Property ID: 7153721774
5621 Avenue Q, Birmingham, AL, 35208
Birmingham, AL
Money Down: —
CoC Return: —
Monthly Cash Flow: —
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
—
Closing Costs
$3,300
Total Down
—
utility_fetch_failed
Investment Snapshot
Purchase Price
$82,500
Money Down
—
Cash-on-Cash Return
—
Rent
—
Monthly Cash Flow
—
Annual Cash Flow
—
Debt Service / Mo
—
Property Tax / Mo
$0
Insurance / Mo
$0
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
—
Payment Standard
—
Rent
—
Insurance
$0
Property Tax
$0
Management
$0
Utilities Allowance
$0
NOI (Monthly)
—
Debt Service
—
Cash Flow After Debt
—
Quality Score: 70.20%
Confidence: 86.00%
Overall the property appears in generally good exterior condition with recent updates (roof, siding, porch) and a present HVAC condenser. Major visible structural or water-leak issues are not evident. The primary Section 8/NSPIRE risks are unverified interior items: smoke/CO detectors, GFCI protection, operable egress windows (security bars seen on side windows), and utility/appliance condition. With targeted interior verification and minor fixes (detectors, quick-release on bars if required, GFCI outlets, any small appliance installs), this house is likely rent-ready within 30 days and should pass an initial HCV inspection.
Section 8 Payment Standard
—
Utility Allowance Total
$0
Guaranteed Section 8 Rent (PS - Utilities)
—
Property Management
$0
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$82,500
Beds
3
Baths
1
Living Area
1,136 sqft
Lot Size
6,970 sqft
Year Built
1953
Days on Market
42
Capital Outlay
—
Debt Service
—
Property Tax / Mo
$0
Insurance / Mo
$0
Property Description
Great starter home or Investment property 3 bedroom 1 full bath. Roof 1 year old
Utility Allowances
No utility allowances returned for this property.
Source References
Payment Standard Source
Effective Date:
—
No payment standard source links available.
Utility Allowance Source
Effective Date:
—
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$688
DP3 Annual Estimate$987
DP1 Monthly Equivalent$57
DP3 Monthly Equivalent$82
Replacement Value$81,600
Basis1,136 sqft / 1953
Nearby Houses
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5617 Avenue Q
for_sale · 0.01 mi
Price: $55,000
3 bd / 1 ba · 864 sqft
Latest sale: $49,500
Latest rent: —
Photo unavailable
5616 Court Q
sold · 0.03 mi
Price: $84,500
3 bd / 1 ba · 990 sqft
Latest sale: $84,500
Latest rent: —
Photo unavailable
5515 Avenue Q
off_market · 0.07 mi
Price: $40,000
3 bd / 1 ba · 1,485 sqft
Latest sale: —
Latest rent: —
Photo unavailable
5533 Court P
sold · 0.07 mi
Price: $13,000
3 bd / 1 ba · 1,204 sqft
Latest sale: $13,000
Latest rent: —
Photo unavailable
5701 Court P
sold · 0.07 mi
Price: $80,000
3 bd / 2 ba · 1,465 sqft
Latest sale: $80,000
Latest rent: —
Photo unavailable
1708 58th St W
sold · 0.08 mi
Price: $75,000
4 bd / 1 ba · 1,256 sqft
Latest sale: $75,000
Latest rent: —
Photo unavailable
1632 58th St W
for_sale · 0.09 mi
Price: $155,000
3 bd / 2 ba · 1,520 sqft
Latest sale: $160,000
Latest rent: —
Photo unavailable
5510 Avenue Q
for_sale · 0.09 mi
Price: $106,000
3 bd / 2 ba · 1,180 sqft
Latest sale: $10,500
Latest rent: —
Photo unavailable
5509 Court P
sold · 0.10 mi
Price: $35,000
3 bd / 2 ba · 1,188 sqft
Latest sale: $35,000
Latest rent: —
Risk and Criteria Detail
Red Flags
- utility_fetch_failed
- Security bars visible on windows — potential bedroom egress failure if they lack quick-release.
- No smoke or carbon monoxide detectors visible in provided photos — presence and function must be verified.
- Property built in 1953 — potential lead-based paint risk on interior surfaces unless remediated; requires lead disclosures and safe work practices for turnover/repairs.
Assumptions
- Listing statement that roof is one year old is correct and roof condition is good.
- Exterior HVAC condenser indicates a forced-air system is present and likely functional; heating source exists though not photographed.
- Interior condition (floors, cabinets, paint, appliances) is not shown; assume average cosmetic condition requiring typical turnover work rather than major structural repairs.
- Windows with security bars may cover bedrooms — assume some bedroom egress windows have bars that may or may not have quick-release mechanisms.
- Smoke and CO detectors, GFCI outlets, electrical panel condition, water heater and plumbing functionality are unknown and must be verified during inspection.
- No visible signs of active roof leaks, standing water, or major foundation movement from exterior photo; assume none present unless interior/closer inspection reveals otherwise.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $630 | $96,700 | $9,680 |
| 2023 | $630 | $96,700 | $9,680 |
| 2022 | $464 | $74,000 | $7,400 |
| 2021 | $464 | $74,000 | $7,400 |
| 2020 | $464 | $74,000 | $7,400 |
| 2019 | $464 | $74,000 | $7,400 |
| 2018 | $458 | $73,200 | $7,320 |
| 2017 | $458 | $73,200 | $7,320 |
| 2016 | $396 | $64,500 | $6,460 |
| 2015 | $458 | $73,200 | $7,320 |
| 2013 | $435 | $72,100 | $7,220 |
| 2012 | $387 | $65,350 | $6,535 |
| 2011 | $394 | $66,400 | $6,640 |
| 2010 | $394 | $66,400 | $6,640 |
| 2009 | $394 | $66,400 | $6,640 |
| 2008 | $404 | $67,800 | $6,780 |
| 2007 | $385 | $65,100 | $6,510 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-02 | Price Changed | $82,500 |
| 2026-01-05 | Listed | $90,000 |
| 2025-12-11 | Listing removed | $0 |
| 2025-12-03 | Listed | $90,000 |
| 2006-07-28 | Sold | $45,900 |
| 2006-06-14 | Listed | $49,900 |
| 2006-03-14 | Listing removed | $59,900 |
| 2006-01-14 | Listed | $59,900 |
| 2001-04-02 | Sold | $54,900 |
Photo Gallery
Show raw JSON (debug)
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"days_after_listed": "59 days",
"source_listing_id": "287634",
"price_change_percentage": null
},
{
"date": "2006-01-14",
"price": 59900,
"listing": {
"status": "off_market",
"list_date": "2006-01-14T07:00:00Z",
"list_price": 59900,
"listing_id": "542309179",
"last_update_date": "2006-03-15T12:00:00Z",
"last_status_change_date": "2006-03-14T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "287634",
"price_change_percentage": "+9.11%"
},
{
"date": "2001-04-02",
"price": 54900,
"listing": null,
"event_name": "Sold",
"price_sqft": 48.32746478873239,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7153721774",
"generated_at": "2026-02-16T02:24:59.372506Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"error": "Error code: 403 - {'error': {'message': 'Key limit exceeded (monthly limit). Manage it using https://openrouter.ai/settings/keys', 'code': 403}}",
"reason": "utility_fetch_failed",
"eligible": true,
"min_score": 60.0,
"overall_score": 70.2
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears in generally good exterior condition with recent updates (roof, siding, porch) and a present HVAC condenser. Major visible structural or water-leak issues are not evident. The primary Section 8/NSPIRE risks are unverified interior items: smoke/CO detectors, GFCI protection, operable egress windows (security bars seen on side windows), and utility/appliance condition. With targeted interior verification and minor fixes (detectors, quick-release on bars if required, GFCI outlets, any small appliance installs), this house is likely rent-ready within 30 days and should pass an initial HCV inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Exterior finishes look recently updated (newer roof per listing, new porch/railings, vinyl siding) which reduces deferred maintenance risk. Visible surfaces show minimal damage. Interior not shown — missing/older appliances, minor cosmetic work (paint, flooring) are possible but not evident. Given observable recent exterior investments, moderate minor repairs and cosmetic updates are the likely needs rather than major rehab."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 55.0,
"rationale": "Potential inspection risks observed: several side windows have security bars which can create a bedroom-egress failure if they are not quick-release; no smoke/CO detectors are visible in photos (interior not shown) so presence/function must be verified. Porch has a handrail; no obvious exposed wiring or broken steps outside. Because egress restrictions and unknown detection devices are typical NSPIRE fail points, score reduced to reflect moderate risk until interior verification."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Listing states roof is 1 year old and visual condition of roof and gutters appears good. Exterior HVAC condenser present suggesting central HVAC (likely operational), and foundation/grade appear intact. Electrical panel, water heater, and plumbing fixtures are not visible; absence of evidence forces conservative estimate. No visible signs of active leaks or roof failure from exterior photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Yard, walk path and porch appear serviceable; siding and trim look in good condition; gutters and downspouts present. Foundation perimeter appears painted and continuous without obvious settlement or large cracks. Minor bare soil near condenser and small patches of worn grass but no standing water or visible infestation. Overall low exterior risk."
}
],
"red_flags": [
"Security bars visible on windows — potential bedroom egress failure if they lack quick-release.",
"No smoke or carbon monoxide detectors visible in provided photos — presence and function must be verified.",
"Property built in 1953 — potential lead-based paint risk on interior surfaces unless remediated; requires lead disclosures and safe work practices for turnover/repairs."
],
"confidence": 0.45,
"assumptions": [
"Listing statement that roof is one year old is correct and roof condition is good.",
"Exterior HVAC condenser indicates a forced-air system is present and likely functional; heating source exists though not photographed.",
"Interior condition (floors, cabinets, paint, appliances) is not shown; assume average cosmetic condition requiring typical turnover work rather than major structural repairs.",
"Windows with security bars may cover bedrooms — assume some bedroom egress windows have bars that may or may not have quick-release mechanisms.",
"Smoke and CO detectors, GFCI outlets, electrical panel condition, water heater and plumbing functionality are unknown and must be verified during inspection.",
"No visible signs of active roof leaks, standing water, or major foundation movement from exterior photo; assume none present unless interior/closer inspection reveals otherwise."
],
"overall_score": 66.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Exterior indicates recent renovation (new roof, new porch, vinyl siding) and low visible site risk. Major unknowns are interior condition and critical NSPIRE safety items (smoke/CO detectors, bedroom egress, GFCI outlets), plus confirmation of heating, water heater and electrical panel condition. Likely rent-ready after 1–4 weeks of interior verification and minor fixes (install detectors if missing, confirm/replace appliances as needed).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & repairs",
"score": 80.0,
"rationale": "Exterior appears recently renovated: vinyl siding in good condition, front porch and stairs look new, and listing states roof is 1 year old. No visible exterior structural damage, rot, or significant peeling. Unknown interior condition and appliances (kitchen appliances not shown) — missing or older appliances would moderately reduce readiness but are fixable. Minor cosmetic work (finish/stain porch, touch-up paint) likely required."
},
{
"key": "safety_code",
"label": "Safety & NSPIRE code risk",
"score": 65.0,
"rationale": "No obvious exterior life‑safety hazards: stairs have handrails, guardrail present, no visible exposed wiring, gutters present and draining. However critical NSPIRE items cannot be confirmed from photos: smoke/CO detectors, deadbolt on entry door, bedroom egress window operation, GFCI in kitchen/bath, and interior evidence of mold/peeling paint. Age (1953) raises lead-paint risk for interior finishes. Because missing detectors or improper egress would be immediate fails, this is a moderate inspection risk until interiors are verified."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof/HVAC/electrical/plumbing)",
"score": 60.0,
"rationale": "Positive: listing states roof is 1 year old and an exterior AC condenser is visible, indicating cooling presence. Electrical panel, water heater, plumbing fixtures, heating source and drainage are not shown. Given house age, internal systems may be older. Without confirmation of an operable heating source, water heater and electrical condition, systems risk is moderate."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 85.0,
"rationale": "Yard, walkway and foundation appear serviceable. Siding, soffit and gutters look intact; foundation shows no visible major cracks or settlement. Minor bare soil near mechanical may need grading for drainage, but no standing water observed. Overall exterior/site presents low risk."
}
],
"red_flags": [
"No visible interior photos to confirm presence and operation of smoke and carbon monoxide detectors (NSPIRE immediate requirement).",
"No visible heating system in photos (only exterior AC condenser observed) — must confirm functional heating.",
"Property built in 1953 — potential lead-based paint risk on interior surfaces until tested/inspected."
],
"confidence": 0.6,
"assumptions": [
"Interior photos not provided; assume interior is in average condition consistent with exterior renovation but may need cosmetic touch-ups.",
"Listing statement that roof is 1 year old is accurate.",
"An exterior AC condenser indicates cooling is present; assume a heating source exists but not visible in photos.",
"Kitchen appliances (stove/fridge) are not shown and may be missing or older; missing appliances would be a moderate, fixable issue.",
"No visible peeling paint or active exterior water intrusion; interior peeling or mold cannot be assessed from photos.",
"Electrical panel, water heater and plumbing are present but their condition is unknown.",
"Windows appear standard size — assume at least some meet bedroom egress but this must be verified."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this property appears in good exterior condition with a recent roof, new siding, functioning gutters and a visible exterior HVAC condenser. Major visible safety or structural failures are not evident from the available photos. Key inspection risks remain unknown because no interior photos are provided (smoke/CO detectors, bedroom egress operability given security bars, GFCI, plumbing, water heater, electrical panel). Based on observed exterior condition and assuming interior systems are serviceable, the property is likely to be rent-ready after minor repairs and verification (estimated within 30 days).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Exterior appears recently renovated: new-ish roof (listing notes 1 year), new vinyl siding, fresh porch and railings, painted foundation. No visible major exterior deterioration. Interior not shown; missing/unknown appliances and interior cosmetic/finish condition cannot be confirmed. Missing appliances (likely stove/fridge) and unknown interior cosmetic repairs reduce score moderately but no visible catastrophic damage on exterior."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 65.0,
"rationale": "No obvious electrical hazards or roof leaks visible from exterior. Porch has railings and steps appear reasonable. Side windows have security bars — these may impede emergency egress unless equipped with quick-release; that is a potential NSPIRE fail. Smoke and CO detectors, GFCI outlets, interior trip hazards, and bedroom egress windows cannot be confirmed from photos and are assumed to need verification/possible installation. Age (1953) raises potential lead-paint risk for interior surfaces if not remediated."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Roof appears recently replaced per listing and photos. Exterior condenser unit present indicating central AC (or heat pump) — suggests HVAC system exists. Water heater, electrical panel, plumbing, and hot water operation are not visible; assume typical functioning but require verification. No visible signs of structural roof failure, sagging, or active leaks from exterior."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Yard, walk path, gutters, siding, and foundation appear serviceable. Minor bare soil around AC unit and at foundation but no standing water visible. Fencing and site drainage not fully shown. No obvious infestation, collapsed features, or major site neglect visible."
}
],
"red_flags": [
"Security bars on side windows that may block emergency egress (potential NSPIRE fail unless quick-release devices present).",
"No interior photos to confirm presence of required smoke detectors and carbon monoxide detectors — absence would be a fail.",
"Property built in 1953 — potential lead-based paint hazard on interior surfaces if not remediated or disclosed."
],
"confidence": 0.6,
"assumptions": [
"Interior condition, presence and working condition of stove, refrigerator, water heater, electrical panel, smoke/CO detectors, and GFCI outlets are unknown and assumed to need verification or minor fixes.",
"Roof is as-described (1 year old) and free of leaks; no active roof leaks inferred from exterior photos.",
"Exterior HVAC condenser is functional or repairable; heating is available (heat pump or furnace) but not visually confirmed.",
"Window security bars may or may not have quick-release; assume they currently present a potential egress concern until verified.",
"No visible major foundation movement or structural sagging from the single exterior photo; assume interior floors/ceilings are reasonably level absent contrary evidence.",
"Given year built (1953), assume lead-based paint risk exists on original interior surfaces unless remediated."
],
"overall_score": 72.0,
"rubric_version": "2026-02-16-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5621 Avenue Q, Birmingham, AL, 35208",
"aggregate": {
"summary": "Overall the property appears in generally good exterior condition with recent updates (roof, siding, porch) and a present HVAC condenser. Major visible structural or water-leak issues are not evident. The primary Section 8/NSPIRE risks are unverified interior items: smoke/CO detectors, GFCI protection, operable egress windows (security bars seen on side windows), and utility/appliance condition. With targeted interior verification and minor fixes (detectors, quick-release on bars if required, GFCI outlets, any small appliance installs), this house is likely rent-ready within 30 days and should pass an initial HCV inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Exterior finishes look recently updated (newer roof per listing, new porch/railings, vinyl siding) which reduces deferred maintenance risk. Visible surfaces show minimal damage. Interior not shown — missing/older appliances, minor cosmetic work (paint, flooring) are possible but not evident. Given observable recent exterior investments, moderate minor repairs and cosmetic updates are the likely needs rather than major rehab."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 81.0,
"rationale": "Yard, walk path and porch appear serviceable; siding and trim look in good condition; gutters and downspouts present. Foundation perimeter appears painted and continuous without obvious settlement or large cracks. Minor bare soil near condenser and small patches of worn grass but no standing water or visible infestation. Overall low exterior risk."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 61.7,
"rationale": "Potential inspection risks observed: several side windows have security bars which can create a bedroom-egress failure if they are not quick-release; no smoke/CO detectors are visible in photos (interior not shown) so presence/function must be verified. Porch has a handrail; no obvious exposed wiring or broken steps outside. Because egress restrictions and unknown detection devices are typical NSPIRE fail points, score reduced to reflect moderate risk until interior verification."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Listing states roof is 1 year old and visual condition of roof and gutters appears good. Exterior HVAC condenser present suggesting central HVAC (likely operational), and foundation/grade appear intact. Electrical panel, water heater, and plumbing fixtures are not visible; absence of evidence forces conservative estimate. No visible signs of active leaks or roof failure from exterior photos."
}
],
"red_flags": [
"Security bars visible on windows — potential bedroom egress failure if they lack quick-release.",
"No smoke or carbon monoxide detectors visible in provided photos — presence and function must be verified.",
"Property built in 1953 — potential lead-based paint risk on interior surfaces unless remediated; requires lead disclosures and safe work practices for turnover/repairs."
],
"confidence": 0.86,
"assumptions": [
"Listing statement that roof is one year old is correct and roof condition is good.",
"Exterior HVAC condenser indicates a forced-air system is present and likely functional; heating source exists though not photographed.",
"Interior condition (floors, cabinets, paint, appliances) is not shown; assume average cosmetic condition requiring typical turnover work rather than major structural repairs.",
"Windows with security bars may cover bedrooms — assume some bedroom egress windows have bars that may or may not have quick-release mechanisms.",
"Smoke and CO detectors, GFCI outlets, electrical panel condition, water heater and plumbing functionality are unknown and must be verified during inspection.",
"No visible signs of active roof leaks, standing water, or major foundation movement from exterior photo; assume none present unless interior/closer inspection reveals otherwise."
],
"score_method": "mean_of_criteria",
"overall_score": 70.2,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7153721774"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.