Property ID: 7456396187
3361 Oakview Dr, Jackson, MS, 39212
Jackson, MS
Money Down: $21,360
CoC Return: 36.34%
Monthly Cash Flow: $647
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$17,800
Closing Costs
$3,560
Total Down
$21,360
Investment Snapshot
Purchase Price
$89,000
Money Down
$21,360
Cash-on-Cash Return
36.34%
Rent
$1,379
Monthly Cash Flow
$647
Annual Cash Flow
$7,762
Debt Service / Mo
$474
Property Tax / Mo
$72
Insurance / Mo
$48
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,379
Payment Standard
$1,790
Rent
$1,379
Insurance
$48
Property Tax
$72
Management
$138
Utilities Allowance
$411
NOI (Monthly)
$1,121
Debt Service
$474
Cash Flow After Debt
$647
Quality Score: 61.50%
Confidence: 91.00%
This 4-bed, 2-bath single-family appears generally rentable with mostly cosmetic and code-verification tasks. Appliances are present and interior is lived-in but in reasonable condition. Primary inspection risks to address before an HCV inspection: confirm that all sleeping-room windows provide proper egress (security bars may block egress), install/verify GFCI protection in kitchen/bath as required, and install/verify carbon monoxide alarm per local code. Also verify HVAC and water heater operation and repair the localized ceiling damage. With those checks and a few minor repairs (GFCI/alarms, trim/cabinets, yard cleanup), the property is likely to pass a Section 8/NSPIRE initial inspection within ~30 days.
Section 8 Payment Standard
$1,790
Utility Allowance Total
$411
Guaranteed Section 8 Rent (PS - Utilities)
$1,379
Property Management
$138
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$89,000
Beds
4
Baths
2
Living Area
1,549 sqft
Lot Size
13,939 sqft
Year Built
1976
Days on Market
10
Capital Outlay
$21,360
Debt Service
$474
Property Tax / Mo
$72
Insurance / Mo
$48
Property Description
Check out this investment portfolio with multiple tenant occupied properties available. Properties can be packaged or sold individually. Please call your agent for more information on these homes. This home was recently remodeled and is currently cash flowing! This home is in great condition and would make an easily manageable property to add to your portfolio. Check this one out soon!
Utility Allowances
Heating
$26
Selected 'Natural Gas' for Heating. The property has 'Central' heating and the listing notes 'Natural Gas Connected'.
Air Conditioning
$16
Selected 'Air Conditioning'. The property listing specifies 'Central Air' under cooling systems.
Water Heating
$37
Selected 'Electric' for Water Heating. The fuel type was not specified. As both gas and electric are connected, the more expensive option (Electric: $37 vs. Natural Gas: $23) was chosen per instructions.
Cooking
$14
Selected 'Electric' for Cooking. The property listing includes a 'Free-Standing Electric Range' in its appliances.
Other Electric
$88
A standard allowance for general electricity usage (lights, outlets) for a unit of this size.
Water
$116
Selected 'Water'. The property listing specifies 'Water Source: Public'.
Sewer
$70
Selected 'Sewer'. The property listing specifies 'Sewer: Public Sewer'.
Trash Collection
$37
Included 'Trash Collection' as it is a standard tenant-paid utility for single-family homes.
Refrigerator
$4
Included 'Refrigerator' allowance. A refrigerator is not listed as a provided appliance in the property details.
Range/Microwave
$3
Included 'Range/Microwave' allowance. While an electric range is provided, a microwave is not mentioned, so this allowance covers a tenant-owned microwave.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$565
DP3 Annual Estimate$590
DP1 Monthly Equivalent$47
DP3 Monthly Equivalent$49
Replacement Value$44,200
Basis1,549 sqft / 1976
Nearby Houses
Photo unavailable
3326 Ramona St
sold · 0.04 mi
Price: $161,000
4 bd / 3 ba · 2,029 sqft
Latest sale: — on Jul 10, 2024
Latest rent: —
Photo unavailable
3340 Oakview Dr
sold · 0.05 mi
Price: $35,000
4 bd / 2 ba · 1,619 sqft
Latest sale: — on Jul 19, 2024
Latest rent: —
Photo unavailable
3331 Cherrywood Dr
sold · 0.07 mi
Price: $57,000
3 bd / 2 ba · 1,912 sqft
Latest sale: — on Feb 13, 2026
Latest rent: —
Photo unavailable
3323 Cherrywood Dr
sold · 0.08 mi
Price: $95,500
3 bd / 2 ba · 1,296 sqft
Latest sale: — on Jun 23, 2022
Latest rent: —
Photo unavailable
916 Palm St
for_sale · 0.11 mi
Price: $59,900
3 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: $895 on Sep 23, 2020
Photo unavailable
3221 Longwood Dr
sold · 0.11 mi
Price: $72,500
3 bd / 2 ba · 1,366 sqft
Latest sale: — on Oct 05, 2020
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Security bars on windows that may block emergency bedroom egress (potential NSPIRE fail).
- No visible carbon monoxide alarm in photos (not confirmed installed).
- No obvious GFCI-protected outlets visible in kitchen (risk of noncompliance).
- Localized ceiling damage/peeling near living-room fan — possible prior water intrusion that needs investigation.
- Interior peeling/scuffed paint in a pre-1978 home (built 1976) — potential lead-painted surface risk until tested.
Assumptions
- Interior photos are representative of the whole unit (no additional unseen major damage).
- Security bars visible on front windows are also likely present on other windows/bedrooms (typical for this neighborhood), creating potential egress issues.
- Central HVAC exists and is connected (round ceiling vents visible) and likely operational but not confirmed from photos.
- Water heater and electrical panel are located in non-photographed areas and were not visibly failing; functionality unknown.
- Washer and dryer shown are tenant-owned or included and the dryer venting to exterior is not visible in photos (assumed but must be verified).
- No active roof leaks beyond the small ceiling blemish pictured; photos do not show widespread water intrusion.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2021 | $844 | $55,450 | $5,545 |
| 2020 | $827 | $54,880 | $5,488 |
| 2019 | $1,576 | $54,880 | $8,233 |
| 2018 | $1,558 | $54,880 | $8,233 |
| 2017 | $1,473 | $51,850 | $7,778 |
| 2016 | $1,434 | $51,850 | $7,778 |
| 2015 | $1,366 | $50,870 | $7,631 |
| 2014 | $1,364 | $50,870 | $7,631 |
| 2013 | $1,326 | $50,870 | $7,631 |
| 2012 | $1,326 | $50,870 | $7,631 |
| 2011 | $1,351 | $52,580 | $7,888 |
| 2010 | $1,343 | $52,580 | $7,888 |
| 2009 | $1,343 | $52,580 | $7,888 |
| 2008 | $1,343 | $43,840 | $6,577 |
| 2007 | $1,132 | $43,840 | $6,577 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2019-10-30 | Sold | — |
Photo Gallery
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{
"note": "Selected 'Natural Gas' for Heating. The property has 'Central' heating and the listing notes 'Natural Gas Connected'.",
"utility": "Heating",
"allowance": 26
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{
"note": "Selected 'Air Conditioning'. The property listing specifies 'Central Air' under cooling systems.",
"utility": "Air Conditioning",
"allowance": 16
},
{
"note": "Selected 'Electric' for Water Heating. The fuel type was not specified. As both gas and electric are connected, the more expensive option (Electric: $37 vs. Natural Gas: $23) was chosen per instructions.",
"utility": "Water Heating",
"allowance": 37
},
{
"note": "Selected 'Electric' for Cooking. The property listing includes a 'Free-Standing Electric Range' in its appliances.",
"utility": "Cooking",
"allowance": 14
},
{
"note": "A standard allowance for general electricity usage (lights, outlets) for a unit of this size.",
"utility": "Other Electric",
"allowance": 88
},
{
"note": "Selected 'Water'. The property listing specifies 'Water Source: Public'.",
"utility": "Water",
"allowance": 116
},
{
"note": "Selected 'Sewer'. The property listing specifies 'Sewer: Public Sewer'.",
"utility": "Sewer",
"allowance": 70
},
{
"note": "Included 'Trash Collection' as it is a standard tenant-paid utility for single-family homes.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "Included 'Refrigerator' allowance. A refrigerator is not listed as a provided appliance in the property details.",
"utility": "Refrigerator",
"allowance": 4
},
{
"note": "Included 'Range/Microwave' allowance. While an electric range is provided, a microwave is not mentioned, so this allowance covers a tenant-owned microwave.",
"utility": "Range/Microwave",
"allowance": 3
}
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{
"summary": "This 4-bed, 2-bath single-family appears generally rentable with mostly cosmetic and code-verification tasks. Appliances are present and interior is lived-in but in reasonable condition. Primary inspection risks to address before an HCV inspection: confirm that all sleeping-room windows provide proper egress (security bars may block egress), install/verify GFCI protection in kitchen/bath as required, and install/verify carbon monoxide alarm per local code. Also verify HVAC and water heater operation and repair the localized ceiling damage. With those checks and a few minor repairs (GFCI/alarms, trim/cabinets, yard cleanup), the property is likely to pass a Section 8/NSPIRE initial inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior and kitchen show recent cosmetic remodel work but visible wear: scuffed/peeling cabinet faces, worn vinyl floors, missing drawer front, and general clutter. Appliances (fridge, range, dishwasher, washer/dryer) are present which reduces capital needs. Exterior shows cracked driveway, leaning mailbox and overgrown shrubs. No large structural collapse visible. Overall cosmetic repairs and a few appliance/cabinet touch-ups required but no major rehab evident in photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 58.0,
"rationale": "A ceiling-mounted smoke detector is visible (good). Entry door has a deadbolt. However several windows (front) show security bars which may block emergency egress in bedrooms (photos show barred windows) — this is an NSPIRE/Section 8 risk until confirmed releasable/egress-compliant. No carbon monoxide alarm is visible in photos (stove appears electric, but CO device still often required by local code). GFCI receptacles in kitchen/bath are not evident in provided photos. There is a localized ceiling crack/peel near a ceiling fan that could indicate prior water intrusion. Visible wiring behind mounted TV is loose but not obviously dangerous. Because egress and required protections (GFCI/CO) are unclear, there is a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Forced-air ceiling vents are visible (indicating central HVAC), but no HVAC equipment or water heater was photographed to confirm age/operation. Kitchen plumbing fixtures and sink present; washer and dryer are in-place. Electrical panel not shown. Roof appears aged but intact in exterior photo; no obvious major roof collapse or large active leak visible (only minor ceiling blemish). Systems likely functional but not verifiable from photos — moderate risk until mechanicals are tested/inspected."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Front exterior shows intact siding/brick, attached garage and overall stable structure. Driveway is cracked and patched/gravel areas present; mailbox is leaning. Landscaping is overgrown and there is some yard debris. No visible major foundation cracks, standing water, or collapsed elements in supplied exterior photo. Roof shingles look aged; flashing/gutters not clearly shown. Overall site is functional but needs yard and minor exterior maintenance."
}
],
"red_flags": [
"Security bars on windows that may block emergency bedroom egress (potential NSPIRE fail).",
"No visible carbon monoxide alarm in photos (not confirmed installed).",
"No obvious GFCI-protected outlets visible in kitchen (risk of noncompliance).",
"Localized ceiling damage/peeling near living-room fan — possible prior water intrusion that needs investigation.",
"Interior peeling/scuffed paint in a pre-1978 home (built 1976) — potential lead-painted surface risk until tested."
],
"confidence": 0.55,
"assumptions": [
"Interior photos are representative of the whole unit (no additional unseen major damage).",
"Security bars visible on front windows are also likely present on other windows/bedrooms (typical for this neighborhood), creating potential egress issues.",
"Central HVAC exists and is connected (round ceiling vents visible) and likely operational but not confirmed from photos.",
"Water heater and electrical panel are located in non-photographed areas and were not visibly failing; functionality unknown.",
"Washer and dryer shown are tenant-owned or included and the dryer venting to exterior is not visible in photos (assumed but must be verified).",
"No active roof leaks beyond the small ceiling blemish pictured; photos do not show widespread water intrusion."
],
"overall_score": 64.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 4-bed, 2-bath ranch appears habitable and was recently advertised as remodeled, but photos show wear and several inspection risks. Major items to verify and remediate before a Housing Choice Voucher/NSPIRE inspection: confirm smoke detectors and install CO alarm if required; verify and retrofit or provide quick-release on any security window bars to ensure egress; install/confirm GFCI protection at kitchen/bath outlets; investigate and repair the ceiling crack (possible past or active leak) and confirm roof and plumbing integrity; verify HVAC, water heater and electrical panel operation. With these targeted repairs and basic cleaning/decluttering, the property is likely to pass inspection within ~30–60 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior is lived-in but largely intact; kitchen appliances (stove, fridge, dishwasher) are present though cabinets, drawer fronts and finishes show wear and need cosmetic/repair work. Flooring has visible stains/peeling and will need repair or replacement in areas. Ceiling shows localized cracking/peeling above living area near fan — possible prior water intrusion that should be investigated and repaired. Minor exterior maintenance (driveway cracks, leaning mailbox, overgrown shrubs). Missing or worn cosmetic items lower score but no obvious catastrophic structural failure visible in photos."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 55.0,
"rationale": "Smoke detector(s) visible on ceiling (positive). CO alarm not visible in photos. Kitchen sink area shows no obvious GFCI outlet — likely needs GFCI verification/upgrade. Several windows show security bars from exterior photos; if non-release bars they will fail egress requirements — status unknown and therefore a significant risk. Ceiling cracking suggests possible past/present water intrusion (safety concern). Entry door appears to have two locks (likely a deadbolt) which is positive. No exposed high-voltage wiring observed, but TV cable and some loose cords are present and should be secured. Overall there are multiple code risk items that need verification/fixes before inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 60.0,
"rationale": "Visible ceiling vents indicate central HVAC but no outdoor condenser photo is provided — operational status unknown. Kitchen appliances are electric and appear intact (stove, fridge, dishwasher). Washer and dryer present and appear installed. Water heater and main electrical panel are not visible for condition verification. Roof shows aged shingles and some discoloration; no active dripping seen in photos but ceiling crack implies potential roof or plumbing leak history. Systems likely functional but need service verification (HVAC, water heater, electrical, roof)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Single-story ranch with attached garage: siding and brick appear intact. Roof shingles look aged; gutters present. Driveway has cracking and uneven surfaces; mailbox is leaning (trip/maintenance issue). Front landscaping is overgrown and vegetation encroaches on foundation/porch area. No obvious major foundation settlement, sagging or collapsed structures visible from exterior photo. Security bars on windows present — good for security but potential egress hazard."
}
],
"red_flags": [
"Possible window security bars blocking egress (must verify quick-release) — potential immediate NSPIRE fail.",
"Ceiling cracking/peeling above living room area — potential water intrusion and a safety/structural concern that requires investigation and repair.",
"No visible GFCI protection at kitchen sink area in photos (likely code issue).",
"Year built 1976 — elevated lead-based paint risk for paint repairs and HUD-required notifications/clearances.",
"No visible carbon monoxide detector in photos (may be required depending on local code/fuel sources)."
],
"confidence": 0.66,
"assumptions": [
"Interior photos represent typical current condition; no additional hidden severe structural damage beyond pictured ceiling crack is assumed.",
"Smoke detectors visible are functional but their battery/operation status is unverified.",
"Carbon monoxide alarm is not present in photos; assume one is not installed or its status is unknown.",
"Window security bars are present on several windows; their quick-release functionality for emergency egress is unknown.",
"Central HVAC is present (ceiling vents visible) but outdoor condenser and operational status are not shown; assume system may be functional but needs verification/service.",
"Kitchen and laundry appliances are present and appear operable in photos; their working condition is assumed but should be tested.",
"No electrical panel, water heater, or sewer/drain photos were provided; assume normal condition unless inspection reveals otherwise.",
"Because the house was built in 1976, assume potential lead-based paint hazard for surfaces unless proven otherwise (pre-1978)."
],
"overall_score": 60.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Moderately rentable with several inspection risks. Property appears occupied and recently remodeled cosmetically according to listing, with functioning appliances and smoke alarm visible. However there are moderate NSPIRE risks that require verification or repair: window security bars may block egress, missing/unknown CO detectors, ceiling damage above living room fan that could indicate past or future leaks, and exposed/loose wiring for mounted TV. Expect 30–60 days of targeted repairs and verifications (window egress release, CO alarm installation, fix/replace ceiling and fan, secure loose wiring, repair cabinet doors and flooring touch-ups) before confidently passing an initial HCV/NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior is occupied and generally serviceable but shows deferred cosmetic and small-repair items: peeling/cracked ceiling near living-room fan, fan with broken/bent blades, scuffed/stained flooring, worn cabinet doors/drawers, chipped paint, older appliances (stove/refrigerator/dishwasher) and visible clutter. Appliances are present which reduces penalty. These are mostly minor to moderate repairs and cosmetic rehab rather than structural."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 55.0,
"rationale": "One smoke alarm visible in common area which is positive, and exterior doors have deadbolt. However several inspection risks: window security bars visible from exterior (may impede bedroom egress if not quick-release), no visible carbon monoxide detector, some dangling TV/wiring and cords visible (loose wiring hazards), ceiling damage above fan (possible past leak) and unclear GFCI presence in kitchen/bath. Bedrooms/egress windows and electrical panel are not shown. These create moderate NSPIRE risk until verified/fixed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 60.0,
"rationale": "Ceiling HVAC vents/registers are present suggesting central heat/AC, and washer/dryer and kitchen appliances are in place. Roof shingles look aged but no obvious large collapse or open holes in photos. Water heater, electrical panel and furnace/mechanical equipment not pictured so functionality is assumed but unverified. Given age (1976) and visible wear, expect some near-term servicing but no clear catastrophic system failures visible."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Single-story ranch with intact siding/garage door and mature trees. Visible issues: cracked/settled driveway, leaning mailbox, overgrown plantings near foundation, window security bars, and roof appears aged with some low spots. No visible standing water, foundation cracking or collapsed elements in provided exterior photo. Mostly moderate exterior maintenance needed."
}
],
"red_flags": [
"Window security bars visible from exterior — potential egress obstruction if not equipped with quick-release (inspection fail).",
"Ceiling cracking/peeling above living-room fan — possible prior or ongoing water intrusion that must be investigated.",
"Loose/dangling electrical wiring (TV/cords) visible — potential electrical hazard if not properly secured/terminated.",
"No visible carbon monoxide detector near sleeping areas (not pictured) — CO alarm likely required."
],
"confidence": 0.65,
"assumptions": [
"Bedrooms and their egress windows are present but were not photographed; assume typical-size windows but unknown if security bars have emergency-release.",
"HVAC system exists (ceiling vents visible) and is operational unless otherwise found during inspection.",
"Water heater and electrical panel exist but were not shown; no visible active leaks or water pooling inside.",
"Appliances (stove, fridge, dishwasher, washer/dryer) are present and functioning as the unit is occupied, but age/condition is unknown.",
"No evidence of active pest infestation or heavy mold visible in photos; areas behind walls/plumbing were not inspected.",
"Listing statement that home was 'recently remodeled' is taken into account but photos show only partial updates; assume some cosmetic updates were made."
],
"overall_score": 60.0,
"rubric_version": "nsPIRE-2024-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3361 Oakview Dr, Jackson, MS, 39212",
"aggregate": {
"summary": "This 4-bed, 2-bath single-family appears generally rentable with mostly cosmetic and code-verification tasks. Appliances are present and interior is lived-in but in reasonable condition. Primary inspection risks to address before an HCV inspection: confirm that all sleeping-room windows provide proper egress (security bars may block egress), install/verify GFCI protection in kitchen/bath as required, and install/verify carbon monoxide alarm per local code. Also verify HVAC and water heater operation and repair the localized ceiling damage. With those checks and a few minor repairs (GFCI/alarms, trim/cabinets, yard cleanup), the property is likely to pass a Section 8/NSPIRE initial inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 66.7,
"rationale": "Interior and kitchen show recent cosmetic remodel work but visible wear: scuffed/peeling cabinet faces, worn vinyl floors, missing drawer front, and general clutter. Appliances (fridge, range, dishwasher, washer/dryer) are present which reduces capital needs. Exterior shows cracked driveway, leaning mailbox and overgrown shrubs. No large structural collapse visible. Overall cosmetic repairs and a few appliance/cabinet touch-ups required but no major rehab evident in photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 61.7,
"rationale": "Front exterior shows intact siding/brick, attached garage and overall stable structure. Driveway is cracked and patched/gravel areas present; mailbox is leaning. Landscaping is overgrown and there is some yard debris. No visible major foundation cracks, standing water, or collapsed elements in supplied exterior photo. Roof shingles look aged; flashing/gutters not clearly shown. Overall site is functional but needs yard and minor exterior maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 56.0,
"rationale": "A ceiling-mounted smoke detector is visible (good). Entry door has a deadbolt. However several windows (front) show security bars which may block emergency egress in bedrooms (photos show barred windows) — this is an NSPIRE/Section 8 risk until confirmed releasable/egress-compliant. No carbon monoxide alarm is visible in photos (stove appears electric, but CO device still often required by local code). GFCI receptacles in kitchen/bath are not evident in provided photos. There is a localized ceiling crack/peel near a ceiling fan that could indicate prior water intrusion. Visible wiring behind mounted TV is loose but not obviously dangerous. Because egress and required protections (GFCI/CO) are unclear, there is a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Forced-air ceiling vents are visible (indicating central HVAC), but no HVAC equipment or water heater was photographed to confirm age/operation. Kitchen plumbing fixtures and sink present; washer and dryer are in-place. Electrical panel not shown. Roof appears aged but intact in exterior photo; no obvious major roof collapse or large active leak visible (only minor ceiling blemish). Systems likely functional but not verifiable from photos — moderate risk until mechanicals are tested/inspected."
}
],
"red_flags": [
"Security bars on windows that may block emergency bedroom egress (potential NSPIRE fail).",
"No visible carbon monoxide alarm in photos (not confirmed installed).",
"No obvious GFCI-protected outlets visible in kitchen (risk of noncompliance).",
"Localized ceiling damage/peeling near living-room fan — possible prior water intrusion that needs investigation.",
"Interior peeling/scuffed paint in a pre-1978 home (built 1976) — potential lead-painted surface risk until tested."
],
"confidence": 0.91,
"assumptions": [
"Interior photos are representative of the whole unit (no additional unseen major damage).",
"Security bars visible on front windows are also likely present on other windows/bedrooms (typical for this neighborhood), creating potential egress issues.",
"Central HVAC exists and is connected (round ceiling vents visible) and likely operational but not confirmed from photos.",
"Water heater and electrical panel are located in non-photographed areas and were not visibly failing; functionality unknown.",
"Washer and dryer shown are tenant-owned or included and the dryer venting to exterior is not visible in photos (assumed but must be verified).",
"No active roof leaks beyond the small ceiling blemish pictured; photos do not show widespread water intrusion."
],
"score_method": "mean_of_criteria",
"overall_score": 61.5,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7456396187"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.