Property ID: 7331311293
2808 Transcontinental Dr, Metairie, LA, 70006
Metairie, LA
Money Down: $56,400
CoC Return: -0.83%
Monthly Cash Flow: $-39
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$47,000
Closing Costs
$9,400
Total Down
$56,400
Investment Snapshot
Purchase Price
$235,000
Money Down
$56,400
Cash-on-Cash Return
-0.83%
Rent
$1,696
Monthly Cash Flow
$-39
Annual Cash Flow
$-466
Debt Service / Mo
$1,251
Property Tax / Mo
$205
Insurance / Mo
$109
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$109
Property Tax
$205
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,212
Debt Service
$1,251
Cash Flow After Debt
$-39
Quality Score: 78.20%
Confidence: 88.00%
Overall the house appears largely turnkey for Section 8/HCV tenancy with a high likelihood of passing an initial NSPIRE inspection after quick verifications/one or two small fixes. The interior shows a recent refresh, functioning HVAC vents, installed appliances, smoke detector visible, and a sound exterior. The main outstanding verifications are CO detector presence (required where gas appliances exist), GFCI protection in kitchen/bath, and confirmation of water heater/electrical panel condition. Driveway cracking and minor exterior attention are cosmetic and not inspection-stopping.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$235,000
Beds
3
Baths
2
Living Area
1,402 sqft
Lot Size
6,098 sqft
Year Built
1967
Days on Market
82
Capital Outlay
$56,400
Debt Service
$1,251
Property Tax / Mo
$205
Insurance / Mo
$109
Property Description
Charming 3-bedroom, 2-bath brick home located in the heart of Metairie, MOVE-IN ready! Enjoy easy access to I-10, shopping, and dining. This home features abundant natural light, a generously sized backyard, and an attached carport with ample parking. A blank canvas offering unlimited potential to customize and create your ideal home. Home is in FLOOD X ZONE. This is also a fantastic opportunity in a sought-after location to customize this home, build equity, and generate strong rental income. Endless potential!!
Utility Allowances
cooking
$12
The property is listed as having 'Gas: Natural' and includes a 'Range/Oven', so Natural Gas for cooking is assumed.
heating
$70
The property is listed with 'Gas: Natural' and 'Central' heating, making Natural Gas the most probable heating fuel.
other_electric
$67
A standard allowance for general electricity usage (lights, outlets, and listed appliances like refrigerator) for a unit of this size.
sewer
$46
The property listing explicitly states 'Sewer: City'.
trash_collection
$25
Standard utility for a single-family home. Although not explicitly mentioned, it's inferred as a tenant responsibility.
water
$43
The property listing explicitly states 'Water Source: Public'.
water_heating
$24
The property has 'Gas: Natural,' making a natural gas water heater the most likely and cost-effective option.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,311
DP3 Annual Estimate$1,311
DP1 Monthly Equivalent$109
DP3 Monthly Equivalent$109
Replacement Value$136,500
Basis1,402 sqft / 1967
Nearby Houses
Photo unavailable
2817 Transcontinental Dr
for_sale · 0.04 mi
Price: $219,900
3 bd / 1 ba · 1,300 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4933 Trenton St
sold · 0.06 mi
Price: $289,900
3 bd / 2 ba · 1,980 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4924 Sanford St
for_sale · 0.09 mi
Price: $615,000
4 bd / 4 ba · 4,208 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3005 Transcontinental Dr
sold · 0.12 mi
Price: $249,900
3 bd / 2 ba · 1,863 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3000 Lemon St
sold · 0.15 mi
Price: $349,000
5 bd / 3 ba · 2,992 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4920 Rye St
sold · 0.16 mi
Price: $165,000
3 bd / 2 ba · 1,303 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4912 Rye St
sold · 0.16 mi
Price: $249,900
3 bd / 2 ba · 1,806 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2609 Transcontinental Dr Apt I
off_market · 0.16 mi
Price: $1,550
2 bd / 1 ba · 740 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2609 Transcontinental Dr
for_sale · 0.16 mi
Price: $1,295,000
12 bd / 11 ba · 7,860 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detector(s) are installed and functioning (one detector visible in photos); additional detectors may be present but not photographed.
- Carbon monoxide alarm(s) are not visible in photos; assume not verified and would need to be installed if absent since a gas range is present.
- Electrical panel, water heater, and GFCI outlets are present but were not photographed; their condition and code-compliance are unverified and should be confirmed.
- No active roof leaks, major plumbing failures, or hidden mold were evident in photos; absence of stains/mold suggests none obvious, but attic/closet/behind-wall conditions were not inspected.
- Bedroom windows provide adequate egress based on visible sizes, but exact dimensions and required egress clearances have not been measured.
- Listing statement that home is 'MOVE-IN ready' and recent cosmetic updates reflect actual system repairs/upgrades rather than purely cosmetic staging.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,391 | $189,500 | $18,950 |
| 2024 | $2,388 | $189,500 | $18,950 |
| 2023 | $2,374 | $180,500 | $18,050 |
| 2022 | $2,312 | $180,500 | $18,050 |
| 2021 | $2,147 | $180,500 | $18,050 |
| 2020 | $2,132 | $180,500 | $18,050 |
| 2019 | $2,192 | $180,500 | $18,050 |
| 2018 | $2,046 | $180,500 | $18,050 |
| 2017 | $907 | $80,000 | $8,000 |
| 2016 | $889 | $80,000 | $8,000 |
| 2015 | $1,514 | $132,900 | $13,290 |
| 2014 | $1,494 | $132,900 | $13,290 |
| 2013 | $1,494 | $132,900 | $13,290 |
| 2012 | $1,494 | $132,900 | $13,290 |
| 2011 | $1,397 | $132,700 | $13,270 |
| 2010 | $1,170 | $114,000 | $11,400 |
| 2009 | $1,170 | $114,000 | $11,400 |
| 2008 | $396 | — | $11,400 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-17 | Listed | $235,000 |
| 2025-12-15 | Listing removed | $0 |
| 2025-08-26 | Price Changed | $235,000 |
| 2025-08-11 | Price Changed | $240,000 |
| 2025-06-20 | Price Changed | $250,000 |
| 2025-06-13 | Listed | $260,000 |
| 2017-12-19 | Sold | $0 |
| 2017-12-11 | Listing removed | $199,900 |
| 2017-09-27 | Listed | $199,900 |
| 2015-11-18 | Sold | $0 |
| 1996-12-01 | Sold | $0 |
Photo Gallery
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"price_sqft": 167.61768901569187,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2538219",
"price_change_percentage": null
},
{
"date": "2025-12-15",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2025-06-13T17:46:01Z",
"list_price": 235000,
"listing_id": "2983099917",
"last_update_date": "2025-08-26T15:58:35Z",
"last_status_change_date": "2025-12-15T02:09:12Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "185 days",
"source_listing_id": "2506972",
"price_change_percentage": null
},
{
"date": "2025-08-26",
"price": 235000,
"listing": {
"status": "off_market",
"list_date": "2025-06-13T17:46:01Z",
"list_price": 235000,
"listing_id": "2983099917",
"last_update_date": "2025-08-26T15:58:35Z",
"last_status_change_date": "2025-12-15T02:09:12Z"
},
"event_name": "Price Changed",
"price_sqft": 156.04249667994688,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "2506972",
"price_change_percentage": null
},
{
"date": "2025-08-11",
"price": 240000,
"listing": {
"status": "off_market",
"list_date": "2025-06-13T17:46:01Z",
"list_price": 235000,
"listing_id": "2983099917",
"last_update_date": "2025-08-26T15:58:35Z",
"last_status_change_date": "2025-12-15T02:09:12Z"
},
"event_name": "Price Changed",
"price_sqft": 159.3625498007968,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2506972",
"price_change_percentage": null
},
{
"date": "2025-06-20",
"price": 250000,
"listing": {
"status": "off_market",
"list_date": "2025-06-13T17:46:01Z",
"list_price": 235000,
"listing_id": "2983099917",
"last_update_date": "2025-08-26T15:58:35Z",
"last_status_change_date": "2025-12-15T02:09:12Z"
},
"event_name": "Price Changed",
"price_sqft": 166.00265604249668,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2506972",
"price_change_percentage": null
},
{
"date": "2025-06-13",
"price": 260000,
"listing": {
"status": "off_market",
"list_date": "2025-06-13T17:46:01Z",
"list_price": 235000,
"listing_id": "2983099917",
"last_update_date": "2025-08-26T15:58:35Z",
"last_status_change_date": "2025-12-15T02:09:12Z"
},
"event_name": "Listed",
"price_sqft": 172.64276228419655,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2506972",
"price_change_percentage": null
},
{
"date": "2017-12-19",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2017-12-11",
"price": 199900,
"listing": {
"status": "off_market",
"list_date": "2017-09-21T07:00:00Z",
"list_price": 199900,
"listing_id": "625806835",
"last_update_date": "2017-12-12T03:48:28Z",
"last_status_change_date": "2017-12-01T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 132.73572377158035,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "75 days",
"source_listing_id": "2124656",
"price_change_percentage": null
},
{
"date": "2017-09-27",
"price": 199900,
"listing": {
"status": "off_market",
"list_date": "2017-09-21T07:00:00Z",
"list_price": 199900,
"listing_id": "625806835",
"last_update_date": "2017-12-12T03:48:28Z",
"last_status_change_date": "2017-12-01T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 132.73572377158035,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2124656",
"price_change_percentage": null
},
{
"date": "2015-11-18",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "1996-12-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7331311293",
"generated_at": "2026-03-27T16:54:29.233309Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 78.2
},
"utility_allowance": {
"zip_code": "70006",
"home_photo": "https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m3127591143s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 188000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/2808-Transcontinental-Dr_Metairie_LA_70006_M73313-11293",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 235000.0,
"loan_term_years": 30,
"annual_cash_flow": 14543.07,
"mortgage_monthly": 1250.77,
"payment_standard": 1983.0,
"total_amount_out": 47000.0,
"additional_photos": [
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m2361258866s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m223561785s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m1793934899s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m952666034s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m2447923729s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m3330497974s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m296733972s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m664931152s-w1280.jpg",
"https://ap.rdcpix.com/0d617db311aff458b0f8c217337508e6l-m3694376998s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 109.25,
"monthly_cash_flow": 1211.92,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property is listed as having 'Gas: Natural' and includes a 'Range/Oven', so Natural Gas for cooking is assumed.",
"utility": "cooking",
"allowance": 12
},
{
"note": "The property is listed with 'Gas: Natural' and 'Central' heating, making Natural Gas the most probable heating fuel.",
"utility": "heating",
"allowance": 70
},
{
"note": "A standard allowance for general electricity usage (lights, outlets, and listed appliances like refrigerator) for a unit of this size.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "The property listing explicitly states 'Sewer: City'.",
"utility": "sewer",
"allowance": 46
},
{
"note": "Standard utility for a single-family home. Although not explicitly mentioned, it's inferred as a tenant responsibility.",
"utility": "trash_collection",
"allowance": 25
},
{
"note": "The property listing explicitly states 'Water Source: Public'.",
"utility": "water",
"allowance": 43
},
{
"note": "The property has 'Gas: Natural,' making a natural gas water heater the most likely and cost-effective option.",
"utility": "water_heating",
"allowance": 24
}
],
"cash_on_cash_return": 0.31,
"down_payment_amount": 47000.0,
"property_tax_annual": 2462.73,
"property_tax_monthly": 205.23,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -466.15,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -38.85,
"cash_on_cash_return_after_debt": -0.01
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the house appears largely turnkey for Section 8/HCV tenancy with a high likelihood of passing an initial NSPIRE inspection after quick verifications/one or two small fixes. The interior shows a recent refresh, functioning HVAC vents, installed appliances, smoke detector visible, and a sound exterior. The main outstanding verifications are CO detector presence (required where gas appliances exist), GFCI protection in kitchen/bath, and confirmation of water heater/electrical panel condition. Driveway cracking and minor exterior attention are cosmetic and not inspection-stopping.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently refreshed presentation: painted brick, intact tile and wood-look floors, updated kitchen cabinets/countertops, recessed lighting, and appliances (range, microwave, refrigerator visible). No obvious cosmetic deferred maintenance inside. Minor exterior/site wear: driveway has multiple surface cracks and some settling; landscaping is basic. Missing items that commonly affect move-in readiness (window coverings in some rooms, minor trim scuffs) are easy cosmetic fixes. Overall appears turnkey with mostly cosmetic/finish-level items to address."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 80.0,
"rationale": "Visible safety items are generally good: at least one ceiling smoke detector is visible in common area and bedrooms have windows for egress. There is a secure entry with an exterior security gate and a solid entry door. No exposed wiring, visible water stains, or sagging ceilings in photos. Unknown/uncertain items: carbon monoxide detector not visible (gas range present so CO detection required in many jurisdictions), electrical panel and GFCI protection near kitchen sink not shown. Because major life-safety hazards (active leaks, collapsed ceilings, exposed electrics) are not apparent but a CO detector and GFCI verification are not visible, score reflects some moderate compliance risk that would need quick verification/one small corrective action if missing."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 78.0,
"rationale": "Central HVAC is visible (ceiling return/grille) indicating forced‑air cooling/heating; recessed lighting and modern appliances suggest updated electrical work. Roof appears in good condition from photos (asphalt shingle, no visible sag or heavy staining). Water heater, electrical panel, and sewer/drain components are not shown so their condition is assumed but unverified. No visible plumbing leaks or water damage. Given visible evidence of a recent interior refresh and operational HVAC components, systems look serviceable but require verification of water heater age/operation, electrical panel labeling, and GFCI/CO protection to clear inspection risk."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Exterior brick facade appears sound; roofline and gutters look intact. Property has an attached carport and solid fencing around the backyard. Driveway and carport slab show surface cracking and some unevenness but no active collapse. Yard is maintained and appears to drain; property is in Flood Zone X (non-high-risk) per listing. No signs of major foundation movement, termite damage, or exterior structural distress visible in photos."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Smoke detector(s) are installed and functioning (one detector visible in photos); additional detectors may be present but not photographed.",
"Carbon monoxide alarm(s) are not visible in photos; assume not verified and would need to be installed if absent since a gas range is present.",
"Electrical panel, water heater, and GFCI outlets are present but were not photographed; their condition and code-compliance are unverified and should be confirmed.",
"No active roof leaks, major plumbing failures, or hidden mold were evident in photos; absence of stains/mold suggests none obvious, but attic/closet/behind-wall conditions were not inspected.",
"Bedroom windows provide adequate egress based on visible sizes, but exact dimensions and required egress clearances have not been measured.",
"Listing statement that home is 'MOVE-IN ready' and recent cosmetic updates reflect actual system repairs/upgrades rather than purely cosmetic staging."
],
"overall_score": 81.0,
"rubric_version": "ns-2026-1.0"
},
{
"summary": "Overall the property appears largely turnkey and would likely pass an initial HCV/NSPIRE inspection after addressing a few easily corrected safety items. Interior finishes, appliances, and systems visible in photos look updated and clean. Primary inspection risks are missing/unknown CO alarm (gas range visible), unverified GFCI protection in kitchen/bath, and lack of visible electrical panel/deadbolt confirmation. No structural or life-safety failures are apparent from photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 85.0,
"rationale": "Interior appears recently renovated and clean: fresh paint, replaced recessed lighting, intact tile and wood floors, updated cabinets and granite counters. Appliances (range, microwave, refrigerator) are present in photos. Minor visible deferred maintenance limited to driveway/crack patterns and small exterior concrete staining. No visible collapsed surfaces, major drywall damage, or missing interior finishes. Missing appliance(s) are not an issue here as major appliances are present."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 65.0,
"rationale": "A ceiling-mounted smoke detector is visible in living area (positive). Central HVAC vents visible. Bedrooms show windows that appear to provide egress. No exposed wiring, sagging ceilings, active leaks, or visible mold in photos. However: no carbon-monoxide detector is visible (important if gas range is present — the range appears to be gas), GFCI protection in kitchen/bath outlets is not visible in photos, and the main electrical panel is not shown. Entry has an iron security gate; presence of a compliant deadbolt on the primary entry door is not visible. Because of these missing/unknown safety items (CO alarm, GFCI, panel/deadbolt confirmation), some NSPIRE risks remain."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Evidence of central HVAC (ceiling diffuser) and modern recessed lighting suggests electrical and HVAC systems are present and updated. Kitchen appliances are modern and likely functional. Roof appears shingled and in good visual condition with intact gutters; exterior brick looks sound. However, major systems (electrical panel, water heater, age/operation of HVAC, plumbing supply/hot water) are not shown — score reduced to reflect unknowns despite outwardly good condition."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Brick exterior and roof appear well maintained and recently updated. Attached carport and driveway provide ample parking; yard is fenced and seems level. Observable issues limited to cracking pattern in driveway concrete and minor lawn/landscaping upkeep. Property is in Flood Zone X (low flood risk) per listing, not a structural exterior red flag."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Range pictured is gas (visible burner grates); therefore a CO alarm would be required by code/NSPIRE guidance if fuel-burning appliances are present.",
"Central HVAC is operational (ceiling diffuser and vent visible) though service records/age not shown.",
"Water heater, main electrical panel, and plumbing function are not visible; assumed functional given overall renovated presentation but treated as unknown risk.",
"Bedrooms have compliant egress windows based on visible size and placement in photos.",
"No severe hidden water intrusion or active roof leaks are present because roof and ceilings appear intact and dry in photos.",
"Deadbolt on main entry door is not visible in photos; assume it may exist but not confirmed.",
"No evidence of severe mold, pest infestation, foundation movement, or structural sagging visible in provided images."
],
"overall_score": 75.0,
"rubric_version": "2026-03-hud-nspire-v1"
},
{
"summary": "Based on photos and the listing, this 3BR/2BA brick home appears largely turnkey and would likely pass an initial Section 8 (NSPIRE) inspection after routine verification and a few minor corrections. Strengths: updated interior finishes, functioning appliances visible, central HVAC, intact roof, smoke alarm present, and generally clean interior/exterior. Action items that could prevent pass: confirm presence/function of carbon monoxide alarm (required when fuel-burning appliances present), verify GFCI protection in kitchen/bath, inspect electrical panel and water heater, address driveway trip hazards, and complete HUD lead-based paint disclosure and any required mitigation given 1967 construction. With these verifications and minor fixes (1–30 days), the property is likely to meet NSPIRE inspection standards.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently refreshed cosmetic condition: new paint, intact tile and wood flooring, updated kitchen cabinets and countertops, recessed lighting, and appliances (range, microwave, fridge visible). No visible peeling paint, significant drywall damage, or collapsed finishes. Observable deferred issues are minor: concrete driveway has multiple cracks and uneven sections (trip hazard), small landscaping touchups needed, and possible minor caulking/finish gaps. Missing/old appliances are not an issue here; appliances are present. Overall turnkey with only minor repairs/cosmetic work expected."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risks",
"score": 70.0,
"rationale": "Positive observations: ceiling-mounted smoke detector visible in main living area, bedrooms have windows that appear to provide egress, no exposed wiring or visible structural damage, entry is secure with an iron security gate and solid door. Concerns: carbon-monoxide detector is not visible (gas range present), GFCI outlets at kitchen sink not clearly visible in photos, electrical panel not shown, and lead-based paint disclosure is required (house built 1967) though no peeling paint is evident. Driveway cracking is a minor trip risk at the exterior path. These issues are fixable but require attention to meet NSPIRE/Section 8 checklist (add CO alarm if missing, verify/upgrade GFCI, confirm adequate smoke/CO placement, provide lead disclosure and remediation if necessary)."
},
{
"key": "systems_mechanical",
"label": "Mechanical Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 75.0,
"rationale": "Evidence of central HVAC (ceiling supply/return registers visible) and a roof that appears in good visual condition with intact shingles and gutters. Kitchen plumbing fixtures and appliances are present and look recent. Water heater and electrical panel are not shown; their condition is unknown. No signs of active leaks or water stains on ceilings or walls in photos. Given the renovated appearance, systems likely functional but need verification (service records or test)."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site Condition",
"score": 80.0,
"rationale": "Exterior brick facade, gutters, and carport appear sound. Yard is gated/fenced and generally maintained; generous backyard shown. Driveway has visible cracking and settlement lines which could be trip hazards and may need patching. No visible standing water, major foundation cracks, or exterior structural sagging in photos. Property is in Flood Zone X (low risk) per listing — not a structural disqualifier but relevant for insurance/tenant disclosures."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC is operational (ceiling registers visible) and provides heating — system has not been shown running but appears installed.",
"Water heater and electrical service/panel are present and functional though not visible in photos.",
"Kitchen appliances shown (range, microwave, refrigerator) are functional or will be provided; gas range implies presence of gas supply.",
"No active roof leaks, concealed mold, or major hidden water damage exist because ceilings and walls in photos show no staining or sagging.",
"Interior paint is adhered with no peeling that would create an immediate lead-paint hazard, but federal lead disclosure requirements for pre-1978 housing apply.",
"GFCI receptacles and CO alarm are not visible in photos — their absence is assumed possible and should be confirmed.",
"No recent rental history available; rental_history_last_5y is missing and excluded from scoring."
],
"overall_score": 78.0,
"rubric_version": "2026-03-NSPIRE-1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2808 Transcontinental Dr, Metairie, LA, 70006",
"aggregate": {
"summary": "Overall the house appears largely turnkey for Section 8/HCV tenancy with a high likelihood of passing an initial NSPIRE inspection after quick verifications/one or two small fixes. The interior shows a recent refresh, functioning HVAC vents, installed appliances, smoke detector visible, and a sound exterior. The main outstanding verifications are CO detector presence (required where gas appliances exist), GFCI protection in kitchen/bath, and confirmation of water heater/electrical panel condition. Driveway cracking and minor exterior attention are cosmetic and not inspection-stopping.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently refreshed presentation: painted brick, intact tile and wood-look floors, updated kitchen cabinets/countertops, recessed lighting, and appliances (range, microwave, refrigerator visible). No obvious cosmetic deferred maintenance inside. Minor exterior/site wear: driveway has multiple surface cracks and some settling; landscaping is basic. Missing items that commonly affect move-in readiness (window coverings in some rooms, minor trim scuffs) are easy cosmetic fixes. Overall appears turnkey with mostly cosmetic/finish-level items to address."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Exterior brick facade appears sound; roofline and gutters look intact. Property has an attached carport and solid fencing around the backyard. Driveway and carport slab show surface cracking and some unevenness but no active collapse. Yard is maintained and appears to drain; property is in Flood Zone X (non-high-risk) per listing. No signs of major foundation movement, termite damage, or exterior structural distress visible in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 71.7,
"rationale": "Visible safety items are generally good: at least one ceiling smoke detector is visible in common area and bedrooms have windows for egress. There is a secure entry with an exterior security gate and a solid entry door. No exposed wiring, visible water stains, or sagging ceilings in photos. Unknown/uncertain items: carbon monoxide detector not visible (gas range present so CO detection required in many jurisdictions), electrical panel and GFCI protection near kitchen sink not shown. Because major life-safety hazards (active leaks, collapsed ceilings, exposed electrics) are not apparent but a CO detector and GFCI verification are not visible, score reflects some moderate compliance risk that would need quick verification/one small corrective action if missing."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 74.3,
"rationale": "Central HVAC is visible (ceiling return/grille) indicating forced‑air cooling/heating; recessed lighting and modern appliances suggest updated electrical work. Roof appears in good condition from photos (asphalt shingle, no visible sag or heavy staining). Water heater, electrical panel, and sewer/drain components are not shown so their condition is assumed but unverified. No visible plumbing leaks or water damage. Given visible evidence of a recent interior refresh and operational HVAC components, systems look serviceable but require verification of water heater age/operation, electrical panel labeling, and GFCI/CO protection to clear inspection risk."
}
],
"red_flags": [],
"confidence": 0.88,
"assumptions": [
"Smoke detector(s) are installed and functioning (one detector visible in photos); additional detectors may be present but not photographed.",
"Carbon monoxide alarm(s) are not visible in photos; assume not verified and would need to be installed if absent since a gas range is present.",
"Electrical panel, water heater, and GFCI outlets are present but were not photographed; their condition and code-compliance are unverified and should be confirmed.",
"No active roof leaks, major plumbing failures, or hidden mold were evident in photos; absence of stains/mold suggests none obvious, but attic/closet/behind-wall conditions were not inspected.",
"Bedroom windows provide adequate egress based on visible sizes, but exact dimensions and required egress clearances have not been measured.",
"Listing statement that home is 'MOVE-IN ready' and recent cosmetic updates reflect actual system repairs/upgrades rather than purely cosmetic staging."
],
"score_method": "mean_of_criteria",
"overall_score": 78.2,
"rubric_version": "ns-2026-1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7331311293"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.