gas service fee is applicable.",
"utility": "gas_service_fee",
"allowance": 0
},
{
"note": "Property has electric heating. The more expensive 'electric' option was chosen over 'electric_heat_pump' as the specific type was not listed.",
"utility": "heating",
"allowance": 51
},
{
"note": "Standard allowance for general electricity usage (lights, outlets).",
"utility": "other_electric",
"allowance": 79
},
{
"note": "Property is connected to a public sewer system.",
"utility": "sewer",
"allowance": 89
},
{
"note": "Property is connected to city water.",
"utility": "water",
"allowance": 32
},
{
"note": "Property heating is electric; water heating is inferred to be electric as well.",
"utility": "water_heating",
"allowance": 30
}
],
"cash_on_cash_return": 0.33,
"down_payment_amount": 53999.8,
"property_tax_annual": 2349.43,
"property_tax_monthly": 195.79,
"property_tax_increase": 0.03,
"utility_allowance_total": 318.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.inlivian.com/landlords-owners/payment-standards/",
"https://www.inlivian.com/wp-content/uploads/2024/05/7.1.25-PS-No-census-tracts.pdf"
],
"effective_date": "2025-07-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 419.69,
"property_management_monthly": 195.9,
"monthly_cash_flow_after_debt": 34.97,
"cash_on_cash_return_after_debt": 0.01
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this single-story 3BR/2BA ranch is moderately ready for Section 8 tenancy with mostly cosmetic and maintenance items to address. Major appliances are present and the interior shows recent updates in the kitchen; safety items that should be verified and corrected before an NSPIRE inspection include confirming operational HVAC/water heater, providing a carbon monoxide detector where required, verifying GFCI protection in kitchen/bath, and evaluating the small ceiling stain for active leaks. The wood-burning fireplace is sold as-is and should be inspected or restricted if unsafe. No immediate visible structural failures were found in the photos, so with 1-4 focused repairs/inspections the property would likely pass an initial HCV inspection in 2-6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "Interior appears generally intact and updated in key areas (kitchen cabinets, counters, stainless appliances shown). Visible deferred / cosmetic items: worn/stained carpet, some missing cabinet doors/trim in kitchen, third bedroom missing closet doors (noted in description), scuffed paint and small drywall dings around the fireplace and hall. Deck and gutters show leaf/debris buildup. Appliances (stove, refrigerator, dishwasher, washer/dryer included per listing) present. No large areas of collapsed finishes visible. These are mostly cosmetic/turnkey repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "Smoke detector visible in hallway (photo). Entry door has a keyed lock and electronic keypad (appears secure). Windows appear to provide bedroom egress. No exposed wiring or broken stairs visible. Concerns: no visible carbon monoxide detector (not shown), GFCI protection for kitchen/breakfast area outlets not clearly visible, small ceiling stain above kitchen area suggests prior or intermittent water intrusion (risk until verified), wood-burning fireplace is 'sold as-is' and may require chimney flue/damper inspection/repair. Electrical panel not shown. Overall moderate safety/compliance risk that should be solvable prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 65.0,
"rationale": "Kitchen plumbing fixtures and appliances are present and look serviceable. HVAC supply registers/returns visible in photos indicating central HVAC, but no furnace/AC or water heater are shown and operational status is unknown. Roof shingles appear intact from front/side photos with no obvious large failures; gutters contain debris. Ceiling stain above kitchen suggests a past or potential roof/plumbing leak that requires verification. Electrical panel and water heater location not shown; inability to confirm serviceable condition reduces the score."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Brick and siding look generally intact; front entry and driveway are serviceable. Walkway and small landing at front door show uneven concrete and leaf debris which could be a minor trip hazard and need cleaning/repair. Backyard deck visible from sliding door appears functional but covered in pine debris and may need routine maintenance. Property backs to park/woods which is positive for tenant desirability but may increase leaf/debris and gutter maintenance needs."
}
],
"red_flags": [
"Ceiling stain above kitchen area — possible prior or active water intrusion (requires diagnosis).",
"No visible carbon monoxide detector in photos (CO detectors may be required).",
"Electrical panel not shown — inability to verify clear labeling, accessibility, or safety.",
"Wood-burning fireplace sold 'as-is' — may be non-compliant or unsafe without servicing/inspection."
],
"confidence": 0.65,
"assumptions": [
"No electrical panel or water heater photos were provided; assumed present and accessible but operational status unknown.",
"Central HVAC is assumed (supply vents visible) and assumed serviceable unless inspection reveals otherwise.",
"Ceiling discoloration/stain in kitchen area indicates past or minor leak; assumed not actively flooding but requires verification.",
"Carbon monoxide detector and GFCI outlets are not visible in photos; assumed not installed or not shown and should be confirmed.",
"Deck structure and decking boards appear intact from photos but have not been structurally tested; assumed serviceable but likely needs cleaning and minor maintenance.",
"Fireplace is operable historically but 'sold as-is' — assumed to require inspection/possible cleaning/repairs before permitted use."
],
"overall_score": 70.0,
"rubric_version": "nsPIRE-2026-v1"
},
{
"summary": "This 3BR/2BA ranch is mostly structurally intact and appears likely to pass many basic NSPIRE checks after modest fixes and verification of systems. Primary issues to address before leasing to a voucher holder are: inspect/clear the wood-burning fireplace and chimney (or have it disabled), verify presence/function of CO and smoke detectors and add CO detector if required, confirm GFCI protection in kitchen/bath, investigate the small kitchen ceiling stain for active leaks, and perform cosmetic/cleaning tasks (carpet cleaning/replacement in places, replace missing closet/cabinet doors, deck maintenance, gutter cleaning). With 1–4 weeks of targeted repairs and system verifications it should be rent‑ready; if the fireplace or ceiling stain reveal larger problems the timeline would extend.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 68.0,
"rationale": "Interior shows generally serviceable surfaces but moderate deferred maintenance: stained/worn carpeting, missing closet doors in one bedroom, several upper kitchen cabinet doors removed, scuffs/paint touchups needed, leaf/debris buildup on walkways and gutters, deck surface appears weathered and will need cleaning/sealing or some board replacement. Major appliances (stove, microwave, dishwasher, refrigerator) are present which reduces impact. Seller is selling as-is which means these cosmetic/fit-out items will not be addressed by seller but are fairly low-to-moderate cost fixes."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "Most visible safety items appear acceptable: main entry has a keyed lock/pad, bedroom windows look to provide egress, no exposed wiring is visible, outlet/switch plates are present. A smoke detector is visible in the hallway; no carbon monoxide detector is visible in photos (may be required with fireplace/combustion appliances). The wood-burning fireplace is sold-as-is and represents a potential hazard unless inspected/cleaned/secured. There is a small ceiling stain above the kitchen area indicating prior or possible water intrusion that must be investigated. GFCI protection at kitchen counters is not verifiable from photos. Overall there are moderate NSPIRE compliance risks that require inspection/verification (CO detector, GFCI, fireplace flue/chimney)."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Visible evidence indicates functioning major systems at a basic level: HVAC supply vents are present in living areas, kitchen appliances are recent stainless steel models, and the roof appears to have intact shingles with gutters in place. However the mechanical systems (furnace/AC unit, water heater, electrical panel) are not photographed and cannot be confirmed; the wood-burning fireplace and the small ceiling stain raise questions about chimney condition and possible roof/plumbing repairs. No obvious signs of system failure were observed in the photos, so risk is moderate and will require standard verification and servicing."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 75.0,
"rationale": "Exterior brick and siding look intact, roof shingles appear in generally good shape from photos, and there is a fenced backyard backing to parkland (positive). Driveway and front walkway show surface cracks and leaf accumulation, and gutters show debris. The deck is usable but weathered and will likely need maintenance (clean/fastener check/sealing). No obvious foundation settlement, sagging, standing water, or infestation evidence is visible in provided photos."
}
],
"red_flags": [
"Wood-burning fireplace sold \"as-is\" — requires professional chimney/flue inspection and possible cleaning/repair before use.",
"Evidence of ceiling staining above kitchen area — potential past or active water intrusion that must be investigated (roof or plumbing).",
"No carbon monoxide detector visible in photos — likely required given wood-burning appliance and should be installed/verified."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and is operable (supply vents visible) though HVAC equipment not photographed.",
"Hot water and water heater are present and functional; water heater not photographed.",
"Electrical service and panel exist and are intact; no exposed wiring visible in photos but panel condition unknown.",
"Smoke detector seen in hallway is functional; additional detectors/CO alarm may be required and are not visible in photos.",
"Kitchen appliances shown are working or repairable; washer/dryer included per listing text.",
"Deck has intact guardrail (partial view shows railing) but fasteners/structural soundness have not been confirmed.",
"The small ceiling discoloration is from a prior or minor leak; extent unknown without direct inspection."
],
"overall_score": 69.0,
"rubric_version": "ns-prep-v1.0"
},
{
"summary": "Overall the property appears likely to pass an initial HCV/NSPIRE inspection after addressing a handful of moderate safety/cosmetic items. Strengths: updated kitchen with appliances, included washer/dryer, intact roofline, smoke detector present, secure-looking exterior entry. Primary issues to address before inspection: remediate the loose/exposed exterior wiring at the front light, confirm and install required CO detectors (particularly because the home has a wood-burning fireplace), clean/repair the deck and thresholds, repair minor cosmetic damage (carpet stains, missing cabinet sections and closet doors). Verify operation of HVAC, water heater, hot water, and electrical panel; GFCI protection in kitchen/bath should be confirmed. With these fixes the home is likely rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears generally maintained with an updated kitchen and working stainless appliances shown. Visible issues are cosmetic and minor: stained/worn carpeting, some cabinet/trim work (upper cabinet doors missing in photos), scuffed walls, and the listing notes missing closet doors in one bedroom. Deck and front stoop show leaf/debris accumulation and weathering but no collapse. Missing appliances are not an issue here — washer/dryer are included per listing and fridge/stove/dishwasher are present in photos. Overall repair needs appear cosmetic and quick fixes."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "A ceiling-mounted smoke detector is visible in the hallway which supports basic fire alarm coverage; bedroom egress windows appear present. The front door has an electronic keypad lock (appears secure). Observed concerns: an unsecured/loose electrical-looking wire near the front exterior light (potential exposed wiring hazard), no carbon monoxide detector was observed in photos (recommended/required near bedrooms for wood-burning appliances), and GFCI outlets in kitchen/bath were not visible. Fireplace is wood-burning and 'sold as-is' — it has glass doors but will need inspection/cleaning before use. No active collapsed ceilings, major foundation cracks, or obvious trip hazards, but threshold transitions and worn carpeting are potential trip concerns. These factors indicate some safety risk that should be remedied prior to move-in."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Photographs show supply/return vents indicating a central HVAC system; no obvious signs of HVAC failure (no visible rusted furnace, though condenser/outside unit not shown). Roof shingles appear intact from exterior photos with no obvious sagging; however there is a small ceiling discoloration above the kitchen/dining area that could indicate a past or intermittent leak that should be investigated. Kitchen appliances are present and appear functional. Electrical panel, water heater and furnace/AC unit were not photographed so condition is unknown; absence of visible major system distress supports a moderate score but verification is needed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Brick and siding appear in good repair, and roofline looks straight without visible sag. Yard is fenced per listing; driveway and walkways show typical wear and leaf accumulation. Deck visible from sliding door appears weathered with debris (pine cones) and should be cleaned and inspected for loose boards/guardrails — no guardrail collapse is apparent in photos. Gutters have some debris but are in place. No visible standing water or major drainage problems in photos."
}
],
"red_flags": [
"Loose/unsecured exterior wiring at front entry (potential electrical hazard).",
"Ceiling discoloration above kitchen/dining — possible past or active water intrusion that requires investigation.",
"No carbon monoxide detector observed in photos (required when wood-burning appliances are present).",
"Deck surface shows weathering/debris and should be inspected for loose boards/guardrail integrity."
],
"confidence": 0.65,
"assumptions": [
"Listing statement that washer and dryer are included is accurate (washer/dryer not photographed but vendor statement trusted).",
"Bedrooms have code-compliant egress windows based on visible window sizes and typical ranch layout (no bedroom photos showing blocked egress).",
"Central HVAC exists and is functional since supply/return vents are present, although the outdoor condenser and service records were not provided.",
"No major unseen issues (foundation movement, major roof failure, or interior mold) exist beyond small ceiling discoloration observed above the kitchen — this discoloration is assumed to be a minor/repairable water stain until further inspection.",
"Electrical panel and GFCI protection exist but were not photographed; presence/condition must be verified by inspection.",
"Front door keypad lock functions as a secure locking device; if it lacks a certified deadbolt a compliant lock will be required."
],
"overall_score": 71.0,
"rubric_version": "nsfire_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2019 Teddington Dr, Charlotte, NC, 28214",
"aggregate": {
"summary": "Overall this single-story 3BR/2BA ranch is moderately ready for Section 8 tenancy with mostly cosmetic and maintenance items to address. Major appliances are present and the interior shows recent updates in the kitchen; safety items that should be verified and corrected before an NSPIRE inspection include confirming operational HVAC/water heater, providing a carbon monoxide detector where required, verifying GFCI protection in kitchen/bath, and evaluating the small ceiling stain for active leaks. The wood-burning fireplace is sold as-is and should be inspected or restricted if unsafe. No immediate visible structural failures were found in the photos, so with 1-4 focused repairs/inspections the property would likely pass an initial HCV inspection in 2-6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 72.7,
"rationale": "Interior appears generally intact and updated in key areas (kitchen cabinets, counters, stainless appliances shown). Visible deferred / cosmetic items: worn/stained carpet, some missing cabinet doors/trim in kitchen, third bedroom missing closet doors (noted in description), scuffed paint and small drywall dings around the fireplace and hall. Deck and gutters show leaf/debris buildup. Appliances (stove, refrigerator, dishwasher, washer/dryer included per listing) present. No large areas of collapsed finishes visible. These are mostly cosmetic/turnkey repairs."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 73.3,
"rationale": "Brick and siding look generally intact; front entry and driveway are serviceable. Walkway and small landing at front door show uneven concrete and leaf debris which could be a minor trip hazard and need cleaning/repair. Backyard deck visible from sliding door appears functional but covered in pine debris and may need routine maintenance. Property backs to park/woods which is positive for tenant desirability but may increase leaf/debris and gutter maintenance needs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 66.7,
"rationale": "Smoke detector visible in hallway (photo). Entry door has a keyed lock and electronic keypad (appears secure). Windows appear to provide bedroom egress. No exposed wiring or broken stairs visible. Concerns: no visible carbon monoxide detector (not shown), GFCI protection for kitchen/breakfast area outlets not clearly visible, small ceiling stain above kitchen area suggests prior or intermittent water intrusion (risk until verified), wood-burning fireplace is 'sold as-is' and may require chimney flue/damper inspection/repair. Electrical panel not shown. Overall moderate safety/compliance risk that should be solvable prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 68.3,
"rationale": "Kitchen plumbing fixtures and appliances are present and look serviceable. HVAC supply registers/returns visible in photos indicating central HVAC, but no furnace/AC or water heater are shown and operational status is unknown. Roof shingles appear intact from front/side photos with no obvious large failures; gutters contain debris. Ceiling stain above kitchen suggests a past or potential roof/plumbing leak that requires verification. Electrical panel and water heater location not shown; inability to confirm serviceable condition reduces the score."
}
],
"red_flags": [
"Ceiling stain above kitchen area — possible prior or active water intrusion (requires diagnosis).",
"No visible carbon monoxide detector in photos (CO detectors may be required).",
"Electrical panel not shown — inability to verify clear labeling, accessibility, or safety.",
"Wood-burning fireplace sold 'as-is' — may be non-compliant or unsafe without servicing/inspection."
],
"confidence": 0.95,
"assumptions": [
"No electrical panel or water heater photos were provided; assumed present and accessible but operational status unknown.",
"Central HVAC is assumed (supply vents visible) and assumed serviceable unless inspection reveals otherwise.",
"Ceiling discoloration/stain in kitchen area indicates past or minor leak; assumed not actively flooding but requires verification.",
"Carbon monoxide detector and GFCI outlets are not visible in photos; assumed not installed or not shown and should be confirmed.",
"Deck structure and decking boards appear intact from photos but have not been structurally tested; assumed serviceable but likely needs cleaning and minor maintenance.",
"Fireplace is operable historically but 'sold as-is' — assumed to require inspection/possible cleaning/repairs before permitted use."
],
"score_method": "mean_of_criteria",
"overall_score": 70.2,
"rubric_version": "nsPIRE-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "6637937289"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.