Property ID: 7396517246
220 9th St, Gretna, LA, 70053
Gretna, LA
Money Down: $43,200
CoC Return: -7.20%
Monthly Cash Flow: $-259
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$36,000
Closing Costs
$7,200
Total Down
$43,200
Investment Snapshot
Purchase Price
$180,000
Money Down
$43,200
Cash-on-Cash Return
-7.20%
Rent
$1,214
Monthly Cash Flow
$-259
Annual Cash Flow
$-3,111
Debt Service / Mo
$958
Property Tax / Mo
$238
Insurance / Mo
$156
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,214
Payment Standard
$1,552
Rent
$1,214
Insurance
$156
Property Tax
$238
Management
$121
Utilities Allowance
$338
NOI (Monthly)
$699
Debt Service
$958
Cash Flow After Debt
$-259
Quality Score: 72.40%
Confidence: 92.00%
This 2BR/2BA single-family shows a sound exterior (new roof) and generally intact interior systems with cosmetic deferred maintenance (worn/parquet flooring, paint, minor hardware). Visible safety items are mostly acceptable (smoke detector present, secure entries, no exposed wiring), but several code-related items cannot be confirmed from photos (carbon monoxide detector, GFCI protection, electrical panel). Major systems appear present though functional status should be verified. Likely outcome: passable with minor repairs and verification of detectors and electrical/GFCI—estimated turnkey readiness within 2–4 weeks if systems are operational; allow longer if HVAC or water heater servicing is required.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$338
Guaranteed Section 8 Rent (PS - Utilities)
$1,214
Property Management
$121
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$180,000
Beds
2
Baths
2
Living Area
1,997 sqft
Lot Size
—
Year Built
1952
Days on Market
90
Capital Outlay
$43,200
Debt Service
$958
Property Tax / Mo
$238
Insurance / Mo
$156
Property Description
Charming single family 2BR/2BA home with beautiful yard space in central Gretna. Features a spacious kitchen, plus living and den areas offering flexible space. Enclosed laundry room, office area, sunroom, and back porch add versatility. This home is ready for its next owner to make it their own. Located in a peaceful, family-oriented neighborhood. NEW ROOF as of 1/30/2026
Utility Allowances
heating
$122
Property has central heating, but the fuel type is not specified. Electric is a common central heating method and was chosen as the most expensive common option to ensure a sufficient allowance.
cooking
$15
Property includes a range/oven, but the fuel type is not specified. Electric was selected as it is a common option and is more expensive than natural gas.
water_heating
$44
The fuel type for water heating is not specified. Electric was chosen to be consistent with the primary heating fuel selection and is more expensive than the gas option.
other_electric
$57
This is a standard baseline allowance for general electricity usage (e.g., lights, outlets, fans), applicable to all residential units.
water
$36
Property information states the water source is 'Public'.
sewer
$39
Property information states the sewer connection is 'City'.
trash_collection
$25
Trash collection is a standard municipal service for a single-family detached home and is included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,867
DP3 Annual Estimate$1,867
DP1 Monthly Equivalent$156
DP3 Monthly Equivalent$156
Replacement Value$169,900
Basis1,997 sqft / 1952
Nearby Houses
Photo unavailable
211 9th St
for_sale · 0.03 mi
Price: $264,900
3 bd / 2 ba · 1,386 sqft
Latest sale: — on Jan 19, 2024
Latest rent: $2,000 on Dec 29, 2025
Photo unavailable
814 Fried St
for_sale · 0.06 mi
Price: $175,000
2 bd / 1 ba · 1,000 sqft
Latest sale: —
Latest rent: —
Photo unavailable
806 Fried St
off_market · 0.07 mi
Price: $850
1 bd / 1 ba · 575 sqft
Latest sale: —
Latest rent: —
Photo unavailable
314 8th St
for_sale · 0.08 mi
Price: $165,000
3 bd / 1 ba · 960 sqft
Latest sale: —
Latest rent: —
Photo unavailable
209 11th St
sold · 0.11 mi
Price: $459,000
4 bd / 4 ba · 4,000 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- New roof claim (1/30/2026) is accurate and installed to standard; no active leaks present.
- Central HVAC is present and operable (ceiling vents visible) though not directly tested in photos.
- Water heater and electrical panel exist and are serviceable even though not visible in the photos.
- Bedrooms provide adequate egress windows per local code though exact dimensions were not measured from photos.
- Absence of a visible carbon monoxide detector and unverified GFCIs represent likely deficiencies that would require correction before inspection.
- No severe hidden issues (major foundation movement, active roof leaks, severe mold) are present because there are no visual indicators in the photos; if present, they would materially lower scores.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,776 | $204,200 | $20,420 |
| 2024 | $2,781 | $204,200 | $20,420 |
| 2023 | $1,562 | $109,300 | $10,930 |
| 2022 | $1,562 | $109,300 | $10,930 |
| 2021 | $1,485 | $109,300 | $10,930 |
| 2020 | $1,476 | $109,300 | $10,930 |
| 2019 | $1,499 | $109,300 | $10,930 |
| 2018 | $1,411 | $109,300 | $10,930 |
| 2017 | $1,272 | $109,300 | $10,930 |
| 2016 | $1,249 | $109,300 | $10,930 |
| 2015 | $1,235 | $107,200 | $10,720 |
| 2014 | $1,233 | $107,200 | $10,720 |
| 2013 | $1,233 | $107,200 | $10,720 |
| 2012 | $730 | $107,200 | $10,720 |
| 2011 | $679 | $105,700 | $10,570 |
| 2010 | $661 | $105,700 | $10,570 |
| 2009 | $1,126 | $105,700 | $10,570 |
| 2008 | $188 | — | $10,570 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-26 | Price Changed | $180,000 |
| 2026-02-04 | Price Changed | $210,000 |
| 2026-01-08 | Listed | $220,000 |
| 2023-12-11 | Listing removed | $0 |
| 2023-12-05 | Listed for rent | $2,000 |
| 2023-12-04 | Listing removed | $0 |
| 2023-12-04 | Listing removed | $0 |
| 2023-10-19 | Listed | $220,000 |
| 2023-10-15 | Listing removed | $0 |
| 2023-09-14 | Price Changed | $220,000 |
| 2023-07-27 | Listed for rent | $1,850 |
| 2023-06-16 | Listing removed | $0 |
| 2023-06-16 | Listed | $235,000 |
| 2023-06-14 | Price Changed | $235,000 |
| 2023-06-13 | Price Changed | $220,000 |
| 2023-04-20 | Price Changed | $250,000 |
| 2023-04-06 | Listed | $270,000 |
| 2022-02-03 | Listing removed | $0 |
| 2022-01-14 | Listed for rent | $1,700 |
| 2022-01-04 | Listing removed | $0 |
| 2021-12-20 | Price Changed for rent | $1,700 |
| 2021-12-07 | Listing removed | $0 |
| 2021-12-01 | Listed for rent | $1,600 |
| 2021-08-17 | Price Changed | $285,000 |
| 2021-06-06 | Listed | $300,000 |
Photo Gallery
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"Source Listing Status: Active",
"County: Jefferson",
"Directions: LAFAYETTE TO 9TH STREET",
"Source Property Type: Residential",
"Parcel Number: 0100004344",
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"Total Square Feet Living: 1997",
"Year Built: 1952",
"Building Area Total: 1997",
"Building Exterior Type: Brick, Hardy Plank",
"Foundation Details: Raised",
"Property Age: 74",
"Roof: Shingle",
"Levels or Stories: 1.00000",
"House Style: Traditional",
"Total Area Sqft: 2361",
"Year Built Details: Resale, Renovated cosmetic changes of at least 50% total living area"
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"category": "Building and Construction",
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"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating, but the fuel type is not specified. Electric is a common central heating method and was chosen as the most expensive common option to ensure a sufficient allowance.",
"utility": "heating",
"allowance": 122
},
{
"note": "Property includes a range/oven, but the fuel type is not specified. Electric was selected as it is a common option and is more expensive than natural gas.",
"utility": "cooking",
"allowance": 15
},
{
"note": "The fuel type for water heating is not specified. Electric was chosen to be consistent with the primary heating fuel selection and is more expensive than the gas option.",
"utility": "water_heating",
"allowance": 44
},
{
"note": "This is a standard baseline allowance for general electricity usage (e.g., lights, outlets, fans), applicable to all residential units.",
"utility": "other_electric",
"allowance": 57
},
{
"note": "Property information states the water source is 'Public'.",
"utility": "water",
"allowance": 36
},
{
"note": "Property information states the sewer connection is 'City'.",
"utility": "sewer",
"allowance": 39
},
{
"note": "Trash collection is a standard municipal service for a single-family detached home and is included.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.23,
"down_payment_amount": 36000.0,
"property_tax_annual": 2859.28,
"property_tax_monthly": 238.27,
"property_tax_increase": 0.03,
"utility_allowance_total": 338.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -3111.51,
"property_management_monthly": 121.4,
"monthly_cash_flow_after_debt": -259.29,
"cash_on_cash_return_after_debt": -0.09
},
"section8_assessment": {
"runs": [
{
"summary": "This 2BR/2BA single-family shows a sound exterior (new roof) and generally intact interior systems with cosmetic deferred maintenance (worn/parquet flooring, paint, minor hardware). Visible safety items are mostly acceptable (smoke detector present, secure entries, no exposed wiring), but several code-related items cannot be confirmed from photos (carbon monoxide detector, GFCI protection, electrical panel). Major systems appear present though functional status should be verified. Likely outcome: passable with minor repairs and verification of detectors and electrical/GFCI—estimated turnkey readiness within 2–4 weeks if systems are operational; allow longer if HVAC or water heater servicing is required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 70.0,
"rationale": "Interior appears largely intact with cosmetic wear. Parquet and some laminate flooring show surface damage, peeling and patches in multiple rooms that will need repair or replacement. Minor cosmetic issues visible: scuffed baseboards, worn door finishes, some missing or damaged switch/outlet covers and towel/fixture hardware in bathrooms. Kitchen cabinets appear serviceable and a stove is present; no refrigerator shown in photos (not a critical fail). Overall the property shows deferred cosmetic maintenance but no widespread structural interior damage visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 65.0,
"rationale": "Positive: smoke detector visible on ceiling in at least one interior photo, entry doors look secure and porch has handrails. No visible exposed wiring, no water stains or mold visible, bathrooms and kitchens have functioning fixtures and no collapsed ceilings. Risks: no carbon monoxide detector is evident (property appears to have a gas range), bathroom/kitchen GFCI protection not verifiable from photos, electrical panel not shown. Some flooring areas with raised/peeling surfaces could be minor trip hazards. Bedroom egress appears probable but not confirmed for all bedrooms. These unknowns lower the safety score."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, plumbing, electrical)",
"score": 75.0,
"rationale": "Strengths: listing states a NEW ROOF (1/30/2026) and exterior roof looks in good condition in photos. Ceiling HVAC vents/registers and ceiling-mounted return/access suggest central HVAC is present. Kitchen shows a modern stainless range and bathrooms have relatively updated fixtures and vanities. Unknowns: functionality of HVAC, water heater and electrical panel cannot be verified from photos; plumbing and hot water operation unconfirmed. Given visible evidence (vents, functioning fixtures, new roof) assume systems are present and likely functional but require verification."
},
{
"key": "exterior_site",
"label": "Exterior, yard and site condition",
"score": 85.0,
"rationale": "Exterior brick envelope appears sound with a new roof reported. Yard is maintained and free of visible debris; driveway is serviceable though patched in places. Front stoop has handrails; carport and covered driveway provide protected parking. Foundation appears stable with no visible major cracks or settlement in provided photos. Minor wear on concrete drive and some vegetation against neighboring structures but nothing indicating active site failure."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"New roof claim (1/30/2026) is accurate and installed to standard; no active leaks present.",
"Central HVAC is present and operable (ceiling vents visible) though not directly tested in photos.",
"Water heater and electrical panel exist and are serviceable even though not visible in the photos.",
"Bedrooms provide adequate egress windows per local code though exact dimensions were not measured from photos.",
"Absence of a visible carbon monoxide detector and unverified GFCIs represent likely deficiencies that would require correction before inspection.",
"No severe hidden issues (major foundation movement, active roof leaks, severe mold) are present because there are no visual indicators in the photos; if present, they would materially lower scores."
],
"overall_score": 73.0,
"rubric_version": "ns-2026-1.0"
},
{
"summary": "Likely to pass an initial Section 8 / NSPIRE inspection after minor repairs and verification of systems. Strengths: new roof (listed), solid brick exterior, intact ceilings, central HVAC vents visible, functioning kitchens and bathrooms present, smoke detector visible. Required actions before or at inspection: verify HVAC and hot water operation, install/verify CO alarm and GFCI outlets where required, add/verify deadbolt on exterior door, replace any missing outlet/switch covers, address worn flooring/trim and minor cosmetic repairs. No major structural or life‑threatening hazards are evident in the photos; overall rent-ready timeline ~2–6 weeks depending on system verifications and minor corrections.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Overall interior and exterior are intact with cosmetic wear and localized deferred maintenance. Visible issues: worn/parquet flooring with patching and finish loss in multiple rooms, patched/stained driveway, older cabinetry and some scuffed trim/baseboards. Kitchens and baths are present (stove visible, one bathroom remodeled vanity, other has shower stall) so missing-appliance risk is low. These are mostly cosmetic or capital repairs (floor refinishing/replace, paint, some trim, driveway patching). No widespread collapse or severe deterioration visible."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 72.0,
"rationale": "No immediate life‑threatening hazards visible: ceilings intact, no standing water, no obvious exposed high-voltage wiring. A smoke detector is visible in one interior photo. Central HVAC vents are present. Uncertainties: carbon monoxide detector not visible (required where fuel-burning appliances present), GFCI outlets at kitchen/bath counters not verifiable from photos, deadbolt not clearly visible on front door, and property built in 1952 creates potential lead-paint risk where paint is deteriorated. Minor repairs (install/verify CO alarm, add/verify GFCI, add/verify deadbolt, replace missing outlet/switch covers) likely required but no immediate severe safety failures shown."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof/HVAC/plumbing/electrical)",
"score": 75.0,
"rationale": "Listing states a new roof (1/30/2026) which reduces risk of roof leaks. Central HVAC registers/return visible in multiple rooms suggesting forced air present; functionality not tested but equipment appears in place. Stove/range present (appears gas or gas-capable), plumbing fixtures and water closets visible and intact. Electrical panel not shown; no obvious exposed wiring but a few missing outlet/switch covers visible. Water heater not pictured (assumed present). Given visible systems and new roof, major system risk is moderate — require verification on-site (HVAC operation, hot water, electrical panel condition, gas venting)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Brick exterior and foundation look sound in photos, yard is maintained, driveway and walkway intact though with surface staining/patching. Front steps have railings and a covered carport with an accessible ramp. No visible foundation cracks, sagging, active drainage pooling, or infestation signs. Overall low exterior risk; driveway/curb/steps cosmetic repairs and possibly minor drainage adjustments likely."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"New roof (listed 1/30/2026) is installed correctly and has no active leaks.",
"Central forced‑air HVAC exists and is functional (vents/returns visible) though not tested in photos.",
"Water heater and hot water are present and functional though not visible in photos.",
"Windows in bedrooms provide required egress (sizes not measured in photos).",
"Stove/range visible is operational; refrigerator may not be present but is not a disqualifying safety issue.",
"No hidden active mold, severe pest infestation, or major plumbing leaks exist beyond what is visible.",
"Electrical panel and service are intact though not shown; no obvious exposed high‑voltage wiring observed in photos."
],
"overall_score": 74.0,
"rubric_version": "nsPIRE-v2026-1"
},
{
"summary": "This 2BR/2BA single-family home appears generally rent-ready with a new roof, intact exterior envelope, functioning bathrooms and a gas range. Primary issues are cosmetic (worn/parquet flooring, trim) and a few code/safety items that require quick fixes (missing switch plate, likely need for CO detector and GFCI protection). Major structural or life-safety failures are not visible. With targeted electrical corrections, installation of CO detector(s), confirmation/servicing of HVAC and water heater, and floor/finish repairs, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior shows general soundness but visible deferred cosmetic work: parquet and some vinyl/laminate flooring have worn/peeled sections and patches; trim and baseboards show wear; some rooms have mismatched flooring indicating repairs needed. Kitchen cabinetry appears intact but dated; stainless gas range present (positive) and no refrigerator shown. Bathrooms are present and appear functional but accessories (towel bars, small fixtures) show wear. Exterior concrete driveway has patched areas. These are mostly cosmetic/maintenance items and medium-effort fixes rather than structural, so score reflects minor-to-moderate repair needs rather than major rehab."
},
{
"key": "safety_code",
"label": "Safety & Code Risks",
"score": 65.0,
"rationale": "Positive observations: smoke detector visible in a bedroom ceiling, main entry & porch have railings, bedroom windows appear adequate for egress, listing states a new roof (1/30/2026). Concerns: an open/missing wall plate or switch cover visible in a bedroom/hallway photo (potential electrical shock hazard) and probable absence of a visible carbon monoxide detector (gas stove present) and no obvious GFCI outlets shown in kitchen/baths (likely older unprotected outlets). No visible major water intrusion, mold, collapsed ceilings, or missing guardrails. Overall safety risk is moderate because of the exposed plate/wiring and probable lack of CO/GFCI protection but no life‑threatening failures are visible."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 70.0,
"rationale": "New roof reported (major positive). Central HVAC supply/return vents visible in multiple rooms indicating ducted HVAC likely present; condenser/heater not shown so operational status is assumed but not verified. Kitchen has a gas range installed. Water heater and electrical panel are not pictured; plumbing fixtures in bathrooms appear intact with no visible leaks. Given the visible vents and fixtures, major systems likely present and intact but require verification and possible service; score reflects likely functional systems with limited unknowns."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Exterior brick envelope looks sound with a new roof. Front steps and porch have railings; carport and paved driveway provide covered parking and a curb cut/ramp to a side door is present (good accessibility). Yard appears well-kept without standing water or debris. Driveway has patched concrete and there is close neighboring construction but no visible foundation cracking, sagging, or major exterior deterioration. Overall low risk from exterior/site observations."
}
],
"red_flags": [
"Exposed/missing electrical switch or wall plate visible in interior photo — potential electrical shock hazard that must be corrected before inspection.",
"No visible carbon monoxide detector shown in photos while a gas range is present — CO detector(s) required where fuel-burning appliances are used.",
"Pre-1978 construction (built 1952) — potential lead-based paint hazard for households with young children; perform lead evaluation/mitigation as required."
],
"confidence": 0.75,
"assumptions": [
"New roof (1/30/2026) stated in listing is accurate and completed.",
"Central HVAC is present and operational because ceiling vents/returns are visible; however the condenser/utility equipment was not photographed.",
"Water heater and electrical panel exist and are serviceable (not shown in photos).",
"Smoke detector visible in photos is functional; additional detectors (and proper placement) may be required but not shown.",
"No active roof leaks, major foundation movement, or hidden mold were observed or evident from the photos; severe hidden conditions are not suspected based on exterior/interior imagery.",
"Absence of refrigerator and washer/dryer in photos is not a fatal inspection issue; appliances can be provided/installed without major work.",
"No rental history in last 5 years per snapshot, so rental_history_activity is excluded from scoring."
],
"overall_score": 70.0,
"rubric_version": "ns14-photo-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "220 9th St, Gretna, LA, 70053",
"aggregate": {
"summary": "This 2BR/2BA single-family shows a sound exterior (new roof) and generally intact interior systems with cosmetic deferred maintenance (worn/parquet flooring, paint, minor hardware). Visible safety items are mostly acceptable (smoke detector present, secure entries, no exposed wiring), but several code-related items cannot be confirmed from photos (carbon monoxide detector, GFCI protection, electrical panel). Major systems appear present though functional status should be verified. Likely outcome: passable with minor repairs and verification of detectors and electrical/GFCI—estimated turnkey readiness within 2–4 weeks if systems are operational; allow longer if HVAC or water heater servicing is required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 70.0,
"rationale": "Interior appears largely intact with cosmetic wear. Parquet and some laminate flooring show surface damage, peeling and patches in multiple rooms that will need repair or replacement. Minor cosmetic issues visible: scuffed baseboards, worn door finishes, some missing or damaged switch/outlet covers and towel/fixture hardware in bathrooms. Kitchen cabinets appear serviceable and a stove is present; no refrigerator shown in photos (not a critical fail). Overall the property shows deferred cosmetic maintenance but no widespread structural interior damage visible."
},
{
"key": "exterior_site",
"label": "Exterior, yard and site condition",
"score": 83.3,
"rationale": "Exterior brick envelope appears sound with a new roof reported. Yard is maintained and free of visible debris; driveway is serviceable though patched in places. Front stoop has handrails; carport and covered driveway provide protected parking. Foundation appears stable with no visible major cracks or settlement in provided photos. Minor wear on concrete drive and some vegetation against neighboring structures but nothing indicating active site failure."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 67.3,
"rationale": "Positive: smoke detector visible on ceiling in at least one interior photo, entry doors look secure and porch has handrails. No visible exposed wiring, no water stains or mold visible, bathrooms and kitchens have functioning fixtures and no collapsed ceilings. Risks: no carbon monoxide detector is evident (property appears to have a gas range), bathroom/kitchen GFCI protection not verifiable from photos, electrical panel not shown. Some flooring areas with raised/peeling surfaces could be minor trip hazards. Bedroom egress appears probable but not confirmed for all bedrooms. These unknowns lower the safety score."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, plumbing, electrical)",
"score": 73.3,
"rationale": "Strengths: listing states a NEW ROOF (1/30/2026) and exterior roof looks in good condition in photos. Ceiling HVAC vents/registers and ceiling-mounted return/access suggest central HVAC is present. Kitchen shows a modern stainless range and bathrooms have relatively updated fixtures and vanities. Unknowns: functionality of HVAC, water heater and electrical panel cannot be verified from photos; plumbing and hot water operation unconfirmed. Given visible evidence (vents, functioning fixtures, new roof) assume systems are present and likely functional but require verification."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"New roof claim (1/30/2026) is accurate and installed to standard; no active leaks present.",
"Central HVAC is present and operable (ceiling vents visible) though not directly tested in photos.",
"Water heater and electrical panel exist and are serviceable even though not visible in the photos.",
"Bedrooms provide adequate egress windows per local code though exact dimensions were not measured from photos.",
"Absence of a visible carbon monoxide detector and unverified GFCIs represent likely deficiencies that would require correction before inspection.",
"No severe hidden issues (major foundation movement, active roof leaks, severe mold) are present because there are no visual indicators in the photos; if present, they would materially lower scores."
],
"score_method": "mean_of_criteria",
"overall_score": 72.4,
"rubric_version": "ns-2026-1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7396517246"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.