Property ID: 7294520361
3033 Hero Dr, Gretna, LA, 70053
Gretna, LA
Money Down: $58,800
CoC Return: 4.96%
Monthly Cash Flow: $243
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$49,000
Closing Costs
$9,800
Total Down
$58,800
Investment Snapshot
Purchase Price
$245,000
Money Down
$58,800
Cash-on-Cash Return
4.96%
Rent
$2,002
Monthly Cash Flow
$243
Annual Cash Flow
$2,915
Debt Service / Mo
$1,304
Property Tax / Mo
$115
Insurance / Mo
$140
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$140
Property Tax
$115
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,547
Debt Service
$1,304
Cash Flow After Debt
$243
Quality Score: 82.60%
Confidence: 95.00%
This 1979 single-family home appears fully renovated and largely rent-ready for Section 8/Housing Choice Voucher occupancy. Cosmetic and appliance upgrades are complete, central HVAC and modern kitchen/bath fixtures are visible, and exterior/entry stairs and railings are intact. Remaining inspection items to verify on-site are smoke and CO detectors, electrical panel condition and labeling/GFCI protection, hot water system operation, and bedroom egress compliance. With these minor verifications/installs the property is likely to pass an initial NSPIRE/HCV inspection with minimal work (turnkey within 1–2 weeks).
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$245,000
Beds
4
Baths
2
Living Area
1,790 sqft
Lot Size
—
Year Built
1979
Days on Market
112
Capital Outlay
$58,800
Debt Service
$1,304
Property Tax / Mo
$115
Insurance / Mo
$140
Property Description
Let's Turn Some Keys, Baby.... Your raised newly updated home features a spacious 4-bedroom 2-bathtoom with a bonus room that offers flexible use as an office, additional bedroom, game room, or a creative space. Your home also offers you fresh paint, new flooring, hurricane shutters, and stainless steel appliances throughout. Enjoy your sizable enclosed porch that provides additional space for relaxing or entertaining. Your home is bright and airy with plenty of natural sunlight.
Utility Allowances
Heating
$79
Property listing specifies central heating and natural gas as the fuel source. The allowance is based on the 'natural_gas' option for a 4-bedroom unit.
Cooking
$14
Property listing specifies natural gas is available. This is the most common and economical fuel type for cooking when available. The allowance is for a 4-bedroom unit.
Water Heating
$27
Based on the availability of natural gas, it's selected as the most economical fuel source for water heating for a 4-bedroom unit.
Other Electric
$77
A baseline allowance for electricity used for central air conditioning, lighting, and general appliances, as per the schedule for a 4-bedroom unit.
Water
$50
Property listing specifies 'Public' water source. This is the fixed allowance for a 4-bedroom unit.
Sewer
$54
Property listing specifies 'City' sewer service. This is the fixed allowance for a 4-bedroom unit.
Trash Collection
$25
Assumed to be a standard tenant-paid utility, as is common for single-family homes. The allowance is a fixed amount for all bedroom sizes.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,674
DP3 Annual Estimate$1,674
DP1 Monthly Equivalent$140
DP3 Monthly Equivalent$140
Replacement Value$71,300
Basis1,790 sqft / 1979
Nearby Houses
Photo unavailable
3200 Hero Dr Lot 1
for_sale · 0.17 mi
Price: $49,900
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
2912 Claire Ave
off_market · 0.17 mi
Price: $197,000
3 bd / 1 ba · 998 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3204 Claire Ave
off_market · 0.18 mi
Price: $145,000
3 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3240 Hero Dr
for_sale · 0.27 mi
Price: $175,000
3 bd / 1 ba · 980 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2608 Hero Dr Lot 9
for_sale · 0.38 mi
Price: $59,900
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
2731 Huey P Long Ave Unit 2731
off_market · 0.40 mi
Price: $1,200
2 bd / 1 ba · 750 sqft
Latest sale: —
Latest rent: —
Photo unavailable
46 Mason St
for_sale · 0.40 mi
Price: $277,500
4 bd / 2 ba · 2,400 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2600 Rose Dr
sold · 0.41 mi
Price: $169,900
3 bd / 2 ba · 1,406 sqft
Latest sale: —
Latest rent: —
Photo unavailable
134 Mason St
for_sale · 0.41 mi
Price: $270,000
4 bd / 2 ba · 1,391 sqft
Latest sale: — on Aug 10, 2023
Latest rent: —
Photo unavailable
16 Oak Ln
sold · 0.49 mi
Price: $168,000
3 bd / 2 ba · 1,400 sqft
Latest sale: — on Dec 29, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operational (visible ceiling vents/registers imply forced air).
- Stainless steel range is gas (appears so) and is properly installed; CO alarm may be required if gas appliances are present.
- Smoke detectors and carbon monoxide alarms are not visible in photos and may need installation or verification.
- Electrical panel exists and is up to code but was not photographed; GFCI protection in kitchen/bath is assumed present or easily installed.
- Water heater is present in the property and functioning (not shown in photos).
- Bedroom windows provide required egress dimensions per local code or can be made compliant with minor modifications if necessary.
- No hidden active roof leaks, major foundation movement, or severe mold are present — inference based on clean renovated finishes and intact exterior visuals.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,344 | $98,900 | $9,890 |
| 2024 | $1,347 | $98,900 | $9,890 |
| 2023 | $1,291 | $90,300 | $9,030 |
| 2022 | $1,291 | $90,300 | $9,030 |
| 2021 | $1,227 | $90,300 | $9,030 |
| 2020 | $1,192 | $88,300 | $8,830 |
| 2019 | $1,211 | $88,300 | $8,830 |
| 2018 | $1,140 | $88,300 | $8,830 |
| 2017 | $1,027 | $88,300 | $8,830 |
| 2016 | $1,009 | $88,300 | $8,830 |
| 2015 | $1,018 | $88,300 | $8,830 |
| 2014 | $1,016 | $88,300 | $8,830 |
| 2013 | $1,016 | $88,300 | $8,830 |
| 2012 | $515 | $88,300 | $8,830 |
| 2011 | $487 | $88,300 | $8,830 |
| 2010 | $552 | $88,300 | $8,830 |
| 2009 | $940 | $88,300 | $8,830 |
| 2008 | $81 | — | $8,830 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price Changed | $245,000 |
| 2026-02-12 | Price Changed | $259,000 |
| 2026-01-06 | Price Changed | $264,000 |
| 2025-12-17 | Listed | $270,000 |
| 2021-07-13 | Sold | $0 |
| 1979-07-01 | Sold | $0 |
Photo Gallery
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"label": "Systems / Mechanical",
"score": 80.0,
"rationale": "Ceiling vents and central air registers are visible which suggests functioning central HVAC; kitchen shows modern gas range, microwave and dishwasher installed; bathroom plumbing fixtures and bathtub surround appear newly installed. Roof appears intact in exterior photos and foundation is raised with crawlspace vents visible. Water heater and electrical panel not shown — assumed present and serviceable but require confirmation. No visible evidence of system failure, but unverified items (water heater age/operation, electrical panel condition) keep this from a top score."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 85.0,
"rationale": "Exterior siding/paint, steps, railings and driveway are in good condition in photos; yard is level with no standing water visible. Crawlspace ventilation provided. Hurricane shutters are noted in listing (adds resilience). No visible foundation settlement, major cracking or roof sagging. Landscaping minimal but tidy. Garage/shed and rear yard not shown and assumed typical."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (visible ceiling vents/registers imply forced air).",
"Stainless steel range is gas (appears so) and is properly installed; CO alarm may be required if gas appliances are present.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and may need installation or verification.",
"Electrical panel exists and is up to code but was not photographed; GFCI protection in kitchen/bath is assumed present or easily installed.",
"Water heater is present in the property and functioning (not shown in photos).",
"Bedroom windows provide required egress dimensions per local code or can be made compliant with minor modifications if necessary.",
"No hidden active roof leaks, major foundation movement, or severe mold are present — inference based on clean renovated finishes and intact exterior visuals."
],
"overall_score": 83.0,
"rubric_version": "2026-03-27_NSPIRE_v1"
},
{
"summary": "Overall this property appears to be high-quality and nearly turnkey for a Section 8/Housing Choice Voucher inspection. Cosmetic and finish-level renovations are complete, major systems appear present (central HVAC, stove, dishwasher), and exterior/structural elements shown are sound. The primary inspection risks are missing/uncertain code items that cannot be confirmed from photos: functioning smoke detectors and carbon monoxide detector (required with gas appliances), clearly identified GFCI protection in kitchen/bath, and the unseen locations/conditions of the electrical panel, water heater and furnace. Those items are typically quick to remediate and this home is likely to pass an initial HCV inspection after installing/verifying detectors and confirming GFCI/panel/water-heater operation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 90.0,
"rationale": "Photos show a recent cosmetic renovation: fresh paint, new flooring, updated bathrooms and kitchen, and installed stainless appliances. No visible damaged drywall, collapsed ceilings, or rotten cabinetry. Minor finish issues (e.g., no window coverings, no visible exterior trim touchups) are cosmetic and easy to correct. Missing small items (if any) are low-cost and not likely to block an inspection."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No visible active electrical hazards, exposed wiring, severe water stains, mold, or collapsed ceilings in photos. Stairs and porch have guardrails/handrails. However, smoke detectors and carbon monoxide detectors are not visible in any interior photos (CO recommended/required because a gas range is present). GFCI receptors in kitchen/bathrooms are not clearly identifiable from photos. Bedroom windows appear to be present and likely provide egress but sizes cannot be fully measured from images. These missing/uncertain safety items are fixable prior to inspection but reduce score."
},
{
"key": "systems_mechanical",
"label": "Mechanical systems integrity (HVAC, plumbing, electrical, roof)",
"score": 80.0,
"rationale": "Ceiling HVAC vents and a wall thermostat are visible, indicating central HVAC is present. No visible roof sagging or obvious roof damage in exterior photos; shingles appear intact. Kitchen shows modern appliances including a gas range; plumbing fixtures in bathrooms and kitchen are present and look newly installed. Water heater, electrical panel, and furnace/heater equipment are not shown so their condition is unverified. No visible signs of plumbing leaks or active water intrusion in photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Exterior photos show a well-maintained raised foundation with crawlspace vents, freshly painted siding, solid concrete driveway and walkways, intact front stairs with railings, and hurricane shutters noted in the listing. Yard and landscaping are minimal but tidy. No standing water, large foundation cracks, or visible pest infestation in images."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Appliances shown (gas range, refrigerator, dishwasher, microwave) are operational and will remain with the unit as pictured.",
"Central HVAC is operational because ceiling vents and a thermostat are visible, though the furnace/air-handler is not shown.",
"Hot water is available (water heater exists elsewhere on the property but is not pictured).",
"Electrical panel is intact and up to code behind a closed door (not visible in listing photos).",
"Bedroom windows provide required egress dimensions; photos show standard double-hung windows but exact measurements are not available.",
"No active roof leaks or hidden water intrusion exist beyond what is visible (no stains or damage shown)."
],
"overall_score": 83.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Property appears to be a recent, high-quality cosmetic rehab with modern finishes, working appliances, intact roofline, solid exterior, and visible HVAC vents — making it likely to pass a Housing Choice Voucher (NSPIRE) inspection after verification of a few safety items. Primary outstanding verification items: presence and placement of smoke detectors and carbon-monoxide alarms, electrical panel condition, water heater and plumbing operation, and bedroom-egress window clear-opening dimensions. Most items are easily remedied and the property is generally rent-ready within 1–3 weeks pending quick verification/installation of detectors and confirming system operation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Photos show a recent, comprehensive cosmetic rehab: fresh paint, new flooring, new cabinetry and countertops, finished bathrooms, and stainless-steel appliances. Enclosed porch and exterior paint appear recently done. No visible damaged drywall, large cracks, or broken fixtures. Minor likely touch-ups: window blinds/verticals, verify thresholds and weatherstripping. Missing or damaged small items (if any) would be easy/low-cost fixes and do not indicate deeper structural issues."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "No exposed wiring, stairs have handrails, windows present in bedrooms and bathrooms, plumbing fixtures and tub/shower present and appear newly renovated. Central-air vents visible (suggesting heating/AC). However, smoke detectors and carbon-monoxide alarms are not visible in photos (CO important because the kitchen shows a gas range). Electrical panel and GFCI locations are not shown — GFCI appears present in kitchen area but cannot be confirmed in bathrooms. Egress for bedrooms appears probable but window size/clear opening not measured from photos. These are fixable/inspectable items but reduce immediate pass confidence until confirmed."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 78.0,
"rationale": "Visible central HVAC supply/return registers suggest a functioning forced-air system. Roof appears intact from exterior photographs with no visible sagging or active water intrusion. Kitchen shows gas range, microwave, dishwasher and fridge installed—indicating recent mechanical/appliance work. Water heater, electrical panel, and main plumbing stacks are not shown; their condition is unverified. Based on the overall rehab quality visible, systems are likely functional but should be verified (water heater age/operation, electrical panel condition, HVAC operational test)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 86.0,
"rationale": "Exterior paint and siding look recently redone, foundation vents intact, concrete driveway/walkway in good condition, and stairs/railings appear solid and code-like. Yard is maintained; no standing water visible. Hurricane shutters are noted in the listing. No evidence of major exterior neglect, infestation, or foundation movement in provided photos."
}
],
"red_flags": [
"no_smoke_or_carbon_monoxide_detectors_visible_in_photos",
"electrical_panel_and_water_heater_not_shown_or_verified"
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (inferred from visible supply/return vents in photos).",
"Kitchen appliances shown (gas range, microwave, dishwasher, refrigerator) are included and functional unless otherwise noted.",
"Water heater and electrical service exist and are accessible but were not photographed; assume functional but unverified.",
"Smoke detectors and carbon-monoxide detectors are not visible in the photos and should be assumed absent until confirmed; they are easily installed if missing.",
"Bedrooms have adequate egress windows based on appearance in photos, but clear opening dimensions were not measured and must be confirmed on inspection.",
"No evidence of active leaks, severe mold, structural sagging, or collapsed elements in the provided photos; if hidden issues exist, score may change."
],
"overall_score": 82.0,
"rubric_version": "ns-preset-2026-03-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3033 Hero Dr, Gretna, LA, 70053",
"aggregate": {
"summary": "This 1979 single-family home appears fully renovated and largely rent-ready for Section 8/Housing Choice Voucher occupancy. Cosmetic and appliance upgrades are complete, central HVAC and modern kitchen/bath fixtures are visible, and exterior/entry stairs and railings are intact. Remaining inspection items to verify on-site are smoke and CO detectors, electrical panel condition and labeling/GFCI protection, hot water system operation, and bedroom egress compliance. With these minor verifications/installs the property is likely to pass an initial NSPIRE/HCV inspection with minimal work (turnkey within 1–2 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 88.7,
"rationale": "Listing and photos show recent cosmetic renovation: fresh paint, new flooring, updated kitchen and baths, stainless-steel appliances present. Enclosed porch and concrete drive look finished. No visible damaged drywall, flooring or major cosmetic defects. Missing/invisible minor items (window/trim touch-ups, possible appliance installation tuning) assumed to be easy fixes. Missing laundry equipment not penalized heavily."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 85.3,
"rationale": "Exterior siding/paint, steps, railings and driveway are in good condition in photos; yard is level with no standing water visible. Crawlspace ventilation provided. Hurricane shutters are noted in listing (adds resilience). No visible foundation settlement, major cracking or roof sagging. Landscaping minimal but tidy. Garage/shed and rear yard not shown and assumed typical."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 76.0,
"rationale": "No visible exposed wiring, stairs have handrails, guardrail present at front steps, bathroom finishes look watertight, no visible mold or active leaks, and windows appear intact for light/egress. However smoke detectors and CO alarms are not visible in photos (CO may be required where gas appliances exist — stove appears gas), and the electrical panel and its labeling/GFCI coverage cannot be fully confirmed (kitchen outlet appears to have a modern outlet but final GFCI verification required). Entry door deadbolt not visible. Based on the recent renovation quality, likely minor safety items only (install/verify detectors, confirm GFCI)."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 79.3,
"rationale": "Ceiling vents and central air registers are visible which suggests functioning central HVAC; kitchen shows modern gas range, microwave and dishwasher installed; bathroom plumbing fixtures and bathtub surround appear newly installed. Roof appears intact in exterior photos and foundation is raised with crawlspace vents visible. Water heater and electrical panel not shown — assumed present and serviceable but require confirmation. No visible evidence of system failure, but unverified items (water heater age/operation, electrical panel condition) keep this from a top score."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Central HVAC is present and operational (visible ceiling vents/registers imply forced air).",
"Stainless steel range is gas (appears so) and is properly installed; CO alarm may be required if gas appliances are present.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and may need installation or verification.",
"Electrical panel exists and is up to code but was not photographed; GFCI protection in kitchen/bath is assumed present or easily installed.",
"Water heater is present in the property and functioning (not shown in photos).",
"Bedroom windows provide required egress dimensions per local code or can be made compliant with minor modifications if necessary.",
"No hidden active roof leaks, major foundation movement, or severe mold are present — inference based on clean renovated finishes and intact exterior visuals."
],
"score_method": "mean_of_criteria",
"overall_score": 82.6,
"rubric_version": "2026-03-27_NSPIRE_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7294520361"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.