Property ID: 7135856499
1020 Beechwood Dr, Harvey, LA, 70058
Harvey, LA
Money Down: $44,400
CoC Return: 10.48%
Monthly Cash Flow: $388
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,000
Closing Costs
$7,400
Total Down
$44,400
Investment Snapshot
Purchase Price
$185,000
Money Down
$44,400
Cash-on-Cash Return
10.48%
Rent
$1,696
Monthly Cash Flow
$388
Annual Cash Flow
$4,653
Debt Service / Mo
$985
Property Tax / Mo
$60
Insurance / Mo
$94
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$94
Property Tax
$60
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,372
Debt Service
$985
Cash Flow After Debt
$388
Quality Score: 81.80%
Confidence: 83.00%
Property appears to be turnkey and likely to pass an initial HCV/NSPIRE inspection with minimal work. Interior and exterior are well maintained, with updated kitchen, new windows, newer flooring and visible central HVAC. Primary remaining verification items for inspection are presence and operation of smoke and carbon monoxide detectors (CO especially important given gas range), GFCI protection at kitchen/bath outlets, and confirmation of hot water/heating. No major structural or life‑safety defects are visible in the photos.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$185,000
Beds
3
Baths
2
Living Area
1,212 sqft
Lot Size
5,201 sqft
Year Built
1971
Days on Market
90
Capital Outlay
$44,400
Debt Service
$985
Property Tax / Mo
$60
Insurance / Mo
$94
Property Description
Move in ready! Charming home centrally located close to the expressway. This location offers alot of nearby shopping and dining. Beautifully maintained with many updates throughout. New double hung windows. Updated appliances, all to remain. Newer flooring in all rooms. Freshly painted kitchen cabinets. Perfectly manicured yard, great for entertaining. This little gem is ready for the next family to call it home! Curtains in Front Bedroom, Primary Bedroom & Livingroom not to remain.
Utility Allowances
heating
$70
The property has 'Central' heating and 'Natural' gas service. The natural gas option from the schedule was selected accordingly.
cooking
$12
The property includes a 'Range/Oven' and has 'Natural' gas service. The natural gas option from the schedule was selected.
water_heating
$24
The property has a water heater and 'Natural' gas is available. The natural gas option was selected from the schedule.
other_electric
$67
This fixed allowance covers general electricity usage, including lighting, appliances (Dishwasher, Washer/Dryer), and central air conditioning.
water
$43
The property is connected to a 'Public' water source.
sewer
$46
The property is connected to the 'City' sewer system.
trash_collection
$25
Trash collection is a standard municipal service for a single-family home and is included in the utility allowance schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,133
DP3 Annual Estimate$1,133
DP1 Monthly Equivalent$94
DP3 Monthly Equivalent$94
Replacement Value$47,800
Basis1,212 sqft / 1971
Nearby Houses
Photo unavailable
1065 Beechwood Dr
off_market · 0.11 mi
Price: $2,100
3 bd / 2 ba
Latest sale: —
Latest rent: —
Photo unavailable
1105 Warren Dr
off_market · 0.19 mi
Price: $195,000
4 bd / 2 ba · 1,300 sqft
Latest sale: — on Dec 17, 2021
Latest rent: —
Photo unavailable
1137 Clydesbank St Lot 23
off_market · 0.35 mi
Price: $49,990
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
1221 Lochlomand Dr
off_market · 0.37 mi
Price: $169,900
4 bd / 2 ba · 1,760 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1037 Orange Blossom Ln
off_market · 0.40 mi
Price: $1,800
2 bd / 2 ba · 950 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1204 Angus St Lot 23
for_sale · 0.41 mi
Price: $35,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
1208 Angus St Lot 24
for_sale · 0.42 mi
Price: $35,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
1216 Angus St Lot 26
for_sale · 0.44 mi
Price: $35,000
— bd / — ba
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that 'updated appliances, all to remain' is accurate and appliances are functional.
- Central forced‑air heating is present and operational (interior vents and exterior condenser observed; heat unit not photographed).
- Smoke detectors and any required carbon monoxide detectors exist and are functional even though they are not visible in photos; if absent they would need immediate installation.
- Kitchen and bathroom outlets have GFCI protection or will be brought up to code if not (cannot be confirmed from photos).
- Water heater and hot water supply are functional (not pictured).
- Entry door has working lockset/deadbolt (not visible in photos).
- No hidden mold, active leaks, or major foundation movement beyond what is visible in images; exterior and interior finishes are representative of the whole house.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $694 | $52,300 | $5,230 |
| 2024 | $692 | $52,300 | $5,230 |
| 2023 | $717 | $52,300 | $5,230 |
| 2022 | $699 | $52,300 | $5,230 |
| 2021 | $661 | $52,300 | $5,230 |
| 2020 | $657 | $52,300 | $5,230 |
| 2019 | $661 | $52,300 | $5,230 |
| 2018 | $619 | $52,300 | $5,230 |
| 2017 | $595 | $52,300 | $5,230 |
| 2016 | $583 | $52,300 | $5,230 |
| 2015 | $595 | $52,300 | $5,230 |
| 2014 | $588 | $52,300 | $5,230 |
| 2013 | $588 | $52,300 | $5,230 |
| 2010 | $579 | $52,300 | $5,230 |
| 2009 | $559 | $52,300 | $5,230 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Price Changed | $185,000 |
| 2026-01-09 | Listed | $195,000 |
Photo Gallery
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"Primary Bedroom Dimensions: 13.8' x 8'",
"Bedroom 1 Dimensions: 17.7' x 11'",
"Bedroom 2 Dimensions: 10' x 9'",
"Primary Bedroom Level: Lower",
"Bedroom 1 Level: Lower",
"Bedroom 2 Level: Lower"
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"parent_category": "Interior"
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"Living Room Dimensions: 11' x 10.75'",
"Living Room Level: Lower"
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"parent_category": "Interior"
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"parent_category": "Interior"
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"parent_category": "Interior"
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"Heating: Yes"
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"parent_category": "Interior"
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"Dining Room Level: Lower",
"Kitchen Dimensions: 10' x 14.75'",
"Kitchen Level: Lower"
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"category": "Kitchen and Dining",
"parent_category": "Interior"
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{
"text": [
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"Other Structures: Shed",
"Patio And Porch Features: Brick, Concrete"
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"category": "Exterior and Lot Features",
"parent_category": "Exterior"
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{
"text": [
"Lot Description: Regular",
"Lot Size Acres: 0.1194",
"Lot Size Dimensions: 52.5 X100",
"Lot Size Square Feet: 5201"
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"category": "Land Info",
"parent_category": "Exterior"
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{
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"Parking Features: One, Garage"
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"category": "Garage and Parking",
"parent_category": "Exterior"
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{
"text": [
"Cable Tv,Ceiling Fan,Electric Garage,Granite Counters,Pantry,Pull Down Attic Stairs,Washer/Dryer Hookups",
"Source Listing Status: Pending Continue to Show",
"County: Jefferson",
"Directions: Right on Beechwood from Westbank Expwy",
"Source Property Type: Residential",
"Source Neighborhood: Maplewood",
"Parcel Number: 0300001436",
"Subdivision: Maplewood",
"Property Subtype: Single Family - Detached"
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"category": "Other Property Info",
"parent_category": "Listing"
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"text": [
"Total Square Feet Living: 1212",
"Year Built: 1971",
"Building Area Total: 1212",
"Building Exterior Type: Brick",
"Foundation Details: Slab",
"Property Age: 55",
"Roof: Shingle",
"Levels or Stories: 1.00000",
"House Style: Ranch",
"Total Area Sqft: 1486",
"Year Built Details: Renovated Cosmetic Changes at least 50% total living area",
"Year Built Source: Public Records"
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"category": "Building and Construction",
"parent_category": "Features"
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{
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"Sewer: City",
"Water Source: Public"
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"category": "Utilities",
"parent_category": "Features"
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{
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}
},
{
"tax": 692,
"year": 2024,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 717,
"year": 2023,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 699,
"year": 2022,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 661,
"year": 2021,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 657,
"year": 2020,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 661,
"year": 2019,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 619,
"year": 2018,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 595,
"year": 2017,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 583,
"year": 2016,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 595,
"year": 2015,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 588,
"year": 2014,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 588,
"year": 2013,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 579,
"year": 2010,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
},
{
"tax": 559,
"year": 2009,
"market": {
"land": 4500,
"total": 52300,
"building": 47800
},
"assessment": {
"land": 450,
"total": 5230,
"building": 4780
}
}
],
"property_history": [
{
"date": "2026-02-23",
"price": 185000,
"listing": {
"status": "for_sale",
"list_date": "2026-01-09T00:45:50Z",
"list_price": 185000,
"listing_id": "2990119895",
"last_update_date": "2026-03-23T16:38:35Z",
"last_status_change_date": "2026-03-23T21:40:51Z"
},
"event_name": "Price Changed",
"price_sqft": 152.64026402640263,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2537114",
"price_change_percentage": null
},
{
"date": "2026-01-09",
"price": 195000,
"listing": {
"status": "for_sale",
"list_date": "2026-01-09T00:45:50Z",
"list_price": 185000,
"listing_id": "2990119895",
"last_update_date": "2026-03-23T16:38:35Z",
"last_status_change_date": "2026-03-23T21:40:51Z"
},
"event_name": "Listed",
"price_sqft": 160.8910891089109,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2537114",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7135856499",
"generated_at": "2026-03-27T02:26:23.664102Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 81.8
},
"utility_allowance": {
"zip_code": "70058",
"home_photo": "https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m843160092s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 148000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1020-Beechwood-Dr_Harvey_LA_70058_M71358-56499",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 185000.0,
"loan_term_years": 30,
"annual_cash_flow": 16468.98,
"mortgage_monthly": 984.65,
"payment_standard": 1983.0,
"total_amount_out": 37000.0,
"additional_photos": [
"https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m2867401361s-w1280.jpg",
"https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m719027795s-w1280.jpg",
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"https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m781667630s-w1280.jpg",
"https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m3197963886s-w1280.jpg",
"https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m1934942877s-w1280.jpg",
"https://ap.rdcpix.com/6b165c06ce3e96bece9817e15cffe28cl-m301312743s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 94.42,
"monthly_cash_flow": 1372.41,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property has 'Central' heating and 'Natural' gas service. The natural gas option from the schedule was selected accordingly.",
"utility": "heating",
"allowance": 70
},
{
"note": "The property includes a 'Range/Oven' and has 'Natural' gas service. The natural gas option from the schedule was selected.",
"utility": "cooking",
"allowance": 12
},
{
"note": "The property has a water heater and 'Natural' gas is available. The natural gas option was selected from the schedule.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "This fixed allowance covers general electricity usage, including lighting, appliances (Dishwasher, Washer/Dryer), and central air conditioning.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "The property is connected to a 'Public' water source.",
"utility": "water",
"allowance": 43
},
{
"note": "The property is connected to the 'City' sewer system.",
"utility": "sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal service for a single-family home and is included in the utility allowance schedule.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.45,
"down_payment_amount": 37000.0,
"property_tax_annual": 714.82,
"property_tax_monthly": 59.57,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 4653.21,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 387.77,
"cash_on_cash_return_after_debt": 0.13
},
"section8_assessment": {
"runs": [
{
"summary": "Property appears to be turnkey and likely to pass an initial HCV/NSPIRE inspection with minimal work. Interior and exterior are well maintained, with updated kitchen, new windows, newer flooring and visible central HVAC. Primary remaining verification items for inspection are presence and operation of smoke and carbon monoxide detectors (CO especially important given gas range), GFCI protection at kitchen/bath outlets, and confirmation of hot water/heating. No major structural or life‑safety defects are visible in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Photos and listing text show a well-maintained interior: newer flooring, freshly painted kitchen cabinets, updated appliances (range, microwave, dishwasher) that are stated to remain, intact cabinetry and countertops, and no visible drywall or ceiling damage. Exterior brick and garage appear sound. Only minor items observable (shed roof shows some wear; curtains noted as not remaining). No visible damage that would require major repair. Missing or cosmetic items (curtains, shed shingle wear) are easy to fix and do not appear to be inspection fails."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk (NSPIRE)",
"score": 78.0,
"rationale": "No visible life‑threatening hazards in photos: ceilings intact, no collapsed finishes, no standing water, no visible exposed wiring, outlets and switch plates present. Entry has a metal railing at the front porch. However, smoke and carbon monoxide detectors are not visible in any interior photos (NSPIRE requires functioning smoke detectors and CO alarms where applicable) and GFCI presence at the kitchen sink/outlet is not clearly shown. The range appears to be gas (visible burners) which increases the importance of a CO alarm. Bedroom egress windows appear present (standard windows visible) but measurements cannot be confirmed from photos. Electrical meter/panel visible on exterior and appears intact. Because detectors and GFCI cannot be confirmed from images, some moderate inspection risk remains until verified."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 85.0,
"rationale": "Central HVAC is evident (interior ceiling vents and an exterior condenser unit visible in backyard). The exterior electrical meter and service conduit appear intact. Kitchen appliances are updated and present. No visible plumbing leaks; bathrooms and kitchen fixtures appear functional and in good cosmetic condition. Roof shows no obvious sagging or active leak indicators from exterior photos. Water heater is not shown; its condition is assumed but not verified. Overall systems appear functional but a HCV inspection would require verification of working heat, hot water, and functioning smoke/CO detectors."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.0,
"rationale": "Exterior brick veneer, siding in gable, gutters and downspouts present and appear to be in good condition. Yard is well‑maintained, fenced, with safe walkways and a covered patio. No standing water or obvious drainage issues visible. The backyard storage shed shows wear on shingles/roof which is a minor maintenance item but not a major structural concern for inspection. Driveway and single-car garage appear serviceable. No visible pest infestation or major foundation cracking observed in photos."
}
],
"red_flags": [],
"confidence": 0.8,
"assumptions": [
"Listing statement that 'updated appliances, all to remain' is accurate and appliances are functional.",
"Central forced‑air heating is present and operational (interior vents and exterior condenser observed; heat unit not photographed).",
"Smoke detectors and any required carbon monoxide detectors exist and are functional even though they are not visible in photos; if absent they would need immediate installation.",
"Kitchen and bathroom outlets have GFCI protection or will be brought up to code if not (cannot be confirmed from photos).",
"Water heater and hot water supply are functional (not pictured).",
"Entry door has working lockset/deadbolt (not visible in photos).",
"No hidden mold, active leaks, or major foundation movement beyond what is visible in images; exterior and interior finishes are representative of the whole house."
],
"overall_score": 85.0,
"rubric_version": "ns-2026-v1"
},
{
"summary": "This 3BR/2BA single-family home presents as well-maintained and largely turnkey for Section 8 tenancy. Major visible systems (HVAC, kitchen appliances, windows, roof and exterior) appear in good condition and only minor cosmetic or verification items are likely needed. Primary inspection risks are unverified but common items: presence/operation of smoke/CO detectors, GFCI protection in kitchen/bath, and confirmation of electrical panel/water‑heater condition. With those verifications (and installation of detectors if missing), the property is likely to pass an initial HCV/NSPIRE inspection with minimal work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 90.0,
"rationale": "Interior and exterior photos show a well-maintained home with updated finishes: new double-hung windows, newer flooring, freshly painted cabinets, and updated kitchen appliances (range, microwave, dishwasher) that the listing says will remain. Cosmetic condition appears good with no visible drywall damage, peeling paint, or major flooring defects. Easy-to-fix items (if any) would be minor touch-up painting or outlet/cover replacements. Missing or damaged appliances are not an issue per the listing. Overall turnkey cosmetic condition."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 75.0,
"rationale": "No visible life‑threatening hazards in photos: ceilings intact, no collapsed areas, no exposed wiring, no standing water, steps and low front railing present. Bedrooms show windows (listing confirms new double-hung windows) which likely meet egress, but window sizes cannot be measured from photos. Smoke and carbon monoxide detectors are not visible in images — their presence and function must be confirmed; absence would be a fail. GFCI locations (kitchen, bathrooms) are not visible and should be verified. Electrical panel and water heater locations are not shown. Based on visible condition there are no clear safety failures, but missing/uncertified detectors or missing GFCIs would need addressing prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 78.0,
"rationale": "Central HVAC is present (outdoor condensing unit visible) and ceiling vents/grilles are visible indoors, suggesting a functional forced-air system. Kitchen appliances and plumbing fixtures appear intact. Roof appears in serviceable condition from photos (no visible sagging or significant shingle failure), gutters and downspouts are present with an extension at the patio. Electrical panel and water heater were not shown; their condition is unknown. Because mechanical systems are visible and appear maintained but some critical components were not photographed, moderate verification is required (service records or on-site checks)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 90.0,
"rationale": "Exterior brick and siding appear in good repair; covered rear patio with concrete slab and functional downspout is present. Yard is manicured, fences intact, and a shed is on site (shed roof shows some wear but is an accessory). No visible foundation settlement, major cracking, standing water, pest infestation, or unsafe walkways. Driveway and entry walkway look serviceable. Overall exterior/site condition is strong."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Appliances shown in photos (range, microwave, dishwasher) are present and functional as stated in the listing.",
"New double-hung windows described in the listing provide adequate bedroom egress (sizing not verified in photos).",
"Central HVAC is operational because indoor vents and outdoor condensing unit are present; no active HVAC failure evident in photos.",
"Water heater and electrical panel are present and in serviceable condition though not photographed; no visible signs of leaks or electrical hazards.",
"No concealed mold, major roof leaks, foundation movement, or insect infestation exist beyond what is visible in photos. If severe hidden issues exist, risk and required repairs would increase substantially.",
"Photos are representative of current condition and not staged to hide material defects."
],
"overall_score": 83.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "Overall this single-family home is in good to very good condition and is likely to pass an initial Housing Choice Voucher/NSPIRE inspection after verification and installation of a few code-required items. Major visible systems and finishes look updated and functional (HVAC present, appliances in place, new windows, good interior condition). Primary inspection risks are missing/unseen items that must be confirmed: properly located smoke detectors and CO alarms, GFCI protection in wet areas, deadbolt on entry, electrical panel access, and testing of HVAC/water heater. Addressing these (mostly quick fixes or verification) should make the property rent-ready within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained home: updated kitchen, appliances in place (range, microwave, dishwasher), newer flooring, freshly painted cabinets, new double-hung windows per listing, clean finishes and no visible water stains or major cosmetic damage. Minor exterior item: storage shed roof shows wear and may need shingle repair; some small trim/porch touch-ups possible. Missing curtains stated in listing are cosmetic only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No visible exposed wiring, no visible ceiling sag or active leaks in photos, bedroom windows appear to provide egress, exterior entry has a security/storm door and porch railing. However: smoke detectors and carbon monoxide alarms are not visible in the images (NSPIRE requires properly located smoke detectors and CO alarms where applicable), GFCI protection at kitchen sink not visible, deadbolt presence is not confirmed, and the electrical panel is not shown. These unknowns create moderate inspection risk and would need verification or minor fixes prior to HCV inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 75.0,
"rationale": "Central HVAC is visible (condenser outside and interior supply vents), kitchen appliances present, and roof appears intact from pictured angles; gutters and downspouts are functional with extenders. Water heater and electrical panel were not pictured so functionality assumed but unverified. No visible plumbing leaks or HVAC condensation issues in photos. Given recent interior updates, systems likely serviceable but should be tested and panel/water-heater inspected."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site safety",
"score": 80.0,
"rationale": "Yard is manicured, perimeter fencing appears intact, covered patio provides dry egress and is in good condition, driveway and walkways look serviceable, and foundation appears level with brick exterior in good repair. The backyard shed shows roof wear and may need minor repair; drainage looks managed with downspouts but grading cannot be fully verified from photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Photos represent current condition and are recent; listing text about 'new double hung windows' and 'updated appliances' is accurate.",
"Central HVAC is operational (condenser visible) but has not been functionally tested in provided materials.",
"Water heater and electrical panel exist and are functional but were not photographed and therefore unverified.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not correctly located unless verified.",
"GFCI outlets at kitchen/bath not visible; assume need to verify and install if absent.",
"No visible interior or exterior active roof leaks or structural sagging in provided photos.",
"Bedroom windows provide adequate egress based on visible size but exact measurements were not taken.",
"Shed roof shows visible wear and will require repair; this is an exterior non-life-threatening issue.",
"No evidence of pest infestation, major mold staining, or asbestos-containing materials in photos; hidden issues cannot be ruled out."
],
"overall_score": 77.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1020 Beechwood Dr, Harvey, LA, 70058",
"aggregate": {
"summary": "Property appears to be turnkey and likely to pass an initial HCV/NSPIRE inspection with minimal work. Interior and exterior are well maintained, with updated kitchen, new windows, newer flooring and visible central HVAC. Primary remaining verification items for inspection are presence and operation of smoke and carbon monoxide detectors (CO especially important given gas range), GFCI protection at kitchen/bath outlets, and confirmation of hot water/heating. No major structural or life‑safety defects are visible in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.3,
"rationale": "Photos and listing text show a well-maintained interior: newer flooring, freshly painted kitchen cabinets, updated appliances (range, microwave, dishwasher) that are stated to remain, intact cabinetry and countertops, and no visible drywall or ceiling damage. Exterior brick and garage appear sound. Only minor items observable (shed roof shows some wear; curtains noted as not remaining). No visible damage that would require major repair. Missing or cosmetic items (curtains, shed shingle wear) are easy to fix and do not appear to be inspection fails."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 86.0,
"rationale": "Exterior brick veneer, siding in gable, gutters and downspouts present and appear to be in good condition. Yard is well‑maintained, fenced, with safe walkways and a covered patio. No standing water or obvious drainage issues visible. The backyard storage shed shows wear on shingles/roof which is a minor maintenance item but not a major structural concern for inspection. Driveway and single-car garage appear serviceable. No visible pest infestation or major foundation cracking observed in photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk (NSPIRE)",
"score": 72.7,
"rationale": "No visible life‑threatening hazards in photos: ceilings intact, no collapsed finishes, no standing water, no visible exposed wiring, outlets and switch plates present. Entry has a metal railing at the front porch. However, smoke and carbon monoxide detectors are not visible in any interior photos (NSPIRE requires functioning smoke detectors and CO alarms where applicable) and GFCI presence at the kitchen sink/outlet is not clearly shown. The range appears to be gas (visible burners) which increases the importance of a CO alarm. Bedroom egress windows appear present (standard windows visible) but measurements cannot be confirmed from photos. Electrical meter/panel visible on exterior and appears intact. Because detectors and GFCI cannot be confirmed from images, some moderate inspection risk remains until verified."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 79.3,
"rationale": "Central HVAC is evident (interior ceiling vents and an exterior condenser unit visible in backyard). The exterior electrical meter and service conduit appear intact. Kitchen appliances are updated and present. No visible plumbing leaks; bathrooms and kitchen fixtures appear functional and in good cosmetic condition. Roof shows no obvious sagging or active leak indicators from exterior photos. Water heater is not shown; its condition is assumed but not verified. Overall systems appear functional but a HCV inspection would require verification of working heat, hot water, and functioning smoke/CO detectors."
}
],
"red_flags": [],
"confidence": 0.83,
"assumptions": [
"Listing statement that 'updated appliances, all to remain' is accurate and appliances are functional.",
"Central forced‑air heating is present and operational (interior vents and exterior condenser observed; heat unit not photographed).",
"Smoke detectors and any required carbon monoxide detectors exist and are functional even though they are not visible in photos; if absent they would need immediate installation.",
"Kitchen and bathroom outlets have GFCI protection or will be brought up to code if not (cannot be confirmed from photos).",
"Water heater and hot water supply are functional (not pictured).",
"Entry door has working lockset/deadbolt (not visible in photos).",
"No hidden mold, active leaks, or major foundation movement beyond what is visible in images; exterior and interior finishes are representative of the whole house."
],
"score_method": "mean_of_criteria",
"overall_score": 81.8,
"rubric_version": "ns-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7135856499"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.