Property ID: 7448796289
4700 Barnett St, Metairie, LA, 70006
Metairie, LA
Money Down: $68,400
CoC Return: -4.01%
Monthly Cash Flow: $-229
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$57,000
Closing Costs
$11,400
Total Down
$68,400
Investment Snapshot
Purchase Price
$285,000
Money Down
$68,400
Cash-on-Cash Return
-4.01%
Rent
$2,002
Monthly Cash Flow
$-229
Annual Cash Flow
$-2,744
Debt Service / Mo
$1,517
Property Tax / Mo
$307
Insurance / Mo
$206
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$206
Property Tax
$307
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,288
Debt Service
$1,517
Cash Flow After Debt
$-229
Quality Score: 79.30%
Confidence: 90.00%
Overall the house appears well-maintained and close to rent-ready for Section 8/HCV tenancy. Interior finishes, flooring and kitchen/appliances are in good visible condition; exterior curb appeal and site are solid. The primary inspection risk areas are items not visible in photos (smoke/CO detectors, GFCI protection, electrical panel and water heater condition, and full egress verification for upstairs bedrooms). With verification/installation of detectors and any required GFCIs, this property is likely to pass an initial NSPIRE/HCV inspection after minor fixes.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$285,000
Beds
4
Baths
2.5
Living Area
2,650 sqft
Lot Size
5,371 sqft
Year Built
1980
Days on Market
244
Capital Outlay
$68,400
Debt Service
$1,517
Property Tax / Mo
$307
Insurance / Mo
$206
Property Description
Demand Metairie location in Pontchartain Shores on large corner lot( could be fenced to sidewalk) It is located just 4 blocks from the Lake Pontchartrain levee with walking/ bike trail. Convenient to shopping, groceries, schools, restaurants, etc. This French Country home has a versatile floor plan and is great for entertaining. Spacious foyer. Entire first floor has den, living/dining room, breakfast area with sliding glass doors leading to back yard. Large galley kitchen with plenty of cabinet and counterspace. All bedrooms are upstairs and the primary suite has adjoining room that would be a great office, workout room, or room to expand bathroom. Upstairs landing is a great flex space. Rear yard access with drive through oversized garage. Side yard can also be fenced in with the rear yard. Nice sized corner lot. Priced to sell.
Utility Allowances
heating
$79
Property listing specifies 'Gas: Natural'. Natural Gas option was selected from the schedule.
cooking
$14
Property listing specifies 'Gas: Natural'. The Natural Gas option was selected from the schedule as the most likely fuel source.
water_heating
$27
Property listing specifies 'Gas: Natural'. The Natural Gas option was selected from the schedule as the most likely fuel source for water heating.
other_electric
$77
Standard allowance for lighting, central air conditioning ('Central Air' listed), and other tenant-paid electrical appliances in a 4-bedroom single-family home.
water
$50
Property listing specifies a 'Public' water source. The allowance is based on the schedule for a 4-bedroom unit.
sewer
$54
Property listing specifies a 'City' sewer connection. The allowance is based on the schedule for a 4-bedroom unit.
trash_collection
$25
Standard allowance for trash collection for a single-family home in this area, assumed to be a tenant expense.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$2,478
DP3 Annual Estimate$2,478
DP1 Monthly Equivalent$206
DP3 Monthly Equivalent$206
Replacement Value$176,100
Basis2,650 sqft / 1980
Nearby Houses
Photo unavailable
4624 Barnett St
off_market · 0.06 mi
Price: $425,000
4 bd / 2 ba · 1,700 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4612 Kent Ave
sold · 0.10 mi
Price: $524,500
4 bd / 4 ba · 3,590 sqft
Latest sale: — on May 07, 2021
Latest rent: —
Photo unavailable
5001 Avron Dr
for_sale · 0.15 mi
Price: $550,000
4 bd / 5 ba · 2,726 sqft
Latest sale: —
Latest rent: —
Photo unavailable
5010 Alphonse Dr
for_sale · 0.16 mi
Price: $419,000
3 bd / 2 ba · 2,153 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4601 Saint Mary St
sold · 0.16 mi
Price: $259,000
3 bd / 2 ba · 1,411 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4815 Perry Dr
for_sale · 0.16 mi
Price: $425,000
4 bd / 4 ba · 3,544 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operational (based on visible supply/return registers).
- No active roof leaks or structural damage exist beyond what is visible from exterior photos.
- Water heater and electrical panel are present and serviceable though not pictured.
- Upstairs bedroom windows (dormers) meet egress size requirements or can be made to comply without major structural work.
- Smoke detectors and carbon monoxide alarms are not visible in photos and may need installation or verification.
- GFCI protection at kitchen sink and bathrooms is not visible and should be verified/installed if missing.
- No significant concealed mold, pest infestation, or major plumbing leaks are present; none indicated by photos but cannot be ruled out without inspection.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $3,578 | $283,500 | $28,350 |
| 2024 | $3,572 | $283,500 | $28,350 |
| 2023 | $3,649 | $277,400 | $27,740 |
| 2022 | $3,553 | $277,400 | $27,740 |
| 2021 | $3,300 | $277,400 | $27,740 |
| 2020 | $3,277 | $277,400 | $27,740 |
| 2019 | $3,275 | $269,700 | $26,970 |
| 2018 | $3,058 | $269,700 | $26,970 |
| 2017 | $3,058 | $269,700 | $26,970 |
| 2016 | $2,999 | $269,700 | $26,970 |
| 2015 | $2,983 | $261,900 | $26,190 |
| 2014 | $2,945 | $261,900 | $26,190 |
| 2013 | $2,945 | $261,900 | $26,190 |
| 2012 | $2,102 | $261,900 | $26,190 |
| 2011 | $1,947 | $260,000 | $26,000 |
| 2010 | $2,670 | $260,000 | $26,000 |
| 2009 | $2,670 | $260,000 | $26,000 |
| 2008 | $1,880 | — | $26,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price Changed | $285,000 |
| 2026-01-31 | Price Changed | $300,000 |
| 2025-12-01 | Price Changed | $319,000 |
| 2025-10-23 | Price Changed | $335,000 |
| 2025-09-23 | Price Changed | $350,000 |
| 2025-09-08 | Price Changed | $355,000 |
| 2025-08-08 | Listed | $359,000 |
| 2025-05-07 | Listing removed | $0 |
| 2025-02-25 | Listed | $369,000 |
| 2024-12-03 | Listing removed | $0 |
| 2024-10-16 | Price Changed | $379,999 |
| 2024-10-01 | Price Changed | $389,999 |
| 2024-09-04 | Price Changed | $399,999 |
| 2024-08-23 | Price Changed | $409,000 |
| 2024-07-02 | Price Changed | $419,000 |
| 2024-06-17 | Price Changed | $429,000 |
| 2024-06-05 | Price Changed | $439,000 |
| 2024-05-06 | Price Changed | $449,000 |
| 2024-04-04 | Listing removed | $0 |
| 2024-04-03 | Listed | $459,000 |
| 2024-03-12 | Price Changed | $459,000 |
| 2024-01-20 | Price Changed | $464,900 |
| 2023-11-27 | Price Changed | $474,900 |
| 2023-10-20 | Price Changed | $479,900 |
| 2023-09-27 | Price Changed | $489,900 |
Photo Gallery
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"price_sqft": 174.98157700810611,
"source_name": "NewOrleans",
"price_change": -5000,
"days_after_listed": null,
"source_listing_id": "2412039",
"price_change_percentage": null
},
{
"date": "2023-10-20",
"price": 479900,
"listing": {
"status": "off_market",
"list_date": "2023-09-06T13:42:02Z",
"list_price": 459000,
"listing_id": "2959403986",
"last_update_date": "2024-03-12T10:28:53Z",
"last_status_change_date": "2024-04-04T02:09:24Z"
},
"event_name": "Price Changed",
"price_sqft": 176.82387619749449,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2412039",
"price_change_percentage": null
},
{
"date": "2023-09-27",
"price": 489900,
"listing": {
"status": "off_market",
"list_date": "2023-09-06T13:42:02Z",
"list_price": 459000,
"listing_id": "2959403986",
"last_update_date": "2024-03-12T10:28:53Z",
"last_status_change_date": "2024-04-04T02:09:24Z"
},
"event_name": "Price Changed",
"price_sqft": 180.5084745762712,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2412039",
"price_change_percentage": null
},
{
"date": "2023-09-06",
"price": 499900,
"listing": {
"status": "off_market",
"list_date": "2023-09-06T13:42:02Z",
"list_price": 459000,
"listing_id": "2959403986",
"last_update_date": "2024-03-12T10:28:53Z",
"last_status_change_date": "2024-04-04T02:09:24Z"
},
"event_name": "Listed",
"price_sqft": 184.1930729550479,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2412039",
"price_change_percentage": null
},
{
"date": "2004-10-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7448796289",
"generated_at": "2026-03-27T02:04:16.099554Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 79.3
},
"utility_allowance": {
"zip_code": "70006",
"home_photo": "https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b2324859808s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 228000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/4700-Barnett-St_Metairie_LA_70006_M74487-96289",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 285000.0,
"loan_term_years": 30,
"annual_cash_flow": 15458.26,
"mortgage_monthly": 1516.89,
"payment_standard": 2328.0,
"total_amount_out": 57000.0,
"additional_photos": [
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b118428726s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b3281240610s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b3642979938s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b1113855709s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b3732549847s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b3939906635s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b1796413685s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b3947744760s-w1280.jpg",
"https://ap.rdcpix.com/a65c95fc8385dc25ee17ac35e0722198l-b3924724708s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 206.5,
"monthly_cash_flow": 1288.19,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property listing specifies 'Gas: Natural'. Natural Gas option was selected from the schedule.",
"utility": "heating",
"allowance": 79
},
{
"note": "Property listing specifies 'Gas: Natural'. The Natural Gas option was selected from the schedule as the most likely fuel source.",
"utility": "cooking",
"allowance": 14
},
{
"note": "Property listing specifies 'Gas: Natural'. The Natural Gas option was selected from the schedule as the most likely fuel source for water heating.",
"utility": "water_heating",
"allowance": 27
},
{
"note": "Standard allowance for lighting, central air conditioning ('Central Air' listed), and other tenant-paid electrical appliances in a 4-bedroom single-family home.",
"utility": "other_electric",
"allowance": 77
},
{
"note": "Property listing specifies a 'Public' water source. The allowance is based on the schedule for a 4-bedroom unit.",
"utility": "water",
"allowance": 50
},
{
"note": "Property listing specifies a 'City' sewer connection. The allowance is based on the schedule for a 4-bedroom unit.",
"utility": "sewer",
"allowance": 54
},
{
"note": "Standard allowance for trash collection for a single-family home in this area, assumed to be a tenant expense.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.27,
"down_payment_amount": 57000.0,
"property_tax_annual": 3685.34,
"property_tax_monthly": 307.11,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -2744.42,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": -228.7,
"cash_on_cash_return_after_debt": -0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the house appears well-maintained and close to rent-ready for Section 8/HCV tenancy. Interior finishes, flooring and kitchen/appliances are in good visible condition; exterior curb appeal and site are solid. The primary inspection risk areas are items not visible in photos (smoke/CO detectors, GFCI protection, electrical panel and water heater condition, and full egress verification for upstairs bedrooms). With verification/installation of detectors and any required GFCIs, this property is likely to pass an initial NSPIRE/HCV inspection after minor fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show well-maintained surfaces: painted brick exterior, intact roofline, clean landscaping, no visible water stains, solid hardwood and tile floors, kitchen cabinets in good condition and present appliances (refrigerator, dishwasher, oven/microwave, cooktop). Cosmetic items are dated (valances, some light fixtures, drop ceiling tiles in kitchen) but are low-effort. No obvious deferred maintenance such as peeling paint, broken windows, damaged flooring or collapsed elements. Overall only minor/cosmetic work expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No visible life-threatening hazards in photos: stair has a handrail, ceilings intact, no exposed wiring, no visible mold or active leaks, floors and walkways appear even. However several NSPIRE items cannot be confirmed from photos: smoke detectors and CO alarms are not visible; GFCI protection at sink/outlets not verifiable; electrical panel condition and presence of deadbolt on main entry not shown; bedroom egress windows (upstairs dormer windows likely but not confirmed to meet egress dimensions). These unknowns create moderate inspection risk until verified."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 75.0,
"rationale": "Central HVAC registers/returns visible in living area indicating a forced-air system likely present. Roof shingles and gutters appear intact in photos with no visible sagging or missing areas. Kitchen appliances present and look functional. Water heater, main electrical panel and plumbing risers are not shown so their condition is assumed acceptable based on overall property condition. Because key systems are not photographed, a moderate systems score reflects uncertainty (likely operational but requires verification)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 85.0,
"rationale": "Well-kept corner lot with manicured lawn, intact sidewalks, driveway and garage door. Painted brick exterior and siding details look maintained; gutters present. Fence and gate on side yard appear intact though wooden gate looks weathered. No visible standing water, erosion, foundation settlement or infestation evidence in photos. Mature landscaping (palm near walkway) could require trimming but not a structural concern."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (based on visible supply/return registers).",
"No active roof leaks or structural damage exist beyond what is visible from exterior photos.",
"Water heater and electrical panel are present and serviceable though not pictured.",
"Upstairs bedroom windows (dormers) meet egress size requirements or can be made to comply without major structural work.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and may need installation or verification.",
"GFCI protection at kitchen sink and bathrooms is not visible and should be verified/installed if missing.",
"No significant concealed mold, pest infestation, or major plumbing leaks are present; none indicated by photos but cannot be ruled out without inspection."
],
"overall_score": 77.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "Overall the property appears to be in good, mostly turnkey condition and would likely pass an initial HCV/NSPIRE inspection after standard pre-rental verifications and a short punch-list. Primary needs before tenancy are verification/installation of required smoke and carbon-monoxide detectors, confirmation of GFCI protection in kitchen/baths, and on-site checks of the electrical panel, hot water, and HVAC operation. No major structural, roof, or life-safety hazards are apparent from listing photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show well-maintained finishes: hardwood/laminate floors in good condition, painted walls, intact cabinetry and countertops, and no visible water stains or mold. Kitchen appliances (dishwasher, microwave, double wall oven, refrigerator) are present in photos so missing appliances are not a concern. Minor dated finishes (valances, ceiling fixtures) are cosmetic only. No visible damaged drywall, torn flooring, or exposed subflooring. Overall only minor/cosmetic work likely needed before tenancy."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious life-threatening hazards visible: stair has handrail/iron balusters, windows and sliding doors provide egress, no visible exposed wiring, no sagging ceilings or active water intrusion visible. Photos do not show smoke detectors, carbon-monoxide alarm, electrical panel, or clearly marked GFCI receptacles near the sink; these items are required and would need verification/installation. The kitchen cooktop and ovens appear electric (reducing gas venting risk). Given photos and typical MLS staging, assume detectors/outlet protection may be missing or unverified — a moderate inspection risk but fixable."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 80.0,
"rationale": "Central HVAC supply/return registers are visible in living areas indicating a central HVAC system is present. No visible roof failure, sagging or major exterior structural defects in images; roof shingles appear intact from ground-level photos. Water heater, electrical panel and mechanical equipment are not shown and therefore unverified. Plumbing fixtures visible (kitchen sink) appear functional with no visible leaks. Overall systems appear present and likely operable but require on-site verification (hot water, HVAC operation, electrical panel condition)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 90.0,
"rationale": "Exterior photos show tidy landscaping, intact siding/brick, clean driveway and sidewalk, functioning garage door, and a secure wooden side gate. No standing water, severe erosion, foundation settlement or obvious pest infestation visible. The large palm near the front walk appears healthy but may require trimming so roots/limb obstruction are not a tripping/egress issue. Corner lot and drive-through garage are positives for tenant access and safety."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Smoke detectors and carbon-monoxide alarms are not visible in photos; assume their presence is unverified and they may need installation or replacement to meet NSPIRE.",
"Electrical panel, water heater, and HVAC equipment are present but not shown; assume typical functioning equipment for a house of this age unless inspection reveals otherwise.",
"Kitchen appliances shown in photos are functional unless otherwise disclosed; missing appliance risk is low because photos show a refrigerator, dishwasher, microwave, and wall oven.",
"Windows in upstairs bedrooms meet egress requirements based on visible dormer windows; bedroom egress is assumed adequate but must be measured onsite.",
"No active roof leaks, significant mold, or foundation movement are present based on absence of visual indicators; however these cannot be fully confirmed without interior attic/closer exterior inspection.",
"GFCI protection near kitchen sink is not clearly visible in photos; assume it may need verification or installation."
],
"overall_score": 82.0,
"rubric_version": "nsPire_v1_photo_assess_2026-03"
},
{
"summary": "This 4-bed, 2.5-bath single family home appears close to turnkey for Section 8 rental. The property shows good cosmetic condition, functioning kitchen appliances, intact exterior envelope and evidence of central HVAC. Primary inspection risks to verify and address before voucher inspection are smoke/CO detectors installation, kitchen GFCI protection, confirmation of hot water and water heater condition, and a quick check of the electrical service attachment seen on the roof. No major structural defects or active leaks were visible in the photos. With installation/verification of detectors and minor electrical/GFCI work the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained home: fresh paint on brick, intact siding, manicured yard, solid hardwood floors, trim and doors in good condition, and a clean, functional-looking kitchen with cabinets and counters in good shape. Fixtures and window coverings are older/dated (valances, some light fixtures) but cosmetic. Appliances (refrigerator, dishwasher, microwave/hood, cooktop, double oven) are present in photos so missing-appliance risk is low. No visible collapsed surfaces, severe peeling, or exposed subfloor. Overall only minor cosmetic and finish-level repairs expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards in photos: handrails present on stair, no collapsed ceilings, no visible active leaks or severe mold staining, windows exist in bedrooms (dormers) likely provide egress. Central HVAC vents visible suggesting heating present. However, no smoke detectors or CO alarms are visible in any photos (must be verified/installed), and GFCI protection near the kitchen sink is not clearly visible. Exterior electrical drop/cable on front roof is visible and should be checked for secure attachment. These items create moderate NSPIRE risk until verified/fixed."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, plumbing, electrical systems",
"score": 75.0,
"rationale": "Central HVAC registers visible in living space indicating a forced-air system likely present and operational. Roof shingles and gutters appear intact from exterior photos with no visible sagging or active leaks. Kitchen plumbing and fixtures appear functional; dishwasher and appliances present. Electrical panel, water heater and furnace/air-handler were not photographed—no direct evidence of failure but lack of photos increases uncertainty. Overall systems appear serviceable but require standard verification (panel labeling, water heater, hot water function, GFCI, smoke/CO)."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 85.0,
"rationale": "Exterior brick facade and painted finish appear sound; landscaping is maintained; sidewalks, driveway and attached garage show no obvious structural defects. Gutters are present; yard slopes appear flat and drainage not showing ponding in photos. Fencing not currently shown but listing notes fencing possibility. No visible pest/infestation signs or standing water. Corner lot provides good access; curb/sidewalk condition looks serviceable."
}
],
"red_flags": [
"No smoke detectors or CO alarms visible in interior photos — must be verified/installed prior to inspection",
"GFCI device(s) near kitchen sink not clearly visible — confirm and install if absent",
"Exterior electrical/cable drop to roof observed — verify proper secure attachment and weatherproofing"
],
"confidence": 0.7,
"assumptions": [
"Photos are representative of the entire property and no unseen areas have severe damage.",
"All bedrooms are upstairs (as listing states) and dormer windows provide adequate egress; exact egress dimensions not verified from photos.",
"Appliances shown (fridge, dishwasher, microwave, cooktop, double oven) are operable; no appliance absence is assumed.",
"Central HVAC is present and functional (registers visible), but full operational tests (heating/cooling) have not been performed.",
"Water heater and electrical panel exist and are serviceable though not pictured; no visible signs of water intrusion or active leaks in shown rooms.",
"No visible mold or severe lead-based paint hazards in photos; painted surfaces appear intact though lead-risk not assessed.",
"GFCI protection at kitchen sink/outlets and presence of hardwired smoke/CO alarms were not visible and therefore assumed to require verification or installation.",
"Roof appears intact from available exterior angles; attic, roof penetrations and flashing were not inspected and may need standard verification."
],
"overall_score": 79.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4700 Barnett St, Metairie, LA, 70006",
"aggregate": {
"summary": "Overall the house appears well-maintained and close to rent-ready for Section 8/HCV tenancy. Interior finishes, flooring and kitchen/appliances are in good visible condition; exterior curb appeal and site are solid. The primary inspection risk areas are items not visible in photos (smoke/CO detectors, GFCI protection, electrical panel and water heater condition, and full egress verification for upstairs bedrooms). With verification/installation of detectors and any required GFCIs, this property is likely to pass an initial NSPIRE/HCV inspection after minor fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 83.3,
"rationale": "Interior and exterior photos show well-maintained surfaces: painted brick exterior, intact roofline, clean landscaping, no visible water stains, solid hardwood and tile floors, kitchen cabinets in good condition and present appliances (refrigerator, dishwasher, oven/microwave, cooktop). Cosmetic items are dated (valances, some light fixtures, drop ceiling tiles in kitchen) but are low-effort. No obvious deferred maintenance such as peeling paint, broken windows, damaged flooring or collapsed elements. Overall only minor/cosmetic work expected."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 86.7,
"rationale": "Well-kept corner lot with manicured lawn, intact sidewalks, driveway and garage door. Painted brick exterior and siding details look maintained; gutters present. Fence and gate on side yard appear intact though wooden gate looks weathered. No visible standing water, erosion, foundation settlement or infestation evidence in photos. Mature landscaping (palm near walkway) could require trimming but not a structural concern."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 71.7,
"rationale": "No visible life-threatening hazards in photos: stair has a handrail, ceilings intact, no exposed wiring, no visible mold or active leaks, floors and walkways appear even. However several NSPIRE items cannot be confirmed from photos: smoke detectors and CO alarms are not visible; GFCI protection at sink/outlets not verifiable; electrical panel condition and presence of deadbolt on main entry not shown; bedroom egress windows (upstairs dormer windows likely but not confirmed to meet egress dimensions). These unknowns create moderate inspection risk until verified."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 76.7,
"rationale": "Central HVAC registers/returns visible in living area indicating a forced-air system likely present. Roof shingles and gutters appear intact in photos with no visible sagging or missing areas. Kitchen appliances present and look functional. Water heater, main electrical panel and plumbing risers are not shown so their condition is assumed acceptable based on overall property condition. Because key systems are not photographed, a moderate systems score reflects uncertainty (likely operational but requires verification)."
}
],
"red_flags": [],
"confidence": 0.9,
"assumptions": [
"Central HVAC is present and operational (based on visible supply/return registers).",
"No active roof leaks or structural damage exist beyond what is visible from exterior photos.",
"Water heater and electrical panel are present and serviceable though not pictured.",
"Upstairs bedroom windows (dormers) meet egress size requirements or can be made to comply without major structural work.",
"Smoke detectors and carbon monoxide alarms are not visible in photos and may need installation or verification.",
"GFCI protection at kitchen sink and bathrooms is not visible and should be verified/installed if missing.",
"No significant concealed mold, pest infestation, or major plumbing leaks are present; none indicated by photos but cannot be ruled out without inspection."
],
"score_method": "mean_of_criteria",
"overall_score": 79.3,
"rubric_version": "ns_pire_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7448796289"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.