5550 Fisher St, Lafitte, LA, 70067
Lafitte, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 75.60%
Confidence: 87.00%
This property appears largely turnkey for a Housing Choice Voucher initial inspection. Interior finishes, flooring, kitchen and bath fixtures, and appliances are present and in reasonable condition. A working smoke detector is visible and no immediate life-safety hazards are apparent from photos. Primary uncertainties are unphotographed major systems (HVAC, water heater, electrical panel), GFCI presence in kitchen, carbon monoxide detection, and confirmation of a keyed deadbolt. Addressing a few minor items (verify/replace CO detector if required, ensure GFCI protection near sink, confirm HVAC and water heater operation, tighten/repair exterior stairs/rail) should make the unit highly likely to pass an initial NSPIRE inspection.
Property Fundamentals
Property Description
Calling all camp lovers or investors! Welcome to 5550 Fisher located in the lovely, quaint city of Lafitte. This property has 2 bedrooms and 1 bath, and is FULLY FURNISHED, calling for the perfect getaway! Within seconds, you can be on the bayou, and by boat your options are endless. This property offers all of the desires of being tranquil and also while being a Sportsman Paradise! Call today for your showing!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
View QuoteNearby Houses
5555 Jean Lafitte Blvd Lots 4,5,6
5563 Perrin St
5525 Perrin St
5679 Jean Lafitte Blvd
5318 Privateer Blvd
Risk and Criteria Detail
Red Flags
- success
Assumptions
- The electric range and refrigerator shown are functional and will be left with the unit for tenants.
- There is a functioning water heater and an operational heating/cooling system despite no photos of the units; vents and ceiling fans suggest conditioned space.
- Electrical service and panel exist and are intact though not photographed; visible outlets have covers.
- Bedroom windows meet minimum egress size requirements (photos show windows but exact dimensions unknown).
- No active mold, pest infestation, or hidden water intrusion exists beyond what is visible in photos.
- Local code requirements for carbon monoxide detectors apply only if fuel-burning appliances are present; the pictured stove appears electric.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,046 | $90,200 | $9,020 |
| 2024 | $1,044 | $90,200 | $9,020 |
| 2023 | $1,133 | $90,200 | $9,020 |
| 2022 | $195 | $16,000 | $1,600 |
| 2021 | $184 | $16,000 | $1,600 |
| 2020 | $536 | $47,000 | $4,700 |
| 2019 | $543 | $47,000 | $4,700 |
| 2018 | $505 | $47,000 | $4,700 |
| 2017 | $1,195 | $47,000 | $4,700 |
| 2016 | $814 | $47,000 | $4,700 |
| 2015 | $503 | $47,000 | $4,700 |
| 2014 | $497 | $47,000 | $4,700 |
| 2013 | $497 | $47,000 | $4,700 |
| 2012 | $497 | $47,000 | $4,700 |
| 2011 | $482 | $46,600 | $4,660 |
| 2010 | $470 | $46,600 | $4,660 |
| 2009 | $470 | $46,600 | $4,660 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2016-06-13 | Sold | — |
Photo Gallery
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"Property Age: 11",
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"summary": "This property appears largely turnkey for a Housing Choice Voucher initial inspection. Interior finishes, flooring, kitchen and bath fixtures, and appliances are present and in reasonable condition. A working smoke detector is visible and no immediate life-safety hazards are apparent from photos. Primary uncertainties are unphotographed major systems (HVAC, water heater, electrical panel), GFCI presence in kitchen, carbon monoxide detection, and confirmation of a keyed deadbolt. Addressing a few minor items (verify/replace CO detector if required, ensure GFCI protection near sink, confirm HVAC and water heater operation, tighten/repair exterior stairs/rail) should make the unit highly likely to pass an initial NSPIRE inspection.",
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"rationale": "Interior and exterior photos show a well-maintained, furnished 2-bed/1-bath home with intact flooring, cabinets, countertops and painted walls. Appliances (stove, refrigerator) are present and appear serviceable. Cosmetic wear is limited to weathering on exterior stairs/rail and typical minor scuffs on trim. No visible collapsed surfaces, major stains, or rotten subflooring. Missing or worn items appear to be minor, repairable, and primarily cosmetic."
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"label": "Safety & Code (NSPIRE) Risk",
"score": 75.0,
"rationale": "A ceiling-mounted smoke detector is visible in the hallway (positive). Interior shows covered outlets and no obvious exposed wiring. Entry stairs have guardrails and the raised porch has a railing. Bedrooms show windows that likely provide egress, and bathroom fixtures look intact. Unverified items: carbon monoxide detector not visible, GFCI protection at kitchen sink outlets not clearly visible, and a door deadbolt is not clearly seen in photos. No active leaks, mold staining, collapsed ceilings, or visible electrical panel hazards were observed. These uncertainties reduce the score moderately."
},
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"score": 70.0,
"rationale": "Kitchen appliances (electric range, refrigerator) are present. Visible ceiling/room vents and ceiling fans suggest an HVAC distribution, but no outdoor condensing unit, furnace, or water heater was photographed to directly confirm serviceability. Electrical panel and water heater locations were not shown. Roof appears to be metal and in good visible condition. Given lack of direct photos for major systems, assume serviceable but unconfirmed — creating a moderate systems risk."
},
{
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"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding and painted trim look intact; metal roof appears in good shape. House is elevated on piers (typical for the area) with lattice skirting in place. Driveway and front yard are serviceable; no standing water or major erosion visible. Exterior stairs and railing are weathered and may need tightening or refinishing but are present. Crawlspace access is covered with lattice but pest-proofing is unverified. No visible foundation movement or major envelope failure."
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"There is a functioning water heater and an operational heating/cooling system despite no photos of the units; vents and ceiling fans suggest conditioned space.",
"Electrical service and panel exist and are intact though not photographed; visible outlets have covers.",
"Bedroom windows meet minimum egress size requirements (photos show windows but exact dimensions unknown).",
"No active mold, pest infestation, or hidden water intrusion exists beyond what is visible in photos.",
"Local code requirements for carbon monoxide detectors apply only if fuel-burning appliances are present; the pictured stove appears electric."
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"summary": "Overall the property appears in good move-in condition with mostly cosmetic and minor maintenance needs. Major appliances are present and interior finishes look well maintained. The primary unknowns that reduce the NSPIRE readiness score are limited photographic documentation of mechanical systems (HVAC condenser, electrical panel, water heater) and verification of required GFCI/CO devices. No immediate life‑threatening defects are visible; likely passable after addressing any missing GFCI/CO units and performing routine exterior stair/railing maintenance. Estimated time to pass initial HCV inspection: 1–4 weeks depending on verification/repair of mechanical items.",
"criteria": [
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"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and finishes are generally clean and well maintained in photos: laminate flooring in good condition, painted walls, intact cabinetry and countertops. Kitchen and bathroom fixtures are present and appear functional. Property is fully furnished and includes major appliances (stove, refrigerator) which reduces time-to-rent. Exterior stairs, deck and lattice under-house show weathering and need minor carpentry/finish work and staining; cosmetic touch-ups (trim paint, minor cabinet wear) likely required. No major interior finish failures visible. Missing or loose outlet/GFCI protection at sink not verifiable from photos but not evident as damaged."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 72.0,
"rationale": "No obvious life‑threatening hazards visible: no sagging ceilings, no visible active leaks, no exposed wiring, outlet covers are present in photographed rooms. A round smoke/CO-type alarm is visible in the hallway ceiling which suggests smoke detection is present; carbon-monoxide detector presence is unknown (stove appears electric). Entry door has a lock and likely a deadbolt (hard to confirm visually). Bedroom windows are visible and appear to provide egress, but exact dimensions are unverified. GFCI outlet at kitchen sink not clearly visible in photos — unknown. Given the neat interior and intact surfaces, common NSPIRE safety items likely can be addressed quickly if any minor issues are found."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 65.0,
"rationale": "Major visible systems show mixed evidence: exterior metal roof looks intact and in good condition. Stove and refrigerator present. No water damage, staining, or mold visible inside. Central HVAC equipment (condensing unit) is not shown in photos; ceiling vents and attic access are visible but HVAC operation and water heater condition are unverified from images. Electrical panel location and service condition are not shown. Plumbing fixtures (sink, toilet, shower) are present and appear functional. Because key mechanical components (HVAC, electrical panel, water heater) are not documented, reserve some risk for potential service repairs."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Raised coastal-style home on piers with metal roof and siding that look serviceable. Yard and walkways are tidy; driveway area visible. Under-deck lattice is in place though a few panels may need securing. Front stairs and railing are weathered and would benefit from maintenance (staining/fastener check) but look structurally intact in photos. No visible standing water, severe foundation cracks, or exterior structural sagging observed. Coastal location (Lafitte) implies flood exposure but no flood damage visible in photos."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"The listing photos are representative of the whole unit and were taken recently (no dated damage since photos).",
"Kitchen stove and refrigerator shown are included and functional as implied by listing text (FULLY FURNISHED).",
"A smoke alarm is present (visible in hallway photo); CO alarm presence is unknown — assumed not required if no gas appliances, but should be installed if code requires or if gas is present.",
"Central HVAC unit and water heater exist and are operational though not pictured; their condition is unverified.",
"Electrical panel location and overall electrical service are intact and code-compliant though not shown.",
"Bedroom windows provide adequate egress based on visible standard-sized windows; exact measurements unverified.",
"No visible mold, active roof leaks, collapsed ceilings, or major foundation movement exist based on photos.",
"Property is in a coastal/flood-prone area (Lafitte) which increases the chance of unseen moisture or flood-related deterioration below the elevated living area."
],
"overall_score": 72.0,
"rubric_version": "nsPIRE-v1.0-2026-02"
},
{
"summary": "This 2-bed, 1-bath raised single-family home appears largely turnkey for a Housing Choice Voucher inspection with minor to moderate verification steps. Interior and exterior are tidy, appliances are present, smoke detector is visible, and major systems show signs of being present (metal roof, HVAC vent). Items to confirm prior to inspection: operability of HVAC and water heater, presence/function of carbon monoxide alarm if required, GFCI protection in kitchen/bath, and existence of secure deadbolt on entry. Exterior stairs should be sealed/checked for fastener integrity. With those quick checks/repairs the property is likely to pass an initial NSPIRE inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Interior photos show well-maintained finishes: intact laminate flooring, painted walls, functioning fixtures, and furnished rooms. Kitchen has full-size refrigerator and electric range present; cabinets and counters appear serviceable. Exterior paint/siding and metal roof look in good condition. Observable deferred items are cosmetic and minor: exterior wood stairs and railings are weathered and would benefit from sanding/sealing, lattice skirting shows minor wear. No evidence of collapsed surfaces, major water damage or exposed subfloor. Missing/aging cosmetic items are easy-to-fix; appliances are present so missing-appliance risk is low."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE)",
"score": 74.0,
"rationale": "Positive: visible hallway smoke detector, intact interior ceilings and walls, functioning plumbing fixtures in bathroom, exterior stairs have handrails, no visible exposed wiring, windows present in bedrooms (likely egress). Unconfirmed/possible issues: carbon monoxide alarm not visible (may not be required with electric range but must be verified if fuel-burning appliances or attached garage present), GFCI protection at kitchen counters not visible in photos (could be protected at panel), deadbolt presence on entry door not clearly visible. No visible active leaks, mold, or major structural movement. These unverified items create some NSPIRE compliance risk but are addressable with quick fixes or documentation."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 72.0,
"rationale": "Roof appears to be metal and in good visual condition. Interior photos show ceiling air return/vent in hallway indicating central HVAC likely present (not explicitly documented); ceiling fans in rooms. Electrical outlets and covers are present; an alarm keypad indicates powered system. Plumbing fixtures and hot water usability aren't directly visible but bathroom and kitchen fixtures appear intact. Water heater location and age not shown. Because system operability (HVAC, water heater, panel condition) cannot be fully confirmed from photos, moderate score applied — likely functional but requires routine verification/servicing."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Raised structure on piers with lattice skirting — typical for the area and visually intact. Siding and windows appear serviceable; metal roof looks recently maintained. Lawn and driveway area are tidy. Exterior stairs and decking are weathered wood that should be treated/secured; concrete landing present. No visible standing water, severe erosion, foundation cracking or pest infestation in photos. Flood risk inherent to location (elevated home) should be considered operationally but does not create an NSPIRE fail in photos alone."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational inferred from visible ceiling vent/return in hallway and ceiling fans in rooms.",
"Water heater is installed and supplying hot water though not visible in photos; hot water availability assumed but should be verified.",
"Bedrooms have code-compliant egress windows based on visible window size/placement; exact egress dimensions not confirmed.",
"Entry door has a functioning lock; presence of a keyed deadbolt was not clearly visible and should be confirmed or installed if missing.",
"GFCI protection at kitchen and bathroom outlets is not visible in photos; it may be provided by protected circuits but needs verification.",
"No severe hidden issues (rot, major mold, concealed electrical hazards) are present beyond what is visible — photos show generally sound cosmetic/structural condition."
],
"overall_score": 77.0,
"rubric_version": "ns_prep_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5550 Fisher St, Lafitte, LA, 70067",
"aggregate": {
"summary": "This property appears largely turnkey for a Housing Choice Voucher initial inspection. Interior finishes, flooring, kitchen and bath fixtures, and appliances are present and in reasonable condition. A working smoke detector is visible and no immediate life-safety hazards are apparent from photos. Primary uncertainties are unphotographed major systems (HVAC, water heater, electrical panel), GFCI presence in kitchen, carbon monoxide detection, and confirmation of a keyed deadbolt. Addressing a few minor items (verify/replace CO detector if required, ensure GFCI protection near sink, confirm HVAC and water heater operation, tighten/repair exterior stairs/rail) should make the unit highly likely to pass an initial NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.7,
"rationale": "Interior and exterior photos show a well-maintained, furnished 2-bed/1-bath home with intact flooring, cabinets, countertops and painted walls. Appliances (stove, refrigerator) are present and appear serviceable. Cosmetic wear is limited to weathering on exterior stairs/rail and typical minor scuffs on trim. No visible collapsed surfaces, major stains, or rotten subflooring. Missing or worn items appear to be minor, repairable, and primarily cosmetic."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.0,
"rationale": "Exterior siding and painted trim look intact; metal roof appears in good shape. House is elevated on piers (typical for the area) with lattice skirting in place. Driveway and front yard are serviceable; no standing water or major erosion visible. Exterior stairs and railing are weathered and may need tightening or refinishing but are present. Crawlspace access is covered with lattice but pest-proofing is unverified. No visible foundation movement or major envelope failure."
},
{
"key": "safety_code",
"label": "Safety & Code (NSPIRE) Risk",
"score": 73.7,
"rationale": "A ceiling-mounted smoke detector is visible in the hallway (positive). Interior shows covered outlets and no obvious exposed wiring. Entry stairs have guardrails and the raised porch has a railing. Bedrooms show windows that likely provide egress, and bathroom fixtures look intact. Unverified items: carbon monoxide detector not visible, GFCI protection at kitchen sink outlets not clearly visible, and a door deadbolt is not clearly seen in photos. No active leaks, mold staining, collapsed ceilings, or visible electrical panel hazards were observed. These uncertainties reduce the score moderately."
},
{
"key": "systems_mechanical",
"label": "Mechanical Systems",
"score": 69.0,
"rationale": "Kitchen appliances (electric range, refrigerator) are present. Visible ceiling/room vents and ceiling fans suggest an HVAC distribution, but no outdoor condensing unit, furnace, or water heater was photographed to directly confirm serviceability. Electrical panel and water heater locations were not shown. Roof appears to be metal and in good visible condition. Given lack of direct photos for major systems, assume serviceable but unconfirmed — creating a moderate systems risk."
}
],
"red_flags": [],
"confidence": 0.87,
"assumptions": [
"The electric range and refrigerator shown are functional and will be left with the unit for tenants.",
"There is a functioning water heater and an operational heating/cooling system despite no photos of the units; vents and ceiling fans suggest conditioned space.",
"Electrical service and panel exist and are intact though not photographed; visible outlets have covers.",
"Bedroom windows meet minimum egress size requirements (photos show windows but exact dimensions unknown).",
"No active mold, pest infestation, or hidden water intrusion exists beyond what is visible in photos.",
"Local code requirements for carbon monoxide detectors apply only if fuel-burning appliances are present; the pictured stove appears electric."
],
"score_method": "mean_of_criteria",
"overall_score": 75.6,
"rubric_version": "nsPIRE-v1.0-2026-02",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7255020264"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.