Property ID: 7486291421
2101 Huey P Long Ave, Gretna, LA, 70053
Gretna, LA
Money Down: $44,376
CoC Return: 8.41%
Monthly Cash Flow: $311
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$36,980
Closing Costs
$7,396
Total Down
$44,376
Investment Snapshot
Purchase Price
$184,900
Money Down
$44,376
Cash-on-Cash Return
8.41%
Rent
$1,691
Monthly Cash Flow
$311
Annual Cash Flow
$3,732
Debt Service / Mo
$984
Property Tax / Mo
$130
Insurance / Mo
$97
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,691
Payment Standard
$1,983
Rent
$1,691
Insurance
$97
Property Tax
$130
Management
$169
Utilities Allowance
$292
NOI (Monthly)
$1,295
Debt Service
$984
Cash Flow After Debt
$311
Quality Score: 79.80%
Confidence: 93.00%
This property appears to be recently renovated and largely turnkey for Section 8 / HCV move-in. Interior finishes, appliances (range/dishwasher/hood), flooring, and HVAC vents are present and in good visible condition. The primary inspection risks are informational/verification items not visible in the photos: presence and correct placement of smoke and CO detectors, GFCI protection at kitchen/bath, and the condition/location of the electrical panel and water heater. No structural or life-safety red flags were observed in the provided photos. With verification of detectors, GFCI outlets and mechanicals, the home is likely to pass an initial NSPIRE/HCV inspection with only minor items to address.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$292
Guaranteed Section 8 Rent (PS - Utilities)
$1,691
Property Management
$169
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$184,900
Beds
3
Baths
2
Living Area
1,244 sqft
Lot Size
3,598 sqft
Year Built
2005
Days on Market
147
Capital Outlay
$44,376
Debt Service
$984
Property Tax / Mo
$130
Insurance / Mo
$97
Property Description
Great Price Improvement for this like new renovated home on a corner lot in a great location: just blocks to Gretna Blvd, WB Expressway and Manhattan Blvd. This home has an absolutely beautiful kitchen with tons of brand new cabinet space! There is also a large closet pantry so you can keep these gorgeous stone counters neat and tidy. There's even a dining bar. Enjoy your brand new stainless appliances including a smooth top range, hood vent and dishwasher. And of course there's an indoor laundry. Stroll down the hall and find 3 spacious bedrooms including the Primary suite with private ensuite full bathroom featuring double vanities and a linen closet. The main bath is also lovely and well appointed with a tub/shower combo and new vanity. From the beautiful and low maintenance vinyl plank flooring, soaring ceilings, to the beautiful fixtures, everything is thoughtfully and beautifully coordinated. Just move in and enjoy!
Utility Allowances
cooking
$17
Property description indicates a "smooth top range", which is electric.
heating
$70
Property details explicitly state "Gas: Natural" and "Heating: Central".
water_heating
$24
The property has natural gas service, making it the most probable and economical fuel for water heating.
other_electric
$67
Covers general electricity for lights, outlets, and tenant-owned appliances like a refrigerator, which is not stated as provided.
water
$43
Property details explicitly state "Water Source: Public".
sewer
$46
Property details explicitly state "Sewer: City".
trash_collection
$25
Standard utility for a single-family home; inferred as a tenant responsibility as it is not mentioned as included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,163
DP3 Annual Estimate$1,163
DP1 Monthly Equivalent$97
DP3 Monthly Equivalent$97
Replacement Value$92,000
Basis1,244 sqft / 2005
Nearby Houses
Photo unavailable
2035 Huey P Long Ave
off_market · 0.03 mi
Price: $244,900
3 bd / 2 ba · 1,266 sqft
Latest sale: —
Latest rent: —
Photo unavailable
709 21st Street Lot 13
for_sale · 0.03 mi
Price: $135,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
712 26th St Lot 18
for_sale · 0.04 mi
Price: $45,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
2021 Huey P Long Ave
sold · 0.04 mi
Price: $134,900
— bd / — ba · 1,505 sqft
Latest sale: —
Latest rent: —
Photo unavailable
700 21st St
for_sale · 0.04 mi
Price: $138,500
2 bd / 2 ba · 1,080 sqft
Latest sale: — on Apr 25, 2023
Latest rent: —
Photo unavailable
2019 Huey P Long Ave
off_market · 0.04 mi
Price: $244,900
3 bd / 2 ba · 1,266 sqft
Latest sale: —
Latest rent: —
Photo unavailable
707 22nd St Lot 13
for_sale · 0.05 mi
Price: $50,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
2208 Huey P Long Ave
for_sale · 0.09 mi
Price: $245,000
3 bd / 2 ba · 1,168 sqft
Latest sale: —
Latest rent: —
Photo unavailable
907 21st St
for_sale · 0.09 mi
Price: $170,000
3 bd / 2 ba · 1,264 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2218 Huey P Long Ave Lot 5
for_sale · 0.09 mi
Price: $38,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
814 Central Ave
sold · 0.10 mi
Price: $115,000
2 bd / 1 ba · 1,152 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- The listing photos and description are representative of the full unit (renovation is complete throughout bedrooms and bathrooms).
- Central HVAC is functional (supply/return vents visible); no major hidden HVAC failure is present.
- Water heater and electrical panel exist on site and are in operable condition (not shown in photos).
- Bedrooms have code-compliant egress windows as typical for a post-2000 build; photos show typical double-hung windows in living areas.
- Smoke detectors and carbon monoxide detectors are not visible in photos and therefore must be confirmed before inspection; absence would require correction but is assumed likely present after renovation.
- GFCI protection in kitchen and bathrooms is not visible in photos and should be verified.
- No significant concealed mold, termite damage, or plumbing leaks exist beyond what is visible in the photos; if heavy hidden deterioration exists, score would be lower.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,513 | $111,300 | $11,130 |
| 2024 | $1,457 | $107,000 | $10,700 |
| 2023 | $1,529 | $107,000 | $10,700 |
| 2022 | $1,529 | $107,000 | $10,700 |
| 2021 | $1,454 | $107,000 | $10,700 |
| 2020 | $1,445 | $107,000 | $10,700 |
| 2019 | $1,467 | $107,000 | $10,700 |
| 2018 | $1,381 | $107,000 | $10,700 |
| 2017 | $1,245 | $107,000 | $10,700 |
| 2016 | $1,223 | $107,000 | $10,700 |
| 2015 | $1,233 | $107,000 | $10,700 |
| 2014 | $1,231 | $107,000 | $10,700 |
| 2013 | $1,231 | $107,000 | $10,700 |
| 2012 | $727 | $107,000 | $10,700 |
| 2011 | $694 | $107,000 | $10,700 |
| 2010 | $669 | $107,000 | $10,700 |
| 2009 | $1,139 | $107,000 | $10,700 |
| 2008 | $196 | — | $10,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price Changed | $184,900 |
| 2026-02-18 | Price Changed | $189,900 |
| 2026-01-15 | Price Changed | $199,900 |
| 2025-12-12 | Price Changed | $209,900 |
| 2025-11-13 | Listed | $210,000 |
| 2014-09-08 | Listing removed | $91,000 |
| 2014-01-24 | Listed | $91,000 |
| 2005-05-04 | Sold | $0 |
Photo Gallery
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"home_photo": "https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m1477442023s-w1280.jpg",
"rent_price": 1691.0,
"loan_amount": 147920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/2101-Huey-P-Long-Ave_Gretna_LA_70053_M74862-91421",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 184900.0,
"loan_term_years": 30,
"annual_cash_flow": 15541.41,
"mortgage_monthly": 984.12,
"payment_standard": 1983.0,
"total_amount_out": 36980.0,
"additional_photos": [
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m2991058627s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m3770828374s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m907295608s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m991521197s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m4165601963s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m2831253134s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m2749111571s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m966900631s-w1280.jpg",
"https://ap.rdcpix.com/a00b8dab0a9d508a3b116cbeb9511e73l-m2040574544s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 96.92,
"monthly_cash_flow": 1295.12,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property description indicates a \"smooth top range\", which is electric.",
"utility": "cooking",
"allowance": 17
},
{
"note": "Property details explicitly state \"Gas: Natural\" and \"Heating: Central\".",
"utility": "heating",
"allowance": 70
},
{
"note": "The property has natural gas service, making it the most probable and economical fuel for water heating.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "Covers general electricity for lights, outlets, and tenant-owned appliances like a refrigerator, which is not stated as provided.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "Property details explicitly state \"Water Source: Public\".",
"utility": "water",
"allowance": 43
},
{
"note": "Property details explicitly state \"Sewer: City\".",
"utility": "sewer",
"allowance": 46
},
{
"note": "Standard utility for a single-family home; inferred as a tenant responsibility as it is not mentioned as included.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.42,
"down_payment_amount": 36980.0,
"property_tax_annual": 1558.39,
"property_tax_monthly": 129.87,
"property_tax_increase": 0.03,
"utility_allowance_total": 292.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 3732.02,
"property_management_monthly": 169.1,
"monthly_cash_flow_after_debt": 311.0,
"cash_on_cash_return_after_debt": 0.1
},
"section8_assessment": {
"runs": [
{
"summary": "This property appears to be recently renovated and largely turnkey for Section 8 / HCV move-in. Interior finishes, appliances (range/dishwasher/hood), flooring, and HVAC vents are present and in good visible condition. The primary inspection risks are informational/verification items not visible in the photos: presence and correct placement of smoke and CO detectors, GFCI protection at kitchen/bath, and the condition/location of the electrical panel and water heater. No structural or life-safety red flags were observed in the provided photos. With verification of detectors, GFCI outlets and mechanicals, the home is likely to pass an initial NSPIRE/HCV inspection with only minor items to address.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos and listing show a recent full renovation: new vinyl plank flooring, fresh paint, new cabinets, granite counters, new range, hood and dishwasher, and finished trim. Exterior siding and porch are intact with minor cosmetic staining at one corner. No visible damaged drywall, sagging ceilings, or exposed subfloor. Missing items: refrigerator not shown in photos (listing calls out range/hood/dishwasher specifically). Overall only minor cosmetic touch-ups likely required."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 75.0,
"rationale": "No visible exposed wiring, ceilings intact, entry door appears secure and there are functioning-looking HVAC vents. Windows in living area look adequate for egress; bedrooms not shown directly but listing describes 3 bedrooms. Missing/unknown items that affect score: presence and placement of smoke detectors and CO detector(s) not shown, GFCI outlets in kitchen/bath not visible, electrical panel not photographed. Exterior porch steps have no handrail (few steps) but do not appear to exceed typical riser threshold for required handrail. No visible mold, active leaks, or major trip hazards in photos."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 78.0,
"rationale": "Roof appears in good condition with no visible sagging or missing shingles. Central HVAC duct/vent registers visible in ceilings indicating forced air present. New kitchen appliances installed (range, hood, dishwasher). Laundry hookup shown in kitchen closet area. Water heater and electrical panel are not shown; their condition is therefore assumed good based on recent renovation but remain unverified. No visible plumbing leaks or water stains in interior photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Property sits on a corner lot with maintained grass and concrete sidewalks. Siding and foundation appear intact; concrete porch and steps are solid with only minor wear. No standing water, major grading issues, visible pest infestation, or collapsed walkways in photos. Utility lines are overhead and connected at meter; meter and service conduit appear intact."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"The listing photos and description are representative of the full unit (renovation is complete throughout bedrooms and bathrooms).",
"Central HVAC is functional (supply/return vents visible); no major hidden HVAC failure is present.",
"Water heater and electrical panel exist on site and are in operable condition (not shown in photos).",
"Bedrooms have code-compliant egress windows as typical for a post-2000 build; photos show typical double-hung windows in living areas.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and therefore must be confirmed before inspection; absence would require correction but is assumed likely present after renovation.",
"GFCI protection in kitchen and bathrooms is not visible in photos and should be verified.",
"No significant concealed mold, termite damage, or plumbing leaks exist beyond what is visible in the photos; if heavy hidden deterioration exists, score would be lower."
],
"overall_score": 81.0,
"rubric_version": "1.0"
},
{
"summary": "This is a recently renovated, mostly turnkey 3-bed/2-bath single-family home with new finishes, appliances (range, hood, dishwasher), vinyl plank flooring, and evidence of functioning central HVAC supply. Exterior and roof appear sound. The most likely inspection fails would be missing or improperly located smoke/CO detectors, lack of documented GFCI protection in kitchen/bath, and unconfirmed bedroom egress windows — items that are often quick fixes but are required for NSPIRE pass. No major structural, roof, or visible electrical hazards were observed in the provided photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior photos show a full recent renovation: new vinyl plank flooring, fresh paint, new cabinets, granite counters, new range/hood and dishwasher (stainless pictured), intact drywall and trim. Exterior siding and porch are intact with only light soiling/discoloration on one wall panel; concrete porch and steps are serviceable. No visible collapsed finishes or significant deferred maintenance. Missing refrigerator not pictured but listing claims appliances; treated as a minor onboarding item. Overall mostly turnkey with only minor exterior cosmetics and finish details."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No obvious electrical hazards, exposed wiring, roof leaks, or structural sagging visible. Electrical meter and exterior connections appear intact. Central HVAC supply registers and ceiling fans present. However smoke detectors and carbon monoxide detectors are not visible in interior photos (likely required), GFCI outlets in kitchen/bath are not shown, and bedroom egress windows are not pictured to confirm operable egress. Front entry appears to have secure hardware (photo shows deadbolt/lockset). These missing/unclear safety items reduce the score because they are common inspection fails if absent."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanicals",
"score": 75.0,
"rationale": "Kitchen shows modern electric smooth-top range, vent hood, and dishwasher installed. Ceiling HVAC registers and return appear present indicating central HVAC, but the outdoor condensing unit and furnace/water heater locations are not shown. Electrical service and meter are present and appear functional. No visible plumbing leaks; sink and fixtures shown. Roof shingles look intact in exterior photos. Because key equipment (water heater, exterior HVAC unit, interior electrical panel) are not pictured, some system-level uncertainty remains."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Corner-lot property with intact siding, consistent roof shingles, concrete porch and sidewalks and a maintained lawn. Walkway and steps are serviceable; curb/sidewalk adjacent shows typical city wear but not the property owner's responsibility. Minor siding discoloration/staining noted on one elevation and there is no visible standing water or severe foundation cracking in provided images. No signs of infestation or collapsed exterior elements."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in interior photos (common NSPIRE fail if missing).",
"No visible evidence of GFCI outlets in kitchen/bath photos (potential inspection fail).",
"No bedroom photos to confirm required egress windows (uncertain; could fail if noncompliant)."
],
"confidence": 0.75,
"assumptions": [
"Listing photos and text are accurate and reflect recent full interior renovation.",
"Range, hood and dishwasher are included and operational as stated in the listing; refrigerator is likely included but not pictured.",
"Central HVAC exists and is operational (ceiling vents visible), though the outdoor condensing unit and furnace/water heater were not photographed.",
"No active roof leaks or interior water intrusion exist (no staining or mold visible in interior photos).",
"Bedrooms have operable egress windows per modern code for a 2005-built house, although bedroom photos were not supplied.",
"Interior electrical panel, GFCI protection and smoke/CO detectors may be present but were not visible in submitted photos; their absence would be an inspection fail."
],
"overall_score": 78.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This property appears to be a well‑executed recent renovation and is largely turnkey for Section 8 / HCV leasing. Interior finishes, appliances shown in listing, HVAC vents and plumbing fixtures indicate functioning systems. Primary inspection risks are verification items not shown in photos: presence and operation of smoke and CO detectors, GFCI outlets in kitchen/baths, internal electrical panel condition, and confirmation of hot water. Exterior lacks a handrail on the front steps (minor code issue in some jurisdictions). With verification/installation of detectors and quick fixes (handrail, any required GFCI devices), the home is likely to pass an initial NSPIRE/HCV inspection with minimal work and be rent‑ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Photos and listing show a recent full renovation: new vinyl plank flooring, fresh paint, new cabinets/counters, new stainless smooth-top range, hood, and dishwasher. Interior finishes appear intact with no visible damaged drywall, peeling paint, or exposed subfloor. Exterior siding and porch concrete are generally in good shape; minor discoloration/patching is visible on one side elevation but cosmetic. Missing small items (no visible porch handrail) and minor exterior touch-ups lower a perfect score slightly. Missing refrigerator is not evident in photos but listing text indicates appliances are included."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 72.0,
"rationale": "No obvious life‑threatening hazards in photos: ceilings, floors and visible structure look sound, no active leaks, no collapsed ceilings, and no visible mold. Central HVAC vents visible indicating heating/cooling present. However, smoke detectors and carbon monoxide alarms are not visible in the pictures (could be mounted out of frame); GFCI receptacles at kitchen counters are not shown; the front porch steps lack a handrail. Electrical service and meter are present outside and appear intact, but the service panel interior and breaker labeling were not provided. Bedroom egress appears likely but cannot be confirmed from photos. These unverified but inspectable items create moderate compliance risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 80.0,
"rationale": "Roof shingles look intact from available angles; no visible sagging or active water intrusion. Ceiling vents indicate a central HVAC system is installed; vents and registers appear properly placed. Kitchen shows working fixtures (sink, faucet, dishwasher) and a smooth-top electric range (no gas piping visible). Exterior electrical meter and service drop are present; internal electrical panel not shown. Water heater not pictured but listing notes two full baths and laundry so plumbing and hot water are likely functional. Because key system components (panel interior, water heater, HVAC mechanical unit) were not photographed, a conservative but positive score is assigned."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Corner lot with maintained lawn, level grade, and concrete walkways. Siding and trim are generally in good condition with only small areas of discoloration; foundation perimeter appears sound and above grade. Porch steps exist but lack a handrail (two steps shown). Overhead service lines cross the front of the lot (typical in neighborhood) but are not visibly damaged. No signs of standing water or exterior infestation in provided photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — verifier must confirm presence and operation (missing detectors are an automatic fail).",
"Front porch steps lack a handrail/guardrail — may be a code/safety violation depending on local requirements.",
"GFCI protection at kitchen counters and bathroom outlets not visible in photos — must verify to meet NSPIRE electrical safety requirements.",
"Interior electrical panel and water heater were not photographed; their condition must be confirmed during inspection."
],
"confidence": 0.7,
"assumptions": [
"Listing text is accurate: new stainless range, hood vent, and dishwasher are present and operational; a refrigerator may be included though not shown in photos.",
"Central HVAC is installed and operational (indicated by ceiling vents/registers visible in photos).",
"Plumbing is operational with hot water available (two full bathrooms and laundry are described and laundry hookups shown).",
"Electrical service is intact and the interior electrical panel is properly installed and labeled (meter and exterior service are visible).",
"Bedrooms have code‑compliant egress windows (window sizes appear typical for bedrooms but not measured).",
"No concealed severe issues (hidden structural movement, major mold, or collapsed framing) are present beyond what is shown; photos show no visible signs of those conditions."
],
"overall_score": 81.0,
"rubric_version": "nsPIRE-v1.0-2026"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2101 Huey P Long Ave, Gretna, LA, 70053",
"aggregate": {
"summary": "This property appears to be recently renovated and largely turnkey for Section 8 / HCV move-in. Interior finishes, appliances (range/dishwasher/hood), flooring, and HVAC vents are present and in good visible condition. The primary inspection risks are informational/verification items not visible in the photos: presence and correct placement of smoke and CO detectors, GFCI protection at kitchen/bath, and the condition/location of the electrical panel and water heater. No structural or life-safety red flags were observed in the provided photos. With verification of detectors, GFCI outlets and mechanicals, the home is likely to pass an initial NSPIRE/HCV inspection with only minor items to address.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 86.0,
"rationale": "Photos and listing show a recent full renovation: new vinyl plank flooring, fresh paint, new cabinets, granite counters, new range, hood and dishwasher, and finished trim. Exterior siding and porch are intact with minor cosmetic staining at one corner. No visible damaged drywall, sagging ceilings, or exposed subfloor. Missing items: refrigerator not shown in photos (listing calls out range/hood/dishwasher specifically). Overall only minor cosmetic touch-ups likely required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 81.7,
"rationale": "Property sits on a corner lot with maintained grass and concrete sidewalks. Siding and foundation appear intact; concrete porch and steps are solid with only minor wear. No standing water, major grading issues, visible pest infestation, or collapsed walkways in photos. Utility lines are overhead and connected at meter; meter and service conduit appear intact."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 72.3,
"rationale": "No visible exposed wiring, ceilings intact, entry door appears secure and there are functioning-looking HVAC vents. Windows in living area look adequate for egress; bedrooms not shown directly but listing describes 3 bedrooms. Missing/unknown items that affect score: presence and placement of smoke detectors and CO detector(s) not shown, GFCI outlets in kitchen/bath not visible, electrical panel not photographed. Exterior porch steps have no handrail (few steps) but do not appear to exceed typical riser threshold for required handrail. No visible mold, active leaks, or major trip hazards in photos."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 77.7,
"rationale": "Roof appears in good condition with no visible sagging or missing shingles. Central HVAC duct/vent registers visible in ceilings indicating forced air present. New kitchen appliances installed (range, hood, dishwasher). Laundry hookup shown in kitchen closet area. Water heater and electrical panel are not shown; their condition is therefore assumed good based on recent renovation but remain unverified. No visible plumbing leaks or water stains in interior photos."
}
],
"red_flags": [],
"confidence": 0.93,
"assumptions": [
"The listing photos and description are representative of the full unit (renovation is complete throughout bedrooms and bathrooms).",
"Central HVAC is functional (supply/return vents visible); no major hidden HVAC failure is present.",
"Water heater and electrical panel exist on site and are in operable condition (not shown in photos).",
"Bedrooms have code-compliant egress windows as typical for a post-2000 build; photos show typical double-hung windows in living areas.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and therefore must be confirmed before inspection; absence would require correction but is assumed likely present after renovation.",
"GFCI protection in kitchen and bathrooms is not visible in photos and should be verified.",
"No significant concealed mold, termite damage, or plumbing leaks exist beyond what is visible in the photos; if heavy hidden deterioration exists, score would be lower."
],
"score_method": "mean_of_criteria",
"overall_score": 79.8,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7486291421"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.