Property ID: 7413811792
1328 Avenue F, Marrero, LA, 70072
Marrero, LA
Money Down: $57,600
CoC Return: 4.02%
Monthly Cash Flow: $193
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$48,000
Closing Costs
$9,600
Total Down
$57,600
Investment Snapshot
Purchase Price
$240,000
Money Down
$57,600
Cash-on-Cash Return
4.02%
Rent
$2,002
Monthly Cash Flow
$193
Annual Cash Flow
$2,314
Debt Service / Mo
$1,277
Property Tax / Mo
$207
Insurance / Mo
$125
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$125
Property Tax
$207
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,470
Debt Service
$1,277
Cash Flow After Debt
$193
Quality Score: 77.20%
Confidence: 92.00%
Property appears largely rent-ready with recent major system upgrades (roof, water heater, HVAC) and a renovated kitchen. Interiors show minor cosmetic wear (stained carpet, dated bathroom, window coverings) that are low-effort to correct. Key NSPIRE items to verify/complete before lease include functioning smoke and CO detectors, GFCI protection in kitchen/baths, and confirmation of operable egress windows. No visible structural or life-safety red flags in photos; likely to pass an initial HCV inspection after completing simple code items and a quick cleaning/ cosmetic touch-up.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$240,000
Beds
4
Baths
2
Living Area
1,600 sqft
Lot Size
—
Year Built
1965
Days on Market
40
Capital Outlay
$57,600
Debt Service
$1,277
Property Tax / Mo
$207
Insurance / Mo
$125
Property Description
Welcome to this charming 4-bedroom, 2-bath brick home nestled on an oversized lot in the heart of Marrero! Tucked away in a highly desirable neighborhood just behind West Jefferson Medical Center, this property offers both convenience and peace of mind. Step inside to find thoughtful updates throughout, including a beautifully renovated kitchen featuring brand-new cabinets, countertops, and appliances (2025). Some major system upgrades provide added confidence, including a NEW FORTIFIED roof (2025), NEW water heater (2025), and a newer 4-ton HVAC system (2021). Located in an X flood zone, combined with lower homeowners' insurance, it's an opportunity for long-term savings as well as comfort. The true standout is the expansive backyard - with this much space, the possibilities are endless! Whether you envision a pool, outdoor kitchen, garden, or entertaining space, there's room to bring your vision to life. This home is just waiting for its new owner to add their personal touch. Don't miss your opportunity
Utility Allowances
Heating
$79
Selected 'natural_gas' for heating as the property details specify 'Heating Features: Central' and 'Gas: Natural'.
Cooking
$14
Selected 'natural_gas' for cooking as the property includes a 'Range/Oven' and has a 'Natural' gas supply.
Water Heating
$27
Selected 'natural_gas' for water heating, as a new water heater is mentioned and the property has a 'Natural' gas supply, making it the most probable and economical option.
Other Electric
$77
This is a standard allowance for general electricity usage such as lighting, outlets, and tenant-provided appliances (e.g., refrigerator, microwave), which were not explicitly listed as supplied.
Water
$50
The property details state 'Water Source: Public', corresponding to this fixed allowance.
Sewer
$54
The property details state 'Sewer: City', corresponding to this fixed allowance.
Trash Collection
$25
Trash collection is assumed as a standard municipal service for a single-family detached home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,496
DP3 Annual Estimate$1,496
DP1 Monthly Equivalent$125
DP3 Monthly Equivalent$125
Replacement Value$77,600
Basis1,600 sqft / 1965
Nearby Houses
Photo unavailable
1305 Avenue G
off_market · 0.04 mi
Price: $258,000
2 bd / 2 ba · 1,300 sqft
Latest sale: — on Nov 14, 2005
Latest rent: —
Photo unavailable
1332 Avenue E
for_sale · 0.05 mi
Price: $260,000
3 bd / 2 ba · 1,949 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1401 Avenue E
for_sale · 0.09 mi
Price: $430,000
5 bd / 6 ba · 4,015 sqft
Latest sale: —
Latest rent: —
Photo unavailable
Saint Charles 1233 Ave Unit 1269963P
off_market · 0.13 mi
Price: $28,660
1 bd / 3 ba
Latest sale: —
Latest rent: $13,444 on Jan 20, 2026
Photo unavailable
Saint Charles 1233 Ave Unit 1269961P
off_market · 0.13 mi
Price: $24,820
6 bd / 3 ba
Latest sale: —
Latest rent: —
Photo unavailable
1308 Barataria Blvd
for_sale · 0.13 mi
Price: $799,000
3 bd / 1 ba · 1,615 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing claims are accurate: roof replaced 2025, water heater new 2025, HVAC replaced 2021 and is operational.
- Kitchen appliances pictured (range and refrigerator) are included and in working order.
- Entry door has a working deadbolt as appears in photo; if not present it will need installation.
- Electrical panel is intact and up to code (not visible in photos); no hidden hazardous wiring exists behind walls.
- Bedrooms have operable egress windows meeting minimum size; measurements not confirmed from photos.
- No active plumbing leaks or hidden mold are present (no visible signs in photos).
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,411 | $183,200 | $18,320 |
| 2024 | $2,404 | $183,200 | $18,320 |
| 2023 | $2,512 | $183,200 | $18,320 |
| 2022 | $2,451 | $183,200 | $18,320 |
| 2021 | $2,317 | $183,200 | $18,320 |
| 2020 | $2,267 | $183,200 | $18,320 |
| 2019 | $2,380 | $183,200 | $18,320 |
| 2018 | $2,232 | $183,200 | $18,320 |
| 2017 | $2,146 | $183,200 | $18,320 |
| 2016 | $2,106 | $183,200 | $18,320 |
| 2015 | $2,101 | $179,700 | $17,970 |
| 2014 | $2,077 | $179,700 | $17,970 |
| 2013 | $2,068 | $179,700 | $17,970 |
| 2012 | $1,210 | $179,700 | $17,970 |
| 2011 | $1,181 | $177,000 | $17,700 |
| 2010 | $1,903 | $177,000 | $17,700 |
| 2009 | $1,900 | $177,000 | $17,700 |
| 2008 | $1,092 | — | $17,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed | $240,000 |
| 2006-05-03 | Sold | $0 |
Photo Gallery
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"total": 18320,
"building": 9620
}
},
{
"tax": 2146,
"year": 2017,
"market": {
"land": 87000,
"total": 183200,
"building": 96200
},
"assessment": {
"land": 8700,
"total": 18320,
"building": 9620
}
},
{
"tax": 2106,
"year": 2016,
"market": {
"land": 87000,
"total": 183200,
"building": 96200
},
"assessment": {
"land": 8700,
"total": 18320,
"building": 9620
}
},
{
"tax": 2101,
"year": 2015,
"market": {
"land": 87000,
"total": 179700,
"building": 92700
},
"assessment": {
"land": 8700,
"total": 17970,
"building": 9270
}
},
{
"tax": 2077,
"year": 2014,
"market": {
"land": 87000,
"total": 179700,
"building": 92700
},
"assessment": {
"land": 8700,
"total": 17970,
"building": 9270
}
},
{
"tax": 2068,
"year": 2013,
"market": {
"land": 87000,
"total": 179700,
"building": 92700
},
"assessment": {
"land": 8700,
"total": 17970,
"building": 9270
}
},
{
"tax": 1210,
"year": 2012,
"market": {
"land": 87000,
"total": 179700,
"building": 92700
},
"assessment": {
"land": 8700,
"total": 17970,
"building": 9270
}
},
{
"tax": 1181,
"year": 2011,
"market": {
"land": 87000,
"total": 177000,
"building": 90000
},
"assessment": {
"land": 8700,
"total": 17700,
"building": 9000
}
},
{
"tax": 1903,
"year": 2010,
"market": {
"land": 87000,
"total": 177000,
"building": 90000
},
"assessment": {
"land": 8700,
"total": 17700,
"building": 9000
}
},
{
"tax": 1900,
"year": 2009,
"market": {
"land": 87000,
"total": 177000,
"building": 90000
},
"assessment": {
"land": 8700,
"total": 17700,
"building": 9000
}
},
{
"tax": 1092,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 17700,
"building": null
}
}
],
"property_history": [
{
"date": "2026-02-27",
"price": 240000,
"listing": {
"status": "for_sale",
"list_date": "2026-02-27T22:39:08Z",
"list_price": 240000,
"listing_id": "2991986277",
"last_update_date": "2026-02-27T19:10:04Z",
"last_status_change_date": "2026-02-27T22:39:08Z"
},
"event_name": "Listed",
"price_sqft": 150,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2545098",
"price_change_percentage": null
},
{
"date": "2006-05-03",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": null,
"permit_effective_date": "Jul 24, 2024",
"permit_project_type_1": "Residential",
"permit_project_type_2": null,
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "7413811792",
"generated_at": "2026-03-27T02:46:19.399180Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 77.2
},
"utility_allowance": {
"zip_code": "70072",
"home_photo": "https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m1010748111s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 192000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1328-Avenue-F_Marrero_LA_70072_M74138-11792",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 240000.0,
"loan_term_years": 30,
"annual_cash_flow": 17642.27,
"mortgage_monthly": 1277.38,
"payment_standard": 2328.0,
"total_amount_out": 48000.0,
"additional_photos": [
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m2549518415s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m2262888614s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m3532130973s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m2773006636s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m3486094915s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m1540216175s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m3153408135s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m4127993550s-w1280.jpg",
"https://ap.rdcpix.com/0c1d8f9a54f198aba6f5368ea06d7851l-m2158525596s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 124.67,
"monthly_cash_flow": 1470.19,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for heating as the property details specify 'Heating Features: Central' and 'Gas: Natural'.",
"utility": "Heating",
"allowance": 79
},
{
"note": "Selected 'natural_gas' for cooking as the property includes a 'Range/Oven' and has a 'Natural' gas supply.",
"utility": "Cooking",
"allowance": 14
},
{
"note": "Selected 'natural_gas' for water heating, as a new water heater is mentioned and the property has a 'Natural' gas supply, making it the most probable and economical option.",
"utility": "Water Heating",
"allowance": 27
},
{
"note": "This is a standard allowance for general electricity usage such as lighting, outlets, and tenant-provided appliances (e.g., refrigerator, microwave), which were not explicitly listed as supplied.",
"utility": "Other Electric",
"allowance": 77
},
{
"note": "The property details state 'Water Source: Public', corresponding to this fixed allowance.",
"utility": "Water",
"allowance": 50
},
{
"note": "The property details state 'Sewer: City', corresponding to this fixed allowance.",
"utility": "Sewer",
"allowance": 54
},
{
"note": "Trash collection is assumed as a standard municipal service for a single-family detached home.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.37,
"down_payment_amount": 48000.0,
"property_tax_annual": 2483.33,
"property_tax_monthly": 206.94,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 2313.7,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": 192.81,
"cash_on_cash_return_after_debt": 0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Property appears largely rent-ready with recent major system upgrades (roof, water heater, HVAC) and a renovated kitchen. Interiors show minor cosmetic wear (stained carpet, dated bathroom, window coverings) that are low-effort to correct. Key NSPIRE items to verify/complete before lease include functioning smoke and CO detectors, GFCI protection in kitchen/baths, and confirmation of operable egress windows. No visible structural or life-safety red flags in photos; likely to pass an initial HCV inspection after completing simple code items and a quick cleaning/ cosmetic touch-up.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 80.0,
"rationale": "Exterior brick, lawn and driveway appear maintained. Interior photos show a recently renovated kitchen (new cabinets, counters, appliances per listing/photos) and intact ceilings and finishes. Visible wear: stained carpeting, improvised window coverings, older bathroom finishes (tile/sink) and some cosmetic scuffs to trim/baseboards. No visible collapsed surfaces or exposed subfloor. Missing or worn window coverings and carpet/stain issues are cosmetic and easy-to-fix. Presence of functioning kitchen appliances reduces penalty for missing items."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 72.0,
"rationale": "No visible exposed wiring, ceilings and walls appear intact, HVAC supply vents present, attached garage and entry look secure. Photos do not show smoke detectors or carbon monoxide alarms (none visible on ceilings), and GFCI receptacles in the kitchen/bath are not observable — these are common inspection failures and would need verification/installation. Windows in bedrooms are present and likely provide egress but egress dimensions cannot be confirmed from photos. Entry door appears to have a deadbolt (photo shows a secondary lock) — assumed present. No visible active leaks, mold, sagging ceilings, foundation cracks or standing water. Overall some code items (smoke/CO detectors, GFCI) likely require simple installs."
},
{
"key": "systems_mechanical",
"label": "Major systems health (HVAC, roof, plumbing, electrical)",
"score": 85.0,
"rationale": "Listing states NEW Fortified roof (2025), NEW water heater (2025), and newer 4-ton HVAC (2021) — photos show ceiling HVAC vents and a working ceiling fan. Kitchen shows a modern gas/stainless range and refrigerator. No visible signs of plumbing leaks or water damage in ceilings or walls. Electrical panel not shown; no visible evidence of unsafe electrical conditions. Based on seller claims and visible condition, major systems appear to be in good condition, but verification of operation (hot water, HVAC function, electrical panel condition) is required at inspection."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Brick exterior and roofline appear straight and well-maintained in photos; landscaping is maintained and yard is expansive. Driveway and garage door appear serviceable. Perimeter fence visible at side/back and no obvious drainage ponds or standing water shown. Overhead service drop lines are present (typical). No signs of major foundation settling or exterior structural damage in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing claims are accurate: roof replaced 2025, water heater new 2025, HVAC replaced 2021 and is operational.",
"Kitchen appliances pictured (range and refrigerator) are included and in working order.",
"Entry door has a working deadbolt as appears in photo; if not present it will need installation.",
"Electrical panel is intact and up to code (not visible in photos); no hidden hazardous wiring exists behind walls.",
"Bedrooms have operable egress windows meeting minimum size; measurements not confirmed from photos.",
"No active plumbing leaks or hidden mold are present (no visible signs in photos)."
],
"overall_score": 79.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "This single-family brick home is largely turnkey for Section 8 / HCV occupancy with recent major system upgrades (roof, water heater, HVAC) and a fully updated kitchen. Most observed issues are cosmetic. The primary inspection risk is life-safety items not visible in photos — notably absence of visible smoke and carbon monoxide detectors, unclear GFCI protection, and lack of an obvious deadbolt on the entry door. With 1–2 small upgrades (installing/confirming smoke & CO alarms in required locations, adding or verifying GFCI outlets, adding a deadbolt) and routine verification of electrical panel and water heater, the property is likely to pass an initial NSPIRE/HCV inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears well-maintained and recently updated in key areas: kitchen shows new cabinets/counters and stainless appliances (listing/photos). Flooring (terrazzo/aggregate) is intact, walls and trim are serviceable; bathroom is dated but functional. Exterior brick and yard are tidy. Minor cosmetic work (cleaning, window coverings, touch-up paint) and typical tenant-ready tasks expected. Missing or worn items visible are cosmetic rather than structural. Overall moderate-to-low repair needs."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "Visible life-safety items are unclear or not shown. I do not see smoke detectors in living areas/bedrooms, and no carbon monoxide alarm is visible (gas stove is present). GFCI protection in the kitchen/bath isn’t evident in photos. Entry door has a knob lock; a keyed deadbolt is not apparent. There are no visible exposed wiring, major water intrusion, sagging ceilings, or visible mold. Bedroom windows look large enough for egress but final measurement verification required. These missing/uncertain life-safety items create a moderate risk of failing an initial NSPIRE inspection unless corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems Condition (HVAC/Electrical/Plumbing/Roof)",
"score": 80.0,
"rationale": "Listing reports a NEW FORTIFIED roof (2025), NEW water heater (2025) and a newer 4-ton HVAC (2021). Photos show ceiling HVAC vents and a gas range. No visible signs of active leaks, water stains, or failing HVAC. Electrical panel is not shown and cannot be evaluated. Given the recent mechanical updates claimed and no visible deterioration, major systems appear in good condition, but confirmation (service records/visual of panel, water heater location) is recommended."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 82.0,
"rationale": "Brick exterior appears sound, roofline looks even and photos show a recently replaced roof per listing. Yard is large and grade appears flat with no visible standing water. Driveway and attached garage appear serviceable. Wood privacy fence is visible at side yard. Overhead utility lines cross the front yard (typical) but present no obvious immediate hazard. Overall the exterior is in good, rentable condition."
}
],
"red_flags": [
"No visible smoke detectors in living areas or bedrooms in photos (life-safety failure risk).",
"No visible carbon monoxide alarm; gas range present (CO alarm typically required).",
"No obvious keyed deadbolt on primary entry door (security requirement in some PHA inspections).",
"No visible GFCI-protected outlets in kitchen photos (kitchen GFCI typically required).",
"Property built in 1965 — potential lead-based paint risk (pre-1978) requiring disclosure and controls where applicable."
],
"confidence": 0.7,
"assumptions": [
"Listing statements are accurate: new roof (2025), new water heater (2025), HVAC installed in 2021 and operational.",
"Visible appliances (range, refrigerator) are in working order; gas connection for stove is safe and up to code (not directly verified).",
"Smoke and CO detectors, GFCI protection, and the electrical panel are not visible in supplied photos; absence in photos does not guarantee absence in property.",
"Windows shown provide required bedroom egress dimensions typical of ranch homes; exact measurements not provided.",
"No significant hidden structural issues are present behind finished surfaces; observable condition is consistent and not severely distressed."
],
"overall_score": 77.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall this single-family brick home appears likely to pass an initial Section 8/HCV (NSPIRE) inspection after completing minor, quick items. Major systems are recently updated (roof 2025, water heater 2025, HVAC 2021, kitchen updates 2025) which reduces inspection risk. Primary items to confirm/repair before inspection: install/verify working smoke detectors and CO alarms, confirm GFCI protection in kitchen/bath, verify electrical panel condition and hot water, and replace/repair window coverings and any worn carpet. With these modest fixes the property is rent-ready and would typically be ready within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 75.0,
"rationale": "Interior photos show generally sound, clean surfaces with recent cosmetic updates in kitchen (listing: new cabinets, countertops, appliances 2025). Flooring appears intact (terrazzo/aggregate or similar) though bedroom carpet shows wear and some staining. Window coverings are makeshift and should be replaced. No visible collapsed ceilings, severe drywall damage, or large areas of peeling paint. Missing minor items (outlet covers, window treatments, touch-up paint, deep cleaning) likely only. Overall moderate-good condition; missing or worn finishes reduce a perfect score moderately."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "No obvious life-threatening hazards observed (no collapsed ceilings, no visible active leaks, no standing water, no exposed high-voltage wiring). However, smoke detectors and carbon monoxide alarms are not visible in the photos (not confirmed). GFCI outlets in kitchen/bath are not visible or identified. Bedroom egress windows appear present but actual clear opening sizes not measurable from photos. Entry door appears to lock but deadbolt presence is unclear. Plumbing fixtures and stove appear functional. Based on visible condition there are moderate unknowns that can be corrected quickly (install/prove smoke/CO detectors, confirm GFCI), but their absence on photos lowers the safety score."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 80.0,
"rationale": "Listing states NEW FORTIFIED ROOF (2025), NEW water heater (2025) and newer 4-ton HVAC (2021) — these are major positives and reduce inspection risk. Kitchen appliances are listed as new (2025) and photos show a modern range and refrigerator. No visible evidence of plumbing failure or water damage; ceilings look intact. Electrical panel condition not shown and distribution/GFCI status unknown. Overall mechanical risk is low given recent system replacements, so score is high but not perfect due to some unknowns (panel, hot-water operational verification)."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Brick exterior and new roof visible; yard is large, level, and appears well drained with no visible standing water in photos. Driveway and walkways show normal wear but are serviceable. Perimeter fencing appears intact. Property is in an X flood zone which reduces flood-insurance complication. No visible signs of infestation, foundation displacement, or major exterior deterioration. Small items such as landscaping trimming and driveway cleaning are cosmetic."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing claims are accurate: roof (2025), water heater (2025), HVAC (2021), and kitchen/appliances (2025) were actually installed and functioning.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and are assumed absent or unverified — they will need verification or installation.",
"Electrical panel and GFCI outlet presence/function are unknown; assume typical older-panel condition unless shown otherwise.",
"Windows shown provide legal bedroom egress or can be made compliant with minimal work; no obvious boarding or broken panes observed.",
"No hidden active roof leaks, major foundation movement, or severe mold are present since ceilings and walls show no visible staining in photos.",
"Garage door, exterior gates, and locks are functional though not clearly shown in photos."
],
"overall_score": 75.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1328 Avenue F, Marrero, LA, 70072",
"aggregate": {
"summary": "Property appears largely rent-ready with recent major system upgrades (roof, water heater, HVAC) and a renovated kitchen. Interiors show minor cosmetic wear (stained carpet, dated bathroom, window coverings) that are low-effort to correct. Key NSPIRE items to verify/complete before lease include functioning smoke and CO detectors, GFCI protection in kitchen/baths, and confirmation of operable egress windows. No visible structural or life-safety red flags in photos; likely to pass an initial HCV inspection after completing simple code items and a quick cleaning/ cosmetic touch-up.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 80.0,
"rationale": "Exterior brick, lawn and driveway appear maintained. Interior photos show a recently renovated kitchen (new cabinets, counters, appliances per listing/photos) and intact ceilings and finishes. Visible wear: stained carpeting, improvised window coverings, older bathroom finishes (tile/sink) and some cosmetic scuffs to trim/baseboards. No visible collapsed surfaces or exposed subfloor. Missing or worn window coverings and carpet/stain issues are cosmetic and easy-to-fix. Presence of functioning kitchen appliances reduces penalty for missing items."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 82.3,
"rationale": "Brick exterior and roofline appear straight and well-maintained in photos; landscaping is maintained and yard is expansive. Driveway and garage door appear serviceable. Perimeter fence visible at side/back and no obvious drainage ponds or standing water shown. Overhead service drop lines are present (typical). No signs of major foundation settling or exterior structural damage in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.7,
"rationale": "No visible exposed wiring, ceilings and walls appear intact, HVAC supply vents present, attached garage and entry look secure. Photos do not show smoke detectors or carbon monoxide alarms (none visible on ceilings), and GFCI receptacles in the kitchen/bath are not observable — these are common inspection failures and would need verification/installation. Windows in bedrooms are present and likely provide egress but egress dimensions cannot be confirmed from photos. Entry door appears to have a deadbolt (photo shows a secondary lock) — assumed present. No visible active leaks, mold, sagging ceilings, foundation cracks or standing water. Overall some code items (smoke/CO detectors, GFCI) likely require simple installs."
},
{
"key": "systems_mechanical",
"label": "Major systems health (HVAC, roof, plumbing, electrical)",
"score": 81.7,
"rationale": "Listing states NEW Fortified roof (2025), NEW water heater (2025), and newer 4-ton HVAC (2021) — photos show ceiling HVAC vents and a working ceiling fan. Kitchen shows a modern gas/stainless range and refrigerator. No visible signs of plumbing leaks or water damage in ceilings or walls. Electrical panel not shown; no visible evidence of unsafe electrical conditions. Based on seller claims and visible condition, major systems appear to be in good condition, but verification of operation (hot water, HVAC function, electrical panel condition) is required at inspection."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Listing claims are accurate: roof replaced 2025, water heater new 2025, HVAC replaced 2021 and is operational.",
"Kitchen appliances pictured (range and refrigerator) are included and in working order.",
"Entry door has a working deadbolt as appears in photo; if not present it will need installation.",
"Electrical panel is intact and up to code (not visible in photos); no hidden hazardous wiring exists behind walls.",
"Bedrooms have operable egress windows meeting minimum size; measurements not confirmed from photos.",
"No active plumbing leaks or hidden mold are present (no visible signs in photos)."
],
"score_method": "mean_of_criteria",
"overall_score": 77.2,
"rubric_version": "ns_pire_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7413811792"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.