Property ID: 7255341780

2228 Kentucky Ave, Kenner, LA, 70062

Kenner, LA

For Sale Mar 27, 2026 02:30 AM UTC Realtor Street View Rent Zestimate
Money Down: $44,400 CoC Return: 9.77% Monthly Cash Flow: $361
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,000
Closing Costs
$7,400
Total Down
$44,400
Primary property image

Investment Snapshot

Purchase Price
$185,000
Money Down
$44,400
Cash-on-Cash Return
9.77%
Rent
$1,696
Monthly Cash Flow
$361
Annual Cash Flow
$4,337
Debt Service / Mo
$985
Property Tax / Mo
$91
Insurance / Mo
$90

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$90
Property Tax
$91
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,346
Debt Service
$985
Cash Flow After Debt
$361

Quality Score: 69.00%

Confidence: 85.00%

Overall the property appears to be in good cosmetic and structural condition for a 1975 single-family home. Exterior and interior finishes are generally serviceable; major systems appear present (central HVAC vents, water heater). Primary inspection risks are life-safety devices and electrical protections not visible in the photos: no smoke detectors or CO alarms are seen, GFCI protection is not apparent in kitchen/bath, and the water heater lacks a visible drain/pan or discharge piping. Missing stove/refrigerator and some worn kitchen cabinetry are moderate, easy-to-fix items. With focused attention on installing/confirming smoke/CO detectors, adding required GFCI protection, verifying water heater T&P termination/pan, and supplying major appliances, the home is likely rent-ready for Section 8 within 2–6 weeks.

Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$185,000
Beds
3
Baths
1
Living Area
1,150 sqft
Lot Size
5,998 sqft
Year Built
1975
Days on Market
90
Capital Outlay
$44,400
Debt Service
$985
Property Tax / Mo
$91
Insurance / Mo
$90

Property Description

Calling all buyers looking to add their personal touch! Located in a well-established neighborhood just off Roosevelt, this home offers incredible convenience. You'll find easy access to I-10, a local hospital, the airport, and various shopping areas, making everyday errands and travel a breeze.Inside, this carpet-free home features 3 bedrooms and 1 bathroom, along with a spacious and bright den filled with natural light from large windows. This property is brimming with potential and is just waiting for you to infuse it with your personal style and updates.Don't miss the opportunity to see the possibilities this home has to offer!

Utility Allowances

Cooking
$12
The property has natural gas service, making it the most likely and economical fuel for cooking.
Heating
$70
The property is listed as having natural gas service, which is the most common and cost-effective heating fuel option available.
Other Electric
$67
This fixed allowance covers standard tenant-paid electricity for lights, outlets, and miscellaneous appliances.
Sewer
$46
The property details explicitly state the sewer source is 'City'.
Trash Collection
$25
Trash collection is a standard municipal service for single-family homes and is assumed to be the tenant's responsibility.
Water
$43
The property details explicitly state the water source is 'Public'.
Water Heating
$24
The property has natural gas service, making it the most probable and economical fuel for water heating.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,075
DP3 Annual Estimate$1,075
DP1 Monthly Equivalent$90
DP3 Monthly Equivalent$90
Replacement Value$57,500
Basis1,150 sqft / 1975

Nearby Houses

Nearby house 1
Photo unavailable

2217 Kansas Ave

for_sale · 0.09 mi
Price: $230,000
3 bd / 1 ba · 1,001 sqft
Latest sale: —
Latest rent: —
Photo unavailable

2121 Kentucky Ave

sold · 0.11 mi
Price: $225,000
4 bd / 2 ba · 1,905 sqft
Latest sale: —
Latest rent: —
Nearby house 3
Photo unavailable

2320 Roosevelt Blvd

for_sale · 0.13 mi
Price: $267,000
3 bd / 2 ba · 1,326 sqft
Latest sale: —
Latest rent: —
Nearby house 4
Photo unavailable

2200 Iowa Ave

for_sale · 0.13 mi
Price: $258,900
3 bd / 1 ba · 1,440 sqft
Latest sale: —
Latest rent: —
Nearby house 5
Photo unavailable

2100 Kansas Ave Lot 2324

for_sale · 0.20 mi
Price: $90,000
— bd / — ba · 1,300 sqft
Latest sale: —
Latest rent: —
Nearby house 6
Photo unavailable

2105 Maine Ave

off_market · 0.20 mi
Price: $299,900
4 bd / 2 ba · 1,570 sqft
Latest sale: —
Latest rent: —
Nearby house 7
Photo unavailable

1901 Maryland Ave

for_sale · 0.21 mi
Price: $190,000
3 bd / 2 ba · 1,800 sqft
Latest sale: —
Latest rent: —
Photo unavailable

1900 Massachusetts Ave

sold · 0.23 mi
Price: $189,900
3 bd / 1 ba · 1,035 sqft
Latest sale: —
Latest rent: —
Nearby house 9
Photo unavailable

2015 Kansas Ave Lot R

for_sale · 0.26 mi
Price: $79,000
— bd / — ba
Latest sale: —
Latest rent: —
Nearby house 10
Photo unavailable

1600 Maryland Ave

off_market · 0.28 mi
Price: $2,050
4 bd / 2 ba · 1,505 sqft
Latest sale: —
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success
  • No visible smoke detectors inside home or near sleeping areas — potential immediate inspection fail.
  • No visible carbon monoxide detector (required where gas appliances or unvented combustion appliances exist).
  • No visible GFCI protection in kitchen/bath areas — potential code/inspection issue.
  • Water heater lacks visible drain pan or T&P discharge piping to a safe termination — potential safety/code issue.
  • Wall-mounted bathroom heater present; venting/type not documented (possible combustion/venting concern).

Assumptions

  • Smoke detectors and carbon monoxide alarms are not installed or not visible in provided photos.
  • Central HVAC is present and operational (inferred from ceiling circular vents), but no service records were provided.
  • Bedroom windows provide code egress (size/operability inferred from photos but not measured).
  • No stove or refrigerator are present (none shown in kitchen photos); hookups exist and are functional.
  • Water heater is operational but no visible drip pan or clear T&P discharge piping in photos.
  • Electrical panel, grounding, and circuit identification are unknown because not shown.
  • Deadbolt likely present on front door (photo suggests a second lock above knob) but not fully confirmed.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $1,057 $99,500 $9,950
2024 $1,061 $99,500 $9,950
2023 $942 $95,000 $9,500
2022 $925 $95,000 $9,500
2021 $853 $95,000 $9,500
2020 $845 $95,000 $9,500
2019 $862 $95,000 $9,500
2018 $786 $95,000 $9,500
2017 $786 $95,000 $9,500
2016 $786 $95,000 $9,500
2015 $783 $93,200 $9,320
2014 $780 $93,200 $9,320
2013 $780 $93,200 $9,320
2012 $152 $93,200 $9,320
2011 $146 $92,200 $9,220
2010 $594 $92,200 $9,220
2009 $761 $92,200 $9,220
2008 $109 $9,220

Sale History

DateEventPrice
2026-01-09 Listed $185,000
2025-12-31 Listing removed $0
2025-08-05 Price Changed $189,900
2025-05-21 Listed $195,000
2003-09-01 Sold $0

Photo Gallery

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            "source_listing_id": "2537244",
            "price_change_percentage": null
          },
          {
            "date": "2025-12-31",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-21T14:08:41Z",
              "list_price": 189900,
              "listing_id": "2982138943",
              "last_update_date": "2025-08-05T09:33:40Z",
              "last_status_change_date": "2025-12-31T02:07:12Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "224 days",
            "source_listing_id": "2502889",
            "price_change_percentage": null
          },
          {
            "date": "2025-08-05",
            "price": 189900,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-21T14:08:41Z",
              "list_price": 189900,
              "listing_id": "2982138943",
              "last_update_date": "2025-08-05T09:33:40Z",
              "last_status_change_date": "2025-12-31T02:07:12Z"
            },
            "event_name": "Price Changed",
            "price_sqft": 165.1304347826087,
            "source_name": "NewOrleans",
            "price_change": -5100,
            "days_after_listed": null,
            "source_listing_id": "2502889",
            "price_change_percentage": null
          },
          {
            "date": "2025-05-21",
            "price": 195000,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-21T14:08:41Z",
              "list_price": 189900,
              "listing_id": "2982138943",
              "last_update_date": "2025-08-05T09:33:40Z",
              "last_status_change_date": "2025-12-31T02:07:12Z"
            },
            "event_name": "Listed",
            "price_sqft": 169.56521739130434,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2502889",
            "price_change_percentage": null
          },
          {
            "date": "2003-09-01",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          }
        ],
        "building_permits_history": null
      }
    },
    "rmn_listing_attribution": false
  },
  "property_id": "7255341780",
  "generated_at": "2026-03-27T02:30:36.918952Z",
  "initial_filter": {
    "passes": true,
    "reason": "disabled",
    "enabled": false
  },
  "processing_status": {
    "reason": "success",
    "eligible": true,
    "min_score": 10.0,
    "overall_score": 69.0
  },
  "utility_allowance": {
    "zip_code": "70062",
    "home_photo": "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m768235279s-w1280.jpg",
    "rent_price": 1696.0,
    "loan_amount": 148000.0,
    "realtor_link": "https://www.realtor.com/realestateandhomes-detail/2228-Kentucky-Ave_Kenner_LA_70062_M72553-41780",
    "bedroom_count": 3,
    "interest_rate": 0.07,
    "purchase_price": 185000.0,
    "loan_term_years": 30,
    "annual_cash_flow": 16153.09,
    "mortgage_monthly": 984.65,
    "payment_standard": 1983.0,
    "total_amount_out": 37000.0,
    "additional_photos": [
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m403408761s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m1884251139s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m1676666544s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m1766142819s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m3780251169s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m974366761s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m870152126s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m2805112036s-w1280.jpg",
      "https://ap.rdcpix.com/0e5242ea403f1f00a87287a71351fce2l-m559937028s-w1280.jpg"
    ],
    "down_payment_rate": 0.2,
    "insurance_monthly": 89.58,
    "monthly_cash_flow": 1346.09,
    "property_tax_rate": null,
    "_utility_allowance": {
      "sources": [],
      "effective_date": "2026-01-01"
    },
    "utility_allowances": [
      {
        "note": "The property has natural gas service, making it the most likely and economical fuel for cooking.",
        "utility": "Cooking",
        "allowance": 12
      },
      {
        "note": "The property is listed as having natural gas service, which is the most common and cost-effective heating fuel option available.",
        "utility": "Heating",
        "allowance": 70
      },
      {
        "note": "This fixed allowance covers standard tenant-paid electricity for lights, outlets, and miscellaneous appliances.",
        "utility": "Other Electric",
        "allowance": 67
      },
      {
        "note": "The property details explicitly state the sewer source is 'City'.",
        "utility": "Sewer",
        "allowance": 46
      },
      {
        "note": "Trash collection is a standard municipal service for single-family homes and is assumed to be the tenant's responsibility.",
        "utility": "Trash Collection",
        "allowance": 25
      },
      {
        "note": "The property details explicitly state the water source is 'Public'.",
        "utility": "Water",
        "allowance": 43
      },
      {
        "note": "The property has natural gas service, making it the most probable and economical fuel for water heating.",
        "utility": "Water Heating",
        "allowance": 24
      }
    ],
    "cash_on_cash_return": 0.44,
    "down_payment_amount": 37000.0,
    "property_tax_annual": 1088.71,
    "property_tax_monthly": 90.73,
    "property_tax_increase": 0.03,
    "utility_allowance_total": 287.0,
    "property_management_rate": 0.1,
    "_fetched_payment_standard": {
      "sources": [
        "https://jphsdd.org/2025/01/17/payment-standards-update/",
        "https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
      ],
      "effective_date": "2025-01-01"
    },
    "property_tax_history_year": 2025,
    "annual_cash_flow_after_debt": 4337.32,
    "property_management_monthly": 169.6,
    "monthly_cash_flow_after_debt": 361.44,
    "cash_on_cash_return_after_debt": 0.12
  },
  "section8_assessment": {
    "runs": [
      {
        "summary": "Overall the property appears to be in good cosmetic and structural condition for a 1975 single-family home. Exterior and interior finishes are generally serviceable; major systems appear present (central HVAC vents, water heater). Primary inspection risks are life-safety devices and electrical protections not visible in the photos: no smoke detectors or CO alarms are seen, GFCI protection is not apparent in kitchen/bath, and the water heater lacks a visible drain/pan or discharge piping. Missing stove/refrigerator and some worn kitchen cabinetry are moderate, easy-to-fix items. With focused attention on installing/confirming smoke/CO detectors, adding required GFCI protection, verifying water heater T&P termination/pan, and supplying major appliances, the home is likely rent-ready for Section 8 within 2–6 weeks.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 75.0,
            "rationale": "Interior photos show generally clean, recently painted walls, intact tile and laminate flooring and functioning interior doors and windows. Cabinets in the kitchen are worn and would benefit from refinishing or replacement. Several ceiling light fixtures are basic or use exposed bulbs (laundry), and the laundry room floor is unfinished concrete with stains. Major visible cosmetic items only; however the home appears to be missing major appliances (no stove or refrigerator shown), which reduces turnkey readiness moderately but is not an NSPIRE structural failure. Overall mostly cosmetic and minor repair items that are straightforward to address."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance",
            "score": 50.0,
            "rationale": "No smoke detectors are visible in any photos (required by NSPIRE), and no carbon monoxide detectors are shown (often required in homes with gas appliances). GFCI receptacles are not visible in the kitchen or bathroom photos. Bedrooms show windows that appear to provide egress but final compliance (size/operable) cannot be confirmed from photos — assumed adequate. No obvious exposed wiring or collapsed ceilings observed. The bathroom contains a wall heater (venting/type not documented) and the water heater's T&P discharge/pan/termination is not visible — potential hazards for inspection. Because missing/uncertain life-safety devices (smoke/CO/GFCI) represent an inspection-fail risk, safety score is reduced."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems (HVAC, Electrical, Plumbing, Water Heater, Roof)",
            "score": 65.0,
            "rationale": "Ceiling circular vents indicate a central HVAC/duct system is present (registers visible in multiple rooms). Roof appears to have intact shingles and straight lines from exterior photo, with no visible active leaks or sagging ceilings. Water heater is present and appears properly mounted, but no visible drain pan or T&P discharge piping to safe termination in the photos. Electrical panel is not shown and the condition of service/grounding is unknown. Laundry hookups are present but the dryer connection looks to be flex hose type and the laundry area has unfinished floor. Systems appear present and likely functional, but missing documentation/visible safety details reduce confidence."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 85.0,
            "rationale": "Brick exterior and roofline look sound from the provided front elevation photo. Front yard is maintained, walkway is intact and level, and perimeter wooden fencing appears serviceable. No standing water, visible foundation cracking, severe siding damage, or infestation evidence in the images. Overall exterior/site condition is good with minor landscaping and cosmetic items only."
          }
        ],
        "red_flags": [
          "No visible smoke detectors inside home or near sleeping areas — potential immediate inspection fail.",
          "No visible carbon monoxide detector (required where gas appliances or unvented combustion appliances exist).",
          "No visible GFCI protection in kitchen/bath areas — potential code/inspection issue.",
          "Water heater lacks visible drain pan or T&P discharge piping to a safe termination — potential safety/code issue.",
          "Wall-mounted bathroom heater present; venting/type not documented (possible combustion/venting concern)."
        ],
        "confidence": 0.6,
        "assumptions": [
          "Smoke detectors and carbon monoxide alarms are not installed or not visible in provided photos.",
          "Central HVAC is present and operational (inferred from ceiling circular vents), but no service records were provided.",
          "Bedroom windows provide code egress (size/operability inferred from photos but not measured).",
          "No stove or refrigerator are present (none shown in kitchen photos); hookups exist and are functional.",
          "Water heater is operational but no visible drip pan or clear T&P discharge piping in photos.",
          "Electrical panel, grounding, and circuit identification are unknown because not shown.",
          "Deadbolt likely present on front door (photo suggests a second lock above knob) but not fully confirmed."
        ],
        "overall_score": 68.0,
        "rubric_version": "ns_pire_v1.0"
      },
      {
        "summary": "Overall the house presents as cosmetically in good condition with a sound exterior and visible major systems (water heater, duct vents). Primary inspection risks are missing/uncertain life-safety devices (no visible smoke/CO detectors), unknown GFCI protection in wet areas, unverified HVAC operation, and missing kitchen appliances. With installation of smoke/CO alarms, verification/installation of GFCI outlets where required, confirmation of HVAC and electrical panel condition, and provision/installation of a stove and refrigerator, this property would likely pass an initial HCV/NSPIRE inspection. Time-to-rent readiness is estimated within 1–4 weeks depending on appliance procurement and minor electrical/safety work.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Property condition & repairs",
            "score": 70.0,
            "rationale": "Interior photos show freshly painted walls, intact tile and laminate flooring, functioning ceiling fans and generally tidy rooms — cosmetic condition appears good. Cabinets show wear and there are no appliances visible in the kitchen (no stove or refrigerator shown) which reduces turnkey readiness. Laundry area is unfinished concrete and has construction items present. Overall items are mostly cosmetic or minor: cabinets, minor trim, installation of kitchen appliances and some finish work."
          },
          {
            "key": "safety_code",
            "label": "Safety & NSPIRE code compliance risk",
            "score": 50.0,
            "rationale": "No smoke detectors or carbon monoxide alarms are visible in the photos (required). Bathroom shows a wall-mounted heater (possible gas unit) — venting/CO risk cannot be confirmed from photos. Kitchen and bathroom outlets do not show obvious GFCI devices; NSPIRE/GFCI requirements in wet areas are a risk. No exposed wiring is visible, and there are no obvious trip hazards or collapsed ceilings. Bedroom egress cannot be fully confirmed from photos (windows present but operability/egress opening unknown). These missing/uncertain safety items create moderate inspection risk."
          },
          {
            "key": "systems_mechanical",
            "label": "Major systems & mechanical condition",
            "score": 65.0,
            "rationale": "Water heater is present and appears to have current service stickers; laundry hookups are present. Circular ceiling vents indicate a central HVAC/duct system likely exists, but no HVAC unit or thermostat is pictured and age/operation are unconfirmed. Electrical panel not shown. No visible active leaks, major roof damage, or collapsed systems in photos. Given visible components, systems likely functional but unverified — moderate risk until HVAC and electrical functionality are confirmed."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope & site condition",
            "score": 85.0,
            "rationale": "Exterior brick façade and roof appear in good condition in the single exterior photo — shingles look even with no visible sag or missing areas. Lawn and walkways are maintained; perimeter wooden fence and gates visible and intact. No evidence of significant foundation displacement, standing water, or heavy exterior neglect in supplied imagery."
          }
        ],
        "red_flags": [
          "No visible smoke detectors / carbon monoxide alarms (life-safety requirement)",
          "Potential missing GFCI protection in kitchen and bathroom outlets",
          "Unconfirmed bedroom egress (window operability/egress opening not verified)",
          "Potential gas venting / carbon-monoxide risk from bathroom wall heater (venting not confirmed)"
        ],
        "confidence": 0.65,
        "assumptions": [
          "No smoke detectors or CO alarms were visible in the supplied photos; assume none are installed or they were not photographed and require verification/installation.",
          "Kitchen appliances (stove and refrigerator) are not present — assume landlord will supply or tenant-provided appliances are allowed; lack of appliances reduces turnkey readiness but is not a direct safety failure.",
          "Circular ceiling vents indicate a central HVAC/duct system exists; assume HVAC is present but not verified operational.",
          "Water heater is present and appears serviceable from photos; assume it provides hot water but recommend testing.",
          "Electrical panel location and condition were not shown; assume panel is intact but should be inspected for labeling and obvious hazards.",
          "Bathroom window and bedroom windows appear adequate but egress size/operability was not confirmed — assume typical single-story windows meet egress but recommend verification.",
          "No evidence of active roof leaks, foundation movement, or major structural issues in visible photos; assume none present unless inspector finds otherwise."
        ],
        "overall_score": 66.0,
        "rubric_version": "nsPIRE-v1-2026-03"
      },
      {
        "summary": "This single-story brick house appears structurally sound and largely cosmetic-ready. Major systems (water heater, vents, apparent HVAC) and envelope look intact. The most likely Section 8 inspection failures are missing smoke and carbon monoxide detectors, possible lack of GFCI protection in kitchen/bath, and unverified bedroom egress dimensions. With installation of required alarms, verification/installation of GFCIs where needed, placement of necessary outlet/fixture covers, and provision/installation of basic appliances (stove/refrigerator) the property is likely rent-ready within ~30 days.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Visible condition & repairs",
            "score": 75.0,
            "rationale": "Interior photos show recently painted walls, intact tile and laminate flooring, functioning doors and windows, and generally clean rooms. Kitchen cabinets are worn and cosmetic; laundry room floor is unfinished concrete with staining. Some light fixtures are outdated (bare-bulb in utility room). No visible major water damage or collapsed surfaces. No stove or refrigerator are visible in the listing photos — missing appliances reduce readiness moderately but are not structural failures. Overall mostly cosmetic/finish work required."
          },
          {
            "key": "safety_code",
            "label": "Section 8 / NSPIRE safety & code risks",
            "score": 60.0,
            "rationale": "No smoke detectors or carbon-monoxide alarms are visible in photos (likely inspection failure in a unit with gas appliances). Bathroom shows a wall gas heater (potential CO source) and a gas/water heater is present in the utility room - CO alarm required. No obvious exposed live wiring or open electrical panels in photos. GFCI protection in kitchen/bath not visible (possible deficiency). Windows are present in bedrooms but exact egress compliance cannot be confirmed from photos. No visible active leaks, significant mold, severe peeling paint, loose/absent guardrails or collapsed ceilings. Primary safety risks are missing smoke/CO alarms and uncertain GFCI/egress compliance."
          },
          {
            "key": "systems_mechanical",
            "label": "Major systems (HVAC, plumbing, electrical, water heater, roof)",
            "score": 75.0,
            "rationale": "Water heater is present and appears vented; laundry hookups visible. Ceiling swirl vents and central diffusers indicate a forced-air HVAC/vent system is installed (presence inferred from vents), though operational status not documented. No obvious roof damage from exterior photo; shingles look intact. Electrical outlets and switches present; electrical panel not shown. No visible plumbing leaks or standing water. Because functionality of HVAC and electrical protection (GFCI, breaker condition) cannot be verified from photos, score reflects likely working systems but with medium uncertainty."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope & site condition",
            "score": 85.0,
            "rationale": "Exterior brick front, roofline and gutters visible and in good visual condition. Yard is maintained; walkway and front step are intact and level. Wooden side gates/fence present. No visible foundation cracks, significant grading issues, standing water, or termite/infestation evidence in photos. Landscaping is minimal but serviceable. Overall low exterior risk for inspection."
          }
        ],
        "red_flags": [
          "No visible smoke detectors",
          "No visible carbon monoxide detector while gas appliances/heater are present",
          "GFCI protection in kitchen and bathroom not evident from photos (possible deficiency)",
          "No photo evidence of operational HVAC equipment (compressor/thermostat) though vents are present"
        ],
        "confidence": 0.65,
        "assumptions": [
          "Central forced-air HVAC exists and is operational (inferred from ceiling vents) though no exterior condenser or thermostat photos were provided.",
          "Water heater is in working condition; no active leaks despite staining on concrete laundry floor.",
          "No smoke detectors or CO alarms are installed (none visible in photos); these will need to be provided.",
          "Kitchen appliances (stove/refrigerator) are not present in photos and are assumed missing or not included; landlord will supply or tenant-provide per lease.",
          "Electrical panel and service are intact and safely located (not visible in photos); no obvious exposed wiring inside living spaces.",
          "Bedroom windows are assumed to provide adequate egress typical of houses of this era but exact dimensions were not confirmed."
        ],
        "overall_score": 73.0,
        "rubric_version": "nsipre-2024-v1"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [],
    "address": "2228 Kentucky Ave, Kenner, LA, 70062",
    "aggregate": {
      "summary": "Overall the property appears to be in good cosmetic and structural condition for a 1975 single-family home. Exterior and interior finishes are generally serviceable; major systems appear present (central HVAC vents, water heater). Primary inspection risks are life-safety devices and electrical protections not visible in the photos: no smoke detectors or CO alarms are seen, GFCI protection is not apparent in kitchen/bath, and the water heater lacks a visible drain/pan or discharge piping. Missing stove/refrigerator and some worn kitchen cabinetry are moderate, easy-to-fix items. With focused attention on installing/confirming smoke/CO detectors, adding required GFCI protection, verifying water heater T&P termination/pan, and supplying major appliances, the home is likely rent-ready for Section 8 within 2–6 weeks.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Condition & Repairs",
          "score": 73.3,
          "rationale": "Interior photos show generally clean, recently painted walls, intact tile and laminate flooring and functioning interior doors and windows. Cabinets in the kitchen are worn and would benefit from refinishing or replacement. Several ceiling light fixtures are basic or use exposed bulbs (laundry), and the laundry room floor is unfinished concrete with stains. Major visible cosmetic items only; however the home appears to be missing major appliances (no stove or refrigerator shown), which reduces turnkey readiness moderately but is not an NSPIRE structural failure. Overall mostly cosmetic and minor repair items that are straightforward to address."
        },
        {
          "key": "exterior_site",
          "label": "Exterior & Site Condition",
          "score": 85.0,
          "rationale": "Brick exterior and roofline look sound from the provided front elevation photo. Front yard is maintained, walkway is intact and level, and perimeter wooden fencing appears serviceable. No standing water, visible foundation cracking, severe siding damage, or infestation evidence in the images. Overall exterior/site condition is good with minor landscaping and cosmetic items only."
        },
        {
          "key": "safety_code",
          "label": "Safety & Code Compliance",
          "score": 53.3,
          "rationale": "No smoke detectors are visible in any photos (required by NSPIRE), and no carbon monoxide detectors are shown (often required in homes with gas appliances). GFCI receptacles are not visible in the kitchen or bathroom photos. Bedrooms show windows that appear to provide egress but final compliance (size/operable) cannot be confirmed from photos — assumed adequate. No obvious exposed wiring or collapsed ceilings observed. The bathroom contains a wall heater (venting/type not documented) and the water heater's T&P discharge/pan/termination is not visible — potential hazards for inspection. Because missing/uncertain life-safety devices (smoke/CO/GFCI) represent an inspection-fail risk, safety score is reduced."
        },
        {
          "key": "systems_mechanical",
          "label": "Major Systems (HVAC, Electrical, Plumbing, Water Heater, Roof)",
          "score": 68.3,
          "rationale": "Ceiling circular vents indicate a central HVAC/duct system is present (registers visible in multiple rooms). Roof appears to have intact shingles and straight lines from exterior photo, with no visible active leaks or sagging ceilings. Water heater is present and appears properly mounted, but no visible drain pan or T&P discharge piping to safe termination in the photos. Electrical panel is not shown and the condition of service/grounding is unknown. Laundry hookups are present but the dryer connection looks to be flex hose type and the laundry area has unfinished floor. Systems appear present and likely functional, but missing documentation/visible safety details reduce confidence."
        }
      ],
      "red_flags": [
        "No visible smoke detectors inside home or near sleeping areas — potential immediate inspection fail.",
        "No visible carbon monoxide detector (required where gas appliances or unvented combustion appliances exist).",
        "No visible GFCI protection in kitchen/bath areas — potential code/inspection issue.",
        "Water heater lacks visible drain pan or T&P discharge piping to a safe termination — potential safety/code issue.",
        "Wall-mounted bathroom heater present; venting/type not documented (possible combustion/venting concern)."
      ],
      "confidence": 0.85,
      "assumptions": [
        "Smoke detectors and carbon monoxide alarms are not installed or not visible in provided photos.",
        "Central HVAC is present and operational (inferred from ceiling circular vents), but no service records were provided.",
        "Bedroom windows provide code egress (size/operability inferred from photos but not measured).",
        "No stove or refrigerator are present (none shown in kitchen photos); hookups exist and are functional.",
        "Water heater is operational but no visible drip pan or clear T&P discharge piping in photos.",
        "Electrical panel, grounding, and circuit identification are unknown because not shown.",
        "Deadbolt likely present on front door (photo suggests a second lock above knob) but not fully confirmed."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 69.0,
      "rubric_version": "ns_pire_v1.0",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "7255341780"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.