Property ID: 7319361277
105 Northtown Dr, Jackson, MS, 39211
Jackson, MS
Money Down: $30,240
CoC Return: 2.01%
Monthly Cash Flow: $51
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$25,200
Closing Costs
$5,040
Total Down
$30,240
Investment Snapshot
Purchase Price
$126,000
Money Down
$30,240
Cash-on-Cash Return
2.01%
Rent
$1,134
Monthly Cash Flow
$51
Annual Cash Flow
$609
Debt Service / Mo
$671
Property Tax / Mo
$238
Insurance / Mo
$61
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,134
Payment Standard
$1,460
Rent
$1,134
Insurance
$61
Property Tax
$238
Management
$113
Utilities Allowance
$326
NOI (Monthly)
$721
Debt Service
$671
Cash Flow After Debt
$51
Quality Score: 80.00%
Confidence: 95.00%
This 2-bed brick townhouse appears well renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with minor pre-inspection fixes/verifications. Interior finishes, appliances, laundry, and systems visibly look in good condition. Primary items to confirm/repair before inspection: smoke detectors in each bedroom/outside sleeping areas (not visible), verify GFCI protection in kitchen/bath, confirm presence of a secure deadbolt on entry, and a quick roof/HVAC service check. No major structural, moisture, or electrical hazards are apparent in photos.
Section 8 Payment Standard
$1,460
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$1,134
Property Management
$113
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$126,000
Beds
2
Baths
2
Living Area
1,150 sqft
Lot Size
3,920 sqft
Year Built
1984
Days on Market
16
Capital Outlay
$30,240
Debt Service
$671
Property Tax / Mo
$238
Insurance / Mo
$61
Property Description
Classic brick townhouse with modern updates throughout. This well-maintained home features a brick exterior with shutters and a bright interior highlighted by cathedral vaulted ceilings. The open floor plan offers a functional layout with updated appliances and hard-surface flooring, creating a clean and inviting living space.
Utility Allowances
Air Conditioning
$10
Selected based on the property having 'Central Air' cooling.
Cooking
$9
Selected 'electric' as property details list 'Electric Cooktop'.
Heating
$41
Heating fuel is not specified, but both 'Natural Gas' and 'Electricity' are available. Per the rules, the more expensive 'electric' option was chosen.
Other Electric
$56
A standard allowance for general electrical use (lights, outlets) which applies to all residential properties.
Range/Microwave
$3
The property's appliance list does not include a range or microwave, so this is treated as a tenant-paid utility per the rules.
Refrigerator
$4
The property's appliance list does not include a refrigerator, so this is treated as a tenant-paid utility per the rules.
Sewer
$49
The property is connected to 'Public Sewer'.
Trash Collection
$37
Standard city service, assumed to be a tenant expense unless specified otherwise.
Water
$93
The property is connected to a 'Public' water source.
Water Heating
$24
Water heating fuel is not specified, but both 'Natural Gas' and 'Electricity' are available. Per the rules, the more expensive 'electric' option was chosen.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$721
DP3 Annual Estimate$754
DP1 Monthly Equivalent$60
DP3 Monthly Equivalent$63
Replacement Value$60,550
Basis1,150 sqft / 1984
Nearby Houses
Photo unavailable
109 N Brighton Cir
sold · 0.04 mi
Price: $114,900
3 bd / 2 ba · 1,306 sqft
Latest sale: —
Latest rent: —
Photo unavailable
106 N Brighton Dr
for_sale · 0.04 mi
Price: $155,000
3 bd / 2 ba · 1,378 sqft
Latest sale: — on Jul 11, 2022
Latest rent: —
Photo unavailable
211 Northtown Dr
sold · 0.05 mi
Price: $139,900
2 bd / 2 ba · 1,134 sqft
Latest sale: — on May 14, 2025
Latest rent: —
Photo unavailable
307 Northtown Dr
for_sale · 0.06 mi
Price: $139,900
2 bd / 2 ba · 1,143 sqft
Latest sale: — on Jun 30, 2023
Latest rent: —
Photo unavailable
119 N Brighton Dr
sold · 0.07 mi
Price: $137,000
3 bd / 2 ba · 1,325 sqft
Latest sale: — on Jun 02, 2025
Latest rent: —
Photo unavailable
118 N Brighton Dr
sold · 0.07 mi
Price: $133,000
3 bd / 2 ba · 1,161 sqft
Latest sale: — on May 20, 2022
Latest rent: —
Photo unavailable
124 N Brighton Dr
sold · 0.09 mi
Price: $137,900
2 bd / 2 ba · 1,225 sqft
Latest sale: — on Nov 14, 2025
Latest rent: —
Photo unavailable
125 N Brighton Dr
sold · 0.09 mi
Price: $129,900
3 bd / 2 ba · 1,386 sqft
Latest sale: — on Jan 06, 2023
Latest rent: —
Photo unavailable
319 Northtown Dr
for_sale · 0.09 mi
Price: $147,000
3 bd / 2 ba · 1,362 sqft
Latest sale: — on Jan 13, 1992
Latest rent: —
Photo unavailable
128 N Brighton Dr
for_sale · 0.10 mi
Price: $149,900
3 bd / 2 ba · 1,339 sqft
Latest sale: — on Oct 04, 2016
Latest rent: $1,300 on Jan 30, 2020
Photo unavailable
129 N Brighton Dr
sold · 0.10 mi
Price: $124,700
3 bd / 2 ba · 1,396 sqft
Latest sale: — on Apr 29, 2022
Latest rent: $1,300 on Aug 16, 2019
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Bedrooms may not have individual smoke detectors; only one alarm is visible in living area photo — assume bedrooms need verification or installation.
- Stove appears electric (based on photo), so carbon monoxide alarm may not be required by jurisdiction for cooking appliances, but local requirements should be checked.
- Electrical panel and water heater are present and functional though not shown; assume no active electrical hazards based on visible outlets/switches.
- GFCI protection in kitchen and bathrooms is not visible in photos and must be verified; assumed possible but not confirmed.
- Entry door locks (deadbolt) are not visible in photos; assumed to be standard keyed lock but need confirmation for inspection compliance.
- Roof shows some discoloration/patching in the front photo; assumed cosmetic/age-related and not an active leak without interior water stains.
- No evidence of severe mold, active water intrusion, foundation movement, or structural sagging in provided photos; assumed absent.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $2,770 | $95,550 | $14,333 |
| 2023 | $2,756 | $95,550 | $14,333 |
| 2021 | $2,766 | $95,850 | $14,378 |
| 2020 | $2,725 | $94,990 | $14,249 |
| 2019 | $2,728 | $94,990 | $14,249 |
| 2018 | $2,825 | $99,500 | $14,925 |
| 2017 | $2,827 | $99,500 | $14,925 |
| 2016 | $2,452 | $99,500 | $14,925 |
| 2015 | $1,333 | $99,300 | $14,895 |
| 2014 | $2,363 | $99,300 | $14,895 |
| 2013 | $1,522 | $99,300 | $9,930 |
| 2012 | $2,589 | $99,300 | $14,895 |
| 2011 | $2,484 | $96,670 | $14,501 |
| 2010 | $2,470 | $96,670 | $14,501 |
| 2009 | $1,646 | $96,670 | $9,667 |
| 2008 | $1,346 | $73,820 | $7,382 |
| 2007 | $970 | $73,820 | $7,382 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2019-09-10 | Sold | — |
| 2005-09-14 | Sold | — |
| 2005-04-09 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2019-09-16 | Listed for rent | $1,150 | — |
Photo Gallery
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{
"summary": "This 2-bed brick townhouse appears well renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with minor pre-inspection fixes/verifications. Interior finishes, appliances, laundry, and systems visibly look in good condition. Primary items to confirm/repair before inspection: smoke detectors in each bedroom/outside sleeping areas (not visible), verify GFCI protection in kitchen/bath, confirm presence of a secure deadbolt on entry, and a quick roof/HVAC service check. No major structural, moisture, or electrical hazards are apparent in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior photos show recent cosmetic updates (paint, new-looking vanities, hard-surface flooring, renovated kitchen cabinets and counters). Appliances (stainless fridge, range, microwave, dishwasher) present and appear in good condition. Laundry machines present. No visible major cosmetic damage, torn flooring, or collapsed finishes. Exterior brick and shutters appear intact. Minor items that could be needed: inspection-identified touch-ups, possible threshold/step repainting and caulking; but no large deferred maintenance visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 75.0,
"rationale": "No obvious life-threatening hazards in photos: ceilings intact, no visible active leaks, no standing water, no exposed wiring, electrical panel not shown but outlets and switches look intact. A smoke alarm is visible on a living area wall; however smoke detectors inside/inside-each-bedroom and outside sleeping areas are not visible in bedroom photos (NSPIRE requires alarms in sleeping areas and outside). GFCI outlets in kitchen/bath are not visible in photos and should be verified. Entry door hardware (deadbolt) not shown. Windows appear large enough for egress in bedrooms. Overall there are no clear severe hazards, but a short checklist (bedroom smoke alarms, GFCI verification, confirm deadbolt/secure locks) is likely needed to ensure pass."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 80.0,
"rationale": "Central HVAC appears present (thermostat and return/vent grille visible) and ceiling fans are installed; no visible signs of system failure. Kitchen appliances and microwave appear modern and likely functional. Water heater and electrical panel not shown—no evidence of failure from images. Laundry equipment is present in dedicated closet. Roof looks intact from the front photo with no obvious sagging or missing large areas, though roof age (1984 build) suggests verify life expectancy. Plumbing fixtures and hot water appear functional (bathroom vanity and shower shown in good condition)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Brick exterior and shutters appear well maintained, walk path and front steps present and serviceable. Landscaping is minimal but not neglected. No visible foundation cracks, no evidence of standing water or drainage issues in the provided front view. A small area of roof discoloration/patching is visible near ridge—recommend a roof close-up but not an immediate visible failure. Steps to front stoop show no handrail in photos; number of risers appears low and not necessarily a code-failure but should be checked against local requirements."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Bedrooms may not have individual smoke detectors; only one alarm is visible in living area photo — assume bedrooms need verification or installation.",
"Stove appears electric (based on photo), so carbon monoxide alarm may not be required by jurisdiction for cooking appliances, but local requirements should be checked.",
"Electrical panel and water heater are present and functional though not shown; assume no active electrical hazards based on visible outlets/switches.",
"GFCI protection in kitchen and bathrooms is not visible in photos and must be verified; assumed possible but not confirmed.",
"Entry door locks (deadbolt) are not visible in photos; assumed to be standard keyed lock but need confirmation for inspection compliance.",
"Roof shows some discoloration/patching in the front photo; assumed cosmetic/age-related and not an active leak without interior water stains.",
"No evidence of severe mold, active water intrusion, foundation movement, or structural sagging in provided photos; assumed absent."
],
"overall_score": 80.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 2-bed brick townhouse shows thorough interior updates and appears largely turnkey for a Housing Choice Voucher inspection. Kitchens, baths, flooring and appliances are updated and laundry is present. The highest remaining risks are verification items: presence/operation of CO detector, GFCI outlets in kitchen/bath, presence of a deadbolt, and confirming hot water/HVAC operation and roof condition. The only on-site physical issue that could prompt a quick corrective action is the lack of a visible handrail at the front entry steps (may or may not be required depending on riser count). With quick verification and minor additions (CO alarm, GFCI checks, possible handrail or deadbolt), the property is likely to pass an initial NSPIRE/HCV inspection within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 86.0,
"rationale": "Interior photos show recent cosmetic updates: new-looking hard-surface flooring, fresh paint, renovated bathroom vanity, updated kitchen cabinets and countertops and stainless appliances. Appliances (stove, microwave, refrigerator, dishwasher) are present and appear functional which reduces time-to-ready. Minor visible issues: front yard landscaping is unkempt and front steps have light wear; no obvious interior water stains, peeling paint, or missing flooring. Overall condition appears well-maintained with only light cosmetic work likely required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 76.0,
"rationale": "A wall-mounted smoke detector is visible in living area (photo with thermostat). Bedrooms show large egress windows. No exposed wiring or obvious electrical hazards in photos. Entry door has a lockset but no visible separate deadbolt in photos. Carbon monoxide detector is not visible in provided images. GFCI receptacles in kitchen and bathrooms are not clearly shown. Front entry steps lack a handrail which can be cited depending on local code/inspector judgment. No visible mold, active leaks, or collapsed ceilings. Overall modest code risk: likely passable after quick verification/installation of CO detector, confirm GFCI and deadbolt, and possibly add/confirm handrail based on riser count and local requirements."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanicals",
"score": 79.0,
"rationale": "Thermostat and HVAC return grille are visible, indicating central HVAC presence. Ceiling fans present in bedrooms/living area. Washer and dryer are installed in laundry closet (appears operable). Kitchen appliances are modern stainless units. Water heater is not visible and hot water function cannot be directly verified from photos. Roof shingles appear intact in exterior photo with only a light discoloration/patch area visible; no active sagging or roof failure seen. Electrical panel not pictured. Given the visible components (HVAC return, thermostat, functioning appliances), major systems appear present and likely operational but would require standard verification (heat/cool run, hot water, electrical panel labeling)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 74.0,
"rationale": "Brick exterior appears intact with no visible major cracks. Windows are full-height and look in good condition. Front concrete steps lead to the entry; there is no handrail visible. Landscaping is minimal and somewhat neglected which is addressable. Driveway/side yard shows vehicle access; drainage grading not clearly shown but no standing water or erosion visible. Roof appears serviceable though a light discoloration/patch is visible in photos and should be inspected. Overall exterior is in fair-good condition with minor site work and a possible roof/check and handrail consideration."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible carbon monoxide detector in photos (may be required).",
"No clear evidence of GFCI-protected outlets in kitchen/bath (required by many inspectors).",
"Front entry steps lack a handrail — potential unsafe stairs depending on local code/inspector.",
"No separate deadbolt visible on entry door in photos (recommended/commonly required for security).",
"Roof shows a small discolored/patch area in the main photo — recommend roof inspection to rule out leaks or flashings issues."
],
"confidence": 0.78,
"assumptions": [
"Interior photos are recent and representative of the entire unit's condition.",
"Kitchen and bathroom fixtures shown are in working order unless otherwise noted; appliances appear functional but have not been run/tested.",
"Central HVAC is present and operational since a thermostat and return grille are visible; full HVAC operation has not been directly tested.",
"Hot water and water heater condition are unknown — assumed functional unless inspection reveals otherwise.",
"No electrical panel photos provided; assumed to be present and intact behind a service door but will require verification of labeling and cover condition.",
"Carbon monoxide alarms, GFCI protection in kitchen/bath, and a separate deadbolt are not visible in photos and are assumed absent until confirmed.",
"Front steps have three risers (visual estimate) — local code may or may not require a handrail; lack of one is noted as a potential inspection issue."
],
"overall_score": 80.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "This townhouse appears to be in good to very good condition with recent interior updates and working appliances visible. Most NSPIRE/Section 8 risks are low based on photos: smoke alarm present, good egress windows, no visible structural issues, and functioning kitchen and laundry. Remaining verification items that could affect a formal inspection are CO detector presence, GFCI outlets, deadbolt/lock on entry, electrical panel condition, water heater and HVAC operational records, and fireplace certification. With routine verification and a small number of likely easy fixes/confirmations, this unit is likely to pass an initial HCV/NSPIRE inspection or be rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 88.0,
"rationale": "Interior photos show recent cosmetic updates: fresh paint, new-looking hard-surface flooring, updated kitchen cabinets/countertops and stainless appliances, remodeled bathroom vanity and fixtures. No visible water stains, damaged drywall, or flooring delamination. Washer and dryer are present (dryer looks older but functional). Exterior brick and steps appear intact. Remaining easy-to-fix items likely: minor landscaping/yard cleanup, cosmetic touch-ups, and any appliance servicing. Missing items: none critical. Overall low visible repair need."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "A smoke alarm is visible on an interior wall in a main corridor (positive). Bedrooms show large windows (likely compliant egress). No obvious exposed wiring, loose handrails, collapsed ceilings, severe mold, or standing water visible. Entry door hardware cannot be confirmed from photos (deadbolt presence unknown). No carbon monoxide alarm observed in photos (not visible). GFCI outlets in kitchen/bath are not clearly visible; kitchen appears modern which increases likelihood they exist but not confirmed. Fireplace is present; operation/venting not verified. Reasonable inspection risks are mostly documentation and minor appliance/fixture checks rather than life-safety failures; score reduced slightly for unverified CO detector, GFCI, deadbolt and fireplace certification needs."
},
{
"key": "systems_mechanical",
"label": "Major systems condition (HVAC, electrical, plumbing, roof)",
"score": 76.0,
"rationale": "Forced-air HVAC presence is supported by a visible return vent and a wall thermostat; ceiling fans are present. Kitchen appliances (range, microwave, fridge, dishwasher) appear newer. Laundry machines present. Roof shingles appear intact from exterior photo though there are light discoloration/granule-loss spots — no obvious sagging or active leaks shown. Electrical panel, water heater and HVAC equipment are not pictured so functionality is assumed but unverified. Plumbing fixtures and hot water not directly observed but sinks/showers appear updated. Score reflects likely operational systems with the caveat that mechanical verifications (HVAC service, water heater, panel condition) are recommended."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and walkways",
"score": 72.0,
"rationale": "Brick exterior and shutters look sound; front steps and walkway are intact. Yard shows minimal landscaping and leaf/debris accumulation — cosmetic. Driveway/side access seen at right in one photo; no visible erosion, standing water, or major foundation cracking in provided exterior photo. Roof minor wear spots noted but no active leaks visible. Drainage, gutters/downspouts and foundation perimeter were not fully shown; those are unknowns that slightly lower the score."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Interior photos represent current overall condition of unit—not staged to hide damage.",
"Smoke alarm visible in photo is operational and hard-wired or properly battery powered.",
"Carbon monoxide alarm is not visible in photos and therefore may be absent; one may be required depending on local code.",
"GFCI protection in the kitchen and bathroom is not visible; modern kitchen remodel increases likelihood GFCI is present but this must be confirmed.",
"Forced-air HVAC is present and operational (thermostat and return grill visible); no evidence of missing heating system.",
"Water heater and main electrical panel exist and are serviceable but were not photographed and must be verified.",
"Entry door likely locks but presence of a deadbolt is unconfirmed and should be confirmed prior to lease.",
"Fireplace exists and appears cosmetically intact; operation, flue condition and safety certification have not been verified.",
"No evidence of major roof leaks or structural failure in photos; small roof wear/granule loss is cosmetic unless on-site inspection finds otherwise."
],
"overall_score": 80.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "105 Northtown Dr, Jackson, MS, 39211",
"aggregate": {
"summary": "This 2-bed brick townhouse appears well renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with minor pre-inspection fixes/verifications. Interior finishes, appliances, laundry, and systems visibly look in good condition. Primary items to confirm/repair before inspection: smoke detectors in each bedroom/outside sleeping areas (not visible), verify GFCI protection in kitchen/bath, confirm presence of a secure deadbolt on entry, and a quick roof/HVAC service check. No major structural, moisture, or electrical hazards are apparent in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 86.3,
"rationale": "Interior photos show recent cosmetic updates (paint, new-looking vanities, hard-surface flooring, renovated kitchen cabinets and counters). Appliances (stainless fridge, range, microwave, dishwasher) present and appear in good condition. Laundry machines present. No visible major cosmetic damage, torn flooring, or collapsed finishes. Exterior brick and shutters appear intact. Minor items that could be needed: inspection-identified touch-ups, possible threshold/step repainting and caulking; but no large deferred maintenance visible."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 75.3,
"rationale": "Brick exterior and shutters appear well maintained, walk path and front steps present and serviceable. Landscaping is minimal but not neglected. No visible foundation cracks, no evidence of standing water or drainage issues in the provided front view. A small area of roof discoloration/patching is visible near ridge—recommend a roof close-up but not an immediate visible failure. Steps to front stoop show no handrail in photos; number of risers appears low and not necessarily a code-failure but should be checked against local requirements."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 76.3,
"rationale": "No obvious life-threatening hazards in photos: ceilings intact, no visible active leaks, no standing water, no exposed wiring, electrical panel not shown but outlets and switches look intact. A smoke alarm is visible on a living area wall; however smoke detectors inside/inside-each-bedroom and outside sleeping areas are not visible in bedroom photos (NSPIRE requires alarms in sleeping areas and outside). GFCI outlets in kitchen/bath are not visible in photos and should be verified. Entry door hardware (deadbolt) not shown. Windows appear large enough for egress in bedrooms. Overall there are no clear severe hazards, but a short checklist (bedroom smoke alarms, GFCI verification, confirm deadbolt/secure locks) is likely needed to ensure pass."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 78.3,
"rationale": "Central HVAC appears present (thermostat and return/vent grille visible) and ceiling fans are installed; no visible signs of system failure. Kitchen appliances and microwave appear modern and likely functional. Water heater and electrical panel not shown—no evidence of failure from images. Laundry equipment is present in dedicated closet. Roof looks intact from the front photo with no obvious sagging or missing large areas, though roof age (1984 build) suggests verify life expectancy. Plumbing fixtures and hot water appear functional (bathroom vanity and shower shown in good condition)."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Bedrooms may not have individual smoke detectors; only one alarm is visible in living area photo — assume bedrooms need verification or installation.",
"Stove appears electric (based on photo), so carbon monoxide alarm may not be required by jurisdiction for cooking appliances, but local requirements should be checked.",
"Electrical panel and water heater are present and functional though not shown; assume no active electrical hazards based on visible outlets/switches.",
"GFCI protection in kitchen and bathrooms is not visible in photos and must be verified; assumed possible but not confirmed.",
"Entry door locks (deadbolt) are not visible in photos; assumed to be standard keyed lock but need confirmation for inspection compliance.",
"Roof shows some discoloration/patching in the front photo; assumed cosmetic/age-related and not an active leak without interior water stains.",
"No evidence of severe mold, active water intrusion, foundation movement, or structural sagging in provided photos; assumed absent."
],
"score_method": "mean_of_criteria",
"overall_score": 80.0,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7319361277"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.