Property ID: 7249491027
447 Roseland Pkwy, Harahan, LA, 70123
Harahan, LA
Money Down: $66,960
CoC Return: -3.26%
Monthly Cash Flow: $-182
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$55,800
Closing Costs
$11,160
Total Down
$66,960
Investment Snapshot
Purchase Price
$279,000
Money Down
$66,960
Cash-on-Cash Return
-3.26%
Rent
$1,696
Monthly Cash Flow
$-182
Annual Cash Flow
$-2,181
Debt Service / Mo
$1,485
Property Tax / Mo
$127
Insurance / Mo
$96
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$96
Property Tax
$127
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,303
Debt Service
$1,485
Cash Flow After Debt
$-182
Quality Score: 82.00%
Confidence: 89.00%
This 3BR/2BA single-family home is largely turnkey and shows a recent interior refresh, updated kitchen and appliances, and a relatively new roof. Visible conditions indicate low risk for NSPIRE/Section 8 failure: no obvious structural defects, water intrusion, or life-safety hazards in photos. Remaining unknowns (CO alarms, GFCI locations, electrical panel labeling, water heater function) should be verified but are likely compliant given the recent renovation. Expect a high likelihood of passing an initial HCV inspection with only minor, quick fixes possible.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$279,000
Beds
3
Baths
2
Living Area
1,231 sqft
Lot Size
5,502 sqft
Year Built
1975
Days on Market
121
Capital Outlay
$66,960
Debt Service
$1,485
Property Tax / Mo
$127
Insurance / Mo
$96
Property Description
Well-maintained 3-bedroom, 2-bath home in the heart of Harahan. The entire interior was freshly painted in November 2025, offering a clean and updated feel throughout. The open living/dining/kitchen layout includes granite countertops, stainless steel appliances, and wood and tile flooring-no carpet. Additional features include a 5-year-old roof, an X flood zone, rear yard vehicle access, and a concrete-covered patio overlooking the backyard. Conveniently located near Harahan amenities, this home is move-in ready and easy to show.
Utility Allowances
Heating
$70
Selected 'Natural Gas' for heating as the property listing explicitly states 'Gas: Natural' and 'Heating: Central'.
Cooking
$12
Selected 'Natural Gas' for cooking as the property has natural gas service and includes a range/oven.
Water Heating
$24
Selected 'Natural Gas' for water heating. While not explicitly stated, this is the most common and economical choice given the property's natural gas service.
Other Electric
$67
This is a standard fixed allowance for general electricity, lights, appliances, and air conditioning, which the property has.
Water
$43
A fixed allowance is included as the property listing specifies the water source is 'Public'.
Sewer
$46
A fixed allowance is included as the property listing specifies the sewer connection is 'City' / 'Public Sewer'.
Trash Collection
$25
This fixed allowance is included as it is a standard, essential service for a single-family residence.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,151
DP3 Annual Estimate$1,151
DP1 Monthly Equivalent$96
DP3 Monthly Equivalent$96
Replacement Value$116,700
Basis1,231 sqft / 1975
Nearby Houses
Photo unavailable
420 Roseland Pkwy
for_sale · 0.04 mi
Price: $235,000
3 bd / 1 ba · 1,059 sqft
Latest sale: —
Latest rent: —
Photo unavailable
464 Gordon Ave
for_sale · 0.05 mi
Price: $469,900
3 bd / 2 ba · 1,990 sqft
Latest sale: —
Latest rent: —
Photo unavailable
7112 Wilson St
sold · 0.08 mi
Price: $209,000
2 bd / 1 ba · 776 sqft
Latest sale: —
Latest rent: —
Photo unavailable
504 Roseland Pkwy
for_sale · 0.08 mi
Price: $360,000
3 bd / 2 ba · 1,800 sqft
Latest sale: —
Latest rent: —
Photo unavailable
505 Roseland Pkwy
sold · 0.10 mi
Price: $235,000
2 bd / 2 ba · 1,286 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Interior smoke detector shown is functional and additional smoke detectors are installed per code in sleeping areas.
- Carbon monoxide (CO) alarm(s) are installed where required (not visible in photos).
- Central HVAC is present and operational (supply vents visible but unit not pictured).
- Water heater and plumbing are operational and provide hot water (no visible leaks or stains).
- Electrical panel is intact and circuits are properly labeled; no exposed wiring hidden from photos.
- GFCI protection is present in kitchen and bathrooms or will be brought to code if required.
- Listing statement that the roof is 5 years old is accurate and there are no active roof leaks.
- No concealed mold, termite damage, or foundation movement beyond what is visible in photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,483 | $188,500 | $18,850 |
| 2024 | $1,491 | $188,500 | $18,850 |
| 2023 | $1,548 | $188,500 | $18,850 |
| 2022 | $2,006 | $188,500 | $18,850 |
| 2021 | $1,873 | $188,500 | $18,850 |
| 2020 | $1,857 | $188,500 | $18,850 |
| 2019 | $1,892 | $188,500 | $18,850 |
| 2018 | $1,740 | $188,500 | $18,850 |
| 2017 | $1,589 | $188,500 | $18,850 |
| 2016 | $1,583 | $188,500 | $18,850 |
| 2015 | $1,338 | $155,260 | $15,526 |
| 2014 | $1,333 | $155,260 | $15,526 |
| 2013 | $1,363 | $155,260 | $15,526 |
| 2012 | $623 | $66,000 | $6,600 |
| 2011 | $1,247 | $140,000 | $14,000 |
| 2010 | $912 | $140,000 | $14,000 |
| 2009 | $1,211 | $140,000 | $14,000 |
| 2008 | $897 | — | $14,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2015-12-16 | Sold | — |
| 2012-03-07 | Sold | — |
| 2011-01-12 | Sold | — |
| 2007-02-06 | Sold | — |
Photo Gallery
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},
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{
"note": "Selected 'Natural Gas' for heating as the property listing explicitly states 'Gas: Natural' and 'Heating: Central'.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Selected 'Natural Gas' for cooking as the property has natural gas service and includes a range/oven.",
"utility": "Cooking",
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},
{
"note": "Selected 'Natural Gas' for water heating. While not explicitly stated, this is the most common and economical choice given the property's natural gas service.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "This is a standard fixed allowance for general electricity, lights, appliances, and air conditioning, which the property has.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "A fixed allowance is included as the property listing specifies the water source is 'Public'.",
"utility": "Water",
"allowance": 43
},
{
"note": "A fixed allowance is included as the property listing specifies the sewer connection is 'City' / 'Public Sewer'.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "This fixed allowance is included as it is a standard, essential service for a single-family residence.",
"utility": "Trash Collection",
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{
"summary": "This 3BR/2BA single-family home is largely turnkey and shows a recent interior refresh, updated kitchen and appliances, and a relatively new roof. Visible conditions indicate low risk for NSPIRE/Section 8 failure: no obvious structural defects, water intrusion, or life-safety hazards in photos. Remaining unknowns (CO alarms, GFCI locations, electrical panel labeling, water heater function) should be verified but are likely compliant given the recent renovation. Expect a high likelihood of passing an initial HCV inspection with only minor, quick fixes possible.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior photos show fresh paint, intact drywall, updated finishes (granite counters, tile and wood floors), and functioning appliances present (stainless fridge, range, microwave, dishwasher). No visible torn flooring, large holes, or severe cosmetic deferred maintenance. Exterior siding and landscaping appear maintained. Missing items that sometimes affect readiness (minor touch-ups, outlet covers) are not evident. Overall turnkey condition with only minor cosmetic items possible."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 85.0,
"rationale": "No obvious life-threatening hazards in photos: ceilings intact (no sagging), no visible mold or water stains, windows in bedrooms appear egress-capable, entry door appears secure and likely has a deadbolt. A ceiling smoke detector-style device is visible in the living area. No exposed wiring is visible. Items not directly visible in photos (CO alarms where required, GFCI locations, electrical panel condition) could affect final NSPIRE pass; based on recent renovation and visible condition these are likely present but not confirmed. Minor risk remains for unshown items."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 80.0,
"rationale": "Listing states a 5-year-old roof and photos show intact shingles. HVAC ceiling vents/registers are visible indicating central HVAC; no evidence of disrepair. Appliances and laundry hookups visible. Water heater, electrical panel, and drainage details are not shown; absence of visible plumbing leaks or stains is positive. Because major system components are not all shown, score is conservative but favorable given recent renovations."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Front yard, driveway, and concrete-covered patio look well maintained; long driveway with rear vehicle access noted in listing. Siding and fencing appear intact. No standing water, collapsed walkways, or severe foundation issues visible. Mature tree in front could present minor root issues long-term but not an immediate inspection failure. Overall exterior is in good condition for occupancy."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Interior smoke detector shown is functional and additional smoke detectors are installed per code in sleeping areas.",
"Carbon monoxide (CO) alarm(s) are installed where required (not visible in photos).",
"Central HVAC is present and operational (supply vents visible but unit not pictured).",
"Water heater and plumbing are operational and provide hot water (no visible leaks or stains).",
"Electrical panel is intact and circuits are properly labeled; no exposed wiring hidden from photos.",
"GFCI protection is present in kitchen and bathrooms or will be brought to code if required.",
"Listing statement that the roof is 5 years old is accurate and there are no active roof leaks.",
"No concealed mold, termite damage, or foundation movement beyond what is visible in photos."
],
"overall_score": 85.0,
"rubric_version": "1.0"
},
{
"summary": "Overall this single-family home appears largely turnkey for a Housing Choice Voucher/NSPIRE initial inspection. Interior finishes, appliances, roof and exterior are in good visible condition. Main inspection uncertainties are detector locations (smoke/CO), presence of GFCI outlets, and unseen mechanicals (electrical panel, water heater, exterior A/C equipment). Expect a high likelihood to pass with minor pre-inspection checklist items (verify/install detectors, confirm GFCI and panel access).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition and repair needs",
"score": 85.0,
"rationale": "Photos and listing show a freshly painted interior, finished floors (wood and tile), intact cabinets, granite counters and stainless appliances. No visible major cosmetic damage, broken fixtures or exposed subfloor. Front porch posts show light wear and there is a small concrete step entry that may need minor cosmetic attention. Missing or damaged small items (outlet covers, trim touch-ups) are possible but not evident. Overall appears move-in ready; only minor cosmetic/finish work likely required."
},
{
"key": "safety_code",
"label": "Safety and code compliance risk",
"score": 72.0,
"rationale": "No obvious life‑threatening hazards visible: no exposed wiring, no collapsed ceilings, no standing water, doors/windows appear secure and egress windows present. A deadbolt appears to be present on the front door. Photos do not clearly show smoke/CO detectors, GFCI outlets or the electrical panel; absence in photos reduces certainty. House was built in 1975 (pre-1978) but interior is freshly painted with no visible peeling paint. Because detector locations, panel accessibility, and GFCI presence cannot be fully confirmed from photos, there is moderate inspection risk though no immediate visible safety failures."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 75.0,
"rationale": "Listing states a 5‑year‑old roof and photos show a shingled roof in good visual condition. Ceiling HVAC vents are visible indicating central HVAC; no furnace/AC unit photo but vents and returns present. Kitchen appliances (range, microwave, dishwasher, refrigerator) and a laundry machine in closet are present and look modern. Water heater and electrical panel are not shown. Given visible roof and HVAC vents plus modern appliances, systems appear functional but unseen components (panel, water heater, A/C condensing unit) create moderate uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 88.0,
"rationale": "Exterior photos show vinyl siding in good condition, a long concrete driveway with rear yard vehicle access, intact wood privacy fence, level yard, and concrete patio. No visible foundation cracks, significant grading issues, or drainage pooling. Landscaping is maintained. Overall exterior/site condition is strong and low risk for initial inspection."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Fresh interior paint (listing) is intact with no peeling lead-based paint hazards despite house being built in 1975; no chipping or peeling surfaces visible in photos.",
"Central HVAC is present and operational (ceiling vents visible); exterior condenser and water heater exist and are functioning though not pictured.",
"Smoke detectors and carbon monoxide alarms may not be visible in photos — assumed to be missing/unverified and may need verification or installation prior to inspection.",
"Electrical panel and GFCI outlets are not pictured; assumed present but their compliance (accessibility, labeling, GFCI in kitchen/bath) is unverified.",
"No active roof leaks or significant water intrusion present due to clean ceilings and fresh paint; interior photos show no water stains.",
"Appliances shown (stainless fridge, range, microwave, dishwasher, washer) are included/functional as they appear modern in photos."
],
"overall_score": 80.0,
"rubric_version": "1.0"
},
{
"summary": "This single-story 3BR/2BA appears to be largely turnkey for Section 8/NSPIRE occupancy. Interior finishes, flooring, kitchen and baths look updated and well-maintained; roof is recent and exterior/site are in good repair. The most likely inspection items to verify are presence/placement of working smoke detectors (and CO alarms if required), GFCI protection for kitchen/bath outlets, and operational verification of HVAC, water heater, and electrical panel. No visible structural or life-safety failures were observed. With verification/installation of detectors and any required GFCIs plus routine mechanical checks, this property is likely to pass an initial HCV inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos and description show a recently painted interior, intact flooring (wood and tile), upgraded kitchen with granite counters and stainless appliances, finished bathrooms, and no visible cosmetic damage. No visible missing major interior finishes. Minor items (small shelf/stand in photos, trim touch-ups) are possible but are easy fixes. Missing/remaining cosmetic work appears minimal and would not materially block tenancy."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 78.0,
"rationale": "No visible exposed wiring, no sagging ceilings, no collapsed elements, and door/window egress appears reasonable for a single-story home. Central HVAC supply vents visible. However, smoke detectors and CO alarms are not visible in photos (could be present but not shown) and GFCI protection at kitchen/bath outlets is not verifiable from images. Property was built in 1975 (pre-1978) so lead-paint risk exists by age; painted surfaces appear intact (no peeling visible). No evidence of active water intrusion or mold in provided photos. Given visible condition, these are likely minor/repairable compliance items but should be verified before inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 75.0,
"rationale": "Roof is reported as 5 years old in listing and looks in good condition from photos. Central HVAC registers are present (ceiling vents visible), and kitchen appliances (stove, oven, refrigerator, microwave, dishwasher) are present and modern-looking. Water heater, electrical panel, and furnace/AC equipment are not shown so operational condition is assumed but unverified. Plumbing fixtures and showers appear intact with no visible leaks. Because several critical components (panel, water heater, HVAC equipment) are not shown, a modest deduction was applied for unknowns despite generally good visible condition."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior siding, trim, roofline and gutters appear sound and well-maintained. Concrete driveway and walkways are intact; rear yard vehicle access and fenced yard observed. Lawn and landscaping are maintained. Property is in FEMA X flood zone (non-special flood hazard) per listing — not a disqualifier but relevant to insurance and tenant disclosure. No visible standing water, major foundation cracks, or exterior structural issues in photos."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in the photos; assume they may be missing or not shown and should be confirmed/installed if absent.",
"GFCI protection for kitchen and bathroom outlets is not visible; assume verification or installation is needed.",
"Central HVAC exists and is operational because ceiling vents are visible; full operational status (heating/cooling performance) is unverified and assumed serviceable unless inspection shows otherwise.",
"Water heater and electrical panel are present and functional but not pictured; their condition is unknown and assumed serviceable pending inspection.",
"No visible peeling paint or mold in photos; assume paint is intact. Because the house was built in 1975 (pre-1978), assume lead-based paint risk exists and that required disclosures/controls may be necessary for households with young children.",
"Listing statement that interior was painted November 2025 is taken at face value (recent fresh paint)."
],
"overall_score": 81.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "447 Roseland Pkwy, Harahan, LA, 70123",
"aggregate": {
"summary": "This 3BR/2BA single-family home is largely turnkey and shows a recent interior refresh, updated kitchen and appliances, and a relatively new roof. Visible conditions indicate low risk for NSPIRE/Section 8 failure: no obvious structural defects, water intrusion, or life-safety hazards in photos. Remaining unknowns (CO alarms, GFCI locations, electrical panel labeling, water heater function) should be verified but are likely compliant given the recent renovation. Expect a high likelihood of passing an initial HCV inspection with only minor, quick fixes possible.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 86.7,
"rationale": "Interior photos show fresh paint, intact drywall, updated finishes (granite counters, tile and wood floors), and functioning appliances present (stainless fridge, range, microwave, dishwasher). No visible torn flooring, large holes, or severe cosmetic deferred maintenance. Exterior siding and landscaping appear maintained. Missing items that sometimes affect readiness (minor touch-ups, outlet covers) are not evident. Overall turnkey condition with only minor cosmetic items possible."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 86.0,
"rationale": "Front yard, driveway, and concrete-covered patio look well maintained; long driveway with rear vehicle access noted in listing. Siding and fencing appear intact. No standing water, collapsed walkways, or severe foundation issues visible. Mature tree in front could present minor root issues long-term but not an immediate inspection failure. Overall exterior is in good condition for occupancy."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 78.3,
"rationale": "No obvious life-threatening hazards in photos: ceilings intact (no sagging), no visible mold or water stains, windows in bedrooms appear egress-capable, entry door appears secure and likely has a deadbolt. A ceiling smoke detector-style device is visible in the living area. No exposed wiring is visible. Items not directly visible in photos (CO alarms where required, GFCI locations, electrical panel condition) could affect final NSPIRE pass; based on recent renovation and visible condition these are likely present but not confirmed. Minor risk remains for unshown items."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 76.7,
"rationale": "Listing states a 5-year-old roof and photos show intact shingles. HVAC ceiling vents/registers are visible indicating central HVAC; no evidence of disrepair. Appliances and laundry hookups visible. Water heater, electrical panel, and drainage details are not shown; absence of visible plumbing leaks or stains is positive. Because major system components are not all shown, score is conservative but favorable given recent renovations."
}
],
"red_flags": [],
"confidence": 0.89,
"assumptions": [
"Interior smoke detector shown is functional and additional smoke detectors are installed per code in sleeping areas.",
"Carbon monoxide (CO) alarm(s) are installed where required (not visible in photos).",
"Central HVAC is present and operational (supply vents visible but unit not pictured).",
"Water heater and plumbing are operational and provide hot water (no visible leaks or stains).",
"Electrical panel is intact and circuits are properly labeled; no exposed wiring hidden from photos.",
"GFCI protection is present in kitchen and bathrooms or will be brought to code if required.",
"Listing statement that the roof is 5 years old is accurate and there are no active roof leaks.",
"No concealed mold, termite damage, or foundation movement beyond what is visible in photos."
],
"score_method": "mean_of_criteria",
"overall_score": 82.0,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7249491027"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.