Property ID: 7040477728
705 Gerry Dr, Kenner, LA, 70062
Kenner, LA
Money Down: $45,576
CoC Return: 0.74%
Monthly Cash Flow: $28
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,980
Closing Costs
$7,596
Total Down
$45,576
Investment Snapshot
Purchase Price
$189,900
Money Down
$45,576
Cash-on-Cash Return
0.74%
Rent
$1,303
Monthly Cash Flow
$28
Annual Cash Flow
$336
Debt Service / Mo
$1,011
Property Tax / Mo
$59
Insurance / Mo
$75
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$75
Property Tax
$59
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$1,039
Debt Service
$1,011
Cash Flow After Debt
$28
Quality Score: 74.20%
Confidence: 95.00%
Overall the property appears well-maintained and largely rent-ready for a Housing Choice Voucher inspection with mostly minor repairs and documentation/verification tasks. Strengths: clean interior, present kitchen appliances, washer/dryer, relatively new roof and hot water heater (per listing), fenced yard and usable garage. Primary inspection risks: lack of visible smoke/CO detectors and GFCI outlets, need to verify HVAC operation and electrical panel condition, and repair the cracked/uneven front walkway (trip hazard). With quick fixes (install/test detectors, add/verify GFCIs, repair walkway, confirm HVAC/electrical), this property is likely to pass an initial NSPIRE/HCV inspection within 1–4 weeks.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$189,900
Beds
2
Baths
2
Living Area
1,377 sqft
Lot Size
—
Year Built
1958
Days on Market
89
Capital Outlay
$45,576
Debt Service
$1,011
Property Tax / Mo
$59
Insurance / Mo
$75
Property Description
Very nice home with lots of space for entertaining. Formal dining room can easily be converted back to 3ed bedroom. Lots of storage space. Fenced yard, quiet neighborhood. Roof and h/w heater 2yrs old. Oversized garage with workshop area and loft storage.
Utility Allowances
heating
$61
Selected 'natural_gas' as the property details explicitly state 'Gas: Natural' and the home has central heating.
cooking
$10
Selected 'natural_gas' because the property is listed as having natural gas service, making a gas range the most likely option.
water_heating
$21
Selected 'natural_gas' as the property has natural gas service, which is a common and economical choice for water heating.
other_electric
$57
This is a fixed allowance for general electricity use, including lighting, outlets, and central air conditioning, which the property has.
water
$36
This is a fixed allowance based on the property's connection to a 'Public' water source.
sewer
$39
This is a fixed allowance based on the property's connection to the 'City' sewer system.
trash_collection
$25
This is a fixed allowance for standard municipal trash service, which is assumed for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$877
DP3 Annual Estimate$917
DP1 Monthly Equivalent$73
DP3 Monthly Equivalent$76
Replacement Value$26,600
Basis1,377 sqft / 1958
Nearby Houses
Photo unavailable
708 Gerry Dr
sold · 0.03 mi
Price: $170,000
3 bd / 2 ba · 1,765 sqft
Latest sale: —
Latest rent: —
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3005 Jasper St
for_sale · 0.17 mi
Price: $180,000
3 bd / 2 ba · 916 sqft
Latest sale: — on Oct 25, 2019
Latest rent: —
Photo unavailable
3006 Panama St
off_market · 0.18 mi
Price: $1,900
2 bd / 1 ba · 900 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2755 Albany St Unit A
off_market · 0.22 mi
Price: $1,275
2 bd / 1 ba · 950 sqft
Latest sale: —
Latest rent: $1,425 on Apr 03, 2025
Photo unavailable
3029 Huntsville St
for_sale · 0.23 mi
Price: $275,000
4 bd / 2 ba · 1,818 sqft
Latest sale: — on Jan 13, 2023
Latest rent: —
Photo unavailable
2706 Acron St
for_sale · 0.25 mi
Price: $300,000
5 bd / 3 ba · 2,377 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2627 Tupelo St
off_market · 0.25 mi
Price: $1,200
2 bd / 1 ba
Latest sale: —
Latest rent: —
Photo unavailable
2705-07 Albany St
for_sale · 0.26 mi
Price: $309,000
5 bd / 3 ba · 2,425 sqft
Latest sale: —
Latest rent: —
Photo unavailable
832-34 27th St
for_sale · 0.27 mi
Price: $309,000
5 bd / 3 ba · 2,425 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3015 Albany St Lot 16
for_sale · 0.28 mi
Price: $54,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
3016 Albany St
sold · 0.30 mi
Price: $275,000
3 bd / 3 ba · 1,457 sqft
Latest sale: — on Apr 06, 2021
Latest rent: —
Photo unavailable
3026 Albany St
sold · 0.31 mi
Price: $310,000
3 bd / 3 ba · 1,457 sqft
Latest sale: — on Nov 30, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that roof and hot water heater are ~2 years old is accurate and those systems are functional.
- Major appliances shown (stove, refrigerator, washer/dryer) are operational unless otherwise noted; missing appliance risk is low because photos show units.
- Central HVAC presence and condition are not shown; assume at least cooling exists (window unit observed externally) but full HVAC inspection is needed.
- Smoke detectors, carbon monoxide detectors, GFCI outlets, and electrical panel integrity are not visible in photos and require verification or installation prior to inspection.
- Bedroom windows provide egress that meets local code requirements or are close enough in size to be acceptable, but this must be confirmed on-site.
- No evidence in photos of structural sagging, major foundation movement, collapsed ceilings, active leaks, or severe mold; these conditions would be visible if present at a severe level.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $690 | $65,000 | $6,500 |
| 2024 | $693 | $65,000 | $6,500 |
| 2023 | $537 | $54,200 | $5,420 |
| 2022 | $528 | $54,200 | $5,420 |
| 2021 | $487 | $54,200 | $5,420 |
| 2020 | $482 | $54,200 | $5,420 |
| 2019 | $492 | $54,200 | $5,420 |
| 2018 | $448 | $54,200 | $5,420 |
| 2017 | $448 | $54,200 | $5,420 |
| 2016 | $448 | $54,200 | $5,420 |
| 2015 | $455 | $54,200 | $5,420 |
| 2014 | $454 | $54,200 | $5,420 |
| 2013 | $454 | $54,200 | $5,420 |
| 2010 | $353 | $54,900 | $5,490 |
| 2009 | $453 | $54,900 | $5,490 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-09 | Listed | $189,900 |
| 2026-01-08 | Listing removed | $0 |
| 2025-10-14 | Price Changed | $198,000 |
| 2025-08-21 | Price Changed | $208,000 |
| 2025-07-06 | Listed | $225,000 |
Photo Gallery
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"note": "Selected 'natural_gas' because the property is listed as having natural gas service, making a gas range the most likely option.",
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"summary": "Overall the property appears well-maintained and largely rent-ready for a Housing Choice Voucher inspection with mostly minor repairs and documentation/verification tasks. Strengths: clean interior, present kitchen appliances, washer/dryer, relatively new roof and hot water heater (per listing), fenced yard and usable garage. Primary inspection risks: lack of visible smoke/CO detectors and GFCI outlets, need to verify HVAC operation and electrical panel condition, and repair the cracked/uneven front walkway (trip hazard). With quick fixes (install/test detectors, add/verify GFCIs, repair walkway, confirm HVAC/electrical), this property is likely to pass an initial NSPIRE/HCV inspection within 1–4 weeks.",
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"key": "safety_code",
"label": "Section 8 / NSPIRE compliance risk",
"score": 70.0,
"rationale": "No visible exposed wiring, no visible water intrusion, no visible mold, and bathroom and kitchen fixtures appear intact. Hot water heater visible and listing states hot water heater is 2 years old. Smoke/CO detectors, GFCI outlets, and electrical panel are not shown in photos — these are required for NSPIRE. Porch/entry has railings; however the cracked concrete at front creates a trip hazard. Bedroom window egress appears plausible but windows are small and not individually verified. Given visible conditions, moderate safety compliance risk remains until detectors, GFCIs and egress are confirmed or installed."
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"Central HVAC presence and condition are not shown; assume at least cooling exists (window unit observed externally) but full HVAC inspection is needed.",
"Smoke detectors, carbon monoxide detectors, GFCI outlets, and electrical panel integrity are not visible in photos and require verification or installation prior to inspection.",
"Bedroom windows provide egress that meets local code requirements or are close enough in size to be acceptable, but this must be confirmed on-site.",
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"criteria": [
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"label": "Visible condition and repair needs",
"score": 80.0,
"rationale": "Interior and exterior photos show a well-maintained, clean property with intact flooring, cabinetry, fixtures and functioning kitchen appliances (stove, refrigerator) and washer/dryer. Cosmetic issues only: older finishes (vinyl tile), minor scuffs on walls, and a cracked concrete walkway at the front entry. Listing states roof and hot water heater replaced 2 years ago which reduces capital risk. No evidence of severe deferred maintenance in images. Missing or aging finishes reduce score moderately but overall turnkey condition."
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"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, active leaks, standing water, or exposed wiring). Porch railing is present and windows appear intact for egress. However, smoke detectors and carbon monoxide alarms are not visible in the provided photos (cannot confirm proper placement/operation). The front walkway has a noticeable crack and uneven edge creating a trip hazard at the primary entry. GFCI protection in kitchen/bath not identifiable from images. These unknowns lower the safety score and represent likely inspection items to be addressed or verified."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 70.0,
"rationale": "Listing states roof and hot water heater are ~2 years old and photos show a domestic-style water heater in the laundry area, reducing risk for those systems. Kitchen appliances and laundry machines are present. Electrical panel, service age, and GFCI/AFCI protection are not shown and therefore unconfirmed. HVAC presence/condition is not clearly documented in photos (no outdoor condenser visible in provided exterior shots), so assumption of an operational cooling/heating system is moderate but not proven. Plumbing fixtures appear functional with no visible leaks. Overall systems seem serviceable but several key items are unverified."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 75.0,
"rationale": "Exterior brick facade, siding, roofline and yard are well kept; yard is mowed and property appears to have a fenced yard per listing. Driveway and covered carport/garage exist and the property claims an oversized garage with workshop/loft (not photographed internally). The main negative visible exterior issue is a cracked/uneven front walkway and planter edge near the entry which is a trip hazard and would likely need repair for inspection compliance. No visible foundation cracking, major siding failure, or evidence of infestation in photos."
}
],
"red_flags": [
"No smoke detectors or carbon monoxide alarms visible in photos — must verify location and operational status before inspection.",
"Cracked/uneven concrete walkway and planter at front entry — trip hazard likely cited on inspection.",
"GFCI protection in kitchen and bathroom not identifiable from photos — potential electrical compliance issue if missing."
],
"confidence": 0.65,
"assumptions": [
"Listing statement that roof and hot water heater are ~2 years old is accurate and reflects recent replacement.",
"Bedrooms have standard-sized windows that provide legal egress (single-story house typical for the area).",
"A functional heating/cooling system exists though not clearly visible in photos (likely central or window units); HVAC operational status is unconfirmed.",
"Electrical service and panel are present and intact though not shown in photos; presence of GFCI/AFCI protection is unknown.",
"Garage and workshop/loft exist as described in listing but were not internally photographed for condition assessment.",
"No visible mold, major water intrusion, or foundation movement in provided photos; absence of evidence is not proof of absence."
],
"overall_score": 74.0,
"rubric_version": "nsPIRE-v1.0-assessment-2026"
},
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"summary": "Overall the property appears to be in good, mostly move-in condition with recent roof and water heater, intact kitchen and laundry appliances, and well-maintained interior finishes. The most likely inspection failures are missing/undocumented smoke and CO detectors, unverified GFCI protection, and the trip hazard from the cracked front concrete. HVAC/heating system presence and electrical panel access were not shown and must be confirmed. With 1–3 minor fixes (install/verify detectors, repair entry concrete, verify/label electrical and heating), the home is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
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"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 80.0,
"rationale": "Interior and exterior photos show generally well-maintained finishes: intact cabinet faces, functioning kitchen appliances (stove and refrigerator shown), bathroom fixtures present, washer/dryer and water heater in utility area. Flooring (vinyl tile) appears intact with only normal wear. Cosmetic repairs identified: cracked concrete/planter at front entry (trip hazard and needs patching), some minor cosmetic touch-ups (paint/trim) likely. No major visible deferred maintenance such as collapsed ceilings, extensive water stains, or damaged cabinetry. Missing items: no obvious missing major appliances and listing states recent roof and water heater (2 years). Overall condition suggests minor repairs only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 65.0,
"rationale": "No smoke detectors or carbon monoxide detectors are visible in the interior photos (required by NSPIRE/local codes) and no clear evidence of deadbolt locks on the entry door. Windows appear to be typical single-story egress windows, but bedroom egress sizing cannot be fully confirmed from photos. No exposed wiring, active water intrusion, or visible mold noted. GFCI protection for kitchen/bath outlets is not verifiable from images. There is a significant concrete crack at the front entry that constitutes a trip hazard. These are fixable but are inspection risks until corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof/HVAC/plumbing/electrical) condition",
"score": 70.0,
"rationale": "Listing and photo evidence: roof and hot water heater reported as 2 years old; a water heater is visible in the laundry room. Kitchen appliances (stove & fridge) shown and appear serviceable. No electrical panel or breaker access is shown; no visible exposed wiring. HVAC presence is not clearly documented in photos — a window AC unit is visible in one exterior shot, but no central HVAC registers or furnace are shown; absence of visible central heating equipment is an inspection unknown and could require verification that a heating system exists and works. Plumbing fixtures appear intact with no visible leaks. Overall systems appear functional but HVAC/heating and electrical panel status need confirmation."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Exterior brick veneer and siding appear intact; lawn and landscaping are maintained; home shows a fenced yard per listing (not fully visible). Driveway and carport present; oversized garage/workshop claimed in listing. No evidence of foundation cracks, sagging rooflines, or major exterior deterioration in provided photos. Primary exterior deficiency is cracked concrete/planter at the front entry creating a tripping hazard that should be repaired prior to inspection."
}
],
"red_flags": [
"No smoke detectors or carbon monoxide detectors visible in interior photos (inspection failure until installed/verified).",
"Cracked/broken concrete at front entry creates a trip hazard (safety failure if not repaired).",
"No visible central heating system or register in photos — heating system presence/function not verified (potential major inspection issue).",
"GFCI protection in kitchen/bath not verifiable from images and should be confirmed/installed."
],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof and hot water heater are 2 years old is accurate and those items are in good working order.",
"Kitchen stove, refrigerator, washer and dryer shown in photos are functional or can be made functional with minor service.",
"Bedrooms have standard-size windows providing required egress (not basement or illegally small windows).",
"No active plumbing leaks or hidden water intrusion beyond what is visible in photos.",
"Electrical panel, grounding, and circuit integrity are standard for the building and accessible though not pictured.",
"There may be window/wall AC unit(s) visible but central heating equipment is not shown; assumption is heating exists but needs verification."
],
"overall_score": 74.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "705 Gerry Dr, Kenner, LA, 70062",
"aggregate": {
"summary": "Overall the property appears well-maintained and largely rent-ready for a Housing Choice Voucher inspection with mostly minor repairs and documentation/verification tasks. Strengths: clean interior, present kitchen appliances, washer/dryer, relatively new roof and hot water heater (per listing), fenced yard and usable garage. Primary inspection risks: lack of visible smoke/CO detectors and GFCI outlets, need to verify HVAC operation and electrical panel condition, and repair the cracked/uneven front walkway (trip hazard). With quick fixes (install/test detectors, add/verify GFCIs, repair walkway, confirm HVAC/electrical), this property is likely to pass an initial NSPIRE/HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible repair needs and deferred maintenance",
"score": 79.3,
"rationale": "Interior surfaces and finishes appear intact and clean in photos: resilient tile flooring is intact, cabinets and counters in kitchen look serviceable, bathroom fixtures present and functional. Major appliances (stove, refrigerator, washer/dryer) are present. Cosmetic wear and dated finishes are present but no visible severe damage. Exterior concrete at front walkway/planter shows cracking and displacement creating a trip hazard that will need repair. Overall minor/medium cosmetic work expected (cleaning, small patching, possibly replacing a few outlet covers or light fixtures)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 76.7,
"rationale": "Brick exterior appears sound, lawn is maintained, property is fenced and neighborhood appears stable. Driveway and oversized garage with workshop/loft described; garage not fully shown but appears functional. Noted safety issue: cracked/uneven front walkway and damaged concrete planter at the main entrance are trip hazards. Drainage, foundation exposure, and roof flashings not fully visible but no signs of active roof leaks or standing water in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE compliance risk",
"score": 68.3,
"rationale": "No visible exposed wiring, no visible water intrusion, no visible mold, and bathroom and kitchen fixtures appear intact. Hot water heater visible and listing states hot water heater is 2 years old. Smoke/CO detectors, GFCI outlets, and electrical panel are not shown in photos — these are required for NSPIRE. Porch/entry has railings; however the cracked concrete at front creates a trip hazard. Bedroom window egress appears plausible but windows are small and not individually verified. Given visible conditions, moderate safety compliance risk remains until detectors, GFCIs and egress are confirmed or installed."
},
{
"key": "systems_mechanical",
"label": "Major systems health",
"score": 71.7,
"rationale": "Listing states roof and hot water heater replaced ~2 years ago; roof appears in good condition from curb photo. Water heater is visible in laundry photo. Major systems (water heater, kitchen appliances) appear present and functional. No HVAC equipment is visible in interior photos; a window AC unit appears visible on front exterior but central HVAC presence and condition is not shown. Electrical panel not pictured. Plumbing fixtures appear operational. Based on listing claims and visible components, systems likely serviceable but need verification/inspection."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Listing statement that roof and hot water heater are ~2 years old is accurate and those systems are functional.",
"Major appliances shown (stove, refrigerator, washer/dryer) are operational unless otherwise noted; missing appliance risk is low because photos show units.",
"Central HVAC presence and condition are not shown; assume at least cooling exists (window unit observed externally) but full HVAC inspection is needed.",
"Smoke detectors, carbon monoxide detectors, GFCI outlets, and electrical panel integrity are not visible in photos and require verification or installation prior to inspection.",
"Bedroom windows provide egress that meets local code requirements or are close enough in size to be acceptable, but this must be confirmed on-site.",
"No evidence in photos of structural sagging, major foundation movement, collapsed ceilings, active leaks, or severe mold; these conditions would be visible if present at a severe level."
],
"score_method": "mean_of_criteria",
"overall_score": 74.2,
"rubric_version": "nsPIRE_v1.0_2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7040477728"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.