Property ID: 7213627740
5213 Java Ave, Birmingham, AL, 35224
Birmingham, AL
Money Down: $16,800
CoC Return: 22.24%
Monthly Cash Flow: $311
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$14,000
Closing Costs
$2,800
Total Down
$16,800
Investment Snapshot
Purchase Price
$70,000
Money Down
$16,800
Cash-on-Cash Return
22.24%
Rent
$854
Monthly Cash Flow
$311
Annual Cash Flow
$3,736
Debt Service / Mo
$373
Property Tax / Mo
$25
Insurance / Mo
$59
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$854
Payment Standard
$1,210
Rent
$854
Insurance
$59
Property Tax
$25
Management
$85
Utilities Allowance
$356
NOI (Monthly)
$684
Debt Service
$373
Cash Flow After Debt
$311
Quality Score: 63.90%
Confidence: 89.00%
This 2-bed, 1-bath single-family appears structurally intact and likely passable after targeted repairs. The property shows moderate cosmetic wear (kitchen cabinets, appliances, trim) and needs yard cleanup and outbuilding disposition. The HVAC system is present which reduces major heating concerns. The primary NSPIRE inspection risks visible from photos are missing/unclear smoke and CO detectors and lack of visible GFCI protection in the kitchen; these are straightforward to remediate. Expect moderate repairs and safety updates and roughly 2–6 weeks of work to pass an initial HCV/NSPIRE inspection if no hidden system failures are discovered.
Section 8 Payment Standard
$1,210
Utility Allowance Total
$356
Guaranteed Section 8 Rent (PS - Utilities)
$854
Property Management
$85
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$70,000
Beds
2
Baths
1
Living Area
1,776 sqft
Lot Size
11,326 sqft
Year Built
1940
Days on Market
62
Capital Outlay
$16,800
Debt Service
$373
Property Tax / Mo
$25
Insurance / Mo
$59
Property Description
Buyer agent to verify all matters of importance.
Utility Allowances
Heating
$76
Selected 'Elec Heat: Ala Power'. Property has central heating. Fuel type is not specified, but other major appliances (stove, water heater) are electric, making electric heating the most consistent choice. Alabama Power is the major regional provider.
Cooling
$18
Selected 'A/C: Alabama Power'. Property has 'Central Air', which is electric. Alabama Power is the assumed provider based on regional service.
Cooking
$17
Selected 'Elec: Ala Power'. Property details explicitly list 'Stove-Electric'.
Water Heating
$46
Selected 'Elec: Ala Power'. Property details explicitly list 'Electric Water Heater'.
Water
$109
Selected 'Water: Mulga'. Property has public water. The location is in Birmingham but the neighborhood is listed as 'Mulga, Wylam'. Chose the more expensive 'Mulga' option due to ambiguity.
Sewer
$0
Allowance is $0 as the property uses a 'Septic Tank' instead of public sewer service.
Trash Collection
$20
Selected 'Mulga ISCL'. The property's area is described as 'Mulga, Wylam', making this the most relevant municipal trash service on the schedule.
Other Electric
$56
Selected 'Lights, Ref, Etc.: Ala Power'. This covers general electric use for lights and outlets. Alabama Power is the assumed provider.
Refrigerator
$8
A refrigerator is not listed as a provided appliance, so it is assumed to be tenant-owned. The allowance is a fixed amount from the schedule.
Range/Microwave
$6
A microwave is not listed as a provided appliance, so it is assumed to be tenant-owned. The allowance is a fixed amount from the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$570
DP3 Annual Estimate$850
DP1 Monthly Equivalent$48
DP3 Monthly Equivalent$71
Replacement Value$60,300
Basis1,776 sqft / 1940
Nearby Houses
Photo unavailable
5217 Java Ave
sold · 0.03 mi
Price: $92,000
2 bd / 1 ba · 1,004 sqft
Latest sale: $92,000 on Oct 07, 2022
Latest rent: $795 on Apr 14, 2021
Photo unavailable
921 Quebec St
sold · 0.05 mi
Price: $44,500
3 bd / 2 ba · 1,760 sqft
Latest sale: $44,500 on Jul 23, 2018
Latest rent: —
Photo unavailable
5113 Iceland Ct
sold · 0.07 mi
Price: $177,400
3 bd / 2 ba · 1,560 sqft
Latest sale: $177,400 on May 30, 2025
Latest rent: —
Photo unavailable
5232 Iceland Ave
sold · 0.08 mi
Price: $85,900
3 bd / 1 ba · 1,310 sqft
Latest sale: $85,900 on Sep 01, 2024
Latest rent: $800 on May 05, 2020
Photo unavailable
5225 Kiska Ave
sold · 0.08 mi
Price: $145,000
4 bd / 3 ba · 1,596 sqft
Latest sale: $145,000 on Apr 27, 2018
Latest rent: —
Photo unavailable
829 Panama St
sold · 0.09 mi
Price: $141,500
3 bd / 2 ba · 1,788 sqft
Latest sale: $141,500 on Sep 29, 2023
Latest rent: —
Photo unavailable
821 Quebec St
sold · 0.10 mi
Price: $14,500
2 bd / 1 ba
Latest sale: $14,500 on Jan 11, 2017
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is operational because an outdoor condensing unit and interior vents are visible; no fuel/venting hazards are apparent.
- Hot water heater exists and provides hot water (not shown); plumbing appears intact at kitchen sink with no visible leaks.
- Electrical service and panel are present and intact behind-the-scenes; no exposed wiring was visible in photos.
- No active roof leaks are present; roof appears aged but without visible failure in supplied photos.
- Bedroom windows provide code egress or can be made to comply with minimal modification; photos show operable windows but exact egress dimensions unknown.
- Smoke detectors and carbon monoxide alarms are either missing or are older units (not clearly visible in photos) and should be assumed absent for inspection planning.
- Kitchen outlets adjacent to sink do not have GFCI protection (no GFCI receptacle visible); assume GFCI installation required.
- Interior: flooring, walls and ceilings have no hidden structural damage beyond cosmetic wear visible in photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2023 | $297 | $70,000 | $7,000 |
| 2022 | $214 | $53,300 | $5,340 |
| 2021 | $214 | $53,300 | $5,340 |
| 2020 | $214 | $53,300 | $5,340 |
| 2019 | $214 | $53,300 | $5,340 |
| 2018 | $176 | $45,800 | $4,580 |
| 2017 | $176 | $45,800 | $4,580 |
| 2016 | $176 | $45,800 | $4,580 |
| 2015 | $176 | $45,800 | $4,580 |
| 2013 | $178 | $45,200 | $4,520 |
| 2012 | $178 | $45,220 | $4,522 |
| 2011 | $181 | $45,800 | $4,580 |
| 2010 | $181 | $45,800 | $4,580 |
| 2009 | $181 | $45,800 | $4,580 |
| 2008 | $192 | $48,100 | $4,810 |
| 2007 | $181 | $45,900 | $4,590 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-03-19 | Sold | $50,000 |
Photo Gallery
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"note": "Selected 'Lights, Ref, Etc.: Ala Power'. This covers general electric use for lights and outlets. Alabama Power is the assumed provider.",
"utility": "Other Electric",
"allowance": 56
},
{
"note": "A refrigerator is not listed as a provided appliance, so it is assumed to be tenant-owned. The allowance is a fixed amount from the schedule.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "A microwave is not listed as a provided appliance, so it is assumed to be tenant-owned. The allowance is a fixed amount from the schedule.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.59,
"down_payment_amount": 14000.0,
"property_tax_annual": 305.91,
"property_tax_monthly": 25.49,
"property_tax_increase": 0.03,
"utility_allowance_total": 356.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2023,
"annual_cash_flow_after_debt": 3736.46,
"property_management_monthly": 85.4,
"monthly_cash_flow_after_debt": 311.37,
"cash_on_cash_return_after_debt": 0.27
},
"section8_assessment": {
"runs": [
{
"summary": "This 2-bed, 1-bath single-family appears structurally intact and likely passable after targeted repairs. The property shows moderate cosmetic wear (kitchen cabinets, appliances, trim) and needs yard cleanup and outbuilding disposition. The HVAC system is present which reduces major heating concerns. The primary NSPIRE inspection risks visible from photos are missing/unclear smoke and CO detectors and lack of visible GFCI protection in the kitchen; these are straightforward to remediate. Expect moderate repairs and safety updates and roughly 2–6 weeks of work to pass an initial HCV/NSPIRE inspection if no hidden system failures are discovered.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior finishes are generally intact with recent-looking LVP flooring and painted walls, but kitchen cabinets, counters and appliances are worn/dated (stove and dishwasher appear old). Some trim and cabinet paint is peeling; exterior yard and outbuildings are overgrown and one small garage structure appears aged. No obvious collapsed elements. Missing minor cosmetic repair items and likely appliance servicing/replace; moderate work expected to make turnkey."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 60.0,
"rationale": "No obvious life-threatening hazards visible in photos (no collapsed ceilings, standing water, or exposed high-voltage wiring). Central AC/heat unit is visible outside which suggests heating present. However: no clearly visible modern smoke detectors or carbon monoxide detectors in living areas; kitchen outlets near sink appear to be standard outlets (no visible GFCI protection); some older-window types and jalousie style windows (egress capacity uncertain). Entry doors have locks; front porch has railing. These issues create measurable NSPIRE inspection risk (smoke/CO and GFCI), but none are visibly catastrophic."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 65.0,
"rationale": "An outdoor HVAC condensing unit and ceiling/return vents are visible, indicating central HVAC likely present. Roof shingles appear aged but intact with plumbing/roof vents present and no visible active leaks in photos. Electrical panel and water heater not shown; plumbing fixtures (kitchen sink) visible and appear serviceable. Given age (1940) some systems may be older and require servicing, but no immediate failure is visible from photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Vinyl siding and foundation block appear intact. Yard is overgrown and needs cleanup/landscaping. Driveway is functional; two small outbuildings are present (one appears dilapidated). Porch and front steps have railing; rear steps small and lack a handrail but riser count appears low. No visible major foundation cracking or slope failure in photos; vegetation near the foundation should be cleared to reduce risk."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Central HVAC is operational because an outdoor condensing unit and interior vents are visible; no fuel/venting hazards are apparent.",
"Hot water heater exists and provides hot water (not shown); plumbing appears intact at kitchen sink with no visible leaks.",
"Electrical service and panel are present and intact behind-the-scenes; no exposed wiring was visible in photos.",
"No active roof leaks are present; roof appears aged but without visible failure in supplied photos.",
"Bedroom windows provide code egress or can be made to comply with minimal modification; photos show operable windows but exact egress dimensions unknown.",
"Smoke detectors and carbon monoxide alarms are either missing or are older units (not clearly visible in photos) and should be assumed absent for inspection planning.",
"Kitchen outlets adjacent to sink do not have GFCI protection (no GFCI receptacle visible); assume GFCI installation required.",
"Interior: flooring, walls and ceilings have no hidden structural damage beyond cosmetic wear visible in photos."
],
"overall_score": 65.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Likely able to pass an initial HCV/NSPIRE inspection after minor-to-moderate repairs and verification of systems. Property shows mostly cosmetic repairs and older but present mechanical systems (central AC visible). Primary inspection risks are missing/uncertain smoke and CO detectors, lack of GFCI protection in kitchen, and the need to verify bedroom egress windows and operation of HVAC, water heater and electrical panel. Expect 2–6 weeks of prep work (replace/install detectors, correct outlets, service HVAC, address worn cabinets/trim, landscape and repair deteriorated outbuilding) to be rent-ready for Section 8 tenancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 68.0,
"rationale": "Property shows moderate deferred maintenance: worn kitchen cabinets and trim paint, older appliances (stove/oven and dishwasher look aged), some exterior peeling on outbuildings, overgrown yard and vegetation close to foundation, and cosmetic wear to interior walls and ceilings. Flooring appears recently replaced (LVP) in many rooms which reduces scope of work. No visible major structural damage in photos. These are mostly cosmetic/capital repairs that should be resolved within a few weeks."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 50.0,
"rationale": "Visible items raise inspection risk though no life‑threatening hazards are obvious in photos. Concerns: no clearly visible working smoke detectors or CO detectors in interior photos (required by NSPIRE), kitchen outlets do not show modern GFCI protection, some older window types (jalousie style in kitchen) and smaller bedroom windows may require verification for egress compliance, and the rear entry/steps lack a visible handrail (may or may not be required depending on riser count). Exterior electrical service appears intact but electrical panel not photographed. Because detector/GFCI issues are common automatic fails (or conditional fails) and must be addressed before move‑in, safety/code score is reduced to reflect likely fixes required."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "A central AC condenser is visible at the rear indicating HVAC equipment is present (positive). Roof shingles appear intact from photos—no visible sagging or active roof damage. Water heater, plumbing fixtures, electrical panel and hot water operation are not shown; their condition is unknown. Given age of house (1940) there is moderate risk of older plumbing/electrical components needing work, but visible systems (roof, condenser) appear serviceable pending functional checks."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Siding and foundation blocks look intact; porch has guardrail and front steps. Yard is overgrown and there are two small outbuildings/garages—one shows more deterioration and peeling paint. The lot slopes toward a treed area; drainage should be inspected (no visible standing water). Driveway and walkways appear functional though aging. Overall exterior is fair but needs landscaping, outbuilding/garage cleanup and some minor repairs."
}
],
"red_flags": [
"No clearly visible working smoke detectors or carbon monoxide detectors in interior photos — required by NSPIRE.",
"Kitchen outlets show no visible GFCI protection — likely fail or conditional requirement.",
"Outbuilding/garage shows exterior deterioration and peeling paint which may present safety or liability issues.",
"Major mechanicals (water heater, electrical panel, furnace/air handler) not photographed — functional verification required before leasing."
],
"confidence": 0.6,
"assumptions": [
"Interior photos are representative of whole unit; bathrooms and electrical panel were not photographed.",
"Central HVAC condenser seen in photos is operational or serviceable; water heater exists but was not photographed and its condition is unknown.",
"No visible active roof leaks or sagging ceilings in provided photos; no unseen water intrusion is assumed unless discovered on inspection.",
"Smoke detectors and CO alarms are not present or not visible in photos and should be treated as absent until confirmed.",
"Kitchen outlets visible are standard non-GFCI and will require GFCI protection for NSPIRE compliance unless protected at the breaker.",
"Bedrooms have typical windows; egress compliance cannot be confirmed from photos and should be verified on site.",
"Front porch has guardrail; rear steps appear to be two or fewer risers (handrail requirement depends on local code), but will be verified on inspection.",
"No evidence in photos of significant pest/infestation or severe mold; minor cosmetic staining on ceilings appears non-structural."
],
"overall_score": 61.0,
"rubric_version": "nsPIRE-v1.0-2026-02"
},
{
"summary": "Photo-based assessment indicates a generally sound 1940 single-family house with cosmetic wear, older but present mechanical systems (exterior AC unit visible), and no obvious structural collapse or active leaks in the provided images. The property is likely to pass a Housing Choice Voucher (NSPIRE) inspection after a short punch list: install/verify smoke and CO detectors, install GFCI protection in kitchen/bath, confirm electrical panel and water heater condition, add/verify door locks (deadbolt), and address minor cabinetry/finish and outbuilding repairs. Estimated time to rent-ready for Section 8: 1–4 weeks if utilities and systems test functional; up to 30 days if system replacements/repairs are required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior and exterior photos show a largely intact, habitable house with cosmetic wear. Newer-looking LVT flooring and painted cabinets reduce immediate rehab needs. Cabinets, trim and some finishes are worn and would benefit from cosmetic repairs. Kitchen appliances (range, dishwasher) are present but appear old and may need servicing or replacement; missing or nonfunctional appliances would be an easy capital fix but only moderate inspection impact. Porch paint and some peeling on outbuildings present but are cosmetic. Overall repair needs are minor-to-moderate and mostly cosmetic/capital rather than structural."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 60.0,
"rationale": "Photos do not show any smoke detectors or CO alarms; absence of visible detectors is a likely NSPIRE fail until corrected. Kitchen outlets visible are standard receptacles — no obvious GFCI-protected outlets near the sink are visible in photos (GFCI required). Entry doors have knobs but no visible deadbolt on the shown front/rear doors. No exposed live wiring, major sagging, collapsed ceilings or active leaks are visible. Some windows are jalousie-style (kitchen area) and may not meet egress requirements if used as bedroom windows; bedroom windows shown look like double-hung and likely acceptable but need measurement verification. Because of the missing alarms and probable missing GFCI, safety/code risk is moderate and likely requires immediate fixes prior to passing inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 65.0,
"rationale": "An exterior AC condensing unit is visible indicating central HVAC (likely heat pump or central air). Ceiling vents are visible indoors. Roof appears aged but shows no obvious sagging or active leak staining in photos; shingles look older and will likely need replacement within years but not an immediate catastrophic failure visible. Electrical panel and water heater are not shown; their condition is unknown and must be verified. Plumbing fixtures (kitchen sink) look intact; hot water presence cannot be confirmed from photos. Overall systems appear present and functional or repairable, but missing verification on electrical panel, water heater and appliance function reduces score."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Exterior siding appears intact, foundation is painted block with ventilation openings visible and no obvious large cracks or settlement in photos. Yard is overgrown and needs maintenance; walkways/steps exist and front porch has railings though rear entry has small brick steps without a handrail (appears to be only one or two steps). Multiple outbuildings/garages are present; one appears weathered and may need repair or removal. No standing water, major drainage failure or obvious infestation evidence visible. Overall exterior is structurally reasonable but needs yard cleanup and minor repairs."
}
],
"red_flags": [
"No visible smoke detectors or CO alarm in photos — immediate NSPIRE fail until installed/verified.",
"Kitchen outlets near sink appear to lack GFCI protection — likely required and will fail inspection.",
"Potential egress concern where non-traditional (jalousie) windows exist — bedrooms must be measured to verify compliance.",
"Outbuildings/garage appear deteriorated and may present safety hazards or require removal/repair."
],
"confidence": 0.65,
"assumptions": [
"Photos are representative of the entire property; interior photos show primary living spaces but not mechanical room, electrical panel, or water heater.",
"Utilities (electric, water) status is unknown — scores assume systems are present and can be tested; if utilities are shut off or systems nonfunctional, score would be lower.",
"Presence of exterior AC condensing unit implies central HVAC with heating capability (heat pump or furnace) though furnace location/condition was not photographed and must be verified.",
"No smoke detectors or CO alarms were visible in provided photos; assume none installed or not visible/functional and that installation will be required.",
"Kitchen and bath outlets shown are assumed to lack GFCI protection unless otherwise documented; a GFCI retrofit will likely be required.",
"Bedroom windows shown (double-hung) are assumed to meet egress size but final determination requires measurement; jalousie windows (kitchen area) are not used as bedrooms in photos.",
"No active roof leaks, major foundation movement, or structural sagging were visible in photos; severe hidden defects cannot be ruled out without on-site inspection."
],
"overall_score": 66.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5213 Java Ave, Birmingham, AL, 35224",
"aggregate": {
"summary": "This 2-bed, 1-bath single-family appears structurally intact and likely passable after targeted repairs. The property shows moderate cosmetic wear (kitchen cabinets, appliances, trim) and needs yard cleanup and outbuilding disposition. The HVAC system is present which reduces major heating concerns. The primary NSPIRE inspection risks visible from photos are missing/unclear smoke and CO detectors and lack of visible GFCI protection in the kitchen; these are straightforward to remediate. Expect moderate repairs and safety updates and roughly 2–6 weeks of work to pass an initial HCV/NSPIRE inspection if no hidden system failures are discovered.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 67.7,
"rationale": "Interior finishes are generally intact with recent-looking LVP flooring and painted walls, but kitchen cabinets, counters and appliances are worn/dated (stove and dishwasher appear old). Some trim and cabinet paint is peeling; exterior yard and outbuildings are overgrown and one small garage structure appears aged. No obvious collapsed elements. Missing minor cosmetic repair items and likely appliance servicing/replace; moderate work expected to make turnkey."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 68.3,
"rationale": "Vinyl siding and foundation block appear intact. Yard is overgrown and needs cleanup/landscaping. Driveway is functional; two small outbuildings are present (one appears dilapidated). Porch and front steps have railing; rear steps small and lack a handrail but riser count appears low. No visible major foundation cracking or slope failure in photos; vegetation near the foundation should be cleared to reduce risk."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 56.7,
"rationale": "No obvious life-threatening hazards visible in photos (no collapsed ceilings, standing water, or exposed high-voltage wiring). Central AC/heat unit is visible outside which suggests heating present. However: no clearly visible modern smoke detectors or carbon monoxide detectors in living areas; kitchen outlets near sink appear to be standard outlets (no visible GFCI protection); some older-window types and jalousie style windows (egress capacity uncertain). Entry doors have locks; front porch has railing. These issues create measurable NSPIRE inspection risk (smoke/CO and GFCI), but none are visibly catastrophic."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 63.3,
"rationale": "An outdoor HVAC condensing unit and ceiling/return vents are visible, indicating central HVAC likely present. Roof shingles appear aged but intact with plumbing/roof vents present and no visible active leaks in photos. Electrical panel and water heater not shown; plumbing fixtures (kitchen sink) visible and appear serviceable. Given age (1940) some systems may be older and require servicing, but no immediate failure is visible from photos."
}
],
"red_flags": [],
"confidence": 0.89,
"assumptions": [
"Central HVAC is operational because an outdoor condensing unit and interior vents are visible; no fuel/venting hazards are apparent.",
"Hot water heater exists and provides hot water (not shown); plumbing appears intact at kitchen sink with no visible leaks.",
"Electrical service and panel are present and intact behind-the-scenes; no exposed wiring was visible in photos.",
"No active roof leaks are present; roof appears aged but without visible failure in supplied photos.",
"Bedroom windows provide code egress or can be made to comply with minimal modification; photos show operable windows but exact egress dimensions unknown.",
"Smoke detectors and carbon monoxide alarms are either missing or are older units (not clearly visible in photos) and should be assumed absent for inspection planning.",
"Kitchen outlets adjacent to sink do not have GFCI protection (no GFCI receptacle visible); assume GFCI installation required.",
"Interior: flooring, walls and ceilings have no hidden structural damage beyond cosmetic wear visible in photos."
],
"score_method": "mean_of_criteria",
"overall_score": 63.9,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7213627740"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.