Property ID: 7436831139
137 Brookwood Rd, Midfield, AL, 35228
Midfield, AL
Money Down: $31,200
CoC Return: 4.47%
Monthly Cash Flow: $116
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$26,000
Closing Costs
$5,200
Total Down
$31,200
Investment Snapshot
Purchase Price
$130,000
Money Down
$31,200
Cash-on-Cash Return
4.47%
Rent
$1,061
Monthly Cash Flow
$116
Annual Cash Flow
$1,394
Debt Service / Mo
$692
Property Tax / Mo
$61
Insurance / Mo
$86
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,061
Payment Standard
$1,584
Rent
$1,061
Insurance
$86
Property Tax
$61
Management
$106
Utilities Allowance
$523
NOI (Monthly)
$808
Debt Service
$692
Cash Flow After Debt
$116
Quality Score: 61.40%
Confidence: 88.00%
Overall the property appears mostly rental-ready with attractive interior finishes, maintained exterior, functioning central HVAC equipment present, and no obvious structural failure in photos. However, visible exposed wiring/hanging fixture in the ceiling and the absence of visible smoke detectors present inspection-critical safety issues that would likely cause an initial NSPIRE/Section 8 inspection to fail until corrected. Addressing the electrical hazard, installing/confirming working smoke and CO detectors, and completing minor cosmetic/fixture repairs (light covers, patch/paint, paver leveling) should bring the property to passable condition within a few weeks.
Section 8 Payment Standard
$1,584
Utility Allowance Total
$523
Guaranteed Section 8 Rent (PS - Utilities)
$1,061
Property Management
$106
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$130,000
Beds
3
Baths
2
Living Area
1,501 sqft
Lot Size
10,454 sqft
Year Built
1951
Days on Market
56
Capital Outlay
$31,200
Debt Service
$692
Property Tax / Mo
$61
Insurance / Mo
$86
Property Description
As you approach, you'll be captivated by the welcoming blue exterior, evoking a sense of tranquility and warmth. Step inside to discover a haven of comfort and style, where every corner tells a story of cherished memories waiting to be made. The spacious interior offers room to roam and relax, with ample natural light cascading through the windows. Imagine cozy evenings spent in the living room, or delightful gatherings in the charming kitchen, where culinary adventures await. Venture outdoors to explore your expansive backyard oasis, a perfect retreat for enjoying sunny afternoons or hosting lively barbecues with loved ones. With plenty of space for gardening or outdoor activities, the possibilities are endless.
Utility Allowances
Heating
$93
Property has central heat. The fuel source is ambiguous, so the more expensive 'Electric' option from the 'Ala Power' provider was chosen per the rules.
Cooling
$22
Property has central cooling. The 'Alabama Power' provider was selected as it is common for the area.
Cooking
$21
Property description is ambiguous, listing both gas and electric cooktops. The more expensive 'Electric' option was chosen per instructions.
Water Heating
$56
Property explicitly lists an electric water heater. The 'Ala Power' provider was selected.
Water
$78
Property has public water. Midfield is served by the Birmingham Water Works Board, so the 'Water: Birmingham' rate was used.
Sewer
$151
Property is connected to a public sewer system. The schedule provides a fixed rate for this utility.
Trash Collection
$20
The city of Midfield is not specified in the schedule. The 'Jefferson City' rate was selected as a reasonable default for a city within Jefferson County.
Other Electric
$68
This covers baseline electric use for lights and general outlets. The 'Ala Power' provider was assumed.
Refrigerator
$8
A refrigerator is not explicitly listed as a provided appliance in the property details, so it is assumed to be tenant-supplied per the rules.
Range/Microwave
$6
A microwave is not explicitly listed as a provided appliance in the property details, so it is assumed to be tenant-supplied per the rules.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$873
DP3 Annual Estimate$1,196
DP1 Monthly Equivalent$73
DP3 Monthly Equivalent$100
Replacement Value$121,300
Basis1,501 sqft / 1951
Nearby Houses
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151 Brookwood Rd
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3 bd / 2 ba · 1,083 sqft
Latest sale: $4,984 on Jun 29, 2020
Latest rent: —
Photo unavailable
132 Parkwood St
sold · 0.03 mi
Price: $70,000
3 bd / 2 ba · 1,219 sqft
Latest sale: $70,000
Latest rent: —
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123 Brookwood Rd W
off_market · 0.04 mi
Price: $40,000
3 bd / 1 ba · 1,394 sqft
Latest sale: $53,000
Latest rent: —
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128 Parkwood St
sold · 0.04 mi
Price: $89,900
2 bd / 2 ba · 1,104 sqft
Latest sale: $89,900
Latest rent: —
Photo unavailable
116 Parkwood St
for_sale · 0.06 mi
Price: $65,000
3 bd / 1 ba · 1,020 sqft
Latest sale: $68,000
Latest rent: —
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112 Parkwood St
sold · 0.07 mi
Price: $20,000
2 bd / 1 ba · 939 sqft
Latest sale: $20,000
Latest rent: —
Photo unavailable
154 Woodward Rd
for_sale · 0.07 mi
Price: $59,900
2 bd / 1 ba · 817 sqft
Latest sale: $29,000 on May 03, 2002
Latest rent: $500 on Jan 07, 2019
Photo unavailable
134 Woodward Rd
sold · 0.08 mi
Price: $27,300
3 bd / 2 ba · 1,175 sqft
Latest sale: $27,300
Latest rent: —
Photo unavailable
216 Pinewood Ave
sold · 0.08 mi
Price: $115,000
3 bd / 2 ba · 1,728 sqft
Latest sale: $115,000 on Sep 18, 2025
Latest rent: $750 on Feb 01, 2014
Photo unavailable
158 Woodward Rd
for_sale · 0.08 mi
Price: $175,000
3 bd / 1 ba · 2,418 sqft
Latest sale: $37,500
Latest rent: —
Photo unavailable
101 Parkwood St
sold · 0.09 mi
Price: $20,000
2 bd / 1 ba · 924 sqft
Latest sale: $20,000
Latest rent: —
Photo unavailable
126 Woodward Rd
sold · 0.09 mi
Price: $65,000
3 bd / 1 ba · 1,154 sqft
Latest sale: $65,000
Latest rent: —
Photo unavailable
200 Bessemer Super Hwy
sold · 0.10 mi
Price: $13,500
3 bd / 1 ba · 1,246 sqft
Latest sale: $13,500
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Exposed electrical wiring / hanging fixture in ceiling (electrical hazard)
- No visible smoke detectors in photos (likely fail until installed/verified)
- Ceiling penetration around vent with hanging material/wiring (requires repair)
- Aged roof shingles (visible age; possible near-term replacement)
Assumptions
- Photos represent current condition and no major unseen damage exists beyond images.
- Central HVAC is operational (condensing unit & vents visible) though service history unknown.
- No smoke detectors are installed or they are not visible/operational in the provided photos.
- Electrical panel, water heater, plumbing and kitchen appliances were not photographed; their condition is unknown.
- Roof is aged but not actively leaking based on no visible interior water staining in photos.
- Foundation and structural framing show no significant movement or sagging (no visual signs in photos).
- No significant mold or pest infestation is present beyond what photos show.
- Missing kitchen/bath photos may hide minor repairs (fixtures, grout, Caulking) but not major system failures.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2019 | $706 | $92,000 | $9,200 |
| 2018 | $610 | $80,300 | $8,040 |
| 2017 | $610 | $80,300 | $8,040 |
| 2016 | $610 | $80,300 | $8,040 |
| 2015 | $610 | $80,300 | $8,040 |
| 2013 | $493 | $79,000 | $7,900 |
| 2012 | $493 | $78,970 | $7,897 |
| 2011 | $519 | $82,900 | $8,290 |
| 2010 | $519 | $82,900 | $8,290 |
| 2009 | $519 | $82,900 | $8,290 |
| 2008 | $1,175 | $84,700 | $16,940 |
| 2007 | $1,135 | $47,700 | $9,540 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-22 | Listed | $130,000 |
| 2025-02-27 | Listing removed | $0 |
| 2024-12-01 | Listed | $150,000 |
| 2019-06-26 | Sold | $94,500 |
| 2019-04-04 | Listed | $99,000 |
| 2007-10-02 | Sold | $80,000 |
Photo Gallery
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"allowance": 68
},
{
"note": "A refrigerator is not explicitly listed as a provided appliance in the property details, so it is assumed to be tenant-supplied per the rules.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "A microwave is not explicitly listed as a provided appliance in the property details, so it is assumed to be tenant-supplied per the rules.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.37,
"down_payment_amount": 26000.0,
"property_tax_annual": 727.18,
"property_tax_monthly": 60.6,
"property_tax_increase": 0.03,
"utility_allowance_total": 523.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2019,
"annual_cash_flow_after_debt": 1394.14,
"property_management_monthly": 106.1,
"monthly_cash_flow_after_debt": 116.18,
"cash_on_cash_return_after_debt": 0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears mostly rental-ready with attractive interior finishes, maintained exterior, functioning central HVAC equipment present, and no obvious structural failure in photos. However, visible exposed wiring/hanging fixture in the ceiling and the absence of visible smoke detectors present inspection-critical safety issues that would likely cause an initial NSPIRE/Section 8 inspection to fail until corrected. Addressing the electrical hazard, installing/confirming working smoke and CO detectors, and completing minor cosmetic/fixture repairs (light covers, patch/paint, paver leveling) should bring the property to passable condition within a few weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show generally well-kept finished surfaces: hardwood floors in good condition, painted walls, intact trim and built-ins. Visible cosmetic issues include patched/mismatched paint, minor wall scuffs, and a missing light/cover in the living room ceiling. Exterior paint is fresh and landscaping is maintained. Backyard pavers have grass between and some uneven stones creating minor trip hazards. No catastrophic finishes or exposed subfloor were observed. Kitchen and bathrooms were not photographed, so missing appliances or fixture repairs are unknown; absence of appliance photos reduces score moderately but not heavily."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 35.0,
"rationale": "A visible hanging object/wires from the ceiling register (multiple interior photos) indicates exposed wiring/unfinished electrical work — this is typically an immediate fail on NSPIRE until corrected. No smoke detectors are visible in the interior photos (none observed in living areas or ceiling close-ups) — if absent or not functioning this will also fail inspection. Entry door appears to have a deadbolt. Bedroom egress windows appear present on exterior photos. GFCI locations, carbon monoxide alarms, electrical panel, and plumbing fixture operation were not shown. Because exposed wiring is a likely immediate failure and smoke detectors are not shown, safety risk is scored low pending remediation."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 60.0,
"rationale": "An outdoor central HVAC condensing unit is present on a concrete pad and interior ceiling vents are visible, indicating central HVAC (heat/AC) is installed. Roof shingles appear aged/discolored but show no obvious sagging or active leak staining in the photos; the home is older (built 1951) so some systems may be near end of life. Electrical panel, water heater, and plumbing risers were not shown. Given visible HVAC equipment but unknown service history and the exposed wiring issue, mechanical/systems score is moderate."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior siding and paint appear freshly done and in good condition. Driveway and walkways are intact though the paver path shows vegetation between stones and some unevenness. Yard is maintained and fenced with functioning wooden gates. No evidence of standing water, major foundation cracks, collapsed porches, or infestation was visible in the photos. Roof shows age but no visible active failure. Exterior score is relatively strong."
}
],
"red_flags": [
"Exposed electrical wiring / hanging fixture in ceiling (electrical hazard)",
"No visible smoke detectors in photos (likely fail until installed/verified)",
"Ceiling penetration around vent with hanging material/wiring (requires repair)",
"Aged roof shingles (visible age; possible near-term replacement)"
],
"confidence": 0.6,
"assumptions": [
"Photos represent current condition and no major unseen damage exists beyond images.",
"Central HVAC is operational (condensing unit & vents visible) though service history unknown.",
"No smoke detectors are installed or they are not visible/operational in the provided photos.",
"Electrical panel, water heater, plumbing and kitchen appliances were not photographed; their condition is unknown.",
"Roof is aged but not actively leaking based on no visible interior water staining in photos.",
"Foundation and structural framing show no significant movement or sagging (no visual signs in photos).",
"No significant mold or pest infestation is present beyond what photos show.",
"Missing kitchen/bath photos may hide minor repairs (fixtures, grout, Caulking) but not major system failures."
],
"overall_score": 62.0,
"rubric_version": "ns-pg-2026-01"
},
{
"summary": "This property shows generally good cosmetic condition and an intact exterior and HVAC presence, but contains at least one inspection-failing item: exposed/dangling electrical wiring in the living room ceiling and no visible smoke/CO alarms. These safety issues must be corrected prior to a Housing Choice Voucher/NSPIRE inspection. Assuming standard systems (water heater, electrical panel, kitchen appliances) are functioning or repaired, the property is likely to pass after addressing the electrical hazard, installing verified smoke/CO detectors, and completing minor cosmetic fixes — estimated 30–60 days to be inspection-ready. If hidden electrical or plumbing problems are discovered during a full inspection, additional repairs could extend that timeline.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 60.0,
"rationale": "Interior and exterior appear generally maintained: painted siding, intact windows, hardwood floors in living areas. Visible cosmetic issues include patched/uneven wall paint near the entry, some walkway/paver displacement, and landscaping needing cleanup. Photos show a missing ceiling light/cover and an area of ceiling damage where a fixture was removed — an easy-to-fix cosmetic/repair item, but needs attention. Kitchen appliances not shown in photos (unknown); missing appliances would only moderately reduce readiness. Overall moderate repair needs, mostly cosmetic with a few spot repairs required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 40.0,
"rationale": "Visible safety concern: an exposed/dangling fixture/wiring from the living room ceiling (appears to be electrical wires or an open junction) — this is an inspection-failing electrical hazard that must be corrected before tenancy. No smoke detectors or CO alarms are visible in any interior photos (NSPIRE requires smoke detectors in each sleeping area and outside sleeping areas, and CO alarms where required); absence is presumed and reduces score. Entry door appears to have a deadbolt. No obvious major structural failures, standing water, or severe mold observed. GFCI outlets, electrical panel condition, hot water and plumbing operation are not visible in photos and are unverified."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 60.0,
"rationale": "Central HVAC is present (exterior condenser and interior supply vents visible), which is positive. Roof shingles appear aged but show no visible sagging or active leaks in photos. Major systems not shown: water heater, electrical panel, plumbing fixtures, and stove/fridge condition are unverified. Given the visible working-looking HVAC equipment and vents, systems are likely serviceable but unconfirmed — moderate risk until verified and tested by inspection."
},
{
"key": "exterior_site",
"label": "Exterior, site and access",
"score": 80.0,
"rationale": "Exterior siding is intact and recently painted, yard is fenced with a functioning gate, driveway and patio areas are serviceable, and walkways provide safe access. Small issues: some pavers have grass growing between them and minor landscaping cleanup is needed. No visible foundation movement or major envelope deterioration in the photos provided."
}
],
"red_flags": [
"Exposed/dangling electrical wiring/fixture in living room ceiling (electrical hazard) — immediate inspection failure risk",
"No visible smoke detectors or CO alarms in interior photos (likely NSPIRE non-compliance)",
"Missing/removed ceiling fixture with visible ceiling damage (must be repaired and secured)",
"Kitchen appliances and plumbing system condition unverified in photos (unknown risk)"
],
"confidence": 0.65,
"assumptions": [
"Kitchen and major plumbing fixtures (sink, toilet, water heater) are present but not photographed; their condition is unknown. I assume no catastrophic plumbing failure unless interior photos suggested otherwise.",
"Electrical panel and branch wiring are not pictured; assumed intact but the visible exposed ceiling wiring indicates at least a local electrical repair is needed.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume not present or not in compliant locations until confirmed.",
"Bedroom egress windows are assumed to exist (house is single-story and bedrooms are likely to have windows) but exact compliance (size/clear opening) cannot be confirmed from photos.",
"HVAC equipment (outdoor condenser and interior vents) appears present; assume system is operational but requires verification during inspection.",
"No evidence of major foundation movement, roof leaks, or active water intrusion in photos; assume none severe enough to be immediately obvious from images."
],
"overall_score": 58.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this single-family property appears largely serviceable and could be made Section 8 / NSPIRE-ready with mostly minor repairs and verification of systems. The main immediate concerns from photos are a likely exposed ceiling fixture/wiring in the living room and no visible smoke/CO detectors; these are NSPIRE-critical items that should be fixed before inspection. Major systems (HVAC) are present and exterior/site are in good shape. Expect a likely pass after addressing the electrical/SMOKE detector items and confirming plumbing, hot water, and kitchen/bath appliances/functionality — roughly 1–4 weeks of prep depending on contractor scheduling.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Photos show generally well-maintained interior finishes (hardwood floors, painted walls) and tidy exterior paint/landscaping. Visible cosmetic patching on walls and some unfinished trim/painting. No kitchen/bath photos provided (unknown appliance condition) — missing appliance evidence could reduce readiness but is not observed. Minor concrete/paver settling on walk path and small areas of yard erosion. Overall repair needs appear moderate and primarily cosmetic or small capital items."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 45.0,
"rationale": "Potential safety concerns visible: a dark object/hanging fixture from the living-room ceiling near an HVAC vent that appears to be exposed wiring or a removed fixture — this could be an electrical hazard and an inspection fail if live/exposed. No smoke detectors or carbon monoxide detectors are visible in interior photos (required). Egress windows appear present in bedrooms/living areas. Entry door appears to have a keyed lock and likely a secondary lock but deadbolt presence is not 100% confirmed. GFCI outlets, electrical panel, plumbing fixtures, hot water, and bathroom conditions are not shown and therefore unknown. Because of the likely exposed wiring and absent visible detectors, safety/code risk is moderate-high."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 65.0,
"rationale": "Central HVAC is present (ceiling vents inside and an outside condenser unit) indicating functioning heating/cooling likely available; condenser sits on concrete block. Roof shingles look aged and discolored but no visible sagging or active leaks in interior photos. Water heater, electrical panel, and plumbing fixtures not photographed; therefore their condition is assumed serviceable but unconfirmed. Given visible functioning HVAC and intact roofline, systems risk is moderate but will require verification (water heater, electrical, plumbing)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior paint and siding appear recently refreshed and in good condition. Driveway, walkway and backyard patio are serviceable though pavers show weed growth and minor unevenness. Fencing and gates are present and functional in photos. Yard is maintained without visible standing water or major drainage issues. Chimney exists but condition not fully assessed. Overall exterior/site is in good condition with only minor maintenance noted."
}
],
"red_flags": [
"Electrical hazards: visible hanging object in ceiling that appears to be exposed wiring or a removed fixture",
"No visible smoke detectors or carbon monoxide detectors in interior photos (NSPIRE requirement)",
"Unknown kitchen/bath photos — appliances and plumbing/hot-water operation unverified (inspection risk)"
],
"confidence": 0.65,
"assumptions": [
"No kitchen or bathroom photos provided — assume basic appliances (stove/fridge) may be present but their condition is unknown; missing appliances would reduce condition score moderately.",
"The dark/hanging object in the ceiling is assumed to be exposed wiring or a removed fixture; treated as an electrical hazard for scoring.",
"Smoke detectors and carbon monoxide detectors are not visible in photos; assume they are missing or insufficient until verified.",
"HVAC is assumed operational because of visible condenser and ceiling vents, but full operational status (heating, cooling performance) is unverified.",
"Water heater, electrical panel condition, and GFCI-protected outlets are not visible and assumed typical but require verification during inspection.",
"Roof shows aging shingles but no visible active leaks in interior photos; assume no active roof failure but plan for verification."
],
"overall_score": 64.0,
"rubric_version": "nsPIRE_v1.0_photos_only"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "137 Brookwood Rd, Midfield, AL, 35228",
"aggregate": {
"summary": "Overall the property appears mostly rental-ready with attractive interior finishes, maintained exterior, functioning central HVAC equipment present, and no obvious structural failure in photos. However, visible exposed wiring/hanging fixture in the ceiling and the absence of visible smoke detectors present inspection-critical safety issues that would likely cause an initial NSPIRE/Section 8 inspection to fail until corrected. Addressing the electrical hazard, installing/confirming working smoke and CO detectors, and completing minor cosmetic/fixture repairs (light covers, patch/paint, paver leveling) should bring the property to passable condition within a few weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 68.3,
"rationale": "Interior photos show generally well-kept finished surfaces: hardwood floors in good condition, painted walls, intact trim and built-ins. Visible cosmetic issues include patched/mismatched paint, minor wall scuffs, and a missing light/cover in the living room ceiling. Exterior paint is fresh and landscaping is maintained. Backyard pavers have grass between and some uneven stones creating minor trip hazards. No catastrophic finishes or exposed subfloor were observed. Kitchen and bathrooms were not photographed, so missing appliances or fixture repairs are unknown; absence of appliance photos reduces score moderately but not heavily."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 79.3,
"rationale": "Exterior siding and paint appear freshly done and in good condition. Driveway and walkways are intact though the paver path shows vegetation between stones and some unevenness. Yard is maintained and fenced with functioning wooden gates. No evidence of standing water, major foundation cracks, collapsed porches, or infestation was visible in the photos. Roof shows age but no visible active failure. Exterior score is relatively strong."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 40.0,
"rationale": "A visible hanging object/wires from the ceiling register (multiple interior photos) indicates exposed wiring/unfinished electrical work — this is typically an immediate fail on NSPIRE until corrected. No smoke detectors are visible in the interior photos (none observed in living areas or ceiling close-ups) — if absent or not functioning this will also fail inspection. Entry door appears to have a deadbolt. Bedroom egress windows appear present on exterior photos. GFCI locations, carbon monoxide alarms, electrical panel, and plumbing fixture operation were not shown. Because exposed wiring is a likely immediate failure and smoke detectors are not shown, safety risk is scored low pending remediation."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 61.7,
"rationale": "An outdoor central HVAC condensing unit is present on a concrete pad and interior ceiling vents are visible, indicating central HVAC (heat/AC) is installed. Roof shingles appear aged/discolored but show no obvious sagging or active leak staining in the photos; the home is older (built 1951) so some systems may be near end of life. Electrical panel, water heater, and plumbing risers were not shown. Given visible HVAC equipment but unknown service history and the exposed wiring issue, mechanical/systems score is moderate."
}
],
"red_flags": [
"Exposed electrical wiring / hanging fixture in ceiling (electrical hazard)",
"No visible smoke detectors in photos (likely fail until installed/verified)",
"Ceiling penetration around vent with hanging material/wiring (requires repair)",
"Aged roof shingles (visible age; possible near-term replacement)"
],
"confidence": 0.88,
"assumptions": [
"Photos represent current condition and no major unseen damage exists beyond images.",
"Central HVAC is operational (condensing unit & vents visible) though service history unknown.",
"No smoke detectors are installed or they are not visible/operational in the provided photos.",
"Electrical panel, water heater, plumbing and kitchen appliances were not photographed; their condition is unknown.",
"Roof is aged but not actively leaking based on no visible interior water staining in photos.",
"Foundation and structural framing show no significant movement or sagging (no visual signs in photos).",
"No significant mold or pest infestation is present beyond what photos show.",
"Missing kitchen/bath photos may hide minor repairs (fixtures, grout, Caulking) but not major system failures."
],
"score_method": "mean_of_criteria",
"overall_score": 61.4,
"rubric_version": "ns-pg-2026-01",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7436831139"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.