Property ID: 7446147625
412 Woodward Rd, Birmingham, AL, 35228
Birmingham, AL
Money Down: $21,600
CoC Return: 19.71%
Monthly Cash Flow: $355
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$18,000
Closing Costs
$3,600
Total Down
$21,600
Investment Snapshot
Purchase Price
$90,000
Money Down
$21,600
Cash-on-Cash Return
19.71%
Rent
$1,061
Monthly Cash Flow
$355
Annual Cash Flow
$4,256
Debt Service / Mo
$479
Property Tax / Mo
$54
Insurance / Mo
$67
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,061
Payment Standard
$1,584
Rent
$1,061
Insurance
$67
Property Tax
$54
Management
$106
Utilities Allowance
$523
NOI (Monthly)
$834
Debt Service
$479
Cash Flow After Debt
$355
Quality Score: 65.50%
Confidence: 91.00%
This is a structurally intact 1946 single-family home with a relatively sound main roof, visible HVAC condenser, and connected utilities. Primary issues are cosmetic and accessory-structure failures: worn siding/trim, uneven front path and spalled steps, an aged wooden carport, and a rear shed with roof damage. Safety-level unknowns (smoke/CO detectors, GFCI protection, interior electrical/plumbing operation) cannot be confirmed from photos and should be verified; most likely repair items are straightforward. Overall this property is in the 'minor repairs' category and would likely be rentable/Section 8–inspection-ready within 2–6 weeks if interior detectors and systems are functional or corrected quickly.
Section 8 Payment Standard
$1,584
Utility Allowance Total
$523
Guaranteed Section 8 Rent (PS - Utilities)
$1,061
Property Management
$106
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$90,000
Beds
3
Baths
1
Living Area
997 sqft
Lot Size
10,454 sqft
Year Built
1946
Days on Market
39
Capital Outlay
$21,600
Debt Service
$479
Property Tax / Mo
$54
Insurance / Mo
$67
Property Description
Charming one-level home offering comfortable living in the heart of Midfield. This 3-bedroom, 1-bath home features approximately 997 sq ft with an inviting living room and a functional kitchen with laminate countertops and electric appliances. Enjoy the convenience of central heating and cooling, main-level laundry, and an electric water heater. Situated on a 0.24+/- acre lot, the property includes a storage building and workshop area, plus driveway and on-street parking. Bedrooms are nicely sized, and the full bath offers a tub/shower combo. Built in 1946, this home has character and great potential as a first home or investment property. Public water and sewer are connected. Ready for its next owner to make it their own.
Utility Allowances
Heating
$93
The property has 'Central' heating. Electric heating was chosen as other major appliances (cooktop, water heater) are electric, and it's the more expensive option compared to natural gas, following rules for ambiguity. 'Ala Power' is a major regional provider.
Cooling
$22
The property is equipped with 'Central Air' conditioning. 'A/C: Alabama Power' is selected as the most appropriate and costliest option for this electric utility on the schedule.
Cooking
$21
The property includes an 'Electric Cooktop' and 'Stove-Electric'. 'Elec: Ala Power' is selected as the corresponding and most expensive electric provider on the schedule.
Water Heating
$56
An 'Electric Water Heater' is specified in the property details. 'Elec: Ala Power' is selected as the most expensive corresponding option on the schedule.
Other Electric
$68
This covers general electricity for lights and outlets. 'Lights, Ref, Etc.: Ala Power' is chosen for consistency with the property's other electric services.
Refrigerator
$8
The property listing does not mention a refrigerator, so it is assumed to be tenant-provided. The schedule provides a fixed allowance for a tenant-owned refrigerator.
Range / Microwave
$6
A microwave is not mentioned in the property listing, so it is assumed to be tenant-provided. The schedule includes a fixed allowance for this appliance.
Water
$78
The property is served by 'Public Water' and is located in Birmingham. The 'Water: Birmingham' schedule option was selected.
Sewer
$151
The listing confirms the property is 'Sewer Connected'. The allowance is taken from the fixed value for a 3-bedroom unit on the schedule.
Trash Collection
$20
Trash service was not specified. The 'Jefferson City (Once per week)' option was selected as the most suitable general choice for a property in this area of Jefferson County.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$661
DP3 Annual Estimate$954
DP1 Monthly Equivalent$55
DP3 Monthly Equivalent$80
Replacement Value$75,900
Basis997 sqft / 1946
Nearby Houses
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400 Woodward Rd
sold · 0.04 mi
Price: $85,000
3 bd / 1 ba · 1,211 sqft
Latest sale: $85,000 on Jun 20, 2025
Latest rent: —
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340 Bessemer Super Hwy Lot 1
sold · 0.05 mi
Price: $15,000
— bd / — ba
Latest sale: $15,000
Latest rent: —
Photo unavailable
340 Woodward Rd
sold · 0.06 mi
Price: $85,000
3 bd / 1 ba · 1,255 sqft
Latest sale: $85,000 on Jun 20, 2025
Latest rent: $999 on Oct 15, 2025
Photo unavailable
413 Grant St
sold · 0.08 mi
Price: $95,000
3 bd / 2 ba · 1,254 sqft
Latest sale: $95,000
Latest rent: —
Photo unavailable
353 Bessemer Super Hwy
sold · 0.08 mi
Price: $20,000
2 bd / 1 ba · 1,159 sqft
Latest sale: $20,000
Latest rent: —
Photo unavailable
332 Woodward Rd
sold · 0.09 mi
Price: $70,000
2 bd / 1 ba · 930 sqft
Latest sale: $70,000
Latest rent: —
Photo unavailable
420 Grant St
sold · 0.09 mi
Price: $174,900
3 bd / 2 ba · 1,780 sqft
Latest sale: $174,900
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Interior condition (walls, ceilings, floors, smoke detectors, CO alarms, outlet covers, GFCI) is not visible; assume typical for MLS photos (some fixtures may be missing and are easily installed).
- Listing statements are accurate: central heating & cooling and an electric water heater exist; an exterior A/C condenser seen in photos implies HVAC present and probably functional but not tested.
- Main roof is metal and appears recently replaced or in good condition; assume no active main-roof leaks unless interior evidence indicates otherwise.
- Windows are original double-hung style and likely provide required bedroom egress, but this must be confirmed inside for measurements and opening mechanism.
- No interior electrical hazards are visible from exterior photos; assume electrical panel is present and intact but recommend full inspection.
- Shed and wooden carport are accessory structures; their poor condition is treated as repair items but do not automatically disqualify the main dwelling from passing inspection if secured or removed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $628 | $91,000 | $8,820 |
| 2023 | $628 | $82,500 | $8,260 |
| 2022 | $501 | $67,100 | $6,720 |
| 2021 | $470 | $63,400 | $6,340 |
| 2020 | $470 | $63,400 | $6,340 |
| 2019 | $470 | $63,400 | $6,340 |
| 2018 | $395 | $54,400 | $5,440 |
| 2017 | $422 | $57,600 | $5,760 |
| 2016 | $422 | $57,600 | $5,760 |
| 2015 | $422 | $57,600 | $5,760 |
| 2013 | $341 | $56,800 | $5,680 |
| 2012 | $341 | $56,790 | $5,679 |
| 2011 | $365 | $60,300 | $6,030 |
| 2010 | $365 | $60,300 | $6,030 |
| 2009 | $365 | $60,300 | $6,030 |
| 2008 | $916 | $65,800 | $13,160 |
| 2007 | $950 | $68,300 | $13,660 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2013-10-18 | Sold | $14,200 |
Photo Gallery
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"Lot Size Square Feet: 10454"
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"category": "Land Info",
"parent_category": "Exterior"
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"parent_category": "Exterior"
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"High School: MIDFIELD",
"Middle School: RUTLEDGE"
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"County: Jefferson",
"Directions: Right on 9th Ave, Right on Woodward Road, house on right.",
"Source Property Type: RESIDENTIAL",
"Area: Ensley, Fairfield, Midfield, West End",
"Source Neighborhood: MIDFIELD",
"Parcel Number: 30-00-24-2-023-004.000",
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"Year Built: 1946",
"Construction Materials: Siding-Other",
"Foundation Details: Crawl Space",
"Levels: 1-Story",
"Living Area Source: Per Tax Report",
"Property Age: 80",
"Levels or Stories: 1-Story",
"Total Area Main: 997",
"Total Area Upper: 0",
"Year Built Details: Existing"
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"category": "Building and Construction",
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"country": "USA",
"coordinate": {
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{
"summary": "This is a structurally intact 1946 single-family home with a relatively sound main roof, visible HVAC condenser, and connected utilities. Primary issues are cosmetic and accessory-structure failures: worn siding/trim, uneven front path and spalled steps, an aged wooden carport, and a rear shed with roof damage. Safety-level unknowns (smoke/CO detectors, GFCI protection, interior electrical/plumbing operation) cannot be confirmed from photos and should be verified; most likely repair items are straightforward. Overall this property is in the 'minor repairs' category and would likely be rentable/Section 8–inspection-ready within 2–6 weeks if interior detectors and systems are functional or corrected quickly.",
"criteria": [
{
"key": "condition_repairs",
"label": "Overall condition & repairs",
"score": 70.0,
"rationale": "Exterior photos show a structurally intact single-story house with cosmetically worn siding, dated windows, concrete step edge spalling, uneven flagstone walk, and overgrown shrubs. Missing/aged outbuildings (shed) and an aged wooden carport/lean-to require repair or replacement. Main house siding and trim need cleaning/paint and minor repair. These are solvable, capital-only items that would not by themselves cause an automatic inspection failure."
},
{
"key": "safety_code",
"label": "Life-safety / code risk (NSPIRE)",
"score": 65.0,
"rationale": "No interior photos to confirm smoke/CO detectors, GFCI, or hot water. Exterior shows secured entry door with a security storm door and handrails on exterior steps (present). No visible exposed wiring or major foundation or ceiling sag. Chimney shows black staining and some mortar wear that should be inspected; moss near foundation suggests localized moisture. Egress windows appear to be original double-hung units (likely adequate) but cannot be verified. Lack of visible detectors and unknown interior electrical/plumbing fixtures lower score to moderate risk; most issues are rectifiable but will require interior verification."
},
{
"key": "systems_mechanical",
"label": "Roof / HVAC / Electrical / Plumbing systems",
"score": 70.0,
"rationale": "Listing states central heating and cooling and an electric water heater; an exterior A/C condenser is visible in rear photos confirming HVAC presence. The main roof appears to be metal (looks recent) which reduces roof risk. Electrical overhead service and meter location are visible and appear intact from photos. Water/sewer public connection noted. No direct evidence of failed systems, but interior operation (hot water, furnace/AC function, panel condition, GFCI) cannot be confirmed from photos—assumed operational but will require test."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 60.0,
"rationale": "Lot and yard are reasonably maintained but show leaf build-up and moss near foundation (moisture). Driveway is serviceable but stained/aged with some cracking. Detached shed roof is visibly damaged/rotting at a corner and the wooden carport/lean-to shows weathering and likely wood deterioration; these present localized hazards and will require repair or removal. Foundation appears to be masonry block with vents present; no large visible foundation displacement in photos. Walkway stones are uneven and a minor trip hazard."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Interior condition (walls, ceilings, floors, smoke detectors, CO alarms, outlet covers, GFCI) is not visible; assume typical for MLS photos (some fixtures may be missing and are easily installed).",
"Listing statements are accurate: central heating & cooling and an electric water heater exist; an exterior A/C condenser seen in photos implies HVAC present and probably functional but not tested.",
"Main roof is metal and appears recently replaced or in good condition; assume no active main-roof leaks unless interior evidence indicates otherwise.",
"Windows are original double-hung style and likely provide required bedroom egress, but this must be confirmed inside for measurements and opening mechanism.",
"No interior electrical hazards are visible from exterior photos; assume electrical panel is present and intact but recommend full inspection.",
"Shed and wooden carport are accessory structures; their poor condition is treated as repair items but do not automatically disqualify the main dwelling from passing inspection if secured or removed."
],
"overall_score": 67.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this 1946 single-family home appears mostly structurally sound and likely rentable after a modest scope of repairs and verification of systems. Primary concerns for an initial Section 8 (NSPIRE) inspection are verification/installation of functioning smoke detectors (and CO alarms if required), GFCI protection in kitchen/bath, addressing the accessory shed roof and sagging carport structure, and eliminating trip hazards on the stone walkway and front steps. Major systems (central HVAC, electric water heater, electrical service) appear present but should be tested; no obvious life‑threatening failures visible in exterior photos. Estimated time-to-rent with targeted repairs and verification: 1–4 weeks for smoke detectors/GFCI/minor repairs, longer if surprises are found during interior/system tests.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 70.0,
"rationale": "Exterior photos show an intact single-family house with older but serviceable siding, a recently replaced-looking metal roof, and generally tidy landscaping. Observable items needing attention: uneven stone walkway (trip hazard), moss/staining on front steps, weathered window trim and minor staining on siding, rust/paint wear on metal porch railings, and a detached storage shed with visible roof damage/decay. Missing interior photos prevent assessment of flooring, cabinets, drywall, and interior appliance condition; listing indicates electric appliances and main-level laundry. Missing or worn exterior items are mostly cosmetic or small repairs; the shed roof and carport framing will require repairs but are accessory structures. Overall condition indicates mostly minor-to-moderate repairs rather than major rehab."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 60.0,
"rationale": "No interior images to confirm required NSPIRE safety items (smoke detectors, CO alarms, GFCI outlets, interior handrails, egress windows). Exterior shows secure entry with a metal security/storm door and a concrete step with a metal rail at the primary entry; however the front stone path is irregular (trip risk). No visible exposed live wiring on siding; overhead service and meter visible and appear intact from photos. There are foundation vents and no visible standing water or active roof leaks. Age of house (1946) raises potential lead-based paint risk for painted surfaces. The storage shed roof rot and the sagging/aged carport framing are safety concerns for accessory structures. Because functional smoke/CO detectors and GFCI protection cannot be confirmed, there is moderate NSPIRE failure risk without corrective actions."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical",
"score": 70.0,
"rationale": "Listing states central heating and cooling and an electric water heater; an exterior AC condenser is visible in photos, supporting the presence of central HVAC. Roof appears to be metal and in good visible condition (reduces near-term roof risk). Electric service and meter are present at the rear; no obvious burned areas or exposed conductors seen in exterior images. Plumbing, hot water availability, electrical panel condition, and interior HVAC function cannot be confirmed from photos. Given visible AC unit and metal roof, major systems are likely present and serviceable but should be verified (HVAC operation, water heater age, electrical panel and GFCI)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 65.0,
"rationale": "Lot is generally usable with a paved driveway and parking; driveway shows surface wear but is serviceable. Siding and foundation block appear largely intact with some staining and wear at foundation band; foundation vents present. Detached storage building has clear roof deterioration and will need repair or replacement. Wood carport/cover framing shows sagging and weathering and may be structurally weak. Landscaping is low-maintenance but there are leaves and yard slope; no obvious evidence of major termite infestation, standing water, or large foundation settlement in supplied photos."
}
],
"red_flags": [
"Detached storage shed roof with visible rot/damage (accessory structure failure risk)",
"Sagging/weathered wood carport structure that may be structurally weak",
"No interior photos to confirm presence and functionality of required smoke detectors and GFCI protection (NSPIRE failure risk if missing)",
"Uneven stone walkway and mossy front steps (trip/slip hazard)",
"Potential lead-based paint risk due to 1946 construction and visible worn window/trim paint"
],
"confidence": 0.6,
"assumptions": [
"Interior was not provided in photos; assume general interior condition is similar to exterior (older but serviceable) unless inspections show otherwise.",
"Listing statement that central heating and cooling and an electric water heater are present is accurate; an exterior AC condenser visible in photos supports this.",
"No active roof leaks on the main house are present (metal roof appears intact in photos).",
"Smoke detectors, CO alarms, GFCI outlets and electrical panel condition are not visible in photos and must be verified; they are assumed missing/unverified for scoring.",
"Windows are older single-pane/wood-framed (likely original or early replacement) given house age; bedroom egress and window condition are assumed standard but must be confirmed.",
"No evidence shown of interior mold, collapsed ceilings, significant foundation movement, or fire damage; none assumed present based on supplied images.",
"Accessory structures (shed, carport) condition is as shown and considered separate from primary dwelling but relevant for site safety."
],
"overall_score": 67.0,
"rubric_version": "1.0"
},
{
"summary": "Based on exterior photos and the listing, this 3-bed/1-bath 1946 single-family home appears structurally intact and likely passable with moderate prep. Main systems (central HVAC, electric water heater) are reported and an outdoor condenser is visible; the main roof looks serviceable. Primary issues are deferred exterior maintenance (failed shed roof, deteriorated wooden carport, uneven stone walkway), unknown interior safety items (smoke/CO detectors, GFCI outlets), and lead-paint risk due to the house age. With targeted fixes (repair/remove failed outbuilding, stabilize/replace carport, level/repair walkway, confirm/replace detectors and GFCI, address any low-hanging wiring) the property should be rentable under Section 8 within a few weeks to 30 days. Recommend an interior inspection to confirm smoke/CO presence, electrical panel condition, plumbing/hot water operation, and window egress.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 65.0,
"rationale": "Exterior photos show generally intact siding and a sound-looking metal main roof; front concrete steps and small stoop are functional but show staining and moss. Stone walkway is uneven and a trip hazard. Outbuilding/shed roof has visible failure/rot and will need repair or removal. Wooden carport/lean-to shows weathering and likely structural deterioration. Landscaping is deferred (overgrown shrubs, leaf cover). Interior not photographed; listing states electric appliances present which reduces penalty for missing kitchen units. Overall visible defects are moderate and primarily exterior/cosmetic with some small capital repairs required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No interior photos to verify smoke/CO detectors, GFCIs, or secure electrical panel; these items are unknown and count as inspection risks. Front entry has a security door and a handrail is present at the stair (one side) which mitigates immediate fall hazard. Overhead service wires and several low-hanging wires near the rear/carport are visible (possible electrical hazard to inspect). Year built 1946 raises a lead-paint risk until proven otherwise. No visible collapsed ceilings, standing water, or major foundation displacement. Bedroom egress appears likely adequate from exterior window sizes but cannot be fully verified. Recommendation: verify presence/operation of smoke detectors (required on each level and outside sleeping areas), add GFCI in kitchen/bath if absent, and address any low-hanging electrical wiring."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 65.0,
"rationale": "Listing reports central heating & cooling and an electric water heater; an outdoor A/C condenser appears present in photos. The main roof looks to be metal and in good visible condition (no obvious sagging or missing panels). Plumbing and water heater cannot be visually verified but public water/sewer is stated. Electrical service is overhead and meter/panel location not pictured — panel condition unknown. The failing shed roof and the deteriorated wooden carport are not main-system items but indicate deferred maintenance. Overall systems appear present and likely functional per listing, but interior verification and basic service checks will be required."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 60.0,
"rationale": "Siding and foundation appear generally intact though foundation block is exposed; no large visible foundation cracks or major settlement seen from photos. Driveway is serviceable though stained and slightly cracked; parking and driveway access exist. The property slopes to the rear; no visible standing water but grading/drainage should be confirmed. Mature trees are close to the house and shed; potential for roots and debris. Outbuilding shows roof failure; wooden carport structure is deteriorated. Stone front path is uneven and is a trip hazard. Curb appeal is poor but reparable."
}
],
"red_flags": [
"Major roof failure (outbuilding/shed roof visibly failed)",
"Electrical hazards (low-hanging/overhead wires near carport and rear yard visible)",
"Peeling/lead-risk paint potential due to pre-1978 construction (year built 1946) - risk until tested"
],
"confidence": 0.6,
"assumptions": [
"Interior condition not provided; assume typical clean-but-aged interior based on listing photos absent.",
"Listing statement that central heating & cooling and electric appliances are present is accurate; an outdoor A/C condenser is visible in photos.",
"Electric water heater is operational as stated; hot water availability will be verified on inspection.",
"Main roof (metal) visible in photos is in good condition for the main structure (no visible sagging or open seams).",
"Bedrooms have minimum egress windows (window sizes appear typical from exterior) but exact compliance not confirmed.",
"Smoke detectors, carbon monoxide detectors, and GFCI outlets are not visible in photos and should be assumed missing until verified.",
"No interior evidence of severe water intrusion, active leaks, collapsed ceilings, or exposed subfloor observed from exterior; these would be flagged immediately if present.",
"Lead-based paint risk exists due to 1946 build year and should be treated as potential until testing confirms otherwise."
],
"overall_score": 63.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "412 Woodward Rd, Birmingham, AL, 35228",
"aggregate": {
"summary": "This is a structurally intact 1946 single-family home with a relatively sound main roof, visible HVAC condenser, and connected utilities. Primary issues are cosmetic and accessory-structure failures: worn siding/trim, uneven front path and spalled steps, an aged wooden carport, and a rear shed with roof damage. Safety-level unknowns (smoke/CO detectors, GFCI protection, interior electrical/plumbing operation) cannot be confirmed from photos and should be verified; most likely repair items are straightforward. Overall this property is in the 'minor repairs' category and would likely be rentable/Section 8–inspection-ready within 2–6 weeks if interior detectors and systems are functional or corrected quickly.",
"criteria": [
{
"key": "condition_repairs",
"label": "Overall condition & repairs",
"score": 68.3,
"rationale": "Exterior photos show a structurally intact single-story house with cosmetically worn siding, dated windows, concrete step edge spalling, uneven flagstone walk, and overgrown shrubs. Missing/aged outbuildings (shed) and an aged wooden carport/lean-to require repair or replacement. Main house siding and trim need cleaning/paint and minor repair. These are solvable, capital-only items that would not by themselves cause an automatic inspection failure."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 61.7,
"rationale": "Lot and yard are reasonably maintained but show leaf build-up and moss near foundation (moisture). Driveway is serviceable but stained/aged with some cracking. Detached shed roof is visibly damaged/rotting at a corner and the wooden carport/lean-to shows weathering and likely wood deterioration; these present localized hazards and will require repair or removal. Foundation appears to be masonry block with vents present; no large visible foundation displacement in photos. Walkway stones are uneven and a minor trip hazard."
},
{
"key": "safety_code",
"label": "Life-safety / code risk (NSPIRE)",
"score": 61.7,
"rationale": "No interior photos to confirm smoke/CO detectors, GFCI, or hot water. Exterior shows secured entry door with a security storm door and handrails on exterior steps (present). No visible exposed wiring or major foundation or ceiling sag. Chimney shows black staining and some mortar wear that should be inspected; moss near foundation suggests localized moisture. Egress windows appear to be original double-hung units (likely adequate) but cannot be verified. Lack of visible detectors and unknown interior electrical/plumbing fixtures lower score to moderate risk; most issues are rectifiable but will require interior verification."
},
{
"key": "systems_mechanical",
"label": "Roof / HVAC / Electrical / Plumbing systems",
"score": 68.3,
"rationale": "Listing states central heating and cooling and an electric water heater; an exterior A/C condenser is visible in rear photos confirming HVAC presence. The main roof appears to be metal (looks recent) which reduces roof risk. Electrical overhead service and meter location are visible and appear intact from photos. Water/sewer public connection noted. No direct evidence of failed systems, but interior operation (hot water, furnace/AC function, panel condition, GFCI) cannot be confirmed from photos—assumed operational but will require test."
}
],
"red_flags": [],
"confidence": 0.91,
"assumptions": [
"Interior condition (walls, ceilings, floors, smoke detectors, CO alarms, outlet covers, GFCI) is not visible; assume typical for MLS photos (some fixtures may be missing and are easily installed).",
"Listing statements are accurate: central heating & cooling and an electric water heater exist; an exterior A/C condenser seen in photos implies HVAC present and probably functional but not tested.",
"Main roof is metal and appears recently replaced or in good condition; assume no active main-roof leaks unless interior evidence indicates otherwise.",
"Windows are original double-hung style and likely provide required bedroom egress, but this must be confirmed inside for measurements and opening mechanism.",
"No interior electrical hazards are visible from exterior photos; assume electrical panel is present and intact but recommend full inspection.",
"Shed and wooden carport are accessory structures; their poor condition is treated as repair items but do not automatically disqualify the main dwelling from passing inspection if secured or removed."
],
"score_method": "mean_of_criteria",
"overall_score": 65.5,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7446147625"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.