Property ID: 7326231753
1351 S Dilton St, Metairie, LA, 70003
Metairie, LA
Money Down: $31,176
CoC Return: 10.43%
Monthly Cash Flow: $271
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$25,980
Closing Costs
$5,196
Total Down
$31,176
Investment Snapshot
Purchase Price
$129,900
Money Down
$31,176
Cash-on-Cash Return
10.43%
Rent
$1,201
Monthly Cash Flow
$271
Annual Cash Flow
$3,250
Debt Service / Mo
$691
Property Tax / Mo
$56
Insurance / Mo
$62
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,201
Payment Standard
$1,552
Rent
$1,201
Insurance
$62
Property Tax
$56
Management
$120
Utilities Allowance
$351
NOI (Monthly)
$962
Debt Service
$691
Cash Flow After Debt
$271
Quality Score: 76.90%
Confidence: 95.00%
Overall the property appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after addressing a few common, quick fixes. The house shows a recent full renovation (roof, siding, floors, fixtures) and major systems appear present (HVAC registers, gas range, plumbing). Primary inspection risks to resolve before leasing: install/prove a functioning carbon monoxide alarm (required with gas appliances), confirm/upgrade kitchen and bathroom GFCI protection, ensure a secure deadbolt on the entry, and provide verification that HVAC, water heater and electrical panel are serviceable. With those items addressed this property would be ready to rent in a short timeframe (1–3 weeks).
Section 8 Payment Standard
$1,552
Utility Allowance Total
$351
Guaranteed Section 8 Rent (PS - Utilities)
$1,201
Property Management
$120
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$129,900
Beds
2
Baths
1
Living Area
798 sqft
Lot Size
2,614 sqft
Year Built
1980
Days on Market
35
Capital Outlay
$31,176
Debt Service
$691
Property Tax / Mo
$56
Insurance / Mo
$62
Property Description
Very Quaint and affordable, 2 bedroom cottage with front porch located in the heart of Metairie! This home was fully renovated in 2023 with modern amenities. Improvements included new roof, flooring, siding, and more. The location is convenient to shopping, restaurants, schools and parks. This is a great opportunity for either the owner/occupant purchaser or investor looking for a move-in ready home. The seller allows 7 days on market before entertaining offers. Sold in As-Is condition. Won't last long! Call your agent today to schedule your private showing.
Utility Allowances
Air Conditioning
$23
Property has central air conditioning; allowance for a 2-bedroom home.
Cooking
$6
Selected Natural Gas option as it is specified in the property details.
Electric Monthly Fee
$26
Standard fixed monthly fee for having electric service.
Gas Monthly Fee
$28
Standard fixed monthly fee for having natural gas service, as specified for heating and cooking.
Heating
$23
Selected Natural Gas option as property details specify central heat and natural gas.
Mosquito Monthly Fee
$3
Standard fixed monthly fee for the Jefferson Parish mosquito control service.
Other Electric
$35
Standard allowance for tenant's general electricity usage (lights, appliances).
Range
$36
The property listing does not explicitly state a range is provided, so it is assumed to be tenant-owned.
Refrigerator
$33
The property listing does not explicitly state a refrigerator is provided, so it is assumed to be tenant-owned.
Sewer
$56
Property details specify connection to public/city sewer.
Trash Collection
$23
Standard allowance for municipal trash collection service for a single-family home.
Water
$44
Property details specify connection to a public water source.
Water Heating
$15
Selected Natural Gas option as it is consistent with the property's other gas utilities (heating, cooking).
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$746
DP3 Annual Estimate$746
DP1 Monthly Equivalent$62
DP3 Monthly Equivalent$62
Replacement Value$37,300
Basis798 sqft / 1980
Nearby Houses
Photo unavailable
1346-48 S Dilton St
for_sale · 0.06 mi
Price: $165,000
2 bd / 2 ba · 1,067 sqft
Latest sale: — on Apr 14, 2022
Latest rent: —
Photo unavailable
6 Mary Ridge Ct
off_market · 0.18 mi
Price: $950,000
5 bd / 4 ba · 3,729 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1438 S Meadow St
for_sale · 0.22 mi
Price: $70,000
3 bd / 1 ba · 1,174 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3 Mary Ridge Ct
for_sale · 0.22 mi
Price: $395,000
4 bd / 3 ba · 2,815 sqft
Latest sale: — on Aug 15, 2006
Latest rent: —
Photo unavailable
10526 Phelps St
for_sale · 0.23 mi
Price: $775,000
5 bd / 3 ba · 3,024 sqft
Latest sale: —
Latest rent: —
Photo unavailable
211 N Dilton St
for_sale · 0.26 mi
Price: $159,900
2 bd / 1 ba · 830 sqft
Latest sale: — on Aug 15, 2005
Latest rent: $1,350 on Jun 12, 2020
Photo unavailable
233 N Dilton St Lot 23A
off_market · 0.29 mi
Price: $145,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
609 Little Farms Ave
sold · 0.29 mi
Price: $425,000
3 bd / 2 ba · 2,555 sqft
Latest sale: — on Jun 16, 2021
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- No clearly visible carbon monoxide detector (required when gas appliances present).
- Kitchen outlet adjacent to sink appears to be a non-GFCI receptacle (potential NSPIRE fail).
- No clearly visible deadbolt/verified secure entry lock on front door (security requirement).
Assumptions
- Renovation (2023) included mechanical servicing; HVAC exists and is operable (ceiling vents visible).
- Water heater is present and functional though not shown in photos.
- The round device visible above the interior door is a smoke alarm and is functioning.
- No major subsurface foundation or roof problems exist beyond what is visible; new roof and siding were installed in 2023 as stated.
- Electrical panel and service are intact and up to code, but not visible in supplied photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $658 | $51,700 | $5,170 |
| 2024 | $626 | $51,700 | $5,170 |
| 2023 | $654 | $51,700 | $5,170 |
| 2022 | $636 | $51,700 | $5,170 |
| 2021 | $590 | $51,700 | $5,170 |
| 2020 | $586 | $51,700 | $5,170 |
| 2019 | $603 | $51,700 | $5,170 |
| 2018 | $561 | $51,700 | $5,170 |
| 2017 | $561 | $51,700 | $5,170 |
| 2016 | $550 | $51,700 | $5,170 |
| 2015 | $557 | $51,200 | $5,120 |
| 2014 | $550 | $51,200 | $5,120 |
| 2013 | $550 | $51,200 | $5,120 |
| 2012 | $550 | $51,200 | $5,120 |
| 2011 | $522 | $51,600 | $5,160 |
| 2010 | $508 | $51,600 | $5,160 |
| 2009 | $508 | $51,600 | $5,160 |
| 2008 | $503 | — | $5,160 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-12 | Listed | $129,900 |
| 2025-02-19 | Listing removed | $0 |
| 2024-12-30 | Price Changed | $129,000 |
| 2024-07-12 | Listed | $139,000 |
| 2023-07-05 | Listing removed | $0 |
| 2023-07-04 | Listed for rent | $1,375 |
| 2023-05-03 | Listing removed | $0 |
| 2023-03-18 | Listed for rent | $1,375 |
| 2023-03-14 | Listing removed | $0 |
| 2023-01-05 | Listed for rent | $1,375 |
| 2023-01-01 | Listing removed | $0 |
| 2022-12-22 | Listed for rent | $1,375 |
| 2022-12-22 | Listing removed | $0 |
| 2022-12-03 | Listed for rent | $1,375 |
| 2022-01-21 | Listing removed | $0 |
| 2021-06-22 | Listed | $49,900 |
| 2021-06-22 | Listing removed | $0 |
| 2020-01-20 | Listed | $49,900 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2023-12-07 | Listed for rent | $1,375 | — |
| 2023-07-03 | Listed for rent | $1,375 | — |
| 2023-05-22 | Listed for rent | $1,375 | — |
| 2022-12-10 | Listed for rent | $1,375 | — |
Photo Gallery
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"last_update_date": "2024-12-30T13:08:47Z",
"last_status_change_date": "2025-02-19T02:07:48Z"
},
"event_name": "Price Changed",
"price_sqft": 161.65413533834587,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2458197",
"price_change_percentage": null
},
{
"date": "2024-07-12",
"price": 139000,
"listing": {
"status": "off_market",
"list_date": "2024-07-12T18:35:40Z",
"list_price": 129000,
"listing_id": "2969499932",
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"last_status_change_date": "2025-02-19T02:07:48Z"
},
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"price_change": 0,
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"price_change_percentage": null
},
{
"date": "2023-07-05",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2023-07-04T00:06:07Z",
"list_price": 1375,
"listing_id": "2957349756",
"last_update_date": "2023-07-04T00:06:07Z",
"last_status_change_date": "2023-07-05T12:04:37Z"
},
"event_name": "Listing removed",
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"source_name": "Avail",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "60795275",
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},
{
"date": "2023-07-04",
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"listing": {
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"list_price": 1375,
"listing_id": "2957349756",
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"last_status_change_date": "2023-07-05T12:04:37Z"
},
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{
"date": "2023-05-03",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2022-12-03T07:00:19Z",
"list_price": 1375,
"listing_id": "2950432916",
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"last_status_change_date": "2023-05-03T19:45:48Z"
},
"event_name": "Listing removed",
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"source_name": "Zumper",
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"days_after_listed": null,
"source_listing_id": "50961281",
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},
{
"date": "2023-03-18",
"price": 1375,
"listing": {
"status": "off_market",
"list_date": "2022-12-03T07:00:19Z",
"list_price": 1375,
"listing_id": "2950432916",
"last_update_date": "2023-04-24T18:36:34Z",
"last_status_change_date": "2023-05-03T19:45:48Z"
},
"event_name": "Listed for rent",
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"source_name": "Zumper",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "50961281",
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},
{
"date": "2023-03-14",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2022-12-03T07:00:19Z",
"list_price": 1375,
"listing_id": "2950432916",
"last_update_date": "2023-04-24T18:36:34Z",
"last_status_change_date": "2023-05-03T19:45:48Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "Zumper",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "50961281",
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},
{
"date": "2023-01-05",
"price": 1375,
"listing": {
"status": "off_market",
"list_date": "2022-12-03T07:00:19Z",
"list_price": 1375,
"listing_id": "2950432916",
"last_update_date": "2023-04-24T18:36:34Z",
"last_status_change_date": "2023-05-03T19:45:48Z"
},
"event_name": "Listed for rent",
"price_sqft": 1.5895953757225434,
"source_name": "Zumper",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "50961281",
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},
{
"date": "2023-01-01",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2022-12-22T06:54:02Z",
"list_price": 1375,
"listing_id": "2950876746",
"last_update_date": "2022-12-22T06:54:02Z",
"last_status_change_date": "2023-01-01T07:10:41Z"
},
"event_name": "Listing removed",
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"source_name": "Zumper",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "51597264",
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},
{
"date": "2022-12-22",
"price": 1375,
"listing": {
"status": "off_market",
"list_date": "2022-12-22T06:54:02Z",
"list_price": 1375,
"listing_id": "2950876746",
"last_update_date": "2022-12-22T06:54:02Z",
"last_status_change_date": "2023-01-01T07:10:41Z"
},
"event_name": "Listed for rent",
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"source_name": "Zumper",
"price_change": 0,
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"source_listing_id": "51597264",
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},
{
"date": "2022-12-22",
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"listing": {
"status": "off_market",
"list_date": "2022-12-03T07:00:19Z",
"list_price": 1375,
"listing_id": "2950432916",
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"last_status_change_date": "2023-05-03T19:45:48Z"
},
"event_name": "Listing removed",
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{
"date": "2022-12-03",
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"listing": {
"status": "off_market",
"list_date": "2022-12-03T07:00:19Z",
"list_price": 1375,
"listing_id": "2950432916",
"last_update_date": "2023-04-24T18:36:34Z",
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},
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{
"date": "2022-01-21",
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"listing": {
"status": "off_market",
"list_date": "2021-06-22T14:47:27Z",
"list_price": 49900,
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"last_update_date": "2022-01-20T21:16:19Z",
"last_status_change_date": "2022-01-21T09:53:48Z"
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2305588",
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{
"date": "2021-06-22",
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"list_price": 49900,
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"last_update_date": "2022-01-20T21:16:19Z",
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"price_change": 0,
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{
"date": "2021-06-22",
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"listing": {
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"list_date": "2020-01-20T22:28:51Z",
"list_price": 49900,
"listing_id": "2911955819",
"last_update_date": "2021-06-21T21:50:05Z",
"last_status_change_date": "2021-06-22T09:54:05Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "0 days",
"source_listing_id": "2238160",
"price_change_percentage": null
},
{
"date": "2020-01-20",
"price": 49900,
"listing": {
"status": "off_market",
"list_date": "2020-01-20T22:28:51Z",
"list_price": 49900,
"listing_id": "2911955819",
"last_update_date": "2021-06-21T21:50:05Z",
"last_status_change_date": "2021-06-22T09:54:05Z"
},
"event_name": "Listed",
"price_sqft": 62.219451371571076,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2238160",
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}
],
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}
},
"rmn_listing_attribution": false
},
"property_id": "7326231753",
"generated_at": "2026-02-16T21:31:42.437085Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 76.9
},
"utility_allowance": {
"zip_code": "70003",
"home_photo": "https://ap.rdcpix.com/31fdad33a50d0654831dbae0f68c0a20l-m3961893996s-w1280.jpg",
"rent_price": 1201.0,
"loan_amount": 103920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1351-S-Dilton-St_Metairie_LA_70003_M73262-31753",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 129900.0,
"loan_term_years": 30,
"annual_cash_flow": 11547.06,
"mortgage_monthly": 691.38,
"payment_standard": 1552.0,
"total_amount_out": 25980.0,
"additional_photos": [
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"https://ap.rdcpix.com/31fdad33a50d0654831dbae0f68c0a20l-m3437245036s-w1280.jpg",
"https://ap.rdcpix.com/31fdad33a50d0654831dbae0f68c0a20l-m3658099605s-w1280.jpg",
"https://ap.rdcpix.com/31fdad33a50d0654831dbae0f68c0a20l-m185167417s-w1280.jpg",
"https://ap.rdcpix.com/31fdad33a50d0654831dbae0f68c0a20l-m1555493795s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 62.17,
"monthly_cash_flow": 962.25,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [
"file:///Users/chris/Github/RentalProperties/utility_allowance_fetcher/temp_agent/simple_with_context/data/LA270/sources/utility/wp-content_uploads_2026_01_UTILITYALLOW.SINGLE.FAMILY.2026.raster.pdf"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central air conditioning; allowance for a 2-bedroom home.",
"utility": "Air Conditioning",
"allowance": 23
},
{
"note": "Selected Natural Gas option as it is specified in the property details.",
"utility": "Cooking",
"allowance": 6
},
{
"note": "Standard fixed monthly fee for having electric service.",
"utility": "Electric Monthly Fee",
"allowance": 26
},
{
"note": "Standard fixed monthly fee for having natural gas service, as specified for heating and cooking.",
"utility": "Gas Monthly Fee",
"allowance": 28
},
{
"note": "Selected Natural Gas option as property details specify central heat and natural gas.",
"utility": "Heating",
"allowance": 23
},
{
"note": "Standard fixed monthly fee for the Jefferson Parish mosquito control service.",
"utility": "Mosquito Monthly Fee",
"allowance": 3
},
{
"note": "Standard allowance for tenant's general electricity usage (lights, appliances).",
"utility": "Other Electric",
"allowance": 35
},
{
"note": "The property listing does not explicitly state a range is provided, so it is assumed to be tenant-owned.",
"utility": "Range",
"allowance": 36
},
{
"note": "The property listing does not explicitly state a refrigerator is provided, so it is assumed to be tenant-owned.",
"utility": "Refrigerator",
"allowance": 33
},
{
"note": "Property details specify connection to public/city sewer.",
"utility": "Sewer",
"allowance": 56
},
{
"note": "Standard allowance for municipal trash collection service for a single-family home.",
"utility": "Trash Collection",
"allowance": 23
},
{
"note": "Property details specify connection to a public water source.",
"utility": "Water",
"allowance": 44
},
{
"note": "Selected Natural Gas option as it is consistent with the property's other gas utilities (heating, cooking).",
"utility": "Water Heating",
"allowance": 15
}
],
"cash_on_cash_return": 0.44,
"down_payment_amount": 25980.0,
"property_tax_annual": 677.74,
"property_tax_monthly": 56.48,
"property_tax_increase": 0.03,
"utility_allowance_total": 351.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 3250.47,
"property_management_monthly": 120.1,
"monthly_cash_flow_after_debt": 270.87,
"cash_on_cash_return_after_debt": 0.13
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after addressing a few common, quick fixes. The house shows a recent full renovation (roof, siding, floors, fixtures) and major systems appear present (HVAC registers, gas range, plumbing). Primary inspection risks to resolve before leasing: install/prove a functioning carbon monoxide alarm (required with gas appliances), confirm/upgrade kitchen and bathroom GFCI protection, ensure a secure deadbolt on the entry, and provide verification that HVAC, water heater and electrical panel are serviceable. With those items addressed this property would be ready to rent in a short timeframe (1–3 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recent renovation (2023) with new roof, siding, flooring and updated bathroom/kitchen finishes. Surfaces are generally clean; minor cosmetic scuffs on walls and some paint wear on porch steps/rail base are visible. Appliances: gas range present; washer/dryer not present but hookups visible. No major cosmetic deferred maintenance that would prevent renting — mostly punch-list and paint/touch-up items."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE code risk",
"score": 70.0,
"rationale": "A working smoke alarm is visible in the living area which is positive. Bedroom windows appear to provide egress-sized openings. Porch has handrails/guardrails present. No obvious exposed wiring or active leaks seen. Concerns: no clearly visible carbon monoxide alarm (gas range present) and I could not confirm a keyed deadbolt on the entry door from photos. Kitchen outlet by the sink appears to be a standard receptacle (no visible GFCI) — kitchens/baths typically require GFCI protection. These missing/uncertain items are common inspection failures and reduce the safety score."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 75.0,
"rationale": "Listing and photos indicate a new roof (2023) and ceiling HVAC supply/return registers are visible suggesting central HVAC was installed/retained; kitchen shows a gas range and plumbing fixtures look new/functional. No water heater, electrical panel, or HVAC equipment pictured to directly verify condition. Given the recent renovation, it's reasonable to assume systems were serviced, but lack of visible panels/units and no service documentation leaves moderate uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Exterior photos show new/clean siding and a recently replaced roof with sound-looking porch and walk. Yard and walkways are flat and free of obvious trip hazards or standing water in supplied photos. Porch paint and lower skirt show minor wear. No visible foundation cracking, significant grading/drainage issues, or infestation evidence in images."
},
{
"key": "rental_history_activity",
"label": "Recent rental / tenancy activity (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No clearly visible carbon monoxide detector (required when gas appliances present).",
"Kitchen outlet adjacent to sink appears to be a non-GFCI receptacle (potential NSPIRE fail).",
"No clearly visible deadbolt/verified secure entry lock on front door (security requirement)."
],
"confidence": 0.75,
"assumptions": [
"Renovation (2023) included mechanical servicing; HVAC exists and is operable (ceiling vents visible).",
"Water heater is present and functional though not shown in photos.",
"The round device visible above the interior door is a smoke alarm and is functioning.",
"No major subsurface foundation or roof problems exist beyond what is visible; new roof and siding were installed in 2023 as stated.",
"Electrical panel and service are intact and up to code, but not visible in supplied photos."
],
"overall_score": 78.0,
"rubric_version": "ns_poirev_v1"
},
{
"summary": "Overall the property appears to be in good, largely turnkey condition following a recent renovation. Major systems and structure show no visible deficiencies; most items visible are cosmetic or minor. Primary inspection risks to verify prior to a voucher inspection are presence/operation of a carbon monoxide alarm (gas stove), GFCI protection in kitchen/bath, a secure deadbolt on the entry door, and verification of HVAC, water heater and electrical panel condition. With those quick verifications/fixes (if needed) the property is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Listing and photos show a recent full renovation (2023) with new roof, siding, flooring, updated kitchen and bathroom. Interior walls have minor scuffs; porch railings and steps show paint wear and light surface damage. Appliances: a gas range is present, but a refrigerator is not shown. Overall finish quality appears good with only cosmetic and minor repair items expected."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 72.0,
"rationale": "Visible smoke detector in living area and intact windows/egress appear adequate. No exposed wiring or obvious water intrusion or ceiling/foundation failure in photos. Unconfirmed items that lower the score: no visible carbon monoxide detector (gas range present), GFCI protection at kitchen/bath outlets not clearly visible, and no visible deadbolt on main entry. These are moderate NSPIRE risks that are often quick fixes but would be required for final pass."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 76.0,
"rationale": "Listing states a new roof (2023) and photos show a clean roofline and exterior siding. Interior ceiling registers/vent and ceiling fans indicate central HVAC is likely present; condenser or mechanicals not visible. Kitchen and bathroom fixtures appear new and operational; gas range installed. Electrical panel and water heater not shown. Based on visual evidence, major systems likely functional but some components (water heater, panel, CO alarm, condenser) should be verified on inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding, porch, and yard appear maintained following renovation. Walkway to porch is intact and yard drains appear typical for the neighborhood; no standing water visible. Porch railings and steps have cosmetic wear and paint issues but are present and appear structurally sound from photos. Close neighboring units and overhead utilities are visible but not unusual."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Occupancy (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"The new roof and siding reported in the listing are complete and free of active leaks.",
"A central HVAC system is present and operational (ceiling vents visible), though exterior condenser/units were not photographed.",
"Water heater and electrical panel exist and are serviceable but were not photographed; assumed typical condition given recent renovation.",
"Carbon monoxide detector and GFCI outlets were not visible in photos; assume they may be missing or not clearly shown and will require verification.",
"No major hidden issues (foundation movement, severe mold, active leaks) are present because none are visible; if severe hidden issues exist they would materially reduce the score."
],
"overall_score": 78.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this small renovated cottage appears largely turnkey for Section 8 tenancy with recent roof, siding, flooring and interior updates. Most issues visible are cosmetic or minor (touch-up paint, porch rail paint, finish around laundry hookup). Main inspection risks are missing/unseen safety devices (no visible CO alarm; GFCI protection not shown) and an exterior deadbolt not evident from photos. Systems (HVAC, stove) appear present but water heater and electrical panel were not photographed and should be verified prior to inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior show recent renovation (listing states 2023 new roof, siding, flooring). Photos show generally clean painted walls, new-looking flooring, updated bathroom and cabinets. Minor cosmetic wear: scuffed walls, small paint/trim wear on porch stairs and rail, unfinished patch around laundry hookup in kitchen. Stove present; refrigerator not shown. Overall mostly cosmetic and easy fixes."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 65.0,
"rationale": "Smoke detector visible in living area (good). No carbon monoxide detector visible (required where gas appliances present in many jurisdictions) and no exterior deadbolt visible on entry door (locks visible but no deadbolt shown). GFCI protection in kitchen/bath not visible in photos. No exposed wiring, active leaks, mold stains, or collapsed elements observed. Egress windows appear typical but not measured. These unknowns create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Listing and photos indicate recent roof and siding replacement (2023). Ceiling HVAC grille/return visible in bedrooms (central HVAC likely present). Kitchen shows a gas range installed; laundry hookups visible. Water heater and electrical panel not shown. No visible signs of roof leaks, water damage, or electrical hazards, but several system components are unverified in photos so moderate confidence of functionality."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior siding, porch and roof appear recently replaced or in good condition. Walkway and yard are level and unobstructed. Porch railing and steps exist though have some cosmetic wear and paint chipping at lower baluster area. Utilities (meter, service) appear mounted and secured. No standing water or severe exterior deterioration visible."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible carbon monoxide detector near sleeping areas (gas range present) — potential inspection fail depending on local requirements.",
"No exterior deadbolt visible on the front entry door in photos (locks shown are knob-only) — may fail agency-specific lock requirements if deadbolt required.",
"Unfinished/patch area around laundry hookup in kitchen (open recess/unfinished drywall) — needs cover/repair prior to inspection."
],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof, siding and flooring were replaced in 2023 is accurate and those elements are in good condition.",
"Central HVAC is present and functional (ceiling grille visible in bedrooms) though full operation and recent service are unverified.",
"Water heater and electrical panel exist and are operational though not shown in photos.",
"Bedrooms have egress windows that meet minimum size requirements; window dimensions were not measured.",
"No major hidden moisture, mold, or structural issues are present beyond what is visible in photos; if severe hidden issues exist they would reduce scores significantly.",
"Absence of refrigerator in photos is not a fatal inspection issue; stove is present and functional."
],
"overall_score": 79.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1351 S Dilton St, Metairie, LA, 70003",
"aggregate": {
"summary": "Overall the property appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after addressing a few common, quick fixes. The house shows a recent full renovation (roof, siding, floors, fixtures) and major systems appear present (HVAC registers, gas range, plumbing). Primary inspection risks to resolve before leasing: install/prove a functioning carbon monoxide alarm (required with gas appliances), confirm/upgrade kitchen and bathroom GFCI protection, ensure a secure deadbolt on the entry, and provide verification that HVAC, water heater and electrical panel are serviceable. With those items addressed this property would be ready to rent in a short timeframe (1–3 weeks).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 81.7,
"rationale": "Interior and exterior photos show a recent renovation (2023) with new roof, siding, flooring and updated bathroom/kitchen finishes. Surfaces are generally clean; minor cosmetic scuffs on walls and some paint wear on porch steps/rail base are visible. Appliances: gas range present; washer/dryer not present but hookups visible. No major cosmetic deferred maintenance that would prevent renting — mostly punch-list and paint/touch-up items."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 81.7,
"rationale": "Exterior photos show new/clean siding and a recently replaced roof with sound-looking porch and walk. Yard and walkways are flat and free of obvious trip hazards or standing water in supplied photos. Porch paint and lower skirt show minor wear. No visible foundation cracking, significant grading/drainage issues, or infestation evidence in images."
},
{
"key": "rental_history_activity",
"label": "Recent rental / tenancy activity (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE code risk",
"score": 69.0,
"rationale": "A working smoke alarm is visible in the living area which is positive. Bedroom windows appear to provide egress-sized openings. Porch has handrails/guardrails present. No obvious exposed wiring or active leaks seen. Concerns: no clearly visible carbon monoxide alarm (gas range present) and I could not confirm a keyed deadbolt on the entry door from photos. Kitchen outlet by the sink appears to be a standard receptacle (no visible GFCI) — kitchens/baths typically require GFCI protection. These missing/uncertain items are common inspection failures and reduce the safety score."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 75.3,
"rationale": "Listing and photos indicate a new roof (2023) and ceiling HVAC supply/return registers are visible suggesting central HVAC was installed/retained; kitchen shows a gas range and plumbing fixtures look new/functional. No water heater, electrical panel, or HVAC equipment pictured to directly verify condition. Given the recent renovation, it's reasonable to assume systems were serviced, but lack of visible panels/units and no service documentation leaves moderate uncertainty."
}
],
"red_flags": [
"No clearly visible carbon monoxide detector (required when gas appliances present).",
"Kitchen outlet adjacent to sink appears to be a non-GFCI receptacle (potential NSPIRE fail).",
"No clearly visible deadbolt/verified secure entry lock on front door (security requirement)."
],
"confidence": 0.95,
"assumptions": [
"Renovation (2023) included mechanical servicing; HVAC exists and is operable (ceiling vents visible).",
"Water heater is present and functional though not shown in photos.",
"The round device visible above the interior door is a smoke alarm and is functioning.",
"No major subsurface foundation or roof problems exist beyond what is visible; new roof and siding were installed in 2023 as stated.",
"Electrical panel and service are intact and up to code, but not visible in supplied photos."
],
"score_method": "mean_of_criteria",
"overall_score": 76.9,
"rubric_version": "ns_poirev_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7326231753"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.