Property ID: 7438042175

5013 Radcliff St, Marrero, LA, 70072

Marrero, LA

For Sale Mar 27, 2026 05:24 PM UTC Realtor Zillow Street View Rent Zestimate
Money Down: $42,000 CoC Return: 9.65% Monthly Cash Flow: $338
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$35,000
Closing Costs
$7,000
Total Down
$42,000
Primary property image

Investment Snapshot

Purchase Price
$175,000
Money Down
$42,000
Cash-on-Cash Return
9.65%
Rent
$1,696
Monthly Cash Flow
$338
Annual Cash Flow
$4,054
Debt Service / Mo
$931
Property Tax / Mo
$158
Insurance / Mo
$99

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$99
Property Tax
$158
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,269
Debt Service
$931
Cash Flow After Debt
$338

Quality Score: 76.80%

Confidence: 95.00%

This single-family home appears generally turnkey and likely to pass an initial HCV/NSPIRE inspection after verification of a small set of code items. The interior and exterior photos show updated kitchen appliances, intact roof and siding, tiled floors, functioning fixtures, and an operable HVAC duct system. Primary concerns that require onsite verification are smoke/CO detector placement, GFCI protection at kitchen/bath outlets, electrical panel condition, and confirmation of hot water/HVAC operation. None of the photos show structural sagging, active leaks, or exposed wiring. With 1–2 minor upgrades/confirmations (install/verify detectors and GFCIs, quick systems check), the property looks rent-ready within 1–3 weeks.

Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$175,000
Beds
3
Baths
2
Living Area
1,275 sqft
Lot Size
5,850 sqft
Year Built
1976
Days on Market
13
Capital Outlay
$42,000
Debt Service
$931
Property Tax / Mo
$158
Insurance / Mo
$99

Property Description

3-bedroom, 2-bath home offers great potential as a starter home or investment property. Features include stainless steel appliances, gas service, updated windows, and no carpet throughout for easy maintenance. Enjoy a large yard, covered carport, and functional storm shutters for added convenience and peace of mind. Don't miss this solid value opportunity!

Utility Allowances

Cooking
$12
Property information explicitly states 'Gas: Natural' and 'gas service'. Selected the 'natural_gas' option from the schedule.
Heating
$70
Property has 'Central' heating and 'Gas: Natural' is listed as a utility. Selected the 'natural_gas' option.
Other Electric
$67
This is a standard allowance for general electricity usage (lights, outlets, non-major appliances) in a single-family home.
Sewer
$46
Property information specifies 'Sewer: City', indicating a connection to the public sewer system.
Trash Collection
$25
Trash collection is a standard required utility for a single-family residence and an allowance is provided in the schedule.
Water
$43
Property information specifies 'Water Source: Public'.
Water Heating
$24
The property has natural gas service, which is the most logical fuel source for water heating. Selected the 'natural_gas' option.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,192
DP3 Annual Estimate$1,192
DP1 Monthly Equivalent$99
DP3 Monthly Equivalent$99
Replacement Value$118,400
Basis1,275 sqft / 1976

Nearby Houses

Nearby house 1
Photo unavailable

5008 Middlebury St

for_sale · 0.03 mi
Price: $180,000
3 bd / 2 ba · 1,495 sqft
Latest sale: — on Jul 25, 2018
Latest rent: —
Photo unavailable

3017 Sorbonne Dr

sold · 0.08 mi
Price: $169,900
3 bd / 2 ba · 1,225 sqft
Latest sale: — on Apr 07, 2021
Latest rent: —
Nearby house 3
Photo unavailable

5009 Rochester Dr

for_sale · 0.09 mi
Price: $189,900
3 bd / 2 ba · 1,112 sqft
Latest sale: — on Feb 11, 2020
Latest rent: —
Nearby house 4
Photo unavailable

3061 Sorbonne Dr

off_market · 0.14 mi
Price: $210,000
4 bd / 2 ba · 1,900 sqft
Latest sale: — on Dec 05, 2017
Latest rent: —
Nearby house 5
Photo unavailable

5068 Lyons Ct

for_sale · 0.16 mi
Price: $223,000
3 bd / 2 ba · 1,200 sqft
Latest sale: — on Sep 27, 2022
Latest rent: $1,950 on Mar 29, 2024
Nearby house 6
Photo unavailable

3073 Sorbonne Dr

off_market · 0.17 mi
Price: $2,200
4 bd / 2 ba · 1,400 sqft
Latest sale: — on Jan 14, 2026
Latest rent: $2,200 on Mar 12, 2026

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success

Assumptions

  • Listing is accurate that property has gas service and updated windows; gas range visible in photos corroborates gas service.
  • Central HVAC exists and is functional based on visible ceiling vents; full HVAC equipment condition is unknown and should be tested.
  • Smoke detectors and carbon monoxide alarms are not clearly visible in photos; assume they may be present but require verification and possible replacement/relocation to meet NSPIRE placement rules.
  • GFCI protection at kitchen and bathroom countertop outlets is not clearly visible; assume either protected at breaker or will need local GFCI outlet installs.
  • No visible evidence of major roof failure, foundation movement, collapsed ceilings, or severe mold in provided photos; assume none present but recommend a short onsite check.
  • Electrical panel and water heater locations/conditions are unknown and assumed serviceable until inspected.
  • Bedroom egress windows are present and assumed to meet size/operation requirements based on photos, but must be measured and confirmed onsite.
  • Rental history for last 5 years is missing; no recent rental events were provided.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $1,839 $139,700 $13,970
2024 $1,833 $139,700 $13,970
2023 $1,915 $139,700 $13,970
2022 $1,869 $139,700 $13,970
2021 $1,767 $139,700 $13,970
2020 $812 $65,600 $6,560
2019 $836 $64,400 $6,440
2018 $784 $64,400 $6,440
2017 $754 $64,400 $6,440
2016 $740 $64,400 $6,440
2015 $753 $64,400 $6,440
2014 $744 $64,400 $6,440
2013 $741 $64,400 $6,440
2010 $698 $65,000 $6,500
2009 $697 $65,000 $6,500

Sale History

DateEventPrice
2021-04-13 Sold
2005-05-02 Sold
2005-02-02 Sold
2004-05-14 Sold

Photo Gallery

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        "note": "Property information explicitly states 'Gas: Natural' and 'gas service'. Selected the 'natural_gas' option from the schedule.",
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      {
        "note": "Property has 'Central' heating and 'Gas: Natural' is listed as a utility. Selected the 'natural_gas' option.",
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        "allowance": 70
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      {
        "note": "This is a standard allowance for general electricity usage (lights, outlets, non-major appliances) in a single-family home.",
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        "note": "Property information specifies 'Sewer: City', indicating a connection to the public sewer system.",
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        "allowance": 46
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      {
        "note": "Trash collection is a standard required utility for a single-family residence and an allowance is provided in the schedule.",
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      {
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        "summary": "This single-family home appears generally turnkey and likely to pass an initial HCV/NSPIRE inspection after verification of a small set of code items. The interior and exterior photos show updated kitchen appliances, intact roof and siding, tiled floors, functioning fixtures, and an operable HVAC duct system. Primary concerns that require onsite verification are smoke/CO detector placement, GFCI protection at kitchen/bath outlets, electrical panel condition, and confirmation of hot water/HVAC operation. None of the photos show structural sagging, active leaks, or exposed wiring. With 1–2 minor upgrades/confirmations (install/verify detectors and GFCIs, quick systems check), the property looks rent-ready within 1–3 weeks.",
        "criteria": [
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            "key": "condition_repairs",
            "label": "Visible condition & repairs",
            "score": 80.0,
            "rationale": "Interior and exterior photos show a well-maintained, recently updated unit: painted brick/siding, intact roof shingles, tiled floors through most living areas, updated kitchen cabinets and stainless appliances (range, microwave, refrigerator). Cosmetic finishes appear good; no visible water stains, large drywall damage, or collapsed ceilings. There is a carpeted living area in photos despite listing text saying 'no carpet' — this is cosmetic and not a safety failure. Easy-to-fix items likely: minor trim/paint touch-up, verification/repair of any loose outlet covers or cabinet hardware. No obvious deferred-maintenance beyond typical wear for a 1976 property."
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            "label": "Section 8 / NSPIRE safety & code risk",
            "score": 70.0,
            "rationale": "No visible life‑threatening hazards in photos: ceilings and floors appear sound, no exposed wiring visible, doors and windows look intact, and bathrooms/kitchen fixtures are present and appear functional. Central HVAC vents visible in ceilings suggest heating/cooling equipment exists. However several NSPIRE items cannot be confirmed from images: presence and proper locations of smoke detectors and CO alarms, GFCI protection for kitchen/bath outlets, electrical panel condition and labeling, and bedroom egress compliance. Listing notes 'gas service' (gas appliances) which requires functioning CO detection and safe gas hookups. Because these required safety devices and outlet protections are not visible in photos, I score a moderate risk — likely passable but requires verification and possible minor installs (smoke/CO detectors and GFCI outlets) prior to inspection."
          },
          {
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            "label": "Major systems & mechanical",
            "score": 70.0,
            "rationale": "Visible evidence of functioning systems: active gas range, stainless fridge, ceiling HVAC vents, and intact roof shingles indicate the primary systems are likely present and in usable condition. Photos do not show the electrical panel, water heater, or HVAC equipment, so condition and service history are unknown. No visible signs of active leaks, standing water, or roof failure. Recommendation: verify AC/heater operation, water heater condition and hot water availability, electrical panel integrity and breakers, and ensure gas hookups and venting are safe. Because the systems are likely present and appear typical for a maintained home, score reflects moderate confidence but requires verification."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope & site condition",
            "score": 85.0,
            "rationale": "Exterior curb appeal is good: painted brick/siding in good condition, paved driveway and covered carport with gated security, functioning storm shutters (listed and visible), and a large, maintained yard. No visible foundation cracking, major drainage issues, or standing water in photos. One tree near the house should be monitored but is not currently causing visible damage. Overall low exterior/site risk; mostly turnkey from curbside photos."
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        "confidence": 0.7,
        "assumptions": [
          "Listing is accurate that property has gas service and updated windows; gas range visible in photos corroborates gas service.",
          "Central HVAC exists and is functional based on visible ceiling vents; full HVAC equipment condition is unknown and should be tested.",
          "Smoke detectors and carbon monoxide alarms are not clearly visible in photos; assume they may be present but require verification and possible replacement/relocation to meet NSPIRE placement rules.",
          "GFCI protection at kitchen and bathroom countertop outlets is not clearly visible; assume either protected at breaker or will need local GFCI outlet installs.",
          "No visible evidence of major roof failure, foundation movement, collapsed ceilings, or severe mold in provided photos; assume none present but recommend a short onsite check.",
          "Electrical panel and water heater locations/conditions are unknown and assumed serviceable until inspected.",
          "Bedroom egress windows are present and assumed to meet size/operation requirements based on photos, but must be measured and confirmed onsite.",
          "Rental history for last 5 years is missing; no recent rental events were provided."
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        "overall_score": 76.0,
        "rubric_version": "nsPIRE-v1.0-photo-assessment-2026-03"
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      {
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        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 80.0,
            "rationale": "Interior and exterior photos show a well-kept, recently updated cosmetic condition: fresh paint, tile flooring through main areas, updated kitchen cabinets and countertops, stainless steel appliances (fridge, gas range, microwave). Minor finish items visible: small trim touch-ups, some areas where backsplash/paint behind range appears unfinished, and an apparent carpeted living area (contradicts listing text) that may need cleaning or replacement. No obvious active damage or deferred maintenance. Missing or minor appliance issues would be easy/low-cost fixes. Overall moderate-to-good turnkey condition."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Risks (NSPIRE)",
            "score": 70.0,
            "rationale": "No obvious life-threatening hazards visible (no sagging ceilings, obvious leaks, standing water, or exposed high-voltage wiring). Central HVAC vents present; ceiling fans installed. However, smoke detectors/carbon monoxide alarms are not clearly visible in the photos (small round device over an opening might be a detector but not confirmed). GFCI protection at kitchen sink is not clearly shown. Bedroom egress windows appear present and operable. Entry door deadbolt not visible in photos. Because several required safety items (smoke/CO detectors, GFCI outlets, electrical panel labeling) cannot be visually confirmed, there is inspection risk that requires quick verification/installation but not major repair."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
            "score": 70.0,
            "rationale": "Roof shingles appear in good condition from photos with no visible sag or missing areas. Vented ceiling registers indicate central HVAC likely present; no visible evidence of failure. Kitchen shows a working gas range and stainless fridge (indicates gas/electrical service). Plumbing fixtures in bathrooms and kitchen appear functional. Water heater, electrical panel, and drainage features are not shown; absence of photos creates uncertainty. No visible signs of active leaks or water damage. Overall systems look serviceable but require on-site verification of water heater, electrical panel condition, and HVAC operational status."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site",
            "score": 88.0,
            "rationale": "Exterior brick/vinyl and roof appear well-maintained; driveway is large and in good condition; covered carport and gated area visible. Storm shutters are present and described as functional. Yard is tidy with no obvious drainage or severe grading issues visible. Wooden privacy fence visible at side; no signs of major foundation cracks or exterior structural distress in photos. Overall exterior and site condition is strong and low risk for inspection."
          }
        ],
        "red_flags": [],
        "confidence": 0.7,
        "assumptions": [
          "Central HVAC exists and is operational (vent registers visible) though system operational testing was not provided.",
          "Water heater is present and functioning but not visible in photos.",
          "Electrical service and panel exist in the home but were not photographed; no visible exposed wiring inside living areas.",
          "Smoke detectors and carbon monoxide alarms are either present but not photographed or will need installation; their presence and placement are unconfirmed.",
          "GFCI protection at kitchen and bathroom outlets is not visible and may require installation.",
          "Windows labeled 'updated' in listing are operable and provide required egress for bedrooms.",
          "Storm shutters and gated carport are functional as described in the listing.",
          "No evidence of major termite/infestation from photos; not inspected on-site."
        ],
        "overall_score": 76.0,
        "rubric_version": "2026-03-NSPIRE-v1"
      },
      {
        "summary": "Overall the property appears to be in good, mostly move-in condition with updated windows, a renovated-looking kitchen, functioning appliances, central HVAC vents, and a sound exterior (roof and siding). Most issues visible are cosmetic or easy-to-fix. Main NSPIRE risks that need verification before an initial HCV inspection are presence/placement and functionality of smoke and carbon monoxide detectors, GFCI protection in kitchen/bath, and confirmation of hot water and electrical panel condition. With these quick verifications/fixes the home is likely to pass an initial Housing Choice Voucher inspection within 1–4 weeks.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 82.0,
            "rationale": "Interior and exterior photos show a well-kept single-story home with recent cosmetic updates: painted brick/siding, updated windows, tiled floors in main living/kitchen, renovated-looking kitchen cabinets and stainless appliances (fridge and gas range shown). No visible water stains, peeling paint, or collapsed finishes. Minor cosmetic items likely (touch-up paint, grout/caulk, possible area rug/carpet replacement in living room if present). Missing small items (outlet covers, switch plates, light-diffuser in one ceiling fixture) would be easy fixes. Overall condition indicates only minor work required to make tenant-ready."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance",
            "score": 72.0,
            "rationale": "No obvious life-threatening hazards visible: ceilings intact, no standing water, no exposed wiring, secure entry door and gated carport. Central HVAC vents visible. However, smoke detectors and carbon monoxide alarms are not visible in the photos (property uses gas appliances, so CO detectors would be required by many jurisdictions). GFCI protection at kitchen/bath outlets is not clearly visible in photos. Bedroom egress windows are present but sizes are not verifiable from images. These are common, relatively quick corrections if absent (install detectors, add GFCI outlets, verify egress), but they are critical for NSPIRE compliance and reduce the score from 'turnkey' to 'minor inspection risk' until verified."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
            "score": 75.0,
            "rationale": "Visible evidence of central HVAC (ceiling vents) and gas service with a gas range. Roof shingles appear intact with no visible sagging or leak signs. Kitchen and bathroom fixtures appear functional; stainless fridge and gas stove present. Electrical panel, water heater, and service dates are not shown; absence of visible deterioration or temporary repairs suggests systems are serviceable but should be verified with inspections/receipts. Overall systems appear in fair to good condition but require verification of hot water, electrical panel integrity, and HVAC functionality."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 85.0,
            "rationale": "Exterior is tidy: maintained lawn, intact siding/painted brick, solid concrete driveway and gated carport, functional storm shutters as listed, and a fenced yard visible. No erosion, standing water, major foundation exposure, or exterior structural defects observed in photos. Site and access look safe and tenant-usable with minimal upkeep required."
          }
        ],
        "red_flags": [],
        "confidence": 0.7,
        "assumptions": [
          "Stainless refrigerator and gas range shown are included and in working order (listing mentions stainless appliances and gas service).",
          "Central HVAC is present and operational (ceiling vents visible) though system age/maintenance status is unknown.",
          "Roof is in serviceable condition based on visible shingle appearance; no hidden active leaks inferred from interior photos.",
          "Smoke detectors and carbon monoxide alarms are not visible in photos; assume their presence is unverified and should be confirmed or installed.",
          "GFCI receptacle protection in kitchen and bathroom is not verified from photos and should be checked/installed if missing.",
          "Bedroom egress windows are present but size/height compliance is unverified from photos; assume typical 1976 construction but recommend verification.",
          "Electrical panel and water heater exist but are not shown; assume typical condition absent visible defects but require verification.",
          "No signs of severe mold, active pest infestation, or structural foundation movement were visible; this assumes photos are representative of whole property."
        ],
        "overall_score": 78.0,
        "rubric_version": "2026-03-NSPIRE-v1"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [],
    "address": "5013 Radcliff St, Marrero, LA, 70072",
    "aggregate": {
      "summary": "This single-family home appears generally turnkey and likely to pass an initial HCV/NSPIRE inspection after verification of a small set of code items. The interior and exterior photos show updated kitchen appliances, intact roof and siding, tiled floors, functioning fixtures, and an operable HVAC duct system. Primary concerns that require onsite verification are smoke/CO detector placement, GFCI protection at kitchen/bath outlets, electrical panel condition, and confirmation of hot water/HVAC operation. None of the photos show structural sagging, active leaks, or exposed wiring. With 1–2 minor upgrades/confirmations (install/verify detectors and GFCIs, quick systems check), the property looks rent-ready within 1–3 weeks.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Visible condition & repairs",
          "score": 80.7,
          "rationale": "Interior and exterior photos show a well-maintained, recently updated unit: painted brick/siding, intact roof shingles, tiled floors through most living areas, updated kitchen cabinets and stainless appliances (range, microwave, refrigerator). Cosmetic finishes appear good; no visible water stains, large drywall damage, or collapsed ceilings. There is a carpeted living area in photos despite listing text saying 'no carpet' — this is cosmetic and not a safety failure. Easy-to-fix items likely: minor trim/paint touch-up, verification/repair of any loose outlet covers or cabinet hardware. No obvious deferred-maintenance beyond typical wear for a 1976 property."
        },
        {
          "key": "exterior_site",
          "label": "Exterior envelope & site condition",
          "score": 86.0,
          "rationale": "Exterior curb appeal is good: painted brick/siding in good condition, paved driveway and covered carport with gated security, functioning storm shutters (listed and visible), and a large, maintained yard. No visible foundation cracking, major drainage issues, or standing water in photos. One tree near the house should be monitored but is not currently causing visible damage. Overall low exterior/site risk; mostly turnkey from curbside photos."
        },
        {
          "key": "safety_code",
          "label": "Section 8 / NSPIRE safety & code risk",
          "score": 70.7,
          "rationale": "No visible life‑threatening hazards in photos: ceilings and floors appear sound, no exposed wiring visible, doors and windows look intact, and bathrooms/kitchen fixtures are present and appear functional. Central HVAC vents visible in ceilings suggest heating/cooling equipment exists. However several NSPIRE items cannot be confirmed from images: presence and proper locations of smoke detectors and CO alarms, GFCI protection for kitchen/bath outlets, electrical panel condition and labeling, and bedroom egress compliance. Listing notes 'gas service' (gas appliances) which requires functioning CO detection and safe gas hookups. Because these required safety devices and outlet protections are not visible in photos, I score a moderate risk — likely passable but requires verification and possible minor installs (smoke/CO detectors and GFCI outlets) prior to inspection."
        },
        {
          "key": "systems_mechanical",
          "label": "Major systems & mechanical",
          "score": 71.7,
          "rationale": "Visible evidence of functioning systems: active gas range, stainless fridge, ceiling HVAC vents, and intact roof shingles indicate the primary systems are likely present and in usable condition. Photos do not show the electrical panel, water heater, or HVAC equipment, so condition and service history are unknown. No visible signs of active leaks, standing water, or roof failure. Recommendation: verify AC/heater operation, water heater condition and hot water availability, electrical panel integrity and breakers, and ensure gas hookups and venting are safe. Because the systems are likely present and appear typical for a maintained home, score reflects moderate confidence but requires verification."
        }
      ],
      "red_flags": [],
      "confidence": 0.95,
      "assumptions": [
        "Listing is accurate that property has gas service and updated windows; gas range visible in photos corroborates gas service.",
        "Central HVAC exists and is functional based on visible ceiling vents; full HVAC equipment condition is unknown and should be tested.",
        "Smoke detectors and carbon monoxide alarms are not clearly visible in photos; assume they may be present but require verification and possible replacement/relocation to meet NSPIRE placement rules.",
        "GFCI protection at kitchen and bathroom countertop outlets is not clearly visible; assume either protected at breaker or will need local GFCI outlet installs.",
        "No visible evidence of major roof failure, foundation movement, collapsed ceilings, or severe mold in provided photos; assume none present but recommend a short onsite check.",
        "Electrical panel and water heater locations/conditions are unknown and assumed serviceable until inspected.",
        "Bedroom egress windows are present and assumed to meet size/operation requirements based on photos, but must be measured and confirmed onsite.",
        "Rental history for last 5 years is missing; no recent rental events were provided."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 76.8,
      "rubric_version": "nsPIRE-v1.0-photo-assessment-2026-03",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "7438042175"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.