Property ID: 7062374358
4748 Newlands St, Metairie, LA, 70006
Metairie, LA
Money Down: $56,376
CoC Return: -3.15%
Monthly Cash Flow: $-148
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$46,980
Closing Costs
$9,396
Total Down
$56,376
Investment Snapshot
Purchase Price
$234,900
Money Down
$56,376
Cash-on-Cash Return
-3.15%
Rent
$1,656
Monthly Cash Flow
$-148
Annual Cash Flow
$-1,776
Debt Service / Mo
$1,250
Property Tax / Mo
$237
Insurance / Mo
$152
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,656
Payment Standard
$1,983
Rent
$1,656
Insurance
$152
Property Tax
$237
Management
$166
Utilities Allowance
$327
NOI (Monthly)
$1,102
Debt Service
$1,250
Cash Flow After Debt
$-148
Quality Score: 80.80%
Confidence: 95.00%
This single-family home appears to be renovated and largely turnkey for Section 8 tenancy. Interior finishes, flooring and appliances are present and in good visible condition; exterior and roof appear sound. Primary inspection risks visible from photos are absence of visible smoke/CO detectors and inability to verify GFCI protection and service equipment (panel, water heater). With installation/verification of required detectors, confirmation of GFCI outlets in kitchen/baths, and routine verification of HVAC/water heater operation, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$327
Guaranteed Section 8 Rent (PS - Utilities)
$1,656
Property Management
$166
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$234,900
Beds
3
Baths
2
Living Area
1,944 sqft
Lot Size
5,663 sqft
Year Built
1973
Days on Market
159
Capital Outlay
$56,376
Debt Service
$1,250
Property Tax / Mo
$237
Insurance / Mo
$152
Property Description
OPEN HOUSE WILL BE HELD NOV. 22, 2025 FROM 1-3PM. Located in the heart of Metairie, this 3 Bedroom / 2 Full Bath home was renovated in 2022 and has been well maintained. The home sits on a corner lot with easy access to Veterans Blvd., Clearview Pkwy, and I-10. The exterior is painted brick and vinyl, and features covered parking in rear. The formal living room features wainscoting, laminate wood floors, and built-ins for books and storage. There is plenty of room on interior for entertaining and covered area for BBQ's and seafood boils. Won't last long! Call your agent today to schedule your private showing.
Utility Allowances
Heating
$78
Property has central heating, but the fuel type is not specified. Electric heat pump was selected as a common system for central heating/cooling and is the more expensive option compared to natural gas ($70), following the rules for ambiguity.
Cooking
$17
Property photos show a flat-surface cooktop, indicating an electric range. The electric allowance for a 3-bedroom unit is $17.
Water Heating
$51
The water heater fuel type is not specified. Electric was chosen as it is the more expensive common option compared to natural gas ($24) and is consistent with the other electric appliance choices.
Other Electric
$67
This is the fixed allowance from the schedule for a 3-bedroom unit, covering general electricity for lights, outlets, and tenant-provided appliances.
Water
$43
Property details confirm connection to a public water source. This is the fixed allowance for a 3-bedroom unit.
Sewer
$46
Property details confirm connection to a public/city sewer system. This is the fixed allowance for a 3-bedroom unit.
Trash Collection
$25
Trash collection is a standard utility for a single-family home. The allowance is a fixed amount based on the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,818
DP3 Annual Estimate$1,818
DP1 Monthly Equivalent$152
DP3 Monthly Equivalent$152
Replacement Value$158,300
Basis1,944 sqft / 1973
Nearby Houses
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4824 Quincy St
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4616 Kawanee Ave
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Price: $449,000
3 bd / 2 ba · 1,925 sqft
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for_sale · 0.28 mi
Price: $210,000
— bd / — ba
Latest sale: —
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detectors and CO alarms are not visible in photos; assume they may be missing or not visible and will need verification/installation.
- Central HVAC is present and operational (vents and thermostat visible) but functionality has not been verified by testing.
- Water heater and electrical panel exist and are serviceable but were not shown in photos; no evidence of leaks or obvious system failure.
- Kitchen and bath receptacles may require GFCI verification—presence not confirmed from images.
- Bedroom windows visible provide required egress; other bedrooms not pictured likely similar.
- No active pest/infestation signs are visible; assume none unless discovered on-site.
- Because the home was built in 1973, lead-based paint risk exists historically, but surfaces appear painted and in good condition; a lead-risk evaluation may be required if tenant families include young children.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,757 | $218,500 | $21,850 |
| 2024 | $2,753 | $218,500 | $21,850 |
| 2023 | $2,874 | $218,500 | $21,850 |
| 2022 | $2,799 | $218,500 | $21,850 |
| 2021 | $1,843 | $154,900 | $15,490 |
| 2020 | $1,830 | $154,900 | $15,490 |
| 2019 | $1,881 | $154,900 | $15,490 |
| 2018 | $1,756 | $154,900 | $15,490 |
| 2017 | $1,756 | $154,900 | $15,490 |
| 2016 | $1,722 | $154,900 | $15,490 |
| 2015 | $1,697 | $149,000 | $14,900 |
| 2014 | $1,675 | $149,000 | $14,900 |
| 2013 | $1,675 | $149,000 | $14,900 |
| 2012 | $1,675 | $149,000 | $14,900 |
| 2011 | $1,558 | $148,000 | $14,800 |
| 2010 | $1,519 | $148,000 | $14,800 |
| 2009 | $1,519 | $148,000 | $14,800 |
| 2008 | $1,504 | — | $14,800 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-04-11 | Sold | — |
| 2022-04-28 | Sold | — |
| 2005-01-31 | Sold | — |
| 2004-07-16 | Sold | — |
Photo Gallery
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"last_status_change_date": "2022-09-17T06:06:31Z"
},
"event_name": "Price Changed",
"price_sqft": 181.32716049382717,
"source_name": "NewOrleans",
"price_change": -22000,
"days_after_listed": null,
"source_listing_id": "2349909",
"price_change_percentage": null
},
{
"date": "2022-06-16",
"price": 374500,
"listing": {
"status": "off_market",
"list_date": "2022-06-16T20:59:40Z",
"list_price": 339000,
"listing_id": "2944374551",
"last_update_date": "2022-07-28T11:33:14Z",
"last_status_change_date": "2022-09-17T06:06:31Z"
},
"event_name": "Listed",
"price_sqft": 192.6440329218107,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2349909",
"price_change_percentage": null
},
{
"date": "2022-04-28",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7062374358",
"generated_at": "2026-03-27T02:04:19.721358Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 80.8
},
"utility_allowance": {
"zip_code": "70006",
"home_photo": "https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m1200671750s-w1280.jpg",
"rent_price": 1656.0,
"loan_amount": 187920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/4748-Newlands-St_Metairie_LA_70006_M70623-74358",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 234900.0,
"loan_term_years": 30,
"annual_cash_flow": 13227.09,
"mortgage_monthly": 1250.24,
"payment_standard": 1983.0,
"total_amount_out": 46980.0,
"additional_photos": [
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m2055600651s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m3093935824s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m292934766s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m3440314448s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m1361418316s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m2698148136s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m1787369120s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m4082914389s-w1280.jpg",
"https://ap.rdcpix.com/8d12e6b9dcc56740d1c97b8c3caee6b0l-m631991984s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 151.5,
"monthly_cash_flow": 1102.26,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating, but the fuel type is not specified. Electric heat pump was selected as a common system for central heating/cooling and is the more expensive option compared to natural gas ($70), following the rules for ambiguity.",
"utility": "Heating",
"allowance": 78
},
{
"note": "Property photos show a flat-surface cooktop, indicating an electric range. The electric allowance for a 3-bedroom unit is $17.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "The water heater fuel type is not specified. Electric was chosen as it is the more expensive common option compared to natural gas ($24) and is consistent with the other electric appliance choices.",
"utility": "Water Heating",
"allowance": 51
},
{
"note": "This is the fixed allowance from the schedule for a 3-bedroom unit, covering general electricity for lights, outlets, and tenant-provided appliances.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Property details confirm connection to a public water source. This is the fixed allowance for a 3-bedroom unit.",
"utility": "Water",
"allowance": 43
},
{
"note": "Property details confirm connection to a public/city sewer system. This is the fixed allowance for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard utility for a single-family home. The allowance is a fixed amount based on the schedule.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.28,
"down_payment_amount": 46980.0,
"property_tax_annual": 2839.71,
"property_tax_monthly": 236.64,
"property_tax_increase": 0.03,
"utility_allowance_total": 327.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -1775.75,
"property_management_monthly": 165.6,
"monthly_cash_flow_after_debt": -147.98,
"cash_on_cash_return_after_debt": -0.04
},
"section8_assessment": {
"runs": [
{
"summary": "This single-family home appears to be renovated and largely turnkey for Section 8 tenancy. Interior finishes, flooring and appliances are present and in good visible condition; exterior and roof appear sound. Primary inspection risks visible from photos are absence of visible smoke/CO detectors and inability to verify GFCI protection and service equipment (panel, water heater). With installation/verification of required detectors, confirmation of GFCI outlets in kitchen/baths, and routine verification of HVAC/water heater operation, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior photos show a recent renovation (2022) with fresh paint, intact laminate flooring, built-ins, and updated kitchen cabinetry/countertops. Major appliances (refrigerator, range/oven, microwave, dishwasher) are present. No visible water stains, peeling paint, or damaged drywall. Minor finish items (trim, minor touch-up) may be needed but overall cosmetic condition is good. Missing appliance risk is low because photos show units."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No obvious exposed wiring, tripped hazards, or structural ceiling/floor sagging in photos. Bedrooms show windows that appear large enough for egress and interior doors look operable. Thermostat and HVAC vents visible. However, no smoke detectors or CO alarms are visible in any photo (common NSPIRE fail if not present), and kitchen GFCI receptacle presence cannot be confirmed from images. Entry security: a deadbolt is visible on the rear door photo; front door deadbolt not clearly visible. Because detectors/GFCI are often quickly installed but are required, this reduces the safety score moderately."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 75.0,
"rationale": "Central HVAC appears present (ceiling vents and thermostat visible) which suggests functional heating/cooling but operation was not verified. Kitchen appliances are modern/electric. No water heater, electrical panel, or plumbing risers are pictured so their condition is assumed but unverified. Roof and ceilings show no visible leaks or stains in exterior/interior photos. Given the 2022 renovation and overall good condition, major system failure risk is moderate but not evidenced."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 90.0,
"rationale": "Exterior brick and vinyl appear intact and recently painted; roof shingles look serviceable from provided front view with no visible sagging or active leaks. Lot is flat with paved walkways and rear covered parking. Fencing visible and yard appears maintained. No standing water, erosion, or visible foundation movement in photos."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Smoke detectors and CO alarms are not visible in photos; assume they may be missing or not visible and will need verification/installation.",
"Central HVAC is present and operational (vents and thermostat visible) but functionality has not been verified by testing.",
"Water heater and electrical panel exist and are serviceable but were not shown in photos; no evidence of leaks or obvious system failure.",
"Kitchen and bath receptacles may require GFCI verification—presence not confirmed from images.",
"Bedroom windows visible provide required egress; other bedrooms not pictured likely similar.",
"No active pest/infestation signs are visible; assume none unless discovered on-site.",
"Because the home was built in 1973, lead-based paint risk exists historically, but surfaces appear painted and in good condition; a lead-risk evaluation may be required if tenant families include young children."
],
"overall_score": 80.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "Based on photos and listing, this 3-bed/2-bath Metairie home appears largely turnkey and was renovated recently (2022). Cosmetic condition, flooring, cabinetry, and appliances are in good visible condition and the exterior and roof show no obvious defects. Primary inspection risks are missing visual confirmation of smoke/carbon-monoxide detectors, GFCI protection at kitchen outlets, bedroom egress window compliance (some windows look like jalousie/horizontal types), and unshown service locations (electrical panel, water heater). If detectors and GFCI are present and systems are operational, the home is likely to pass an initial Section 8/HCV inspection with minimal fixes; if those items are missing they will be straightforward to address but are required prior to pass.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 88.0,
"rationale": "Interior photos show a recent cosmetic renovation (paint, trim, laminate flooring, built-ins) with no visible damage to drywall, floors, or cabinetry. Kitchen and major appliances (refrigerator, electric range, microwave, dishwasher) are present and appear in good cosmetic condition. Exterior brick and siding are painted and intact; roof shingles appear flat and uniform. No visible peeling paint, large holes, or exposed subfloor. Minor items that could be needed before move-in (verify appliance operation, adjust closet doors, touch-up caulk/trim) but no major deferred maintenance visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious life‑threatening hazards seen (no collapsed ceilings, no exposed wiring, no standing water, no visible severe mold). Central HVAC supply registers and a thermostat are visible, and electrical outlets have covers. However smoke/CO detectors are not clearly visible in photos (none explicitly shown near bedrooms or corridors) and kitchen countertop GFCI protection is not verifiable from images. Some bedroom windows appear to be older horizontal/jalousie or sliding style — egress compliance cannot be confirmed from photos. Entry door appears secure and there are no broken stairs or missing guardrails. Because detectors/GFCI/egress cannot be confirmed, there is moderate inspection risk even though no active hazards are shown."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 78.0,
"rationale": "Roof appears in good condition from front photo (even shingle field). Central HVAC is evident (ceiling registers and thermostat), indicating heating/cooling presence. Kitchen appliances and fixtures are present; no visible signs of plumbing leaks or water stains on ceilings/walls. Electrical panel and water heater are not visible in photos, so condition cannot be directly confirmed. Given a 2022 renovation noted in listing, systems are likely updated, but absence of visible panels/water heater and lack of photo confirmation of hot water or panel labeling reduces score slightly."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 85.0,
"rationale": "Corner lot with level yard, intact concrete walk and driveway, painted brick and vinyl exterior in good visual condition, and a rear covered parking area described in listing. No visible significant foundation cracking or exterior structural sag. Small section of wooden fencing seen; no signs of infestation or major exterior neglect. Drainage and gutters not clearly visible but yard slopes appear normal. Overall the exterior and site appear well maintained."
}
],
"red_flags": [
"No smoke detectors or carbon monoxide detectors are clearly visible in photos (required for NSPIRE).",
"Kitchen countertop GFCI protection not verifiable from images (could cause an automatic fail if absent).",
"Some bedroom windows appear to be jalousie/horizontal-style or older sliders — egress size and opening compliance cannot be confirmed.",
"Electrical panel and water heater locations/conditions are not shown; these must be inspected to rule out hidden issues."
],
"confidence": 0.7,
"assumptions": [
"Listing statement 'renovated in 2022' indicates recent upgrades to finishes and likely to some systems (but not all systems are visible).",
"Appliances shown (fridge, range, microwave, dishwasher) are present and functional; absence of a gas appliance reduces CO risk but fuel source for water heater is unknown.",
"Central HVAC is operational (thermostat and ceiling vents visible) though service records are not provided.",
"No interior water intrusion or hidden mold exists since ceilings and walls in photos appear clean and unstained.",
"Electrical panel, water heater, smoke and CO detectors, and GFCI protection exist or will be installed to meet code prior to leasing — these could not be confirmed in photos."
],
"overall_score": 82.0,
"rubric_version": "2026-03-27-v1"
},
{
"summary": "This 3-bed/2-bath single-family home appears largely turnkey for a Housing Choice Voucher (Section 8) initial inspection. Renovated in 2022, the interior finishes, floors, and appliances all look updated and in good condition. Key systems (HVAC, roof) appear present and intact from photos. Main inspection risks are missing/uncertain safety devices (smoke detectors not visible, GFCI protection in kitchen not clearly shown), and unshown items (electrical panel, water heater, and some bedroom window egress details) that require on-site verification. With confirmation/installation of required detectors, verification of GFCI/electrical panel, and a quick systems check, the property is likely to pass an initial NSPIRE/HCV inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Interior and exterior photos show a recently renovated, well-maintained home (listing states renovated 2022). Floors, paint, cabinets, countertops, and fixtures appear in good condition. Full kitchen appliances (fridge, stove, microwave, dishwasher) are present in photos. No obvious cosmetic deferred maintenance. Minor items that could be needed pre-rental: verify operation of appliances, tighten/replace light fixtures if needed, and minor touch-ups. Missing appliances are not an issue here because photos show them."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 74.0,
"rationale": "No visible exposed wiring, ceilings intact, no visible water stains or mold, floors and stairs appear sound and without trip hazards. Central HVAC vents and thermostat present. However, I do not see smoke detectors in photos (none clearly visible in living areas/bedrooms) and no clearly visible GFCI-protected kitchen outlet near sink. Some windows appear to be older jalousie/metal-sash style which can raise egress and sealing concerns in certain jurisdictions — bedroom egress should be confirmed. Front door deadbolt is not clearly visible in front exterior photo (a deadbolt is visible on the rear/side door in interior photo). Electrical panel, CO detector (not required for electric-only appliances but verify if local code requires), and hot-water accessibility were not shown and must be confirmed. These unknowns present moderate NSPIRE risk but nothing visible indicates immediate life-safety failure."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 76.0,
"rationale": "Photos show ceiling HVAC vents and a thermostat, indicating central heating/cooling likely present. Roof shingles visible from exterior appear in good condition (no visible sagging or active leaks). Kitchen appliances are present and look functional (electric range). Plumbing fixtures and sinks visible look intact; no visible leaks. Water heater and electrical panel are not shown and so their condition is unknown — assumption is they were updated during 2022 renovation but must be verified (age, proper venting, temperature/pressure relief, serviceability). Because key systems were not pictured, score is slightly reduced for uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick and vinyl painted and in good cosmetic shape; roof appears sound; concrete walkway and lawn are intact and tidy; covered parking at rear visible. Corner lot near busy roads but no visible standing water, large exterior damage, or foundation distress in photos. Fence and rear yard visible in parts look serviceable. Overall low exterior risk for inspection."
}
],
"red_flags": [
"No visible smoke detectors in pictured living areas/bedrooms — install/verify hardwired or battery-operated detectors per code.",
"No clearly visible GFCI-protected kitchen outlet near sink — verify and install if required.",
"Electrical panel and water heater not shown — condition/labeling/clearance and TPR on water heater must be verified.",
"Some windows appear to be older jalousie/metal-sash style; confirm bedroom window egress dimensions and operational condition.",
"Front entry deadbolt not clearly visible in exterior photo — verify all entry doors have secure locking hardware (deadbolt) per program requirements."
],
"confidence": 0.7,
"assumptions": [
"2022 renovation included interior finishes and likely some mechanical updates, but exact scope (electrical panel, water heater) is unknown.",
"Central HVAC is functional based on visible ceiling vents and thermostat; no photo shows the HVAC unit itself.",
"Kitchen appliances shown in photos are operational at time of inspection; if not operational they can be replaced relatively quickly.",
"No visible signs of active leaks, mold, or structural movement in photos; hidden issues are possible but not indicated by observed condition.",
"Bedrooms have windows that meet egress size locally, but some windows appear older (jalousie/metal) so physical measurement may be required to confirm egress compliance."
],
"overall_score": 81.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4748 Newlands St, Metairie, LA, 70006",
"aggregate": {
"summary": "This single-family home appears to be renovated and largely turnkey for Section 8 tenancy. Interior finishes, flooring and appliances are present and in good visible condition; exterior and roof appear sound. Primary inspection risks visible from photos are absence of visible smoke/CO detectors and inability to verify GFCI protection and service equipment (panel, water heater). With installation/verification of required detectors, confirmation of GFCI outlets in kitchen/baths, and routine verification of HVAC/water heater operation, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 87.0,
"rationale": "Interior photos show a recent renovation (2022) with fresh paint, intact laminate flooring, built-ins, and updated kitchen cabinetry/countertops. Major appliances (refrigerator, range/oven, microwave, dishwasher) are present. No visible water stains, peeling paint, or damaged drywall. Minor finish items (trim, minor touch-up) may be needed but overall cosmetic condition is good. Missing appliance risk is low because photos show units."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 86.7,
"rationale": "Exterior brick and vinyl appear intact and recently painted; roof shingles look serviceable from provided front view with no visible sagging or active leaks. Lot is flat with paved walkways and rear covered parking. Fencing visible and yard appears maintained. No standing water, erosion, or visible foundation movement in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 73.0,
"rationale": "No obvious exposed wiring, tripped hazards, or structural ceiling/floor sagging in photos. Bedrooms show windows that appear large enough for egress and interior doors look operable. Thermostat and HVAC vents visible. However, no smoke detectors or CO alarms are visible in any photo (common NSPIRE fail if not present), and kitchen GFCI receptacle presence cannot be confirmed from images. Entry security: a deadbolt is visible on the rear door photo; front door deadbolt not clearly visible. Because detectors/GFCI are often quickly installed but are required, this reduces the safety score moderately."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 76.3,
"rationale": "Central HVAC appears present (ceiling vents and thermostat visible) which suggests functional heating/cooling but operation was not verified. Kitchen appliances are modern/electric. No water heater, electrical panel, or plumbing risers are pictured so their condition is assumed but unverified. Roof and ceilings show no visible leaks or stains in exterior/interior photos. Given the 2022 renovation and overall good condition, major system failure risk is moderate but not evidenced."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Smoke detectors and CO alarms are not visible in photos; assume they may be missing or not visible and will need verification/installation.",
"Central HVAC is present and operational (vents and thermostat visible) but functionality has not been verified by testing.",
"Water heater and electrical panel exist and are serviceable but were not shown in photos; no evidence of leaks or obvious system failure.",
"Kitchen and bath receptacles may require GFCI verification—presence not confirmed from images.",
"Bedroom windows visible provide required egress; other bedrooms not pictured likely similar.",
"No active pest/infestation signs are visible; assume none unless discovered on-site.",
"Because the home was built in 1973, lead-based paint risk exists historically, but surfaces appear painted and in good condition; a lead-risk evaluation may be required if tenant families include young children."
],
"score_method": "mean_of_criteria",
"overall_score": 80.8,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7062374358"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.