Property ID: 7387267436
1412 Woodward Rd, Birmingham, AL, 35228
Birmingham, AL
Money Down: $20,640
CoC Return: 20.14%
Monthly Cash Flow: $346
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$17,200
Closing Costs
$3,440
Total Down
$20,640
Investment Snapshot
Purchase Price
$86,000
Money Down
$20,640
Cash-on-Cash Return
20.14%
Rent
$1,069
Monthly Cash Flow
$346
Annual Cash Flow
$4,156
Debt Service / Mo
$458
Property Tax / Mo
$95
Insurance / Mo
$63
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,069
Payment Standard
$1,584
Rent
$1,069
Insurance
$63
Property Tax
$95
Management
$107
Utilities Allowance
$515
NOI (Monthly)
$804
Debt Service
$458
Cash Flow After Debt
$346
Quality Score: 73.50%
Confidence: 95.00%
This 3BR/1BA single-family appears attractively renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with only minor repairs or verifications. Main issues to confirm before inspection are presence/function of a deadbolt on the entry door, GFCI protection in kitchen/bath, CO detector if required by local code, and installation of a stove/refrigerator if the unit will be delivered with appliances. Expect rent-ready status within 1–4 weeks after addressing those items.
Section 8 Payment Standard
$1,584
Utility Allowance Total
$515
Guaranteed Section 8 Rent (PS - Utilities)
$1,069
Property Management
$107
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$86,000
Beds
3
Baths
1
Living Area
1,220 sqft
Lot Size
9,583 sqft
Year Built
1951
Days on Market
34
Capital Outlay
$20,640
Debt Service
$458
Property Tax / Mo
$95
Insurance / Mo
$63
Property Description
Welcome to 1412 Woodward Rd. Renovated 3BR/1BA home with 1,220 sq ft of well-designed living space. Features include spacious rooms, a functional dining area, fenced backyard, private driveway, and additional uncovered parking. Move-in ready and ideal for both investors and owner-occupants seeking a low-maintenance opportunity.
Utility Allowances
Heating
$93
Property has central heating. The specific fuel type is not mentioned. Electric heating was chosen as it is a common option for central systems and represents the more expensive choice in the schedule. 'Ala Power' is the highest-cost electric provider.
Cooling
$22
Property is listed with 'Central Air'. 'Alabama Power' was chosen as the provider for consistency with other electric utilities and is the most expensive option.
Water Heating
$56
Property explicitly lists an 'Electric Water Heater'. 'Ala Power' was chosen as the provider for consistency and is the most expensive electric option.
Cooking
$21
No cooking appliance is listed as provided. It's assumed the tenant will provide an electric range. Electric is chosen for consistency with other appliances and is the more expensive fuel option.
Other Electric
$68
This allowance covers general electricity for lights and outlets. As the property does not include a refrigerator, the cost for a tenant-owned refrigerator is included in this line item per the schedule's description ('Lights, Ref, Etc.').
Range/Microwave
$6
The property does not mention a microwave. This fixed allowance is for a tenant-owned microwave's electricity consumption.
Water
$78
Property details state 'Public Water'. 'Water: Birmingham' is selected as the property is located in Birmingham.
Sewer
$151
Property details state 'Sewer: Connected'. The schedule provides a single fixed rate for sewer service.
Trash Collection
$20
Trash collection is a standard utility for a single-family home. 'Jefferson City' was selected as the most appropriate local provider from the schedule options for a property in Jefferson County.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$606
DP3 Annual Estimate$896
DP1 Monthly Equivalent$50
DP3 Monthly Equivalent$75
Replacement Value$68,600
Basis1,220 sqft / 1951
Nearby Houses
Photo unavailable
1400 Woodward Rd
sold · 0.03 mi
Price: $82,000
3 bd / 2 ba · 1,448 sqft
Latest sale: $82,000
Latest rent: —
Photo unavailable
1405 Woodward Rd
sold · 0.05 mi
Price: $26,500
2 bd / 1 ba · 672 sqft
Latest sale: $26,500
Latest rent: —
Photo unavailable
404 Henson St
sold · 0.06 mi
Price: $26,100
2 bd / 1 ba · 692 sqft
Latest sale: $26,100
Latest rent: —
Photo unavailable
408 Henson St
for_sale · 0.07 mi
Price: $49,900
2 bd / 1 ba · 672 sqft
Latest sale: —
Latest rent: —
Photo unavailable
312 Midwood Ave
sold · 0.08 mi
Price: $89,000
3 bd / 1 ba · 1,106 sqft
Latest sale: $89,000
Latest rent: —
Photo unavailable
1404 Rayfield Dr
off_market · 0.09 mi
Price: $25,000
2 bd / 1 ba · 672 sqft
Latest sale: —
Latest rent: —
Photo unavailable
324 Midwood Ave
sold · 0.10 mi
Price: $42,000
3 bd / 1 ba · 1,340 sqft
Latest sale: $42,000
Latest rent: —
Photo unavailable
1421 Rayfield Dr
sold · 0.10 mi
Price: $20,000
2 bd / 1 ba · 1,064 sqft
Latest sale: $20,000
Latest rent: —
Photo unavailable
341 Midwood Ave
for_sale · 0.11 mi
Price: $85,000
3 bd / 1 ba · 1,164 sqft
Latest sale: $62,000
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and functional (inferred from floor vents and visible thermostat).
- Roof shingles visible in exterior photo are in good condition and not actively leaking.
- No visible electrical hazards inside (no exposed wiring); electrical panel location and condition not shown.
- Smoke detector seen in living area; additional detectors (bedrooms/hall) assumed or may need installation.
- Carbon monoxide alarm presence not shown; assumed not present unless gas appliances exist — may be required if gas appliances are installed.
- GFCI outlets in kitchen and bathroom are not visible in photos and should be verified/installed if absent.
- Stove and refrigerator are not visible; assume appliances are not included or not pictured — supplier/owner should confirm and install prior to move-in if required by local program rules.
- Listing statement that backyard is fenced is accepted though fence not shown in images.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,112 | $82,200 | $14,420 |
| 2023 | $1,112 | $74,200 | $13,480 |
| 2022 | $907 | $60,500 | $11,000 |
| 2021 | $854 | $57,000 | $10,360 |
| 2020 | $854 | $57,000 | $10,360 |
| 2019 | $854 | $57,000 | $10,360 |
| 2018 | $742 | $49,600 | $9,000 |
| 2017 | $1,047 | $69,900 | $12,700 |
| 2016 | $1,047 | $69,900 | $12,700 |
| 2015 | $1,047 | $69,900 | $12,700 |
| 2013 | $961 | $68,800 | $12,500 |
| 2012 | $961 | $69,060 | $13,812 |
| 2011 | $1,010 | $72,700 | $14,540 |
| 2010 | $1,010 | $72,700 | $14,540 |
| 2009 | $1,010 | $72,700 | $14,540 |
| 2008 | $1,039 | $74,800 | $14,960 |
| 2007 | $1,028 | $74,000 | $14,800 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2022-06-20 | Sold | $70,000 |
| 2018-09-07 | Sold | $40,900 |
| 2013-09-16 | Sold | $45,000 |
| 2012-10-02 | Sold | $16,557 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-01-11 | Listed for rent | $895 | — |
| 2022-08-28 | Listed for rent | $895 | — |
| 2022-07-15 | Listed for rent | $895 | — |
| 2019-05-13 | Listed for rent | $750 | — |
| 2018-09-13 | Listed for rent | $750 | — |
| 2015-07-03 | Listed for rent | $800 | — |
| 2014-09-24 | Listed for rent | $850 | — |
Photo Gallery
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{
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{
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{
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{
"date": "2022-08-28",
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{
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{
"date": "2022-07-16",
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{
"date": "2022-06-20",
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"list_price": 70000,
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{
"date": "2022-05-23",
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"listing": {
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{
"date": "2021-11-08",
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{
"date": "2019-05-09",
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"listing": null,
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{
"date": "2018-09-07",
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"list_price": 41900,
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"last_status_change_date": "2018-10-10T08:32:58Z"
},
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"days_after_listed": "134 days",
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{
"date": "2018-06-18",
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{
"date": "2018-04-26",
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"last_status_change_date": "2018-10-10T08:32:58Z"
},
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"price_change_percentage": "-3.33%"
},
{
"date": "2015-06-02",
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"last_status_change_date": "2015-06-02T16:12:09Z"
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{
"date": "2015-03-12",
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"last_status_change_date": "2015-06-02T16:12:09Z"
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{
"date": "2015-02-27",
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{
"date": "2013-09-16",
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{
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"days_after_listed": "126 days",
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{
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{
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{
"date": "1992-04-24",
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{
"date": "1985-04-01",
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],
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}
},
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},
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"reason": "disabled",
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},
"processing_status": {
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"eligible": true,
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},
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"rent_price": 1069.0,
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"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1412-Woodward-Rd_Birmingham_AL_35228_M73872-67436",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 86000.0,
"loan_term_years": 30,
"annual_cash_flow": 9648.84,
"mortgage_monthly": 457.73,
"payment_standard": 1584.0,
"total_amount_out": 17200.0,
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"_utility_allowance": {
"sources": [
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],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating. The specific fuel type is not mentioned. Electric heating was chosen as it is a common option for central systems and represents the more expensive choice in the schedule. 'Ala Power' is the highest-cost electric provider.",
"utility": "Heating",
"allowance": 93
},
{
"note": "Property is listed with 'Central Air'. 'Alabama Power' was chosen as the provider for consistency with other electric utilities and is the most expensive option.",
"utility": "Cooling",
"allowance": 22
},
{
"note": "Property explicitly lists an 'Electric Water Heater'. 'Ala Power' was chosen as the provider for consistency and is the most expensive electric option.",
"utility": "Water Heating",
"allowance": 56
},
{
"note": "No cooking appliance is listed as provided. It's assumed the tenant will provide an electric range. Electric is chosen for consistency with other appliances and is the more expensive fuel option.",
"utility": "Cooking",
"allowance": 21
},
{
"note": "This allowance covers general electricity for lights and outlets. As the property does not include a refrigerator, the cost for a tenant-owned refrigerator is included in this line item per the schedule's description ('Lights, Ref, Etc.').",
"utility": "Other Electric",
"allowance": 68
},
{
"note": "The property does not mention a microwave. This fixed allowance is for a tenant-owned microwave's electricity consumption.",
"utility": "Range/Microwave",
"allowance": 6
},
{
"note": "Property details state 'Public Water'. 'Water: Birmingham' is selected as the property is located in Birmingham.",
"utility": "Water",
"allowance": 78
},
{
"note": "Property details state 'Sewer: Connected'. The schedule provides a single fixed rate for sewer service.",
"utility": "Sewer",
"allowance": 151
},
{
"note": "Trash collection is a standard utility for a single-family home. 'Jefferson City' was selected as the most appropriate local provider from the schedule options for a property in Jefferson County.",
"utility": "Trash Collection",
"allowance": 20
}
],
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"down_payment_amount": 17200.0,
"property_tax_annual": 1145.36,
"property_tax_monthly": 95.45,
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"utility_allowance_total": 515.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
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],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 4156.1,
"property_management_monthly": 106.9,
"monthly_cash_flow_after_debt": 346.34,
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},
"section8_assessment": {
"runs": [
{
"summary": "This 3BR/1BA single-family appears attractively renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with only minor repairs or verifications. Main issues to confirm before inspection are presence/function of a deadbolt on the entry door, GFCI protection in kitchen/bath, CO detector if required by local code, and installation of a stove/refrigerator if the unit will be delivered with appliances. Expect rent-ready status within 1–4 weeks after addressing those items.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently renovated cosmetically: painted walls, new-looking floor coverings (painted wood or LVP), updated bathroom vanity and kitchen cabinets. Visible scuffs on floors and minor paint imperfections. No obvious structural damage. Photos do not show a stove or refrigerator (missing appliances reduce score moderately). Overall cosmetic condition is good and only minor touch-ups or appliance installations are likely needed."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 72.0,
"rationale": "Smoke detector visible in living area. No exposed wiring or broken fixtures evident. Windows are present in bedrooms (egress appears likely but not measured). Entry door has a knob lock; a deadbolt is not visible in photos (could fail some local inspector requirements if absent). GFCI outlets and CO alarm are not visible in photos (unknown). No evidence of active water intrusion, major mold, or trip hazards. Because several required items (deadbolt, GFCI, CO alarm) cannot be confirmed from photos, score is reduced slightly for inspection uncertainty."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Floor vents and a thermostat are visible indicating central HVAC present. Roof shingles appear in good condition from exterior photo (likely recently replaced). Water heater, electrical panel, and appliances are not visible in photos so their condition is unknown. No visible signs of plumbing leaks; bathroom fixtures installed and appear functional. Due to limited visibility of major systems (panel, water heater, HVAC operation), a conservative moderate score is assigned."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior photos show an intact driveway, level yard, and a fenced backyard is claimed in the listing (fence not pictured). Roof appears sound; siding and trim show typical age-related wear but no visible major damage. Front porch and handrail are present. No standing water, major foundation cracking, or significant site hazards observed. Overall exterior condition is good with routine maintenance likely sufficient."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5y) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and functional (inferred from floor vents and visible thermostat).",
"Roof shingles visible in exterior photo are in good condition and not actively leaking.",
"No visible electrical hazards inside (no exposed wiring); electrical panel location and condition not shown.",
"Smoke detector seen in living area; additional detectors (bedrooms/hall) assumed or may need installation.",
"Carbon monoxide alarm presence not shown; assumed not present unless gas appliances exist — may be required if gas appliances are installed.",
"GFCI outlets in kitchen and bathroom are not visible in photos and should be verified/installed if absent.",
"Stove and refrigerator are not visible; assume appliances are not included or not pictured — supplier/owner should confirm and install prior to move-in if required by local program rules.",
"Listing statement that backyard is fenced is accepted though fence not shown in images."
],
"overall_score": 74.0,
"rubric_version": "ns_prep_v1"
},
{
"summary": "Overall the property appears to be a minor-repair, mostly turnkey rental likely to pass an initial HCV/NSPIRE inspection after verification of a few code items. Interior and exterior show recent cosmetic renovations and a seemingly sound roof and envelope. Primary remaining verification items: confirm HVAC and water heater operation, electrical panel condition and presence of required GFCI outlets, CO alarm (if fuel appliances present), and a deadbolt on the primary entry. Missing kitchen appliances are a moderate, easy-to-fix issue but not an immediate safety failure.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior appears recently renovated: painted walls, fresh-looking paint on trim, replaced vinyl plank flooring in kitchen corridor and painted wood floors in living/bedrooms. Bath has new-ish vanity and tile surround. Minor cosmetic defects visible (scuffs on floors, paint touch-ups, minor trim wear). No stove or refrigerator shown in photos — missing appliances reduce score moderately but are not a structural or safety failure. Overall finish condition looks good and likely turnkey after furnishing/finish items and minor touch-ups."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 75.0,
"rationale": "No obvious life-threatening hazards visible: ceilings intact, tub surround and walls look sound, no visible active leaks or large mold patches. A smoke detector-like device is visible in the hallway/living area (good), but CO alarm presence is unknown and not shown. GFCI outlets in kitchen/bath are not visible. Entry door deadbolt is not visible in exterior photo (possible missing). Windows appear present in bedrooms for egress but sizes cannot be confirmed. Handrails and porch guardrail are present. Because several required items (CO alarm, GFCIs, verified deadbolt) are not documented in photos, there is moderate NSPIRE risk but no clear immediate safety failures from images."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 70.0,
"rationale": "Roof shingles look recently replaced and in good visual condition. Floor vents and a wall thermostat indicate a central forced-air HVAC system is present, but the HVAC equipment (furnace/AC) and water heater are not shown — operational status is unknown. Electrical panel not shown and GFCIs not verified. Plumbing fixtures (kitchen sink, bathroom fixtures) are installed and appear functional in photos. Because key equipment (furnace, hot water heater, electrical panel) isn't visible, score reflects likely operable systems but with verification required."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Front exterior appears intact: new-looking roof, intact siding, concrete driveway and parking pad in serviceable condition, porch with railing and steps with handrail visible. Listing claims a fenced backyard and private driveway (not fully shown) — yard shows only minor neglect/overgrowth in photos. Foundation and grade show no obvious signs of movement or standing water. Overall exterior appears maintained but some areas (backyard fence, drainage details) need verification."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Photos are representative of the whole unit (no unseen severe areas).",
"Listing statement 'renovated' reflects recent cosmetic and system work; roofs and paint shown are recent.",
"Central forced-air HVAC exists and is connected (floor vents and thermostat visible), but operational status is unconfirmed.",
"Water heater and electrical panel are present and in working condition though not shown.",
"Bedrooms have code-compliant egress windows (window sizes not measured from photos).",
"Fenced backyard and private driveway exist as described in listing though not fully shown in photos.",
"No evidence of active roof leaks, major foundation movement, or severe mold was visible in supplied photos.",
"Home was built in 1951; lead paint risk exists unless owner provides lead-safe documentation."
],
"overall_score": 75.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this 3BR/1BA renovated bungalow appears largely turnkey for a Housing Choice Voucher inspection with only minor to moderate prep needed. Interior and exterior show recent updates and cleanliness; major structural or life-safety hazards are not visible in photos. Primary inspection risks to address before an NSPIRE inspection are confirming operational HVAC and hot water, installing/confirming GFCI protection at kitchen/bath outlets, verifying presence of a carbon monoxide alarm (if required by local code or fuel appliances present), and adding/confirming a keyed deadbolt on the entry door. With those items addressed (and appliances provided if required by the owner), the home is likely to pass initial inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 75.0,
"rationale": "House appears recently painted/renovated with intact floors, walls and fixtures; kitchen and bathroom fixtures present and functional in photos. Minor cosmetic repairs visible: scuffed/uneven painted wood floors, some door/trim scuffs, porch paint wear. No catastrophic interior damage seen. Missing major appliances (no stove/fridge shown) — reduces score moderately but not a showstopper."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 65.0,
"rationale": "Visible smoke detector(s) present in living area/hall (good). Bedrooms have egress windows. No obvious exposed wiring or ceiling/floor collapse. Concerns: no GFCI-protected kitchen outlet visible and bathroom outlet/GFCI not clearly shown (likely required), CO alarm not visible (recommended if fuel-burning appliances or fireplace present), front entry deadbolt not evident from photos. These are moderate NSPIRE issues that are usually corrected quickly but would cause inspection deficiencies if not addressed prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 70.0,
"rationale": "Roof shingles appear in good condition from front view (no visible sag or active leak indicators). Floor vents and wall thermostat visible — central HVAC likely present (not photographed exterior unit). Plumbing fixtures look intact and water fixtures appear recently updated. Electrical panel not pictured; outlets and light fixtures present and functioning in photos. Water heater not shown. Overall systems appear serviceable but not fully verified; recommend confirming operational HVAC, hot water and electrical panel labeling before inspection."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 75.0,
"rationale": "Exterior siding and foundation visible from front appear intact; driveway and walkways functional though slightly stained/aged. Front steps and porch have railings present. Fence and backyard cited in listing but not shown in photos (assumed present). Chimney visible but no obvious damage. Minor yard/curb cosmetic cleanup may be needed."
},
{
"key": "rental_history_activity",
"label": "Rental history (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and is operable (floor vents and thermostat visible); exterior condenser not shown.",
"Water heater and hot water are present and operable though not photographed.",
"Electrical panel is intact and properly labeled though not photographed.",
"Paint on floors and trim is intact (no active peeling lead-based paint observed in photos).",
"Fence and fenced backyard referenced in listing exist though not pictured.",
"No gas appliances visible in photos; presence of chimney suggests possible past/hearth use—CO alarm may be required if fuel-burning appliances are present.",
"Major structural elements (roof framing, foundation) are sound based on lack of visible sagging, large cracks or stains in photos."
],
"overall_score": 76.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1412 Woodward Rd, Birmingham, AL, 35228",
"aggregate": {
"summary": "This 3BR/1BA single-family appears attractively renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection with only minor repairs or verifications. Main issues to confirm before inspection are presence/function of a deadbolt on the entry door, GFCI protection in kitchen/bath, CO detector if required by local code, and installation of a stove/refrigerator if the unit will be delivered with appliances. Expect rent-ready status within 1–4 weeks after addressing those items.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 76.7,
"rationale": "Interior appears recently renovated cosmetically: painted walls, new-looking floor coverings (painted wood or LVP), updated bathroom vanity and kitchen cabinets. Visible scuffs on floors and minor paint imperfections. No obvious structural damage. Photos do not show a stove or refrigerator (missing appliances reduce score moderately). Overall cosmetic condition is good and only minor touch-ups or appliance installations are likely needed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.7,
"rationale": "Exterior photos show an intact driveway, level yard, and a fenced backyard is claimed in the listing (fence not pictured). Roof appears sound; siding and trim show typical age-related wear but no visible major damage. Front porch and handrail are present. No standing water, major foundation cracking, or significant site hazards observed. Overall exterior condition is good with routine maintenance likely sufficient."
},
{
"key": "rental_history_activity",
"label": "Rental History (last 5y) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.7,
"rationale": "Smoke detector visible in living area. No exposed wiring or broken fixtures evident. Windows are present in bedrooms (egress appears likely but not measured). Entry door has a knob lock; a deadbolt is not visible in photos (could fail some local inspector requirements if absent). GFCI outlets and CO alarm are not visible in photos (unknown). No evidence of active water intrusion, major mold, or trip hazards. Because several required items (deadbolt, GFCI, CO alarm) cannot be confirmed from photos, score is reduced slightly for inspection uncertainty."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Floor vents and a thermostat are visible indicating central HVAC present. Roof shingles appear in good condition from exterior photo (likely recently replaced). Water heater, electrical panel, and appliances are not visible in photos so their condition is unknown. No visible signs of plumbing leaks; bathroom fixtures installed and appear functional. Due to limited visibility of major systems (panel, water heater, HVAC operation), a conservative moderate score is assigned."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Central HVAC is present and functional (inferred from floor vents and visible thermostat).",
"Roof shingles visible in exterior photo are in good condition and not actively leaking.",
"No visible electrical hazards inside (no exposed wiring); electrical panel location and condition not shown.",
"Smoke detector seen in living area; additional detectors (bedrooms/hall) assumed or may need installation.",
"Carbon monoxide alarm presence not shown; assumed not present unless gas appliances exist — may be required if gas appliances are installed.",
"GFCI outlets in kitchen and bathroom are not visible in photos and should be verified/installed if absent.",
"Stove and refrigerator are not visible; assume appliances are not included or not pictured — supplier/owner should confirm and install prior to move-in if required by local program rules.",
"Listing statement that backyard is fenced is accepted though fence not shown in images."
],
"score_method": "mean_of_criteria",
"overall_score": 73.5,
"rubric_version": "ns_prep_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7387267436"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.