Property ID: 6825631320
2000 Teddington Dr, Charlotte, NC, 28214
Charlotte, NC
Money Down: $62,376
CoC Return: 2.61%
Monthly Cash Flow: $136
Est. Final ARV: $263,886
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$51,980
Closing Costs
$10,396
Total Down
$62,376
Investment Snapshot
Purchase Price
$259,900
Money Down
$62,376
Cash-on-Cash Return
2.61%
Rent
$1,958
Monthly Cash Flow
$136
Annual Cash Flow
$1,629
Debt Service / Mo
$1,383
Property Tax / Mo
$165
Insurance / Mo
$78
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,958
Payment Standard
$2,277
Rent
$1,958
Insurance
$78
Property Tax
$165
Management
$196
Utilities Allowance
$319
NOI (Monthly)
$1,519
Debt Service
$1,383
Cash Flow After Debt
$136
Quality Score: 63.90%
Confidence: 81.00%
Moderate risk for an initial HCV/NSPIRE inspection. The house is cosmetically updated and largely complete (kitchen appliances present, flooring installed, intact exterior siding and roofline) but there are several inspection risks that likely require work before passing: address the bathroom ceiling water damage, repair/secure the open ceiling/fixture, reinstall/secure dryer vent, verify and install required smoke and CO detectors, and repair buckled flooring. With those targeted repairs and a systems check (HVAC, water heater, electrical panel), the property is likely to pass — expect 30–60 days of work/verification.
Section 8 Payment Standard
$2,277
Utility Allowance Total
$319
Guaranteed Section 8 Rent (PS - Utilities)
$1,958
Property Management
$196
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$259,900
Beds
3
Baths
2
Living Area
1,033 sqft
Lot Size
11,761 sqft
Year Built
1989
Days on Market
130
Capital Outlay
$62,376
Debt Service
$1,383
Property Tax / Mo
$165
Insurance / Mo
$78
Property Description
Welcome to 2000 Teddington Drive, a 3-bedroom, 2-bath home offering a convenient location with quick access to 485, Uptown, and the White Water Center. With 1,033 sq ft of well-planned living space, this home is perfect for anyone seeking a move-in-ready property. Step inside to an inviting living area that welcomes you with natural light and an easy-flow layout. The adjoining kitchen features ample cabinet storage, plenty of counter space, and a laundry closet. The primary bedroom provides a peaceful retreat with its own private en-suite bath. Two additional bedrooms provide excellent flexibility to accommodate guests, create a home office, or design a functional hobby space. Outside, an inviting patio makes an ideal spot for morning coffee or evening unwinding. Located just minutes from shopping, dining, parks, and major commuter routes, this home offers incredible accessibility while still providing the tranquility of a friendly residential street. Whether you're a first-time buyer, downsizing, or seeking an investment opportunity, this home delivers value and comfort in one of Charlotte's most convenient pockets.
Utility Allowances
Heating
$29
Property has central heating. Assumed 'Electric Heat Pump' as it's an efficient option consistent with the property's age and the presence of other electric appliances.
Air Conditioning
$25
Property details specify 'Central Air'.
Cooking
$12
Property photos show an electric stove, and the 'electric' option was selected from the schedule.
Water Heating
$30
Assumed 'Electric' to maintain consistency with the other major electric appliances (heating and cooking).
Other Electric
$79
A baseline allowance for general electricity usage for lights and appliances.
Gas Service Fee
$0
No gas utilities were selected for heating, cooking, or water heating.
Water
$32
Property details specify 'Water Source: City'.
Sewer
$89
Property details specify 'Public Sewer'.
Refrigerator
$12
The property info does not explicitly state a refrigerator is provided, so it is treated as a tenant-owned utility.
Range/Stove
$11
The property appliance list does not explicitly state that a range/stove is provided, so it is treated as a tenant-owned utility per the rules.
Source References
Payment Standard Source
Effective Date:
Jul 01, 2025
Utility Allowance Source
Effective Date:
Feb 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$812
DP3 Annual Estimate$1,061
DP1 Monthly Equivalent$68
DP3 Monthly Equivalent$88
Replacement Value$173,200
Basis1,033 sqft / 1989
Nearby Houses
Photo unavailable
2000 Teddington Dr Unit 14
sold · 0.00 mi
Price: $130,000
3 bd / 2 ba · 1,033 sqft
Latest sale: $130,000
Latest rent: —
Photo unavailable
2020 Teddington Dr
sold · 0.01 mi
Price: $132,000
3 bd / 2 ba · 1,024 sqft
Latest sale: $132,000
Latest rent: —
Photo unavailable
1929 Teddington Dr Unit 1
off_market · 0.04 mi
Price: $1,779
3 bd / 2 ba · 1,321 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2023 Teddington Dr
sold · 0.05 mi
Price: $225,000
3 bd / 2 ba · 1,265 sqft
Latest sale: $225,000
Latest rent: —
Photo unavailable
2001 Teddington Dr
for_sale · 0.05 mi
Price: $270,000
3 bd / 2 ba · 1,420 sqft
Latest sale: $3,688,000
Latest rent: —
Photo unavailable
2005 Teddington Dr Unit 34
sold · 0.05 mi
Price: $242,000
2 bd / 2 ba · 1,113 sqft
Latest sale: $242,000
Latest rent: —
Photo unavailable
1929 Teddington Dr
sold · 0.05 mi
Price: $275,000
3 bd / 2 ba · 1,321 sqft
Latest sale: $275,000 on Nov 18, 2022
Latest rent: $1,925 on Jun 04, 2025
Photo unavailable
2019 Teddington Dr
for_sale · 0.06 mi
Price: $269,999
3 bd / 2 ba · 1,329 sqft
Latest sale: $300,000
Latest rent: —
Photo unavailable
5729 Beaconsfield Rd
sold · 0.08 mi
Price: $117,500
3 bd / 2 ba · 1,503 sqft
Latest sale: $117,500
Latest rent: —
Photo unavailable
3031 Patriots Point Ln
sold · 0.08 mi
Price: $260,000
3 bd / 2 ba · 1,126 sqft
Latest sale: $260,000
Latest rent: —
Photo unavailable
1315 Terissa Dr
sold · 0.10 mi
Price: $249,000
3 bd / 2 ba · 1,221 sqft
Latest sale: $249,000
Latest rent: —
Photo unavailable
6039 Mary Blair Ln
sold · 0.13 mi
Price: $290,000
3 bd / 2 ba · 1,126 sqft
Latest sale: $290,000
Latest rent: —
Properties Used for Comps
Photo unavailable
6023 Mary Blair Ln, Charlotte, NC, 28214
sold
Price: $299,999
Rent: —
3 bd / 2 ba · 1,162 sqft
Sale Date: Dec 16, 2025
Distance: 0.15 mi
View listing
Photo unavailable
1801 Teddington Dr, Charlotte, NC, 28214
sold
Price: $300,000
Rent: —
3 bd / 2 ba · 1,187 sqft
Sale Date: Jul 28, 2025
Distance: 0.19 mi
View listing
Risk and Criteria Detail
Red Flags
- success
- Bathroom ceiling peeling / evidence of water intrusion (potential active leak and mold risk).
- Open/missing ceiling cover / unfinished opening near lighting (possible exposed wiring).
- No visible smoke detectors or CO alarm in photos (NSPIRE failure risk).
- Dryer vent disconnected/uninstalled (fire risk).
- Buckled / lifting vinyl planks in at least one bedroom (trip hazard and likely need reinstallation).
Assumptions
- No rental history in last 5 years (listing data indicates missing) so rental_history_activity is excluded.
- HVAC system is present (ceiling vents visible) and is assumed repairable but unseen and untested.
- Water heater and electrical panel are on site but not photographed; their condition is unknown.
- Smoke and CO detectors are not visible in photos; assume they are missing or not properly located until verified.
- Bathroom ceiling peeling is assumed to be from prior or active water intrusion and requires investigation; treat as potential active leak until proven otherwise.
- Windows appear to be standard size and operable — assumed adequate egress for bedrooms, but full egress compliance not confirmed from photos alone.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,924 | $228,200 | $228,200 |
| 2024 | $1,881 | $228,200 | $228,200 |
| 2023 | $1,812 | $228,200 | $228,200 |
| 2022 | $1,355 | $127,500 | $127,500 |
| 2021 | $1,344 | $127,500 | $127,500 |
| 2020 | $1,337 | $127,500 | $127,500 |
| 2019 | $1,321 | $127,500 | $127,500 |
| 2018 | $1,096 | $78,000 | $78,000 |
| 2017 | $1,072 | $78,000 | $78,000 |
| 2016 | $1,063 | $78,000 | $78,000 |
| 2015 | $1,051 | $78,000 | $78,000 |
| 2014 | $1,063 | $78,000 | $78,000 |
| 2013 | $1,063 | $78,000 | $78,000 |
| 2012 | $1,020 | $78,300 | $78,300 |
| 2011 | $1,041 | $78,300 | $78,300 |
| 2010 | $1,191 | $87,200 | $87,200 |
| 2009 | $1,191 | $87,200 | $87,200 |
| 2008 | $1,191 | $87,200 | $87,200 |
| 2007 | $1,188 | $87,200 | $87,200 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-30 | Price Changed | $259,900 |
| 2025-12-04 | Listed | $269,900 |
| 2025-02-10 | Listing removed | $0 |
| 2025-02-07 | Listed for rent | $1,485 |
| 2018-01-16 | Sold | $130,000 |
| 1990-04-01 | Sold | $78,000 |
Photo Gallery
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"down_payment_rate": 0.2,
"insurance_monthly": 78.04,
"monthly_cash_flow": 1519.01,
"property_tax_rate": 0.008,
"_utility_allowance": {
"sources": [
"/Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/NC003/sources/utility/wp-content_uploads_2025_12_UA-2.1.26.raster.pdf"
],
"effective_date": "2026-02-01"
},
"utility_allowances": [
{
"note": "Property has central heating. Assumed 'Electric Heat Pump' as it's an efficient option consistent with the property's age and the presence of other electric appliances.",
"utility": "Heating",
"allowance": 29
},
{
"note": "Property details specify 'Central Air'.",
"utility": "Air Conditioning",
"allowance": 25
},
{
"note": "Property photos show an electric stove, and the 'electric' option was selected from the schedule.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "Assumed 'Electric' to maintain consistency with the other major electric appliances (heating and cooking).",
"utility": "Water Heating",
"allowance": 30
},
{
"note": "A baseline allowance for general electricity usage for lights and appliances.",
"utility": "Other Electric",
"allowance": 79
},
{
"note": "No gas utilities were selected for heating, cooking, or water heating.",
"utility": "Gas Service Fee",
"allowance": 0
},
{
"note": "Property details specify 'Water Source: City'.",
"utility": "Water",
"allowance": 32
},
{
"note": "Property details specify 'Public Sewer'.",
"utility": "Sewer",
"allowance": 89
},
{
"note": "The property info does not explicitly state a refrigerator is provided, so it is treated as a tenant-owned utility.",
"utility": "Refrigerator",
"allowance": 12
},
{
"note": "The property appliance list does not explicitly state that a range/stove is provided, so it is treated as a tenant-owned utility per the rules.",
"utility": "Range/Stove",
"allowance": 11
}
],
"cash_on_cash_return": 0.35,
"down_payment_amount": 51980.0,
"property_tax_annual": 1981.72,
"property_tax_monthly": 165.14,
"property_tax_increase": 0.03,
"utility_allowance_total": 319.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.inlivian.com/landlords-owners/payment-standards/",
"https://www.inlivian.com/wp-content/uploads/2024/05/7.1.25-PS-No-census-tracts.pdf"
],
"effective_date": "2025-07-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 1628.62,
"property_management_monthly": 195.8,
"monthly_cash_flow_after_debt": 135.72,
"cash_on_cash_return_after_debt": 0.03
},
"section8_assessment": {
"runs": [
{
"summary": "Moderate risk for an initial HCV/NSPIRE inspection. The house is cosmetically updated and largely complete (kitchen appliances present, flooring installed, intact exterior siding and roofline) but there are several inspection risks that likely require work before passing: address the bathroom ceiling water damage, repair/secure the open ceiling/fixture, reinstall/secure dryer vent, verify and install required smoke and CO detectors, and repair buckled flooring. With those targeted repairs and a systems check (HVAC, water heater, electrical panel), the property is likely to pass — expect 30–60 days of work/verification.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 60.0,
"rationale": "Interior appears mostly refreshed (newer vinyl plank flooring, painted walls) but has several visible deferred items: buckled/lifting vinyl planks in at least one bedroom (trip/finish issue), scuffed walls and baseboards, a visibly damaged/peeling ceiling in the bathroom, missing ceiling vent/cover and some fixture covers in the kitchen/hall area, and general cosmetic cleanup. Kitchen appliances (fridge, range, microwave, dishwasher) are present which reduces penalty. These issues are moderate — repair/replace flooring pieces, patch/paint ceilings and walls, install missing covers and replace small fixtures — not full structural work."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 45.0,
"rationale": "Multiple NSPIRE-related risks are visible or cannot be confirmed: no smoke detectors are visible in photos (required), no carbon monoxide detector is visible (required in many jurisdictions where fuel-burning appliances exist), bathroom ceiling shows peeling/damage consistent with water intrusion (potential active leak / mold risk), there is an open ceiling panel/fixture (possible exposed wiring), and the laundry dryer vent is disconnected/uninstalled (fire hazard). Entry doors appear secure but deadbolt presence not confirmed. Bedroom windows look operable and of reasonable size but egress compliance cannot be fully confirmed from photos. Because smoke/CO detectors and possible active water/electrical hazards are inspection failures, safety risk is moderate-to-high until addressed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Major systems are only partially observable. Roof shingles appear intact overall with no obvious large-scale sagging or missing areas in the photos (but there are a few light streaks/marks). HVAC supply vents and returns are visible in ceilings, indicating a central forced-air system is present, but operational status is not documented. Water heater and electrical panel are not shown. Kitchen appliances present and look serviceable. The visible dryer vent hose is disconnected. Because systems presence is likely but functionality is unverified and a ceiling/water issue exists, score reflects moderate uncertainty — functional with some service/inspection likely needed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior shows vinyl siding in decent condition, brick foundation veneer visible with no obvious major cracks, intact porch and railing, and a mostly intact roofline without visible structural sag. Yard has leaf/debris buildup and overgrown shrubs that will need maintenance; concrete patio/driveway shows staining and minor cracking. No standing water was observed in photos. Overall exterior maintenance items are mostly cosmetic and low-cost to correct."
}
],
"red_flags": [
"Bathroom ceiling peeling / evidence of water intrusion (potential active leak and mold risk).",
"Open/missing ceiling cover / unfinished opening near lighting (possible exposed wiring).",
"No visible smoke detectors or CO alarm in photos (NSPIRE failure risk).",
"Dryer vent disconnected/uninstalled (fire risk).",
"Buckled / lifting vinyl planks in at least one bedroom (trip hazard and likely need reinstallation)."
],
"confidence": 0.7,
"assumptions": [
"No rental history in last 5 years (listing data indicates missing) so rental_history_activity is excluded.",
"HVAC system is present (ceiling vents visible) and is assumed repairable but unseen and untested.",
"Water heater and electrical panel are on site but not photographed; their condition is unknown.",
"Smoke and CO detectors are not visible in photos; assume they are missing or not properly located until verified.",
"Bathroom ceiling peeling is assumed to be from prior or active water intrusion and requires investigation; treat as potential active leak until proven otherwise.",
"Windows appear to be standard size and operable — assumed adequate egress for bedrooms, but full egress compliance not confirmed from photos alone."
],
"overall_score": 59.0,
"rubric_version": "ns1.0-2026-03"
},
{
"summary": "This 3-bed/2-bath home appears largely move-in ready with cosmetic updates and working kitchen appliances visible. Key inspection risks: bathroom ceiling damage (probable past/active leak), buckled LVP in bedrooms (trip/finish defect), disconnected dryer vent and missing laundry appliances, and no visible smoke/CO detectors. If the ceiling/moisture issue is investigated and remediated, detectors installed (if missing), dryer hookup secured, and a few cosmetic/finish repairs completed, the property should pass a Housing Choice Voucher (Section 8 / NSPIRE) inspection within ~2–4 weeks. As-is there is a moderate risk of an initial fail due to the ceiling/moisture and detector/cover issues.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 65.0,
"rationale": "Overall cosmetic condition appears fair with recent-looking LVP flooring and fresh paint, functional kitchen appliances (stove, microwave, refrigerator) visible. Moderate repair items observed: several LVP planks are buckling/lifting in bedrooms (trip/finish issue), bathroom ceiling shows peeling/stain (repairs needed), laundry alcove missing washer/dryer and dryer vent disconnected, some baseboard scuffs and exterior concrete/patio staining/cracking. Missing washer/dryer and floor repairs are moderate but not catastrophic. These are mostly cosmetic/repair items that can be corrected with 1–4 days of contractor work plus replacement appliances."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No smoke or CO detectors are visible in the photos (not confirmed installed) — common HUD fail if missing. Bathroom ceiling damage above tub is a probable water intrusion area and presents mold/moisture risk until investigated and repaired. Some ceiling fixture/vent openings seen near kitchen (missing cover) that could be flagged. Electrical panel not shown; GFCI at sink not clearly visible (kitchen counter outlet visible but type not identifiable). Entry door appears secure but deadbolt not visible in photos. Windows look intact and bedrooms appear to have egress windows. Overall safety issues are moderate: missing/damaged ceiling, potential missing detectors, and exposed/missing fixture covers could cause an inspection fail if not corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 65.0,
"rationale": "Visible HVAC supply vents in ceilings indicate central HVAC presence, but no furnace/AC unit or water heater shown so operation is assumed but not verified. Roof shingles look generally intact in photos (no obvious large failures), though there are stains/white streaks at one roof area—could be flashing/roof wear. Bathroom ceiling damage suggests previous or ongoing plumbing leak or roof leak that requires follow-up. Appliances in kitchen appear newer/working (electric range, microwave, fridge). Dryer vent disconnected in laundry alcove. Given photos, systems appear present but not fully verified and the visible ceiling damage reduces system confidence."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 75.0,
"rationale": "Exterior vinyl siding and brick foundation appear intact with no obvious major foundation cracks. Roof shingles appear serviceable from photos; chimney and flashing look in place. Front stoop and railing are present; shrubs are overgrown and may obscure sight lines but do not appear to block egress. Concrete patio and walkways show staining and minor cracking; yard slopes toward street and no standing water visible. Small exterior storage door shows green staining at bottom (mildew). Overall exterior is sound with routine maintenance recommended."
}
],
"red_flags": [
"Bathroom ceiling damage/peeling above tub (possible active or historic water intrusion) — potential mold/moisture and would likely require repair and re-inspection.",
"Buckled/lifting LVP flooring in bedrooms (trip hazard and finish defect) — needs reinstallation/repair.",
"Disconnected dryer vent and missing washer/dryer — dryer vent must be properly connected to exhaust to meet safety/health standards.",
"No visible smoke/CO detectors in photos — missing detectors are common immediate fail items on NSPIRE inspections.",
"Ceiling/open fixture/vent cover missing near kitchen (visible hole) — could be cited as exposed electrical or missing fixture cover."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC and water heater are present and operational though not pictured; assumption based on visible supply vents and typical construction for a 1989 single-family home.",
"No interior mold testing was done; ceiling peeling/staining is assumed to be from water intrusion but the extent (active leak vs. repaired stain) is unknown.",
"Smoke and CO detectors are not visible in photos; assume they may be missing or not in required locations unless landlord can confirm hardwired/installed detectors.",
"Electrical panel condition is unknown (not photographed); assume typical service unless disclosed otherwise.",
"Appliances: kitchen stove, microwave, refrigerator present and appear installed; washer and dryer are missing from laundry alcove (laundry hookups present)."
],
"overall_score": 65.0,
"rubric_version": "ns-psep-v1"
},
{
"summary": "Overall the property appears largely habitable and close to rent-ready for a Housing Choice Voucher inspection but requires a short punch-list. Key fixes before an initial NSPIRE/Section 8 inspection: install/verify smoke and CO detectors, address the bathroom ceiling moisture/peeling (repair leak source and ceiling), secure and connect dryer vent, repair/secure lifted flooring seams, install GFCI protection where required, and confirm heating/HVAC and water heater operation and safety (provide service records). Exterior and interior are cosmetically acceptable; primary risk is the ceiling/moisture issue which needs prompt investigation. With these corrections (most are minor-to-moderate), the unit would likely pass an initial inspection within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 70.0,
"rationale": "Interior finishes are generally in fair-to-good condition: recent-looking vinyl plank flooring throughout, painted walls, functioning kitchen appliances visible (range, microwave, refrigerator). Observable defects: several baseboard scuffs and wall marks, lifted/peeling vinyl plank at a few seams in bedrooms (trip risk and will need re-seaming or replacement), bathroom ceiling shows peeling/failed finish above tub (evidence of past or ongoing moisture intrusion), laundry/dryer vent is detached and lying on floor, light fixture/ceiling access missing cover in kitchen/hall. These are repairable (cosmetic, patching, re-securing vents, replacing fixtures) but the ceiling moisture area raises possibility of additional remediation. Missing or taped fixtures (toilet taped) suggest unit is being prepared but not fully finished."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "Photos show no visible smoke detectors or carbon monoxide detectors (required). Kitchen and bathroom do not show clearly labeled GFCI-protected outlets near wet locations. The bathroom ceiling deterioration is a safety/code concern (potential mold, active leak). No exposed energized wiring was photographed, electrical panel not shown. Bedroom windows appear to provide egress. Entry door appears secure but deadbolt is not visible in photos. Fireplace present — condition and flue not documented. Summary: a handful of potential NSPIRE fails (missing detectors, possible active moisture damage, non-GFCI receptacles) that would likely require correction prior to passing."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanicals",
"score": 65.0,
"rationale": "No HVAC unit or water heater is pictured but ceiling vents indicate central HVAC likely present. Roof appears intact from exterior photos with no obvious sagging or major missing shingles; chimney/vent stacks present. Plumbing fixtures (kitchen sink, bathroom tub/shower, toilets) are present; kitchen appliances are installed. Visible issues: bathroom ceiling damage indicates a previous or current leak that requires investigation (plumbing or roof). Dryer vent not connected. Because major systems are not fully documented in the listing/photos, score is moderate assuming systems are present and functional but requiring verification (service records, operational test)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 78.0,
"rationale": "Exterior siding, trim and brick foundation visible in photos appear generally intact and well-maintained. Roofline is straight (no visible sag); gutters not clearly visible. Yard and landscaping are overgrown with leaves and shrubs need trimming; patio concrete shows wear and staining and minor cracking but no collapsed areas. Walkway and steps to porch look serviceable; porch railings present. Overall exterior is serviceable with cosmetic cleanup and minor concrete/landscaping work needed."
}
],
"red_flags": [
"Bathroom ceiling peeling/deterioration above bathtub — possible active leak / moisture intrusion (requires immediate investigation).",
"No visible smoke detectors or carbon monoxide detectors in photos (code/NSPIRE requirement).",
"No clearly visible GFCI-protected receptacles in kitchen/bath (likely requirement).",
"Lifted vinyl plank flooring at seams (trip hazard and water intrusion risk).",
"Detached dryer vent and miscellaneous ceiling fixture/cover missing — small safety/hygiene issues needing repair."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC and water heater are present and operational though not pictured; no evidence of total system absence.",
"Kitchen appliances shown (stove, microwave, refrigerator, likely dishwasher) are in working condition or will be made operable prior to lease.",
"Bathroom ceiling peeling is from a past or minor leak; roof does not show obvious active major failure in exterior photos but attic/plumbing should be inspected to confirm.",
"No visible electrical hazards observed in photos; full electrical panel and wiring condition unknown and should be verified.",
"No rental history in last 5 years (rental_history_last_5y is missing) so rental_history_activity is excluded from scoring."
],
"overall_score": 68.0,
"rubric_version": "nsPIRE-v1.0-2025"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2000 Teddington Dr, Charlotte, NC, 28214",
"aggregate": {
"summary": "Moderate risk for an initial HCV/NSPIRE inspection. The house is cosmetically updated and largely complete (kitchen appliances present, flooring installed, intact exterior siding and roofline) but there are several inspection risks that likely require work before passing: address the bathroom ceiling water damage, repair/secure the open ceiling/fixture, reinstall/secure dryer vent, verify and install required smoke and CO detectors, and repair buckled flooring. With those targeted repairs and a systems check (HVAC, water heater, electrical panel), the property is likely to pass — expect 30–60 days of work/verification.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior appears mostly refreshed (newer vinyl plank flooring, painted walls) but has several visible deferred items: buckled/lifting vinyl planks in at least one bedroom (trip/finish issue), scuffed walls and baseboards, a visibly damaged/peeling ceiling in the bathroom, missing ceiling vent/cover and some fixture covers in the kitchen/hall area, and general cosmetic cleanup. Kitchen appliances (fridge, range, microwave, dishwasher) are present which reduces penalty. These issues are moderate — repair/replace flooring pieces, patch/paint ceilings and walls, install missing covers and replace small fixtures — not full structural work."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.0,
"rationale": "Exterior shows vinyl siding in decent condition, brick foundation veneer visible with no obvious major cracks, intact porch and railing, and a mostly intact roofline without visible structural sag. Yard has leaf/debris buildup and overgrown shrubs that will need maintenance; concrete patio/driveway shows staining and minor cracking. No standing water was observed in photos. Overall exterior maintenance items are mostly cosmetic and low-cost to correct."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 55.0,
"rationale": "Multiple NSPIRE-related risks are visible or cannot be confirmed: no smoke detectors are visible in photos (required), no carbon monoxide detector is visible (required in many jurisdictions where fuel-burning appliances exist), bathroom ceiling shows peeling/damage consistent with water intrusion (potential active leak / mold risk), there is an open ceiling panel/fixture (possible exposed wiring), and the laundry dryer vent is disconnected/uninstalled (fire hazard). Entry doors appear secure but deadbolt presence not confirmed. Bedroom windows look operable and of reasonable size but egress compliance cannot be fully confirmed from photos. Because smoke/CO detectors and possible active water/electrical hazards are inspection failures, safety risk is moderate-to-high until addressed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 63.3,
"rationale": "Major systems are only partially observable. Roof shingles appear intact overall with no obvious large-scale sagging or missing areas in the photos (but there are a few light streaks/marks). HVAC supply vents and returns are visible in ceilings, indicating a central forced-air system is present, but operational status is not documented. Water heater and electrical panel are not shown. Kitchen appliances present and look serviceable. The visible dryer vent hose is disconnected. Because systems presence is likely but functionality is unverified and a ceiling/water issue exists, score reflects moderate uncertainty — functional with some service/inspection likely needed."
}
],
"red_flags": [
"Bathroom ceiling peeling / evidence of water intrusion (potential active leak and mold risk).",
"Open/missing ceiling cover / unfinished opening near lighting (possible exposed wiring).",
"No visible smoke detectors or CO alarm in photos (NSPIRE failure risk).",
"Dryer vent disconnected/uninstalled (fire risk).",
"Buckled / lifting vinyl planks in at least one bedroom (trip hazard and likely need reinstallation)."
],
"confidence": 0.81,
"assumptions": [
"No rental history in last 5 years (listing data indicates missing) so rental_history_activity is excluded.",
"HVAC system is present (ceiling vents visible) and is assumed repairable but unseen and untested.",
"Water heater and electrical panel are on site but not photographed; their condition is unknown.",
"Smoke and CO detectors are not visible in photos; assume they are missing or not properly located until verified.",
"Bathroom ceiling peeling is assumed to be from prior or active water intrusion and requires investigation; treat as potential active leak until proven otherwise.",
"Windows appear to be standard size and operable — assumed adequate egress for bedrooms, but full egress compliance not confirmed from photos alone."
],
"score_method": "mean_of_criteria",
"overall_score": 63.9,
"rubric_version": "ns1.0-2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "6825631320"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.