Property ID: 7254233952
1601 Mississippi Ave, Kenner, LA, 70062
Kenner, LA
Money Down: $68,400
CoC Return: -5.94%
Monthly Cash Flow: $-339
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$57,000
Closing Costs
$11,400
Total Down
$68,400
Investment Snapshot
Purchase Price
$285,000
Money Down
$68,400
Cash-on-Cash Return
-5.94%
Rent
$1,696
Monthly Cash Flow
$-339
Annual Cash Flow
$-4,063
Debt Service / Mo
$1,517
Property Tax / Mo
$247
Insurance / Mo
$101
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$101
Property Tax
$247
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,178
Debt Service
$1,517
Cash Flow After Debt
$-339
Quality Score: 81.30%
Confidence: 95.00%
Overall the property appears largely turnkey for a Housing Choice Voucher inspection. Recent major system updates (AC 2025, roof 2022, windows 2020) and generally well-maintained interior and exterior make this likely to pass with minor corrections. The most likely inspection items to address before/at inspection are: verifying and installing required smoke and carbon monoxide detectors, confirming GFCI-protected outlets in kitchen/bath, adding or verifying deadbolt on entry, and addressing the dated bathtub surround/caulking. No structural sagging, collapsed ceilings, standing water, or visible major electrical hazards were observed in photos.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$285,000
Beds
3
Baths
2
Living Area
1,300 sqft
Lot Size
8,799 sqft
Year Built
1985
Days on Market
26
Capital Outlay
$68,400
Debt Service
$1,517
Property Tax / Mo
$247
Insurance / Mo
$101
Property Description
Well-maintained 3 bedroom, 2 bathroom home offering approximately 1,300 sq ft of living space in Kenner. Major updates already completed including a new A/C (2025), roof (2022), and windows (2020). The home features a vaulted ceiling in the living room, cozy fireplace, and a functional layout for everyday living. Enjoy plenty of driveway parking, a spacious backyard, and a covered rear patio for entertaining or relaxing. Conveniently located with easy access to shopping, dining, the airport, and major roadways for an easy commute.
Utility Allowances
heating
$70
Selected 'Natural Gas' for a 3-bedroom unit based on property details specifying 'Gas: Natural'.
cooking
$12
Selected 'Natural Gas' for a 3-bedroom unit as property details specify 'Gas: Natural' and include a 'Range/Oven'.
water_heating
$24
Selected 'Natural Gas' for a 3-bedroom unit, assuming the most economical option consistent with the property's 'Gas: Natural' utility.
other_electric
$67
Fixed allowance for a 3-bedroom unit, covering general electric use for lighting, outlets, and landlord-provided appliances.
water
$43
Fixed allowance for a 3-bedroom unit, as property details specify 'Water Source: Public'.
sewer
$46
Fixed allowance for a 3-bedroom unit, as property details specify 'Sewer: City'.
trash_collection
$25
Fixed allowance for a 3-bedroom unit, representing standard municipal trash service.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,216
DP3 Annual Estimate$1,216
DP1 Monthly Equivalent$101
DP3 Monthly Equivalent$101
Replacement Value$169,400
Basis1,300 sqft / 1985
Nearby Houses
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1509 Massachusetts Ave
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1108 Mississippi Ave
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3 bd / 3 ba · 1,997 sqft
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Photo unavailable
1416 N Atlanta St
off_market · 0.18 mi
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3 bd / 2 ba · 1,817 sqft
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1904 Michigan Ave
off_market · 0.20 mi
Price: $385,000
4 bd / 2 ba · 2,445 sqft
Latest sale: —
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1512 Massachusetts Ave
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Latest sale: —
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1217 N Atlanta St
for_sale · 0.20 mi
Price: $279,000
4 bd / 2 ba · 1,377 sqft
Latest sale: — on Aug 08, 2014
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Photo unavailable
1119 N Atlanta St
for_sale · 0.23 mi
Price: $329,000
3 bd / 3 ba · 1,658 sqft
Latest sale: — on Mar 25, 2022
Latest rent: —
Photo unavailable
1900 Massachusetts Ave
sold · 0.23 mi
Price: $189,900
3 bd / 1 ba · 1,035 sqft
Latest sale: — on Jul 14, 2021
Latest rent: —
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1012 N Bengal Rd
sold · 0.24 mi
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Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No major structural or life-safety red flags observed in provided photos (no sagging, collapsed ceilings, standing water, or exposed subfloor).
- Potential safety items to verify before inspection: presence and functionality of smoke detectors and carbon monoxide alarm(s), and GFCI protection at kitchen/bath outlets (not visible in photos).
Assumptions
- Listing claims are accurate: A/C was replaced in 2025, roof in 2022, and windows in 2020.
- Appliances shown (range, microwave, dishwasher, refrigerator) are present and operable at move-in.
- No active roof leaks, major hidden mold, or concealed structural issues are present since ceilings/walls appear intact in photos.
- Electrical panel and water heater are present and functionally connected (not shown in photos).
- Bedrooms have appropriate egress via visible windows; window dimensions meet local egress requirements (not measured).
- Local code requires CO detectors because of the fireplace and attached garage; none are shown in photos and should be installed if missing.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,875 | $225,600 | $22,560 |
| 2024 | $2,734 | $225,600 | $22,560 |
| 2023 | $2,855 | $225,600 | $22,560 |
| 2022 | $2,777 | $225,600 | $22,560 |
| 2021 | $2,577 | $225,600 | $22,560 |
| 2020 | $2,558 | $225,600 | $22,560 |
| 2019 | $2,631 | $225,600 | $22,560 |
| 2018 | $2,449 | $225,600 | $22,560 |
| 2017 | $2,449 | $225,600 | $22,560 |
| 2016 | $2,400 | $225,600 | $22,560 |
| 2015 | $2,409 | $221,200 | $22,120 |
| 2014 | $2,377 | $221,200 | $22,120 |
| 2013 | $2,377 | $221,200 | $22,120 |
| 2012 | $1,571 | $221,200 | $22,120 |
| 2011 | $1,447 | $218,000 | $21,800 |
| 2010 | $2,150 | $218,000 | $21,800 |
| 2009 | $2,150 | $218,000 | $21,800 |
| 2008 | $1,395 | — | $21,800 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed | $285,000 |
| 2007-04-13 | Sold | $0 |
| 2003-05-01 | Sold | $0 |
Photo Gallery
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},
{
"tax": 2400,
"year": 2016,
"market": {
"land": 56200,
"total": 225600,
"building": 169400
},
"assessment": {
"land": 5620,
"total": 22560,
"building": 16940
}
},
{
"tax": 2409,
"year": 2015,
"market": {
"land": 56100,
"total": 221200,
"building": 165100
},
"assessment": {
"land": 5610,
"total": 22120,
"building": 16510
}
},
{
"tax": 2377,
"year": 2014,
"market": {
"land": 56100,
"total": 221200,
"building": 165100
},
"assessment": {
"land": 5610,
"total": 22120,
"building": 16510
}
},
{
"tax": 2377,
"year": 2013,
"market": {
"land": 56100,
"total": 221200,
"building": 165100
},
"assessment": {
"land": 5610,
"total": 22120,
"building": 16510
}
},
{
"tax": 1571,
"year": 2012,
"market": {
"land": 56100,
"total": 221200,
"building": 165100
},
"assessment": {
"land": 5610,
"total": 22120,
"building": 16510
}
},
{
"tax": 1447,
"year": 2011,
"market": {
"land": 56100,
"total": 218000,
"building": 161900
},
"assessment": {
"land": 5610,
"total": 21800,
"building": 16190
}
},
{
"tax": 2150,
"year": 2010,
"market": {
"land": 56100,
"total": 218000,
"building": 161900
},
"assessment": {
"land": 5610,
"total": 21800,
"building": 16190
}
},
{
"tax": 2150,
"year": 2009,
"market": {
"land": 71000,
"total": 218000,
"building": 147000
},
"assessment": {
"land": 7100,
"total": 21800,
"building": 14700
}
},
{
"tax": 1395,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 21800,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-14",
"price": 285000,
"listing": {
"status": "for_sale",
"list_date": "2026-03-14T12:27:23Z",
"list_price": 285000,
"listing_id": "2992546436",
"last_update_date": "2026-03-14T11:10:04Z",
"last_status_change_date": "2026-03-14T12:27:23Z"
},
"event_name": "Listed",
"price_sqft": 219.23076923076923,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2547562",
"price_change_percentage": null
},
{
"date": "2007-04-13",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2003-05-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7254233952",
"generated_at": "2026-03-27T02:30:35.512578Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 81.3
},
"utility_allowance": {
"zip_code": "70062",
"home_photo": "https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m443963827s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 228000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1601-Mississippi-Ave_Kenner_LA_70062_M72542-33952",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 285000.0,
"loan_term_years": 30,
"annual_cash_flow": 14139.55,
"mortgage_monthly": 1516.89,
"payment_standard": 1983.0,
"total_amount_out": 57000.0,
"additional_photos": [
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m1258355972s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m285112684s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m412222631s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m2819552847s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m580836354s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m3093033578s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m2182150450s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m3782489701s-w1280.jpg",
"https://ap.rdcpix.com/82d53232f84ce405a7131b44e39ede86l-m1334173647s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 101.33,
"monthly_cash_flow": 1178.3,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'Natural Gas' for a 3-bedroom unit based on property details specifying 'Gas: Natural'.",
"utility": "heating",
"allowance": 70
},
{
"note": "Selected 'Natural Gas' for a 3-bedroom unit as property details specify 'Gas: Natural' and include a 'Range/Oven'.",
"utility": "cooking",
"allowance": 12
},
{
"note": "Selected 'Natural Gas' for a 3-bedroom unit, assuming the most economical option consistent with the property's 'Gas: Natural' utility.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "Fixed allowance for a 3-bedroom unit, covering general electric use for lighting, outlets, and landlord-provided appliances.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "Fixed allowance for a 3-bedroom unit, as property details specify 'Water Source: Public'.",
"utility": "water",
"allowance": 43
},
{
"note": "Fixed allowance for a 3-bedroom unit, as property details specify 'Sewer: City'.",
"utility": "sewer",
"allowance": 46
},
{
"note": "Fixed allowance for a 3-bedroom unit, representing standard municipal trash service.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.25,
"down_payment_amount": 57000.0,
"property_tax_annual": 2961.25,
"property_tax_monthly": 246.77,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -4063.13,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -338.59,
"cash_on_cash_return_after_debt": -0.07
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely turnkey for a Housing Choice Voucher inspection. Recent major system updates (AC 2025, roof 2022, windows 2020) and generally well-maintained interior and exterior make this likely to pass with minor corrections. The most likely inspection items to address before/at inspection are: verifying and installing required smoke and carbon monoxide detectors, confirming GFCI-protected outlets in kitchen/bath, adding or verifying deadbolt on entry, and addressing the dated bathtub surround/caulking. No structural sagging, collapsed ceilings, standing water, or visible major electrical hazards were observed in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained home: new-looking flooring, painted walls, updated kitchen with stainless appliances and granite counters, functioning doors and windows, no visible major drywall or flooring damage. The bathtub surround looks aged/unfinished and will likely need re-sealing or replacement; minor cosmetic scuffs at trim/baseboards are visible. No essential appliances appear missing. Overall only minor cosmetic and finish-level repairs anticipated."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No exposed wiring, ceilings intact, stair/handrail issues not visible, windows present in bedrooms (egress likely OK), and fireplace visible but appears intact. However smoke detectors and carbon monoxide detectors are not visible in any photos (required per NSPIRE depending on local regs and presence of gas/fuel appliances/attached garage/fireplace); GFCI presence at kitchen and bathroom outlets cannot be confirmed from photos. Entry door appears secure but a deadbolt is not visible. Plumbing fixtures and water access appear intact. Because required alarms/outlet protection are not documented in photos, assign a moderate reduction for likely small corrective items."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 80.0,
"rationale": "Listing states new A/C (2025), roof (2022), and windows (2020) and photos show vents and a modern split register layout; kitchen appliances are present and appear operable. Those recent replacements strongly reduce system risk. Electrical panel and water heater are not shown, so their condition is assumed serviceable but unverified. Plumbing fixtures visible and appear functional. Because some major components are claimed new and visible evidence is positive, score is high but slightly reduced for unverified panel/water heater."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 85.0,
"rationale": "Exterior photos show intact siding, recent roof, well-kept yard, solid concrete driveway with ample parking, and a fenced backyard with covered patio. Walkway from sidewalk to entry is level and in good condition. No standing water, major drainage issues, foundation cracks, or visible pest infestation are present in photos. Lamp post and garage door are intact. Overall low exterior risk."
}
],
"red_flags": [
"No major structural or life-safety red flags observed in provided photos (no sagging, collapsed ceilings, standing water, or exposed subfloor).",
"Potential safety items to verify before inspection: presence and functionality of smoke detectors and carbon monoxide alarm(s), and GFCI protection at kitchen/bath outlets (not visible in photos)."
],
"confidence": 0.7,
"assumptions": [
"Listing claims are accurate: A/C was replaced in 2025, roof in 2022, and windows in 2020.",
"Appliances shown (range, microwave, dishwasher, refrigerator) are present and operable at move-in.",
"No active roof leaks, major hidden mold, or concealed structural issues are present since ceilings/walls appear intact in photos.",
"Electrical panel and water heater are present and functionally connected (not shown in photos).",
"Bedrooms have appropriate egress via visible windows; window dimensions meet local egress requirements (not measured).",
"Local code requires CO detectors because of the fireplace and attached garage; none are shown in photos and should be installed if missing."
],
"overall_score": 81.0,
"rubric_version": "2026-03-hud-nspire-v1"
},
{
"summary": "This single-family home appears largely turnkey for Section 8 / HCV occupancy with recent major system updates (new A/C 2025, roof 2022, windows 2020) and no visible structural or life-threatening deficiencies. Likely to pass an initial NSPIRE/HCV inspection after verifying/installing required detectors (smoke in each sleeping area, CO if required locally), confirming GFCI protection at kitchen/bath, and confirming the electrical panel and water heater condition. Minor cosmetic work (bathtub surround refinishing, small trim/baseboard touch-ups) may be recommended but are not likely to prevent approval.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Photos and listing show a well-maintained interior and exterior: newer windows (2020), roof (2022), recent paint and trim work, intact laminate flooring, functioning built-in appliances (stove, microwave, dishwasher, refrigerator visible). Minor visible deferred items: tub surround appears aged/discolored and may need refinishing or replacement; a few baseboard/trim touch-ups likely. No major flooring collapse, large holes, or visible structural decay. Missing appliances are not an issue here (appliances present). Overall few cosmetic/finish repairs only."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 74.0,
"rationale": "No obvious life-threatening hazards observed (no collapsed ceilings, major water intrusion, visible electrical fires or exposed wiring). Ceiling penetrations and HVAC vents look intact. A round detector device is visible in the kitchen area, suggesting at least one smoke detector, but smoke detectors in each sleeping area / hallway are not visible in photos and CO alarm presence is not shown. GFCI protection at kitchen sink is not clearly visible. Entry door hardware/deadbolt is not clearly visible. Bedroom windows appear to provide egress. Given visible condition, likely low immediate hazard but several NSPIRE checklist items (smoke/CO detectors in correct locations, GFCI outlets, deadbolt) require verification/installation before inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical Condition",
"score": 80.0,
"rationale": "Listing states new A/C (2025) and photos show ceiling vents and a modern HVAC register — high likelihood HVAC is operational. Roof replaced 2022 per listing and appears in good condition from photos. Kitchen appliances are modern and appear installed. Water heater, electrical panel, and plumbing main are not pictured; however bathrooms/kitchen fixtures appear functional with no visible leaks. Because critical components like water heater and electrical panel were not shown, moderate uncertainty remains but recent major updates reduce risk."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.0,
"rationale": "Exterior photos show sound siding, intact windows, level roofline, full driveway and attached garage, solid perimeter fence and covered rear patio (per listing). Sidewalk and front step are intact with no trip hazards visible. Yard is maintained and drainage appears typical; no standing water or erosion visible. Overall exterior appears well-kept and low risk for inspection failure."
}
],
"red_flags": [
"No photos of electrical panel — must verify panel condition, breakers, and absence of unsafe wiring.",
"Smoke detectors in each sleeping area / corridor not confirmed; installer/owner should verify and provide mounting to meet NSPIRE requirements.",
"GFCI protection at kitchen sink and bathrooms not clearly visible; may require installation to meet code/NSPIRE.",
"CO detector presence not shown (required in many jurisdictions when fuel-burning appliances or attached garage exist) — verify/install if required.",
"Bathtub surround shows aging/discoloration and may need replacement/refinishing to meet sanitary/finish expectations."
],
"confidence": 0.7,
"assumptions": [
"A/C is operational as listed (new 2025) and provides cooling/heating as required.",
"Roof replacement in 2022 was done properly and there are no hidden active leaks (no stains visible inside).",
"Electrical panel is present and intact though not shown; no exposed wiring was observed in photos.",
"Water heater exists and provides hot water (not pictured); plumbing fixtures shown are functional and not leaking.",
"Bedrooms have egress-compliant windows (visible windows appear large enough but exact dimensions not measured).",
"Smoke detectors and CO alarms may be present but were not photographed in sleeping areas; assume at least one detector is present based on a ceiling device in kitchen photo.",
"No concealed mold, major termite damage, or subfloor collapse beyond what is visible in photos."
],
"overall_score": 81.0,
"rubric_version": "ns_p_inspect_v1.0"
},
{
"summary": "Overall the property appears well-maintained and largely turnkey for Section 8/HCV occupancy. Major system upgrades (A/C 2025, roof 2022, windows 2020) and present appliances make it likely to pass most inspection items after addressing a few safety-code items. Primary inspection risks are missing/uncertain smoke and carbon monoxide detectors, possible lack of GFCI receptacles in kitchen/bath, and verification/clearance of the fireplace. These are typically quick fixes (installing detectors, adding GFCI outlets or breakers, fireplace inspection/labeling) and would likely make the unit inspection-ready within 1-2 weeks. No visible structural or life-safety failures were observed in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show well-maintained cosmetic condition: new-ish flooring, painted walls, intact trim/molding, updated kitchen cabinetry and appliances (stove, microwave, dishwasher, fridge visible), and clean living spaces. The master living areas show vaulted ceiling and no visible water stains or ceiling damage. The primary downside is a worn/unfinished-looking tub surround and some minor cosmetic touch-ups likely needed in bathrooms; no major surface damage or exposed subfloor observed. Missing appliances are not an issue (appliances present). Overall only minor cosmetic and finish repairs expected."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No obvious life-threatening hazards visible (no sagging ceilings, active leaks, standing water, or collapsed elements). However, photos do not show smoke detectors in hallways or bedrooms, nor a carbon monoxide detector near sleeping areas — a likely NSPIRE issue. Kitchen and bathroom outlets shown are standard duplex style; no visible GFCI receptacles (kitchen/bath GFCI requirement is a common NSPIRE check). Fireplace is an open hearth (appears wood-burning) and will require documentation of safe operation or be rendered non-operational for inspection. Entry door and locks appear intact but deadbolt presence is not visible. Electrical panel not shown. Given these unknown/missing items that are required for compliance, safety/code score is reduced despite otherwise good visible conditions."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 85.0,
"rationale": "Listing states major mechanical updates: new A/C 2025 (photos show central HVAC vents), roof replaced 2022, windows replaced 2020 — these are significant positives. Kitchen appliances are modern stainless units. No visible evidence of plumbing leaks; tile floors and baseboards appear intact. Water heater and electrical panel not photographed; assume present and functional given recent A/C and roof investments. HVAC presence and recent roof replacement strongly indicate low near-term system risk, but lack of direct photos of electrical panel/water heater leaves small residual uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 90.0,
"rationale": "Exterior photos show a maintained siding envelope, newer roof, level concrete driveway with abundant parking, intact walkway and curb appeal. Rear yard is fenced and there is a covered rear patio visible from interior photos. No visible foundation cracks or exterior structural distress. Minor uncertainty on fence age and drainage grading but no standing water or erosion observed."
}
],
"red_flags": [
"No visible smoke detectors in photos — missing/insufficient smoke detection is a likely NSPIRE fail if not present.",
"No visible carbon monoxide detector near sleeping areas despite presence of fireplace — CO detector may be required.",
"No visible GFCI-protected outlets in kitchen/bath areas — potential NSPIRE/electrical deficiency.",
"Fireplace is an open hearth and requires verification (chimney clearance, flue, or must be made non-operational) before passing inspection."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is functional (new A/C 2025) and provides heating/cooling; supply vents visible indicate central system present.",
"Water heater and electrical service/panel are present and operational though not photographed.",
"Bedrooms have operable windows that meet egress dimensions (photos show standard double-hung windows); exact dimensions not verified.",
"Front entry door is secure; presence of a code-compliant deadbolt is unknown and assumed but should be verified.",
"No interior water intrusion or hidden mold since no staining or visible mold-like substances appear in photos; new roof and photos showing intact ceilings support this assumption.",
"Kitchen and bathroom outlets shown are likely standard (non-GFCI) based on visible outlet styles; final determination requires in-person testing.",
"Fireplace is a wood-burning open hearth (appears so from photos); condition and chimney integrity not inspected and assumed to need verification."
],
"overall_score": 82.0,
"rubric_version": "ns-preset-2026-1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1601 Mississippi Ave, Kenner, LA, 70062",
"aggregate": {
"summary": "Overall the property appears largely turnkey for a Housing Choice Voucher inspection. Recent major system updates (AC 2025, roof 2022, windows 2020) and generally well-maintained interior and exterior make this likely to pass with minor corrections. The most likely inspection items to address before/at inspection are: verifying and installing required smoke and carbon monoxide detectors, confirming GFCI-protected outlets in kitchen/bath, adding or verifying deadbolt on entry, and addressing the dated bathtub surround/caulking. No structural sagging, collapsed ceilings, standing water, or visible major electrical hazards were observed in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 84.0,
"rationale": "Interior and exterior photos show a well-maintained home: new-looking flooring, painted walls, updated kitchen with stainless appliances and granite counters, functioning doors and windows, no visible major drywall or flooring damage. The bathtub surround looks aged/unfinished and will likely need re-sealing or replacement; minor cosmetic scuffs at trim/baseboards are visible. No essential appliances appear missing. Overall only minor cosmetic and finish-level repairs anticipated."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 87.7,
"rationale": "Exterior photos show intact siding, recent roof, well-kept yard, solid concrete driveway with ample parking, and a fenced backyard with covered patio. Walkway from sidewalk to entry is level and in good condition. No standing water, major drainage issues, foundation cracks, or visible pest infestation are present in photos. Lamp post and garage door are intact. Overall low exterior risk."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 73.0,
"rationale": "No exposed wiring, ceilings intact, stair/handrail issues not visible, windows present in bedrooms (egress likely OK), and fireplace visible but appears intact. However smoke detectors and carbon monoxide detectors are not visible in any photos (required per NSPIRE depending on local regs and presence of gas/fuel appliances/attached garage/fireplace); GFCI presence at kitchen and bathroom outlets cannot be confirmed from photos. Entry door appears secure but a deadbolt is not visible. Plumbing fixtures and water access appear intact. Because required alarms/outlet protection are not documented in photos, assign a moderate reduction for likely small corrective items."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 81.7,
"rationale": "Listing states new A/C (2025), roof (2022), and windows (2020) and photos show vents and a modern split register layout; kitchen appliances are present and appear operable. Those recent replacements strongly reduce system risk. Electrical panel and water heater are not shown, so their condition is assumed serviceable but unverified. Plumbing fixtures visible and appear functional. Because some major components are claimed new and visible evidence is positive, score is high but slightly reduced for unverified panel/water heater."
}
],
"red_flags": [
"No major structural or life-safety red flags observed in provided photos (no sagging, collapsed ceilings, standing water, or exposed subfloor).",
"Potential safety items to verify before inspection: presence and functionality of smoke detectors and carbon monoxide alarm(s), and GFCI protection at kitchen/bath outlets (not visible in photos)."
],
"confidence": 0.95,
"assumptions": [
"Listing claims are accurate: A/C was replaced in 2025, roof in 2022, and windows in 2020.",
"Appliances shown (range, microwave, dishwasher, refrigerator) are present and operable at move-in.",
"No active roof leaks, major hidden mold, or concealed structural issues are present since ceilings/walls appear intact in photos.",
"Electrical panel and water heater are present and functionally connected (not shown in photos).",
"Bedrooms have appropriate egress via visible windows; window dimensions meet local egress requirements (not measured).",
"Local code requires CO detectors because of the fireplace and attached garage; none are shown in photos and should be installed if missing."
],
"score_method": "mean_of_criteria",
"overall_score": 81.3,
"rubric_version": "2026-03-hud-nspire-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7254233952"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.