Property ID: 7373430306
4858 Sheridan Dr, Jackson, MS, 39206
Jackson, MS
Money Down: $29,520
CoC Return: 7.67%
Monthly Cash Flow: $189
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$24,600
Closing Costs
$4,920
Total Down
$29,520
Investment Snapshot
Purchase Price
$123,000
Money Down
$29,520
Cash-on-Cash Return
7.67%
Rent
$1,066
Monthly Cash Flow
$189
Annual Cash Flow
$2,263
Debt Service / Mo
$655
Property Tax / Mo
$88
Insurance / Mo
$28
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,066
Payment Standard
$1,530
Rent
$1,066
Insurance
$28
Property Tax
$88
Management
$107
Utilities Allowance
$464
NOI (Monthly)
$843
Debt Service
$655
Cash Flow After Debt
$189
Quality Score: 84.70%
Confidence: 95.00%
Property appears to be a recently renovated, largely turnkey single-family home with new roof, updated windows, modern kitchen and renovated baths. Visible systems (HVAC registers, updated lighting, range) and clean finishes suggest a high likelihood of passing an initial HCV/NSPIRE inspection after routine verification. Minor outstanding verification items: presence/operation of CO alarm if required, GFCI at kitchen/bath outlets, locking hardware (deadbolt) on exterior doors, and confirmation of water heater/electrical panel condition. No visible major structural or life-safety defects were observed in provided photos.
Section 8 Payment Standard
$1,530
Utility Allowance Total
$464
Guaranteed Section 8 Rent (PS - Utilities)
$1,066
Property Management
$107
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$123,000
Beds
3
Baths
2
Living Area
1,264 sqft
Lot Size
9,583 sqft
Year Built
1950
Days on Market
109
Capital Outlay
$29,520
Debt Service
$655
Property Tax / Mo
$88
Insurance / Mo
$28
Property Description
4858 Sheridan Drive was renovated with you in mind! This move-in-ready property features a new roof, a new garage, fresh flooring throughout, renovated bathrooms with new tubs, energy-efficient windows, and a modern kitchen with stylish finishes. The plumbing and electrical systems have also been updated. The spacious yard offers room to relax, entertain, or expand. Whether you're a first-time buyer seeking comfort and value, an investor looking for a turnkey opportunity, or ready to upgrade to a home with timeless charm and fresh updates, this one checks all the boxes. Schedule your private showing today and make 4858 Sheridan Drive your next smart move!
Utility Allowances
Air Conditioning
$12
Property has central air conditioning as per the listing details.
Cooking
$29
The property includes a 'Free-Standing Gas Range'. 'Bottled Gas' was selected as it is the more expensive gas option since the specific fuel source was not detailed.
Heating
$78
Property has central heating. Fuel type is not specified, so gas was inferred from the gas range. 'Bottled Gas' was chosen as the more expensive gas option.
Other Electric
$69
A standard allowance for general electricity usage like lights and outlets.
Range/Microwave
$3
A microwave is not mentioned as being supplied with the property, so it is assumed to be tenant-owned. This allowance covers the cost of its electricity consumption.
Refrigerator
$4
A refrigerator is not explicitly mentioned or shown in photos, so it's assumed to be tenant-owned. This allowance covers its electricity consumption.
Sewer
$60
The property is connected to a public sewer system as stated in the listing.
Trash Collection
$37
A standard allowance for municipal trash collection service for a single-family home.
Water
$104
The property is connected to a public water source as stated in the listing.
Water Heating
$68
The fuel type for water heating is not specified. Gas was inferred from the gas range, and 'Bottled Gas' was selected as the more expensive option.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$239
DP3 Annual Estimate$430
DP1 Monthly Equivalent$20
DP3 Monthly Equivalent$36
Replacement Value$10,580
Basis1,264 sqft / 1950
Nearby Houses
Photo unavailable
4846 Sheridan Dr
sold · 0.03 mi
Price: $37,500
3 bd / 2 ba · 1,194 sqft
Latest sale: — on Jun 27, 2023
Latest rent: $1,300 on Dec 13, 2023
Photo unavailable
4833 Churchill Dr
sold · 0.03 mi
Price: $35,000
3 bd / 1 ba · 1,000 sqft
Latest sale: — on Sep 17, 2024
Latest rent: $1,395 on Jul 07, 2025
Photo unavailable
4840 Sheridan Dr
sold · 0.04 mi
Price: $96,800
3 bd / 1 ba · 1,258 sqft
Latest sale: — on Oct 23, 2023
Latest rent: $1,470 on Apr 30, 2025
Photo unavailable
4859 Sheridan Dr
sold · 0.05 mi
Price: $19,900
2 bd / 1 ba · 1,084 sqft
Latest sale: — on Jan 12, 2024
Latest rent: —
Photo unavailable
4882 Sheridan Dr
sold · 0.05 mi
Price: $24,000
2 bd / 1 ba · 967 sqft
Latest sale: — on Aug 31, 2023
Latest rent: —
Photo unavailable
506 Woodbury Rd
sold · 0.06 mi
Price: $57,900
3 bd / 1 ba · 1,540 sqft
Latest sale: — on Sep 16, 2024
Latest rent: $1,588 on Jul 07, 2025
Photo unavailable
4839 Sheridan Dr
sold · 0.06 mi
Price: $49,500
3 bd / 1 ba · 1,254 sqft
Latest sale: — on Nov 13, 2023
Latest rent: $1,350 on Oct 22, 2025
Photo unavailable
4875 Churchill Dr
for_sale · 0.06 mi
Price: $69,900
3 bd / 1 ba · 1,118 sqft
Latest sale: —
Latest rent: $1,095 on Oct 23, 2025
Photo unavailable
4876 Maplewood Dr
sold · 0.08 mi
Price: $64,900
2 bd / 1 ba · 1,409 sqft
Latest sale: — on Aug 13, 2025
Latest rent: $1,200 on Aug 25, 2025
Photo unavailable
4878 Churchill Dr
sold · 0.09 mi
Price: $49,000
2 bd / 1 ba · 1,291 sqft
Latest sale: — on Aug 24, 2023
Latest rent: —
Photo unavailable
4810 Sheridan Dr
sold · 0.10 mi
Price: $38,900
3 bd / 2 ba · 1,620 sqft
Latest sale: — on Feb 05, 2025
Latest rent: $1,395 on Mar 06, 2025
Risk and Criteria Detail
Red Flags
- success
- No visible carbon monoxide alarm in photos — required if fuel-burning appliances or attached garage present; verify.
- No visible deadbolt on main exterior doors in photos — verify secure locking hardware per program requirements.
- GFCI protection at sink and kitchen outlets not confirmed in photos — verify compliance.
Assumptions
- Listing statement that plumbing and electrical systems were updated is accurate and represents completed work.
- Roof is new or recently replaced as claimed and visible shingles are in good condition.
- Central HVAC is operational (registers and thermostat visible); heating source is not a life-safety concern.
- Bedrooms shown have egress-capable windows (double-hung, adequate size) though exact measurements were not provided.
- Water heater and electrical panel are present and operational but were not photographed; their condition is assumed acceptable based on listing.
- Refrigerator is not shown and may be tenant-supplied or missing; absence would not itself be an automatic inspection failure but should be confirmed.
- No observable mold, major termite damage, sewer/septic failure, or active roof leaks visible in supplied photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,028 | $35,480 | $5,322 |
| 2023 | $1,023 | $35,480 | $5,322 |
| 2021 | $1,024 | $35,480 | $5,322 |
| 2020 | $1,009 | $35,170 | $5,276 |
| 2019 | $1,010 | $35,170 | $5,276 |
| 2018 | $998 | $35,170 | $5,276 |
| 2017 | $999 | $35,170 | $5,276 |
| 2016 | $973 | $35,170 | $5,276 |
| 2015 | $943 | $35,140 | $5,271 |
| 2014 | $942 | $35,140 | $5,271 |
| 2013 | $916 | $35,140 | $5,271 |
| 2012 | $916 | $35,140 | $5,271 |
| 2011 | $879 | $34,210 | $5,132 |
| 2010 | $874 | $34,210 | $5,132 |
| 2008 | $636 | $36,300 | $3,630 |
| 2007 | $474 | $36,300 | $3,630 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-07-24 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2020-11-20 | Listed for rent | $1,000 | — |
Photo Gallery
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"label": "Major Systems & Mechanical",
"score": 86.0,
"rationale": "Photos show supply/return registers and a modern thermostat location indicating central HVAC present. Listing states plumbing and electrical were updated and photos show new light fixtures, recessed lighting and range hood. New roof is visible. Water heater and electrical panel are not shown so their condition is assumed acceptable based on listing claim. Stove/oven is present and appears to be electric. Overall systems appear recently updated, with normal verification items remaining (water heater, electrical panel labeling, HVAC service)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior photos show recently replaced shingles, painted siding, foundation vents and an intact porch/steps. Yard is level with a usable lawn; driveway and walkway show minor cracking but are serviceable. No obvious standing water, major foundation cracks, or structural movement visible. Garage/open carport is present. Limited view of rear yard/drainage and downspouts prevents higher score."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible carbon monoxide alarm in photos — required if fuel-burning appliances or attached garage present; verify.",
"No visible deadbolt on main exterior doors in photos — verify secure locking hardware per program requirements.",
"GFCI protection at sink and kitchen outlets not confirmed in photos — verify compliance."
],
"confidence": 0.75,
"assumptions": [
"Listing statement that plumbing and electrical systems were updated is accurate and represents completed work.",
"Roof is new or recently replaced as claimed and visible shingles are in good condition.",
"Central HVAC is operational (registers and thermostat visible); heating source is not a life-safety concern.",
"Bedrooms shown have egress-capable windows (double-hung, adequate size) though exact measurements were not provided.",
"Water heater and electrical panel are present and operational but were not photographed; their condition is assumed acceptable based on listing.",
"Refrigerator is not shown and may be tenant-supplied or missing; absence would not itself be an automatic inspection failure but should be confirmed.",
"No observable mold, major termite damage, sewer/septic failure, or active roof leaks visible in supplied photos."
],
"overall_score": 84.0,
"rubric_version": "ns-2026-v1"
},
{
"summary": "Based on photos and the listing, this 3-bed/2-bath home appears to be recently renovated and is largely turnkey for a Housing Choice Voucher inspection. Visible safety and system items are addressed (new roof, updated electrical/plumbing per listing, functioning range, new fixtures, smoke alarm present). On-site verification should confirm GFCI protection in the kitchen/bath, presence or need for a carbon monoxide alarm (if required), electrical panel labeling, water heater condition, and deadbolt operation. If those verifications are satisfactory, the property is likely to pass an initial NSPIRE/HCV inspection with only minor, easy-to-fix items and could be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Interior and exterior photos show a full cosmetic renovation: new flooring, fresh paint, new cabinets/countertops, renovated bathrooms, and a new roof per listing. Kitchen has a functioning electric range and hood; no refrigerator visible (missing appliance is moderate issue). Steps, porch and walkways show only minor wear/cracking. No visible damaged drywall, sagging ceilings, or exposed subfloors. Overall only minor punch-list items likely remain (appliance hookup, door thresholds, minor trim touch-ups)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 82.0,
"rationale": "A smoke alarm is visible in hallway (photo). Bedrooms appear to have egress-capable windows. Entry doors show standard locks and likely deadbolts (front door photo shows a lockset). No exposed wiring or obvious electrical hazards visible. Bathrooms and kitchen fixtures are new. Uncertainties: carbon monoxide alarm not visible (may not be required if no fuel-burning appliances, fuel source unknown), GFCI protection at sink/outlet not clearly visible (kitchen outlet shown but GFCI could be breaker type), electrical panel not shown. No signs of water intrusion, mold, or loose/absent guardrails. Given photos and listing statement that plumbing and electrical were updated, risk of an NSPIRE safety failure is low-moderate but some items require on-site verification (GFCI, CO alarm, appliance fuel connections)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof, HVAC, Plumbing, Electrical)",
"score": 85.0,
"rationale": "Roof appears new and in good visual condition (also claimed in listing). Interior shows central HVAC supply/return registers and ceiling diffusers, suggesting central HVAC is installed; vents and thermostat present. Plumbing fixtures and water fixtures appear new; bathroom and kitchen plumbing visible and neat. Electric range and new range hood present; listing states electrical updated. Water heater and electrical panel not shown so their condition is assumed serviceable based on listing claims. No visible signs of systemic failures (no sagging roof, no floor/ceiling collapse, no active leaks)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding is freshly painted, foundation vents present, yard is clear and appears graded away from structure. Driveway and walkway show minor cracking and wear but are serviceable. Garage appears intact. No evidence of standing water, major foundation cracks, or exterior structural distress in photos. Some small concrete walk/step cracking and vegetation trimming would be recommended but are cosmetic."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Leasing Activity",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that the roof, plumbing, and electrical were updated is accurate and reflects recent work.",
"Central HVAC is installed and operational (duct/vent visible; system not pictured).",
"Water heater is present and functioning (not shown in photos).",
"Kitchen electrical outlets may include GFCI protection at the breaker or outlet; absence of visible GFCI is treated as unknown and needs on-site check.",
"No hidden active mold, major pest infestation, or undocumented structural movement beyond what is visible in photos.",
"Front and rear exterior doors have functioning locks; front entry shows a lockset that likely includes a deadbolt or keyed lock."
],
"overall_score": 84.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This appears to be a well-renovated, mostly turnkey single-family home with a high likelihood of passing an initial Housing Choice Voucher/NSPIRE inspection after routine verification. The interior finishes, new roof (per listing and visible condition), updated kitchen, and visible smoke detector are strong positives. Remaining inspection risk items are mostly documentation or minor verifications (presence of GFCI protection, CO alarm if required by local code, electrical panel condition, and confirmation of hot water source). No major structural or life-safety hazards were observed in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior and exterior appear recently renovated and in good cosmetic condition: new vinyl plank flooring, freshly painted walls and trim, renovated bathrooms, new kitchen cabinets/countertops and a pictured electric range/range hood. Exterior siding and paint look intact and the listing states a new roof. No visible water stains, sagging ceilings, missing outlet covers, or severe wear. Minor items noted: small cracks in the front walkway and no refrigerator pictured (stove present). These are cosmetic/turnkey fixes and do not indicate major deferred maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE-related)",
"score": 80.0,
"rationale": "Observed positives: ceiling-mounted smoke detector visible in living area, outlet covers in place, no exposed wiring visible, bedrooms show windows that appear adequate for egress, interior stair risers appear low (porch steps are three risers). Listing states electrical and plumbing were updated. Uncertainties/lower score drivers: no carbon monoxide alarm observed in photos, GFCI protection in kitchen/bath not visually confirmed, electrical panel not shown, and front porch steps have no handrail (three risers likely below many handrail thresholds but inspector may flag if local code requires). No visible mold, active leaks, standing water, collapsed ceilings, or other life-threatening hazards."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 85.0,
"rationale": "Listing states roof, plumbing and electrical updated and photos show a new-looking roofline and modern interior finishes. HVAC appears to be central (ceiling vent and thermostat visible) and the kitchen has a modern electric range and range hood. Bathroom fixtures and kitchen faucet are new. Water heater and electrical panel were not photographed so their condition is assumed updated per listing. No visible signs of roof leaks, structural movement, or plumbing failures in photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Front yard and foundation vents look reasonably maintained; siding and paint are in good condition. Driveway and garage opening appear serviceable. Minor concrete cracking on the front walkway is visible but not obviously a major trip hazard. Yard is open and clear; no evidence of major drainage problems, standing water, or exterior structural defects in provided photos."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.8,
"assumptions": [
"Listing text claiming new roof, updated plumbing and electrical is accurate and reflects completed work.",
"Central HVAC is present and operational — a ceiling vent and thermostat are visible, but full operation not verified from photos.",
"No gas appliances visible (range appears electric); carbon monoxide alarm requirement depends on unpictured gas appliances (water heater or furnace) which are unknown.",
"GFCI protection in kitchen/bath is assumed to have been installed as part of the electrical update, but GFCI outlets were not visually confirmed in photos.",
"An accessible, properly labeled electrical panel exists and was updated as claimed in the listing (panel not shown).",
"Bedroom egress windows meet local window egress size requirements based on visible double-hung windows, but measurements were not available.",
"Front door lock hardware includes adequate deadbolt security although a deadbolt was not clearly visible in photos.",
"No concealed major issues (active roof leaks, hidden mold, foundation movement) are present; severe visible distress would have changed scoring but none was observed."
],
"overall_score": 85.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4858 Sheridan Dr, Jackson, MS, 39206",
"aggregate": {
"summary": "Property appears to be a recently renovated, largely turnkey single-family home with new roof, updated windows, modern kitchen and renovated baths. Visible systems (HVAC registers, updated lighting, range) and clean finishes suggest a high likelihood of passing an initial HCV/NSPIRE inspection after routine verification. Minor outstanding verification items: presence/operation of CO alarm if required, GFCI at kitchen/bath outlets, locking hardware (deadbolt) on exterior doors, and confirmation of water heater/electrical panel condition. No visible major structural or life-safety defects were observed in provided photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.7,
"rationale": "Interior photos show a full cosmetic renovation: new flooring, fresh paint, new trim, renovated bathrooms and modern kitchen cabinets/countertops. Exterior photos show a recently shingled roof and painted siding. Visible fixtures and finishes are in good condition. Missing refrigerator (not pictured) and small walkway cracking are minor issues. No visible peeling paint or major deferred maintenance."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 81.0,
"rationale": "Exterior photos show recently replaced shingles, painted siding, foundation vents and an intact porch/steps. Yard is level with a usable lawn; driveway and walkway show minor cracking but are serviceable. No obvious standing water, major foundation cracks, or structural movement visible. Garage/open carport is present. Limited view of rear yard/drainage and downspouts prevents higher score."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 81.3,
"rationale": "Smoke detector is visible on a ceiling (present). Interior lighting, ceiling fans, and electrical outlets appear in good order; updated electrical/plumbing is claimed in the listing and recessed lighting/thermostat/registers are visible. Bedroom windows appear to be modern double-hung and likely provide egress. No exposed wiring, no visible roof leaks, no sagging ceilings, and stair/porch steps look intact. Uncertainties: no carbon-monoxide alarm visible (required if fuel-fired appliances present), GFCI protection at kitchen sink/outlets cannot be confirmed from photos, and a deadbolt is not clearly visible on the pictured exterior doors. These items reduce the safety score modestly."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 85.3,
"rationale": "Photos show supply/return registers and a modern thermostat location indicating central HVAC present. Listing states plumbing and electrical were updated and photos show new light fixtures, recessed lighting and range hood. New roof is visible. Water heater and electrical panel are not shown so their condition is assumed acceptable based on listing claim. Stove/oven is present and appears to be electric. Overall systems appear recently updated, with normal verification items remaining (water heater, electrical panel labeling, HVAC service)."
}
],
"red_flags": [
"No visible carbon monoxide alarm in photos — required if fuel-burning appliances or attached garage present; verify.",
"No visible deadbolt on main exterior doors in photos — verify secure locking hardware per program requirements.",
"GFCI protection at sink and kitchen outlets not confirmed in photos — verify compliance."
],
"confidence": 0.95,
"assumptions": [
"Listing statement that plumbing and electrical systems were updated is accurate and represents completed work.",
"Roof is new or recently replaced as claimed and visible shingles are in good condition.",
"Central HVAC is operational (registers and thermostat visible); heating source is not a life-safety concern.",
"Bedrooms shown have egress-capable windows (double-hung, adequate size) though exact measurements were not provided.",
"Water heater and electrical panel are present and operational but were not photographed; their condition is assumed acceptable based on listing.",
"Refrigerator is not shown and may be tenant-supplied or missing; absence would not itself be an automatic inspection failure but should be confirmed.",
"No observable mold, major termite damage, sewer/septic failure, or active roof leaks visible in supplied photos."
],
"score_method": "mean_of_criteria",
"overall_score": 84.7,
"rubric_version": "ns-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7373430306"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.