Property ID: 7350207419
3929 41st Ave N, Birmingham, AL, 35217
Birmingham, AL
Money Down: $14,400
CoC Return: 11.22%
Monthly Cash Flow: $135
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$12,000
Closing Costs
$2,400
Total Down
$14,400
Investment Snapshot
Purchase Price
$60,000
Money Down
$14,400
Cash-on-Cash Return
11.22%
Rent
$692
Monthly Cash Flow
$135
Annual Cash Flow
$1,616
Debt Service / Mo
$319
Property Tax / Mo
$105
Insurance / Mo
$64
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$692
Payment Standard
$1,133
Rent
$692
Insurance
$64
Property Tax
$105
Management
$69
Utilities Allowance
$441
NOI (Monthly)
$454
Debt Service
$319
Cash Flow After Debt
$135
Quality Score: 71.60%
Confidence: 84.00%
This 2BR/1BA bungalow appears largely turnkey with recent cosmetic updates and sound exterior masonry. Most issues are minor and capital-only (missing appliances, some cabinet/base trim, cosmetic touchups). The most important inspection risks are missing or unverified smoke/CO detectors and GFCI protection and unverified hot water/heating functionality — items that should be installed/confirmed before an HCV inspection. With installation of detectors, confirmation of functioning HVAC & hot water, and placement of required kitchen/bath GFCI(s), the home is likely to pass a Housing Choice Voucher (NSPIRE) initial inspection and be rent-ready within ~2–4 weeks.
Section 8 Payment Standard
$1,133
Utility Allowance Total
$441
Guaranteed Section 8 Rent (PS - Utilities)
$692
Property Management
$69
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$60,000
Beds
2
Baths
1
Living Area
1,120 sqft
Lot Size
6,970 sqft
Year Built
1939
Days on Market
71
Capital Outlay
$14,400
Debt Service
$319
Property Tax / Mo
$105
Insurance / Mo
$64
Property Description
BACK ON THE MARKET! Buyer did not perform after extension period expired. Welcome to 3929 41st Ave, a move-in-ready 2-bedroom, 1-bath home with great flexibility and investment appeal. Inside, you'll find a comfortable living room, a dedicated dining room, and a kitchen updated with new cabinets. A bonus room offers the potential for a 3rd bedroom, home office, or spacious walk-in closet-perfect for adapting the space to your needs. This property is nearly turnkey, making it an excellent opportunity for both homeowners and investors seeking a low-maintenance addition to their portfolio.
Utility Allowances
Heating
$76
Property has central heating. The specific fuel type is not mentioned, but the water heater is electric. To be conservative, the more expensive electric heating option from the 'Ala Power' schedule was chosen.
Cooling
$18
Property has 'Central Air'. Selected 'A/C: Alabama Power' as it is a major local provider and the most expensive option for a 2-bedroom unit.
Water Heating
$46
Property information explicitly lists an 'Electric Water Heater'. Selected the corresponding 'Elec: Ala Power' allowance for a 2-bedroom unit.
Cooking
$17
No cooking appliances are listed as provided. The allowance for electric cooking fuel was chosen as it is the more expensive option compared to natural gas.
Other Electric
$56
This covers general electric use for lights and outlets. Selected the 'Ala Power' schedule, consistent with other electric utility choices.
Water
$69
Property has 'Public Water'. The allowance for 'Water: Birmingham' was selected as the property is located in Birmingham.
Sewer
$125
Property is 'Sewer Connected'. The fixed rate for a 2-bedroom unit from the schedule was applied.
Trash Collection
$20
Trash service was not specified. Selected the 'Jefferson City' rate as the property is in Jefferson County and this is a reasonable default.
Refrigerator
$8
Property information does not list a refrigerator as a provided appliance. The fixed allowance for a tenant-owned refrigerator is included.
Range/Microwave
$6
Property information does not list a range or microwave as provided. The fixed allowance for a tenant-owned appliance is included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$619
DP3 Annual Estimate$912
DP1 Monthly Equivalent$52
DP3 Monthly Equivalent$76
Replacement Value$71,200
Basis1,120 sqft / 1939
Nearby Houses
No nearby houses were returned.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide detectors in photos — NSPIRE failure until installed/verified.
- Kitchen appliances (stove/oven and refrigerator) are not present in photos — reduces immediate turnkey readiness (capital fix).
- GFCI protection in kitchen/bath not visible — must be confirmed/installed to meet safety code.
- Loose cable lying across front yard/porch wall creating a trip/hazard and potential electrical concern if energized.
Assumptions
- No smoke detectors or CO detectors were visible in the photos; assume they are not installed or not shown and must be installed/verified.
- Central HVAC is present and operational based on visible thermostat and floor vent, but full operational status is unverified.
- Water heater and electrical panel are present and functional though not photographed; assumed serviceable unless inspection shows otherwise.
- Bedroom egress windows meet code-sized openings or will be verified; photos show operable windows but sizes cannot be confirmed from images alone.
- Missing stove and refrigerator are capital items and currently not installed (no appliances visible in kitchen photos).
- Visible cable/cord on the front yard/porch wall is low-voltage or non-service wiring but represents a tripping/appearance issue; its electrical safety is unknown.
- No active roof leaks, major foundation movement, or severe mold were observed in photos and are assumed absent; hidden issues could still exist given the age (1939).
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,223 | $84,400 | $16,880 |
| 2023 | $1,223 | $84,400 | $16,880 |
| 2022 | $859 | $59,300 | $11,860 |
| 2021 | $936 | $64,600 | $12,920 |
| 2020 | $949 | $65,500 | $13,100 |
| 2019 | $991 | $68,400 | $13,680 |
| 2018 | $841 | $58,000 | $11,600 |
| 2017 | $841 | $58,000 | $11,600 |
| 2016 | $800 | $55,200 | $11,040 |
| 2015 | $841 | $58,000 | $11,600 |
| 2013 | $761 | $53,700 | $10,740 |
| 2012 | $810 | $57,150 | $11,430 |
| 2011 | $821 | $58,000 | $11,600 |
| 2010 | $821 | $58,000 | $11,600 |
| 2009 | $821 | $58,000 | $11,600 |
| 2008 | $839 | $59,300 | $11,860 |
| 2007 | $334 | $57,700 | $5,770 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-01-11 | Sold | $200,500 |
| 2007-10-02 | Sold | $13,500 |
| 2005-05-12 | Sold | $41,450 |
Photo Gallery
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},
{
"note": "This covers general electric use for lights and outlets. Selected the 'Ala Power' schedule, consistent with other electric utility choices.",
"utility": "Other Electric",
"allowance": 56
},
{
"note": "Property has 'Public Water'. The allowance for 'Water: Birmingham' was selected as the property is located in Birmingham.",
"utility": "Water",
"allowance": 69
},
{
"note": "Property is 'Sewer Connected'. The fixed rate for a 2-bedroom unit from the schedule was applied.",
"utility": "Sewer",
"allowance": 125
},
{
"note": "Trash service was not specified. Selected the 'Jefferson City' rate as the property is in Jefferson County and this is a reasonable default.",
"utility": "Trash Collection",
"allowance": 20
},
{
"note": "Property information does not list a refrigerator as a provided appliance. The fixed allowance for a tenant-owned refrigerator is included.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "Property information does not list a range or microwave as provided. The fixed allowance for a tenant-owned appliance is included.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.45,
"down_payment_amount": 12000.0,
"property_tax_annual": 1259.69,
"property_tax_monthly": 104.97,
"property_tax_increase": 0.03,
"utility_allowance_total": 441.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 1616.27,
"property_management_monthly": 69.2,
"monthly_cash_flow_after_debt": 134.69,
"cash_on_cash_return_after_debt": 0.13
},
"section8_assessment": {
"runs": [
{
"summary": "This 2BR/1BA bungalow appears largely turnkey with recent cosmetic updates and sound exterior masonry. Most issues are minor and capital-only (missing appliances, some cabinet/base trim, cosmetic touchups). The most important inspection risks are missing or unverified smoke/CO detectors and GFCI protection and unverified hot water/heating functionality — items that should be installed/confirmed before an HCV inspection. With installation of detectors, confirmation of functioning HVAC & hot water, and placement of required kitchen/bath GFCI(s), the home is likely to pass a Housing Choice Voucher (NSPIRE) initial inspection and be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior finishes appear recently updated: new-looking cabinets, painted walls, intact laminate flooring and trim. Minor cosmetic issues visible: cabinet kick/base trim missing in places, small gaps at base of cabinets, some scuffing on painted surfaces, and the kitchen lacks major appliances (stove/fridge) which reduces turnkey readiness but are capital items that are easy to remedy. No visible water stains or floor rot in provided photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No life-threatening hazards observed (no collapsed ceilings, no visible major electrical hazards, porch wall provides guard). Entry has a lock and security/storm door (appears to have deadbolt). Missing/unclear items: no smoke detectors or carbon monoxide detectors are visible in photos (NSPIRE requires smoke detectors on each sleeping level and in sleeping areas), GFCI protection in kitchen/bath is not visible and must be confirmed, bedroom egress windows cannot be fully confirmed from photos. Minor visible trip/obstruction hazards: a loose cable/cord lying at the front yard/porch area. These are correctable but could cause a fail if detectors/GFCI/egress are absent."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 75.0,
"rationale": "Evidence of a central HVAC system (wall thermostat and floor vent visible) and a double-kitchen sink with faucet suggests functional plumbing. Roof and soffit areas shown appear intact with no visible sagging or active leaks. Electrical panel, water heater and exact HVAC operational status are not shown and therefore assumed functional but unverified. Given visible vents and thermostat, systems are likely present and in reasonable condition but need standard verification (heat/AC, hot water, panel)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 82.0,
"rationale": "Stone foundation/walls and siding appear solid and recently painted; porch surface and ceiling are in good visible condition. Gutters and downspouts are present. Yard is maintained though minimal; driveway and neighboring relationship appear normal. Minor concerns: loose cable along front wall and vegetation close to foundation which should be trimmed. No obvious foundation movement, major settling or drainage pooling visible in photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in photos — NSPIRE failure until installed/verified.",
"Kitchen appliances (stove/oven and refrigerator) are not present in photos — reduces immediate turnkey readiness (capital fix).",
"GFCI protection in kitchen/bath not visible — must be confirmed/installed to meet safety code.",
"Loose cable lying across front yard/porch wall creating a trip/hazard and potential electrical concern if energized."
],
"confidence": 0.65,
"assumptions": [
"No smoke detectors or CO detectors were visible in the photos; assume they are not installed or not shown and must be installed/verified.",
"Central HVAC is present and operational based on visible thermostat and floor vent, but full operational status is unverified.",
"Water heater and electrical panel are present and functional though not photographed; assumed serviceable unless inspection shows otherwise.",
"Bedroom egress windows meet code-sized openings or will be verified; photos show operable windows but sizes cannot be confirmed from images alone.",
"Missing stove and refrigerator are capital items and currently not installed (no appliances visible in kitchen photos).",
"Visible cable/cord on the front yard/porch wall is low-voltage or non-service wiring but represents a tripping/appearance issue; its electrical safety is unknown.",
"No active roof leaks, major foundation movement, or severe mold were observed in photos and are assumed absent; hidden issues could still exist given the age (1939)."
],
"overall_score": 76.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Mostly cosmetic, recently-updated bungalow that appears near rent-ready but needs verification/installation of code-required safety items and confirmation of major systems. Likely to pass an HCV/NSPIRE initial inspection after 1–3 minor corrections (install/verify smoke and CO alarms, verify/replace GFCI in kitchen, provide missing appliances or document tenant-supplied items, verify HVAC and water heater operation). No visible structural failures or active leaks in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recent cosmetic updates: new-looking laminate floors, fresh paint, crown/base trim in good shape, and updated kitchen cabinets. Minor finish issues visible (missing toe-kicks under cabinets, small trim gaps). No evidence of water stains, major drywall damage, or collapsed ceilings. Appliances are missing (no stove/refrigerator shown) which is a moderate rental readiness item — missing appliances lower readiness but are straightforward to supply. Exterior stonework looks intact but shows natural irregularities; porch floor and paint look recently redone. Overall mostly cosmetic/minor repairs."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 65.0,
"rationale": "No life-threatening hazards observed (no collapsed ceilings, no visible active leaks, windows appear operable and egress-sized). Entry door has a security/mesh door and a deadbolt. Electrical outlets shown have covers. However no smoke detectors or carbon monoxide detectors are visible in any interior photos — NSPIRE requires functioning smoke detectors in required locations and CO alarms where applicable. GFCI receptacle is not obvious in the kitchen photos (kitchen outlets may require GFCI). Porch guard-wall is present but handrail on exterior steps is not clearly shown (handrail requirement depends on riser count). Exposed plumbing runs on kitchen wall are visible but appear non-hazardous; electrical panel and wiring not shown. Overall there are several common code items that must be verified/installed (smoke/CO, GFCI, handrail if required)."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Major systems not shown in photos (no visible HVAC condenser, water heater, or electrical panel). A thermostat is visible on the living room wall which indicates central heating/cooling likely present, but operation and age are unverified. Roof lines visible in exterior photos appear even with no obvious sagging and shingles look intact at a distance, but a close inspection is needed. Plumbing appears functional at kitchen sink; visible drain/utility piping suggests connections for appliances but specifics unknown. Because critical systems are not documented, score is moderate to reflect uncertainty — likely serviceable but requires verification (HVAC operation, water heater, electrical panel, hot water)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Stone-faced front foundation/porch appears solid with no visible large foundation cracks or sagging in photos. Siding and soffit look recently replaced or painted; gutters and downspouts are present. Front porch surface and paint look new. Yard shows normal grading, no visible standing water in photos. Some loose cable/hose on the front lawn and minor vegetation against the foundation that should be cleared. Driveway/sidewalk condition not fully shown. Overall exterior is in good condition with routine cleanup and minor site work recommended."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm in interior photos — NSPIRE requires functioning alarms in required locations.",
"No obvious GFCI outlet in kitchen photos — kitchen requires GFCI protection near sink.",
"Major building systems (HVAC condenser, water heater, electrical panel) are not shown — their presence and operational status must be confirmed prior to lease/inspection."
],
"confidence": 0.7,
"assumptions": [
"A central HVAC system exists and is connected (thermostat present on wall) though the outdoor condenser and service status are not shown.",
"A water heater and electrical panel are present in the house but not photographed; their operational condition is unknown.",
"Smoke detectors and CO alarms were not visible in the photos; assume they are not installed or not in required locations and will need verification or installation.",
"Missing stove and refrigerator are not included in photos and should be treated as landlord-supplied or provided before tenancy; absence reduces readiness but is an easy fix.",
"No signs of major roof failure, foundation movement, collapsed ceilings, or severe mold were visible in supplied photos; assume none present unless a detailed inspection reveals otherwise.",
"Exterior stone veneer is decorative and structurally sound based on photos; no significant movement observed."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 2BR/1BA bungalow appears mostly renovated cosmetically and is close to Section 8 rent-ready. Major structural issues are not evident in photos. Primary inspection risks are safety/compliance items that must be verified and corrected: install properly located smoke detectors (and CO alarms if required), confirm working heating and hot water, verify and install GFCI protection in kitchen/bath, secure or remove the exposed exterior cable, and confirm porch guard height/handrail compliance. Missing stove/fridge and a few unfinished cabinet bases are easy-to-fix capital items. With targeted fixes and verification of systems, the property would likely pass an initial HCV/NSPIRE inspection within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show recent cosmetic updates: new paint, new-looking cabinets, clean laminate flooring and trim. Small finish issues visible (cabinet bases not fully installed, baseboard/trim gaps, minor floor seam gaps). Kitchen lacks stove/fridge (listed as nearly turnkey); missing appliances lower turnkey score moderately but are not catastrophic. Porch and exterior stonework appear sound cosmetically. Overall only minor/cosmetic repairs and finish work required."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 60.0,
"rationale": "Several NSPIRE safety items are not verifiable from photos and some deficiencies are visible: no smoke detectors are visible in interior photos (required), GFCI protection in kitchen/bath not evident, there is an exposed/coiled cable on the front yard/foundation area (potential electrical hazard). The front entry has a security/storm door with a deadbolt visible. Porch has a solid knee-wall which likely provides a guard but exact height is unclear from photos (if under 36\" could fail). No active roof leaks, collapsed ceilings or obvious structural movement observed. Because of unverified detectors/GFCI and visible cable, this is a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 70.0,
"rationale": "Roofline and soffits appear intact and free of obvious sagging or active leaks in exterior photos. Interior floor register and thermostat indicate the presence of forced air HVAC, but no furnace/AC equipment photos provided (operational status unknown). Plumbing fixtures (kitchen sink) are present; a water heater is not shown. Electrical panel not photographed; visible outlets have covers. The exposed cable outside and missing confirmation of GFCI and hot water reduce the score to moderate-high. Systems appear generally intact but require verification and minor corrections."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior shows recent siding, painted porch, intact gutters and soffit vents. Stone foundation and porch columns look structurally solid in photos (no visible major foundation cracks or settling). Yard is level with minor vegetation; walk from driveway to porch exists. There is an exterior cable/cord lying on the ground against the foundation which should be secured. Overall the site appears maintained with no major exterior deterioration visible."
}
],
"red_flags": [
"Exposed electrical cable/cord lying against foundation/ground (potential electrical hazard).",
"No smoke detectors visible in interior photos — required for NSPIRE compliance.",
"Possible insufficient porch guard/handrail height or missing continuous handrail at entry steps (uncertain from photos)."
],
"confidence": 0.7,
"assumptions": [
"Forced-air HVAC is present and operational (inferred from floor register and thermostat shown).",
"There is a functioning domestic hot water source (water heater present but not photographed).",
"Electrical service and panel are intact and meet code (panel not shown).",
"Bedroom egress windows are adequate based on pictured window sizes (bedrooms not individually photographed but windows visible).",
"Missing major appliances (stove/fridge) will be provided at move-in or disclosed to voucher admin; absence alone is not an automatic fail.",
"No active infestations, major mold, or concealed structural movement beyond what is visible in provided photos."
],
"overall_score": 71.0,
"rubric_version": "2026-02-hud-nspire-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3929 41st Ave N, Birmingham, AL, 35217",
"aggregate": {
"summary": "This 2BR/1BA bungalow appears largely turnkey with recent cosmetic updates and sound exterior masonry. Most issues are minor and capital-only (missing appliances, some cabinet/base trim, cosmetic touchups). The most important inspection risks are missing or unverified smoke/CO detectors and GFCI protection and unverified hot water/heating functionality — items that should be installed/confirmed before an HCV inspection. With installation of detectors, confirmation of functioning HVAC & hot water, and placement of required kitchen/bath GFCI(s), the home is likely to pass a Housing Choice Voucher (NSPIRE) initial inspection and be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 77.0,
"rationale": "Interior finishes appear recently updated: new-looking cabinets, painted walls, intact laminate flooring and trim. Minor cosmetic issues visible: cabinet kick/base trim missing in places, small gaps at base of cabinets, some scuffing on painted surfaces, and the kitchen lacks major appliances (stove/fridge) which reduces turnkey readiness but are capital items that are easy to remedy. No visible water stains or floor rot in provided photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.7,
"rationale": "Stone foundation/walls and siding appear solid and recently painted; porch surface and ceiling are in good visible condition. Gutters and downspouts are present. Yard is maintained though minimal; driveway and neighboring relationship appear normal. Minor concerns: loose cable along front wall and vegetation close to foundation which should be trimmed. No obvious foundation movement, major settling or drainage pooling visible in photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 65.0,
"rationale": "No life-threatening hazards observed (no collapsed ceilings, no visible major electrical hazards, porch wall provides guard). Entry has a lock and security/storm door (appears to have deadbolt). Missing/unclear items: no smoke detectors or carbon monoxide detectors are visible in photos (NSPIRE requires smoke detectors on each sleeping level and in sleeping areas), GFCI protection in kitchen/bath is not visible and must be confirmed, bedroom egress windows cannot be fully confirmed from photos. Minor visible trip/obstruction hazards: a loose cable/cord lying at the front yard/porch area. These are correctable but could cause a fail if detectors/GFCI/egress are absent."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 68.3,
"rationale": "Evidence of a central HVAC system (wall thermostat and floor vent visible) and a double-kitchen sink with faucet suggests functional plumbing. Roof and soffit areas shown appear intact with no visible sagging or active leaks. Electrical panel, water heater and exact HVAC operational status are not shown and therefore assumed functional but unverified. Given visible vents and thermostat, systems are likely present and in reasonable condition but need standard verification (heat/AC, hot water, panel)."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in photos — NSPIRE failure until installed/verified.",
"Kitchen appliances (stove/oven and refrigerator) are not present in photos — reduces immediate turnkey readiness (capital fix).",
"GFCI protection in kitchen/bath not visible — must be confirmed/installed to meet safety code.",
"Loose cable lying across front yard/porch wall creating a trip/hazard and potential electrical concern if energized."
],
"confidence": 0.84,
"assumptions": [
"No smoke detectors or CO detectors were visible in the photos; assume they are not installed or not shown and must be installed/verified.",
"Central HVAC is present and operational based on visible thermostat and floor vent, but full operational status is unverified.",
"Water heater and electrical panel are present and functional though not photographed; assumed serviceable unless inspection shows otherwise.",
"Bedroom egress windows meet code-sized openings or will be verified; photos show operable windows but sizes cannot be confirmed from images alone.",
"Missing stove and refrigerator are capital items and currently not installed (no appliances visible in kitchen photos).",
"Visible cable/cord on the front yard/porch wall is low-voltage or non-service wiring but represents a tripping/appearance issue; its electrical safety is unknown.",
"No active roof leaks, major foundation movement, or severe mold were observed in photos and are assumed absent; hidden issues could still exist given the age (1939)."
],
"score_method": "mean_of_criteria",
"overall_score": 71.6,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7350207419"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.