Property ID: 7168872198
246 East Ave, Harahan, LA, 70123
Harahan, LA
Money Down: $59,760
CoC Return: -6.23%
Monthly Cash Flow: $-310
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$49,800
Closing Costs
$9,960
Total Down
$59,760
Investment Snapshot
Purchase Price
$249,000
Money Down
$59,760
Cash-on-Cash Return
-6.23%
Rent
$1,303
Monthly Cash Flow
$-310
Annual Cash Flow
$-3,724
Debt Service / Mo
$1,325
Property Tax / Mo
$76
Insurance / Mo
$82
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$82
Property Tax
$76
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$1,015
Debt Service
$1,325
Cash Flow After Debt
$-310
Quality Score: 86.20%
Confidence: 90.00%
This property appears largely turnkey and would likely pass an initial Housing Choice Voucher / NSPIRE inspection after addressing a small set of verifiable safety items. Interior and exterior show recent, quality renovations and system upgrades (roof 2021, AC 2024/2020, water heater 2020, electrical/plumbing 2020). The primary NSPIRE risks are lack of visible smoke and carbon monoxide detectors in the photos and unverified GFCI coverage and electrical panel condition — these are typically quick fixes. No major structural, water intrusion, or active hazard indicators are visible. Overall readiness: high; likely rent-ready within 1–2 weeks provided detectors and minor code checks are completed.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$249,000
Beds
2
Baths
1
Living Area
1,055 sqft
Lot Size
—
Year Built
1955
Days on Market
55
Capital Outlay
$59,760
Debt Service
$1,325
Property Tax / Mo
$76
Insurance / Mo
$82
Property Description
ADORABLE renovated cottage in a prime location! Enjoy the SERENE sounds of St. Rita's church bells and VIEWS of summer blooming crape myrtles from your front porch & bedroom. The LEADED GLASS front door opens to the living room highlighting crown molding, abundant natural light and views of the spacious PENINSULA with seating and pendant lighting. Stylish kitchen features luxurious GRANITE counters, white shaker soft-close cabinetry and stainless appliances (GE 5 BURNER stove with grille & microwave, LG REFRIGERATOR with ice maker, water dispenser & filter, stainless steel inside & out dishwasher). This OPEN CONCEPT design creates an inviting atmosphere, perfect for entertaining and everyday living. Enjoy having an additional bi-level BONUS ROOM that offers a linear ventless FIREPLACE with reclaimed wood accents, opening shelving & direct front yard access - ideal for a 3rd bedroom, office or den. The CHIC updated bath boasts a new soaker tub with designer mosaic tile work. Major UPDATES: NEWER ROOF (09/2021), exterior AC (06/2024), FRESHLY painted interiors (01/2026), and 2020 UPDATES to electrical, plumbing, DBL insulated windows, interior AC unit, water heater (40-gallon Rheem), doors, fixtures, flooring (newer in living/kitchen/hall 07/2025), fence, concrete DBL wide driveway & sidewalk. Indoor laundry includes washer, dryer & storage shelves. L-shaped spacious yard with 6 FT tall fence, 9x12 SHED and option for rear yard access. Located in Flood ZONE X with a low $474/year premium. This turn-key GEM is located near restaurants & EASY access to multiple locations via Jefferson Hwy, River Rd or Earhart Expressway (1/2 mile to Mississippi River Trail, 4 miles to Ochsner Medical Center, 9.6 miles to the airport)! Some photos are virtually staged.
Utility Allowances
heating
$61
Selected 'natural_gas' as the property details explicitly list 'Gas: Natural' and 'Central' heating.
cooking
$10
Selected 'natural_gas' as the property details list a 'Range/Oven' and 'Gas: Natural'.
water_heating
$21
Selected 'natural_gas' as the property details mention a water heater and list 'Gas: Natural'.
other_electric
$57
A standard allowance for lighting and appliances not covered by other specific utility categories.
water
$36
The property details state the water source is 'Public'.
sewer
$39
The property details state the sewer type is 'City' / 'Public Sewer'.
trash_collection
$25
Trash collection is assumed as a standard municipal service for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$986
DP3 Annual Estimate$986
DP1 Monthly Equivalent$82
DP3 Monthly Equivalent$82
Replacement Value$79,500
Basis1,055 sqft / 1955
Nearby Houses
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320 East Ave
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350 Carolyn Dr
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187 Haroleans St
sold · 0.13 mi
Price: $375,000
4 bd / 3 ba · 2,480 sqft
Latest sale: —
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367 Carolyn Dr
for_sale · 0.14 mi
Price: $200,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
362 West Ave
off_market · 0.14 mi
Price: $339,900
4 bd / 3 ba · 2,037 sqft
Latest sale: —
Latest rent: —
Photo unavailable
159 Elaine Ave
off_market · 0.14 mi
Price: $1,645,000
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Latest sale: —
Latest rent: —
Photo unavailable
177 Bailey St
for_sale · 0.14 mi
Price: $259,000
2 bd / 1 ba · 750 sqft
Latest sale: — on Nov 16, 2011
Latest rent: $1,200 on Jun 04, 2013
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing claims (electrical/plumbing updates 2020, roof 2021, HVAC and water heater dates) are accurate and systems are functioning.
- Smoke detectors and carbon monoxide alarms are not visible in photos; assumed not verified and will need confirmation or installation prior to inspection.
- GFCI protection in kitchen/bathrooms and presence of a safe, labeled electrical panel are not visible and assumed unverified.
- Interior photos include virtual staging; furnishings do not impact inspection condition.
- Washer and dryer are present per listing; functionality is assumed but not visually confirmed in provided images.
- No significant concealed mold, active leaks, or foundation movement are present; absence inferred from clean finishes and lack of staining in photos.
- Ventless linear fireplace noted in listing is installed per photos; safe operation and proper clearances/CO monitoring must be confirmed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $881 | $112,000 | $11,200 |
| 2024 | $886 | $112,000 | $11,200 |
| 2023 | $865 | $105,300 | $10,530 |
| 2022 | $1,155 | $105,300 | $10,530 |
| 2021 | $1,081 | $105,300 | $10,530 |
| 2020 | $1,072 | $105,300 | $10,530 |
| 2019 | $1,091 | $105,300 | $10,530 |
| 2018 | $1,006 | $105,300 | $10,530 |
| 2017 | $922 | $105,300 | $10,530 |
| 2016 | $918 | $105,300 | $10,530 |
| 2015 | $932 | $105,300 | $10,530 |
| 2014 | $929 | $105,300 | $10,530 |
| 2013 | $949 | $105,300 | $10,530 |
| 2012 | $445 | $105,300 | $10,530 |
| 2011 | $457 | $106,200 | $10,620 |
| 2010 | $691 | $106,200 | $10,620 |
| 2009 | $937 | $106,200 | $10,620 |
| 2008 | $200 | — | $10,620 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2020-09-28 | Sold | — |
| 2020-03-20 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2022-12-02 | Listed for rent | $1,600 | — |
Photo Gallery
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"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' as the property details explicitly list 'Gas: Natural' and 'Central' heating.",
"utility": "heating",
"allowance": 61
},
{
"note": "Selected 'natural_gas' as the property details list a 'Range/Oven' and 'Gas: Natural'.",
"utility": "cooking",
"allowance": 10
},
{
"note": "Selected 'natural_gas' as the property details mention a water heater and list 'Gas: Natural'.",
"utility": "water_heating",
"allowance": 21
},
{
"note": "A standard allowance for lighting and appliances not covered by other specific utility categories.",
"utility": "other_electric",
"allowance": 57
},
{
"note": "The property details state the water source is 'Public'.",
"utility": "water",
"allowance": 36
},
{
"note": "The property details state the sewer type is 'City' / 'Public Sewer'.",
"utility": "sewer",
"allowance": 39
},
{
"note": "Trash collection is assumed as a standard municipal service for a single-family home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.24,
"down_payment_amount": 49800.0,
"property_tax_annual": 907.43,
"property_tax_monthly": 75.62,
"property_tax_increase": 0.03,
"utility_allowance_total": 249.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -3724.42,
"property_management_monthly": 130.3,
"monthly_cash_flow_after_debt": -310.37,
"cash_on_cash_return_after_debt": -0.07
},
"section8_assessment": {
"runs": [
{
"summary": "This property appears largely turnkey and would likely pass an initial Housing Choice Voucher / NSPIRE inspection after addressing a small set of verifiable safety items. Interior and exterior show recent, quality renovations and system upgrades (roof 2021, AC 2024/2020, water heater 2020, electrical/plumbing 2020). The primary NSPIRE risks are lack of visible smoke and carbon monoxide detectors in the photos and unverified GFCI coverage and electrical panel condition — these are typically quick fixes. No major structural, water intrusion, or active hazard indicators are visible. Overall readiness: high; likely rent-ready within 1–2 weeks provided detectors and minor code checks are completed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 90.0,
"rationale": "Photos and listing show a comprehensive cosmetic renovation: fresh paint (01/2026), new/updated flooring (07/2025), new cabinets and granite counters, stainless appliances present (fridge, 5-burner gas range, microwave, dishwasher), replaced fixtures, finished concrete double driveway, new fence and driveway, and an updated roof (09/2021). Interior finishes look intact with no visible damage, peeled paint, or significant wear. Missing items that would reduce score are minimal; overall looks turnkey."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 75.0,
"rationale": "No obvious life‑threatening hazards in photos (no sagging ceilings, active leaks, standing water, exposed wiring or open electrical panels visible). Listing cites 2020 electrical/plumbing updates and present HVAC and water heater. However smoke detectors and CO alarms are not visible in the photographs (CO detectors are critical because a gas stove and a ventless gas-style fireplace are present). GFCI outlet coverage in kitchen/bath and bedroom egress compliance are not visually confirmed. Entry door appears solid but deadbolt is not clearly shown. Because documentation of detectors and GFCI is not visible, assign a moderate deduction for NSPIRE risk; nevertheless no severe hazards are observed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof, Water Heater)",
"score": 85.0,
"rationale": "Listing documents recent system work: newer roof (09/2021), exterior AC 06/2024 and interior AC updated 2020, water heater 40‑gal Rheem (2020), and electrical/plumbing updates (2020). Appliances appear installed and appropriate. No visible indications of system distress (no roof staining inside, no rusted equipment, no visible water damage). Reasonably low mechanical risk given the documented updates."
},
{
"key": "exterior_site",
"label": "Exterior and Site Condition",
"score": 85.0,
"rationale": "Exterior photos show intact vinyl siding, a well‑maintained lawn, 6' privacy fence, concrete double driveway and sidewalk, and a 9x12 shed per listing. No obvious foundation failure or major drainage pooling visible. A mature tree is close to the house on the right side — visible but not showing obvious damage; may warrant routine inspection for roots/roof debris. Overall exterior appears well maintained and secure."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Occupancy",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.8,
"assumptions": [
"Listing claims (electrical/plumbing updates 2020, roof 2021, HVAC and water heater dates) are accurate and systems are functioning.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assumed not verified and will need confirmation or installation prior to inspection.",
"GFCI protection in kitchen/bathrooms and presence of a safe, labeled electrical panel are not visible and assumed unverified.",
"Interior photos include virtual staging; furnishings do not impact inspection condition.",
"Washer and dryer are present per listing; functionality is assumed but not visually confirmed in provided images.",
"No significant concealed mold, active leaks, or foundation movement are present; absence inferred from clean finishes and lack of staining in photos.",
"Ventless linear fireplace noted in listing is installed per photos; safe operation and proper clearances/CO monitoring must be confirmed."
],
"overall_score": 84.0,
"rubric_version": "ns_poirev_v1.0"
},
{
"summary": "This single-family cottage appears turnkey and very likely to pass an initial HCV/NSPIRE inspection after routine verification of life‑safety devices and quick system function checks. The property shows comprehensive cosmetic and systems upgrades (roof 2021, exterior AC 2024, interior HVAC and utilities updated 2020), modern kitchen appliances, new flooring and paint, a good driveway and fenced yard. The primary inspection risk is the absence of visible smoke and carbon monoxide alarms and GFCI outlets in the photos — these are often verified on-site and must be present and operational. If alarms and GFCI protection are in place and functional, the home should be inspection-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 88.0,
"rationale": "Photos and listing describe a recent full cosmetic renovation: fresh paint (01/2026), new/updated flooring, updated kitchen with granite counters and stainless appliances, updated bath, fenced yard and concrete driveway. No visible deferred maintenance, damaged drywall, or exposed subfloor. Missing/loose minor finish items (thresholds, minor trim) may exist but are easy repairs. Appliances are shown as present in listing (stove, refrigerator, dishwasher, washer/dryer)."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "No visible life‑threatening hazards in photos (no sagging ceilings, no standing water, no exposed wiring). Doors/windows appear secure and egress looks adequate. However smoke detectors and carbon monoxide alarms are not visible in the photos (required for rental and especially important because listing shows a gas range and a ventless fireplace). GFCI outlets near kitchen sink are not clearly visible. Handrails are present on the front steps. Verification of detector placement, GFCI protection, and functional alarm units will likely be required at inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 88.0,
"rationale": "Listing documents system updates: newer roof (09/2021), exterior AC 06/2024, interior AC 2020, updated electrical and plumbing (2020), 40‑gal Rheem water heater (2020). Vents and HVAC registers visible in ceilings. Appliances shown and appear recently installed. No visual indicators of roof leaks, plumbing failures, or electrical panel problems in photos. Mechanical documentation or quick system function checks (HVAC run, hot water, panel labeling) should be obtained but overall systems appear in good condition."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 90.0,
"rationale": "Exterior photos show intact siding, recent roof, double-wide concrete driveway and sidewalk, 6‑ft privacy fence, landscaped beds and a shed. Yard appears graded and drainage away from the foundation looks typical for site photos. No visible foundation cracks, major siding damage, or standing water. Mature tree near house should be evaluated for root/overhang risk but is not an immediate visible defect."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Smoke detectors and carbon monoxide alarms are not visible in photos — must verify presence and placement; CO alarm is particularly required if gas appliances are present.",
"Kitchen has a gas range per listing; CO alarm verification and proper gas hookup/venting inspection required.",
"Listing mentions a 'ventless fireplace' — verify manufacturer installation instructions, clearances, and that it does not create combustion/CO hazards. (If electric, ensure proper electrical installation.)"
],
"confidence": 0.8,
"assumptions": [
"Photos and listing reflect the current condition of the entire unit (no major areas hidden from photos).",
"Appliances listed (gas range, refrigerator, dishwasher, washer/dryer) are present and functional; gas range is installed per code.",
"Electrical panel is intact and was updated/inspected when electrical work was performed in 2020; no visible exposed wiring exists beyond photos.",
"HVAC units (interior and exterior) are operational — vents/registers visible in photos are connected to working system.",
"No active roof leaks or significant concealed water intrusion exist despite limited photo views of roof and attic.",
"Smoke and CO alarms, and required GFCI outlets, may be present but were not visible in photography and therefore must be verified at inspection."
],
"overall_score": 86.0,
"rubric_version": "ns-2026-v1"
},
{
"summary": "This property appears turnkey and is likely to pass an initial HCV/NSPIRE inspection with minimal work. Renovation and system upgrades (roof, HVAC, electrical, plumbing, water heater) are documented and photos show a clean, updated interior and sound exterior. The primary verifications needed before final pass are: presence and proper installation of smoke and CO detectors, confirmation of GFCI protection in kitchen/bath, and confirmation of the fireplace fuel/type and safe installation. Addressing those verification items should allow the property to be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior photos and listing show a recent full cosmetic renovation: fresh paint (01/2026), new/updated flooring, crown molding, new cabinets/counters, and functioning stainless appliances (stove, fridge, dishwasher, microwave) plus included washer/dryer. No visible peeling paint, damaged drywall, or exposed subfloor. Minor items (virtual staging, typical touch-ups) possible but no deferred-maintenance visible. Missing/loose small items not observed; missing appliances are not an issue here because appliances are present."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 85.0,
"rationale": "Listing reports 2020 electrical updates and photos show modern fixtures and intact wiring with no exposed conductors. Hot water heater (40 gal Rheem) replaced 2020; kitchen appliances and plumbing fixtures appear operational. Roof replaced 09/2021 per listing. No visible major hazards (no sagging ceilings, no active leaks, no collapsed elements). Smoke and CO detectors are not visible in photos — NSPIRE requires smoke detectors in required locations and CO detectors where applicable; these should be verified/installed. GFCI protection in kitchen/bath is not directly visible; electrical updates make GFCI likely but should be confirmed. Egress windows appear present in main rooms; entry door looks secure though a deadbolt is not clearly visible in photos — verify. Overall low risk but verification of detectors, GFCI and fireplace fuel type is needed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 90.0,
"rationale": "Listing documents major system upgrades: roof 09/2021, exterior AC 06/2024 and interior AC 2020, electrical and plumbing updated 2020, and water heater 2020. Photos show central HVAC vents and modern kitchen appliances. No visible signs of plumbing leaks, corrosion, or electrical panel issues in the imagery. Given these reported replacements and absence of visible defects, major systems appear sound. On-site verification of HVAC operation and water heater temperature/pressure is recommended prior to inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 90.0,
"rationale": "Exterior photos show well-maintained vinyl siding, a relatively new roof, double-wide concrete driveway and sidewalk, and a 6-ft fence enclosing the rear yard. Yard and walkways are flat with no visible standing water. Steps and a handrail are present at the front entry. A 9x12 shed and fenced yard are present per listing. No obvious foundation movement, major siding damage, or exterior deterioration visible from provided images."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Ventless fireplace (listed as 'ventless') — confirm fuel source and installation. If a gas ventless unit is present, it can present CO hazards and will require verification/mitigation.",
"Smoke detectors and carbon monoxide detectors are not visible in photos — verify presence, placement, and functionality prior to inspection."
],
"confidence": 0.75,
"assumptions": [
"Interior photos and listing text accurately represent the current condition (some photos are virtually staged as noted).",
"Electrical updates (2020) included code-compliant panel and GFCI installations; GFCI protection still needs on-site confirmation.",
"Smoke detectors and carbon monoxide detectors are not visible in photos but are assumed to be likely installed given full renovation; they must be verified and installed if absent.",
"The 'ventless fireplace' shown in photos is likely an electric insert (photo shows an electric-style linear unit), but fuel type must be confirmed; if gas ventless, additional inspection/mitigation may be required.",
"HVAC and water heater are operational as reported (A/C exterior 06/2024, interior unit 2020, water heater 2020) — on-site testing recommended.",
"No hidden structural or moisture damage exists beyond what is visible; the property is in Flood Zone X per listing and no recent flood damage is reported.",
"Stairs, handrails, windows, and entry/egress meet minimum safety/egress standards visually, but measurements and confirmations (egress window size, door locks) must be done on-site."
],
"overall_score": 89.0,
"rubric_version": "nsPIRE-v1-2026-03"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "246 East Ave, Harahan, LA, 70123",
"aggregate": {
"summary": "This property appears largely turnkey and would likely pass an initial Housing Choice Voucher / NSPIRE inspection after addressing a small set of verifiable safety items. Interior and exterior show recent, quality renovations and system upgrades (roof 2021, AC 2024/2020, water heater 2020, electrical/plumbing 2020). The primary NSPIRE risks are lack of visible smoke and carbon monoxide detectors in the photos and unverified GFCI coverage and electrical panel condition — these are typically quick fixes. No major structural, water intrusion, or active hazard indicators are visible. Overall readiness: high; likely rent-ready within 1–2 weeks provided detectors and minor code checks are completed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 89.3,
"rationale": "Photos and listing show a comprehensive cosmetic renovation: fresh paint (01/2026), new/updated flooring (07/2025), new cabinets and granite counters, stainless appliances present (fridge, 5-burner gas range, microwave, dishwasher), replaced fixtures, finished concrete double driveway, new fence and driveway, and an updated roof (09/2021). Interior finishes look intact with no visible damage, peeled paint, or significant wear. Missing items that would reduce score are minimal; overall looks turnkey."
},
{
"key": "exterior_site",
"label": "Exterior and Site Condition",
"score": 88.3,
"rationale": "Exterior photos show intact vinyl siding, a well‑maintained lawn, 6' privacy fence, concrete double driveway and sidewalk, and a 9x12 shed per listing. No obvious foundation failure or major drainage pooling visible. A mature tree is close to the house on the right side — visible but not showing obvious damage; may warrant routine inspection for roots/roof debris. Overall exterior appears well maintained and secure."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Occupancy",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 79.3,
"rationale": "No obvious life‑threatening hazards in photos (no sagging ceilings, active leaks, standing water, exposed wiring or open electrical panels visible). Listing cites 2020 electrical/plumbing updates and present HVAC and water heater. However smoke detectors and CO alarms are not visible in the photographs (CO detectors are critical because a gas stove and a ventless gas-style fireplace are present). GFCI outlet coverage in kitchen/bath and bedroom egress compliance are not visually confirmed. Entry door appears solid but deadbolt is not clearly shown. Because documentation of detectors and GFCI is not visible, assign a moderate deduction for NSPIRE risk; nevertheless no severe hazards are observed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof, Water Heater)",
"score": 87.7,
"rationale": "Listing documents recent system work: newer roof (09/2021), exterior AC 06/2024 and interior AC updated 2020, water heater 40‑gal Rheem (2020), and electrical/plumbing updates (2020). Appliances appear installed and appropriate. No visible indications of system distress (no roof staining inside, no rusted equipment, no visible water damage). Reasonably low mechanical risk given the documented updates."
}
],
"red_flags": [],
"confidence": 0.9,
"assumptions": [
"Listing claims (electrical/plumbing updates 2020, roof 2021, HVAC and water heater dates) are accurate and systems are functioning.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assumed not verified and will need confirmation or installation prior to inspection.",
"GFCI protection in kitchen/bathrooms and presence of a safe, labeled electrical panel are not visible and assumed unverified.",
"Interior photos include virtual staging; furnishings do not impact inspection condition.",
"Washer and dryer are present per listing; functionality is assumed but not visually confirmed in provided images.",
"No significant concealed mold, active leaks, or foundation movement are present; absence inferred from clean finishes and lack of staining in photos.",
"Ventless linear fireplace noted in listing is installed per photos; safe operation and proper clearances/CO monitoring must be confirmed."
],
"score_method": "mean_of_criteria",
"overall_score": 86.2,
"rubric_version": "ns_poirev_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7168872198"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.