5616 Morton St, Metairie, LA, 70003
Metairie, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 82.00%
Confidence: 93.00%
Property appears largely turnkey for Section 8 tenancy with high cosmetic and systems condition: updated kitchen and baths, new roof and AC (per listing), intact floors/walls, functional appliances, and clean exterior. Main inspection risks to confirm before voucher move‑in: presence and placement of smoke and CO detectors, verified GFCI protection in kitchen/bath, confirmation of hot water and water heater condition, and pool safety/barrier compliance. With these verifications and any minor fixes (installing/confirming detectors, GFCI, minor touchups) the unit is likely to pass an initial HCV/NSPIRE inspection within 1–2 weeks.
Property Fundamentals
Property Description
Updated 3 bedroom, 2 bath move-in ready home with a 2-car garage and in-ground pool, priced under $300K in desirable Metairie. This property features a new roof, new AC system, freshly painted interior, new concrete driveway and sidewalk, and fresh sod in the front yard. Vaulted living and dining rooms ceiling highlight the spacious layout and includes all appliances. Enjoy outdoor living with a private pool and convenient access to Lafreniere Park just a short walk away. Prime location near shopping, dining, and interstate access. Schedule your showing today!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
- Private in‑ground pool present but no pool barrier/fencing shown in photos — potential safety/code issue for families with children and may require remedy prior to move‑in depending on local ordinance.
- Smoke and carbon monoxide detectors not clearly documented in photos — absence or improper placement would be an inspection fail.
- GFCI protection near kitchen sink not clearly visible — missing GFCI outlets in kitchen/bath could fail inspection.
Assumptions
- Listing statement that roof and AC are new is accurate and those components are functioning.
- Kitchen appliances shown are present and operable (stove, refrigerator, dishwasher).
- Bedrooms have typical egress‑sized operable windows (photos show standard bedroom windows).
- No active plumbing leaks or concealed water damage exist beyond what is visible in photos (no staining shown).
- Electrical panel meets local code; no visible exposed wiring inside living areas.
- Pool exists (as disclosed) but barrier/fencing details are not provided in photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,187 | $173,300 | $17,330 |
| 2024 | $2,183 | $173,300 | $17,330 |
| 2023 | $2,279 | $173,300 | $17,330 |
| 2022 | $2,220 | $173,300 | $17,330 |
| 2021 | $2,062 | $173,300 | $17,330 |
| 2020 | $2,047 | $173,300 | $17,330 |
| 2019 | $2,104 | $173,300 | $17,330 |
| 2018 | $1,965 | $173,300 | $17,330 |
| 2017 | $1,965 | $173,300 | $17,330 |
| 2016 | $1,927 | $173,300 | $17,330 |
| 2015 | $1,935 | $169,900 | $16,990 |
| 2014 | $1,911 | $169,900 | $16,990 |
| 2013 | $1,911 | $169,900 | $16,990 |
| 2012 | $1,067 | $169,900 | $16,990 |
| 2011 | $999 | $169,900 | $16,990 |
| 2010 | $1,495 | $145,600 | $14,560 |
| 2009 | $1,495 | $145,600 | $14,560 |
| 2008 | $717 | — | $14,560 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-10-16 | Sold | — |
| 2010-07-01 | Sold | — |
| 2004-10-04 | Sold | — |
Photo Gallery
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"County: Jefferson",
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}
},
{
"tax": 999,
"year": 2011,
"market": {
"land": 46000,
"total": 169900,
"building": 123900
},
"assessment": {
"land": 4600,
"total": 16990,
"building": 12390
}
},
{
"tax": 1495,
"year": 2010,
"market": {
"land": 46000,
"total": 145600,
"building": 99600
},
"assessment": {
"land": 4600,
"total": 14560,
"building": 9960
}
},
{
"tax": 1495,
"year": 2009,
"market": {
"land": 46000,
"total": 145600,
"building": 99600
},
"assessment": {
"land": 4600,
"total": 14560,
"building": 9960
}
},
{
"tax": 717,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 14560,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-16",
"price": 295000,
"listing": {
"status": "for_sale",
"list_date": "2026-02-11T20:46:07Z",
"list_price": 295000,
"listing_id": "2991472195",
"last_update_date": "2026-03-17T14:58:29Z",
"last_status_change_date": "2026-02-11T20:46:07Z"
},
"event_name": "Price Changed",
"price_sqft": 245.83333333333334,
"source_name": "NewOrleans",
"price_change": -4000,
"days_after_listed": null,
"source_listing_id": "2541043",
"price_change_percentage": null
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{
"date": "2026-02-11",
"price": 299000,
"listing": {
"status": "for_sale",
"list_date": "2026-02-11T20:46:07Z",
"list_price": 295000,
"listing_id": "2991472195",
"last_update_date": "2026-03-17T14:58:29Z",
"last_status_change_date": "2026-02-11T20:46:07Z"
},
"event_name": "Listed",
"price_sqft": 249.16666666666666,
"source_name": "NewOrleans",
"price_change": 0,
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"price_change_percentage": null
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{
"date": "2025-10-16",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
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},
{
"date": "2012-10-28",
"price": 205000,
"listing": {
"status": "off_market",
"list_date": "2012-04-27T07:00:00Z",
"list_price": 205000,
"listing_id": "549640395",
"last_update_date": "2012-10-29T06:37:00Z",
"last_status_change_date": "2012-10-29T06:37:00Z"
},
"event_name": "Listing removed",
"price_sqft": 170.83333333333334,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "912404",
"price_change_percentage": null
},
{
"date": "2012-07-09",
"price": 205000,
"listing": {
"status": "off_market",
"list_date": "2012-04-27T07:00:00Z",
"list_price": 205000,
"listing_id": "549640395",
"last_update_date": "2012-10-29T06:37:00Z",
"last_status_change_date": "2012-10-29T06:37:00Z"
},
"event_name": "Relisted",
"price_sqft": 170.83333333333334,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "912404",
"price_change_percentage": null
},
{
"date": "2012-07-07",
"price": 205000,
"listing": {
"status": "off_market",
"list_date": "2012-04-27T07:00:00Z",
"list_price": 205000,
"listing_id": "549640395",
"last_update_date": "2012-10-29T06:37:00Z",
"last_status_change_date": "2012-10-29T06:37:00Z"
},
"event_name": "Listing removed",
"price_sqft": 170.83333333333334,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "71 days",
"source_listing_id": "912404",
"price_change_percentage": null
},
{
"date": "2012-05-24",
"price": 205000,
"listing": {
"status": "off_market",
"list_date": "2012-04-27T07:00:00Z",
"list_price": 205000,
"listing_id": "549640395",
"last_update_date": "2012-10-29T06:37:00Z",
"last_status_change_date": "2012-10-29T06:37:00Z"
},
"event_name": "Price Changed",
"price_sqft": 170.83333333333334,
"source_name": "NewOrleans",
"price_change": -500,
"days_after_listed": null,
"source_listing_id": "912404",
"price_change_percentage": null
},
{
"date": "2012-04-27",
"price": 205500,
"listing": {
"status": "off_market",
"list_date": "2012-04-27T07:00:00Z",
"list_price": 205000,
"listing_id": "549640395",
"last_update_date": "2012-10-29T06:37:00Z",
"last_status_change_date": "2012-10-29T06:37:00Z"
},
"event_name": "Listed",
"price_sqft": 171.25,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "912404",
"price_change_percentage": null
},
{
"date": "2010-07-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2010-05-25",
"price": 169900,
"listing": {
"status": "off_market",
"list_date": "2010-05-06T07:00:00Z",
"list_price": 169900,
"listing_id": "520777223",
"last_update_date": "2010-06-21T02:08:00Z",
"last_status_change_date": "2010-05-25T20:38:00Z"
},
"event_name": "Listing removed",
"price_sqft": 141.58333333333334,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "19 days",
"source_listing_id": "833042",
"price_change_percentage": null
},
{
"date": "2010-05-17",
"price": 169900,
"listing": {
"status": "off_market",
"list_date": "2010-05-06T07:00:00Z",
"list_price": 169900,
"listing_id": "520777223",
"last_update_date": "2010-06-21T02:08:00Z",
"last_status_change_date": "2010-05-25T20:38:00Z"
},
"event_name": "Price Changed",
"price_sqft": 141.58333333333334,
"source_name": "NewOrleans",
"price_change": -4600,
"days_after_listed": null,
"source_listing_id": "833042",
"price_change_percentage": null
},
{
"date": "2010-05-06",
"price": 174500,
"listing": {
"status": "off_market",
"list_date": "2010-05-06T07:00:00Z",
"list_price": 169900,
"listing_id": "520777223",
"last_update_date": "2010-06-21T02:08:00Z",
"last_status_change_date": "2010-05-25T20:38:00Z"
},
"event_name": "Listed",
"price_sqft": 145.41666666666666,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "833042",
"price_change_percentage": null
},
{
"date": "2004-10-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7076845466",
"generated_at": "2026-03-27T16:49:18.515864Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 82.0
},
"utility_allowance": {
"zip_code": "70003",
"home_photo": "https://ap.rdcpix.com/8d7520405efbcae07650202e68611a00l-m1783981344s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 236000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/5616-Morton-St_Metairie_LA_70003_M70768-45466",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 295000.0,
"loan_term_years": 30,
"annual_cash_flow": 14942.19,
"mortgage_monthly": 1570.11,
"payment_standard": 1983.0,
"total_amount_out": 59000.0,
"additional_photos": [
"https://ap.rdcpix.com/8d7520405efbcae07650202e68611a00l-m3332457030s-w1280.jpg",
"https://ap.rdcpix.com/8d7520405efbcae07650202e68611a00l-m2501440289s-w1280.jpg",
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"https://ap.rdcpix.com/8d7520405efbcae07650202e68611a00l-m2792823280s-w1280.jpg",
"https://ap.rdcpix.com/8d7520405efbcae07650202e68611a00l-m3529239234s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 93.5,
"monthly_cash_flow": 1245.18,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected natural gas for cooking as the property information explicitly states 'Gas: Natural' and includes a range/oven.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "Selected natural gas for heating as the property information explicitly states 'Gas: Natural' and has central heating.",
"utility": "Heating",
"allowance": 70
},
{
"note": "This is a standard allowance for general electric use (lights, outlets, etc.) not covered by other specific categories.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Selected as the property information explicitly states 'Sewer: City'.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Standard utility for a single-family residence; it is assumed the tenant is responsible unless otherwise specified.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "Selected as the property information explicitly states 'Water Source: Public'.",
"utility": "Water",
"allowance": 43
},
{
"note": "Selected natural gas for water heating, inferred from the property's explicit 'Gas: Natural' supply for other uses.",
"utility": "Water Heating",
"allowance": 24
}
],
"cash_on_cash_return": 0.25,
"down_payment_amount": 59000.0,
"property_tax_annual": 2252.61,
"property_tax_monthly": 187.72,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -3899.18,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -324.93,
"cash_on_cash_return_after_debt": -0.07
},
"section8_assessment": {
"runs": [
{
"summary": "Property appears largely turnkey for Section 8 tenancy with high cosmetic and systems condition: updated kitchen and baths, new roof and AC (per listing), intact floors/walls, functional appliances, and clean exterior. Main inspection risks to confirm before voucher move‑in: presence and placement of smoke and CO detectors, verified GFCI protection in kitchen/bath, confirmation of hot water and water heater condition, and pool safety/barrier compliance. With these verifications and any minor fixes (installing/confirming detectors, GFCI, minor touchups) the unit is likely to pass an initial HCV/NSPIRE inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Interior and exterior photos show freshly painted walls, intact tile and wood flooring, updated kitchen and baths, and installed appliances (stainless fridge, dishwasher, gas range). Exterior concrete driveway and landscaping look new. No visible cosmetic deferred maintenance, damaged drywall, or flooring failure. Missing or worn items are minimal (no visible appliance damage, cabinets and counters appear in good condition)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 78.0,
"rationale": "No obvious life‑threatening hazards visible: ceilings intact, no sagging, no visible mold or standing water, stairs/handrails not shown but entry and rooms appear safe. Entry door has lockset and appears to have a deadbolt. HVAC vents visible. However, photos do not clearly show smoke detectors or carbon monoxide alarms (one ceiling device visible in a hallway photo but identity not confirmed) or confirmed GFCI outlets near the sink. Private in‑ground pool is disclosed but pool fencing/barrier is not shown in photos, which is a potential safety/code issue depending on local requirements. Overall low-moderate NSPIRE risk but needs verification of detectors, GFCI, and pool barrier."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 80.0,
"rationale": "Listing states new roof and new AC; interior photos show ducted central HVAC supply/return vents. Kitchen appliances appear hooked up (gas cooktop with hood). No water heater, electrical panel, or visible plumbing risers are shown for direct assessment. No visible roof leaks or water staining inside. Given listing claims and visible vents/appliances, major systems likely in good condition but actual functionality (water heater, electrical panel condition, hot water, HVAC operation) should be verified."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Curb appeal is strong: new concrete driveway and sidewalk, fresh sod, trimmed shrubs, and clean exterior brick/siding. Roof is stated new and exterior shows no visible foundation settlement or major cracks from photos. Two-car garage doors intact. The private pool adds amenity but pool area and safety barrier not shown. No evidence of exterior neglect, standing water, or infestation in provided images."
}
],
"red_flags": [
"Private in‑ground pool present but no pool barrier/fencing shown in photos — potential safety/code issue for families with children and may require remedy prior to move‑in depending on local ordinance.",
"Smoke and carbon monoxide detectors not clearly documented in photos — absence or improper placement would be an inspection fail.",
"GFCI protection near kitchen sink not clearly visible — missing GFCI outlets in kitchen/bath could fail inspection."
],
"confidence": 0.78,
"assumptions": [
"Listing statement that roof and AC are new is accurate and those components are functioning.",
"Kitchen appliances shown are present and operable (stove, refrigerator, dishwasher).",
"Bedrooms have typical egress‑sized operable windows (photos show standard bedroom windows).",
"No active plumbing leaks or concealed water damage exist beyond what is visible in photos (no staining shown).",
"Electrical panel meets local code; no visible exposed wiring inside living areas.",
"Pool exists (as disclosed) but barrier/fencing details are not provided in photos."
],
"overall_score": 83.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "Based on photos and the listing, this 3-bed/2-bath home appears largely turnkey for Section 8 tenancy with recent major updates (new roof, new AC, fresh paint, new driveway) and functioning kitchen appliances. The property is likely to pass an initial HCV/NSPIRE inspection after verification of a few standard items: presence and placement of smoke and carbon monoxide detectors, GFCI protection in kitchen/bath, electrical panel condition, and safe pool barrier/fencing. Expect minor punch-list items but no major structural or system failures indicated by the images.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 90.0,
"rationale": "Interior and exterior photos show a recently updated, clean property with fresh paint, new concrete driveway/sidewalk, fresh sod, no visible drywall or flooring damage and cabinetry in good condition. Kitchen appliances (range, refrigerator, dishwasher) are present and appear installed. Tile floors are intact and trim/baseboards look new. No visible cosmetic deferred maintenance. Score reduced slightly to account for unseen minor touch-ups that typically appear after staging and for lack of inspection of closet/utility areas."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 75.0,
"rationale": "No obvious life-threatening hazards in photos: no exposed wiring, ceilings look sound, vents visible for HVAC supply, doors appear secure with a deadbolt. However several NSPIRE checkpoints are unverified from photos: CO detector presence is not clearly visible (one pair of round devices seen near hallway but unable to confirm type/location), GFCI protection at kitchen sink/outlets is not visible, and backyard pool is documented in listing but no pool barrier/fencing is shown in available images — lack of a compliant pool barrier would be an inspection-fail hazard for households with children. Windows in bedrooms (shown) appear operable for egress, but some high transom windows in the living area would not qualify as bedroom egress (they are not bedrooms). Score reflects generally good visible safety but deducts for unconfirmed required detectors, unknown GFCI, and potential pool barrier issue."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 80.0,
"rationale": "Listing states new roof and new AC; interior photos show central HVAC supply/return vents and a ceiling vent near bedrooms. Kitchen plumbing fixtures look intact and appliances connected. No signs of active water damage or mold in photos. Electrical panel not shown and GFCI outlets not visible, so electrical integrity is assumed but unverified. Water heater and drainage not visible. Score reflects likely good mechanical condition due to recent updates but deducts for elements not visible (panel, water heater, drain grading) which must be confirmed at inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Exterior curb appeal excellent: new concrete driveway and sidewalk, healthy sod, trimmed shrubs, garage doors intact, brick/siding appears sound, roofline looks even consistent with new roof claim. No visible foundation cracks, major settlement, or standing water at front. Pool exists per listing but backyard photos not provided; lack of visible pool fencing in provided images is a site-safety concern to confirm. Overall exterior appears well maintained with minor items to confirm at walkthrough."
}
],
"red_flags": [
"No visible compliant pool barrier or fencing in supplied photos — potential NSPIRE hazard and common cause for inspection failure.",
"Carbon monoxide detector(s) not clearly identified in photos; CO detection may be required and should be verified/installed if missing.",
"GFCI protection at kitchen and bath receptacles not visibly confirmed; absence would be a code/inspection issue.",
"Electrical panel and water heater not shown — unverified systems that could reveal issues on-site (must be inspected)."
],
"confidence": 0.75,
"assumptions": [
"Listing statements (new roof, new AC system, includes all appliances) are accurate and reflect recent professional work.",
"Kitchen appliances shown are operational and plumbed/energized (range, fridge, dishwasher).",
"Bedrooms have properly sized windows for egress (photos of bedrooms show standard windows), while the high living/transom windows are non-bedroom fenestration.",
"No visible signs of active roof leaks, water intrusion, or mold; interior photos show clean ceilings and walls.",
"Electrical panel, water heater, and pool fencing are present and in serviceable condition unless otherwise noted; these were not visible in the supplied photos and need confirmation at inspection.",
"Pool exists per listing but backyard and pool barrier details were not provided; assume backyard fencing/locks need verification."
],
"overall_score": 83.0,
"rubric_version": "nsPIRE-v1-2026"
},
{
"summary": "Overall the home appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection with minor preparations. The property shows strong cosmetic and systems upgrades (new roof, new AC, refreshed interior, included appliances). Primary inspection risks to verify before listing for a voucher tenant are presence and proper placement of smoke and carbon monoxide alarms, GFCI protection in kitchen/baths, and compliant pool fencing/child-safety measures. Electrical panel and water heater condition should be confirmed but are not visibly problematic. With the quick installation/verification of alarms and (if needed) pool barrier, this property should be rent-ready within 1-4 weeks for Section 8 occupancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior and exterior photos show a recently refreshed property: freshly painted walls, clean tile and wood flooring, updated kitchen cabinets and countertops, all major appliances visible (refrigerator, dishwasher, range) and a new concrete driveway. No visible damage to drywall, flooring, or cabinetry. Easy-to-fix items only are apparent (cosmetic touch-ups, any missing outlet covers or minor trim work). Listing states new roof and new AC which supports good recent capital work. Overall turnkey condition with only minor cosmetic or tenant‑prep items expected."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No visible exposed wiring, ceiling or wall staining, or structural sagging in photos. HVAC vents and ceiling fans present. Bedrooms show adequate windows for egress. However, key NSPIRE safety items are not clearly visible: dedicated smoke/CO alarm placement (one ceiling device not clearly identified in photos), carbon-monoxide alarm (important due to gas range and attached garage), and GFCI-protected receptacles in kitchen/bathrooms are not clearly documented. An in-ground pool exists but photos do not show compliant fencing/child-safety features; an unfenced pool can be cited as a safety hazard. These unknowns create moderate inspection risk pending quick verification/installation of alarms and pool fencing if required."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 80.0,
"rationale": "Listing notes a new roof and new AC system; interior photos show central HVAC vents consistent with a functioning system. Kitchen appliances and plumbing fixtures appear present and in good cosmetic condition. Electrical fixtures (recessed lights, ceiling fans, appliances) are installed and show no visible damage; the electrical panel was not photographed so its condition must be confirmed. Water heater and drainage components are not shown. Given reported recent capital upgrades and no visible evidence of active leaks or system failure, systems risk is moderate but would benefit from verification of panel, water heater, and GFCI function."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior images show a level foundation line, clean brick/siding, newly poured driveway and sidewalk, and fresh sod. Landscape looks maintained and there are no visible major cracks or settling. The property has an in-ground pool which provides amenity value but raises a site-safety question: listing/photos do not show a compliant pool barrier/fence or locked gate. Garage appears attached; attached garages require CO detection and may affect egress routes. No evidence of standing water, major erosion, or infestation in provided photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof and AC are new is accurate and reflects recent, functioning installations.",
"All appliances referenced in the listing (refrigerator, dishwasher, range) are present and operational as shown in photos.",
"Smoke detectors or CO alarms are not clearly visible in the photos; assume at least one ceiling device is present but that required coverage (bedrooms/hallways) may not be complete.",
"Carbon monoxide alarm(s) are not visible in photos; because the property has a gas range and an attached garage, CO alarms will be required if not already installed.",
"GFCI protection for kitchen and bathrooms is not visible in photos and should be verified/installed if missing.",
"No obvious active roof leaks, ceiling stains, or mold visible in photos; assume no hidden active water intrusion unless disclosed or discovered on site.",
"Pool fencing/secure barrier is not shown in the photos; assume barrier may be absent or non-compliant until confirmed.",
"Electrical panel, water heater and sewer/drainage function were not photographed; assume functional unless inspection finds otherwise."
],
"overall_score": 80.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5616 Morton St, Metairie, LA, 70003",
"aggregate": {
"summary": "Property appears largely turnkey for Section 8 tenancy with high cosmetic and systems condition: updated kitchen and baths, new roof and AC (per listing), intact floors/walls, functional appliances, and clean exterior. Main inspection risks to confirm before voucher move‑in: presence and placement of smoke and CO detectors, verified GFCI protection in kitchen/bath, confirmation of hot water and water heater condition, and pool safety/barrier compliance. With these verifications and any minor fixes (installing/confirming detectors, GFCI, minor touchups) the unit is likely to pass an initial HCV/NSPIRE inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 89.3,
"rationale": "Interior and exterior photos show freshly painted walls, intact tile and wood flooring, updated kitchen and baths, and installed appliances (stainless fridge, dishwasher, gas range). Exterior concrete driveway and landscaping look new. No visible cosmetic deferred maintenance, damaged drywall, or flooring failure. Missing or worn items are minimal (no visible appliance damage, cabinets and counters appear in good condition)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 81.7,
"rationale": "Curb appeal is strong: new concrete driveway and sidewalk, fresh sod, trimmed shrubs, and clean exterior brick/siding. Roof is stated new and exterior shows no visible foundation settlement or major cracks from photos. Two-car garage doors intact. The private pool adds amenity but pool area and safety barrier not shown. No evidence of exterior neglect, standing water, or infestation in provided images."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 74.3,
"rationale": "No obvious life‑threatening hazards visible: ceilings intact, no sagging, no visible mold or standing water, stairs/handrails not shown but entry and rooms appear safe. Entry door has lockset and appears to have a deadbolt. HVAC vents visible. However, photos do not clearly show smoke detectors or carbon monoxide alarms (one ceiling device visible in a hallway photo but identity not confirmed) or confirmed GFCI outlets near the sink. Private in‑ground pool is disclosed but pool fencing/barrier is not shown in photos, which is a potential safety/code issue depending on local requirements. Overall low-moderate NSPIRE risk but needs verification of detectors, GFCI, and pool barrier."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 80.0,
"rationale": "Listing states new roof and new AC; interior photos show ducted central HVAC supply/return vents. Kitchen appliances appear hooked up (gas cooktop with hood). No water heater, electrical panel, or visible plumbing risers are shown for direct assessment. No visible roof leaks or water staining inside. Given listing claims and visible vents/appliances, major systems likely in good condition but actual functionality (water heater, electrical panel condition, hot water, HVAC operation) should be verified."
}
],
"red_flags": [
"Private in‑ground pool present but no pool barrier/fencing shown in photos — potential safety/code issue for families with children and may require remedy prior to move‑in depending on local ordinance.",
"Smoke and carbon monoxide detectors not clearly documented in photos — absence or improper placement would be an inspection fail.",
"GFCI protection near kitchen sink not clearly visible — missing GFCI outlets in kitchen/bath could fail inspection."
],
"confidence": 0.93,
"assumptions": [
"Listing statement that roof and AC are new is accurate and those components are functioning.",
"Kitchen appliances shown are present and operable (stove, refrigerator, dishwasher).",
"Bedrooms have typical egress‑sized operable windows (photos show standard bedroom windows).",
"No active plumbing leaks or concealed water damage exist beyond what is visible in photos (no staining shown).",
"Electrical panel meets local code; no visible exposed wiring inside living areas.",
"Pool exists (as disclosed) but barrier/fencing details are not provided in photos."
],
"score_method": "mean_of_criteria",
"overall_score": 82.0,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7076845466"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.