Property ID: 7163265860
801 Harang Ave, Metairie, LA, 70001
Metairie, LA
Money Down: $51,600
CoC Return: -4.56%
Monthly Cash Flow: $-196
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$43,000
Closing Costs
$8,600
Total Down
$51,600
Investment Snapshot
Purchase Price
$215,000
Money Down
$51,600
Cash-on-Cash Return
-4.56%
Rent
$1,303
Monthly Cash Flow
$-196
Annual Cash Flow
$-2,353
Debt Service / Mo
$1,144
Property Tax / Mo
$154
Insurance / Mo
$70
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$70
Property Tax
$154
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$948
Debt Service
$1,144
Cash Flow After Debt
$-196
Quality Score: 70.80%
Confidence: 92.00%
This 2-bed cottage appears largely rent‑ready with new kitchen appliances, solid hardwood floors, intact roofline, and usable exterior parking/garage. Primary NSPIRE risks are items not visible in photographs: presence and operation of smoke and CO alarms, existence of GFCI protection in kitchen/bath, condition of electrical service panel and water heater, and verification of HVAC operation. Most defects seen are cosmetic or small repairs (porch decking, weathered shutters, landscaping). With a brief checklist (install/verify detectors, confirm GFCI and panel condition, minor exterior carpentry), the property is likely to pass an initial HCV inspection within 30 days.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$215,000
Beds
2
Baths
1
Living Area
900 sqft
Lot Size
5,998 sqft
Year Built
1947
Days on Market
49
Capital Outlay
$51,600
Debt Service
$1,144
Property Tax / Mo
$154
Insurance / Mo
$70
Property Description
Delightful and unique cedar shingle and brick cottage with Peckey Cypress shutters. Gleaming original wood floors with wood window and door casements. Renovations include new stainless gas stove with griddle, new dishwasher, updated kitchen cabinets and painted laminate counter tops. Extensive driveway provides enough space for either multiple cars, a boat or camper storage. Added bonus of a large garage/workshop. The covered back porch overlooks a deep back yard with a variety of plants and the opportunity for a green thumb to make your mark! There is also a gardening shed and green house hidden at the bottom for the gardening enthusiast! This is a special property, different to what else you may find in the neighborhood, and ready for you to make your own cosy oasis!
Utility Allowances
Heating (Natural Gas)
$61
Selected 'Natural Gas' based on property details stating 'Gas: Natural' and the presence of central heating.
Cooking (Natural Gas)
$10
Selected 'Natural Gas' as property details specify 'Gas: Natural' and a 'gas stove'.
Water Heating (Natural Gas)
$21
Assumed 'Natural Gas' as this utility is available at the property, and it's the most cost-effective option on the schedule.
Other Electric
$57
Fixed allowance for general electrical use including lighting, central cooling, and landlord-provided appliances (e.g., Refrigerator).
Water
$36
Fixed allowance based on property details stating 'Water Source: Public'.
Sewer
$39
Fixed allowance based on property details stating 'Sewer: City'.
Trash Collection
$25
Standard municipal service for a single-family home, included as a fixed allowance from the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$842
DP3 Annual Estimate$842
DP1 Monthly Equivalent$70
DP3 Monthly Equivalent$70
Replacement Value$70,500
Basis900 sqft / 1947
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarm in photos (NSPIRE required).
- No electrical panel or GFCI outlets visible to verify modern electrical safety.
- Back/covered porch decking and some exterior wood elements are weathered and may require repair to meet safe walking/guardrail standards.
Assumptions
- Central HVAC is present and operable (inferred from visible ceiling vents).
- Water heater and electrical service exist and are functional (not shown in photos).
- Gas appliance connections are properly installed for the pictured gas range.
- Door entry hardware includes a secure lock; if no deadbolt exists it would be added prior to tenancy.
- No active roof leaks or recent water intrusion beyond what is visible in photos.
- No evidence of severe mold, termite infestation, or major foundation movement beyond what is visible.
- Property was photographed vacant and cleaned for listing; some items (detectors, GFCIs) may have been removed prior to photos or simply not visible.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,798 | $142,500 | $14,250 |
| 2024 | $1,795 | $142,500 | $14,250 |
| 2023 | $1,874 | $142,500 | $14,250 |
| 2022 | $1,825 | $142,500 | $14,250 |
| 2021 | $1,189 | $100,000 | $10,000 |
| 2020 | $813 | $68,900 | $6,890 |
| 2019 | $836 | $68,900 | $6,890 |
| 2018 | $781 | $68,900 | $6,890 |
| 2017 | $781 | $68,900 | $6,890 |
| 2016 | $766 | $68,900 | $6,890 |
| 2015 | $784 | $68,900 | $6,890 |
| 2014 | $774 | $68,900 | $6,890 |
| 2013 | $774 | $68,900 | $6,890 |
| 2010 | $707 | $68,900 | $6,890 |
| 2009 | $707 | $68,900 | $6,890 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Price Changed | $215,000 |
| 2026-02-18 | Listed | $225,000 |
| 2025-06-05 | Listing removed | $0 |
| 2025-05-25 | Price Changed | $215,000 |
| 2025-05-19 | Price Changed | $220,000 |
| 2025-04-30 | Price Changed | $235,000 |
| 2025-04-21 | Price Changed | $245,000 |
| 2025-03-14 | Listed | $250,000 |
| 2024-03-18 | Listing removed | $1,300 |
| 2024-03-12 | Listing removed | $0 |
| 2024-02-21 | Listed for rent | $1,500 |
| 2022-12-20 | Listing removed | $0 |
| 2022-10-24 | Price Changed | $235,000 |
| 2022-06-25 | Price Changed | $245,000 |
| 2022-06-06 | Listed | $259,000 |
| 2021-12-21 | Sold | $0 |
Photo Gallery
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"Other Level: Lower",
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"Living Room Level: Lower"
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"parent_category": "Interior"
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"parent_category": "Interior"
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"Lot Size Square Feet: 5998"
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{
"text": [
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"Source Listing Status: Active",
"County: Jefferson",
"Source Property Type: Residential",
"Parcel Number: 0820012886",
"Property Subtype: Single Family - Detached"
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"parent_category": "Listing"
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"Year Built: 1947",
"Building Area Total: 900",
"Building Exterior Type: Brick, Cedar",
"Foundation Details: Raised",
"Property Age: 79",
"Roof: Asphalt",
"Levels or Stories: 1.00000",
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"price_sqft": 306.87203791469193,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2348086",
"price_change_percentage": null
},
{
"date": "2021-12-21",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7163265860",
"generated_at": "2026-03-27T01:47:23.108102Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 70.8
},
"utility_allowance": {
"zip_code": "70001",
"home_photo": "https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m48442912s-w1280.jpg",
"rent_price": 1303.0,
"loan_amount": 172000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/801-Harang-Ave_Metairie_LA_70001_M71632-65860",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 215000.0,
"loan_term_years": 30,
"annual_cash_flow": 11378.46,
"mortgage_monthly": 1144.32,
"payment_standard": 1552.0,
"total_amount_out": 43000.0,
"additional_photos": [
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m27636162s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m3341191856s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m1459270955s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m1300777592s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m531012277s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m1991661355s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m3366312229s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m379577319s-w1280.jpg",
"https://ap.rdcpix.com/33a5eb10440280b4f69391db9e020ed1l-m1976166994s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 70.17,
"monthly_cash_flow": 948.2,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'Natural Gas' based on property details stating 'Gas: Natural' and the presence of central heating.",
"utility": "Heating (Natural Gas)",
"allowance": 61
},
{
"note": "Selected 'Natural Gas' as property details specify 'Gas: Natural' and a 'gas stove'.",
"utility": "Cooking (Natural Gas)",
"allowance": 10
},
{
"note": "Assumed 'Natural Gas' as this utility is available at the property, and it's the most cost-effective option on the schedule.",
"utility": "Water Heating (Natural Gas)",
"allowance": 21
},
{
"note": "Fixed allowance for general electrical use including lighting, central cooling, and landlord-provided appliances (e.g., Refrigerator).",
"utility": "Other Electric",
"allowance": 57
},
{
"note": "Fixed allowance based on property details stating 'Water Source: Public'.",
"utility": "Water",
"allowance": 36
},
{
"note": "Fixed allowance based on property details stating 'Sewer: City'.",
"utility": "Sewer",
"allowance": 39
},
{
"note": "Standard municipal service for a single-family home, included as a fixed allowance from the schedule.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.26,
"down_payment_amount": 43000.0,
"property_tax_annual": 1851.94,
"property_tax_monthly": 154.33,
"property_tax_increase": 0.03,
"utility_allowance_total": 249.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -2353.38,
"property_management_monthly": 130.3,
"monthly_cash_flow_after_debt": -196.12,
"cash_on_cash_return_after_debt": -0.05
},
"section8_assessment": {
"runs": [
{
"summary": "This 2-bed cottage appears largely rent‑ready with new kitchen appliances, solid hardwood floors, intact roofline, and usable exterior parking/garage. Primary NSPIRE risks are items not visible in photographs: presence and operation of smoke and CO alarms, existence of GFCI protection in kitchen/bath, condition of electrical service panel and water heater, and verification of HVAC operation. Most defects seen are cosmetic or small repairs (porch decking, weathered shutters, landscaping). With a brief checklist (install/verify detectors, confirm GFCI and panel condition, minor exterior carpentry), the property is likely to pass an initial HCV inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior finishes are generally intact: original hardwoods look resurfaced and in good condition with only a small patched area visible in the living room. Kitchen has new stainless appliances (gas stove, dishwasher, fridge) and updated cabinets/countertops. Bathroom is dated but appears functional. Exterior shows weathered shutters/cedar shingle areas and some cosmetic wear on the covered porch decking and garden structures. No major visible broken windows, collapsed surfaces, or exposed structural elements. Overall mostly cosmetic and moderate repair items; missing/aged trim and porch decking likely require minor work."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards in photos: ceilings intact, no collapsed areas, no standing water visible, bedroom windows appear large enough for egress. A ceiling HVAC vent is visible suggesting central HVAC ducting. However no smoke detectors or CO alarm are visible in photos (required), GFCI outlets in kitchen/bath are not shown, and the electrical panel/condition is not visible. Entry door hardware shows a knob but deadbolt is not visible in photos. Porch railings exist at front but rear covered porch guard/detail is not fully shown. Given photo limitations, there is moderate NSPIRE risk primarily from unverified detectors, GFCI protection, and unknown panel/wiring."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 65.0,
"rationale": "Roof shingles appear in serviceable condition with no visible sagging or active leaks in interior photos. Ceiling vents indicate a central HVAC/duct system likely present; condition and operational status unknown. Kitchen appliances are new and a gas range is installed (gas connection presumed). Water heater and electrical panel are not pictured so their age/condition cannot be verified. Plumbing fixtures (sink, tub, toilet) appear intact. Overall systems appear present and likely functional but lack direct visual confirmation of key equipment (water heater, service panel, furnace/AC unit), so moderate risk remains."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Driveway is long and in good condition with gated access and a separate garage/workshop present (valuable for tenants). Yard is deep but shows overgrown areas and a few worn spots; a garden shed and greenhouse exist. Front foundation/brick skirt looks intact; gutters are present. Covered back porch is serviceable though decking and posts look weathered. No visible major foundation cracks or drainage pooling in photos. Overall site is functional but needs some cleanup and minor repairs to porch and landscaping."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in photos (NSPIRE required).",
"No electrical panel or GFCI outlets visible to verify modern electrical safety.",
"Back/covered porch decking and some exterior wood elements are weathered and may require repair to meet safe walking/guardrail standards."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operable (inferred from visible ceiling vents).",
"Water heater and electrical service exist and are functional (not shown in photos).",
"Gas appliance connections are properly installed for the pictured gas range.",
"Door entry hardware includes a secure lock; if no deadbolt exists it would be added prior to tenancy.",
"No active roof leaks or recent water intrusion beyond what is visible in photos.",
"No evidence of severe mold, termite infestation, or major foundation movement beyond what is visible.",
"Property was photographed vacant and cleaned for listing; some items (detectors, GFCIs) may have been removed prior to photos or simply not visible."
],
"overall_score": 69.0,
"rubric_version": "nsPIRE-2024-1.0"
},
{
"summary": "Overall this 2-bed cottage appears largely habitable and would likely pass many NSPIRE checks after completion of a short punch-list. Interior finishes and appliances are in good condition; major structural failures are not visible. Key inspection risks to address before leasing: install/verify smoke detectors and carbon monoxide alarm (CO required with gas range), add GFCI protection in kitchen and bathroom if missing, confirm HVAC, water heater and electrical panel are operational and up to code, and repair/paint exterior wood trim and shutters. With those items addressed (mostly quick safety and minor exterior work) the property should be rent-ready within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Interior appears well maintained: refinished original wood floors, fresh paint, functioning ceiling fans, updated kitchen cabinets and appliances (stove, dishwasher, refrigerator). Bathroom fixtures are older but serviceable. Exterior shows weathered cedar shutters/trim and some aged siding/shingles that likely need cosmetic repair/paint or replacement. Backyard is overgrown and shed/garage look aged but intact. No visible collapsed or severely damaged elements. Missing or worn exterior wood reduces turnkey readiness but is repairable (cosmetic/capital work)."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No smoke detectors or carbon monoxide detector are visible in photos (CO required given gas range). GFCI-protected outlets are not visible in kitchen or bathroom photos. Entry door appears to have two locks (knob + second lock) and windows look egress-capable. No exposed live wiring, no collapsed ceilings, no visible active leaks or standing water. Back porch guardrail/handrail details are not clearly shown and may need verification. Missing life-safety devices and unverified GFCI create moderate inspection risk that will need correction prior to/at inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Ceiling supply/return vents visible indicating central HVAC ducting (system presence likely). Roof shingles appear intact from photos with no visible sag. Plumbing fixtures appear functional; visible under-sink plumbing looks intact. Water heater and electrical panel are not shown; condition assumed serviceable but unverified. Gas stove is new and properly installed in kitchen photos, but gas connections and venting were not inspected. Systems appear generally functional but several key items (water heater, electrical panel, HVAC operational test) are unverified and lower the score slightly."
},
{
"key": "exterior_site",
"label": "Exterior, site & access",
"score": 70.0,
"rationale": "Driveway is extensive and appears serviceable with gated access and separate garage/workshop. Yard is deep, partially overgrown but without obvious standing water. Foundation and brick skirt visible with no large cracks evident in photos. Exterior trim, shutters and some siding show weathering and need maintenance. Covered back porch decking and posts appear intact though some elements look aged and should be inspected for rot. Overall exterior is functional with moderate upkeep needed."
}
],
"red_flags": [
"No visible smoke detectors in listed photos (life-safety deficiency)",
"No visible carbon monoxide detector while a gas stove is present (CO hazard)",
"No clearly visible GFCI receptacles in kitchen or bathroom (electrical safety/code issue)",
"Back porch and exterior wood trim/shutters show weathering; potential localized wood rot requiring repair"
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (visible ceiling vents noted); full HVAC inspection not provided in photos.",
"Water heater and electrical service exist on site but are not shown; assumed functional unless inspection shows otherwise.",
"Gas range installation is correct and gas supply is present and safe; tank/line integrity unverified.",
"Smoke and carbon monoxide detectors are not installed (not visible in photos) and will be required prior to move-in.",
"GFCI protection in kitchen and bathroom is not evident in photos and likely needs verification or installation.",
"No history of recent flooding or unseen mold is assumed despite the property's age and regional flood risk; interior photos show no visible mold or water stains.",
"Garage/workshop and outbuildings are assumed to have independent condition issues that may require separate inspection."
],
"overall_score": 70.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This 2-bed/1-bath cottage appears overall rent-ready with mostly cosmetic items and a few verification tasks. Major systems and structural elements visible in photos look serviceable (roof, floors, windows, driveway, garage). Primary inspection risks are missing/unknown safety items that are typically easy to remediate before a Section 8 NSPIRE inspection: install/verify smoke and CO detectors, GFCI in kitchen/bath if required, confirm deadbolt on entry, and verify HVAC, water heater and electrical panel operation. Expect to pass an initial HCV/NSPIRE inspection with 1–3 weeks of targeted fixes and system verifications; allow up to 30 days if minor repairs or replacement of safety devices are needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Maintenance",
"score": 80.0,
"rationale": "Interior finishes are in generally good condition: original wood floors look well-maintained, cabinetry and counters are serviceable, and new stainless appliances (gas range, dishwasher, refrigerator) are present per photos and listing. Minor cosmetic issues observed: painted laminate counters, some aged exterior shutters/wood trim, and weathered shed/garage doors. Easy-to-fix items: repainting trim/shutters, replace/repair porch boards and small exterior trim sections, and minor landscaping. No visible exposed subflooring, collapsed ceilings, or heavy water damage. Overall condition is good with mostly cosmetic/finish repairs required."
},
{
"key": "safety_code",
"label": "Safety & NSPIRE Code Risk",
"score": 65.0,
"rationale": "No immediate life‑threatening hazards visible (no collapsed ceilings, no standing water, no visible major structural movement). Bedrooms show adequate windows for egress. However, key NSPIRE checklist items are not visible in photos: no smoke detectors or CO alarms are evident (likely required), GFCI presence in kitchen/bath not shown, and the electrical panel and gas connections are not pictured. Entry doors appear to have a standard lock; a verified deadbolt is not clearly visible. Bathroom and plumbing fixtures appear intact and functional in photos. Because mandatory items (smoke/CO detectors, GFCI protection, verified deadbolt and electrical panel integrity) are unknown, score reduced for code risk. Most of these are relatively easy fixes (install detectors, retrofit GFCI, verify/secure deadbolt) unless an unseen electrical hazard exists."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 70.0,
"rationale": "Roof appears shingled and intact in exterior photos with no visible sagging or active leaks. Ceiling vents and return registers are visible (suggesting central HVAC present), but system functionality is not documented — assumed functional but untested. Plumbing fixtures (kitchen sink, bathroom pedestal sink, tub/shower, toilet) are present and look serviceable; hot water heater not pictured. Electrical panel not shown; visible outlets and switches appear in place without exposed wiring. Water drainage and grade near foundation appear acceptable from photos. This score reflects likely sound systems with the unknowns that require verification (HVAC operation, water heater age/operation, and full electrical inspection)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Cedar shingle and brick exterior appears intact though some wood shutters/trim are weathered. Foundation perimeter and front porch railings are in place and show no obvious major cracks or movement. Long driveway and separate garage/workshop are positive for tenant use. Backyard shows vegetation and some bare soil but no visible standing water or severe grading issues. The covered back porch roof is serviceable but decking and support posts show weathering and would benefit from maintenance. Overall site is functional and safe with moderate cosmetic and maintenance needs."
}
],
"red_flags": [],
"confidence": 0.68,
"assumptions": [
"Listing and photos reflect actual installed appliances: gas range, dishwasher, and refrigerator are present and operable unless discovered otherwise at inspection.",
"Central HVAC is present (vent registers visible) and assumed operable but untested — may require service/verification.",
"Water heater is present on site (likely in garage) though not pictured; hot water availability assumed but must be verified.",
"No active roof leaks or interior water intrusion exist based on absence of stains/sagging in photos; hidden leaks cannot be ruled out without interior inspection.",
"Electrical panel exists and is intact but was not pictured; no visible exposed wiring was observed in the provided photos.",
"Property was built in 1947 (pre‑1978), so lead-based paint hazards are possible; intact painted surfaces are assumed but lead disclosure and risk mitigation per HUD rules will be required if renting to families with children under 6.",
"Windows in bedrooms provide adequate egress based on visible size, but measurements were not provided and must be confirmed to meet local code.",
"Front entry likely has at least a knob lock; presence of a full compliant deadbolt is not confirmed and should be verified/installed if missing."
],
"overall_score": 73.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "801 Harang Ave, Metairie, LA, 70001",
"aggregate": {
"summary": "This 2-bed cottage appears largely rent‑ready with new kitchen appliances, solid hardwood floors, intact roofline, and usable exterior parking/garage. Primary NSPIRE risks are items not visible in photographs: presence and operation of smoke and CO alarms, existence of GFCI protection in kitchen/bath, condition of electrical service panel and water heater, and verification of HVAC operation. Most defects seen are cosmetic or small repairs (porch decking, weathered shutters, landscaping). With a brief checklist (install/verify detectors, confirm GFCI and panel condition, minor exterior carpentry), the property is likely to pass an initial HCV inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 77.7,
"rationale": "Interior finishes are generally intact: original hardwoods look resurfaced and in good condition with only a small patched area visible in the living room. Kitchen has new stainless appliances (gas stove, dishwasher, fridge) and updated cabinets/countertops. Bathroom is dated but appears functional. Exterior shows weathered shutters/cedar shingle areas and some cosmetic wear on the covered porch decking and garden structures. No major visible broken windows, collapsed surfaces, or exposed structural elements. Overall mostly cosmetic and moderate repair items; missing/aged trim and porch decking likely require minor work."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 71.7,
"rationale": "Driveway is long and in good condition with gated access and a separate garage/workshop present (valuable for tenants). Yard is deep but shows overgrown areas and a few worn spots; a garden shed and greenhouse exist. Front foundation/brick skirt looks intact; gutters are present. Covered back porch is serviceable though decking and posts look weathered. No visible major foundation cracks or drainage pooling in photos. Overall site is functional but needs some cleanup and minor repairs to porch and landscaping."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 63.3,
"rationale": "No obvious life‑threatening hazards in photos: ceilings intact, no collapsed areas, no standing water visible, bedroom windows appear large enough for egress. A ceiling HVAC vent is visible suggesting central HVAC ducting. However no smoke detectors or CO alarm are visible in photos (required), GFCI outlets in kitchen/bath are not shown, and the electrical panel/condition is not visible. Entry door hardware shows a knob but deadbolt is not visible in photos. Porch railings exist at front but rear covered porch guard/detail is not fully shown. Given photo limitations, there is moderate NSPIRE risk primarily from unverified detectors, GFCI protection, and unknown panel/wiring."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 68.3,
"rationale": "Roof shingles appear in serviceable condition with no visible sagging or active leaks in interior photos. Ceiling vents indicate a central HVAC/duct system likely present; condition and operational status unknown. Kitchen appliances are new and a gas range is installed (gas connection presumed). Water heater and electrical panel are not pictured so their age/condition cannot be verified. Plumbing fixtures (sink, tub, toilet) appear intact. Overall systems appear present and likely functional but lack direct visual confirmation of key equipment (water heater, service panel, furnace/AC unit), so moderate risk remains."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in photos (NSPIRE required).",
"No electrical panel or GFCI outlets visible to verify modern electrical safety.",
"Back/covered porch decking and some exterior wood elements are weathered and may require repair to meet safe walking/guardrail standards."
],
"confidence": 0.92,
"assumptions": [
"Central HVAC is present and operable (inferred from visible ceiling vents).",
"Water heater and electrical service exist and are functional (not shown in photos).",
"Gas appliance connections are properly installed for the pictured gas range.",
"Door entry hardware includes a secure lock; if no deadbolt exists it would be added prior to tenancy.",
"No active roof leaks or recent water intrusion beyond what is visible in photos.",
"No evidence of severe mold, termite infestation, or major foundation movement beyond what is visible.",
"Property was photographed vacant and cleaned for listing; some items (detectors, GFCIs) may have been removed prior to photos or simply not visible."
],
"score_method": "mean_of_criteria",
"overall_score": 70.8,
"rubric_version": "nsPIRE-2024-1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7163265860"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.