Property ID: 7106686713

24 Renpass Ave, Harahan, LA, 70123

Harahan, LA

For Sale Mar 27, 2026 05:30 PM UTC Realtor Zillow Street View Rent Zestimate
Money Down: $58,800 CoC Return: -6.68% Monthly Cash Flow: $-327
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$49,000
Closing Costs
$9,800
Total Down
$58,800
Primary property image

Investment Snapshot

Purchase Price
$245,000
Money Down
$58,800
Cash-on-Cash Return
-6.68%
Rent
$1,303
Monthly Cash Flow
$-327
Annual Cash Flow
$-3,927
Debt Service / Mo
$1,304
Property Tax / Mo
$135
Insurance / Mo
$61

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$61
Property Tax
$135
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$977
Debt Service
$1,304
Cash Flow After Debt
$-327

Quality Score: 76.50%

Confidence: 50.00%

This 1955 single-family cottage appears cosmetically updated and largely turnkey for Section 8 tenancy based on photos and listing description. Major systems appear present (central HVAC vents visible, functioning kitchen appliances shown), exterior envelope and yard are in good condition, and there are minimal visible deferred maintenance items. The primary NSPIRE risks are missing/unclear smoke and CO detector evidence, unconfirmed GFCI protection near wet areas, and lack of pictured bedroom egress verification. These are typically quick fixes (install/verify detectors, replace/label GFCI outlets, confirm egress) and should allow the property to pass an initial HCV inspection within ~30 days if utilities and unseen systems (water heater, electrical panel, HVAC operation) are functional.

Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$245,000
Beds
2
Baths
2
Living Area
782 sqft
Lot Size
Year Built
1955
Days on Market
41
Capital Outlay
$58,800
Debt Service
$1,304
Property Tax / Mo
$135
Insurance / Mo
$61

Property Description

Nestled in the heart of Harahan, this quaint 2-bedroom cottage blends classic charm with modern updates. Warm wood flooring flows throughout the home, creating a seamless and inviting atmosphere. The open living area transitions effortlessly into a spacious kitchen featuring a butcher block center island and stainless steel appliances; perfect for both casual living and entertaining. The generously sized bedrooms offer comfort and flexibility, while the thoughtfully updated interior provides a clean, modern aesthetic. Adding exceptional value and versatility, the property also includes a detached ADU studio/workshop in the rear, complete with its own kitchen and full bathroom; ideal for guests, a home office, creative space, or potential rental opportunity.

Utility Allowances

Cooking
$10
Selected 'natural_gas' for cooking fuel as property information explicitly states 'Gas: Natural'.
Heating
$61
Selected 'natural_gas' for heating fuel based on property information stating 'Gas: Natural' and 'Heating Features: One, Central'.
Other Electric
$57
Standard allowance for lighting, appliances (including central air conditioning mentioned in the property info), and other electrical loads not covered by a separate utility category.
Sewer
$39
Property information explicitly states 'Sewer: City', indicating a connection to public sewer.
Trash Collection
$25
Trash collection is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.
Water
$36
Property information explicitly states 'Water Source: Public'.
Water Heating
$21
Selected 'natural_gas' for water heating fuel, as natural gas is available at the property and is the most common and cost-effective option.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$731
DP3 Annual Estimate$731
DP1 Monthly Equivalent$61
DP3 Monthly Equivalent$61
Replacement Value$188,400
Basis782 sqft / 1955

Nearby Houses

Nearby house 1
Photo unavailable

26 Renpass Ave Lot 40A

off_market · 0.01 mi
Price: $119,999
— bd / — ba
Latest sale: —
Latest rent: —
Nearby house 2
Photo unavailable

46 Crislaur Ave

off_market · 0.06 mi
Price: $1,900
3 bd / 2 ba · 1,320 sqft
Latest sale: —
Latest rent: —
Nearby house 3
Photo unavailable

76 Bailey St

off_market · 0.10 mi
Price: $449,000
4 bd / 2 ba · 2,200 sqft
Latest sale: — on Dec 28, 2018
Latest rent: —
Nearby house 4
Photo unavailable

117 Magnolia Blvd Lot 3

for_sale · 0.13 mi
Price: $295,000
— bd / — ba
Latest sale: —
Latest rent: —
Nearby house 5
Photo unavailable

125 Renpass Ave

off_market · 0.15 mi
Price: $1,560
3 bd / 1 ba · 1,100 sqft
Latest sale: —
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success

Assumptions

  • Photos represent the entire unit and were taken recently; no unpictured areas contain major damage.
  • Central HVAC is present and functional based on visible ceiling supply/return registers.
  • Kitchen appliances (range, fridge, dishwasher, microwave) shown in photos are operational unless otherwise disclosed.
  • Bedrooms include standard egress windows typical of a small cottage; egress dimensions are not confirmed from photos.
  • Electrical panel, water heater, and exterior HVAC unit were not photographed; assume service exists but condition/age unknown.
  • Detached ADU/studio referenced in listing exists but was not shown in provided photos and was not separately inspected for compliance.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $1,573 $199,900 $19,990
2024 $1,581 $199,900 $19,990
2023 $1,642 $199,900 $19,990
2022 $2,122 $199,900 $19,990
2021 $1,173 $115,000 $11,500
2020 $1,163 $115,000 $11,500
2019 $1,184 $115,000 $11,500
2018 $1,092 $115,000 $11,500
2017 $1,000 $115,000 $11,500
2016 $996 $115,000 $11,500
2015 $1,295 $149,900 $14,990
2014 $1,289 $149,900 $14,990
2013 $1,318 $149,900 $14,990
2012 $1,315 $149,900 $14,990
2011 $822 $149,900 $14,990
2010 $976 $149,900 $14,990
2009 $1,291 $149,900 $14,990
2008 $960 $14,990

Sale History

DateEventPrice
2022-12-30 Sold
2022-01-28 Sold

Photo Gallery

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      "https://ap.rdcpix.com/17f7868e32c5e56c537aa0aad5253019l-m2533662147s-w1280.jpg",
      "https://ap.rdcpix.com/17f7868e32c5e56c537aa0aad5253019l-m3778461626s-w1280.jpg",
      "https://ap.rdcpix.com/17f7868e32c5e56c537aa0aad5253019l-m3274225844s-w1280.jpg",
      "https://ap.rdcpix.com/17f7868e32c5e56c537aa0aad5253019l-m3717586083s-w1280.jpg"
    ],
    "down_payment_rate": 0.2,
    "insurance_monthly": 60.92,
    "monthly_cash_flow": 976.77,
    "property_tax_rate": null,
    "_utility_allowance": {
      "sources": [],
      "effective_date": "2026-01-01"
    },
    "utility_allowances": [
      {
        "note": "Selected 'natural_gas' for cooking fuel as property information explicitly states 'Gas: Natural'.",
        "utility": "Cooking",
        "allowance": 10
      },
      {
        "note": "Selected 'natural_gas' for heating fuel based on property information stating 'Gas: Natural' and 'Heating Features: One, Central'.",
        "utility": "Heating",
        "allowance": 61
      },
      {
        "note": "Standard allowance for lighting, appliances (including central air conditioning mentioned in the property info), and other electrical loads not covered by a separate utility category.",
        "utility": "Other Electric",
        "allowance": 57
      },
      {
        "note": "Property information explicitly states 'Sewer: City', indicating a connection to public sewer.",
        "utility": "Sewer",
        "allowance": 39
      },
      {
        "note": "Trash collection is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.",
        "utility": "Trash Collection",
        "allowance": 25
      },
      {
        "note": "Property information explicitly states 'Water Source: Public'.",
        "utility": "Water",
        "allowance": 36
      },
      {
        "note": "Selected 'natural_gas' for water heating fuel, as natural gas is available at the property and is the most common and cost-effective option.",
        "utility": "Water Heating",
        "allowance": 21
      }
    ],
    "cash_on_cash_return": 0.24,
    "down_payment_amount": 49000.0,
    "property_tax_annual": 1620.19,
    "property_tax_monthly": 135.02,
    "property_tax_increase": 0.03,
    "utility_allowance_total": 249.0,
    "property_management_rate": 0.1,
    "_fetched_payment_standard": {
      "sources": [
        "https://jphsdd.org/2025/01/17/payment-standards-update/",
        "https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
      ],
      "effective_date": "2025-01-01"
    },
    "property_tax_history_year": 2025,
    "annual_cash_flow_after_debt": -3926.7,
    "property_management_monthly": 130.3,
    "monthly_cash_flow_after_debt": -327.23,
    "cash_on_cash_return_after_debt": -0.08
  },
  "section8_assessment": {
    "runs": [
      {
        "summary": "This 1955 single-family cottage appears cosmetically updated and largely turnkey for Section 8 tenancy based on photos and listing description. Major systems appear present (central HVAC vents visible, functioning kitchen appliances shown), exterior envelope and yard are in good condition, and there are minimal visible deferred maintenance items. The primary NSPIRE risks are missing/unclear smoke and CO detector evidence, unconfirmed GFCI protection near wet areas, and lack of pictured bedroom egress verification. These are typically quick fixes (install/verify detectors, replace/label GFCI outlets, confirm egress) and should allow the property to pass an initial HCV inspection within ~30 days if utilities and unseen systems (water heater, electrical panel, HVAC operation) are functional.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 82.0,
            "rationale": "Interior and exterior photos show a well-maintained, recently updated interior (newer-looking wood floors, painted walls, new-looking kitchen cabinetry and butcher-block island). Stainless appliances (range, fridge, microwave, dishwasher) are present in photos. No visible drywall damage, floor damage, or collapsed surfaces. Front entry steps show minor cosmetic paint wear; landscaping and walkways are tidy with only minor sidewalk cracking. Overall visible deferred maintenance is minimal — mostly cosmetic touch-ups if any."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Risk (NSPIRE)",
            "score": 65.0,
            "rationale": "No immediate life-safety hazards are visible (no sagging ceilings, no standing water, no visible mold, windows intact). Central HVAC supply registers are visible. However, required safety devices are not visible in the photos: no smoke detectors or carbon monoxide alarms are clearly shown, and GFCI receptors at the sink are not clearly identifiable (an outlet is present near the sink but origin not shown). Bedroom egress windows are not pictured; large living windows are present but bedroom compliance is unconfirmed. Entry door looks secure but deadbolt not visible in photos. Because detectors/GFCI/egress cannot be confirmed, there is moderate NSPIRE risk that will likely require small corrections at inspection."
          },
          {
            "key": "systems_mechanical",
            "label": "Systems & Mechanical Condition",
            "score": 75.0,
            "rationale": "Photos show ceiling HVAC registers indicating a forced-air system (central heating/AC likely present). Kitchen appliances (gas range) appear operational; no obvious plumbing leaks visible around sink. No water heater, electrical panel, or exterior HVAC condensing unit are shown so system age/condition cannot be confirmed. Roof shingles appear intact and in good visual condition from exterior photos. Given visible vents and intact finishes, major systems appear present and functional but lack of evidence for water heater, panel, and actual HVAC operation reduces the score to moderate-high."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 85.0,
            "rationale": "Exterior photos show a neat, graded yard, intact siding/stone veneer and a recently-looking shingle roof. Driveway is paved and in good condition with a rear carport visible. Walkways are intact with minor cracking. No visible standing water, large foundation cracks, or exterior structural sagging. ADU/studio is advertised in listing but not pictured in detail; presence adds value but was not inspected in photos."
          }
        ],
        "red_flags": [],
        "confidence": 0.7,
        "assumptions": [
          "Photos represent the entire unit and were taken recently; no unpictured areas contain major damage.",
          "Central HVAC is present and functional based on visible ceiling supply/return registers.",
          "Kitchen appliances (range, fridge, dishwasher, microwave) shown in photos are operational unless otherwise disclosed.",
          "Bedrooms include standard egress windows typical of a small cottage; egress dimensions are not confirmed from photos.",
          "Electrical panel, water heater, and exterior HVAC unit were not photographed; assume service exists but condition/age unknown.",
          "Detached ADU/studio referenced in listing exists but was not shown in provided photos and was not separately inspected for compliance."
        ],
        "overall_score": 77.0,
        "rubric_version": "nsipre-2026-v1"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [
      "Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}",
      "Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}"
    ],
    "address": "24 Renpass Ave, Harahan, LA, 70123",
    "aggregate": {
      "summary": "This 1955 single-family cottage appears cosmetically updated and largely turnkey for Section 8 tenancy based on photos and listing description. Major systems appear present (central HVAC vents visible, functioning kitchen appliances shown), exterior envelope and yard are in good condition, and there are minimal visible deferred maintenance items. The primary NSPIRE risks are missing/unclear smoke and CO detector evidence, unconfirmed GFCI protection near wet areas, and lack of pictured bedroom egress verification. These are typically quick fixes (install/verify detectors, replace/label GFCI outlets, confirm egress) and should allow the property to pass an initial HCV inspection within ~30 days if utilities and unseen systems (water heater, electrical panel, HVAC operation) are functional.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Condition & Repairs",
          "score": 82.0,
          "rationale": "Interior and exterior photos show a well-maintained, recently updated interior (newer-looking wood floors, painted walls, new-looking kitchen cabinetry and butcher-block island). Stainless appliances (range, fridge, microwave, dishwasher) are present in photos. No visible drywall damage, floor damage, or collapsed surfaces. Front entry steps show minor cosmetic paint wear; landscaping and walkways are tidy with only minor sidewalk cracking. Overall visible deferred maintenance is minimal — mostly cosmetic touch-ups if any."
        },
        {
          "key": "exterior_site",
          "label": "Exterior & Site Condition",
          "score": 85.0,
          "rationale": "Exterior photos show a neat, graded yard, intact siding/stone veneer and a recently-looking shingle roof. Driveway is paved and in good condition with a rear carport visible. Walkways are intact with minor cracking. No visible standing water, large foundation cracks, or exterior structural sagging. ADU/studio is advertised in listing but not pictured in detail; presence adds value but was not inspected in photos."
        },
        {
          "key": "safety_code",
          "label": "Safety & Code Risk (NSPIRE)",
          "score": 65.0,
          "rationale": "No immediate life-safety hazards are visible (no sagging ceilings, no standing water, no visible mold, windows intact). Central HVAC supply registers are visible. However, required safety devices are not visible in the photos: no smoke detectors or carbon monoxide alarms are clearly shown, and GFCI receptors at the sink are not clearly identifiable (an outlet is present near the sink but origin not shown). Bedroom egress windows are not pictured; large living windows are present but bedroom compliance is unconfirmed. Entry door looks secure but deadbolt not visible in photos. Because detectors/GFCI/egress cannot be confirmed, there is moderate NSPIRE risk that will likely require small corrections at inspection."
        },
        {
          "key": "systems_mechanical",
          "label": "Systems & Mechanical Condition",
          "score": 75.0,
          "rationale": "Photos show ceiling HVAC registers indicating a forced-air system (central heating/AC likely present). Kitchen appliances (gas range) appear operational; no obvious plumbing leaks visible around sink. No water heater, electrical panel, or exterior HVAC condensing unit are shown so system age/condition cannot be confirmed. Roof shingles appear intact and in good visual condition from exterior photos. Given visible vents and intact finishes, major systems appear present and functional but lack of evidence for water heater, panel, and actual HVAC operation reduces the score to moderate-high."
        }
      ],
      "red_flags": [],
      "confidence": 0.5,
      "assumptions": [
        "Photos represent the entire unit and were taken recently; no unpictured areas contain major damage.",
        "Central HVAC is present and functional based on visible ceiling supply/return registers.",
        "Kitchen appliances (range, fridge, dishwasher, microwave) shown in photos are operational unless otherwise disclosed.",
        "Bedrooms include standard egress windows typical of a small cottage; egress dimensions are not confirmed from photos.",
        "Electrical panel, water heater, and exterior HVAC unit were not photographed; assume service exists but condition/age unknown.",
        "Detached ADU/studio referenced in listing exists but was not shown in provided photos and was not separately inspected for compliance."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 76.5,
      "rubric_version": "nsipre-2026-v1",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "7106686713"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.