Property ID: 7061253231
526 Honore Dr, Jefferson, LA, 70121
Jefferson, LA
Money Down: $67,176
CoC Return: -3.60%
Monthly Cash Flow: $-202
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$55,980
Closing Costs
$11,196
Total Down
$67,176
Investment Snapshot
Purchase Price
$279,900
Money Down
$67,176
Cash-on-Cash Return
-3.60%
Rent
$1,696
Monthly Cash Flow
$-202
Annual Cash Flow
$-2,419
Debt Service / Mo
$1,490
Property Tax / Mo
$139
Insurance / Mo
$100
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$100
Property Tax
$139
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,288
Debt Service
$1,490
Cash Flow After Debt
$-202
Quality Score: 78.20%
Confidence: 94.00%
This single-family brick home appears largely turnkey for Section 8 tenancy with recent interior updates, a relatively new roof, visible central HVAC components, and tidy exterior. Primary NSPIRE risks from the photos are missing/uncertain smoke and CO detectors, unclear presence of GFCI protection, a few outlet/switch plate issues (electrical safety), and potential pool barrier concerns. These are generally fixable short-term items rather than structural failures. With quick installation/verification of detectors, outlet covers/GFCI, confirmation of HVAC/water‑heater operation and a secured pool barrier, the property is likely to pass an initial HCV inspection within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$279,900
Beds
3
Baths
2
Living Area
1,277 sqft
Lot Size
5,001 sqft
Year Built
1950
Days on Market
134
Capital Outlay
$67,176
Debt Service
$1,490
Property Tax / Mo
$139
Insurance / Mo
$100
Property Description
Welcome to this well-maintained 3-bedroom, 2-bath home nestled on a spacious lot in desirable Old Jefferson. This inviting property features a functional layout, providing for comfortable everyday living and entertaining. Enjoy outdoor relaxation with a large above-ground pool set in a nice spacious yard-still time left for summer fun! The property also includes a covered carport and a 1-car garage, offering plenty of parking and storage space. The roof is just 3 years old, providing peace of mind for years to come. Located just minutes from Ochsner Hospital, local eateries, shopping, and other amenities, this home combines convenience with comfort in one of the area's most sought-after neighborhoods. Don't miss this great opportunity to own a home in a convenient location with room to grow and enjoy! Seller requires all buyers to view property prior to submitting an offer.
Utility Allowances
heating
$70
The property is listed as having central heating and natural gas as a utility. Natural gas heating was selected as the most likely option.
cooking
$12
The property includes a Range/Oven and has natural gas service. Natural gas for cooking was selected for consistency and cost-effectiveness.
water_heating
$24
The property has natural gas service available. Natural gas was chosen as the most common and cost-effective fuel for water heating.
other_electric
$67
This is a fixed allowance for general electricity usage, including lighting, outlets, central air conditioning, and any tenant-provided appliances.
water
$43
The property details specify the water source is 'Public'.
sewer
$46
The property details specify the sewer is 'City'.
trash_collection
$25
Trash collection is included as a standard utility for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,194
DP3 Annual Estimate$1,194
DP1 Monthly Equivalent$100
DP3 Monthly Equivalent$100
Replacement Value$83,100
Basis1,277 sqft / 1950
Nearby Houses
Photo unavailable
3822 Leila Pl
for_sale · 0.05 mi
Price: $345,000
3 bd / 2 ba · 1,383 sqft
Latest sale: —
Latest rent: —
Photo unavailable
536 Honore Dr
off_market · 0.05 mi
Price: $318,000
3 bd / 2 ba · 1,759 sqft
Latest sale: —
Latest rent: —
Photo unavailable
539 Carol Dr
for_sale · 0.11 mi
Price: $279,000
3 bd / 1 ba · 1,392 sqft
Latest sale: —
Latest rent: —
Photo unavailable
530 Hyman Dr
off_market · 0.11 mi
Price: $299,999
3 bd / 2 ba · 1,574 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3801 Jefferson Hwy Lot 5
for_sale · 0.11 mi
Price: $180,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
546 Julius Ave
off_market · 0.13 mi
Price: $294,000
3 bd / 2 ba · 1,790 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms in interior photos (requires installation/verification).
- Potential electrical hazards: at least one outlet/switch plate appears missing or non-standard in photos — electrical safety verification required.
- Above-ground pool referenced in listing may be unsecured or lack a compliant barrier/locking gate — poses child-safety and NSPIRE compliance risk until verified/secured.
Assumptions
- Smoke detectors and carbon monoxide alarms are not visible in the photos and are assumed not to be guaranteed installed; they will need verification or installation.
- Central HVAC is present (vents and thermostat visible) and assumed operational but not tested; would need operational verification during inspection.
- Water heater and electrical panel exist and are functional but were not photographed; assumed serviceable based on lack of visible water damage and recent renovations.
- Kitchen stove is present (white stove visible in kitchen photo); refrigerator was not pictured and may not be included—missing fridge will reduce rental readiness slightly but is not an inspection-fail by itself.
- Backyard is fenced (wood privacy fence visible from driveway photo) and likely provides pool barrier; the pool’s secure gate/latch status is unknown and must be verified for child-safety compliance.
- No active roof leaks, major plumbing leaks, or mold were observed in photos; absence of staining or sagging was taken as evidence.
- Outlet and switch plate irregularities seen in photos are assumed to be few and repairable (replace covers or tighten), not indicative of widespread hazardous wiring.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,616 | $128,100 | $12,810 |
| 2024 | $1,614 | $128,100 | $12,810 |
| 2023 | $1,511 | $114,900 | $11,490 |
| 2022 | $1,472 | $114,900 | $11,490 |
| 2021 | $1,367 | $114,900 | $11,490 |
| 2020 | $1,357 | $114,900 | $11,490 |
| 2019 | $1,395 | $114,900 | $11,490 |
| 2018 | $1,303 | $114,900 | $11,490 |
| 2017 | $1,303 | $114,900 | $11,490 |
| 2016 | $1,277 | $114,900 | $11,490 |
| 2015 | $1,271 | $111,600 | $11,160 |
| 2014 | $1,255 | $111,600 | $11,160 |
| 2013 | $1,255 | $111,600 | $11,160 |
| 2012 | $411 | $111,600 | $11,160 |
| 2011 | $364 | $109,600 | $10,960 |
| 2010 | $1,125 | $109,600 | $10,960 |
| 2009 | $1,125 | $109,600 | $10,960 |
| 2008 | $351 | — | $10,960 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-11-26 | Listing removed | $0 |
| 2025-11-25 | Listed | $279,900 |
| 2025-07-26 | Listed | $289,900 |
| 1998-03-01 | Sold | $0 |
Photo Gallery
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"total": 109600,
"building": 82100
},
"assessment": {
"land": 2750,
"total": 10960,
"building": 8210
}
},
{
"tax": 351,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10960,
"building": null
}
}
],
"property_history": [
{
"date": "2025-11-26",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2025-07-26T03:54:11Z",
"list_price": 289900,
"listing_id": "2984706338",
"last_update_date": "2025-07-25T22:50:38Z",
"last_status_change_date": "2025-11-26T02:10:52Z"
},
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "1 day",
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},
{
"date": "2025-11-25",
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"listing": {
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"list_date": "2025-11-25T20:04:12Z",
"list_price": 279900,
"listing_id": "2988996527",
"last_update_date": "2026-03-12T11:38:58Z",
"last_status_change_date": "2026-03-12T16:39:41Z"
},
"event_name": "Listed",
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"source_name": "NewOrleans",
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{
"date": "2025-07-26",
"price": 289900,
"listing": {
"status": "off_market",
"list_date": "2025-07-26T03:54:11Z",
"list_price": 289900,
"listing_id": "2984706338",
"last_update_date": "2025-07-25T22:50:38Z",
"last_status_change_date": "2025-11-26T02:10:52Z"
},
"event_name": "Listed",
"price_sqft": 227.0164447924824,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2513270",
"price_change_percentage": null
},
{
"date": "1998-03-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7061253231",
"generated_at": "2026-03-27T02:59:08.871598Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 78.2
},
"utility_allowance": {
"zip_code": "70121",
"home_photo": "https://ap.rdcpix.com/06228d7ca7fdff546ab4dd6dfe92c308l-m1874696096s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 223920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/526-Honore-Dr_Jefferson_LA_70121_M70612-53231",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 279900.0,
"loan_term_years": 30,
"annual_cash_flow": 15458.32,
"mortgage_monthly": 1489.75,
"payment_standard": 1983.0,
"total_amount_out": 55980.0,
"additional_photos": [
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],
"down_payment_rate": 0.2,
"insurance_monthly": 99.5,
"monthly_cash_flow": 1288.19,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property is listed as having central heating and natural gas as a utility. Natural gas heating was selected as the most likely option.",
"utility": "heating",
"allowance": 70
},
{
"note": "The property includes a Range/Oven and has natural gas service. Natural gas for cooking was selected for consistency and cost-effectiveness.",
"utility": "cooking",
"allowance": 12
},
{
"note": "The property has natural gas service available. Natural gas was chosen as the most common and cost-effective fuel for water heating.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "This is a fixed allowance for general electricity usage, including lighting, outlets, central air conditioning, and any tenant-provided appliances.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "The property details specify the water source is 'Public'.",
"utility": "water",
"allowance": 43
},
{
"note": "The property details specify the sewer is 'City'.",
"utility": "sewer",
"allowance": 46
},
{
"note": "Trash collection is included as a standard utility for a single-family home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.28,
"down_payment_amount": 55980.0,
"property_tax_annual": 1664.48,
"property_tax_monthly": 138.71,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -2418.62,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -201.55,
"cash_on_cash_return_after_debt": -0.04
},
"section8_assessment": {
"runs": [
{
"summary": "This single-family brick home appears largely turnkey for Section 8 tenancy with recent interior updates, a relatively new roof, visible central HVAC components, and tidy exterior. Primary NSPIRE risks from the photos are missing/uncertain smoke and CO detectors, unclear presence of GFCI protection, a few outlet/switch plate issues (electrical safety), and potential pool barrier concerns. These are generally fixable short-term items rather than structural failures. With quick installation/verification of detectors, outlet covers/GFCI, confirmation of HVAC/water‑heater operation and a secured pool barrier, the property is likely to pass an initial HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new-looking laminate flooring, fresh paint, trim, recessed lighting and decorative electric fireplace. No visible major cosmetic damage, broken windows, or collapsed surfaces. Minor items visible or likely: a few outlet/switch plates appear non-standard or missing in photos and no refrigerator was pictured (a white stove is visible in the kitchen). Landscaping is maintained but driveway/sidewalk show surface cracking. Overall these are cosmetic/maintenance or replacement items rather than major repairs."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 65.0,
"rationale": "No obvious life‑threatening defects visible (no sagging ceilings, active leaks, or standing water). Central HVAC vents and thermostat visible. However, no smoke detectors or CO alarms are visible in the photos (required), GFCI devices in kitchen/bath are not shown, and a few outlet/switch plates appear absent which could be an electrical safety issue. The listing references an above‑ground pool; pool barrier/locking gate is not shown — unsecured pool could be an NSPIRE failure for child safety. Entry door appears solid but deadbolt is not clearly visible in photos. Because several required safety items are not visible, score is moderated."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Roof reported as 3 years old and exterior photos show a sound roofline. Central HVAC registers and a thermostat are visible inside, indicating forced-air HVAC is present (operation not verified). Bathrooms and kitchen fixtures visible (toilet, sink, and a stove present), suggesting plumbing is functional, though water heater and electrical panel were not shown. No visible signs of plumbing leaks or water damage in ceilings/walls. Given solid visual evidence for roof and HVAC presence but lack of direct proof of operational testing or main panel, score is above average but not full."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Brick exterior appears well maintained with a fenced backyard, covered carport, and 1-car garage referenced in listing. Yard is tidy and walkways/drives are serviceable though have surface cracking. The listing notes an above-ground pool on a spacious lot — pool presence improves tenant amenity but creates a compliance/child-safety consideration if not properly fenced/locked. No visible foundation distress, major siding failure, or infestation evidence in provided photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (requires installation/verification).",
"Potential electrical hazards: at least one outlet/switch plate appears missing or non-standard in photos — electrical safety verification required.",
"Above-ground pool referenced in listing may be unsecured or lack a compliant barrier/locking gate — poses child-safety and NSPIRE compliance risk until verified/secured."
],
"confidence": 0.65,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in the photos and are assumed not to be guaranteed installed; they will need verification or installation.",
"Central HVAC is present (vents and thermostat visible) and assumed operational but not tested; would need operational verification during inspection.",
"Water heater and electrical panel exist and are functional but were not photographed; assumed serviceable based on lack of visible water damage and recent renovations.",
"Kitchen stove is present (white stove visible in kitchen photo); refrigerator was not pictured and may not be included—missing fridge will reduce rental readiness slightly but is not an inspection-fail by itself.",
"Backyard is fenced (wood privacy fence visible from driveway photo) and likely provides pool barrier; the pool’s secure gate/latch status is unknown and must be verified for child-safety compliance.",
"No active roof leaks, major plumbing leaks, or mold were observed in photos; absence of staining or sagging was taken as evidence.",
"Outlet and switch plate irregularities seen in photos are assumed to be few and repairable (replace covers or tighten), not indicative of widespread hazardous wiring."
],
"overall_score": 77.0,
"rubric_version": "2026-03-27_v1"
},
{
"summary": "This single-family brick home appears well-renovated and largely ready for occupancy. The roof is recent and interior finishes look updated; systems (HVAC vents, stove) are present. Primary inspection risks are documentation/verification items commonly checked on NSPIRE inspections (smoke/CO detectors, GFCI outlets, water heater and electrical panel condition, and pool fencing/access). None of the provided photos show structural distress or active leaks. With quick verification/installation of detectors/GFCIs (if missing) and confirmation of system operation, the property has a high likelihood of passing an initial HCV/NSPIRE inspection within a short turn-around (days to a few weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new-looking LVT flooring, fresh paint, trim, recessed lighting and updated electric fireplace. Little to no visible cosmetic damage. Exterior brick veneer and landscaping are maintained. Minor issues: cracked sidewalk/driveway joints, some trim/landscape touch-ups likely, and no refrigerator visible in photos (stove present) — missing appliances reduce score moderately but are not catastrophic. Overall few easy cosmetic/finish items remain."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "No obvious life-threatening hazards in photos — ceilings intact, no visible mold, no sagging, no exposed wiring, windows look operable for egress, entry door has deadbolt. Visible outlets and switches have covers. Unknown/not visible items that affect NSPIRE compliance: smoke/CO detectors not visible in photos, GFCI protection at kitchen/bath not confirmed, electrical panel location and labeling not shown, hot water presence/function not shown. Above-ground pool is disclosed; backyard fence/gate is shown on side but pool fencing and ladder safety not documented. These unknowns reduce the safety score from an otherwise clean visual condition."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 78.0,
"rationale": "Listing states roof is ~3 years old and roof looks in good condition in photos. Ceiling supply/return vents and a thermostat are visible indicating central HVAC is present (operation not verified). Kitchen shows a range/stove; plumbing fixtures appear intact in visible bath. Water heater and electrical panel not shown. No signs of active leaks or water intrusion in interior photos. Because critical systems are present and no visual damage is apparent but functionality cannot be confirmed from photos, score reflects likely good condition with moderate uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 82.0,
"rationale": "Brick exterior looks well maintained, yard is mowed and fence/side gate visible providing privacy/security. Covered carport and 1-car garage present. Walkway and driveway show cracking but are serviceable; no standing water visible. Above-ground pool is noted in listing (not shown in provided photos); pool fencing and pool access safety not fully documented. Overall the site is tidy with only minor maintenance needs."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operable (visible supply/return vents and thermostat) though full operation not verified in photos.",
"Water heater and main plumbing are functioning; no active leaks are present (no stains in interior photos).",
"Electrical panel exists and meets code, but its condition/labeling is unknown (not pictured).",
"Smoke detectors and carbon monoxide detectors may be present but are not visible in provided photos; if missing they are assumed to be an easy-install item.",
"GFCI protection in kitchen and baths not visible; assumed to possibly be missing and can be installed relatively quickly if required.",
"Above-ground pool mentioned in listing is on the property and is assumed to be within the fenced yard; specific pool barrier compliance is unknown and may require inspection/updates.",
"Bedrooms have adequate egress windows based on visible window sizes, though measurements and exact code compliance not verified.",
"No severe hidden issues (major mold, structural failure, foundation movement) are present based on lack of visible indicators in photos; however these cannot be ruled out without an in-person inspection."
],
"overall_score": 80.0,
"rubric_version": "nsPIRE-v1.0-2026"
},
{
"summary": "This single-family home is largely turnkey from visible photos: solid exterior brick, a relatively new roof, and a well-renovated interior (floors, paint, trim, lighting). Likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with a small set of corrective items: install/verify smoke detectors and CO alarm as required, replace/repair outlet covers and confirm GFCI protection in kitchen/bath, verify deadbolt on entry, and confirm pool safety barrier/gating. Major systems (HVAC, water heater, electrical panel) require functional verification but show no visible failures. Anticipated time-to-rent: minor repairs and verification 1–4 weeks; if pool barrier or system failures are found, additional time may be required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new/clean vinyl plank flooring, fresh paint, new trim/baseboard, recessed lighting, ceiling fans, and an updated electric fireplace surround. Exterior brick shell and landscaping are tidy; roof reported as 3 years old. Visible minor defects: a few outlet/plate openings (covers appear missing in photos) and small sidewalk/driveway cracks. Missing appliance risk is low (a stove is visible in the kitchen); a refrigerator is not shown but absence would be an easy-to-fix item. Overall cosmetic condition is very good with only minor, low-cost repairs expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 70.0,
"rationale": "No obvious life-threatening hazards in photos (no collapsed ceilings, standing water, or visible major structural issues). However several NSPIRE safety items are not verified in photos: no smoke detectors are visible on ceilings or walls, GFCI protection in kitchen/bath is not evident, and several outlet covers appear missing — these are NSPIRE concerns that must be corrected. Entry door appears solid but a clear deadbolt is not visible. Bedroom egress windows are not shown. The above-ground pool is mentioned in the listing but no pool barrier is shown in photos; unsecured pool access would be a serious safety/code issue. No exposed high-voltage wiring or active leaks are visible."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 75.0,
"rationale": "Roof reported as 3 years old (positive). Interior ceiling HVAC returns/vents are visible, indicating central HVAC is present; condition/functionality not verified in photos. Electrical panel, water heater and main plumbing lines are not shown so condition is assumed typical for an updated renovation. No signs of active leaks, water stains, or failed ceilings in supplied images. Because major systems are present and there are no visible failure indicators, systems risk is moderate but requires verification (HVAC operation, water heater, electrical panel condition, GFCI protection)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 78.0,
"rationale": "Brick exterior is intact and appears well maintained. Driveway, sidewalk and front yard are tidy though concrete shows typical age cracking. There is a fenced yard and a gated driveway access to rear; a carport and 1-car garage are present. Listing states an above-ground pool on a large yard — pool presence raises a site safety item that must be checked for a compliant barrier and gate. No visible signs of foundation failure, major siding damage, or infestation in photos."
}
],
"red_flags": [
"No visible smoke detectors in interior photos (NSPIRE requirement).",
"Several outlets/plate openings visible in photos (missing covers) — electrical hazard until corrected.",
"Above-ground pool reported in listing but no barrier shown in photos — potential life-safety code failure if not properly fenced/secured."
],
"confidence": 0.6,
"assumptions": [
"Central HVAC exists and is operational (ceiling vents visible), but full servicing/operational tests have not been performed.",
"Roof is as-stated in listing (3 years old) and in good condition; no visible roof leaks are present inside.",
"Kitchen stove (electric) is present (visible). Refrigerator is not shown and may need to be provided; absence would be an easy-to-fix capital item.",
"Smoke detectors, carbon monoxide detectors, electrical panel condition, water heater, and GFCI outlets are not visible in photos and must be verified at inspection.",
"Above-ground pool mentioned in listing exists but is not pictured; compliance with required safety barriers/gates is unknown.",
"No interior areas beyond those photographed (e.g., crawlspace, attic) show severe structural defects; absence of visible distress leads to a moderate systems score but these hidden areas were not inspected."
],
"overall_score": 78.0,
"rubric_version": "2026-03-hcv-nspire-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "526 Honore Dr, Jefferson, LA, 70121",
"aggregate": {
"summary": "This single-family brick home appears largely turnkey for Section 8 tenancy with recent interior updates, a relatively new roof, visible central HVAC components, and tidy exterior. Primary NSPIRE risks from the photos are missing/uncertain smoke and CO detectors, unclear presence of GFCI protection, a few outlet/switch plate issues (electrical safety), and potential pool barrier concerns. These are generally fixable short-term items rather than structural failures. With quick installation/verification of detectors, outlet covers/GFCI, confirmation of HVAC/water‑heater operation and a secured pool barrier, the property is likely to pass an initial HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new-looking laminate flooring, fresh paint, trim, recessed lighting and decorative electric fireplace. No visible major cosmetic damage, broken windows, or collapsed surfaces. Minor items visible or likely: a few outlet/switch plates appear non-standard or missing in photos and no refrigerator was pictured (a white stove is visible in the kitchen). Landscaping is maintained but driveway/sidewalk show surface cracking. Overall these are cosmetic/maintenance or replacement items rather than major repairs."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Brick exterior appears well maintained with a fenced backyard, covered carport, and 1-car garage referenced in listing. Yard is tidy and walkways/drives are serviceable though have surface cracking. The listing notes an above-ground pool on a spacious lot — pool presence improves tenant amenity but creates a compliance/child-safety consideration if not properly fenced/locked. No visible foundation distress, major siding failure, or infestation evidence in provided photos."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No obvious life‑threatening defects visible (no sagging ceilings, active leaks, or standing water). Central HVAC vents and thermostat visible. However, no smoke detectors or CO alarms are visible in the photos (required), GFCI devices in kitchen/bath are not shown, and a few outlet/switch plates appear absent which could be an electrical safety issue. The listing references an above‑ground pool; pool barrier/locking gate is not shown — unsecured pool could be an NSPIRE failure for child safety. Entry door appears solid but deadbolt is not clearly visible in photos. Because several required safety items are not visible, score is moderated."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 76.0,
"rationale": "Roof reported as 3 years old and exterior photos show a sound roofline. Central HVAC registers and a thermostat are visible inside, indicating forced-air HVAC is present (operation not verified). Bathrooms and kitchen fixtures visible (toilet, sink, and a stove present), suggesting plumbing is functional, though water heater and electrical panel were not shown. No visible signs of plumbing leaks or water damage in ceilings/walls. Given solid visual evidence for roof and HVAC presence but lack of direct proof of operational testing or main panel, score is above average but not full."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (requires installation/verification).",
"Potential electrical hazards: at least one outlet/switch plate appears missing or non-standard in photos — electrical safety verification required.",
"Above-ground pool referenced in listing may be unsecured or lack a compliant barrier/locking gate — poses child-safety and NSPIRE compliance risk until verified/secured."
],
"confidence": 0.94,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in the photos and are assumed not to be guaranteed installed; they will need verification or installation.",
"Central HVAC is present (vents and thermostat visible) and assumed operational but not tested; would need operational verification during inspection.",
"Water heater and electrical panel exist and are functional but were not photographed; assumed serviceable based on lack of visible water damage and recent renovations.",
"Kitchen stove is present (white stove visible in kitchen photo); refrigerator was not pictured and may not be included—missing fridge will reduce rental readiness slightly but is not an inspection-fail by itself.",
"Backyard is fenced (wood privacy fence visible from driveway photo) and likely provides pool barrier; the pool’s secure gate/latch status is unknown and must be verified for child-safety compliance.",
"No active roof leaks, major plumbing leaks, or mold were observed in photos; absence of staining or sagging was taken as evidence.",
"Outlet and switch plate irregularities seen in photos are assumed to be few and repairable (replace covers or tighten), not indicative of widespread hazardous wiring."
],
"score_method": "mean_of_criteria",
"overall_score": 78.2,
"rubric_version": "2026-03-27_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7061253231"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.