Property ID: 7216919371
1008 Clay St, Kenner, LA, 70062
Kenner, LA
Money Down: $41,976
CoC Return: 12.22%
Monthly Cash Flow: $427
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$34,980
Closing Costs
$6,996
Total Down
$41,976
Investment Snapshot
Purchase Price
$174,900
Money Down
$41,976
Cash-on-Cash Return
12.22%
Rent
$1,696
Monthly Cash Flow
$427
Annual Cash Flow
$5,129
Debt Service / Mo
$931
Property Tax / Mo
$78
Insurance / Mo
$90
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$90
Property Tax
$78
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,358
Debt Service
$931
Cash Flow After Debt
$427
Quality Score: 75.70%
Confidence: 90.00%
Overall the property appears in good, mostly renovated condition and is likely to pass an initial HCV/NSPIRE inspection after a short checklist of safety verifications and minor fixes. Primary near-term items to address: confirm/install required smoke detectors and CO alarms in locations per local code, verify bedroom window egress dimensions (one bedroom has small horizontal windows that may fail egress), confirm GFCI protection in kitchen/bath, and verify water heater venting/TPR and HVAC operational status. Provide documentation for recent roof/joist/plumbing repairs. With those items verified or corrected (many are quick fixes), the property should be rent-ready within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$174,900
Beds
3
Baths
1.5
Living Area
1,160 sqft
Lot Size
—
Year Built
1974
Days on Market
90
Capital Outlay
$41,976
Debt Service
$931
Property Tax / Mo
$78
Insurance / Mo
$90
Property Description
This three bedroom, one and a half bathroom home has gone through some major updating. New underground plumbing. Completely renovated full bathroom. New floors in the hallway. Newer kitchen cabinets with granite countertops. Added joists for floor support. Repaired roof. And NO CARPET! Only 5 minutes from the airport, and 20 minutes from downtown. Schedule your showing today!
Utility Allowances
Heating
$70
Property has central heating and the listing explicitly states 'Gas: Natural' is available, making natural gas the selected fuel type.
Cooking
$12
Property listing states 'Gas: Natural' is available, making natural gas the most logical choice for the range appliance listed.
Water Heating
$24
The property has 'Gas: Natural' available and a water heater is visible in photos; natural gas is the most common and logical fuel source.
Other Electric
$67
Standard allowance for lighting, central A/C as listed ('Cooling Features: One, Central'), and miscellaneous electric usage for a 3-bedroom single-family home.
Water
$43
Property information explicitly states 'Water Source: Public'.
Sewer
$46
Property information explicitly states 'Sewer: City'.
Trash Collection
$25
Standard municipal service for a single-family residence, assumed to be the tenant's responsibility unless specified otherwise.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,085
DP3 Annual Estimate$1,085
DP1 Monthly Equivalent$90
DP3 Monthly Equivalent$90
Replacement Value$61,800
Basis1,160 sqft / 1974
Nearby Houses
Photo unavailable
915 Compromise St
sold · 0.13 mi
Price: $175,000
3 bd / 2 ba · 1,150 sqft
Latest sale: — on May 11, 2021
Latest rent: —
Photo unavailable
1209 Moisant St
for_sale · 0.15 mi
Price: $395,000
4 bd / 3 ba · 2,184 sqft
Latest sale: — on Feb 02, 2022
Latest rent: —
Photo unavailable
1210 Clay St
sold · 0.16 mi
Price: $175,000
2 bd / 1 ba · 1,122 sqft
Latest sale: — on Apr 26, 2021
Latest rent: —
Photo unavailable
1005 Hudson St
sold · 0.17 mi
Price: $255,000
3 bd / 2 ba · 1,420 sqft
Latest sale: — on Jul 02, 2021
Latest rent: —
Photo unavailable
1210 Compromise St
sold · 0.17 mi
Price: $175,000
2 bd / 2 ba · 1,134 sqft
Latest sale: — on Sep 26, 2024
Latest rent: —
Photo unavailable
1115 Hudson St
for_sale · 0.17 mi
Price: $339,000
4 bd / 2 ba · 2,000 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1004 Hudson St
off_market · 0.20 mi
Price: $230,000
3 bd / 1 ba · 1,263 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1205 Williams Blvd
sold · 0.22 mi
Price: $156,000
2 bd / 1 ba · 1,550 sqft
Latest sale: — on Jun 18, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Potential inadequate bedroom egress: one bedroom has three small horizontal windows above the bed that may not meet emergency-egress size requirements.
- No visible smoke detectors or carbon monoxide alarms in photographed rooms — required for NSPIRE/Section 8 inspections.
- Ceiling discoloration near laundry/water heater suggests prior water intrusion; confirm roof/water source repair and no active leaks.
- GFCI protection not clearly visible on kitchen outlets — kitchen and bath GFCI protection must be verified/installed if missing.
- Water heater is older and located in living area; verify proper venting, TPR discharge piping, and seismic/strapping per local code.
Assumptions
- Listing statement that roof was repaired and underground plumbing is new is accurate and repairs were completed to code.
- Central HVAC exists and is operable (ceiling vent visible), though the system was not photographed in full and has not been tested.
- Electrical panel is present and in acceptable condition (not visible in photos).
- Appliances shown (stove, refrigerator, dishwasher, washer/dryer) are functional; no major appliance replacements required.
- No active interior leaks are present now; ceiling discoloration in laundry represents a prior, repaired leak (listing mentions roof repair).
- Bedrooms besides the one with small high windows have standard egress windows that meet code.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $905 | $85,200 | $8,520 |
| 2024 | $908 | $85,200 | $8,520 |
| 2023 | $845 | $85,200 | $8,520 |
| 2022 | $830 | $85,200 | $8,520 |
| 2021 | $765 | $85,200 | $8,520 |
| 2020 | $524 | $58,900 | $5,890 |
| 2019 | $535 | $58,900 | $5,890 |
| 2018 | $487 | $58,900 | $5,890 |
| 2017 | $487 | $58,900 | $5,890 |
| 2016 | $487 | $58,900 | $5,890 |
| 2015 | $495 | $58,900 | $5,890 |
| 2014 | $493 | $58,900 | $5,890 |
| 2013 | $493 | $58,900 | $5,890 |
| 2010 | $379 | $58,900 | $5,890 |
| 2009 | $486 | $58,900 | $5,890 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Price Changed | $174,900 |
| 2026-01-09 | Listed | $185,000 |
| 2025-09-14 | Listing removed | $0 |
| 2025-09-02 | Listed | $149,000 |
| 2024-09-14 | Listing removed | $0 |
| 2024-08-13 | Price Changed | $149,000 |
| 2024-06-24 | Listed | $159,000 |
| 2021-02-05 | Sold | $0 |
Photo Gallery
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"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No obvious exposed wiring, loose guardrails, major trip hazards, or severe mold visible in photos. Entry has a secure door but exterior deadbolt not visible from interior shots. I do not see smoke detectors or carbon-monoxide alarms in the photographed rooms (none visible on ceilings). Kitchen outlets visible do not clearly show GFCI protection. One bedroom shows very small, high horizontal windows which may not meet egress requirements for a sleeping room depending on size; other bedrooms show standard windows. Ceiling staining near the laundry/water heater suggests prior water intrusion (listing says roof repaired). Working plumbing/hot water is likely (water heater present). Overall there are no immediate life-threatening hazards visible, but installer-level safety devices (smoke/CO, GFCI, egress compliance) need verification/installation."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 75.0,
"rationale": "Listing notes repaired roof and added joists; roof appears intact from exterior photo though shows weathering. Central HVAC is implied and ceiling vents are visible (vent in kitchen), suggesting a functioning HVAC system, but no furnace/AC unit photos to verify age or operation. Water heater is installed inside laundry/utility area and appears functional but is older style; TPR drain and exact venting connections are visible and should be checked. New underground plumbing is reported. Electrical panel is not shown; wiring appears tidy inside with covered outlets. Systems appear serviced or upgraded recently per listing, but key system age/operation (HVAC, electrical panel, water heater) need on-site verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior brick looks well-maintained and freshly painted, yard and walkways are in good condition, front steps have a handrail, and the property has a fenced yard. Driveway/walkway appear intact without major trip hazards. Roof shows some discoloration but listing states it was repaired; no sagging or active roof failure visible. Foundation and siding show no visible major cracks or movement in photos."
}
],
"red_flags": [
"Potential inadequate bedroom egress: one bedroom has three small horizontal windows above the bed that may not meet emergency-egress size requirements.",
"No visible smoke detectors or carbon monoxide alarms in photographed rooms — required for NSPIRE/Section 8 inspections.",
"Ceiling discoloration near laundry/water heater suggests prior water intrusion; confirm roof/water source repair and no active leaks.",
"GFCI protection not clearly visible on kitchen outlets — kitchen and bath GFCI protection must be verified/installed if missing.",
"Water heater is older and located in living area; verify proper venting, TPR discharge piping, and seismic/strapping per local code."
],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof was repaired and underground plumbing is new is accurate and repairs were completed to code.",
"Central HVAC exists and is operable (ceiling vent visible), though the system was not photographed in full and has not been tested.",
"Electrical panel is present and in acceptable condition (not visible in photos).",
"Appliances shown (stove, refrigerator, dishwasher, washer/dryer) are functional; no major appliance replacements required.",
"No active interior leaks are present now; ceiling discoloration in laundry represents a prior, repaired leak (listing mentions roof repair).",
"Bedrooms besides the one with small high windows have standard egress windows that meet code."
],
"overall_score": 78.0,
"rubric_version": "nsPire-2024-v1"
},
{
"summary": "Overall this single-family home appears to be in good, mostly turnkey condition with recent interior renovations, functioning appliances, updated plumbing, and a repaired roof. Primary inspection risks are lack of visible smoke/CO detectors, uncertain GFCI protection, a small ceiling stain (possible past leak) that needs confirmation of repair, and one bedroom window that may be borderline for emergency egress. With quick verification/installation of detectors, confirmation of roof/ceiling repair and GFCI outlets, the property is likely to pass an initial HCV/NSPIRE inspection and be rent-ready within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 82.0,
"rationale": "Interior appears recently renovated: new kitchen cabinets, granite counters, updated bathroom, new hallway floors, and no carpet. Appliances (range, dishwasher, fridge, washer/dryer) are present in photos. Minor visible defects: small ceiling discoloration/stain near laundry/water heater and some cosmetic wear on bathroom vanity. Overall cosmetic and finish condition is good; missing or damaged items are minor and capital-only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 68.0,
"rationale": "No obvious exposed wiring, handrail issues, or major trip hazards shown. Entry door appears secure. Central HVAC vents visible and plumbing fixtures present. However key safety items are not visibly confirmed in photos: smoke detectors and carbon monoxide alarms are not shown, GFCI protection at kitchen outlets is not evident from images, and one bedroom shows small horizontal high windows that could be borderline for egress requirements. There is a ceiling stain suggesting past water intrusion (listing says roof repaired) which should be verified as not active. These unknowns reduce the safety score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, water heater, roof)",
"score": 75.0,
"rationale": "Listing states roof repaired and new underground plumbing; photos show a functioning water heater, central HVAC supply vent in ceiling, and visible appliances. Water heater appears installed correctly with venting. Electrical panel condition not shown. No visible active leaks in photos, but ceiling stain indicates past leak that should be confirmed repaired. Overall systems appear serviceable but several key system elements (panel, age/operation of HVAC, hot water performance) require verification."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 78.0,
"rationale": "Exterior brick façade and painted finish look well maintained; front entry steps have railings; yard and walkways are tidy and safe. Wood privacy fencing is intact though shows age. Roof shingles visible are aged but listing indicates repair. No evident foundation movement or standing water in photos. Driveway/walkway are intact and accessible."
}
],
"red_flags": [
"Possible prior roof leak / ceiling stain in laundry area — verify no active leak or structural damage.",
"Bedroom window(s) in at least one room appear small/high and may not meet NSPIRE egress size requirements — confirm egress compliance.",
"Smoke detectors and carbon monoxide alarms not visible in photos — required to be present and operational for inspection."
],
"confidence": 0.7,
"assumptions": [
"Listing is accurate: roof repair and new underground plumbing have been completed and resolved active leak issues.",
"Central HVAC is present and operational (ceiling vent visible) though service records were not provided.",
"Electrical panel is intact and up to code; no exposed wiring is present beyond what photos show.",
"Smoke detectors and carbon monoxide alarms exist or will be installed prior to inspection (not visible in photos).",
"Kitchen outlets are or will be GFCI protected as required; protection not visible in photos.",
"Bedrooms have at least one egress-compliant window each; a bedroom with three small horizontal windows may need verification for adequate egress.",
"Water heater is functioning and provides hot water; piping and venting appear connected in photos.",
"No recent rental history available (rental_history_last_5y missing) so rental performance not considered."
],
"overall_score": 76.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "Overall the property appears to be well renovated and largely rent-ready with modernized kitchen, updated plumbing, and generally good interior/exterior condition. The main inspection risks are code-critical items that are not clearly documented in photos: potential non-compliant bedroom egress windows, lack of visible smoke and CO detectors, and unclear GFCI protection at kitchen and bathroom receptacles. Mechanical systems visually appear serviceable (water heater, HVAC vents, appliances) and listing notes structural work (added joists) and roof repair. If the owner/agent can confirm proper egress dimensions, installed smoke/CO detectors, and GFCI protection—or correct those quickly—the property is likely to pass an initial HCV/NSPIRE inspection with only minor repairs/installation needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Photos and listing indicate recent renovations: renovated full bath, new hallway floors, newer kitchen cabinets with granite, updated underground plumbing, added joists for floor support, no carpet. Interior finishes appear clean and well maintained. Minor cosmetic issues visible (slight ceiling blemish in laundry/utility area) but no major deferred maintenance seen. Appliances mostly present (range, dishwasher, refrigerator, washer/dryer). Missing cosmetic touch-ups and possible ceiling repair are easy-to-fix capital items."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance (NSPIRE risks)",
"score": 55.0,
"rationale": "Several NSPIRE-critical items are not clearly verified in photos: no visible smoke detectors or carbon monoxide detectors in the living areas/bedrooms; bedroom windows shown are small and may not meet egress dimensions (risk of inspection fail); GFCI protection at kitchen and bathroom receptacles is not clearly visible. Entry door has a deadbolt and front steps have a handrail. No exposed wiring or obvious active hazards visible. Because missing/insufficient egress and missing/undocumented detectors are potentially inspection-failing, this reduces the score despite generally good visible condition."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 75.0,
"rationale": "Listing states roof was repaired and underground plumbing replaced; interior photos show a water heater with venting and washer/dryer present. Ceiling vents indicate central HVAC; no furnace/AC unit shown but duct/vent presence suggests functional HVAC. Electrical panel and GFCI devices not visible. No signs of active flooding, severe leaks, or collapsed ceilings. Overall systems appear recently updated or intact, but lack of visible verification for electrical panel/GFCI and no visible exterior HVAC equipment necessitates a moderate deduction."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior brick home appears well maintained and yard is tidy with intact walkways and fencing. Front steps have a handrail. Roof appears dark but listing notes it was repaired; no visible sagging, major foundation issues, or standing water in photos. Driveway/walkway are serviceable. Some roof discoloration/algae is visible in photos but no active leaks shown. Overall the exterior/site condition is good with routine maintenance likely required."
}
],
"red_flags": [
"Possible insufficient bedroom egress windows (small/high windows visible) — potential inspection fail.",
"No visible smoke detectors or carbon monoxide detector in photos — inspection-critical if not installed.",
"GFCI protection at kitchen and bathroom receptacles not clearly visible — potential code/inspection issue.",
"Ceiling blemish/discoloration in laundry/utility area that could indicate a past leak (needs verification)."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and functional (inferred from ceiling supply/return vents shown in kitchen).",
"Water heater is operable; venting appears connected and the unit is on a pan/drip tray as shown.",
"Electrical panel is intact and installed to code though not shown; GFCI protection may exist at the breaker level but is not visible at receptacles.",
"Listing statement that roof was repaired is accurate; photos show no active roof leakage inside though there is minor ceiling discoloration in the laundry area.",
"Bedrooms shown correspond to the three-bedroom count; some bedroom windows (high/short windows) may be non-compliant for egress based on size/placement visible in photos.",
"No active pest infestation or major mold issues are present (none visible in photos)."
],
"overall_score": 73.0,
"rubric_version": "ns-2026-03-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1008 Clay St, Kenner, LA, 70062",
"aggregate": {
"summary": "Overall the property appears in good, mostly renovated condition and is likely to pass an initial HCV/NSPIRE inspection after a short checklist of safety verifications and minor fixes. Primary near-term items to address: confirm/install required smoke detectors and CO alarms in locations per local code, verify bedroom window egress dimensions (one bedroom has small horizontal windows that may fail egress), confirm GFCI protection in kitchen/bath, and verify water heater venting/TPR and HVAC operational status. Provide documentation for recent roof/joist/plumbing repairs. With those items verified or corrected (many are quick fixes), the property should be rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 83.0,
"rationale": "Photos and listing show comprehensive cosmetic renovations: new hallway floors, updated full bathroom, newer kitchen cabinets, granite counters, tile flooring in kitchen, no carpet, and a tidy interior. Appliances (stove, refrigerator, dishwasher, washer/dryer) are present. I see minor cosmetic issues only (small ceiling discoloration in laundry area, typical wear). Missing items are minimal and are primarily cosmetic or appliance-age related — easily corrected in days."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 79.3,
"rationale": "Exterior brick looks well-maintained and freshly painted, yard and walkways are in good condition, front steps have a handrail, and the property has a fenced yard. Driveway/walkway appear intact without major trip hazards. Roof shows some discoloration but listing states it was repaired; no sagging or active roof failure visible. Foundation and siding show no visible major cracks or movement in photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 64.3,
"rationale": "No obvious exposed wiring, loose guardrails, major trip hazards, or severe mold visible in photos. Entry has a secure door but exterior deadbolt not visible from interior shots. I do not see smoke detectors or carbon-monoxide alarms in the photographed rooms (none visible on ceilings). Kitchen outlets visible do not clearly show GFCI protection. One bedroom shows very small, high horizontal windows which may not meet egress requirements for a sleeping room depending on size; other bedrooms show standard windows. Ceiling staining near the laundry/water heater suggests prior water intrusion (listing says roof repaired). Working plumbing/hot water is likely (water heater present). Overall there are no immediate life-threatening hazards visible, but installer-level safety devices (smoke/CO, GFCI, egress compliance) need verification/installation."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 75.0,
"rationale": "Listing notes repaired roof and added joists; roof appears intact from exterior photo though shows weathering. Central HVAC is implied and ceiling vents are visible (vent in kitchen), suggesting a functioning HVAC system, but no furnace/AC unit photos to verify age or operation. Water heater is installed inside laundry/utility area and appears functional but is older style; TPR drain and exact venting connections are visible and should be checked. New underground plumbing is reported. Electrical panel is not shown; wiring appears tidy inside with covered outlets. Systems appear serviced or upgraded recently per listing, but key system age/operation (HVAC, electrical panel, water heater) need on-site verification."
}
],
"red_flags": [
"Potential inadequate bedroom egress: one bedroom has three small horizontal windows above the bed that may not meet emergency-egress size requirements.",
"No visible smoke detectors or carbon monoxide alarms in photographed rooms — required for NSPIRE/Section 8 inspections.",
"Ceiling discoloration near laundry/water heater suggests prior water intrusion; confirm roof/water source repair and no active leaks.",
"GFCI protection not clearly visible on kitchen outlets — kitchen and bath GFCI protection must be verified/installed if missing.",
"Water heater is older and located in living area; verify proper venting, TPR discharge piping, and seismic/strapping per local code."
],
"confidence": 0.9,
"assumptions": [
"Listing statement that roof was repaired and underground plumbing is new is accurate and repairs were completed to code.",
"Central HVAC exists and is operable (ceiling vent visible), though the system was not photographed in full and has not been tested.",
"Electrical panel is present and in acceptable condition (not visible in photos).",
"Appliances shown (stove, refrigerator, dishwasher, washer/dryer) are functional; no major appliance replacements required.",
"No active interior leaks are present now; ceiling discoloration in laundry represents a prior, repaired leak (listing mentions roof repair).",
"Bedrooms besides the one with small high windows have standard egress windows that meet code."
],
"score_method": "mean_of_criteria",
"overall_score": 75.7,
"rubric_version": "nsPire-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7216919371"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.