Property ID: 7362276234
2210 Casey Rd, Utica, MS, 39175
Utica, MS
Money Down: $14,400
CoC Return: 56.73%
Monthly Cash Flow: $681
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$12,000
Closing Costs
$2,400
Total Down
$14,400
Investment Snapshot
Purchase Price
$60,000
Money Down
$14,400
Cash-on-Cash Return
56.73%
Rent
$1,188
Monthly Cash Flow
$681
Annual Cash Flow
$8,169
Debt Service / Mo
$319
Property Tax / Mo
$39
Insurance / Mo
$31
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,188
Payment Standard
$1,610
Rent
$1,188
Insurance
$31
Property Tax
$39
Management
$119
Utilities Allowance
$422
NOI (Monthly)
$1,000
Debt Service
$319
Cash Flow After Debt
$681
Quality Score: 64.50%
Confidence: 75.00%
Based on photos and listing, this 5-bed/3-bath rooming-house appears structurally intact and cosmetically sound; likely to pass a preliminary NSPIRE/Section 8 inspection after addressing a small set of code items. Primary inspection risks are missing or unshown required alarms (smoke/CO), unverified GFCI protection in wet areas, confirmation of adequate bedroom egress, and verification of heating and major mechanical systems/electrical panel. If alarms and GFCIs are installed, egress confirmed, and HVAC/water heater verified operational, the property should be rent-ready within ~30 days.
Section 8 Payment Standard
$1,610
Utility Allowance Total
$422
Guaranteed Section 8 Rent (PS - Utilities)
$1,188
Property Management
$119
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$60,000
Beds
5
Baths
3
Living Area
1,312 sqft
Lot Size
43,560 sqft
Year Built
1980
Days on Market
2
Capital Outlay
$14,400
Debt Service
$319
Property Tax / Mo
$39
Insurance / Mo
$31
Property Description
Online Auction 1312 sq ft. Five bedrooms, three bath home. Four rooms rent for $500 month and one room rents for $600 month. There are currently four tenants. This is a dependable profit stream for an investor or for someone that wants to live in one room while renting the others for a steady income. The home sits on a full acre of land in a safe rural area outside of Utica, Mississippi. The home is fully furnished, and all furnishings are included with the sale of the home. It's on City water and garbage pickup is twice a week. Option 1: Keep it only as a rooming house. $2,000 + month Option 2: Live in one room rent free and rent the rest. Pays your mortgage A still provides a profit. Option 3: Move renters out and have a 5br, 3 bath furnished home on one acre. Address : 2210 Casey Rd., Utica MS 3917 Directions: From downtown Utica go West on Main St. - Which changes to Duke Rd. for 5 miles the Right on Casey Rd. for 1.2 Mi. to the Home on the right.
Utility Allowances
Air Conditioning
$18
Property has cooling, indicated by "Window Unit(s)". The allowance is for a 5-bedroom single-family home.
Cooking
$17
Property details specify an "Electric Cooktop" appliance. The allowance is for a 5-bedroom single-family home using an electric stove.
Heating
$73
Property details specify "Electric" heating. The allowance is for a 5-bedroom single-family home with electric heating.
Other Electric
$100
Standard allowance for electricity for general lighting and miscellaneous appliances not covered by other specific categories.
Range/Microwave
$3
A microwave was not explicitly stated as a landlord-provided appliance, so this allowance covers the cost for a tenant-owned microwave.
Refrigerator
$4
A refrigerator was not explicitly stated as a landlord-provided appliance, so this allowance covers the electricity cost for a tenant-owned refrigerator.
Sewer
$0
Property has a "Private Sewer" (septic system), so there is no cost for public sewer service. The allowance is $0.
Trash Collection
$37
Property description mentions "garbage pickup", a standard service for single-family homes. The allowance is a flat rate regardless of bedroom count.
Water
$127
Property details confirm connection to "Public" / "City" water. The allowance is for a 5-bedroom single-family home.
Water Heating
$43
The water heating fuel type is not specified. Electric was selected for consistency as other major appliances (heating, cooking) are electric.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$287
DP3 Annual Estimate$446
DP1 Monthly Equivalent$24
DP3 Monthly Equivalent$37
Replacement Value$16,900
Basis1,312 sqft / 1980
Nearby Houses
No nearby houses were returned.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or CO alarms in photos — NSPIRE requires alarms in sleeping areas and on each level.
- No visible GFCI protection at sinks/kitchen areas in photos — possible code fail in wet areas.
- No visible central heating system; cooling appears to rely on window units — heating source must be confirmed for winter safety.
- Bedroom egress adequacy cannot be confirmed from photos — potential fail if windows do not meet egress dimensions.
- Electrical distribution (panel) and major mechanical equipment not shown — unverified systems increase inspection risk.
Assumptions
- City water is connected and functioning (listing states city water).
- No active roof leaks, major foundation movement, or collapsed ceilings exist beyond what is visible in photos.
- Kitchen appliances (stove/fridge) may be present but are not shown; their presence or condition is not assumed.
- Smoke and CO alarms are not present or not visible in photos and should be considered absent until verified.
- Electrical panel, heating equipment and water heater are present and operational but unverified from photos.
- Bedrooms shown have windows; compliance with egress size/clear opening is unknown and must be measured at inspection.
- Occupancy (four tenants currently) is accurate per listing and increases code scrutiny for shared facilities and alarms.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $449 | $24,900 | $3,735 |
| 2023 | $450 | $24,900 | $3,735 |
| 2021 | $439 | $24,900 | $3,735 |
| 2020 | $345 | $24,410 | $3,662 |
| 2019 | $424 | $30,160 | $4,524 |
| 2018 | $520 | $30,160 | $4,524 |
| 2017 | $520 | $30,160 | $4,524 |
| 2016 | $212 | $30,160 | $3,016 |
| 2015 | $214 | $29,830 | $2,983 |
| 2014 | $208 | $29,830 | $2,983 |
| 2013 | $196 | $29,830 | $2,983 |
| 2012 | $196 | $29,830 | $2,983 |
| 2011 | $221 | $33,810 | $3,381 |
| 2010 | $221 | $33,810 | $3,381 |
| 2009 | $221 | $33,810 | $3,381 |
| 2008 | $225 | $24,820 | $2,482 |
| 2007 | $170 | $24,820 | $2,482 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-14 | Listed | $60,000 |
| 2025-09-23 | Listing removed | $0 |
| 2025-08-19 | Listed | $60,000 |
| 2020-06-16 | Listing removed | $0 |
| 2020-06-04 | Listed | $27,000 |
| 2019-11-05 | Listing removed | $0 |
| 2019-09-21 | Price Changed | $38,500 |
| 2019-07-25 | Listed | $40,000 |
| 2018-09-01 | Listing removed | $0 |
| 2018-06-19 | Listed | $9,900 |
| 2018-06-01 | Listing removed | $0 |
| 2018-05-17 | Relisted | $9,900 |
| 2018-05-11 | Listing removed | $0 |
| 2018-05-10 | Listing removed | $10,900 |
| 2018-04-17 | Price Changed | $10,900 |
| 2018-04-10 | Relisted | $12,900 |
| 2018-03-27 | Listing removed | $0 |
| 2018-03-01 | Relisted | $12,900 |
| 2018-02-28 | Listing removed | $0 |
| 2018-02-26 | Price Changed | $12,900 |
| 2018-01-31 | Relisted | $14,900 |
| 2018-01-15 | Listing removed | $0 |
| 2018-01-14 | Listing removed | $14,900 |
| 2017-11-13 | Listed | $14,900 |
| 2016-11-08 | Listing removed | $14,900 |
Photo Gallery
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},
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},
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},
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"sources": [
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"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
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},
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{
"note": "Property has cooling, indicated by \"Window Unit(s)\". The allowance is for a 5-bedroom single-family home.",
"utility": "Air Conditioning",
"allowance": 18
},
{
"note": "Property details specify an \"Electric Cooktop\" appliance. The allowance is for a 5-bedroom single-family home using an electric stove.",
"utility": "Cooking",
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},
{
"note": "Property details specify \"Electric\" heating. The allowance is for a 5-bedroom single-family home with electric heating.",
"utility": "Heating",
"allowance": 73
},
{
"note": "Standard allowance for electricity for general lighting and miscellaneous appliances not covered by other specific categories.",
"utility": "Other Electric",
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},
{
"note": "A microwave was not explicitly stated as a landlord-provided appliance, so this allowance covers the cost for a tenant-owned microwave.",
"utility": "Range/Microwave",
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},
{
"note": "A refrigerator was not explicitly stated as a landlord-provided appliance, so this allowance covers the electricity cost for a tenant-owned refrigerator.",
"utility": "Refrigerator",
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},
{
"note": "Property has a \"Private Sewer\" (septic system), so there is no cost for public sewer service. The allowance is $0.",
"utility": "Sewer",
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},
{
"note": "Property description mentions \"garbage pickup\", a standard service for single-family homes. The allowance is a flat rate regardless of bedroom count.",
"utility": "Trash Collection",
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},
{
"note": "Property details confirm connection to \"Public\" / \"City\" water. The allowance is for a 5-bedroom single-family home.",
"utility": "Water",
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},
{
"note": "The water heating fuel type is not specified. Electric was selected for consistency as other major appliances (heating, cooking) are electric.",
"utility": "Water Heating",
"allowance": 43
}
],
"cash_on_cash_return": 1.0,
"down_payment_amount": 12000.0,
"property_tax_annual": 462.47,
"property_tax_monthly": 38.54,
"property_tax_increase": 0.03,
"utility_allowance_total": 422.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.huduser.gov/portal/datasets/fmr.html",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/",
"https://www.unitedstateszipcodes.org/39175/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 8169.29,
"property_management_monthly": 118.8,
"monthly_cash_flow_after_debt": 680.77,
"cash_on_cash_return_after_debt": 0.68
},
"section8_assessment": {
"runs": [
{
"summary": "Based on photos and listing, this 5-bed/3-bath rooming-house appears structurally intact and cosmetically sound; likely to pass a preliminary NSPIRE/Section 8 inspection after addressing a small set of code items. Primary inspection risks are missing or unshown required alarms (smoke/CO), unverified GFCI protection in wet areas, confirmation of adequate bedroom egress, and verification of heating and major mechanical systems/electrical panel. If alarms and GFCIs are installed, egress confirmed, and HVAC/water heater verified operational, the property should be rent-ready within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show generally intact finishes: floors, walls, trim and functioning plumbing fixtures. Furnishings and five bedrooms are present. Visible cosmetic wear on hardwood floors and some uneven finish; no collapsed ceilings, major drywall damage or visible subfloor failure. Missing/unspecified items (kitchen appliances not pictured) reduce score modestly but are fixable. Overall appears liveable with cosmetic and minor capital repairs (floor refinishing, touch-up paint, possible appliance replacement)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 55.0,
"rationale": "No smoke detectors or CO alarms are visible in photos (NSPIRE requires them in sleeping areas/each level). GFCI protection near sinks/kitchen not evident. Egress windows in bedrooms are present but sizes cannot be confirmed from images — some bedrooms appear small and may not meet egress dimensions. Entry/porch has railings; no obvious exposed wiring in photos. Multiple-occupant / rooming-house use increases scrutiny for alarms, locked exits and shared-bath spacing. These unknowns create moderate inspection risk until verified and corrected."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 60.0,
"rationale": "No visible central HVAC or furnace in photos; window AC units are present in bedrooms (cooling likely functional). Hot water and plumbing fixtures appear present and functional (multiple bathrooms, working sinks/showers). Electrical panel, water heater, and drainage not shown; outlets have covers, no visible exposed wiring. Because major systems are unverified and heating source is unclear, assign a conservative mid-range score pending mechanical inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior photos show intact siding, porch with guardrail, and a large lot on ~1 acre. Roof appears intact with no visible sagging in images. Driveway/yard show normal rural wear but no standing water or obvious foundation offset. Some cosmetic trim painting needed. Overall exterior condition looks serviceable and low risk from photos."
}
],
"red_flags": [
"No visible smoke detectors or CO alarms in photos — NSPIRE requires alarms in sleeping areas and on each level.",
"No visible GFCI protection at sinks/kitchen areas in photos — possible code fail in wet areas.",
"No visible central heating system; cooling appears to rely on window units — heating source must be confirmed for winter safety.",
"Bedroom egress adequacy cannot be confirmed from photos — potential fail if windows do not meet egress dimensions.",
"Electrical distribution (panel) and major mechanical equipment not shown — unverified systems increase inspection risk."
],
"confidence": 0.6,
"assumptions": [
"City water is connected and functioning (listing states city water).",
"No active roof leaks, major foundation movement, or collapsed ceilings exist beyond what is visible in photos.",
"Kitchen appliances (stove/fridge) may be present but are not shown; their presence or condition is not assumed.",
"Smoke and CO alarms are not present or not visible in photos and should be considered absent until verified.",
"Electrical panel, heating equipment and water heater are present and operational but unverified from photos.",
"Bedrooms shown have windows; compliance with egress size/clear opening is unknown and must be measured at inspection.",
"Occupancy (four tenants currently) is accurate per listing and increases code scrutiny for shared facilities and alarms."
],
"overall_score": 67.0,
"rubric_version": "nsPIRE-2026-1"
},
{
"summary": "Moderate inspection risk. The house appears functionally occupied and cosmetically maintained with working bathrooms and intact interior finishes, but several NSPIRE-critical items are not visible (smoke/CO detectors, GFCI outlets, electrical panel, water heater, confirmed heating system) and bedroom egress sizing is uncertain. Expect 30–60 days and moderate repairs/documentation to reach a high likelihood of passing an initial HCV inspection: install/verify detectors, confirm and document heating and hot water, verify electrical/GFCI protections, address worn flooring/finish work, and ensure safe locks and egress in bedrooms.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 65.0,
"rationale": "Interior appears lived-in and cosmetically maintained: painted walls, furnished rooms, intact bathroom fixtures and serviceable flooring. However floors show heavy wear/staining in multiple photos, some trim/finish work appears rough, and no kitchen appliances are visible in the images (stove/fridge unknown). Minor cosmetic repairs and replacement of worn flooring or finishes likely needed. Overall no widespread structural decay visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 50.0,
"rationale": "No obvious life‑threatening hazards in photos (no collapsed ceilings, no standing water, no visible major electrical damage). However key NSPIRE safety items cannot be verified from photos: smoke detectors and CO alarms are not visible, GFCI outlets in bathrooms/kitchen not shown, deadbolt on entry not visible, and bedroom egress window size is uncertain (some bedroom windows look small). Multiple rooming-occupancy increases likelihood of enforcement scrutiny. These unknowns create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 55.0,
"rationale": "Plumbing fixtures and toilets are present and appear functional in photos; bathrooms look recently refreshed. No water damage or active leaks are visible. HVAC appears to be window / portable units in photos (no central HVAC or furnace shown) which may be acceptable if heating/cooling are provided and operable for each habitable room but represent a potential code/comfort concern. Water heater and electrical panel are not shown; condition unknown. Moderate risk due to unknowns in heating, electrical, and water-heater systems."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 70.0,
"rationale": "Exterior photos show siding in serviceable condition, an intact covered porch with railings, and a large yard on a full acre. Driveway/walkways are unpaved/gravel which is acceptable but not ideal. No visible foundation cracks, sagging roof sections, or evidence of severe exterior neglect. Roof condition cannot be fully assessed from one photo but no obvious major failure is visible."
}
],
"red_flags": [
"No visible heating system"
],
"confidence": 0.6,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in any photos; assume they may be missing or not in required locations until verified.",
"No central HVAC or furnace is visible in photos; heating/cooling appears to be window or portable units. Assume no central heating unless provided by seller.",
"Water heater, electrical panel, and kitchen appliances (stove/fridge) are not shown; assume unknown condition/presence.",
"Bedroom windows may be small and possibly borderline for egress; assume egress needs verification for each sleeping room.",
"Porch railing exists and appears present in photos; assume it is secure but not professionally inspected from images.",
"No obvious major structural failure (sagging, collapsed ceiling, foundation movement) is visible in provided photos; assume structure is generally sound absent additional evidence.",
"Property is actively occupied (listing states four tenants) so some systems are likely functioning but tenant modifications are possible."
],
"overall_score": 60.0,
"rubric_version": "2026-02-hud-nspire-v1"
},
{
"summary": "Overall this property appears habitable and largely intact with mostly cosmetic wear and systems that are functional enough for current occupancy. The house is being used as a rooming house now (active rental income) which is a strong operational plus. Primary NSPIRE inspection risks are missing/undocumented life‑safety devices (smoke/CO alarms), unknown electrical/GFCI compliance, and lack of visible central HVAC or water‑heater details. With verification/installation of required detectors, confirmation of electrical panel/GFCI protection, and addressing minor cosmetic/finish work, the property is likely to pass an initial HCV inspection within ~2–4 weeks. Estimated time-to-rent readiness: minor repairs/verification required but not major structural work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 72.0,
"rationale": "Interior photos show generally intact walls, painted finishes, furnished rooms and functioning fixtures. Flooring is worn/patched in places (uneven stain/finish) and some cosmetic wear is visible from heavy occupancy. No obvious collapsed ceilings, major drywall damage, or missing doors. Kitchen not photographed (appliances not verifiable) which reduces certainty but the listing states 'fully furnished'. Overall appears liveable with mostly cosmetic/light repairs and cleaning required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards in photos (no sagging/structural collapse, no standing water, toilets/tubs present). However: smoke detectors and CO alarms are not visible in photos, GFCI presence at wet locations not confirmed, and electrical panel/clearances not shown. Bedrooms have windows (egress likely) but window sizes not measured. Porch has railings. Because several required safety devices and electrical details are not visible, there is moderate risk of NSPIRE inspection items failing until confirmed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC / electrical / plumbing / roof)",
"score": 60.0,
"rationale": "Plumbing fixtures and toilets appear present and functional; laundry sink visible. Roof appears generally intact from exterior photo though two different roof materials/colors are visible (could be patch/repair). No water stains or active leaks visible inside. HVAC appears to rely on window/portable units (photos) — no central heating/forced air or a water heater is visible. Electrical panel and water heater condition unknown. Given limited system visibility and likely reliance on window AC/space heat, assign moderate score for systems."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 70.0,
"rationale": "Exterior shows painted siding and an intact porch with railing. The property sits on a full acre with cleared yard; driveway is unpaved/graveled but functional. No visible major foundation cracks or evidence of termite/infestation in photos. Some cosmetic landscaping/erosion at grade near porch. Overall appears serviceable from exterior."
}
],
"red_flags": [
"No smoke detectors visible in photos — NSPIRE requires working smoke alarms in hallways and sleeping areas.",
"No carbon monoxide alarm visible (if fuel-burning appliances exist CO alarm required).",
"No electrical panel/GFCI outlets shown — electrical safety items unverified and could cause inspection failure if missing/upgrades required.",
"HVAC appears to be window/portable units rather than central heating — heating provision must be verified; 'no visible heating system' is a potential fail if confirmed."
],
"confidence": 0.65,
"assumptions": [
"Utilities (water/electric) are active because the listing describes current tenants and fixtures appear in working condition.",
"Heating is available in some form (electric space heaters or wall/ceiling units) even though a central heating system is not shown; absence of a visible heat source was treated as uncertain rather than a confirmed fail.",
"Kitchen appliances are assumed present or replaceable because the listing states the house is 'fully furnished' though the kitchen was not photographed.",
"No obvious structural foundation movement or major roof failure exists based on exterior photos (no sagging, large stains, or collapsed elements visible).",
"Smoke and CO detectors, GFCI outlets and electrical panel exist but were not photographed; they will need verification and/or installation to meet NSPIRE."
],
"overall_score": 72.0,
"rubric_version": "ns-promo-2026-1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2210 Casey Rd, Utica, MS, 39175",
"aggregate": {
"summary": "Based on photos and listing, this 5-bed/3-bath rooming-house appears structurally intact and cosmetically sound; likely to pass a preliminary NSPIRE/Section 8 inspection after addressing a small set of code items. Primary inspection risks are missing or unshown required alarms (smoke/CO), unverified GFCI protection in wet areas, confirmation of adequate bedroom egress, and verification of heating and major mechanical systems/electrical panel. If alarms and GFCIs are installed, egress confirmed, and HVAC/water heater verified operational, the property should be rent-ready within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.7,
"rationale": "Interior photos show generally intact finishes: floors, walls, trim and functioning plumbing fixtures. Furnishings and five bedrooms are present. Visible cosmetic wear on hardwood floors and some uneven finish; no collapsed ceilings, major drywall damage or visible subfloor failure. Missing/unspecified items (kitchen appliances not pictured) reduce score modestly but are fixable. Overall appears liveable with cosmetic and minor capital repairs (floor refinishing, touch-up paint, possible appliance replacement)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 73.3,
"rationale": "Exterior photos show intact siding, porch with guardrail, and a large lot on ~1 acre. Roof appears intact with no visible sagging in images. Driveway/yard show normal rural wear but no standing water or obvious foundation offset. Some cosmetic trim painting needed. Overall exterior condition looks serviceable and low risk from photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 56.7,
"rationale": "No smoke detectors or CO alarms are visible in photos (NSPIRE requires them in sleeping areas/each level). GFCI protection near sinks/kitchen not evident. Egress windows in bedrooms are present but sizes cannot be confirmed from images — some bedrooms appear small and may not meet egress dimensions. Entry/porch has railings; no obvious exposed wiring in photos. Multiple-occupant / rooming-house use increases scrutiny for alarms, locked exits and shared-bath spacing. These unknowns create moderate inspection risk until verified and corrected."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 58.3,
"rationale": "No visible central HVAC or furnace in photos; window AC units are present in bedrooms (cooling likely functional). Hot water and plumbing fixtures appear present and functional (multiple bathrooms, working sinks/showers). Electrical panel, water heater, and drainage not shown; outlets have covers, no visible exposed wiring. Because major systems are unverified and heating source is unclear, assign a conservative mid-range score pending mechanical inspection."
}
],
"red_flags": [
"No visible smoke detectors or CO alarms in photos — NSPIRE requires alarms in sleeping areas and on each level.",
"No visible GFCI protection at sinks/kitchen areas in photos — possible code fail in wet areas.",
"No visible central heating system; cooling appears to rely on window units — heating source must be confirmed for winter safety.",
"Bedroom egress adequacy cannot be confirmed from photos — potential fail if windows do not meet egress dimensions.",
"Electrical distribution (panel) and major mechanical equipment not shown — unverified systems increase inspection risk."
],
"confidence": 0.75,
"assumptions": [
"City water is connected and functioning (listing states city water).",
"No active roof leaks, major foundation movement, or collapsed ceilings exist beyond what is visible in photos.",
"Kitchen appliances (stove/fridge) may be present but are not shown; their presence or condition is not assumed.",
"Smoke and CO alarms are not present or not visible in photos and should be considered absent until verified.",
"Electrical panel, heating equipment and water heater are present and operational but unverified from photos.",
"Bedrooms shown have windows; compliance with egress size/clear opening is unknown and must be measured at inspection.",
"Occupancy (four tenants currently) is accurate per listing and increases code scrutiny for shared facilities and alarms."
],
"score_method": "mean_of_criteria",
"overall_score": 64.5,
"rubric_version": "nsPIRE-2026-1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7362276234"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.