Property ID: 7172847426
917 Court T, Birmingham, AL, 35214
Birmingham, AL
Money Down: $16,800
CoC Return: 29.94%
Monthly Cash Flow: $419
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$14,000
Closing Costs
$2,800
Total Down
$16,800
Investment Snapshot
Purchase Price
$69,999
Money Down
$16,800
Cash-on-Cash Return
29.94%
Rent
$1,022
Monthly Cash Flow
$419
Annual Cash Flow
$5,029
Debt Service / Mo
$373
Property Tax / Mo
$73
Insurance / Mo
$55
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,022
Payment Standard
$1,518
Rent
$1,022
Insurance
$55
Property Tax
$73
Management
$102
Utilities Allowance
$496
NOI (Monthly)
$792
Debt Service
$373
Cash Flow After Debt
$419
Quality Score: 64.70%
Confidence: 88.00%
Overall condition is moderately good with visible recent interior renovations; property is close to Section 8/NSPIRE rent-ready but has some actionable inspection risks. Key remediation before listing for Section 8 should include installing a CO detector, addressing GFCI requirements in the kitchen/bath as applicable, repairing the spalled front steps/porch (trip hazard), verifying bedroom egress window sizes or providing compliant egress, and documenting operation of heating, hot water, and electrical systems. Absent those verifications/fixes, the unit has moderate risk of initial inspection items failing.
Section 8 Payment Standard
$1,518
Utility Allowance Total
$496
Guaranteed Section 8 Rent (PS - Utilities)
$1,022
Property Management
$102
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$69,999
Beds
3
Baths
1
Living Area
925 sqft
Lot Size
4,792 sqft
Year Built
1950
Days on Market
6
Capital Outlay
$16,800
Debt Service
$373
Property Tax / Mo
$73
Insurance / Mo
$55
Property Description
Completely remodeled featuring 3 bedrooms, 1 bath, large backyard.
Utility Allowances
Heating
$93
The property has electric heating. 'Elec Heat: Ala Power' was selected as a major provider for the Birmingham area.
Cooling
$22
The property has electric window AC units. 'A/C: Alabama Power' was selected as a major provider for the area.
Cooking
$15
The property has a gas cooktop. 'N'Gas: Spire' was selected as it is a primary natural gas provider in the area.
Water Heating
$35
The property has a gas water heater. 'N'Gas: Spire' was selected for consistency as the area's primary natural gas provider.
Other Electric
$68
This is a baseline allowance for general electric use (lights, outlets). 'Ala Power' was selected as the most common provider.
Water
$78
The property is listed with 'Public Water' in Birmingham. The 'Water: Birmingham' schedule option was used.
Sewer
$151
The property is listed as 'Sewer: Connected'. The standard fixed allowance is applied based on the schedule for a 3-bedroom unit.
Trash Collection
$20
This is a standard utility for a single-family home. As no specific Birmingham provider is listed, the 'Jefferson City (Once per week)' option was chosen as a reasonable default for the area.
Refrigerator
$8
The refrigerator is not mentioned as a provided appliance and is therefore assumed to be tenant-owned.
Range/Microwave
$6
A microwave is not mentioned as a provided appliance and is therefore assumed to be tenant-owned.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$522
DP3 Annual Estimate$790
DP1 Monthly Equivalent$44
DP3 Monthly Equivalent$66
Replacement Value$50,300
Basis925 sqft / 1950
Nearby Houses
Photo unavailable
921 Court T
sold · 0.01 mi
Price: $85,000
3 bd / 1 ba · 1,328 sqft
Latest sale: $85,000 on Jun 20, 2024
Latest rent: —
Photo unavailable
936 Court T
sold · 0.04 mi
Price: $7,000
3 bd / 1 ba · 1,056 sqft
Latest sale: $7,000 on Dec 14, 2018
Latest rent: $700 on Nov 08, 2019
Photo unavailable
2108 10th St
sold · 0.08 mi
Price: $52,500
3 bd / 1 ba · 1,231 sqft
Latest sale: $52,500 on Mar 14, 2022
Latest rent: —
Photo unavailable
1922 10th St
for_sale · 0.09 mi
Price: $25,000
2 bd / 1 ba · 900 sqft
Latest sale: $393 on Mar 04, 2025
Latest rent: —
Photo unavailable
934 Avenue T
sold · 0.10 mi
Price: $59,000
3 bd / 2 ba · 1,812 sqft
Latest sale: $59,000 on Aug 27, 2021
Latest rent: $1,295 on Dec 26, 2025
Risk and Criteria Detail
Red Flags
- success
- No carbon monoxide detector observed while gas service and a gas-fired wall heater are present — required and a common inspection fail.
- Kitchen outlet near sink appears to lack GFCI protection — likely a code/NSPIRE fail.
- Front porch/stairs have spalled brick/mortar and missing corner concrete creating a trip hazard that may cause inspection failure until repaired.
- Window security bars and large fixed exterior window grille may block emergency egress if they are not quick-release — potential life-safety fail.
- Major systems not shown (water heater, electrical panel) — inability to verify hot water and safe electrical distribution is an inspection risk.
Assumptions
- Interior photos are representative of the entire unit (bathroom and water heater not shown).
- Wall heater visible in hallway supplies primary heat; no central forced-air HVAC is present (window ACs are used for cooling).
- Gas service is active (visible gas meter and yellow-capped line in kitchen) but no gas stove or water heater photos were provided.
- Window security bars do not show interior quick-release hardware in the photos; assume they may be fixed unless otherwise documented.
- Electrical panel, water heater, and plumbing drains/fixtures function but were not shown for verification.
- Smoke alarm seen is operational; CO alarm not observed and therefore assumed absent.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $856 | $59,100 | $11,820 |
| 2023 | $856 | $59,100 | $11,820 |
| 2022 | $653 | $45,100 | $9,020 |
| 2021 | $653 | $45,100 | $9,020 |
| 2020 | $653 | $45,100 | $9,020 |
| 2019 | $653 | $45,100 | $9,020 |
| 2016 | $568 | $39,200 | $7,840 |
| 2010 | $582 | $40,800 | $8,160 |
| 2009 | $582 | $40,800 | $8,160 |
| 2008 | $594 | $41,700 | $8,340 |
| 2007 | $586 | $41,100 | $8,220 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-12-16 | Sold | $59,100 |
Photo Gallery
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{
"note": "The property is listed with 'Public Water' in Birmingham. The 'Water: Birmingham' schedule option was used.",
"utility": "Water",
"allowance": 78
},
{
"note": "The property is listed as 'Sewer: Connected'. The standard fixed allowance is applied based on the schedule for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 151
},
{
"note": "This is a standard utility for a single-family home. As no specific Birmingham provider is listed, the 'Jefferson City (Once per week)' option was chosen as a reasonable default for the area.",
"utility": "Trash Collection",
"allowance": 20
},
{
"note": "The refrigerator is not mentioned as a provided appliance and is therefore assumed to be tenant-owned.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "A microwave is not mentioned as a provided appliance and is therefore assumed to be tenant-owned.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.68,
"down_payment_amount": 13999.8,
"property_tax_annual": 881.68,
"property_tax_monthly": 73.47,
"property_tax_increase": 0.03,
"utility_allowance_total": 496.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 5029.15,
"property_management_monthly": 102.2,
"monthly_cash_flow_after_debt": 419.1,
"cash_on_cash_return_after_debt": 0.36
},
"section8_assessment": {
"runs": [
{
"summary": "Overall condition is moderately good with visible recent interior renovations; property is close to Section 8/NSPIRE rent-ready but has some actionable inspection risks. Key remediation before listing for Section 8 should include installing a CO detector, addressing GFCI requirements in the kitchen/bath as applicable, repairing the spalled front steps/porch (trip hazard), verifying bedroom egress window sizes or providing compliant egress, and documenting operation of heating, hot water, and electrical systems. Absent those verifications/fixes, the unit has moderate risk of initial inspection items failing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently renovated: new vinyl plank flooring, fresh paint, updated cabinets and countertops, modern ceiling fans and light fixtures. Kitchen sink and cabinetry look serviceable. Missing major appliances (stove and refrigerator) — reduces turnkey readiness moderately but is a capital fix. Exterior front steps and porch show spalled brick/mortar and concrete patching at the base of steps; porch paint is worn. Minor cosmetic repairs (touch-up on brick/step, porch paint) recommended but no evidence of widespread deferred interior maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 50.0,
"rationale": "Smoke detector visible in hallway (good). However: no carbon monoxide detector observed in photos (required when gas appliances/heating present) — moderate to high inspection risk. Kitchen outlet near sink does not show GFCI protection — likely a fail in many jurisdictions. Bedroom egress windows are small in photos; egress compliance cannot be confirmed and could fail if they do not meet size/height requirements. Window AC units and security bars on windows are present; bars appear fixed from exterior (unknown if quick-release) — potential egress/fire-safety failure. Handrails/guardrails exist on steps/porch but steps have spalled edges creating a trip hazard. No obvious exposed live wiring observed in photos."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 55.0,
"rationale": "No central HVAC observed — cooling appears to be window units and heating uses a wall heater visible in the hallway (likely gas). Presence of gas meter and yellow-capped gas line at kitchen suggests gas service is active. Water heater and main electrical panel were not shown — unknown condition (inspection risk). Plumbing fixtures shown (kitchen sink) appear functional; laundry hookup visible. Roof condition not fully visible but roof edge/shingle exposure shows wear at eaves (minor). Because major systems (water heater, electrical panel, central HVAC) were not shown, assign a moderate score; repairs or verification may be needed before inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Brick exterior overall intact with typical age-related wear. Driveway has surface moss/algae (slippery when wet) and should be cleaned. Front porch/steps show brick and mortar spalling and some missing corner concrete — trip hazard and should be repaired. Soffits/roof edge show some staining/age; gutters not visible. Yard and walkways appear level and fenced; no standing water or obvious infestation visible. Overall, site is functional but needs modest exterior repairs for safety and curb appeal."
}
],
"red_flags": [
"No carbon monoxide detector observed while gas service and a gas-fired wall heater are present — required and a common inspection fail.",
"Kitchen outlet near sink appears to lack GFCI protection — likely a code/NSPIRE fail.",
"Front porch/stairs have spalled brick/mortar and missing corner concrete creating a trip hazard that may cause inspection failure until repaired.",
"Window security bars and large fixed exterior window grille may block emergency egress if they are not quick-release — potential life-safety fail.",
"Major systems not shown (water heater, electrical panel) — inability to verify hot water and safe electrical distribution is an inspection risk."
],
"confidence": 0.6,
"assumptions": [
"Interior photos are representative of the entire unit (bathroom and water heater not shown).",
"Wall heater visible in hallway supplies primary heat; no central forced-air HVAC is present (window ACs are used for cooling).",
"Gas service is active (visible gas meter and yellow-capped line in kitchen) but no gas stove or water heater photos were provided.",
"Window security bars do not show interior quick-release hardware in the photos; assume they may be fixed unless otherwise documented.",
"Electrical panel, water heater, and plumbing drains/fixtures function but were not shown for verification.",
"Smoke alarm seen is operational; CO alarm not observed and therefore assumed absent."
],
"overall_score": 62.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3-bed, 1-bath single-family appears recently remodeled inside and is close to rent-ready for Housing Choice Voucher tenancy, but several verification items and minor repairs are needed before a confident NSPIRE pass. Interior cosmetic and finish work is in good shape (new flooring, paint, fixtures). Primary inspection risks: front porch/steps need repair to remove trip hazards, window security bars may impede required bedroom egress unless quick-release hardware is present, kitchen outlets lack visible GFCI protection, and key systems (water heater, electrical panel, and heating operation) are not shown and must be confirmed operational. With appliance installation (stove/fridge), GFCI installation if required, step repairs, and egress verification, the unit is likely to pass within 7–30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior appears recently remodeled: new vinyl plank flooring, fresh paint, functioning ceiling fans and fixtures. Kitchen cabinets and sink installed. Missing major appliances (no stove or refrigerator visible) which lowers turnkey readiness but are capital-only items. Exterior porch and front steps show chipped bricks/concrete and peeling paint that need repair and cosmetic touch-up. Overall only moderate, mostly cosmetic and appliance-completion work required."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 60.0,
"rationale": "Smoke detector visible in hallway (positive). Entry has a metal security door/lock. No exposed wiring or obvious plumbing leaks visible. Deficiencies/risks: window security bars on front windows may block emergency egress unless they have quick-release (not shown); front steps have missing/chipped brick and uneven surfaces (trip hazard); kitchen outlets near sink do not show a GFCI device or protected receptacle (potential code fail); carbon monoxide alarm not visible. Bedrooms' egress windows not verifiable from photos. These create moderate inspection risk until verified/remediated."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 60.0,
"rationale": "No central HVAC equipment is shown; the property appears to use a wall heater (visible in hallway) and a window A/C unit — these can meet heating/cooling requirements if operating but must be proven functional. Gas meter and stove hookup visible in kitchen. Water heater and main electrical panel are not shown; their condition is unknown. Roof edge shows minor shingle curl/aged flashing at the front eave and staining on the soffit that could indicate past moisture intrusion; not an immediate collapse risk from photos but should be inspected. Given visible systems and unknowns, assign a moderate score pending verification of hot water, heating operation, and electrical panel condition."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Brick exterior and foundation appear generally intact with no obvious severe foundation movement in photos. Driveway has moss/vegetation indicating poor drainage/maintenance; front porch soffit shows staining and some wear. Steps and tuckpointing at the porch corners are deteriorated and require repair. Chain-link fence and yard appear serviceable; large backyard noted but not shown in detail. No visible standing water or major structural exterior damage in provided photos."
}
],
"red_flags": [
"Window security bars on front windows that may block emergency egress (no quick-release visible).",
"Deteriorated front porch steps and missing/chipped bricks creating trip hazard and possible handrail anchorage issues.",
"No visible GFCI-protected receptacle at kitchen sink (potential electrical/code failure).",
"Front roof edge/shingle curl and soffit staining that warrant roofing inspection for potential moisture intrusion."
],
"confidence": 0.6,
"assumptions": [
"Photos accurately represent the current condition; interior remodel photos are recent.",
"The visible smoke detector is operational (battery/power not tested).",
"Window security bars are fixed-mounted (no quick-release hardware shown) — assumed to potentially block egress until proven otherwise.",
"No water heater, electrical panel, or central HVAC photos were provided; assume they exist but require verification of functionality and safety compliance.",
"Kitchen appliances (stove/refrigerator) are not present in photos and would be provided by owner or tenant; absence is treated as a moderate (capital) deficiency, not an automatic fail.",
"No evidence of active roof leaks or major foundation movement was visible in supplied photos; minor soffit staining may indicate past moisture only.",
"Bedrooms have windows but their clear opening dimensions for emergency egress are not verifiable from images; assume marginal compliance until measured."
],
"overall_score": 64.0,
"rubric_version": "nsplore-v1.0"
},
{
"summary": "This 3BR/1BA brick house appears recently remodeled inside and is close to Section 8 rental-ready but has a few moderate inspection risks. Strengths: fresh interior finishes, functioning fixtures, smoke detector visible, heating and cooling devices present. Main issues that could trigger NSPIRE findings: spalled/deteriorated front steps (trip hazard), security bars on the large front window (egress concern if not quick-release), probable lack of GFCI protection at kitchen sink, unknown presence of CO alarm and unknown locations/condition of electrical panel and water heater. With targeted fixes (repair front steps/porch, install/verify GFCI outlets, confirm/modify window bars for egress or provide alternate egress, confirm CO alarm and water heater function, verify roof/soffit) property should pass an initial HCV inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition and Repairs",
"score": 75.0,
"rationale": "Interior appears recently renovated: new-looking vinyl plank floors, fresh paint, new light fixtures/ceiling fans and kitchen cabinets/sink. Missing major visible appliances (no stove or refrigerator in photos) but hookups present. Exterior porch and front steps show brick spalling, missing mortar/edge damage and chipped paint on porch — repair/point-up work required. Overall cosmetic condition is good-to-fair with several easy-to-fix items; missing appliances reduce score moderately."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 60.0,
"rationale": "A ceiling smoke detector is visible in the hallway (positive). Primary safety concerns: large front living-room window has security bars which may block emergency egress if not quick-release (potential fail if required escape window). Kitchen outlets adjacent to sink do not show a visible GFCI device — likely required by NSPIRE/local code and would be cited. Front steps show spalled bricks and uneven treads (trip hazard). Wall heater and window AC are present, but CO alarm not visible (if gas appliances present a CO alarm is required). No exposed live wiring observed in photos. These are moderate inspection risks that can lead to failed items if not corrected."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 65.0,
"rationale": "Mechanical systems are partially visible: window AC and wall-mounted heater indicate heating/cooling capability (likely functional but untested). Kitchen plumbing fixtures and sink look intact; washer hookups visible. No water heater, electrical panel, or furnace/central HVAC visible in photos — condition and age unknown. Roof edge/shingle lift visible at eave and some soffit staining which could indicate prior water intrusion; roofing condition should be verified. Electrical panel location and condition are unknown. Overall moderate uncertainty and some visible minor roof/soffit issues reduce score."
},
{
"key": "exterior_site",
"label": "Exterior and Site Condition",
"score": 70.0,
"rationale": "Brick exterior appears generally sound and level; chain link fence and sizable backyard present. Driveway has moss/algae and needs cleaning. Porch structure is intact but shows cosmetic and localized brick/step deterioration and chipping paint on porch floor. No obvious foundation settlement or major exterior structural movement observed. Yard and walkways are usable but need minor repairs/cleaning."
}
],
"red_flags": [
"Spalled/uneven front porch steps and chipped stair treads creating a trip/fall hazard (repair required).",
"Security bars on large front window that may restrict emergency egress if they lack quick-release (possible inspection fail).",
"Kitchen outlets adjacent to sink do not show GFCI protection (likely NSPIRE/local code citation).",
"Visible roof edge shingle lift and soffit staining suggesting possible past or current water intrusion (further evaluation needed).",
"No visible water heater or electrical panel in photos (locations/conditions unknown and must be confirmed)."
],
"confidence": 0.7,
"assumptions": [
"Interior photos represent the full scope of living spaces; no other major interior defects exist beyond what is shown.",
"Appliances (stove/refrigerator) are not present in photos and will need to be provided or confirmed prior to move-in.",
"Window bars on the front large window do not have a quick-release mechanism unless otherwise documented (treated as a potential egress hazard).",
"No central HVAC unit is present (window AC units and wall heater pictured are the primary heating/cooling sources).",
"Water heater, electrical panel, and CO alarm locations/function were not shown and are assumed unknown; they must be verified during inspection.",
"Roof condition beyond the visible eave/corner (some lifted shingles and soffit stains) is unknown and may require further evaluation."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "917 Court T, Birmingham, AL, 35214",
"aggregate": {
"summary": "Overall condition is moderately good with visible recent interior renovations; property is close to Section 8/NSPIRE rent-ready but has some actionable inspection risks. Key remediation before listing for Section 8 should include installing a CO detector, addressing GFCI requirements in the kitchen/bath as applicable, repairing the spalled front steps/porch (trip hazard), verifying bedroom egress window sizes or providing compliant egress, and documenting operation of heating, hot water, and electrical systems. Absent those verifications/fixes, the unit has moderate risk of initial inspection items failing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 73.3,
"rationale": "Interior appears recently renovated: new vinyl plank flooring, fresh paint, updated cabinets and countertops, modern ceiling fans and light fixtures. Kitchen sink and cabinetry look serviceable. Missing major appliances (stove and refrigerator) — reduces turnkey readiness moderately but is a capital fix. Exterior front steps and porch show spalled brick/mortar and concrete patching at the base of steps; porch paint is worn. Minor cosmetic repairs (touch-up on brick/step, porch paint) recommended but no evidence of widespread deferred interior maintenance."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 66.7,
"rationale": "Brick exterior overall intact with typical age-related wear. Driveway has surface moss/algae (slippery when wet) and should be cleaned. Front porch/steps show brick and mortar spalling and some missing corner concrete — trip hazard and should be repaired. Soffits/roof edge show some staining/age; gutters not visible. Yard and walkways appear level and fenced; no standing water or obvious infestation visible. Overall, site is functional but needs modest exterior repairs for safety and curb appeal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 56.7,
"rationale": "Smoke detector visible in hallway (good). However: no carbon monoxide detector observed in photos (required when gas appliances/heating present) — moderate to high inspection risk. Kitchen outlet near sink does not show GFCI protection — likely a fail in many jurisdictions. Bedroom egress windows are small in photos; egress compliance cannot be confirmed and could fail if they do not meet size/height requirements. Window AC units and security bars on windows are present; bars appear fixed from exterior (unknown if quick-release) — potential egress/fire-safety failure. Handrails/guardrails exist on steps/porch but steps have spalled edges creating a trip hazard. No obvious exposed live wiring observed in photos."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "No central HVAC observed — cooling appears to be window units and heating uses a wall heater visible in the hallway (likely gas). Presence of gas meter and yellow-capped gas line at kitchen suggests gas service is active. Water heater and main electrical panel were not shown — unknown condition (inspection risk). Plumbing fixtures shown (kitchen sink) appear functional; laundry hookup visible. Roof condition not fully visible but roof edge/shingle exposure shows wear at eaves (minor). Because major systems (water heater, electrical panel, central HVAC) were not shown, assign a moderate score; repairs or verification may be needed before inspection."
}
],
"red_flags": [
"No carbon monoxide detector observed while gas service and a gas-fired wall heater are present — required and a common inspection fail.",
"Kitchen outlet near sink appears to lack GFCI protection — likely a code/NSPIRE fail.",
"Front porch/stairs have spalled brick/mortar and missing corner concrete creating a trip hazard that may cause inspection failure until repaired.",
"Window security bars and large fixed exterior window grille may block emergency egress if they are not quick-release — potential life-safety fail.",
"Major systems not shown (water heater, electrical panel) — inability to verify hot water and safe electrical distribution is an inspection risk."
],
"confidence": 0.88,
"assumptions": [
"Interior photos are representative of the entire unit (bathroom and water heater not shown).",
"Wall heater visible in hallway supplies primary heat; no central forced-air HVAC is present (window ACs are used for cooling).",
"Gas service is active (visible gas meter and yellow-capped line in kitchen) but no gas stove or water heater photos were provided.",
"Window security bars do not show interior quick-release hardware in the photos; assume they may be fixed unless otherwise documented.",
"Electrical panel, water heater, and plumbing drains/fixtures function but were not shown for verification.",
"Smoke alarm seen is operational; CO alarm not observed and therefore assumed absent."
],
"score_method": "mean_of_criteria",
"overall_score": 64.7,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7172847426"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.